People Are LEAVING FLORIDA in DROVES! (WHATS GOING ON?)

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  • Опубліковано 10 вер 2024
  • Florida gets a lot of publicity about how 730,000 people have moved to the state just between 2021 and 2022. But what a lot of people don't talk about is that during the same timeframe over 500,000 people also left. So even though Florida has positive net migration, there's a reason a lot of people are leaving the State.
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КОМЕНТАРІ • 1,6 тис.

  • @MichaelBordenaro
    @MichaelBordenaro  8 місяців тому +21

    NOBODY Will BUY THIS HOUSE! Why Not? ua-cam.com/video/SW806dWFGPk/v-deo.html

    • @georgedoolittle7574
      @georgedoolittle7574 8 місяців тому +2

      Sounds crazy that 20 million people will suddenly pick up stakes and leaves but happens in Russia all of the time. Use to happen quite regularly in the USA as well so might have a literal toxic mold issue in Florida absolutely...and hence why Insurance rates are still sky high ("failure to fix the problem.") Houston is another City at grave risk of this but unlike Florida has a massive green space that runs extant through the Center of the entire City. "Florida" has Interstate 95 instead of that. In the 1920s the last time Florida had this big of a real estate bubble the State population effectively crashed to zero after that in point of fact. Good news for proctor and gamble but Florida homeowners...definitely not good news I agree. Florida does have a State Insurance regulator which is way better than Texas! Has to be one that actually does its job tho. Florida is really good at roof construction but the house itself needs to "breathe" as well which is not easy to build that actually. For Supertalls this is normative "pressurize" the entire building although I don't think this has ever been required per regulation to do that. Legionairres Disease is another problem actually. "Florida Bungalower" is a good resource for all of this actually as most people "overbuild" in reaction to this type of crisis. This makes a collapse again hardly unique to Florida btw all the worse as upkeep expense soars when what is needed is quality *NEW* construction from the ground up. In theory there is good news with solar panel pricing and Tesla Powerwall but that is a very expensive solution if not done correctly.

    • @fgjf1079
      @fgjf1079 8 місяців тому +2

      Are you wearing women’s eye mascara? 😂

    • @marciawade9101
      @marciawade9101 8 місяців тому +2

      GREAT and VERY FUNNY video, Michael! 😁👍

    • @westhavenor9513
      @westhavenor9513 8 місяців тому +2

      @@fgjf1079 Well, if he is wearing mascara, then is it still "women's?"

    • @VenturaIT
      @VenturaIT 8 місяців тому +1

      On top of this you have a group of wealthy migrants also coming into the USA's open border policy and buying up all the things including houses and land, now 2% of American land is owned by foreigners.
      "Wealth migration had been accelerating steadily in the lead-up to 2020 - approximately 108,000 HNWIs migrated in 2018 compared to 95,000 in 2017, 82,000 in 2016, and 64,000 in 2015. However, the outbreak of the coronavirus pandemic and the associated protracted lockdown and travel restrictions that characterized 2020 have impacted on global mobility in ways that remain challenging to define, as the virus has proven extremely difficult to contain. What is clear is that the mobility of individuals from all walks of life across the globe has been severely curtailed, and affluent individuals are no exception."
      - Henley & Partners
      ...
      "People Smugglers Target Wealthy Migrants in France" - WSJ
      ...
      "Nearly 50,000 orders for deportation have been issued during the first six months that President Donald Trump has been in office. That’s a 27.8 percent increase from the year before, according to the Department of Justice. Those sent back have left behind not just jobs and families but also their homes - which some of them owned.
      More than 3.4 million undocumented immigrants are homeowners, according to the Migration Policy Institute analysis of the 2014 U.S. census data. That’s about 31 percent of the undocumented population.
      While some undocumented immigrants pay for their homes in cash, others have been able to obtain little-known ITIN mortgages. ITIN stands for individual tax identification number. ITINs were created to enable tax payment by foreign nationals who are not eligible for a social security number but own businesses or assets in the U.S. But since its creation, the program has also been used by undocumented immigrants living in the U.S. Undocumented immigrants can use ITINs to open bank accounts and pay taxes on their U.S. income.
      Alterra Home Loans is one of the lenders that provides ITIN mortgages. They have issued about 300 such mortgages.
      “Out of all of the ITIN loans that we’ve done, we have had three loans pay off completely and we’ve had zero loans default or go delinquent,” said Jason Madiedo, president and CEO of Alterra. To take out an ITIN mortgage, borrowers have to save enough money for a 20 percent down payment. The mortgage is a 30-year-fixed rate mortgages. “So, it doesn’t adjust and there’s no prepayment penalty,” explained Madiedo." - Marketplaceorg
      ...
      "These Are The Foreigners Buying Up American Real Estate
      Ever wonder why New York real estate prices are so high? Well, sure there is an issue of space, and the fact that New York is a world city with people from Russia and China gobbling up apartments like Pacman enroute to a power pellet. But one of the biggest supporters of real estate pricing these days is the Chinese buyer.
      Foreign purchases jumped to 35% last year, and Chinese customers led the way with $22 billion out of the $92.2 billion total spent by foreign buyers in the U.S. real estate market, according to a report published July 8 by the National Association of Realtors (NAR).
      From April 2012-March 2013, Chinese buyers spent approximately $12.8 billion in the U.S. housing market, according to the NAR, and the previous year foreign buyers spent $68.2 billion on U.S. real estate.
      "The US real estate market is a relatively safe investment," said Selma Hepp, senior economist at the California Association of Realtors, one of the favorite states for rich Chinese buying investment property." - Forbes, Kenneth Rapoza, July 10, 2014

  • @petermaxx3971
    @petermaxx3971 8 місяців тому +329

    I am a real estate appraiser with over 20 years of experience appraising in Miami, Broward, Palm Beach, Martin, St. Lucie Counties. I recently moved to SC because all of these issues in Florida that you have mentioned. FINALLY, someone is talking the truth about how Florida changed. Thanks Michael! I am 55 and I cant afford to loose almost 20k/year that I was loosing paying for property tax and insurance ONLY. Now I am living in a country club community on 1.4 acres in a 2200sf house with a pool on the golf course with 300 feet of gold course view. My property tax and insurance is COMBINED TOTAL $2,700. I can use the 17k/year savings to invest and actually make money with it rather than give it away to the government or insurance companies. I love DeSantis and the beach BUT as you said it is just not worth it to stay there anymore.

    • @TomBTerrific
      @TomBTerrific 8 місяців тому +31

      I grew up out west. Graduated from high school in Tampa back in 1968. Left Florida after graduation and went back to the western US. I now live in Florida again since 2015. I hear what your saying and I can tell you many places in the US have significantly changed from what they used to be. Not for the better either! I have seriously considered living outside the US because of the changes. Hopefully things will start turning around but if not I’m going to seriously weigh my options.

    • @6bt_str864
      @6bt_str864 8 місяців тому +4

      Agreed wholely.
      55, moved to Deerfield in mid 70's, currently in Brevard (only due to selling in jersey in april) and NOT being able to buy BUT stuck with that inflated rentals market 6mo ago (as your well sware of) but as i look to real estate invest as sole career (working capital) I'm squirreling away/ only trades experience, not landing work, (Brevard is "capped" re; employment) and i see nothin else to do but hunker down my last 6mo of lease and SCRAM to same region (e. Tenn, bristol VA area) its crazy im over it down here. Well put and happy /prosperous new yr . Soldier. 👍🏽

    • @Gypsygirl9
      @Gypsygirl9 8 місяців тому +11

      Hi Peter. I am on a mission to get the hell out of S.FL. Traffic and heat and costs are all outta control. I only make about 60k a year. What area of SC would be decent and affordable? I cannot spend more than 150's. Thank you.

    • @user-kk9qg5ny2w
      @user-kk9qg5ny2w 8 місяців тому +19

      I just left South Carolina sucks

    • @petermaxx3971
      @petermaxx3971 8 місяців тому

      @@Gypsygirl9 with 150k you could get a very decent home in Aiken with a small mortgage. I moved here because of the possibility of appreciation of property. I am an appraiser so while my home is my home it is also an investment. This area is still increasing in values and plenty of new construction communities with reasonable prices. (When compared to FL) Lots of incentives... Plenty of jobs. Super laid back. People are wonderful. I have same day appointments for primary care with a nurse practitioner...If you could get a remote job that pays 60k... You could really make it here.

  • @lynniec
    @lynniec 8 місяців тому +80

    As an insurance agent, I can tell you insurance is going to get much, much worse, and thats if you can even find it. More and more carriers are pulling completely out of the state.

    • @timschultes6467
      @timschultes6467 8 місяців тому +5

      But there has to be companies who stay because we have to have insurance. We all can’t just go without it

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +14

      Big insurance companies left Florida because there was absolutely no profitability in that state. And we all know that it's all about money. Warren Buffett didn't buy into GEICO insurance company for nothing. He only buys in if the profits are 18 percent or better

    • @lynniec
      @lynniec 8 місяців тому +5

      ​@timschultes6467 to be honest I can see state insurance in Florida's future. We've had the majority of our partners pull out of the state and they have no plans on going back.

