kaya nga thank you po talaga sir fermin idol kopo kayo at napakalinaw ng paliwanag nyo mabilis maintindihan direct to the point walang paligoy ligoy...
Dami ko pong ni follow na nga mga nagtuturo ng financial literacy at investments pero kayo lang po ang maliwanag at naiintindihan ko..thank u po mentoring sir. Araw2 ko po kayo pinapanuod.
Thank you po. I really appreciate your kind words. Its good to know po na may napupulot po kayong aral sa ating channel. All the best po and good luck.
You are really amazing sir, the way you explained it...its very easy to understand. I'm glad i found your channel. Thank you for sharing your knowledge about investing.
thank u for this.. you explained it very well.. im planning to open mine this year.. i didnt know this before.. im one of the lucky Filipino today..God Bless
Thank you so much for this valuable information, sir! I'm a first-year accountancy student and I learned a lot in this video that is aligned in my accounting and law subjects!
I hope someday may enough na akong pera para makapag start na akong mag invest napaka importante po talaga ang mag invest pra po di magiging kawawa pag matanda na God bless po..always here waiting for your uploads
Pwede po paexplain yung about sa tax credit? What if working sa private sector and yung company yung nagbabayad sa BIR ng Tax withheld, pano magagamit yung tax credit?
Thank you for well explained financial product coming from the government, Millennial po ako, and I have been exhausting my money to luxury brand and gadgets na in long time mag expire na din. Thinking that would be a good investment (in which I am very wrong). I go to precious metals (Gold) pero not enough due to exorbitant and bloated prices of those makers, parang di lang precious metal ang binili ko pati brand nag jewelry store. I just know this today, I am already attune to BDO PERA program nag enroll na ako. Gonna spread the news sir! Kudos!
I saw this video and it inspired me to choose PERA to invest and save for my retirement. My experience in opening an account is a bit disappointing. The 15 minute video call became 3 minutes and I was just told that I will receive an email for further instruction. Lo and behold, I learned that my request has been declined due to missing/incorrect settlement info. This is something that I should have been informed from the video call. Then when I updated the required details I have to go through another call. It's just unfortunate that I work night shift and I have to wait another hour and a half to get this done. Very disappointing. Sana natulog n lang ako. Also, I tried their live chat, no one is responding. Hope this helps esp.those folks n night shift din ang work. Baon kayo ng patience aside from pagpipigil sa antok. Maybe in the future they will improve their process and make it more convenient so more Filipinos will take time to invest in PERA. Edit: PERA verified my account after the update I did and wala na video call. Thank God pwede na matulog ng mahimbing 😆
More videos for PERA po like ano-ano ang mga investment products sa PERA account thru seedbox? among the investment products, ano mga cons and pros nito? detailed review every investment products available in PERA including expense ratio. Maraming salamat po! more power!
Sir follow up videos please po🙏 Nka 7 videos po ako this morning while preparing breakfast ng mga amo keep it up. Super inspiring po tlga mga videos mo
I invested sa Mp2 way back then dahil sa video nyo about it, now I'm just learning din ung P.E.R.A. Di ko rin inexpect na ganun palang kakaunti ang nag iinvest dito. Good financial vehicle din to para sa retirement fund ko. Again, thank you for this informative video.
Thank you so much po sir Fermin👌 madali Kong naintindihan Ang inyong explanations at sigurado na po ako ngayon Kung saan ko po dapat i-invest Ang aking pera for retirement.
S Hi sir. The new viewer here. Thank you and god bless more to your very informative vlog. Ask ko lang po. Sa Pera po lumpsum na 100k or 200k every year, wala pong monthly unlike sa mp2 po na available ang different contribution if ever hindi afford a yearly lump sum.( It's just my Clarification). Thank you again.
Thank you for sharing your knowledge to us sir. It's not a waste of time na pinanood ko po ito. Naka 3 videos nyo po ako today. May video po ba kayo comparing PERA and UITF. May UITF na po kasi ako sa BPI. napansin ko parang same lang yung PERA at UITF.
