How to protect yourself from an aggressive adjuster - Disability Law Show S7 E08

HOW TO PROTECT YOURSELF FROM AN AGGRESSIVE ADJUSTER on the Disability Law Show with Disability Lawyer and Partner James Fireman. Learn how to fight back against the insurance company and get what you're owed on Season 7 Episode 08 of the only disability law show on TV in Canada.
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FEATURED ON THIS EPISODE...
0:00 Intro
1:11*Support of a general practictioner for LTD*
I worked as an office administrator, with a history of cardiac health issues. I was off work years ago as a result. Upon my return unfortunately, my symptoms seemed to get worse. My GP, as well as cardiologist, deemed me unable to work. After resuming disability leave, my GP retired. Will this influence my claim?
6:18*Pressured to return to work from LTD*
I qualified for long-term disability benefits after an injury. After a few months, the insurer had my case assessed and deemed I was ready to return to work. My doctor believes I’m still not able to do so.
How to protect yourself from an aggressive adjuster
11:291️⃣ Review your disability policy carefully and understand your rights, as well as insurer obligations.
13:072️⃣ Record all forms of communication with the insurer, even a phone conversation, in writing.
17:133️⃣ Seek legal advice early from a disability lawyer to prevent unnecessary stress.
20:43 Employment ends while on LTD
My husband has leukemia and has been off work for almost 3 months due to treatment. He's currently receiving disability benefits through work. Although his doctors believe he may be able to return to work gradually in a few months, his boss doesn’t think this is feasible and wants to end his employment, citing "frustration of contract". How can we ensure the insurance company will continue paying his benefits if he is no longer employed?
23:45*Claimant with arthritis filing LTD appeal*
I’ve been on LTD for 5 years now due to inflammatory arthritis. I hoped to try a gradual return to work but can’t, as per my doctor. Despite this, my benefits have been cut off. I’ve complied with requests for medical documentation and filed an initial appeal. I plan to send my doctor’s latest letter to the insurer. I’ve tried contacting them multiple times but haven’t received a response. Is there anything more I can do?
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