Best Cards for Travel and How to Save Money While Traveling

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  • Опубліковано 6 чер 2024
  • Let's talk about everything you need to know about money and travel. Our biggest recommendation? Get a Wise account for everything travel and money. Sign up with our link and get your first transfer up to £500 (or currency equivalent) fee free: wi.se/nicoleandmico
    We asked you all to send in your questions about dealing with money while traveling, and you gave us some awesome questions. The most commonly asked question was about how to get money once you're in a country. Is it best to bring cash and use a money exchange, or can you use your debit card at ATMs around the world? What about foreign exchange fees? What even are these, and how do they work when I take out money or use my debit card or credit card in a different country? What credit and debit cards should you bring abroad with you and how do you keep them safe when you're traveling to a new city every couple of days? How do I exchange money abroad? Can I withdraw money while traveling? What's the best way to prevent theft abroad?
    We broke up your questions into five money-related categories: credit and debit cards, ATMs and exchange fees, handling cash, saving money, and safety and money scams. We cover tons of information in this video, but here's a breakdown of the highlights:
    Credit and Debit Cards for Traveling - What debit and credit cards do we travel with? Are we loyal to any travel rewards programs? What is our recommendation for travel credit and debit cards
    ATMs and Exchange Fees: How do you use ATMs abroad and how do you get the lowest fees? How do you know where to get the best exchange rates? Do you use foreign exchange kiosks?
    Handling Cash: How much money do we travel with? How much cash do we withdraw before a trip? Overall, how do we deal with cash while traveling?
    Saving Money: What's the best advice for saving money on accommodation? Do we track our spending? How much does it cost to travel? How are we paying for our travels now?
    Safety and Money Scams: Have our cards been compromised? Do we use hidden wallets or money belts? Where do we store extra cash and how much do we carry every day? What are the most common money scams we see around the world?
    There's so much to talk about when it comes to dealing with money while traveling that we couldn't cover it all, but we did our best to share how we have made it work these past few years. If you have any more questions or have suggestions for a future video on a money-related topic, please drop it in the comments!
    Our 1-Year of Travel Budget Video: • COST OF LONG-TERM TRAV...
    Want to become a channel member? Click here: ua-cam.com/users/nicoleandmico...
    If you choose to support us in this way, THANK YOU so much!
    SafetyWing is our favourite travel insurance provider (including health insurance): tinyurl.com/2p87ewbr
    Wise is our travel debit card: wise.prf.hn/l/OqnMl4Z
    Sign up for our free newsletter for behind the scenes content and our travel plans: tinyurl.com/3x8y26re
    Want to work with us? Email: info@nicoleandmico.com
    == Connect with us! ==
    ♥ Instagram: @nicoleandmico_
    ♥ Website: www.nicoleandmico.com
    ♥ Email: info@nicoleandmico.com
    == OUR FAVOURITE TRAVEL GEAR ==
    + Packsafe Wallet: amzn.to/427d4Iq
    + Nicole's Wallet: amzn.to/47DDHpR
    + Mico's Wallet: amzn.to/49Cpg6k
    + Matador soap bar case: amzn.to/3S9JheW
    + Travel Adapter (Universal): amzn.to/3HEwqL3
    + Solid shampoo and conditioner: amzn.to/3T
    + HeroClip Carabiner: amzn.to/3itXX5Z
    + Ex-Officio Underwear: amzn.to/47rT7NF
    + Toiletry kit: amzn.to/41T51z8
    + OmniCharge (all-in-one battery bank): tinyurl.com/36hssspu
    + Vessi Everyday Classic sneakers: crrnt.app/VESSI/pgldkja7
    Our FULL Packing List: nicoleandmico.com/our-packing...
    *Some of the links above are affiliate links and we may get a small commission at no cost to you if you choose to use a link to purchase a product!
    == Chapters ==
    0:00 Another hilarious intro
    1:00 Debit and Credit Cards for Travel
    2:08 Why we recommend Wise
    3:25 Credit cards and loyalty programs
    6:12 ATMs and Exchange Fees
    10:56 Currency converters/foreign exchange kiosks
    12:17 How do we deal with cash abroad?
    15:01 How we save thousands on accommodation
    19:02 Budgeting for travel
    21:25 Money safety
    26:00 Money scams while traveling
    #money #travel #wiseaccount #wisecard #wiseaffiliate #wisetravel
    ======================
    Hey there! We are Nicole and Mico and in March 2021, we quit our jobs, sold our belongings, and began traveling the world! We never thought we'd be making travel vlogs on UA-cam, but after realizing that we had a unique opportunity to share our adventure and make the world feel more familiar and inviting to anyone watching, we took the leap and picked up the camera! We hope our videos show how wonderful, delicious, and friendly the world can be.