You can view our videos on PERA po. Hope this will answer your questions. Enjoy! P.E.R.A. - [ ] Taxes (Part 2) - How to Minimize the Impact of Taxes on Your Investment Returns - ua-cam.com/video/Aea89drtO3c/v-deo.html - [ ] Taxes (Part 1) - How to Minimize the Impact of Taxes on Your Investment Returns - ua-cam.com/video/jCU0D2g_Meo/v-deo.html - [ ] Is PERA Investment Guaranteed? Part 3 Question and Answer on PERA Investment - ua-cam.com/video/Kd-KXkvdZwA/v-deo.html - [ ] How to Open PERA Account Online - Step by Step - ua-cam.com/video/1WjXVT7PV6Q/v-deo.html - [ ] MP2 versus PERA: Part 2 - Question and Answer on P.E.R.A. - Personal Equity and Retirement Account - ua-cam.com/video/44miI_8EQsM/v-deo.html - [ ] Part 1: Question and Answer on P.E.R.A. - Personal Equity and Retirement Account - ua-cam.com/video/JCXZS35OT6k/v-deo.html - [ ] What is PERA (Personal Equity and Retirement Account)? The Best Tax Free Investment for Filipinos? - ua-cam.com/video/4yqcFYT5kVI/v-deo.html
Sa BDO, 1% po ang management fee and 50 peso trust fee per transaction. However I was charged 1% on the initial contributions, the following two top up has no1% charge only 50 pesos 🤩
@@joycediamante263 you can go to lucky plaza and inquire sa BPI or BDO branch nila diyan. Pwede rin po kayo magopen online thru pera.seedbox.ph ng ATRAM. Gagawa po kami ng video ukol dito. Good luck.
New subscriber here Sir,para maka-gain ng kaalaman about investment or panu maalagaan Ang income here in abroad at may mainvest din before mag retire..
Wow! Thank you again Sir Fermin! New learning nanaman ito Big help po. May video na po ba kayong step-by-step how to open P.E.R.A Account? And video update po kung nakapag invest na kayo sa P.E.R.A? Thank you po ulit. More poer and God bless
Sa PERA, kailangan pong may hulog at least one time bawat taon. Para ma withdraw mo ang inyong investment once you reach 55 years old and have at least 5 years of contribution.
Hello po sir fermin..salamat po sa info. Nag invest po ako sa mutual fund via col financial (equity at bond po). Nagsimula na rin po ako sa mp2. Ang tanong ko lang po ano ang kaibahan po mga ito saPERA po.. salamat po
Wow, first of all congratulations po Vanessa. Please watch our QnA videos, Part 1 and Part 2 - hope your questions will be answered. Watch out also for another video on the detailed discussion on the difference between both MP2 and PERA. All the best!
Hi sir! Question lang po. Pwede ba yung less than 100k/year and ung mga naghahawak (bdo, bpi, atram) ay tumatanggap ng auto deduction sa debit account (parang eip ng bdo)?
@@ofwpower hello Sir thnk u sa pag reply po , nag enrolk n po ako s a online s bdo sa PERa.. tas mya info dun n need lagyan , ung s contribution amout hm ang nalagay ko is 5k ang isip ko is 5k a month tama po b un? Or un ang amount n plan mo ihulog for the mwhole yr pero nasubmit ko n :( nag wawait n lng ng confirmation.. panu un tama po b un
@@raichu4838 i think that should be okay. The contribution amount is just for reference purposes - hindi talaga ang actual amount ma kailangan mong ihulog monthly or yearly.
Hello sir pasagot naman po itong tanong ko.. Nag atart ako ngaYung taon sa mp2 january nag hulog ako ng 10k pesos po..tapos nkalagay na period time is 202101~202601 ano po ba pd kung gawin?pd ba ako mag continue sa same account no.ng mp2 ko o mag open ako ulit ng bago?
