Money Management for Homemakers in Tamil |My Real Monthly Expense Budget | Money Saving Tips

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  • Опубліковано 8 вер 2024

КОМЕНТАРІ • 114

  • @vasanthishankar
    @vasanthishankar  Місяць тому +11

    Hi guys, I have shared my real expense here, this is what I spend. Everybody spends differently. If I have not included anything then it means I don't use it. Hope you get some ideas.

    • @nabihaartandcraft1921
      @nabihaartandcraft1921 Місяць тому

      It means u understand the pain of your husband and respect his earnings, avoid spending lavishly.

  • @akiladevi6225
    @akiladevi6225 Місяць тому +31

    Hi sister your videos changed my thoughts gradually. Recently I went for shopping with my friend. She bought saree. My heart told me buy one saree but my brain told don't buy. All because of vasanthi sister.

  • @sailajam2428
    @sailajam2428 Місяць тому +9

    As you were a banker earlier, could you please post video on investing in stock market and mutual funds ? That would be super helpful! Thanks!

  • @priyaprem6090
    @priyaprem6090 Місяць тому +1

    Thanks alot.i started to declutter..
    My daughter also started to declutter..
    I stopped to buy unnecessary items buying after watching your videos da....

  • @najma5759
    @najma5759 Місяць тому +3

    Thanks for sharing sis . Enna madhri budget pottu selavu pandravangalku romba useful ah irukkum.... Naa kettadhukaga share pannadhukku romba thanks❤❤❤

  • @manimaker84youyube
    @manimaker84youyube 11 днів тому

    Hi, Just stumbled upon your video. I too follow the same process. Just to add few more points. Try opening Rd for annual payments such as LIC, term insurance, health insurance etc..Make the payment using credit card and pay the cc bill once the rd gets matured. This needs lot of planning. Buy this way you get 2 additional income 1 interest on RD and reward points from CC.

  • @devisri2913
    @devisri2913 Місяць тому +2

    Very useful video sis.RD endha bankla podalaam.edhula interest adhigam.adha pathi video podunga sister ❤

  • @mohanmohann7137
    @mohanmohann7137 Місяць тому +2

    Thanks lot Sister.. Congrats For your upcoming Videos

  • @akshrithag.i9215
    @akshrithag.i9215 Місяць тому +6

    Star health insurance pathi detail ah podunga sis....

  • @manasar6625
    @manasar6625 Місяць тому +4

    It is helpful. You can be super proud of yourself for taking up this "Minimalism" topic and sharing all your thoughts and experiences. Particularly this kind of expense and budget specific videos are highly appreciated. It would be great if you can bring up more videos regarding this topic. I would like to tell you that, you are slowly making a remarkable change in people's lifestyle w.r.t minimalistic lifestyle and getting rid of things.
    Thanks Sis. 😊

    • @vasanthishankar
      @vasanthishankar  Місяць тому +2

      Thank you so much. Your comment really made my day

    • @manasar6625
      @manasar6625 Місяць тому +1

      You deserve 😊

  • @shreenevasana.m2754
    @shreenevasana.m2754 16 днів тому +1

    From Kumbakonam ❤

  • @priyaprem6090
    @priyaprem6090 Місяць тому +1

    Thanks thanks alot for your valuable videos..

  • @Geethadevi15
    @Geethadevi15 Місяць тому +1

    Excellent video vasanthi sis.. post office scheme pathi sollunga..

  • @sowndharyagobi9534
    @sowndharyagobi9534 Місяць тому +1

    Sis ungala na neriya Mari iruken thank you

  • @Tjvlogs24.
    @Tjvlogs24. Місяць тому

    Very very useful video sis thank you for your video 😊

  • @SaranyaSaranya-fk2jq
    @SaranyaSaranya-fk2jq Місяць тому

    Thank you very much for sharing your original butget

  • @GAYATHIRIK-el9gd
    @GAYATHIRIK-el9gd Місяць тому +1

    Thank you so much

  • @sudhavinillam-allaboutlife9599
    @sudhavinillam-allaboutlife9599 Місяць тому

    Very wise and useful tips

  • @saranyasekar4964
    @saranyasekar4964 26 днів тому

    Hello mam thank u first time unga video pathen.... House wife nan enaku enoda expense 3000 vara madri tip solunga its useful

  • @rajalekshmyvenkatesh5803
    @rajalekshmyvenkatesh5803 Місяць тому +1

    Thank u so much..PL detail about post office savings..

