DAFT Visa...The good news, the bad news and WHAT A NIGHTMARE!!
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- Опубліковано 28 чер 2024
- DAFT Visa...The good news, the bad news and WHAT A NIGHTMARE!! This past year there was a change in the DAFT fees (good news). There were some "bumps" we hit in the first few months. Now there is a complete nightmare going on with housing (the ugly). Moving from the US to the Netherlands under the DAFT visa can be a daunting task...but if you stick to the steps, ask questions, and push forward your going to be just fine! I can tell you this moving to the Netherlands from the US and the cost of moving to Europe, by far was the best thing we ever did.
0:00 Intro
2:19 The Good News
6:06 Speed Bumps
11:25 The Ugly
I’ve (as a Dutch person) been waiting for fifteen(!) years for housing. Finally I got an appartment here in the Hague, but I had to be homeless before getting it. It’s one of those weird Dutch things, but I wouldn’t trade the Netherlands for any other country.❤
The Dutch housing market is horrible at the moment. People well in their twenties cannot find an affordable place to live. Teachers, police officers and nurses can’t afford a house in or close by the big cities🙄
An old school video again with just Eric alone nice but with your wife it's perfect no offense Eric LOL.
Indeed the housing market right now here in the Netherlands is an absolute nightmare you and Tammy are definitely lucky that of you have a appartement here in the Netherlands to live in well done.
Other than that a great video Eric and Tammy keep up the great work👍
En nog een prettige dag toegewenst voor jullie beiden😊
Banking always depends a lot on the individual person you're working with.
I've always had excellent relations with Rabobank, never had a need for another bank. I've worked for both ING and ABN (though not in a customer facing position), they're good but extremely bureaucratic organisations.
Makelaar is what in the US you'd call a realtor or real estate agent. Housing is bad for everyone, not just immigrants. Many Dutch citizens have to wait 10 YEARS or more to get an apartment or house of their own, ever more end up living with their parents into their 30s if not 40s. The large number of migrants are a major part of that problem, which is why you can expect to find more than a bit of resentment as a migrant when you go look for apartments or houses to rent.
Just wondering why foreigners, who work at home, alway's want to live in our big city's where a rental home costs probably much higher compared to any smaller town in the east or north area's of our country? There are train stations and fast Internet everywhere !
And yes,..... we must be sure to keep a lot of a 'nightmare' in the Draft application, so we don't get overwhelmed with Americans who want's to take over the place !!
Completely agree, our family is looking into DAFT but are looking at smaller cities to avoid the high rents and knowing we don’t want to take opportunities from the Dutch who deserve it more 💜
As mentioned by others, there is currently a housing crisis in The Netherlands. We have a shortage of housing for about 1 million people. As a Dutchman, I registered for social housing when I was 19 (keep in mind, you have to register PER AREA, so in my case, I registered for Amsterdam, but if I wanted to get a place in Rotterdam for example, I'd have to register there separately(with a very minor yearly fee), because while they will look at the period of your application, you're not allowed to carry over this time to another area. So even if the wait times in other places are shorter, you'd be S-O-o-L if you had to start over with the registration). I'm currently 38 years old and I've only been living on my own for about 1,5 years (not counting a period I was able to live in student housing). Luckily my parents were very accommodating, but this shortage is also the reason why cases similar to mine are getting more common by the year.
It's not just Amsterdam and Rotterdam but all major Dutch cities which have major housing problems. Most Dutch people are waiting 5 or more years before they can rent a (social) hous/appartment. Unless you are willing to spend a large part of your salary on rent. When buying you have to overspend a lot to get a chance of buying an appartment or house.
The bureaucracy 💩 is everywhere. Good you got things sorted now. Now to enjoy the good years. Give Tammy a hug for me. I missed her in the video. You are a lovely couple. ❤❤❤
Trying to move from the Netherlands to the US is even worse. We've been trying for years but the barriers are almost unmountable.
Please don't move to the US it's way to expensive over there and the quality of life over there is not that great either.
Is the Netherlands our country perfect no it isn't but it's still way much better than America the so called land of the free it's not far from it there are better country's.
En nog een prettige dag toegewenst😊
The housing situation right now is extremely bad...
Even with a decent salary, it is incredibly difficult to find an apartment or house that you are allowed to rent/buy. Some apartments cost up to nearly €2000 a month to rent, and they still demand you earn at least 4 times that amount to be able to rent that place. If your rent is €2000/month you can easily come by with a salary of €5000/month, but somehow you are not allowed to rent such an apartment...