5 years lang po talaga Yung MP2 savings ng Pag-IBIG pero after that pwede uli tayo mag-open ng new account. Yan po paliwanag sa akin sa Pag-IBIG Valenzuela Branch
ang ganda nitong magiging passively income para sa atin, BUT ako po'y 55 yearsold na bago ako makauwi sa Pinas dahil sa pandemia ito. I have a dual citizen, at walang question dyan. Mas gusto ko pong umuwi sa Pinas kong ayaw ko ng mag trabahu. Peudi pa kaya ang 55 years old? Salamat sa mga kasagutan.
Good day! Thank you sa malinaw na pagkaka explain.. Question po, automatically po kasi nakakaltas ang PERA sa amin as stated po sa payslip. Paano po namin malalaman kung saan po ito nainvest since hindi po kami yung voluntarily na naghulog.. Gov't employee po ako.. ☺️
Congratulations po. You need to ask your HR or Finance po about the detailes of your PERA investment. Sa pagkakaalam ko po kayo po ang dapat magsasabi kung saang investment ninyo ito ilalagay. Good luck po.
100k or 200k is maximum na po yun. Above that amount hindi na kayo papayagan ng PERA ma magdagdag sa inyong investment. Below 100k ay peedeng pwede po.
Kailangan po ng BPI account bago mag open ng pera account Sa seed box? Kung overseas ako at walang BPi or Kahit anong Philippines bank branch, Ano Po and advice nyo where to start? Salamat
hi sir,fermin ask ko lang po kais ng open ako ng account sa seedbox ph.,peru hindi po ako mka proced sa pera/product may lumlabas na for vedio interview , so do i wait for the interview from seedboxph?
Tama ba kalkulasyon ko, 100k / 12 = 8.3k. medyo mataas na monthly ito considering hanggang 55 years old. May table ka ba jan para sa mga mas mababang contribution? Example, yung mga 5k a month, 2k a month, at yung pinaka mababa na 1k a month?
Hi Markdean, hindi po kailangang umabot sa 100k ang inyong investment in 1 year. Yung 100k po ay maximum na po yun. Hindi na po dapat lumampas po doon. Good luck po.
I've followed so many UA-cam Influencer, Sir. Fermin, kayo lang po ang pinaka detailed na magpaliwanag. Keep on uploading po, More Power!
Thanks po and good luck.
kaya nga thank you po talaga sir fermin idol kopo kayo at napakalinaw ng paliwanag nyo mabilis maintindihan direct to the point walang paligoy ligoy...
@@KAGITARISTA thank you very much po. I really appreciate your kind words po. Ingat po kayo palagi.
Agree!!!!
There's Vince Rapisura, he also one of the best financial gurus.
ito dapat tinuturo s school... elementary p lng sna tinuturuan ng mga ganito...
thank you po.
I like the way you explained Sir, Direct to the point. Walang mekus mekus!!
Very clear magexplain naiintindihan ng zero knowledge sa mga investments na ganyan like me..step by step talaga ty very much
Good to know that po. Good luck po.
If you're 45 years old and below, I suggest that you get the equity fund, because its for long term.
Fully agree Joshua.
Dami ko pong ni follow na nga mga nagtuturo ng financial literacy at investments pero kayo lang po ang maliwanag at naiintindihan ko..thank u po mentoring sir. Araw2 ko po kayo pinapanuod.
Thank you po. I really appreciate your kind words. Its good to know po na may napupulot po kayong aral sa ating channel. All the best po and good luck.
same din po sir paulit ulit ko po pinakikinggan at pinapanood mga videos niyo more power and more videos to upload pa po God bless..
@@nancyespina846 thank you Nancy. Sana may natututunan po kayo. All the best po and good luck.👍
Ang galing nang explanation, mahinahon at slowly, ang galing kaya thumps up ako sayo
thanks so much po...malinaw, simple po ang pagkakaexplain nyo kaya po madaling maintindihan.
mag invest ako sa PERA.
thanks po and God bless
Welcome po and All the best po!