  • @devisri2913
    @devisri2913 Місяць тому +1

    Savings scheme pathi video podunga sis.Like ppf,rd,fd....it will be very useful for us.We want to build a house 😢

  • @saravanansasikala1851
    @saravanansasikala1851 10 днів тому

    Thanks sister

  • @godlenesurabi894
    @godlenesurabi894 22 дні тому

    neenga semma smartunga

  • @user-bo4ts5vk4g
    @user-bo4ts5vk4g Місяць тому

    Thank you so much 😊

  • @aneesfathima422
    @aneesfathima422 Місяць тому

    Super sister thank u
    One doubt
    Wat Abt ceet running is it OK for savings any idea for ceet podurathu

  • @geethapalani9410
    @geethapalani9410 Місяць тому

    Meal planning and ideas oru video podunga sis

  • @YasinMajith-en9vk
    @YasinMajith-en9vk 24 дні тому

    Super❤mam🙏💯👍🥰

  • @SaranyaSaranya-fk2jq
    @SaranyaSaranya-fk2jq Місяць тому

    Important information about bank. Please share something

  • @bhuvanaganes2243
    @bhuvanaganes2243 Місяць тому

    Mam, one doubt.. Oil dispenser la 2 types irukulla, endha type romba useful ah iruku? Because you have 2 types, that's why am asking.. kindly reply, mam..

  • @vasanthi3571
    @vasanthi3571 Місяць тому

    Super 👌👌

  • @kalpananaveenkumar1496
    @kalpananaveenkumar1496 Місяць тому +1

    Very useful for me sister thank you but one request for me weekly salary for my husband so that way budget I need

  • @saranyarangaraj4727
    @saranyarangaraj4727 Місяць тому +6

    15000 salary la epadi budget potarathu sister rent 4500 varuthu sister

  • @vaishnavikannan4302
    @vaishnavikannan4302 Місяць тому +1

    Very useful sister..ppf savings pathi konjam detaila solunga sister..bankla ppf open pana netbankingla pay panlama monthly..

  • @massbaby7965
    @massbaby7965 20 днів тому

    Sister enga veetla husband income mattudhan, na veetla herbal hair oil shikakai ready pandra 2 or 3 members vanguranga avlodhan sis indha business periya levela kondu poganum please ninga ideas ways solla mudiuma

  • @samssmj5481
    @samssmj5481 Місяць тому +1

    School RD patthi explain pannuga

  • @oshins4524
    @oshins4524 Місяць тому

    Super

  • @aradhanasjourney6636
    @aradhanasjourney6636 Місяць тому

    Superrrrr❤❤

  • @ragajanani3551
    @ragajanani3551 Місяць тому +3

    Sister what is affiliate marketing

    • @vasanthishankar
      @vasanthishankar  Місяць тому

      Commission i get from Amazon by recommending products

  • @gayathrin5359
    @gayathrin5359 29 днів тому

    Sis can u show the structure of ur rented apartment for an idea...and in which app did u note all the vegetables??

    • @vasanthishankar
      @vasanthishankar  29 днів тому

      I posted apartment video already, pls check that.
      I noted in notes app

  • @rsbplooks
    @rsbplooks Місяць тому

    👍

  • @devi.m4685
    @devi.m4685 27 днів тому +1

    25 k budget podunga sis with savings

  • @jasyreena9435
    @jasyreena9435 28 днів тому +2

    Gas yepdi sister 3 monthsvku varudhu.. Gas saving pathi podunga

    • @vasanthishankar
      @vasanthishankar  28 днів тому

      Sure

    • @rekhatnair9776
      @rekhatnair9776 2 дні тому

      Enakum 3 months ku varum..samayal serthu pannunge morning n night only.morning lunch serthu panniduven.then max.sim or medium use pannunge.induction stove tea,hotwater purpose ku use pannunge

    • @jasyreena9435
      @jasyreena9435 2 дні тому

      @@rekhatnair9776 na apdi dha panren bt veetla iruka periyavanga.. Enatha sola

  • @kanmanisoundararajan8373
    @kanmanisoundararajan8373 Місяць тому +1

    Excellent video. Thanks for the ideas mam

  • @saranyasivakumar35
    @saranyasivakumar35 10 днів тому

    20000 k podunga mam video

  • @Sureshcool20
    @Sureshcool20 24 дні тому

    Monthly income sollunga ???