I think an episode on your opinions of the neighbours would be nice. Which are your favourites, which ones are the wealthiest, and poorest. most immigrants etc
Leuk je weer te zien Eric! Groetjes aan Tammy
I'll watch your video at a later date, but a quick tip: buying will probably net you a house easier than renting right now. That said, no chance of that either in the West. Best place for a house would be the eastern or northern part of the Netherlands. Should you ever need some advice there, you know how to contact me.;-)
Love your channel from motown michigan
Great video!! Can you add the links for the two DAFT websites you recommend into your description?
Haha good for you Eric, even without Tammy you're getting Thumbs-Up! We love you Both! 😉😅
It's a nightmare for all of us!! Finding a house!
Housing is a nightmare atm, last thing i heard is that we are like 400.000 houses short and its only growing
Fintech makes the business account set up much more streamlined than going to a traditional bank.
Housing problems also exist in smaller cities and even villages
Nice video, but even more gezelliger with your lady together
interesting with regards to rentals as of 1-1-2024:
a new law comes into effect to limit the amount landlords can ask. The goal is to lower the price of rentals. Unfortunately the main effect will be that there will be less rentals available, as landlords are en masse selling off their smaller/cheaper rental apartments.
Part of the law among other things:
- the rental contract must contain the calculation made to calculate the maximum allowable rent.
- the rent may not be more than the calculation as stated previous shows (unless it is over the limit of 187 points (€ 1.123,13 in 2024)
also, and this is not particularly part of this law: a rental contract can, regardless of the term mentioned in the rental contract, be terminated with a notice period similar to the payment period. If you pay your rent per month, you can always end the rental contract per month.
Yes, housing is a pretty big issue here but you shouldn't let the stories about waiting twenty years to finally get offered a place scare you off. Those wait times apply to a (so-called social) housing segment that is reserved for low income households which by definition as a business owner you will not qualify for. As this is a price range defined segment this does mean that you should expect housing to be relatively expensive. A single room apartment (30m² / 330sqft) will cost you around €1,000, a multi room apartment twice that size starts at €1,300 but can go up to €2,000 depending on the building's age, isolation level/energy use, and location. Except for social housing income checks are not a rule when renting a home in The Netherlands. Some building owners may require you to show that you have an income that is several times the rent minimum but I think this mostly applies to upholstered apartments. Either way I'm not seeing any such restriction listed on the rental homes offered in my town, which is a good thing as obviously when you are starting a business it is impossible to provide such proof.
Thank you, this is so helpful!
Funny that BSN and Social Security Number essentially are the same thing, just, the implications and services connected with them is a vastly different thing. Credit Score is something in most of Europe isn't important, it is the bank and the relationship between the account holder and bank that is important.
indeed. most people in Europe don't even have a credit card, because we're not conditioned from an early age to live in constant debt.
In The Netherlands, there is no such thing as the Credit Score, but we do have a national credit blacklist for people with bad credit. It is maintained by an organisation called Bureau Kredietregistratie (BKR). This covers all types of credit, from shops offering payment in installments to mortgages. Also credit cards, but our credit cards are usually debit cards with monthly billing.
In the Netherlands we have a debt score , try renting or buying a house with a BKR registration. 😉
@@Woekkie dat is wel de andere kant op. Je krijgt een BKR score als je je betalingen niet nakomt (los van of het terecht is). In de usa moet je met een creditcard eerst aantonen dat je betalingen überhaupt kunt nakomen.
Finding a place to live is a nightmare for EVERYONE in the Netherlands, and people sometimes pay way too much money for a simple place to stay. Rentals are very expensive, and it is also difficult to buy something for a reasonable price. You really have to be lucky to find something. I am Dutch, but I lived in Spain for about 8 years and when I returned to live in the Netherlands again, I could not find anything affordable either. After a 2 years living in temporal places, I have found a very small apartment to rent in a beautiful village. And although my apartment is way too small, I am very happy with it. It was always difficult to find something to rent or to buy in the Netherlands, but the current situation is caused through bad decisions from our (local) governments. It is priority on the list of every political party right now, but I am afraid that it will not improve (fast) enough.
Fees must cover the cost. Not to make a profit.
There is a short of houses in the Netherlnds.