That's compounding for you that's why time in the market beats timing the market
Agree.
salamat po sa shinishare nyo pog kaalaman! alam ko pong d madaing gumawa ng mga ganitong klaseng video.thumbs up po!
Thanks for your kind words. All the best.
You are so amazing Sir! I never heard of that "PERA" until I check your video. Thank you so much & God bless.
thanks and good luck.
You are really amazing sir, the way you explained it...its very easy to understand.
I'm glad i found your channel. Thank you for sharing your knowledge about investing.
salamat po dito sir, na re-kindle tuloy yung aking seedbox na hindi matuloy tuloy, (di kasi nagpproceed dati) pero ngayon ay ok na ang seedbox,
Don't invest in PERA. It is not good. Invest in MP2 better
thank u for this.. you explained it very well.. im planning to open mine this year.. i didnt know this before.. im one of the lucky Filipino today..God Bless
Wow, good to know that po. All the best po.
Ngayon ko pa lang na panuod. Maraming salamat sir
Good luck po and enjoy.
now ko lng napanood e2.salamat sir sa info..kaso need tin number.hirap kumuha pg ofw
Pwede po kayo patulong sa inyong mga kamag anak sa Pinas.
Thank you so much for this valuable information, sir! I'm a first-year accountancy student and I learned a lot in this video that is aligned in my accounting and law subjects!
Good to know that Jonathan. All the best and good luck po.
@@ofwpower Saan at paano mag apply sir? under sa BSP to sir not landbank or pag ibig?
I hope someday may enough na akong pera para makapag start na akong mag invest
napaka importante po talaga ang mag invest pra po di magiging kawawa pag matanda na
God bless po..always here waiting for your uploads
Awesome! Thanks Ella. Good luck po amd God bless.
Yes ako ngstart ng Mp2 at SSS
@@argailarnisto5493 good luck.
Pwede po paexplain yung about sa tax credit? What if working sa private sector and yung company yung nagbabayad sa BIR ng Tax withheld, pano magagamit yung tax credit?
Salamat po sa topics na ito , now ko lang nalaman ito
Welcome po and good luck.👍
Thank you for well explained financial product coming from the government, Millennial po ako, and I have been exhausting my money to luxury brand and gadgets na in long time mag expire na din. Thinking that would be a good investment (in which I am very wrong). I go to precious metals (Gold) pero not enough due to exorbitant and bloated prices of those makers, parang di lang precious metal ang binili ko pati brand nag jewelry store. I just know this today, I am already attune to BDO PERA program nag enroll na ako. Gonna spread the news sir! Kudos!
That's awesome @Neil. I am very happy and proud of your progress. All the best and good luck in your journey.
salamat po sa malinaw at kalmadong paliwanag Sir!👍
Welcome po.
I saw this video and it inspired me to choose PERA to invest and save for my retirement. My experience in opening an account is a bit disappointing. The 15 minute video call became 3 minutes and I was just told that I will receive an email for further instruction. Lo and behold, I learned that my request has been declined due to missing/incorrect settlement info. This is something that I should have been informed from the video call. Then when I updated the required details I have to go through another call. It's just unfortunate that I work night shift and I have to wait another hour and a half to get this done. Very disappointing. Sana natulog n lang ako. Also, I tried their live chat, no one is responding. Hope this helps esp.those folks n night shift din ang work. Baon kayo ng patience aside from pagpipigil sa antok. Maybe in the future they will improve their process and make it more convenient so more Filipinos will take time to invest in PERA.
Edit: PERA verified my account after the update I did and wala na video call. Thank God pwede na matulog ng mahimbing 😆
sorry to hear your bad experience. but then congratulations pa rin po! good luck!
Very informative , Thanks Fermin ! napagaling mo magpaliwanag .
Thanks Rowena. All the best.
Napaka klaro thanks
thanks and good luck.