КОМЕНТАРІ • 49

  • @nicoleandmico
    @nicoleandmico  Місяць тому +1

    If you want to try out Wise, sign up with our link and get your first transfer up to £500 (or currency equivalent) fee free: wi.se/nicoleandmico

  • @shayuka4300
    @shayuka4300 Місяць тому +5

    Thanks for the comprehensive video. You guys are amazing!

    • @nicoleandmico
      @nicoleandmico  Місяць тому +1

      Thanks for watching! Glad you enjoyed the video 😁

  • @thehappylori
    @thehappylori Місяць тому +4

    This was great! I have a credit union that I love, but we seem to always have issues with the ATMs when we travel. Which means we bring a "big bank" debit too. Not ideal. Especially when you get off the plane after 17 hours of traveling and you need to spend time calling your bank. I also love the online separate card number feature. Thanks for sharing!

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Glad you enjoyed it and found some features you liked! The card and the app really have some great stuff for travellers and we are happy to share it’s been working really well for us even after all this time. And yes, keeping things separate from our bank back home just helps us feel better with safety so this was also important to us.

    • @leapintothewild
      @leapintothewild Місяць тому

      Yep, love my credit union, but ours even wants to know if we’re going to use the atm in just another state! (US) The card would probably do a Mission Impossible mini-explosion if I crossed a country border with it… 😂

  • @beachbumis
    @beachbumis Місяць тому +2

    Cool intro, you guys are great!

  • @lisemarquis1905
    @lisemarquis1905 Місяць тому +1

    Bravo!! So helpful.

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Thanks Lise! Let us know if any other questions come up for you 😄

  • @helenwheels4444
    @helenwheels4444 Місяць тому +1

    Great video. Thanks so much. Just signed up for Wise

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      That’s awesome, so glad you found it helpful!

  • @SincerelyRaman
    @SincerelyRaman Місяць тому +2

    Another great video you guys 🥳. Great tips!

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Thank you! I’m sure you’ve got even more tips than we do after all your years on the road 😁

    • @SincerelyRaman
      @SincerelyRaman Місяць тому

      @@nicoleandmico Oh, let me tell you about tips! About money belts especially 😄

  • @Tracy_Travelers
    @Tracy_Travelers Місяць тому +1

    Anyone else freak out at 8:10 with the lizard?! 😂

    • @nicoleandmico
      @nicoleandmico  Місяць тому +1

      Hahaha we debated drawing attention to it in the edit and then decided to leave it and see how many folks would notice it 😂 That cute little guy seemed to live in our roof and kept the bugs away :)

  • @RidetoEnglishwithDM
    @RidetoEnglishwithDM Місяць тому

    You guys are awesome! Thank you for all of this information. It's safe with us ;)

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      So glad you found it helpful and you will keep our secrets 😂

  • @89shiella
    @89shiella Місяць тому +1

    Im using Wise for our payroll but didnt think i could use it for travel. Thanks for this video!

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      That’s awesome! So glad we could introduce you to another use for it 😁

  • @sbkpilot1
    @sbkpilot1 Місяць тому +1

    Great info, definitely interested in an updated budget since your last one was from covid times, wondering if your costs have increased dramatically or stayed around the same

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Thanks for letting us know!! I’d be interested to look at the number as well. We’ll do some brainstorming and see if there’s a good way we could pull off sharing our updated numbers

  • @Nexx
    @Nexx Місяць тому +1

    This video needs more like. Serious!

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Awe thank you! So glad you enjoyed it 🤩

  • @veetour
    @veetour Місяць тому +1

    These are really helpful tips that I'll use for travelling this year. It's always good to hear from seasoned travellers what they find works. I never considered using the ATMs to get cash in another country thinking they offered poor exchange rates. My trips to Europe, Asia, and Mexico had often been to bring enough cash for the whole trip, and then find exchange centres where I can exchange a hundred or so dollars for a day or several days. I'll research the Wise card, since that seems very safe and convenient.

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      So glad we could help out with a new option for dealing with money abroad :)

  • @leahpowers711
    @leahpowers711 Місяць тому +2

    Great video. Thanks so much. I have getting this card on my “to do list”. (What was the thing running up your wall at the 8 min 10 sec point?? Lizard??)