  • @mlavanya1438
    @mlavanya1438 Місяць тому +1

    Mam how you plan for gold purchase etc

  • @DhanyaShares
    @DhanyaShares 25 днів тому

    I am the only bread winner in my family. Share with us some details how to select health insurance policy, please

    • @vasanthishankar
      @vasanthishankar  25 днів тому

      Check out this video ma
      ua-cam.com/video/SHvh3hshlHI/v-deo.html

    • @DhanyaShares
      @DhanyaShares 23 дні тому

      ​@@vasanthishankar tq for your video, ma

  • @malarkodi7524
    @malarkodi7524 Місяць тому +3

    Mam affiliate marketing pathi solla mudiuma maa

  • @chitukumarsamayal6460
    @chitukumarsamayal6460 26 днів тому

    Pls tell me star insurance policy full details video sis

  • @DS-zi1mb
    @DS-zi1mb 13 годин тому

    for every category, you’re saying RD deposit
    Will you have 4 to 5 RD accounts or in a single RD account you will have all money? Jst doubt.

  • @suganyamsc2713
    @suganyamsc2713 17 днів тому

    Hi sister... I want a suggestion... We don't have own house, but have own land worth 40 lakhs in our native. We are planning to sell that and construct a new one in coimbatore since we are planning to settle here. Whether this plan is ok or not? We have 1 and half year old kid, i think this the right time to plan. But need your suggestion... Pls do reply sis if its possible...

    • @vasanthishankar
      @vasanthishankar  17 днів тому

      I feel like it's a good choice. Because you won't need to go for loan. Since all costs for building a house is high, concentrate on your new building plan to your budget and choose a good engineer. All the best 👍

    • @suganyamsc2713
      @suganyamsc2713 11 днів тому

      @@vasanthishankar Thank you sister for your reply. My husband is suggesting will deposit the money in mutual funds or in any fixed deposit plan so then we will receive good interest,he is saying house is not an asset but the thing is we don't have own house, that's why am confused.

  • @gowriparthasarathy7353
    @gowriparthasarathy7353 26 днів тому

    Vanakam mam na post office account aaram pikanum aana epidunu theriyala neenga help panringala please I am 50 years old

  • @Gunasekaran-l3q
    @Gunasekaran-l3q 5 днів тому

    Rental evlo madam??

  • @haarnipb7213
    @haarnipb7213 Місяць тому

    Hi akka my life changing moment na unga videos pakka aramichathuthaa❤❤❤ love you akka nanum August month no spent challenge eduthurken😊😊😊

  • @italiandiary
    @italiandiary Місяць тому

    Non veg 1500
    கண்டிப்பா
    வராது.
    Oru கிலோ motton
    800 to 1000
    ஒரு கிலோ மீன்
    400 -600
    சிக்கன்
    250
    ரூபாய்
    எப்படி இடிக்கிது?
    தண்ணி
    Can 30
    1200 வரும்?
    குழந்தை
    பராமரிப்பு
    சிலவு எங்கே?

    • @vasanthishankar
      @vasanthishankar  29 днів тому +1

      We don't eat mutton. We have RO. We consume less meat that is chicken, fish and prawn only.
      I don't have any idea about what you are talking about children maintenance?
      I don't need to lie , because your comment is suggesting that. If your expenses seems high ask me how I manage it, instead of telling it's impossible

  • @shanmugapriyapriya7844
    @shanmugapriyapriya7844 Місяць тому

    Sister share about 80 C tax benefits.Like my husband salary is 80k and they deduct around 12k in the form of TDS every month pls suggest how much percentage we invest according to salary to avoid the TDS

    • @vasanthishankar
      @vasanthishankar  Місяць тому

      Will try to do surely

    • @shanmugapriyapriya7844
      @shanmugapriyapriya7844 Місяць тому

      Thank you 😊

    • @nandhinianjalrajan2158
      @nandhinianjalrajan2158 Місяць тому

      Invest in tax saving mutual fund that includes lock in period, LIC, PPF that covers under 80C. Even thangamagal semippu thittam also comes under 80C. Other that that HRA allowance. FD income is not tax saver

    • @nandhinianjalrajan2158
      @nandhinianjalrajan2158 Місяць тому

      For citizens if we have put FD for 5 years or more Then only it is allowed as deduction. For senior citizens only FD income is tax saver

  • @Happy_bird_96
    @Happy_bird_96 12 днів тому

    50 k budjet plz

  • @vighneswaryvijay1991
    @vighneswaryvijay1991 Місяць тому

    Sister what's up channel varala

  • @m.vijayalakshmivel7239
    @m.vijayalakshmivel7239 6 днів тому

    Sister fridge vegetable box enga vangininga

    • @vasanthishankar
      @vasanthishankar  6 днів тому

      Check description box for Amazon store front link

  • @laya9866
    @laya9866 Місяць тому

    Hi , where did u get that colourful writing board ?