Maraming salamat sir! Klarong klaro po ang explanation.
Welcome po Ana and good luck.👍
Thanks sa insert nitong P.E.R.A
For me mas ok pa rin pala ang COL. Ayon sa aking nakikita. 😊
Watch out po of our upcomimg PERA videos.
Magkanu po dividend?
@@efrenocampo6578 depends on thr type of investment.
Kodus! for explaining it very clearly!
More videos for PERA po like ano-ano ang mga investment products sa PERA account thru seedbox? among the investment products, ano mga cons and pros nito? detailed review every investment products available in PERA including expense ratio. Maraming salamat po! more power!
Noted po. In the future po.
Salamat po. Malaking tulong po ito para sa mga tulad namin. Dagdag na impormasyon pa po. Salamat ulit.
Welcome po Fidel and good luck.
Please discuss the risks... chances that meager interest shall be earned and even the chance of losing a portion of one's investment.
You youre risk averse, Equity Fund is not right for you. You will know Your risk profile upon enrolment.
Thank you so much Sir for your detailed and clear explanation of PERA, this helps me a lot and I learned something about PERA😍
Sir follow up videos please po🙏
Nka 7 videos po ako this morning while preparing breakfast ng mga amo keep it up.
Super inspiring po tlga mga videos mo
wow, thanks for your support Leennn. will do that so please watch out.
sir sobrang thank you po .so helpful po ito para sa amin..
Welcome po Arfil. All the best and good luck po.
I invested sa Mp2 way back then dahil sa video nyo about it, now I'm just learning din ung P.E.R.A. Di ko rin inexpect na ganun palang kakaunti ang nag iinvest dito. Good financial vehicle din to para sa retirement fund ko. Again, thank you for this informative video.
Magaling la sir mag explain.
thanks a lot Gemmo. good to know that. good luck po.
salamat po sir. may natutunan po..
Welcome po JA and good luck.👍
Ang taas naman return ang liit ng actual minus inflation.
Good presentation sir, it's clear and helpful for everybody, but reduce a little bit your speed in explaining something, para mas clearer sir. Thanks.
Thank you so much po sir Fermin👌 madali Kong naintindihan Ang inyong explanations at sigurado na po ako ngayon Kung saan ko po dapat i-invest Ang aking pera for retirement.
Wow, all the best po and good luck!👍
For me the best pa rin ang Mp2. Thanks anyway for sharing your ideas about pera.
I need this one. Thanks for the information.
Good luck.👍
Very well explained
thanks Chin. all the best and good luck.
salamat po sir sa info.
hopeless case na po pala ako na mag invest sa PERA
55 yrs old na po ako
sayang😒
You still can po Ate Estelita. Everyine can. You just need to contribute for 5 years to take advantage of the tax free incentives.
Sir ang galing nio mag paliwanag more power and god bless you.
thanks Mae. good luck po.
S
Hi sir. The new viewer here. Thank you and god bless more to your very informative vlog.
Ask ko lang po. Sa Pera po lumpsum na 100k or 200k every year, wala pong monthly unlike sa mp2 po na available ang different contribution if ever hindi afford a yearly lump sum.( It's just my Clarification). Thank you again.
@@melodiegicana6744 hindi po. Sa paghuhulog depende kung ano ma afford po ninyo. Good luck po. Hindi kailangang 100k agad.
Salamat sa kaalaman po
welcome po and good luck.
Thank you for sharing your knowledge to us sir. It's not a waste of time na pinanood ko po ito. Naka 3 videos nyo po ako today.
May video po ba kayo comparing PERA and UITF. May UITF na po kasi ako sa BPI. napansin ko parang same lang yung PERA at UITF.
You can view our videos on PERA po. Hope this will answer your questions. Enjoy!
P.E.R.A.
