Safe Investments in Today's Falling Market - What is the Fed's Dot Plot and Why it Matters?
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- Опубліковано 28 вер 2024
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I-bonds are a good option as well. 9.62% and backed by federal government. You can buy a maximum of 10k a year, they have a minimum hold of 1 year and if you sell them before 5 years you lose the last 3 months of gains.
The rate also changes depending on inflation and the 9.62% is for any bought before the end of this month and good for the upcoming 6months before they would be moved to the new rate which I would assume will still be at least 7%.
You can actually buy up to $75K worth of I-Bonds if you have a spouse, children, and an LLC/business, etc.
What about ibonds Jimmy?
Might be a bit late to look for safe investments now when we are already in this environment. As always. It always makes sense thus to have some sort of hedge against this in your portoflio at all times.
If I recall correctly, bonds are counterintuitive. If you buy a treasury with 1.5% yield, it means you bought it at an expensive price. If the yield rises to 4%, it doesn't mean you are winning. On the contrary, if you want to sell your bond, you would sell it at a lower price (because the yield is fixed in dollar terms, no matter the bond price in the market).
So, If you buy a treasury today with a 4% annualized return, keep in mind that if the yield drops to 2%, it means your bond has appreciated and you can sell higher.
bonds are not meant to perform well. they are more of a hedge against market pullbacks like we see here. Overall, i think they lost their allure in the 90s and had no place in the 2000's until just now. Things can change of course. But there must be a reason most big profile names have no bonds in their portfolios...
Based on 6:12 it seems that staying value/dividend stocks might be a good idea. Then from 2024 rotating back into growth. Assuming growth stocks will be beaten down over the next two years as the rates rise/remain high.
I agree, I’m hunting for value myself 😀👍
Holding cash is never a bad idea until you feel more comfortable. At the end of the day you only lose by however much inflation is. With stock you have infinite lose potential but also infinite profit potential. No right or wrong way.
No, you can only lose 100%.
Anybody got a kidney to sell? This market is about to be a bargain sale.
What kind of bonds do most people invest in their investment portfolios? I didn't know there was a difference between bonds and bond ETFs...
Down 40% grabbing equality business shares , on the long term I will overcome the market !
Buying treasuries now is crazy. This it the time to make investments of your life!
would i get enough data for Europe stocks?
gold covered calls pay 7 percent has been up 2022 and 2023
Very helpful video, thank you very much! 👍
Very informative, thank you Jimmy!
Hi Jimmy, are you buying Chewy and Intel with both hands now?
he was buying intel above 40. Lots of pain in those value traps.
Hey Jimmy great video. One question, when the website will be ready with the other valuation methods?
Curious, as a non USA citizen (Canadian) can we buy USA bonds? Also if the USD is near a all time high against other major currencies (investors leaveing sinking ships for safety?), If one bought say a 2 year bond and the USA economy tanks and the dollar drops would that negate the gains a foreigner would obtain with buying USA bonds?
Why
Does our government know about the rate of inflation? Asking for a friend.
Nice content👍. Truth is everyone needs to have a passive income💯💯
Times ahead are really going to be hard. I am super happy I gave ¢rypto & stocks a try
It literally changed my life for good.🤗
That's amazing. But how do you manage to make money in terrible period? I've been meaning to invest but I don't have the right guide
I work with Jennine Glynn, I once saw on an interview.
I got to know her lately, and that has honestly changed my life.
I'm new at this and would love to work with this Jennine...Please, link me up if that's possible.
Frankly, Jennine has to be seen as one of the best. I started with just 4k, and I've already taken out 25k, all of which I've invested in my Airbnb business. I really wish I had known her earlier.
Jenine_Glynn✔✔
Hey Jimmy, great video but why don’t you script these so that you stop saying the wrong word then having to correct yourself?
Hi Jimmy will the website / tool also work for small cap companies?
It will 😀👍, discounted cash flow isn’t the best for smaller cap companies, but many of the other valuation methods were adding will work quite well 😀👍
Plan your investment with a reliable and profitable Expert i can assure you that in a few days or weeks account will be more than you dreamt of.