    • @kathleenepugh9495
      @kathleenepugh9495 8 місяців тому +6

      The companies that stay will require a premium that will be out of this world. Of course, a bad weather event and your premiums will be unaffordable, and THEN the carrier may leave the state.

    • @timschultes6467
      @timschultes6467 8 місяців тому +3

      @@kathleenepugh9495 then we are screwed lol

  • @laurenschultz9781
    @laurenschultz9781 8 місяців тому +38

    Living has gone up 30 percent no matter where you live! Car insurance also Crazy expensive in Texas. There’s nowhere to hide from it, it’s not just Florida

    • @PETER394100
      @PETER394100 8 місяців тому +6

      Texas and Florida…..the armpits of the Gulf of Mexico!

    • @z51racer
      @z51racer 7 місяців тому +2

      @@PETER394100 You forgot...Mexico. (and West Florida)

    • @dmimcg
      @dmimcg 7 місяців тому +1

      I live in Galena IL. My cost of living is super cheap. My hoa at my private golf community is $240 a month and my taxes are $4500 per year. My car insurance on my 2023 Sonata is $850 a year.

    • @z51racer
      @z51racer 7 місяців тому

      @@dmimcg That sounds comparable to where I live now (Houston) except I pay $8000/yr in property taxes on a 3600 sf home. I also pay $0 in state income taxes.

    • @dmimcg
      @dmimcg 7 місяців тому

      Houston, where Jessica Savitch got her start.@@z51racer

  • @marcamaral6970
    @marcamaral6970 8 місяців тому +29

    I have been watching you grow since under 10k and I must say. I’ve never been more proud of someone I have never met. Keep up the great work brother!

    • @MAGAfreedomis1
      @MAGAfreedomis1 8 місяців тому +1

      He's a Patriot
      Thank God

    • @FranksHairSalon
      @FranksHairSalon 8 місяців тому

      @@MAGAfreedomis1 You think MAGA's are patriots??? They are the ones who tried to overthrow the government because their Orange god told them to.
      If you think patriots act that way towards their country, you truly have NO idea what the word means.

  • @Jean-qn4fy
    @Jean-qn4fy 8 місяців тому +56

    We loved Florida when we moved there 30 years ago. But it's gotten so crowded! Plus, we end up being trapped in the house all summer. The older we get, the harder the heat and humidity is on us.

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +8

      I hear you. Being trapped in the house in the summer is just as bad as being trapped in the house in the winter for me.

    • @new2000car
      @new2000car 8 місяців тому +2

      You make a strong case for Hawaii. For old people, the vast majority would rather have it too warm. When it's hot and humid down here in FL, when you take care of things, you can be way more comfortable than when it's freezing up north. At least down here it's bright, sunny, and cheerful (300 days a year), and there is an hour a day where it's (semi) comfortable to go out for a walk in the evening. Old people always crank up the heat to super hot temperatures up north, down here all they have to do is set their central air at 80 or 82 in the summer, and they're fine. Now this whole suddenly it's too expensive in Florida thing (exacerbated by bidenomics) is definitely a reality. I bought a house just before biden got in for around $150k. Today it would be (and is) $250k. The insurance was cheaper, food was cheaper, electricity was cheaper, everything. It is common knowledge down there that 3 years ago a teacher on a teacher's salary could (and did) buy a home on a mortgage down here. Now it's out of the question.

    • @JamesG1126
      @JamesG1126 8 місяців тому +5

      @@new2000car Florida's weather sucks. Add in the snakes, mosquitoes, alligators and spiders and it's intolerable. I wouldn't live there for free.

    • @bigneiltoo
      @bigneiltoo 7 місяців тому

      @@JamesG1126 You can live in Atlanta for free in South Fulton (Fani town). See 1200 squatters.

    • @ÜTubeDeletesAllMyComments
      @ÜTubeDeletesAllMyComments 5 місяців тому

      Thankful I'm from California. The whole country east of the rocky mts is nothing but a hot steaming pile of shit.

  • @bhazleton
    @bhazleton 8 місяців тому +9

    I was mesmerized by this video. Not only because you look so different (more professional) but because you and the comments were so honest. I think you saved a lot of people some heartache. Thank you.

  • @larkatmic
    @larkatmic 8 місяців тому +117

    We love you Michael for keeping it real!

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +16

      I don’t know how to do it any other way thank you for always watching🤙

  • @Juliet875
    @Juliet875 8 місяців тому +25

    Thank You and Happy New Year Michael and Lisi! Wishing everyone a blessed 2024!

  • @horstschoninger1265
    @horstschoninger1265 8 місяців тому +12

    🎯You explained it the right way. This is the honest view of Florida. I am an engineer and architect, had my own business (Realtor, Stucco and Akustik construction, lived 50 years in Germany and moved to Texas. The weather is good, the gas is cheap, insurance cheap, property tax low, HOA low. You can move to a lake side for much less than in Florida and you see nature not condos and boring water all day long. Go to the coast in 1,5 hours. The lakes a filled with different views. I had a cruiser with A/C on Lake Travis, is about 42 miles long. Got out 100 yards from the shore. Set the anchor. No mosquitos, bright night sky with moon and stars in reflection on the water, grill attached over the reeling, enjoying the whole night on deck. Nobody around me, sleep under the night sky on the deck. Florida... I don't think so. Now I am a photographer and travel all over the places, filled with nature. I do what I love. Florida is only a place for photography for me.

  • @timr31908
    @timr31908 8 місяців тому +46

    It might be a good thing that people are leaving because there's just too damn many people there

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +6

      I came to Florida for training on a new Job in October. OMG. The population is out of this world. I actually lived in Florida for 3 years. I left in 2003. Things have definitely changed down there.

    • @ponygirl1624
      @ponygirl1624 8 місяців тому +10

      yes but its the wrong people that are leaving.....Real Floridians sadly.

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +3

      Ha ha I’ve heard that one before too

    • @ralphholiman7401
      @ralphholiman7401 8 місяців тому +2

      That is what made us leave. I was transferred to Miami as part of my job. After three years, we were so sick of the traffic and congestion that I put in for a transfer to the Mississippi gulf coast (where my wife grew up). You couldn’t dynamite us out of here. Unfortunately, too many have put our town on the ten best coastal towns to live in, and, we are getting a lot of transplants, too, and it will probably be ruined in twenty years, too.

    • @fueledbymusic3
      @fueledbymusic3 8 місяців тому

      And I thought California was bad.

  • @bethfoster4529
    @bethfoster4529 8 місяців тому +16

    Thanks for your channel, I really enjoy your honesty. We lived in NE FL for 17 years and raised our children there. After the pandemic and migration patterns, our once small-town community was ruined. When we moved there (coastal town) it was a community first (friendly full-time residents, teachers, business owners, etc. - you knew everyone) and a resort second. This reversed with the pandemic and STR speculation. I kept writing my Pros and Cons list of leaving for 2 years and finally, the Cons were too great and too unpredictable. We sold out in August of 2023 with no regrets.
    I will mention that Florida is SO pro-tourist that it undermines the rights of local governments to self-govern using a Comprehensive Plan- I worked as an activist on a group to slow bad development and corrupt land grabs - it's like batting away mosquitoes. Members of our group were newly retired and very depressed about the non-stop development and state attitude toward our natural resources. Florida's TDC (bed tax goes to more marketing and not cleaning up or sustaining Florida - just bringing more people). Anyhow, I gave up trying to protect Florida - I spent a lot of time trying too.
    For me, the final straw was the looming property insurance mess: a. a fiscal nightmare with poorly funded state self-insurance, b. overpriced coastal property c. litigious and entitled property owners d. more volatile weather patterns.
    My girlfriend sold out of St. Augustine for rural Italy. Many friends have left or are leaving. I thought it was just me and I was being too sensitive, not so.

  • @Mike-ym6rl
    @Mike-ym6rl 8 місяців тому +16

    Agreed! I left Florida because of the economy 2008/09, and did not wish to pay the additional property taxes and insurance. I could also foresee that things were going to get worse over the next decade. I miss Florida, but happy to have moved.

  • @ajvintage9579
    @ajvintage9579 8 місяців тому +19

    In 2014, I bought my 1963 Southwest Florida 900 square foot home for $48,000. Now it would sell for over twice that even though it still needs renovations. My property taxes doubled since 2014. I sincerely hope in a few years the housing market becomes affordable again.

    • @clagueb3686
      @clagueb3686 8 місяців тому

      Property taxes (Ad Valorem) and Assessments (non-Ad Valorem) are combined to give you your total tax. Do you have Homestead exemption? Not having Homestead exemption is the only way I can figure that your taxes doubled.

  • @paintedlady4589
    @paintedlady4589 8 місяців тому +56

    Hope they don't ruin your state like they did here in Colorado.