Very helpful Eric! New viewer here. Is that €4500 per person or per couple? Do you have to start a business immediately or can you just deposit the money in an account and take steps toward opening a business from that point? Thank you!
Interesting to hear about the requirements for a DAFT visa. As I understand it from your video, its for American business people, as you need to set up a deposit in a business bank account and you need to register a business address. Do you also need to state the type of business (and/or provide a business plan) and if so, do they accept "UA-cam content creator" or do you guys also have another business? And I'm also curious to know if a Dutch person can apply for a DAFT visa in the United States, with the same criteria/rules, wondering if it works both ways equaly, as its called the "Dutch American Friendship Treaty"
Hi, which website/company did you show at the 10:15 timestamp that outlines the steps for obtaining the DAFT visa?
My son who is 41 is still living with us ...he is mentally disabled but with some help he can be on his own nicely...he has a minimum income so extra hard to get a place of his own.
Great video, Eric! I'd love to know if you had to show profits from your DAFT business in order to get renewed or was just having the untouched €4500 sufficient. If you did show profits, can you ballpark how much that was?
I want to know too.
The first thing to mention: The "Dutch American Friendship Treaty" only works one-way.
You guys all want the same. You all want to rent or buy in the biggest cities. But you should look more outside of these cities and visit the smaler towns. You have the same infrastructure because our country is really one big city with al lot of greenery between it. In the north of the Netherlands you pay a lot less.
Is it easier to buy a home then to rent?
Tammy is Missed BigTime! ;)
Just started researching DAFT. Currently I'm working as a freelancer doing all different tasks. Can I perform multiple activities under one business in NL?
I just arrived this summer under DAFT and am curious what that renewal process at two year's was like. Aside from maintaining the minimum investments what other expectations and documentation about your business were expected for approval?
How has dealing with the housing crisis been for you?
@@hansthecatWe did manage to find a place to rent. But it wasn't easy. We were lucky enough to have someone already here in the Netherlands helping with searching. It took 2 months to find a place and we had to get temporary lodging for a 1 month because it wasn't ready yet. And my husband also has an employer sponsored Visa and contract that made it easier to prove income for landlords.
Housing is a huge problem. Even renting a room as a student is very difficult. My daughter got lucky and got a room within a month. But there were more people who were interested, so she had to write a motivation. Oh and she was so motivated 😁. It’s a problem that will be around for a long time, but ‘de aanhouder wint’ Eric. Hope Tammy doesn’t let your account go under 4500 doing all of her shopping 😉
credit score is the worst mechanism for Dutch citizens moving to the US. I hate that system and the whole credit system with a passion. I never had a debt in my life when I moved to California and still needed to pay more for a car loan than the biggest bum in the USA.
Why did you moved to America especially nowadays it's way too expensive over there???
Our country the Netherlands is not perfect but it's still way better than America the so called land of the free it's not far from it.
It's no longer the 1940s anymore America is in a vast decline it's no longer the greatest country in the world anymore unfortunately you have been sold a lie i feel sorry for you for believing the lie that is America.
Kom alstublieft terug nogmaals Nederland is niet perfect maar momenteel is veel beter hier dan daar in Amerika.
Amerika is een leuke locatie voor een korte of langere vakantie maar om er permanent te gaan wonen HELL NO Europe is so much better than America period.
Heel veel groeten vanuit Nederland🇳🇱
@@DidierWierdsma6335 i am not living in the us anymore. I moved to the us for my post doc back in 1997.
Your BSN is your social security number. It is used to identify you as a legal certified citizen. BSN (Burger Service Nummer) translates to Citizen Service Number.
Housing especially in the bigger cities is bad. Ironically expats are often excelerating this problem, some expats from the US will just buy houses unseen, helping to sent the prices up!
Smaller villages around the big cities have the same issues. If you settle in the East or North of our country where there is less work and less citiy area, you will find great housing prices. Just look into how open people in the area are to 'foreign people' in their village, because that sometimes might be an issue, and then you would have a nice house but feel totally isolated. The term 'Foreign people' should be taken very broadly here, if it's the case that they are not liked much it often goes for everything and everyone outside the region, including people that have lived in the Netherlands for 12 generations or more but come from a big city, or just people from a nearby village more then x kilometer from the source village. It is not often a problem, but it is a big one if it's there. Just over the border in Germany is even better...