JO B Mason -on (F, B) - is my Adviser, She has been of great help and her tutelage has brought me to a higher understanding of profit generation. You can look up her name on the net for her page and reach out. Understands the job perfectly.
While there's more pain to come, investors should look for stocks like Royal Philips NV and Alstom SA that have been beaten down enough that they're a bargain or get a good portflio manager
@Mitchell Williams Having an investment adviser is the best way to go about the market right now, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, I nettd over $220K during this dip, that made it clear there's more to the market that we avg joes don't know
Sir my longterm portfolio Amazon tesla apple
i have been making losses trying to make profit trading. I thought trading demo account is just like trading the real market... can anyone help me out or at least advise me on what to do?
trading with an expert is the best strategy for newbies and busy investors who have little or no time to monitor trade .
If a stock goes from $13 to $88. Does it really matter if you bought it at $11.24 or $13.75?
If you find a GREAT company that checks all your boxes, invest.
Everyone has different financial plans/goals. Whatever that may be, trimming, selling, holding, are all acceptable. Just varies person to person.
In order for us to prepare for the future we need to look into safer investment with good prospect. If you have the mindset of investing 5 years ahead and just keep DCA every time you get paid. My portfolio have accrued gains of about $130k under the guidance of my investment -Advisor *Ann McGrath Elliott* whose skills in portfolio diversification are unmatched and client-centered.
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HOW! I would really appreciate if you show me how to go about it. Please can you list the platforms ?
So many slips of tongue in this one. Why not re-record a few things… It was hard to watch.
How about you make a video and do better? Why do you feel the need to point out a flaw in which someone has no control over?? Maybe think before you speak in the future.
@@anthonyb5630 Jimmy normally doesn’t do that and it felt unusual. What do you mean by “no control over it”, one could simply re-record the bloopers making it less confusing for the audience. This is called constructive criticism, that’s all. And by the way, I don’t need you to tell me to think before commenting - this is an open platform to voice opinions and those were my thoughts 🤓 and if you can’t handle it, keep it to yourself. Comments are good for the video.
Thanks for the video. Yea, I believe there will be more pain for the next 4-6 months. FOMC is looking to hit a 4-4.5 rate by years end. Good chance the market will correct even lower. Possibly by another 20%. Even doing 30-60 day T bills will garnera small profit but keeping the liquidity within a 30 day window.
Option 1: Gov/Corp Sec for 4% at the cost of Cash flexibility for 2 years (Market may be recovering by that time and missing out on the growth)
Option 2: Keep cash on hand and ride it out waiting for the perfect opportunity
Option 3: DCA and lose more money in the short turn with greater gains in the long term
Option 4: Short the market (High Risk)
Option:5: Dividend Aristocrats and Kings. Universal (UVV) is over 6% on Dividends. This beats the return of option 1 and also capitalizes on Option 3
Bonus Option: Sell puts and options for the companies you are willing to buy anyway. Get the stock at a lower price or get paid to "miss out" on the lower price.
It may be a sidways market for the next 5+ years. Stay flexible. You might have to add in some trading (short term) to go along with your value investing (long term).
This was very helpful. Thank you
I'm going to read it over and over to make more sense of it and figure out which method I'm going to employ.
Jimmy it would be interesting for you to go out of the box and review investing in ART namely the stock in art brokERage MASTERWORKS
Just a guy running his mouth on UA-cam don't know any better then you or me.
Only lazy weren't buying i-bonds this year.
DCF, Gordon Growth model, others don't seem to account for the Buffet Indicator. Are there any valuation models that do?
Great explanations as always, thank you!
You'd better be holding those treasuries to maturity, or at least one year. Bond prices will continue to go down as long as the Fed is doing quantitative tightening.
If you want safety and stability without any time restraints, you might consider the most boring of all; a high yield, FDIC insured savings account. You can take your money out at any time, without loss of capital, when you're ready to jump back into equities.