    • @jet4415
      @jet4415 8 місяців тому +14

      When you have House members like Boebert, it is hard to believe CA people ruined CO.

    • @joelbeaver1093
      @joelbeaver1093 8 місяців тому +9

      @@jet4415they did

    • @dennistyler9852
      @dennistyler9852 8 місяців тому +2

      Your house be worth less if you lived in Kansas. Colorado is where people want to move to .

    • @paintedlady4589
      @paintedlady4589 8 місяців тому +14

      @@jet4415 Boebert is very popular in the county she is running in. A lot of people like her here. It is places like Denver and Boulder that have ruined the state.

    • @nicolcacola
      @nicolcacola 8 місяців тому +1

      ​@@dennistyler9852Better quality of life and lower housing prices by getting rid of the CAs? Sounds like a promo

  • @GiannaPGP
    @GiannaPGP 8 місяців тому +89

    As a born and raised Floridian…I hate it here! I live in Pasco county and work in Pinellas county. My work is the SOLE reason I’m still here. Family too, but they feel the same as I do. I’m glad you touched on the humidity aspect. Which is a HUGE issue. I used to travel a lot and when I landed at Tampa international airport, I would think HTF do I live here?! I can barely breathe. Yes, you get used to it but it’s excruciating. Your hair looks like crap, if you wear make-up, DONT. You will constantly look like an oily unkempt mess with frizzy hair. Granted, this is surface stuff but it’s a reality. Walking to the car into a business….you will sweat your rear end off! It’s cold tonight but humid as hell. Just gross. AND expensive!

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +8

      Why are you driving so far ?? Wages ??? I lived in Zephyrhills Pasco county 20 years ago. I left that shit hole and went back to Michigan. I worked in plant City

    • @manbtm1
      @manbtm1 8 місяців тому

      Yes, my sister moved back to Michigan from 16 years in Florida, she’s so glad to be back she said , doesn’t miss a thing about it.@@gregorylyon1004

    • @Gypsygirl9
      @Gypsygirl9 8 місяців тому

      @@gregorylyon1004 isn't Michigan a blue state? As I recall that Gretchen lady Governor was quite tge tyrant natzi and outta control. Are taxes high in MI? Houses? Thanks

    • @gridley
      @gridley 8 місяців тому +10

      I often end up rating almost any place based on its weather. However, Tijuana, Mexico has San-Diego-type climate (it's just south of SD), but I wouldn't want to live there either. The political climate of an city or state also counts. Michael says he likes the weather in NoCal, but Calif's politics are lousy. However, voters in CA over 30 years ago at least enacted property-tax reform---CA's Proposition 13 of the late 1970s. But that's swamped by blue-state politics of today.

    • @bigb6046
      @bigb6046 8 місяців тому +8

      Most states have weather problems part of the year . The Northeast and Midwest is too cold in the winter , the Southeast is too hot and humid in the summer (Plus storms and hurricanes) the Southwest is unbearably hot in the summer (and cold and windy in the winter. Most regions have six months of nice weather a year if that , some less. The only place that has perfect weather all year round is Southern California , but everything else sucks!

  • @sirenmuscle
    @sirenmuscle 8 місяців тому +33

    It's a competition. People are leaving CA too. Sick of all the BS here..homeless, crime, taxes, illegals., prices, etc Gavin ..😂😂😂

    • @HiddenAgendas
      @HiddenAgendas 8 місяців тому

      LOL false. The rich are moving to CA, while the failures to moving out to Florida and Texas where it is "cheaper". Go ahead, take all our bums lol. We do not mind at all. CA is crowded as-is. The more bums and failures leave, the better.
      Look at the statistics. The wealthy Asian, law abiding and educated population are not leaving CA.

    • @jackfunk5765
      @jackfunk5765 4 місяці тому

      I lived in California for 30 years. I have also lived in florida for the last 7. I will take the hurricanes over the earthquakes every day. Live through both and at least ya know when a hurricain is coming. California turned into a cespool a decade ago and has only gotten worse in this decade. The fact that the beaches in California have the same water quality as a septic tank when it rains is something nobody seems to want to talk about. The air quality here in florida is great. Not so much in california.

  • @CaffeinatedInFL
    @CaffeinatedInFL 8 місяців тому +102

    Lots of people with money coming to where I live on the space coast. Rich and entitled and rude. They’re moving to our rural areas and then calling the law on you for having loud roosters. It’s insane.

    • @Brandon_Nelson92
      @Brandon_Nelson92 8 місяців тому +20

      Californians have done this to Idaho, not to mention house prices literally quadrupling in only 5-6 years. I'm being priced out of even renting here in just 3 months because it'll cost $700-800 more per month to renew my lease, which has already more than doubled since 2018.
      Californians outnumber the locals now. I'm leaving for somewhere i can afford to live. I REFUSE to spend $1200 per month on the cheapest rent, which is sharing a 2 bedroom trailer with another tenent.

    • @quantumquestions5849
      @quantumquestions5849 8 місяців тому

      new york and canadians are brining the RATS with them

    • @noreenn6976
      @noreenn6976 8 місяців тому +3

      Sorry to hear that @CaffeinatedinFL

    • @Vicki_Aussie_Girl
      @Vicki_Aussie_Girl 8 місяців тому +20

      Get more roosters

    • @NerdsWorldNYC
      @NerdsWorldNYC 8 місяців тому +13

      Get some turkeys too so they can harmonize 😅😅😅😅

  • @dulcyreck4436
    @dulcyreck4436 8 місяців тому +14

    Everything Michael says is spot on. I grew up in Florida, live in the Orlando area and love the weather, but the traffic is a nightmare. We just spent a week in N. Carolina after Christmas so my kids could see snow for the first time and I was floored by the lack of traffic. It was such a nice change of pace. Funny thing is, every other car we saw while there was from Florida.

    • @rochellet1333
      @rochellet1333 8 місяців тому +3

      Agree, the traffic in Florida is horrible and the drivers are not following traffic rules.

    • @Dohair879
      @Dohair879 8 місяців тому

      Orlando is my home town and I now live in SE Florida where it’s primarily snowbirds. After they leave the traffic is wonderful. It’s no where near how ridiculous Orlando is on a daily basis with it without snowbirds. It’s the one thing I don’t miss. Now it seems Orlando crime is out of control as well. Glad I left.

    • @black2785
      @black2785 8 місяців тому

      Would love to return to Florida after 20 years of military service but Orlando/ WinterSprings area doesn’t look the same from 2006 lol😅

  • @kuiperdasniper
    @kuiperdasniper 8 місяців тому +26

    What's happening is people that are from here or been here for decades are running away from the tens of millions of mouthbreathers that are literally flooding in just after telling us how evil, bad, racist dumb we are...they are horrible, which is what made their area so horrible, and now they are here to "help" us...

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +3

      Yep it’s ridiculous

    • @billwiernicki3364
      @billwiernicki3364 8 місяців тому +3

      Making them feel unwelcome would be good start .

    • @pmscalisi
      @pmscalisi 8 місяців тому

      @@billwiernicki3364it’s difficult to make miserable people more miserable. 🤷🏻‍♂️

    • @thebestcat9601
      @thebestcat9601 6 місяців тому

      It’s a cancer for sure.

  • @justinsilvajr.3038
    @justinsilvajr.3038 8 місяців тому +47

    My auto insurance doubled and nothing changed from prior policy. I was told it was based on the underwriter etc. absolutely insane.

    • @timschultes6467
      @timschultes6467 8 місяців тому +2

      Pretty soon we’ll all have to ride bikes everywhere because we won’t be able to insure our vehicles.

    • @Norm475
      @Norm475 8 місяців тому +1

      Increases in auto insurance is a National problem. I spend summers in WI, and my auto insurance increased by about $400 for the year. I have a clean driving record and haven't had any claims in over 15 years when a deer ran out and committed suicide with my car.

    • @timschultes6467
      @timschultes6467 8 місяців тому

      @@Norm475 a 400$ increase it’s absolutely ridiculous

    • @Norm475
      @Norm475 8 місяців тому +3

      @@timschultes6467 Especially since I only put about 2,500 miles on the car, and it is garaged all winter when I am in Florida. Of course, I take insurance off when I am in Fl.

    • @davoizchanger
      @davoizchanger 8 місяців тому +1

      @@Norm475 Cancelling your insurance is reason why your premiums increased.

  • @TDCatcher
    @TDCatcher 8 місяців тому +25

    I lived in Florida (Tampa) and now living in Houston. I have been looking at condos in Fort Lauderdale to spit time between Texas and Florida and unfortunately if you are near water insurance companies are gauging people all over. Here in Houston I live about 35 mins from the Gulf of Mexico and my insurance went from $1200 to $4000+ from 2022-2023. I should be getting my updated numbers in January. Also here the property taxes are crazy I went from about $9K to almost $20K.
    I say this to say states like Florida and Texas are getting screwed and I am not one for big government but I think it is time for government officials to step in and put some regulations around these insurance companies because with BlackRock and other companies buying up properties it is making me think that some collusion is going on.