Not exactly. A BSN may also be given to a non-citizen in which case it essentially acts as a green card.
It is also not true that expats are causing prices to go up. Prices will always stabilize around what people can afford and are willing to pay. One thing that did cause the average sale price (known as WOZ which is used for tax) to rise pretty drastically was the so-called "fun hundred grand" which was generally used to make sure that they would get the home (read: overbid enormously). This was just government statistics though, it never translated to actual pricing for the simple reason that not everybody has a rich uncle and if you are asking more than people can pay all that will happen is that you won't sell the house. Which usually costs a fair amount of money as either the property itself or the replacement property, but in most cases both, will be under mortgage.
Emailed you :)
🙋🏼♀ 🌹
My house was 20 years ago pretty cheap (well) but now its 4 thimes more worth. Iam pretty rich when i sell it. But the point is this...when i buy some other house they are also expensive. So i need to stay here till i died. Rich and poor at the same thime: welcome to Nederland :P
Do you know if child dependent includes siblings? Would my little brother under 18 qualify for "Partner/ Spouse/ Children under 18" because I can't find any info on this question. Thanks in advance
@@RonaldoElBicho-km4xv Hi Ronaldo. We are not sure about siblings, sorry.
God bless Tammy. Just make sure she doen’t run away with a Dutch husband. 😂😂😂😂😂😂😂😂❤ Bless you lovely people.
Banks will be banks.
I thought the steep stairs were going to be the ugly :D
🤣
😂😂😂😂😂
Can you give us your attorney’s contact?
At this moment I can get a maximum mortgage of €60.000. Which means I can't even buy a garage. In order to buy the cheapest house I would have to earn more than €100.000 a year. In order to rent a house, usually at least €1000 a month, I would have to earn € 4000 a month. I don't. Everybody who earns less and has not subscribed for social housing at least 8 to 10 years (village or city) does not stand any chance. O and when you are a couple, you have to earn 5 times your rent. But hey, the Dutch keep electing the selfish, rich, liberal a-holes who keep making us poorer day by day. We apparently are masochists or have Stockholm syndrome.
😉
also as a dutch native it's hard i'm 38 and still life with my dad because there is no housing that i can pay
I'm 29, have handicaps and wahjong, also still live with my parents. Taking care of myself is difficult.
The main reason for it being a nightmare to find a rental place in the main cities here is because the law is screwing owners over because it is always on theside of the renters. You need to go to court to get rid of people that do not pay rent, or destroy your place. And even if your property is worth a lot, you can only ask a certain amount in rent, but the government charges you extra tax over the value of the property.
I'm still scared that the Netherlands will implode. It seems to have reached it's maximum growth. It does not have enough farmland to feed it's own people. It will no longer produce natural gas, meaning it has no more natural resources. The transition to green energy is a failure (as was expected). Socially, new frictions arise between different groups of the population. Every "square" meter is "fought" over in a battle between housing, nature and farmland. We were able to make it work for so long because we "polder" but that has probably reached it's limit. Look at the uncertain outcome of the coming elections for instance. I get that the Netherlands is still a better place to live in than other places. But the question is: for how long?
We produceren eten ook voor de rest van de wereld. Maar 15% is voor Nederland. Maar afval blijft wel in Nederland.
@@sleutelbergen8678het probleem is dat we ook enorm veel importeren. Omdat we de op één na grootste agrarische exporteur zijn nemen mensen aan dat we dat allemaal zelf produceren, maar dat is niet zo. We exporteren enorm veel agrarische kennis en techniek. We importeren voer waarmee we vlees maken die we exporteren. We importeren groente en fruit, maken daar producten mee en exporteren die. En we importeren enorm veel voedsel voor onszelf. Er is onderzoek geweest naar grondgebruik, en daar kwam als verrassing uit dat als we geen voedsel zouden importeren, we met onze huidige landbouwgrond niet alle Nederlanders kunnen voeden. 18 miljoen mensen is simpelweg te veel voor de hoeveelheid grond waar we op leven.
@@sleutelbergen8678en nee, je gaat het echt niet redden door over te stappen op een plantaardig dieet. Dat is nog zo'n hardnekkig fabeltje.
when 220000 people a year come to Holland to live, where are to houses coming from??
Dutch kids have no change to have a house, especially in Amsterdam.
How stupid is the government.
If you come here and you "lost" everything but your smartphone, you can get everything for free.