Expense Tracking In THE BUDGET BY PAYCHECK WORKBOOK
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- Опубліковано 28 чер 2024
- Real life expense tracking!! How I track my spending.
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Also, I am not a financial advisor or an expert. I just share budget methods and systems that work for me and my family, in hopes it can inspire you!
Hi Lizzie!!! I set up a sinking fund and go to Sam's Club (which is like Costco) every few months. I do my homework. I go only for items I know are a great deal. I am alone so I don't have a family to feed but I had two spinal surgeries so I am a hot mess. You can get some excellent deals. For instance I LOVE their bacon pieces (like bacon bits only bigger), their kitty litter is a great deal, they have super great deals on meat. Their pork steaks are so delicious cooked on the stove top with butter and garlic! OMG they are thick! Anyway...yes they have great deals you just have to do your homework. I always get online before I go and figure out the best prices between Walmart, Kroger and Sam's! Thanks! Love your videos!
I have a Sam's club membership and I use it mostly to bulk up on paper goods, fruit, kids snacks which are things we go through quickly so it makes more sense for me to buy at once. and I also like to buy at Kroger and Food Depot for more items on sale.
Thank you so much you are amazing.😊
Hey Lizzie! Luv your curls, new subscriber here to support your journey ❤
Thank you so much!!
My husband and I are retired. It's not worth it to us to have club memberships. We don't need to keep that much stock. We don't wanna buy another fridge just to stock it. Cheaper for us to just buy what we need and will use!
Great video, your nails are beautiful!
Thank you so much!
It is not worth it for us. We spend way too much because we buy things we don’t need…it’s way too tempting for us!
Oh it is so tempting yes
I would recommend to try experiencing cooking food! It’s fun. I pay for under or equal to $150 for a month of grocery expense. Aldi is great and better than COSTCO or Sam’s club in my opinion so you don’t have to pay extra membership, but you are the one to decide if it is saving you money to buy items in bulk and help paying your gas bill than anywhere else, and if those places are applied with your bank’s 5% cash back of respective quarter, if they offered like Chase that I’m using.
I am working on cooking more. We will see what we end up doing with our membership. Thanks for your feedback!! 🤗
Yes that has happened to me where the atm are my money and I had no record of depositing the funds 🤦🏽♀️🤦🏽♀️😜
That's crazy. Did they ever resolve it?
Oh no!! Thankfully mine have a receipt stating go to bank.
Hi Lizzie, new subbie to your channel 😊
Yay! Thank you!
Happy Valentine’s Day Lizzie & wonderful expenses tracking ❤💛💖💛❤
Thanks!!!
First one❤❤❤
Hey!!!
Hope everything is ok. Haven't heard from you in a while. 🥰
Hey!! Awww yes everything is great! You’re sweet for reaching out 🫶
@@NaturallyLizzie Good to hear. 🥰
Yes...waiting on the bank to confirm the error took too much time.
I was so frustrated!
I’m trying to decide if I want to keep my Costco membership or just stick with regular grocery stores and target. Between all the digital coupons, I find myself saving more at regular stores. I’m keeping the membership this year and then I’ll reevaluate next year.
Same. We have to see if it truly is cost effective for our family to shop at Costco
I love Sam's bc they're boring 😂 meaning there is not much temptation. Most importantly, we can do pickups and not waste time or money inside the store.
Haha that’s good!! 😆
Hello there, I hope you are doing well. I hope to see you back soon. I enjoyed your videos. Miss u. ❤❤❤
Aww this is so touching. Thank you. I am honestly not sure what to post or share anymore. I’ve sort of hit a rut. 😔 but I greatly appreciate you reaching out. It shows that I made some sort of impact here. 🫶
@@NaturallyLizzie Are you budgeting your money??
Yes I still am 🤓
When you break down pricing and how often you buy those items to me it's worth it. Especially when it comes to meat. You can stock up for a month so at that it's worth it as your food shop is less in between. I shop for 4-5 people though. Where it's just the two of you you'd be stock for like 2 months and still to me it's worth it.
We have to really go through and record of it’s good for us. This is a good point
I shop at Sams and I live alone so its worth it to me. I purchase cleaning supplies and toiletries and laundry items and they last me 3-6 months depending on the item. Some things last longer. I buy food items that I can freeze to save on costs. I also get gas at a cheaper price. If you add up what it cost to buy weekly as opposed to tri-monthly you may see the savings.
For me the BJs and Costco membership is worth it. I only have both because I got the memberships for a very low fee.
I think it depends on if the items that the store carries are items that you like and are a part of your weekly staples. If it's not then it may not be for you.
I buy mostly food at both. If I purchase toiletries one package lasts me a whole year. 😅
Wow a year?!!!!
@@NaturallyLizzie oh I should have elaborated. I'm taking like paper towels. Toilet paper. Etc. it's just me
Stick with Aldis..
Love Aldi