    • @TT_MIA
      @TT_MIA 8 місяців тому

      🥴

    • @bigneiltoo
      @bigneiltoo 7 місяців тому

      How are the Houston women compared to Tampa women? I found that Texas women were 10 times friendlier than Florida women (home of the sassy 60 year olds).

    • @Whowhatwherewhyhowwhen
      @Whowhatwherewhyhowwhen 5 місяців тому

      You sound like a socialist. Deal with the capitalist free market system that makes this country great

    • @ao8554
      @ao8554 3 місяці тому

      There's nothing free about the market and it certainly does not make it great. You dound like an ignoramus. ​@Whowhatwherewhyhowwhen

  • @jadedelarge8929
    @jadedelarge8929 8 місяців тому +7

    Covid ruined this world in so many ways. It's heartbreaking.

  • @sanjose408
    @sanjose408 8 місяців тому +24

    That's exactly how I feel living in the Bay area. knowing that all these Tech workers came from a country where they literally s*** in a tin can but look Down on you.

  • @onionpeeler2023
    @onionpeeler2023 8 місяців тому +27

    People with money moving to FL, people without money moving out of FL, simple as that.

    • @georgedreher2322
      @georgedreher2322 8 місяців тому +3

      I've had a paid off house in Florida since 1997, money in my pocket, and no debt. I'm moving to north GA or SC in the very near future. Too many people are here now. Traffic, all insurance, and the weather sucks!

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +1

      ​@@georgedreher2322insurance companies were losing money in Florida every single time a hurricane made landfall. You have to understand that Warren Buffett owns GEICO insurance. He needs a 18 percent return on insurance company profits to please all of his stock holders. Florida and California were non profitable regions for them. So why wouldn't they pull out????

    • @jasonknight5863
      @jasonknight5863 8 місяців тому +1

      @@gregorylyon1004they pulled out also because there is more people building new homes in places that didn’t have hurricanes before. Unpopulated places like Ft. Meyers and the Pan handle. That is why the insurance carriers wanted to go bye 👋🏻 bye.

  • @bigb6046
    @bigb6046 8 місяців тому +64

    Having lived all over the country for most of my life I have seen a lot of places I have lived in that I really liked get ruined because of basically two reasons. 1)Too many people moving in too fast and 2) The people fleeing from somewhere else did not learn from the mistakes their last state made and vote and behave the same way that ruined the place they left. So my advice is if you find a place you really like , don't talk about it , keep it a secret LOL

  • @joanneramsey7723
    @joanneramsey7723 8 місяців тому +17

    Ive lived in So. Fl since 1974 except for 4 yrs in SC. Im originally from NY, and I miss having seasons. Its so hot here in the summer that you cant really enjoy the outdoors. Everthing you are saying is so true. From the traffic, to the insurance and taxes and wealthy entitled people driving up the prices, not to mention the rudeness.

    • @Cruxis_Angel
      @Cruxis_Angel 8 місяців тому +3

      It’s not even just the summer anymore. This year was oppressively hot for 8 months even for a native

  • @alexander0076969
    @alexander0076969 8 місяців тому +21

    This summer, the Farmers Insurance left states of Florida and California- both Florida and California ended up with like 30% insurance jump.

    • @jabreck1934
      @jabreck1934 8 місяців тому

      Good thing California has more than one insurance company left like Florida.

  • @spalover3
    @spalover3 8 місяців тому +23

    Michael is even more handsome without sunglasses! My husband just walked in and said, “Oh, you’re watching Mr. Doom and Gloom again”, 😂😂😂

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +4

      NO. Mr.Jerimiah Babe is doom and gloom. Lol

    • @jasonknight5863
      @jasonknight5863 8 місяців тому +3

      Haha 😂 that’s so true. But he caters to the people that sat on the fence or are super cheap or broke. That think Florida’s housing prices are going to crash 50 % or more… 🤣
      Not when 1,150 people are moving here year over year daily. There is lots of sunshine and palm trees 🌴 and in addition that the Fed lowered interest rates from 8% to 6.6 % … things are just going to get more expensive to buy a home given the lower quantity of homes on the market as it is.

    • @montymatthew1784
      @montymatthew1784 8 місяців тому

      I inspect homes all along the Treasure coast every day. People are moving OUT now not IN anymore.@@jasonknight5863

    • @sarahuber8567
      @sarahuber8567 8 місяців тому +1

      He’s gorgeous!

    • @theresa78201
      @theresa78201 17 днів тому

      Yes, very handsome Italian.

  • @daveg2199
    @daveg2199 8 місяців тому +3

    Excellent balance of personal opinion and objective truth. Love this kind of video.!!

  • @foryou-ft8vf
    @foryou-ft8vf 8 місяців тому +16

    If you are used to hills and rolling landscapes, you may become tired of flatland for miles and miles everywhere. I don't hear that mentioned much in videos but I have heard people say it.

  • @scottjoseph9722
    @scottjoseph9722 8 місяців тому +14

    I moved to Cape Coral three months ago and I’m already ready to leave. South Florida is not the same as 10 years ago I feel like I’m in a different country

    • @spalover3
      @spalover3 8 місяців тому

      I feel like that’s the same everywhere. I live in Scottsdale and it’s becoming LA,,, and not in a good way.

    • @MM-ig2zq
      @MM-ig2zq 8 місяців тому +2

      You are.

    • @nicholasr7987
      @nicholasr7987 8 місяців тому

      Cape is one giant suburb of nowhere. It's weird.

    • @annjames1837
      @annjames1837 8 місяців тому

      Once biden is done collapsing the southern border, there will be no where to go

    • @morgan97475
      @morgan97475 7 місяців тому

      What has changed there in the last decade?

  • @Mtrcty222
    @Mtrcty222 8 місяців тому +3

    Just moved to SC from Cali. My insurance and taxes combined is $1900 a year. Homestead and no taxes on SS and 15 k of retirement withdrawal per year. The climate is better than Florida and you struggle to find a homeless person in Lexington. Absolutely love it.

  • @redtiger7268
    @redtiger7268 8 місяців тому +9

    The main complaint I keep hearing is weather related issues. Come to Texas. We have well over 100 degrees for 6 months of the year. Right now it is getting down to high 30 at night and soon the roads will ice over making traffic unbearable. Every winter we have multi car pile-ups because people can't drive in the rain or the slide out because of the ice. Population is an issue everywhere. I grew up in San Diego. At that time the population was just under 2 million. Now it is over 3.5 million. This is what caused the apartment I was living in to go from $1,800 to $3,500 in 12 years. Things are bad everywhere.

  • @tizzx4945
    @tizzx4945 8 місяців тому +33

    After a long day at work, all I need is a video from Michael and some rest on the couch!
    PS: The shirt fits you very good Michael 😉

    • @BREEZYM6015
      @BREEZYM6015 8 місяців тому +2

      Those shirts are gonna sell like crazy now.

    • @redfo3009
      @redfo3009 8 місяців тому +3

      Damn he’s nice today! 😅❤

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +2

      Thanks man!!

  • @dennislewis6097
    @dennislewis6097 8 місяців тому +18

    Savannah's downtown has history - vintage buildings and town squares. (Jacksonville lost out on the vintage building fad because of the 1901 fire.) Savannah was preserved largely because the city didn't have much money for development in the post-war years, though real estate is quite pricey now. Probably no higher than South Florida now.

    • @justinallport9789
      @justinallport9789 8 місяців тому +2

      I did not know that, thank you for the history lesson"

    • @Grey-Rock
      @Grey-Rock 8 місяців тому +1

      Savannah’s “downtown” is also EXTREMELY dangerous and has a very high level of violent crime. Savannah also has a huge homeless population and homeless camps. Avoid Savannah. It’s gross.

    • @clagueb3686
      @clagueb3686 8 місяців тому

      There will never be a perfume named after Savannah.

  • @tamacmcmillan3518
    @tamacmcmillan3518 8 місяців тому +5

    I changed my mind after 6 MONTHS IN MIAMI. This place is a 17 cultures-clash of SHEER INSANITY. Headed to Hawaii!!!! ALOHA!!!

  • @istolurchikn110
    @istolurchikn110 8 місяців тому +15

    When I lived in Jacksonville, I saw a lot of out-of-state license plates from the mid west and New York. I even saw an influx from New Mexico. Crazy! I was born and raised in Panama City BTW.

    • @WORKSbaby
      @WORKSbaby 8 місяців тому +3

      Have you ever thought about all the people that move to New York ?

    • @lindylou3519
      @lindylou3519 8 місяців тому +1

      My whole family loves PCB…been going there for over 35 years. Had hoped to retire there 2 years ago but even there like all of FL insurance & taxes too much.

    • @francismarion6400
      @francismarion6400 8 місяців тому +1

      ​@@WORKSbabyThe Venezuelans are really enriching the culture.

