Good Job Josh and Kalie; very informative interview! 👏🏻👏🏻I believe Rafael is the right person assisting in the process of finding the best mortgage; he’s very caring and knowledgeable !!! Happy & Blessed 2025 🍾
Those are way better rates than I heard from the banks a year ago. I think it was 5 or 5.5%. I might just need to reach out to Rafael about my situation! Thanks for the video, as always!!
They made a video saying the Portuguese real estate market would crash, and now they are saying it is the best time to buy? Sounds to me like a referral kickback video Also, beware of the lawyers the brokers recommend. They can end up networking more with the seller's real estate agent for referrals, and sometimes they don't know the Portuguese law because they are Brazilian
Which banks in Portugal even allow opening a simple account without a residence permit? Also, is a mortgage account handled differently than a basic account?
This may vary, but you can estimate annual property taxes by using the formula: **property price × 0.3% per year**. Condo fees are generally very affordable, as they mainly cover cleaning, gardening, and elevator maintenance.
I lmao. i informed about a little 130.000 EUR apartment in algarve.. they have some type of rule that u cant stay in your condo 365 days a year.. you can only stay like 2 months a year. Because its seen like a vacation home.. What kind of bs is that..in europe 3.5% isnt a good rate.. thats the current rate. Good rate is 2% .. although its unlikely we get to that level again anytime soon. The good part is that he doesnt charge a fee.. here they charge about 3000 euros.
I don't want to be a "Donnie Downer", but isn't the Portuguese government about 3 years behind on processing visa requests? I don't want to buy a property there and have to leave every few months until I finally get my visa years down the road! Is this really the case or is someone spreading bad rumors about the delays?
Nice vid but 3.5% year mortgage rate WOW ! Here in Japan is less than 1% ! The question is how socialist is Portugal now ? I hope with Trump Portugal wakes up about European "WEF" agenda.
Rafael and his recommendations made our apartment purchase a huge success! It wasn’t without stress, but he navigates the process so well.
Thank you, Carmin!
Very useful information! Good job, Kalie!
Great information Kalie! Thank you!😊
Great information, very helpful. Thanks Kalie and Josh.
Great interview with a great very knowledgeable guy...Go with Rafael!
Thank you, Tamara!
This was excellent. Thank you.
Good Job Josh and Kalie; very informative interview! 👏🏻👏🏻I believe Rafael is the right person assisting in the process of finding the best mortgage; he’s very caring and knowledgeable !!! Happy & Blessed 2025 🍾
Thank you for your kind words!
Look forward to connecting someday. Very informative
Nicely explained Rafael
Thank you Sujeeva!
Best broker ever. Hands down
Thanks, Ricardo!
Great content!
Thank you!
Thanks Kalie. Where is the opening shot in your video? Beautiful streetscape!
Very interesting!
Thank you!
Those are way better rates than I heard from the banks a year ago. I think it was 5 or 5.5%. I might just need to reach out to Rafael about my situation! Thanks for the video, as always!!
Thank you!
Rafael é o melhor
Obrigado, Adriano.
Very interesting! Do you (or Rafael) think that prices will rise in the next 5 years?
Possibly, at least until inventory adjusts to meet the huge demand.
Would definitely like to chat soon 😎👊👍 cheers 🥂
Is his contact info here in the description?
They made a video saying the Portuguese real estate market would crash, and now they are saying it is the best time to buy? Sounds to me like a referral kickback video
Also, beware of the lawyers the brokers recommend. They can end up networking more with the seller's real estate agent for referrals, and sometimes they don't know the Portuguese law because they are Brazilian
Totally agree. Portugal is down the drain now with its immigration problems. Inflated housing prices. I would not buy in Portugal now.
Muito bom!!!
Obrigado, Deborah
Clear explain
Thank you Fausto
Rafael is a reference!
Which banks in Portugal even allow opening a simple account without a residence permit? Also, is a mortgage account handled differently than a basic account?
Thanks for the info. Is there annual property taxes due and what would be an amount for homeowners insurance?
This may vary, but you can estimate annual property taxes by using the formula: **property price × 0.3% per year**. Condo fees are generally very affordable, as they mainly cover cleaning, gardening, and elevator maintenance.
@ thank you
Is he a mortgage broker for any property in Portugal? I am interested to get an apt in Portimão, Algarve.
Certainly! I have no geographical limitations, so I can assist clients anywhere in Portugal, including the islands. Thank you!
The closing costs seem quite high.
How much is the cost of housing
As high as ever, now is the time to buy. Hahaha
I lmao. i informed about a little 130.000 EUR apartment in algarve.. they have some type of rule that u cant stay in your condo 365 days a year.. you can only stay like 2 months a year. Because its seen like a vacation home.. What kind of bs is that..in europe 3.5% isnt a good rate.. thats the current rate. Good rate is 2% .. although its unlikely we get to that level again anytime soon. The good part is that he doesnt charge a fee.. here they charge about 3000 euros.
I don't want to be a "Donnie Downer", but isn't the Portuguese government about 3 years behind on processing visa requests? I don't want to buy a property there and have to leave every few months until I finally get my visa years down the road! Is this really the case or is someone spreading bad rumors about the delays?
Yes, it's all a lie, don't believe it, the country will be worse than Spain which is taxing expats at 100%.
Rafael is for sure the top mortgage broker in Portugal 🇵🇹! You can rely on him 100%
Thank you!
Nice vid but 3.5% year mortgage rate WOW ! Here in Japan is less than 1% ! The question is how socialist is Portugal now ? I hope with Trump Portugal wakes up about European "WEF" agenda.
Leave Portugal alone.
ARENT HOUSES CHEAPER IN SPAIN? ARENT PORTUGAL HOUSE PRICES OFF THE CHARTS RIGHT NOW?
Great info and video. 😎
Thank you!