Great video, very informative. I have to say though, a 4% coupon rate on ultra-safe investments like bonds might sound great, but you also have to consider that we're in an 8% inflation economy right now. So you're actually losing wealth over time due to the loss of your purchasing power. I'm going to stick with equities. It's easy to find stocks yielding 4% dividends just like the bonds you're talking about. I believe the stock market will eventually recover just like it always has in the past. In the mean time, I'm picking up shares on sale.
I think people buying long term bonds are betting inflation will go down. So if inflation is 8 percent this year but will average say, 2.5% for the next 30 years, then a 4% bond isn’t completely losing.
absolutely. buffet has done it the same way!
You also have to pay ordinary income federal tax on the dividend income. Sounds insane to me. You loan the government money, and they tax you for it.
That 4% yield is with the principal protected if you hold to maturity, right? Talking about holding actual bond, not ETFs.
Jimmy!!!
Always appreciate the work you put into your videos, I’m a charts & statistics guy, love to see it. Thanks so much man
hi jimmy i think sticking with s&p 500 dca a better option in the long run .
For sure! Long term, I think that’s the best play! But if someone’s freaking out because of the falling market, maybe a safe bond helps them keep a bit of stability
I’m 90% cash right now (had a big influx of cash recently). Planning to DCA over the next 1.5-2 years down to near 0% cash. Going to use bonds to hold the cash waiting to be invested as I DCA into mostly SPY & QQQ.
@@es5345 Sounds like a great plan E S, im doing 60% ETF, 30% Stocks and planing on starting 10% leveraged etf when the market starts to pickup
@@MegaBankjob Nice! If interest rates keep going up I may try to put on 1-3yr time horizon trade in 30 year bonds. If the FED is forced to lower rates long term bonds could yield some nice returns. Would be intriguing to me if yields go above 6-7%. At that point I may DCA into the trade. Worst case I get trapped in a decent yielding bonds for a while.
Good video Jimmy. Keep up the good work.
On which platform can I buy corporate bonds or government bonds?
"baby" bonds and preferreds, too! Higher risk than those you highlight, but higher returns, too
Great point!!!
It also seems easier to manage a bond etf rather then getting a bond with opportunities cost in factor as well? I can collect the yeild and as price goes up I collect that as well, and can shift to another investment n not be locked up into a bond per say. So is a etf bond better now that the price is down? Wouldn't you get more in time and better off now? In depth vid would be sweet
While there's more pain to come, investors should look for stocks like Royal Philips NV and Alstom SA that have been beaten down enough that they're a bargain or get a good portflio manager
Since the USD is at near record highs against other major currencies, maybe in case the economy tumbles bringing the dollar down with it, maybe a video on how best to protect one's future against a falling dollar? What to invest in?
I was looking into a software to help my investments, I'm currently using everything money software, and I really like it. I would like to see yours in depth befor I commit to Patreon. Do you have a up to date on the beta software on how it runs in depth?
Thank you for this video!
Could you record more similar ones? I mean educational ones :)
I would love to see a comparison of what happens if you hold e.g. TLT vs actual bonds over time. Also, how do investors buy corporate bonds directly?
That’s a great idea for a video 😀👍🎯
In Europe, I can buy corporate bonds through my bank, which buys them for me through the local NASDAQ exchange I understand. I can only buy local corporate bonds though.
I would recommend i-bonds
Despite the economic downturn, I'm happy ☺️. I have been earning $60,200 returns from my $10,000 investment every 13 days
No mention of I-Bonds? Currently around 9%
Either short or don't be in the market at all. Even for shorting, you can still get margin called due to short squeezes.
Advice is too late and easy to say now
@@theditto69 Better late than never and theres plenty of room down to go
With shorting the potential downside is unlimited. Not being in the market = timing the market. Neither of those are good choices for investors. Long-term Dollar cost average in good solid businesses, etfs, be diversified across sectors, countries, asset classes.
@@yodaleiheehu3280 you can't really know, theta could mess you up even if it doesn't go up
@@MagicNash89 I suppose if you are well diversified and you've been holding this long there's no point selling. As long as you can weather the storm and its a huge one.
Hmm... Maybe the democrats should STOP SPENDING MONEY 🤔
L