    • @pmscalisi
      @pmscalisi 8 місяців тому

      @@WORKSbabyno but they have my condolences

    • @WORKSbaby
      @WORKSbaby 8 місяців тому

      @@pmscalisi I mean New York is way better tho lol

  • @RickAP
    @RickAP 8 місяців тому +10

    It's really simple: the cost of living in Florida, particularly South Florida, has risen much faster than the salaries have. The traffic is another reason. Also, the swanky "we own everything" attitude is too much for some of us. I'm a native, bought my 1st home in Loxahatchee in 1995. Raised my kids there. We're done. We are moving to Northern Nevada. Bye bye SoFlo, keep the attitude

    • @lizhoward9754
      @lizhoward9754 8 місяців тому

      FL has never had decent paying jobs. The only thing that keeps the state alive is retirees and tourists. The cause of higher cost of living is all the retired baby boomers wanting to flee their higher cost off of living snowy, mid-Atlantic areas to live in a cheap, sunny place like FL. People in FL think FL is “unaffordable” but it is still very cheap compared to DC, NYC and Boston. As boomers die off, prices will drop.

  • @petespike5000
    @petespike5000 8 місяців тому +7

    Picture this, Australia has 25 million people , 7.6 million sq kilometers. Florida 170,000 sq kilometers with 21 million people, Florida's like a sardine can.

    • @marknewton6984
      @marknewton6984 8 місяців тому +1

      Only Miami area...

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +1

      Yeah, picture that!!

    • @acamiln8354
      @acamiln8354 3 місяці тому

      A lot of areas in Australia where people cannot live.

    • @acamiln8354
      @acamiln8354 3 місяці тому

      It is like you say: No people on the Moon.

  • @Juju-wk7yv
    @Juju-wk7yv 8 місяців тому +3

    I am glad to see you indoors. Love your inside look.

  • @esmoglo
    @esmoglo 8 місяців тому +16

    Indoor videos are just as good it mix it up a bit its nice

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +1

      Thanks for letting me know!

    • @theresa78201
      @theresa78201 17 днів тому

      Yes, indoor videos when it is extremely hot.

  • @donnaw9040
    @donnaw9040 8 місяців тому +5

    If I ever need a realtor I’m calling you!
    Happy New Year and thanks for your enlightening info and entertainment thru this year!!💛🌴

  • @ProfitTakr
    @ProfitTakr 8 місяців тому +3

    Great videos for 2023. Happy New Year Michael and thanks for your professional insight on Florida.

  • @randyrapaport2806
    @randyrapaport2806 8 місяців тому +3

    Getting hotter, stronger storms, 15% real inflation, traffic, crime, and pollution-south Florida is going to be a living hell.

  • @monkeyfinger7949
    @monkeyfinger7949 8 місяців тому +13

    OMG! I have so many stories about Florida after living in Palm Beach County for 10 years. First, I got hit with 5 hurricanes. All hurricanes flood the place. One of them knocked down telephone poles in Palm Beach County. The power was out for a week. One of them flooded my block up to our waists. My house was built on a mound because it was built in 2000. My neighbor across the street had an older house. His house was flooded half way up the windows - uninhabitable. I never saw him or his family again after that - they just walked away. My house and grounds were trashed up a few times by the wind. I found out that I was living in a 'cancer cluster'! A professor from a local university came to our town and explained that there was radium in the ground water that was making people sick. Most notably children were getting brain cancer and losing their hair. I visited my old house this year - there are people living there that I am positive were never told about the cancer risk of radium and ground water. Something not mentioned here is yard maintenance. Because south Florida is 'tropical' the plants are AGGRESSIVE. They thrive and grow aggressively. The labor to keep them in check is enormous (I was doing it myself). Michael is right about the heat. My neighbors never came out of their homes except in the deep winter when it hit the 70's! And yes. South Florida IS snob central - land of hubris. And entitled people don't like to see riff raff on the streets. The high cost of living solves that problem, right? I could go on.

    • @CFITOMAHAWK2
      @CFITOMAHAWK2 8 місяців тому

      Weather can be wild. My wife is from Puerto Rico. Great place but too hot and windy when hurricanes hit.

    • @kamilaledoux9849
      @kamilaledoux9849 8 місяців тому

      The radium in water is so scary. How would I know which FL areas are affected by it? Thanks a lot 😊

  • @hanwin651
    @hanwin651 8 місяців тому +6

    Spot on ! We pay more property tax but no improvement in quality . I see more thrashes on the road side from homeless people . My car insurance is going to go up by 25% without any claim in the last 5 yrs ! My HOA was 550$ last year but going up to 710$ in Jan 2024. This is in Tampa , Florida.

  • @davidmacgown321
    @davidmacgown321 8 місяців тому +6

    With home owners insurance getting so expensive I can see people dropping it altogether and next hurricane season there will be a lot of uninsured destroyed homes that investors will take advantage of.

  • @jayf6525
    @jayf6525 8 місяців тому +13

    Thanks for keeping it real. We lived in Estero on the gulf side for 15 years before moving West, where quite honestly, everything for us anyway, is better and the cost of living very good. No increase in auto rates with our renewal this month. The house costs $1,000 a year to insure. They just reduced our property taxes by $600 a year. And our natural gas supplier just "requested" a 20% decrease. I guess you have to request a decrease these days. Like it wouldn't be approved. Anyway, while we thoroughly enjoyed our time in SW Florida, everything you say is accurate. We just never cared for the East coast. It seemed too touristy and crowded and that's where all the snobs from the NE seem to gather. Although Naples was an exception, we didn't have quite the snooty factor 20 minutes up the road in Estero during our time there. My wife says you forgot to mention the no-see-ums. They are a f'ing nuisance!

    • @animeking801
      @animeking801 8 місяців тому

      Brownie points for pointing out the snobs from the NE 😂🤣

  • @frankiemionetto
    @frankiemionetto 8 місяців тому +8

    When you grow up in New York City Fort Myers does not seem crowded at all even now

    • @kuiperdasniper
      @kuiperdasniper 8 місяців тому +1

      Yes, you are the problem. A ton of people like that smiling saying "this isn't bad" whilst making everything 10 times worse than it has ever been, only to tell the locals that "iF yOu tHiNk tHiS iS bAd yOu sHoUlD sEe NeW yOrK"...yeah, no thanks, that's why I don't live there but super thanks for millions of you jamming in here...

    • @frankiemionetto
      @frankiemionetto 8 місяців тому

      You should be a little bit more compassionate to us refugees from the north

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому

      I'm afraid to visit NYC. I'm afraid that it will take me a year by subway just to get back to civilization. Call a cab ?? Lol

    • @frankiemionetto
      @frankiemionetto 8 місяців тому

      Agreed I hate it here and I have vowed never to ride the Subways again I will be making the move within 2 years permanently

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +2

      I’m sure nowhere does compared to NYC. I won’t even go there because I hate crowds.

  • @EMan-cu5zo
    @EMan-cu5zo 8 місяців тому +5

    Traffic has become a nightmare and insurance is ridiculous.

  • @npw1980
    @npw1980 8 місяців тому +2

    My husband and I are native Floridians and have both spent plenty of time living out of state before we moved back to Tampa in 2021 - in spite of my love of boating and being close to family, we only stayed for a year then moved to Chicago and haven’t looked back. The increasing risk to life and livelihood due to climate change coupled with the insane rise in cost of living and anti-LGBTQ sentiment made it impossible to think of a long-term future in the worst ecological Ponzi scheme.
    Side note: I speak from now personal experience that the cold weather and crime in Chicago are definitely demonized and overstated by the Sunbelt.

  • @Linda-mj2wv
    @Linda-mj2wv 8 місяців тому +3

    I don’t know!!!! This last year my costs have gone up 65% due to all the insurances - and there has been no changes. Property taxes have doubled.
    It’s almost unaffordable for us who are on fixed income. 🤦🏻‍♀️

  • @mary-jr6tg
    @mary-jr6tg 8 місяців тому +7

    My family moved to Florida when I was thirteen, that was 45 years ago. It never ceases to amuse me the reasons people give for moving here. One of the biggest ones "I was tired of shoveling snow" I've heard a lot over the years. Liar liar pants on fire! Most people who move here find out only after they've set down that Florida is not all beaches, sun, sandals, and pina coladas! Culture shock usually sends them packing back to......yeah you guessed it, shoveling snow!😂

    • @CFITOMAHAWK2
      @CFITOMAHAWK2 8 місяців тому

      Bologni. Most return only because of family issues, not Florida. I was one of them and i regret coming up north to taxes, cimes, Liberal Liars and inflation.

  • @Whimmery
    @Whimmery 8 місяців тому +92

    Glad your touched on the big question of what our property taxes are actually getting us, cause it has to go somewhere and sounds like it’s going directly into someone’s pocket rather than to the public. An audit Must occur to find out where these tax money is actually going and make it rain hell if it is being mismanaged. Corruption and exploitation needs to be held accountable and be out in the public if it is public money

    • @user-kk3qg5el1m
      @user-kk3qg5el1m 8 місяців тому +9

      Every time I hit a pot hole I get mad thinking 🤔 about what the heck is my tax dollars going.