- [ ] Taxes (Part 2) - How to Minimize the Impact of Taxes on Your Investment Returns - ua-cam.com/video/Aea89drtO3c/v-deo.html
- [ ] Taxes (Part 1) - How to Minimize the Impact of Taxes on Your Investment Returns - ua-cam.com/video/jCU0D2g_Meo/v-deo.html
- [ ] Is PERA Investment Guaranteed? Part 3 Question and Answer on PERA Investment - ua-cam.com/video/Kd-KXkvdZwA/v-deo.html
- [ ] How to Open PERA Account Online - Step by Step - ua-cam.com/video/1WjXVT7PV6Q/v-deo.html
- [ ] MP2 versus PERA: Part 2 - Question and Answer on P.E.R.A. - Personal Equity and Retirement Account - ua-cam.com/video/44miI_8EQsM/v-deo.html
- [ ] Part 1: Question and Answer on P.E.R.A. - Personal Equity and Retirement Account - ua-cam.com/video/JCXZS35OT6k/v-deo.html
- [ ] What is PERA (Personal Equity and Retirement Account)? The Best Tax Free Investment for Filipinos? - ua-cam.com/video/4yqcFYT5kVI/v-deo.html
@@ofwpower Thank you po!
@@lyshan12 welcome po.
Sa BDO, 1% po ang management fee and 50 peso trust fee per transaction. However I was charged 1% on the initial contributions, the following two top up has no1% charge only 50 pesos 🤩
Thanks Liza.
Galing ni sir magpaliwanag
Ngayon ko lang din nalaman.
Good luck po.
Very detailed explanation ..
Good job
Thanks a lot. Good luck po.
Update po! 😊 just discovered this. More insights po sana or updates sa PERA
more power po ,ang linaw po nyong magpaliwang..very imformative
Welcome po and all the best.
Good day sir panu po mgapply s PERA at mgkanu po hulog monthly ...Thanks po...stay safe us all....
Thanks sir Fermin. Very detailed
Welcome po and good luck.
Ang Ganda po sir , kaya lang 53 yrs. old na ako , its too late na 😞
You can still invest - if you want.
Salamat po sa mga videos nyo,sir.
GOOD MORNING FROM ABUDABI.WELL EXPLAIN SIR FERMIN👏👏👏KEEP IT UP AND GOD BLESS YOU
Welcome Rey and all the best.
Thank you talaga ka Fermin. Laki talaga ng tulong mo sa amin
Youre welcome po Ka Joel. Ingat po kayo palagi and God bless. Anong lokal po ba kayo?
Lokal ng Pyeongtaek po. Remember BTP. Band Together Pyeongtaek hahaha
@@kajoelbasas awesome! Wow! I like all your renditions po. All the best po Ka Joel. Ingat po kayo palagi and regards po sa ating mga kapatid diyan.
Thanks you Sir. For your new informative video.
Welcome po and good luck.
Thanks sir..
Well explained..
More videos for this topic
Good luck and noted on your request.
Thank you Sir!very informative.make a new video poif may update about PERA. Godbless:)
We will. Good luck.
Watching it again after the live show.
Thanks Jon. Enjoy watching po.
Sir,how to invest PERA po ,dito ako sa Singapore now..saan pde maka-invest dito? Thanks po kung masagot..🤗
More power to your channel
@@joycediamante263 you can go to lucky plaza and inquire sa BPI or BDO branch nila diyan. Pwede rin po kayo magopen online thru pera.seedbox.ph ng ATRAM. Gagawa po kami ng video ukol dito. Good luck.
Very informative! Thank you for this! Keep making videos like this. Kudos!:)
Thank you! Will do! Good luck po.
Good afternoon sir..ndi q po masyado maintindihan yung computation..sna may katulad ng explanations kgaya ng MP2 sir..
Nice video dagdag kalaman
Welcome po and good luck.
Sir, ask ko lang po if kamusta na po ung PERA account nio up to this year 2021? May mga new info po b kau na nalaman? Salamat po
Thank you for this video, sir. Very informative. Waiting po for the follow-up videos. More power!