    • @nicoleandmico
      @nicoleandmico  Місяць тому +2

      That’s our friendly house gecko 🦎😂 we didn’t realize he ran up the wall until we were editing it haha! 😆

  • @mamabun3452
    @mamabun3452 Місяць тому

    Love your energy and how you engage with each other, wished me and my hubby can do that.. couple goals!! Your videos are so informative ❤❤… can you do a video of your touchdown ritual for a new destination?

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      oooo that's a great topic! Every time we enter country there's always a little bit of a dance to get ourselves reoriented. Thanks so much for suggesting it because we might touch on it in a future Live video.

  • @marsdoria189
    @marsdoria189 Місяць тому

    Hey Nicole and Mico! I'm here in Cuzco Peru. I've been here since the beginning of April and yesterday was the day I finished the 5 day Salkantay trek. A bit of a delay going from Mountain Sky domes to Jungle domes due to landslides and my trek group wasn't able to get to Llactapata due to landslide but overall I enjoyed the entire 5days. 10/10 experience. I learned of the Salkantay trek through your video. In a few years I'll go back to Cuzco and do other treks like Cordillera Huayhuash, Inca trail, and Ausangate.

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Hey @marsdoria189 wow what an adventure! That’s so cool you did that hike, even with the wild sounding weather. Glad to hear you’re safe and that you had an amazing time! How was the altitude for you? Did you find you got sick at all? Honestly all those hikes sounds so good and we are hoping to return to Peru one day to tackle some of those adventures. Once again we’re glad you had a great time and thank you for sharing with us your great adventure!😊💪

  • @docvern7
    @docvern7 Місяць тому

    Mahalo for the useful tips. I concur with everything. I don’t have a Wise debit, but I use it for transfers from my bank in USD to my Japan friend’s account in JPY. Great exchange rate and low fees. 🤙🏼

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Love that! There's so many uses haha

  • @km190103
    @km190103 Місяць тому

    Love this video! My fiance and I are planning our honeymoon to places where cash is king and we cant easily rely on our visa/mastercard. I didnt love the idea of carrying so much cash but it looks like Wise is a great option instead.
    This may also be good for cross border shopping in the US 😊

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Yeah we were so worried about carrying loads of cash too, especially in some of the more remote places. Glad you found some good tips in the video :) Happy travels!

  • @carolyncoe131
    @carolyncoe131 Місяць тому

    So question.. do you move the funds to the card and then do a ABM withdraw? So if you can use it as a debit.. is it accepted at say coffee shops or is the a min limit to use it at the stores?

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      That's right, we transfer money to our wise card using the app (it just takes a couple of seconds once you've connected your bank account to the wise account, which was also very simply). Then we use the wise card like a debit card at ATM machines and at debit or credit pay points. there is no minimum amount needed to use the card in stores. We've used it for less than $1 before when we didn't have cash in a new country and never had any problems :)

    • @carolyncoe131
      @carolyncoe131 Місяць тому

      @@nicoleandmico Thank you for the quick reply. I'm heading to Vietnam and hate having to deal with different currency so having a small amount of cash and the Wise card makes more sense .. no worries about not getting the correct change back either.. Is there a charge for them to send you a physical card? Im from Canada as well.

  • @user-eh4ng1yj8z
    @user-eh4ng1yj8z Місяць тому

    I'm thinking of going back to Vietnam in next couple years.....best price I can get is...28,000 per pound ....I just checked your card( wise card) you get 31,000 per pound! Thanks for the help,! Martin....Bristol

    • @nicoleandmico
      @nicoleandmico  Місяць тому +1

      Oh man that’s awesome!!! So glad you can get a better price with Wise. Vietnam will be amazing!!!

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Oh man that’s awesome!!! So glad you can get a better price with Wise. Vietnam will be amazing!!!

  • @leapintothewild
    @leapintothewild Місяць тому

    Challenging to pay attention to all the details with the loud music. At least my experience. Love the mood music for your wonderful travel blogs, but not so much for something like this where you’re trying to relay so much detail.

    • @leapintothewild
      @leapintothewild Місяць тому +1

      BUT I powered through and freaking excellent info, some I hadn’t heard before in over a year of research! ❤

    • @nicoleandmico
      @nicoleandmico  Місяць тому

      Thanks for letting us know about the music! We will keep a close eye on it but we are really glad to know you found the video useful! Happy travels :)