    • @youflatscreentube
      @youflatscreentube 8 місяців тому +6

      No. It’s all accounted for every years. In most counties in Florida 100’s of millions go to build new schools for the 10,000 of thousands of kids the move to the state every month.
      Statutorily each dollar is gathered and listed by county tax collector.

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому

      Don't you know that Florida is on a big push on the Internet trying to attract cops from others states come to Florida. And by the way. Florida owes 36 billion dollars in unfunded pension fund debt. They are 36 billion in the hole right now. All there cops firefighters and teachers get a 30 and out defined benefit pension from the state. Work 30 years and pay them for life. Florida residents are getting the bill for all of this

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +10

      ​@@user-kk3qg5el1mWhat pot holes???? In Florida???? I was just down to Florida in October and I didn't see any pot holes. So if you think your roads are bad, come up to Michigan. If you visit Michigan, you will never complain again

    • @joespinella7773
      @joespinella7773 8 місяців тому +5

      Whens the last time you went to your city council meeting?

  • @k_money
    @k_money 8 місяців тому +9

    Michael for a split second you look reminded me of Gavin Newsom :) Jokes aside, you probably are not aware about prices and quality of life in California lately my friend.

  • @geoffreysmith3196
    @geoffreysmith3196 8 місяців тому +4

    I left Florida at the beginning of 2019 after 2 years living & working there, because the pay being offered for my skills by local employers was 30% lower than what I could make (often through the same or similar employers) in any state north of FL. Yet the living costs at the time were only 20% higher up north. That was before rents and housing costs spiked after I left. Have FL pay scales increased 30-40% during the past 5 years to keep up? I doubt it. And for the haters, 5 years on, I'm now earning 55% more than I did before I left Florida. Live with it.

  • @joelbeaver1093
    @joelbeaver1093 8 місяців тому +4

    Same here. Born and raised in Zephyrhills, they are building houses like crazy. We have lost are small town feel. We are moving to north Florida.

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому

      I left Zephyrhills 20 years ago. Too many trailer parks. Lol

    • @joelbeaver1093
      @joelbeaver1093 8 місяців тому

      You ain’t lying

  • @beckyforbis4858
    @beckyforbis4858 8 місяців тому +19

    The same thing that happened to Florida happened here in my state of Montana. The median home price here is $460k. Property taxes are crazy now too. Sadly the influx of people that have moved here has also changed our way of life here and not in a good way.
    I really want to retire to a 55+ community in central Florida in a couple of years. Still not off of the table, but I may look into other states as well.

    • @noreenn6976
      @noreenn6976 8 місяців тому +1

      The 55plus community is nice! You can get a 2BR 2BA patio villa for around $300k in 2023.

    • @davoizchanger
      @davoizchanger 8 місяців тому +2

      In Bozangeles the price of a single family home is $837,000 according to Big Sky Country MLS.

    • @TarmacSkin
      @TarmacSkin 8 місяців тому +1

      Idaho isn’t that bad…

    • @beckyforbis4858
      @beckyforbis4858 8 місяців тому +1

      @@davoizchanger Yep, Whitefish is pretty close to that.

    • @beckyforbis4858
      @beckyforbis4858 8 місяців тому +1

      @@davoizchanger In my comment, that number is the state wide average. Misleading because Flathead Valley, Bozeman and Missoula are well above that.

  • @TheLarry8888
    @TheLarry8888 8 місяців тому +11

    Every state has its pros and cons and everybody has its own opinions

  • @macjrc
    @macjrc 8 місяців тому +13

    As a 3rd generation native Floridian I LOVE these types of videos. Keep it up. Great work!

    • @jonazmunoz8247
      @jonazmunoz8247 8 місяців тому +2

      Love this new content. Hopefully this content keeps North East and West Coast people away. 😂😂

  • @gregorylyon1004
    @gregorylyon1004 8 місяців тому +11

    The only people who can even consider Florida on a budget are VAN LIFE people. Lol. No HOA fees or property taxes on a van. Lol

    • @JBoy340a
      @JBoy340a 8 місяців тому

      No boats in Florida. Michael mentioned living rent free on a boat in the bay in an earlier video.

  • @fredk9999
    @fredk9999 8 місяців тому +3

    I’ve lived here in SE Broward beach for 17 years and have seen the changes in traffic and tight RE. Since COVID, the winter visitors have returned.
    I know also SoCal and this is the traffic we left there. The host is right: monied people are moving here.

  • @collie8
    @collie8 8 місяців тому +6

    I love this type of info, whether from FL or CA or elsewhere!

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +3

      Good to know I can make these videos anywhere👌

  • @kriscsandli2147
    @kriscsandli2147 8 місяців тому +19

    My best friend was forced to move to Florida from California due to work. He said he is paying more here for living and car insurance than California. Been in Florida for 30 years and never thought I would see the day where it is more expensive to live in Florida. At least California has beautiful mountains and beaches. Not to mention weather is much nicer in California.

    • @Bitcoin_Gold
      @Bitcoin_Gold 8 місяців тому +1

      I'm from California and 100% true you say about California weather and mountains. There is so much to do in California big state

    • @Dusk1962
      @Dusk1962 8 місяців тому +4

      You both lie well.

    • @MichaelForte-jn5pn
      @MichaelForte-jn5pn 8 місяців тому

      ​@@Dusk1962exactly....

    • @Bitcoin_Gold
      @Bitcoin_Gold 8 місяців тому

      @@Dusk1962don't be jealous when it's true. Also emjoy your hurricane every year lol...

  • @paulkelly4731
    @paulkelly4731 8 місяців тому +3

    Most everybody moving from the Northeast to Florida has that entitled mentality.. usually retired Government workers in one form or another and they are fully members of the "it's all about me" community!

    • @SueBishop-r9h
      @SueBishop-r9h 8 місяців тому

      yes rude ad self entitled people- and God forbid you are not a golfer or tennis player or pickle ball player- you get a look and then ignored- been there done that0 moved out of florida

  • @patrickmanasco8772
    @patrickmanasco8772 8 місяців тому +4

    Really took for granted what I had growing up in swfl 2010-2016

  • @pfpchad2747
    @pfpchad2747 8 місяців тому +3

    There was a time when I had a 1000 sq ft apartment on Miami Beach in a huge complex that was on the Intercoastal on the Bay side. Huge balcony, wrap around windows and the best sunsets ever. The apartment had Burberry carpet, garden tub, walk in closet, valet parking, 15K sq ft gym, 2 infinity pools and I was on the 14th floor and only paying $1300/mo.👀I knew the building manager and they gave me a really sweet deal. When my lease was up, they gave me a sweet deal on a 2 bedroom, 2 bath, with a sunken living room. After the discounts, I was paying around $1800/mo. I miss those types of deals.

  • @cypherlock01
    @cypherlock01 8 місяців тому +11

    The rent is too damn high-and so is insurance of all type and property taxes!

    • @xa0wnerx
      @xa0wnerx 8 місяців тому +2

      Airbnb, covid transplants, covid wfhs, retirees, South American immigrants, insurance fraud (housing, car, medical), property values go up rents go up, taxes go up. Being a young person sucks in Florida. Cant afford to live near the beach so you live in Florida to rarely go to beach. (Lol)

    • @jasonknight5863
      @jasonknight5863 8 місяців тому +1

      It’s paradise with Florida’s beaches 🏝️ excellent weather year round, zero income taxes. High home ownership appreciation year over year considering 1,150 people move to florida every day. Did you think it was going to get cheaper with this administration doubling the cost of everything with high inflation. 😂

  • @Orlando_Steve
    @Orlando_Steve 8 місяців тому +7

    Thank you for helping to keep the locusts from moving here!

    • @PSCA1988
      @PSCA1988 8 місяців тому +1

      The place was already infested with locusts.

    • @Orlando_Steve
      @Orlando_Steve 8 місяців тому +1

      @@PSCA1988 Indeed but we don't need more.

  • @ckself
    @ckself 8 місяців тому +10

    From your meteorologist follower, Florida can get quite stormy during El Niño winters

    • @noreenn6976
      @noreenn6976 8 місяців тому +3

      It has been unpleasant this fall/winter in FL.

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +3

      Yes you’re right. One thing I like though it’s bringing a nice cooler winter here which we haven’t had in a long time it seems.

    • @ckself
      @ckself 8 місяців тому

      @@MichaelBordenaro been enjoying it in Houston too. Persistently mild to chilly with periods of beneficial rain, killing the recent drought. El Niño usually dampens the hurricane season too. But El Niño didn't do his job on the hurricane front last year.

  • @tomcripps7229
    @tomcripps7229 8 місяців тому +2

    My understanding is that property taxes largely go to underfunded govt. pensions, cost of living increases for those as well as raises for existing govt. employees.
    Any time someone tells me how much they like the heat I always ask them if they don't use ac in their home or car.😆

  • @nicklegend4547
    @nicklegend4547 8 місяців тому +3

    I lived in Broward County/ Fort Lauderdale all my life and had to leave the state because of everything Michael mentioned and primarily the cost of living compared to the earning wages. It made no sense to stay and risk going belly up. Once I saw six figure earners starting to struggle I realized Floridas cost of living was a very dangerous game to play.