Opo pasensiya na po kayo at medyo busy po tayo. Welcome po and good luck.
New subscriber here Sir,para maka-gain ng kaalaman about investment or panu maalagaan Ang income here in abroad at may mainvest din before mag retire..
Awesome! Good luck Joyce.
Wow! Thank you again Sir Fermin! New learning nanaman ito Big help po. May video na po ba kayong step-by-step how to open P.E.R.A Account? And video update po kung nakapag invest na kayo sa P.E.R.A? Thank you po ulit. More poer and God bless
gonna try this
All the best and good luck po.
Sir Namiss ko po kayo! I mean Namiss ko po kayo panuorin. ☺️ Dahil sa inyo nakapag-invest ako sa MP2. ☺️
Wow, welcome back po Jack. Ingat poz
Sir wala bang masmabba sa 100k sa ung pera saving investment na deniscus.
100k is maximum. hindi kailangang umabot sa maximum ang inyong investment sa PERA kung di naman kaya.
Sir paano mag hulog e wala nmn akong kilalang tao ,sir paano kung isang beses lang mag hulog tapos hintayin muna 55yr old pwede yun
Sa PERA, kailangan pong may hulog at least one time bawat taon. Para ma withdraw mo ang inyong investment once you reach 55 years old and have at least 5 years of contribution.
Salamat po sir Fermin
Welcome po Luis.
Hello po sir fermin..salamat po sa info. Nag invest po ako sa mutual fund via col financial (equity at bond po). Nagsimula na rin po ako sa mp2. Ang tanong ko lang po ano ang kaibahan po mga ito saPERA po.. salamat po
Wow, first of all congratulations po Vanessa. Please watch our QnA videos, Part 1 and Part 2 - hope your questions will be answered. Watch out also for another video on the detailed discussion on the difference between both MP2 and PERA. All the best!
Salamat po
@@vanessacacayan2227 all the best.
thank you so much sir sa info.godbless
Welcome po and good luck.
Sana matuloy na ung tax credit. Paano po pag compute nun? What if 500k na total investments. Ito na ang basis sa computation ng tax credit?
Tax credit is given every year. That means if you max out your 100k cap, you will have a tax credit cap of 5,000 every year.
Hi sir! Question lang po. Pwede ba yung less than 100k/year and ung mga naghahawak (bdo, bpi, atram) ay tumatanggap ng auto deduction sa debit account (parang eip ng bdo)?
Hi Sir thnk u s paliwanag nyu so maganda bang mag invest s panahong ngayung Pandemic eh since di gaanong mabuti ang kalagayan ng economy ntin?
Rai Chu yes definitely. This is one of the best time to invest.
@@ofwpower hello Sir thnk u sa pag reply po , nag enrolk n po ako s a online s bdo sa PERa.. tas mya info dun n need lagyan , ung s contribution amout hm ang nalagay ko is 5k ang isip ko is 5k a month tama po b un? Or un ang amount n plan mo ihulog for the mwhole yr pero nasubmit ko n :( nag wawait n lng ng confirmation.. panu un tama po b un
@@raichu4838 i think that should be okay. The contribution amount is just for reference purposes - hindi talaga ang actual amount ma kailangan mong ihulog monthly or yearly.
Thnak u po s reply Sir!
@@raichu4838 welcome po and good luck.
Hello sir pasagot naman po itong tanong ko..
Nag atart ako ngaYung taon sa mp2 january nag hulog ako ng 10k pesos po..tapos nkalagay na period time is
202101~202601 ano po ba pd kung gawin?pd ba ako mag continue sa same account no.ng mp2 ko o mag open ako ulit ng bago?
5 years lang po talaga Yung MP2 savings ng Pag-IBIG pero after that pwede uli tayo mag-open ng new account. Yan po paliwanag sa akin sa Pag-IBIG Valenzuela Branch
Salamat kaayo sa tips
Good luck po and Ingat po Dodoy.
sayang late na para sa akin kasi 55 yrs old na ako ngayon. late info at ngayon ko lng ito na laman.