    • @vasanthishankar
      @vasanthishankar  Місяць тому

      Check description box for Amazon store front link

  • @revathiarun732
    @revathiarun732 Місяць тому +1

    Affiliates market means what sister?

    • @vasanthishankar
      @vasanthishankar  Місяць тому +1

      Commission i get from Amazon by recommending products. Affiliate marketing

    • @revathiarun732
      @revathiarun732 Місяць тому

      @@vasanthishankar oh ok sister. Thanks for the info.

    • @revathiarun732
      @revathiarun732 Місяць тому

      Im watching your videos regularly. Today I de clutter my bangles. Then I found that I'm keeping many bangles which I'm not using for so many years. Now it's all looking clutter free.. keep posting videos sister.

  • @athufaathufa7487
    @athufaathufa7487 Місяць тому

    Hi sis, wants le poturuka money...
    Monthly monthly andha amount eduthu vaikunuma sis

  • @tastycooker5565
    @tastycooker5565 Місяць тому

    Wifi bill, for tv each and every channel has separate recharge plan. You didn't include that . If it also added ,it will be helpful. For kids snacks and school stationaries also should be included

    • @vasanthishankar
      @vasanthishankar  Місяць тому

      Snacks, stationary i include in grocery
      Tv recharge I do yearly 2500 rupees
      Recharge I added which included net

  • @Guru-xm5zs
    @Guru-xm5zs 26 днів тому

    Rd post office LA 5yrs after than close Panna mudium nu solranga.. One year LA epdi edukurathu plz solunga

  • @krithigavb3164
    @krithigavb3164 Місяць тому +1

    Unga videos pathutu na theva ilama spend panrathu ila. Only food matum than control panna mudiala. Athukum trying to avoid.

  • @Reshma-g8o
    @Reshma-g8o 22 дні тому

    Gas rs900

  • @lavanmahi7392
    @lavanmahi7392 День тому

    School fees??

  • @eagumeenanarayanan8801
    @eagumeenanarayanan8801 Місяць тому

    Budget nenga podurenga ok . But enga veetla budget podurathu selavu pandrathu everything my husband.. avaru edumae na solratha keka matanga like na evalo explain pani sonalum opposing only

    • @vasanthishankar
      @vasanthishankar  Місяць тому +1

      Eppovumae husband and wife senthu financial decision edukkum bodhu life smooth ah irukum. Sit and talk with him 😊

    • @priyaprem6090
      @priyaprem6090 Місяць тому

      My home also same probs da...

  • @sivakumarg8273
    @sivakumarg8273 Місяць тому

    Sister, pls give me the star health policy details. We are also 3 ppl. My husbands age 54. We are paying 22955/ for 3 lac coverage with no health issues.nd from 2012.they r saying you have added bonus which u can claim. Next yr premium will be higher bcoz Age ll be 55. Need some clarification for 10 l policy premium

  • @rajarajeshwari7797
    @rajarajeshwari7797 26 днів тому

    சகோதரி வணக்கம் உங்களின் இந்த திட்டம் மிகவும் பயனுள்ள வகையில் உள்ளது மேலும் அருமையாக உள்ளது. ஆனால் எங்களின் மாத வருமானமே ரூபாய் 15000 /- தான் இதற்கு பட்ஜெட் போட்டு தாருங்கள். நாங்கள் இருப்பது வாடகை வீடு வாடகை 6000/- கரண்ட் பில் 2500/- வருகிறது. தயவுசெய்து எனக்கு போட்டுத் தாருங்கள். ஏனெனில் பலநேரங்களில் சாப்பிடவே பத்தவில்லை கடன் வாங்குகிறேன். அதனால் தான் கேட்கிறேன். தயவுசெய்து சொல்லவும்