  • @AllOut305
    @AllOut305 8 місяців тому +2

    Thank the government for printing all that money and raising the cost of living for everyone.

  • @privatepilot4064
    @privatepilot4064 8 місяців тому +5

    I left 20 years ago and never looked back. Aside from the rain, humidity, bugs, mold, sink holes, hurricanes, lightning, snakes, slow driving tourists and low wages, it was wearing on me. It was 16 years of my life I’ll never get back.

  • @mylesbennetcoronadyson6929
    @mylesbennetcoronadyson6929 8 місяців тому +2

    This is something i literally spoke about yesterday on behalf of colorado springs. From manager to employee not one person has lived in colorado for more than 2 years in the entire business.

  • @ericaknesek3266
    @ericaknesek3266 8 місяців тому +6

    And South Carolina is just as expensive as Florida is

    • @marknewton6984
      @marknewton6984 8 місяців тому +1

      Where isn't?

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +2

      What ???? Do you actually live in South Carolina??

    • @v2plus4
      @v2plus4 8 місяців тому +2

      There are places in SC where you can get a new build for $200k

  • @judyfabion8849
    @judyfabion8849 8 місяців тому +8

    Savannah, Georgia is great but it is expensive! Beach areas there are limited, and can be super crowded too.

    • @manormyth
      @manormyth 8 місяців тому +2

      River street. St pattys day parade. What’s not to love

    • @Orlando_Steve
      @Orlando_Steve 8 місяців тому +5

      Savannah is great, but the only beach I've been near there was Tybee Island and that is a trash beach. Literally. No comparison whatsoever to Florida beaches.

    • @wildbill6366
      @wildbill6366 8 місяців тому

      The crime in Savannah is real you got to be careful...

  • @MrColoradorealtor
    @MrColoradorealtor 8 місяців тому +2

    I love your point on property tax. It is an issue across the country. Cities had a budget they operated off of 5 years ago but now property taxes have doubled & tripled as of lately. Our incomes have not. Our mortgages or car payments have gone through the “roof” and now we are giving OUR public servants so much more ??? For what ? I’m not getting more house than I had 4 years ago. I just have older home more maintenance. Taxes across the board need to be really-assessed to reasonable for at least representation back or better benefits of some sort. This shows the government/ city bodies are not in touch with the body of the people’s reality.

  • @michaelchristophergutierre7244
    @michaelchristophergutierre7244 8 місяців тому +16

    I would love to hear your thoughts on how many seniors are selling/loosing thier homes because they cant afford the property tax and home owners insurance on SSI or small pension...

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +4

      Property taxes are because of the pension funds. Florida owes 36 billion dollars in unfunded pension fund debt. They give 30 year and out defined benefit pensions to retiree's like. Cops firefighters and teachers. Lifetime pensions. And all of you are on the hook for it. I hope you understand that.

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому

      Lol. Lol😂

    • @francismarion6400
      @francismarion6400 8 місяців тому +1

      ​@@gregorylyon1004Florida owes, or individual counties owe?

    • @nicholasr7987
      @nicholasr7987 8 місяців тому +2

      ​@@gregorylyon1004 That is every government, not just Florida.

    • @Bradimoose
      @Bradimoose 8 місяців тому +2

      Tell your pension fund managers to stop buying single family homes to rent out

  • @TimeToBeKind
    @TimeToBeKind 8 місяців тому +13

    One thing people don’t mention when moving to Florida:
    If you came from a worse type of neighborhood, you will love Florida.
    I came from an area where everything is clean and well maintained, where a $500K dollar home was crap. I got to Florida and everything in the area where my family lives, is like going into a crappy neighborhood. My point is that we all came from a different lifestyle. My wife and I were used to have lots of elbow room and supermarkets that were well maintained and neatly organized, and here, it’s like shopping at garage sales vs Macys. We already traveled this area and we don’t see anything worth buying. Yes, we’re spoiled. Roads are terrible. Sewer system is septic, when it rains a lot, we smell raw sewage. Garbage is everywhere. Neighbors have junk all over the yards.
    I grew up poor, I can adopt, but it’s difficult. My relatives had homes, 2” from the next door neighbor. Here they have an actual yard, of course to them this is paradise. Being use to live on acreage or next to Camelback in Scottsdale and coming to Florida, is an extremely difficult situation, but with time I will get use to it. So far, I’m here to stay. My wife is a different story. Seriously, she is flying to Arizona to get her hair done. No way she’ll ever adopt. We’re not Rich, just spoiled SCHITS from always being able to live in upscale neighborhoods. I threw $150K in the trash to come live and experience Florida. I’m here to stay and suck it up. Just warning others who are in my situation. Florida is a different lifestyle, not just a move.

    • @bobroberts2217
      @bobroberts2217 8 місяців тому +3

      This is one of the best, most accurate takes I have ever read.

    • @brianmatthews4149
      @brianmatthews4149 8 місяців тому +2

      I herd people drive like they are on something out there add the heat and congestion on small roads
      Yikes.

    • @TimeToBeKind
      @TimeToBeKind 8 місяців тому

      @@bobroberts2217… thank you.

    • @TimeToBeKind
      @TimeToBeKind 8 місяців тому

      @@brianmatthews4149… 100%

    • @clagueb3686
      @clagueb3686 8 місяців тому +1

      I'm guessing that you live in Belle Glade and you don't grocery shop at Publix.

  • @douglasstone3813
    @douglasstone3813 8 місяців тому +20

    What will the country look like after another mail in election?

    • @DesertDrifter
      @DesertDrifter 8 місяців тому +7

      Already a 4 yr shit show.

    • @alostpilgrimsjourney5953
      @alostpilgrimsjourney5953 8 місяців тому

      Everything you think you know about your future is about to fade into 'black'. The third world is here and you will find that it will prove impossible to acheive investment returns that off set the risks. Political risk is going to rip you a new arsehole. Socialist lies are just taking a death grip on the country. Enjoy.

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +2

      I'm voting to cancel all the pension funds. Property taxes would cut in half instantly

    • @DesertDrifter
      @DesertDrifter 8 місяців тому +2

      @@gregorylyon1004 good point by you and id say any section 8 housing should be regulated to a 2 yr minimum with the cheese collector. If you cant get on your feet within 2 yrs of gov assistance. You have no desire to.

    • @douglasstone3813
      @douglasstone3813 8 місяців тому

      Two million honorably discharged Veterans live on their pensions. Not sure how breaking contracts with and impoverishing million and millions of U.S. Citizens who earned those pensions would feel about that. @@gregorylyon1004

  • @anabolicamaranth7140
    @anabolicamaranth7140 8 місяців тому +4

    Crossing the street in downtown Miami was putting my life on the line. People will run over you and not care. People in Southern Ohio are a lot more courteous.

    • @thedirtybubble9613
      @thedirtybubble9613 7 місяців тому +1

      Well all you have to do is look at the demographics of Miami. Tells you everything.

  • @Sarah_Smashville
    @Sarah_Smashville 8 місяців тому +7

    Love a good inside video! I wouldn't mind them mixed in more every now and then

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +4

      Thanks for letting me know Sarah! Good to know I can mix it up and people will still enjoy it

  • @tsgallant69
    @tsgallant69 8 місяців тому +2

    Almost didn't recognize you. Looking spiffy!! Luv your videos. You're very calming to listen to

  • @franciegwin
    @franciegwin 8 місяців тому +5

    Looking good Michael!!! You have nice eyes and we don't get to see them much with the sun glasses!!

  • @kellyrobin718
    @kellyrobin718 8 місяців тому +4

    So insanely ridiculous and illegal in my opinion regarding taxes… Property is a Fixed thing, you have your house and your land! Property taxes should NOT be based on the value of your home/land! If taxes are for town local stuff, the value of your home should have zero to do with the tax amount! If the home and land has not changed and an owner pays $2000-property. Taxes, there is NO reason another owner purchasing the same house/land should HAVE to pay $4000- the next year ..(just an example).. my mind want to blow with the Draconian rules we are Forced to live by! Send me a trash bill , period ..the town does not mow the edge of my property , they claim they own! The bank forces us to get homeowners insurance with a loan, then they should pay half of the bill! So tired of the lack of freedom we as humans have in this ugly world! Ready for a shift in the earths frequency!🙏🙏🦋

    • @Fla5thgenTryMe
      @Fla5thgenTryMe 8 місяців тому

      All taxes are theft

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому

      Don't you know that Florida owes 36 billion dollars in unfunded pension fund debt. They pay all the cops firefighters and teachers a 30 year and out defined benefit pension upon retirement. And all of you fools who stay there are paying for it.