Yes po kuya Ariel. Kami man ay ngayon lang din po namin ito nalaman. Sorry po.
Sir fermin Saan nman po mghuhulog ng contribution dito s PERA,at Saan nman ito ma claim after 55yrs. Old at nka 5yrs. Contribution na.
pede po ito online Jayber. self costudianship and your administrator is ATRAM.
Sir bali pag may binebenta kang property yung CGT is pwedi na d bayran I mean E ddrtso na sa PERA?
Thank you again very informative
ang ganda nitong magiging passively income para sa atin, BUT ako po'y 55 yearsold na bago ako makauwi sa Pinas dahil sa pandemia ito. I have a dual citizen, at walang question dyan. Mas gusto ko pong umuwi sa Pinas kong ayaw ko ng mag trabahu. Peudi pa kaya ang 55 years old? Salamat sa mga kasagutan.
Good day! Thank you sa malinaw na pagkaka explain.. Question po, automatically po kasi nakakaltas ang PERA sa amin as stated po sa payslip. Paano po namin malalaman kung saan po ito nainvest since hindi po kami yung voluntarily na naghulog.. Gov't employee po ako.. ☺️
Congratulations po. You need to ask your HR or Finance po about the detailes of your PERA investment. Sa pagkakaalam ko po kayo po ang dapat magsasabi kung saang investment ninyo ito ilalagay. Good luck po.
hi sir fermin ano pong difference nito sa mp2. anong mas maganda mp2 or pera
We will discuss and have a detailed discussion po. Both a good investments po.
Good explanation ,but sa mga OFW na mababa lang sahod at d kaya ang 100k na fund ,so hinde kami included sa P.E.R.A.
100k or 200k is maximum na po yun. Above that amount hindi na kayo papayagan ng PERA ma magdagdag sa inyong investment. Below 100k ay peedeng pwede po.
@@ofwpower Thank you sir
Welcome po and good luck.👍
Sir yung contribution per year kelan mag start yun? Simula ba sa pag open mo ng account or kung kelan nag start yung program?
Thank you
Welcome po and good luck.👍
Kailangan po ng BPI account bago mag open ng pera account Sa seed box? Kung overseas ako at walang BPi or Kahit anong Philippines bank branch, Ano Po and advice nyo where to start? Salamat
Please contact seebbox directly on how you can fund your account. Good luck.👍
Please make a video how to open PERA acct. Salamat
Meron na po.
Salamat.. nhanap ko n po.
@@elmabolina1946 good luck po.
@@ofwpower salamat..
Paano po ba ang computation?
Well explained po
Thank you po and good luck.👍
Sir question po. Monthly po ba itong hinuhulugan or kelangan one time annual payment of up to 100k ang kelangan? Thank u po
Secured po ba yan sir sa mga hackers? para di makuha yung account?
Sir fermin... after 55 years old saan po maganda mag invest ...salamat po
If your goal is retirement, and if I were you, I would invest in the following:
50% - Equity Index Mutual Fund
50% - Bond Mutual Fund
Good luck po.
@@ofwpower ..thank you po sir
@@ginaowada3283 welcome po and good luck.
hi sir,fermin ask ko lang po kais ng open ako ng account sa seedbox ph.,peru hindi po ako mka proced sa pera/product may lumlabas na for vedio interview ,
so do i wait for the interview from seedboxph?
After submission sa PERA, you need to wait for the interview.
Tama ba kalkulasyon ko, 100k / 12 = 8.3k. medyo mataas na monthly ito considering hanggang 55 years old. May table ka ba jan para sa mga mas mababang contribution? Example, yung mga 5k a month, 2k a month, at yung pinaka mababa na 1k a month?
Hi Markdean, hindi po kailangang umabot sa 100k ang inyong investment in 1 year. Yung 100k po ay maximum na po yun. Hindi na po dapat lumampas po doon. Good luck po.