If an earthquake damages your home, will insurance cover it?

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  • Опубліковано 9 вер 2024
  • KTLA consumer reporter David Lazarus discusses what insurance does and does not cover in the event of a natural disaster. Aug. 12, 2024.
    KTLA 5 News - Keeping Southern Californians informed since 1947.

КОМЕНТАРІ • 32

  • @abraham115
    @abraham115 29 днів тому +15

    Having insurance nowadays is a scam😂

  • @johnking6252
    @johnking6252 29 днів тому +13

    Insurance? Extortion? Illegal.

  • @Fordgroup00
    @Fordgroup00 28 днів тому +16

    Insurance is a joke

  • @justjohnny05
    @justjohnny05 29 днів тому +9

    its too expensive to live anywhere in the U.S. now

  • @lrs7777
    @lrs7777 29 днів тому +9

    This clause has NEVER made sense. EVER!

  • @debbiehernandez3945
    @debbiehernandez3945 29 днів тому +7

    Yeah andthe extra coverage is crap. the deductibles are super high. and you may not get coverage. It is extorsion and should be illegal.

  • @cucubee444
    @cucubee444 28 днів тому +4

    50,000 deductible!

  • @chrisdeguzman7795
    @chrisdeguzman7795 29 днів тому +2

    Shiiieettt, i paid my earthquake insurance this year, if something is damage and not repairable, they better pay for it..🤦🏻‍♂️

    • @Liberalcali
      @Liberalcali 29 днів тому +3

      They will do everything they can to not pay you I suggest put money in a interest savings account then you have money

    • @chrisdeguzman7795
      @chrisdeguzman7795 28 днів тому +1

      @@Liberalcali i know right, auto insurance are even worst.. keeps going up for no reason🤦🏻‍♂️

    • @Liberalcali
      @Liberalcali 28 днів тому

      @@chrisdeguzman7795 it’s not for no reason do you know how many fraud claims have destroyed our insurance industry

  • @susancorvalan6765
    @susancorvalan6765 28 днів тому +1

    Home owners' insurance does not cover damage from "acts of God" events unless you have a rider that costs lots and covers little. Better to anchor your home to the foundation, secure anything that may fall, remove/trim risky trees.

  • @Dani-ICU-RN
    @Dani-ICU-RN 29 днів тому +3

    Ask a Floridian abt hurticanes.. ridiculous 😢😢

    • @BarrierIsland
      @BarrierIsland 28 днів тому

      Actually, it depends on where you live. There are many safe zones here, but you have to do your homework.

  • @trumpthis2
    @trumpthis2 27 днів тому

    Nope unless you have the extra coverage. Also this applies to floods. Check your policy

  • @gdu370
    @gdu370 28 днів тому +1

    Just get post or pre-tensioned concrete

  • @cosmostrek2001
    @cosmostrek2001 28 днів тому

    i would demand a full refund for all the years i paid if they do not pay my claims. insurance never mind.

  • @BarrierIsland
    @BarrierIsland 28 днів тому

    I've never heard of anything like that. The insurance is fraudulent. How can you take a policy with them and then they tell you until the money runs out for coverage. Contact your Senator for an investigation...

    • @benevolent2077
      @benevolent2077 28 днів тому

      makes sense. Its not like these companies have billions of dollars. It makes sense.

    • @BarrierIsland
      @BarrierIsland 28 днів тому

      @@benevolent2077 These companies have billions of dollars as most people never make a claim...

  • @bizzz.R
    @bizzz.R 28 днів тому

    Greatest Country they said

  • @melmede8237
    @melmede8237 29 днів тому +6

    LA people are oblivious. Their expensive properties won't be worth dirt after the big one hits and it will hit soon.

    • @javierDashes
      @javierDashes 29 днів тому +3

      Just mind your business and move on stop hating

    • @javierDashes
      @javierDashes 29 днів тому

      Who cares what happens to a home you don’t own

    • @ken_in_atx9619
      @ken_in_atx9619 29 днів тому

      Enjoy Kansas.

  • @Garda1962
    @Garda1962 28 днів тому

    In a catastrophe just go with the low intrest FEMA loan!

  • @jacobprosser5824
    @jacobprosser5824 8 днів тому

    But Lazarus keeps voting Liberal lol. Liberals always believe, rules are for thee not for me. What an uneducated woke journalist.

  • @Liberalcali
    @Liberalcali 28 днів тому

    Earthquakes is climate change 😂😂😂😂😂😂they must think we are stupid