  • @scubaguy5389
    @scubaguy5389 8 місяців тому +8

    they actually forecasted a wet winter. Tampa bay area and many other Florida areas are in a drought

    • @joelbeaver1093
      @joelbeaver1093 8 місяців тому +1

      You are right, but it doesn’t stop them from building all these houses.

  • @GuillermoMata
    @GuillermoMata 5 місяців тому +1

    Yes! brother you hit this SPOT ON. THE ATITUDES here now are on another level. The sense of entitlement is surreal! I lived here 6 years going on 7. And This is no longer what it use to be here in Tampa. The QUALITY overall isn't good especially in schools. We rented out our home and are planning to roll out of the state *they can have it all* ;)

  • @user-ei8vc5sk1n
    @user-ei8vc5sk1n 8 місяців тому +3

    I used to live in Miami Beach and now live in the Crystal River area. It actually gets much hotter here in the summer than Miami. :( We don't get as many afternoon showers to cool things down so it absolutely BAKES. Also, would not recommend moving here, builders are so far behind they are telling people it will take over 2 years to complete a home. You are spot on about the homeowners insurance and property taxes. I was talking with an elderly woman in the store the other day, she literally started crying because her homeowners went from $2k a year to $6k and her property taxes have doubled. She is going to have to sell and leave the state after being here for 27 years. Very sad.

  • @tacmason
    @tacmason 8 місяців тому +3

    If you don't like sweating from every oriface -especially while working in 90 degree ambient heat -you won't like living in Florida year round.

    • @DrunkenUFOPilot
      @DrunkenUFOPilot 8 місяців тому +2

      I lived in Orlando for about two years. I wouldn't describe it as hot, but as warm, warm, really warm, stuffy stuffy warm, and every day was like wearing a tight-fitting suit of sweat starting one minute after getting out of the shower and lasting forever.

  • @syoung4471
    @syoung4471 8 місяців тому +34

    My husband said it rained every day between 3 - 4pm. He hated how hot it was in FL. His family lived in the Keys. His parents still have their home in the Keys but live in TN most of the time.
    In my state we get the entitled CA people. They act worse then trailer trash. I understand why CA is so trashed in certain areas. They have this rapist mentality of not respecting boundaries and privacy. I understand different areas have different mannerism but yikes. We get NY people too but they don't seem to be any were near as bad. I'm just glad the cold temps keep most people away.
    We had property taxes go up in July. Our electric bill has gone up even though we haven't changed any of our behaviors. I think the car insurance is still the same. I think the home insurance might have gone up a little. The biggest price increase we have noticed is the grocery bill which everyone is feeling.

    • @LaraSierra28
      @LaraSierra28 8 місяців тому +2

      Rapist mentality? Of all the ridiculous accusations I've read about California, this has to be the worst.

    • @HulaShack1
      @HulaShack1 8 місяців тому

      It doesn't rain between 3-4 anymore. I can count the times we had rain in SWFL. They spray chemtrails here and they move the rain to where they want it. It's not a conspiracy. Our gov already admitted to it. (geo-engineering)

    • @gliver2549
      @gliver2549 8 місяців тому +4

      No he’s correct, and this is from a calfiornian living there now 😂. people are very rude in LA, try coming here and trying to start a conversation in downtown LA , specially korea town, let me know how that goes.

    • @CarlaQuattlebaum
      @CarlaQuattlebaum 8 місяців тому +1

      That rain in the late afternoon was an added headache, when you consider rush hour would be happening at the same time. I remember plenty of rains where you felt like you were at a car wash.

  • @treasurecoastgypsy
    @treasurecoastgypsy 8 місяців тому +5

    The rain this winter in Florida, has been pronosticated earlier in the fall, due to the La Nina weather pattern. The whole southeast part of the US, will see a wetter than normal winter.

    • @nicke.3011
      @nicke.3011 8 місяців тому +3

      El Nino my friend. Look it up.

    • @MichaelBordenaro
      @MichaelBordenaro  8 місяців тому +2

      One thing I love about is is bringing nice cooler air with it

  • @daphne7897
    @daphne7897 8 місяців тому +26

    I’m loving that I can grow food year round here in FL. There are still affordable places, if you don’t mind living about 30mins-1hr away from the ocean. It took about 3-6months for my body to get used to the humidity. The key is you have to be out in the humidity for your body to acclimate, being inside in air conditioned home will just prolong the process…🥰

    • @CarlaQuattlebaum
      @CarlaQuattlebaum 8 місяців тому

      @daphne7897 -- You have a good point about growing food (or plants & flowers) year round. I was just thinking about that as I drove out of our local mall here in west central Florida and saw these beautiful yellow Hibiscus flowers growing in the medians on the mall property. I even saw a little bit of Lantana poking up out of an everyday bush on another part of the property. No, that Lantana wasn't intentionally planted, but it was still nice to see it and the Hibiscus in December. If I could ever own a home, I would be growing all kinds of vegetables, plants, and flowers, depending on their light requirements, all around my property. Still, it's nice being a renter and being able to have plants on the balcony in December.

  • @rogertoth8663
    @rogertoth8663 8 місяців тому +2

    This video is 100% spot on. I’ve been in the south Sarasota County area for 40 years. It’s become Floridafornia.

  • @bobfredericks6545
    @bobfredericks6545 8 місяців тому +11

    We live in PA and retired. Love the three season and won’t move. Do not like the winters at all. One dream was to buy a second home in FL. That dream is gone. We won’t pay those prices and expenses for 3-5 months. Prices are the main issue. The taxes and insurance are the concerns. HOA expense are also expenses 10:52 we can’t control. For now we rent for those months but that may be coming to an end with those rental fees increasing.

    • @gregorylyon1004
      @gregorylyon1004 8 місяців тому +4

      My sister and brother in law worked in PA and retired in Florida. I think now that they wish they had not retired there. HOA is killing them. Taxes and impossible to find house insurance. Go to South Carolina instead. Half price in South Carolina

    • @timschultes6467
      @timschultes6467 8 місяців тому +4

      Yes the homeowners insurance is ridiculous something needs to change. And HOA is stupid too I hate it

    • @cm5019
      @cm5019 8 місяців тому +2

      Formally from Pa moved to Nc right on coast. Still gets cool no snow. Taxes so much friendlier. Beaches are beautiful. Overall much nicer. Just an opinion from a stranger. Have a good one Bob.

    • @eugene8524
      @eugene8524 8 місяців тому +3

      There is a good podcast Invest like a boss, they explained in one episode that having a secondary home is a bad idea (money and investment wise)

    • @jasonknight5863
      @jasonknight5863 8 місяців тому +3

      @@gregorylyon1004I hear you about insurance and H.O.A increases over time. But did they not think that they were going to increase over time ?
      They should have bought in a non HOA community then if cost savings in retirement was a factor. Lots of the old retired too early and now have to find jobs in Walmart as a greeter just to be able to afford the inflation this administration threw on us all. Money is just not as good as it was before 2020. It’s almost like Mexican pesos.

  • @frugalex-maineah6761
    @frugalex-maineah6761 8 місяців тому +2

    Moved to SWFL in 2019 thinking we would rent a year and then decide where to buy. The pandemic hit and prices went up by 200-250k on properties in a matter of a year. Prices, coupled with Insurance and Taxes means we will likely look elsewhere in the Carolinas.

  • @jpjp3526
    @jpjp3526 8 місяців тому +8

    It was $285k and up for condos on the beach in Panama City and Mexico Beach. I was like why!?!?

    • @UncleMilty
      @UncleMilty 8 місяців тому +3

      That’s dirt compared to any beach in CA. 😂

    • @jasonknight5863
      @jasonknight5863 8 місяців тому +1

      Simple answer is two fold. It’s cheaper because it’s got more crime the population is poorer.
      In addition they get slammed with hurricanes a lot more. Compare St. Petersburg or Miami in comparison to the pan handle in the amount of hurricanes they get. That’s why…

    • @patriciawightman4561
      @patriciawightman4561 8 місяців тому +2

      Good time to buy in Panama City fl.. They overbuilt. Beaches are gorgeous pure white sand. Emerald water..

    • @CarlaQuattlebaum
      @CarlaQuattlebaum 8 місяців тому

      @@patriciawightman4561 Is that stinky paper mill still there? I remember the wind carrying that odor onto Tyndall AFB back in the late 80's. Yes, the gulf is beautiful and I DO remember that white sand. Beautiful.

    • @patriciawightman4561
      @patriciawightman4561 8 місяців тому

      ​@CarlaQuattlebaum I think that St. Joe paper mill is gone, years ago. Yes, you are right.. chemical pollution was there then.

  • @TarmacSkin
    @TarmacSkin 8 місяців тому +2

    Left Fl 3 years ago. Best decision i made. Let’s start by saying i pay $25 for my power and traffic isn’t a problem. Don’t miss I4 at all.

  • @lynnec6325
    @lynnec6325 8 місяців тому +6

    Micheal, you're handsome and intelligent. You have hair. Be happy. And Happy New Year.