-Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further - enjoy! docs.google.com/spreadsheets/d/1yYgrMgUrP-bmHE16aMNAfcISnnRKuWASnvVoVjQv_9M/edit?usp=sharing -Secure your privacy with Surfshark! Enter coupon code GRAHAM for an extra 4 months free at surfshark.deals/graham - Enjoy!
Graham, please make a video similar to this, but aimed at 16-20 year olds to start adult life. >> I.E. Best financial practice. What pitfalls to watch out for. How to use and how not to use debt. How to start investing. Where to start investing. Etc.
@@Rubberglass You bet :) Make the money while the sun shines, and try to be as self sufficient as possible.. Accept the Lord Jesus Christ as your saviour so you will miss the tribulation and be saved.. Economic growth won't matter because they are purposely going to crush you under the mark of the beast system if you live in those times.. A better question would be, How do I survive until then... What should I do now..
This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces and we should appreciate it. Hats off to Him! I love you dude. Crazy I've never payed attention to the Prime consultant 001 movement when I say ancestral your a gift to our people
Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a person that made $250k from about $110k since the crash and I would really look to know how to go about this.
I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit. I have 20 positions in high growth stocks. I'm getting 15 dividend pay checks, however I'm up 125 % this year. About $650k this yr, good dividend paying portfolio,
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.
Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sonya Lee Mitchell’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Only if a good amount of folks do what you guys teach, just imagine how many millionaires we already have or will have in the future. Not the sad statistics where at least 50% of people are living paycheck to paycheck, even for high income earners. Great contents as always!
Hold long term good growth companies DON'T LOOK AT IT DAILY…. Hold 5-10 years .. AMZN, GOOG, TESLA, META, MST …. Etc companies that are flush with money .. and don’t worry …. These companies are like mutual funds in of themselves … they are invėsted in so many different things …JUST HOLD … also buy NOW they are on sale.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
True, I mostly just buy and hold stocks, but my portfoli0 has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfoli0 frequently.
I took charge of my portfoli0 but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advis0r. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfoli0 surged, yielding an annualized gain of 28%.
Over 50 years of data show that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, which has helped me build a $2 million portfolio.
During my last semester, I been going through some rough times on getting myself less distracted and I sometimes get jealous on the people that are smarter at my college but thanks to this video I finally wanted to improve on my knowledge and work ahead on my goals on being an environmental scientist. Thank you Prime consultant 001 for making this video because that will help improve my work-life balance in the future
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks.
I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?
Buying a stock is easy, but>> buying the right stock without a time-tested strategy is incredibly hard. hence I will suggest you get yourself a financial-Advisor that can provide you with entry and exit points on best stocks to buy now or put on a watchlist.>>
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances
I generally choose to work with registered representative Zachery M. Demers because he offers a well-rounded, pragmatic approach to financial decision-making. Rather than focusing solely on market sentiment or reactive trends, Zachery examines key elements like market demand, regulatory developments, and adoption trends. By prioritizing these fundamental factors, his approach provides a more stable and analytical foundation, enabling me to make well-informed investment decisions that are less influenced by the often volatile emotional dynamics of the market.>>
There is no doubt that you will rise fast at the apex of your career Prime consultant 001 .Because you are a very intelligent,smart,hard worker and your work ethic par excellence.Keep going People like you take the IM out of Impossible by becoming PRO at tackling PROblems.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $70,000 to create a strong investment portfolio, which stocks would you choose for better returns?
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
I agree. Based on my personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has seen exponential growth. It's not just about having money to invest in stocks; you also need to be knowledgeable, persistent, and have the strength to hold on during market fluctuations
My CFA, Sharon Ann Meny, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
You showed great composure, experience, all your help. Without your hard work, patience, and agility, i wouldn’t have completed raising my credit score before the deadline. You rock Prime consultant 001and thinking while dealing with the issues i had about my credit. Your level of quality work remains unprecedented, Thank you for
I put in 20k into various assets late last year and flipped into six figures within a few months and still going. I’ve always been an advocate of investing because it has been rather rewarding. I hope to attain financial freedom soon. One more thing, keep up the good work brother.
It’s not rocket science. As I said previously, I got into stocks, index funds and REITs, myself but wasn't getting the results I wanted the first couple of months. Got tired of losing and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments.
@@Christensend While it may sound enticing, it is important to understand that stocks, like a fine wine or a Monet, has no standardized value. You look all good on the outside, while you wait till almost death to enjoy your wealth which presents an enormous economic(uncertainty) risk.
It’s bonkers to compare stocks to alcohol hah. I do consider myself an “old dog” and I'm not big on learning new tricks. After so many years of trial and error, I finally found what works best for me financially and Herman is the perfect sounding board for me. He is far and away the best I have come across. He is all focused on teaching and making sure that I make profit. What more could I ask for?
First of all.Thank you for making the work environment so friendly and taking your responsibility seriously and completing the work gracefully!You deserve so much.He does what he says he is going to do and his ethics are of the highest quality. Prime consultant 001
We should start motivating people not only learning about money, but also learning anything by THEMSELVES. The power of learning anything, specially money, is so underrated in today's world. This will make people richer, smarter, and avoid stupidity in every realm of life.
To achieve a secure retirement, aiming to save at least 15% of your income in a 401(k) is advisable. Online tools can assist in calculating the best savings strategy for you, considering factors like age and income. Consistently saving this percentage can help build your retirement fund effectively, thanks to the benefits of compound interest.
With Roth IRA, the money you are contributing has already been taxed. At any time for any reason, you can withdraw your contributions tax-free and penalty-free. Additionally, any earnings on investments can also be withdrawn tax-free and penalty-free, Not sure how much to contribute, I'm still at a crossroads deciding if to liquidate my $338k stock portfolio.
It’s clever the amount of bravery this took was INSANE. These people all had their lives in danger, but still decided to go through with the recovery for the sake of busting bad scammers. True respect Prime consultant 001 If the FBI was half as dedicated and ingenious and honest as you guys are, the USA would be a much safer country. Amazing works
My expectation for 2024 is that markets starts to broaden out more,” what if the interest rates go up? i have a ton of questions....can I safely invest $220k? What should I do differently?
Small-Caps are poised to perform better in the coming year despite Fed actions with rates to make investors worried. you should look into which the Best Small-Caps Stocks to position into.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
The way you guys just remain humble & move behind the recommendation is how more people should move. You Prime consultant 001 deserve it all! This Helps people see how much of an angel cognitive notch is. I'm proud of you man. The Main reason you inspire me to help people.
What I don’t understand is, on one hand we are told the stock market will crash and yet on the other we are told ways of investing in the stock market. Oxymoron or paradox? I'm considering investing over $300k, but I'm uncertain about risk mitigation strategies.
With my demanding job, I lack time for investment analysis. For seven years, a fiduciary has managed my portfolio, adapting to market conditions, enabling successful navigation and making informed decisions. Consider a similar approach.
What? My parents had no problem talking openly about money when I was growing up... Let's see, there was: "Hey, put that down! Do you think we're made of money?" ... and ... "Close the door, money doesn't grow in trees!" ... and... um.. That might be about it...
I genuinely believe this will be one of the massive recovery to ever cross the platform. The difference in content compared to what other agents push out really made this service exciting, unique, and fun all at the same time. Congrats man, Bro shoutout to these man being consistent every day credit score up and making the start of the week alot better making banger recovery big up Prime consultant 001
I really do have a question, for someone with less than $300,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself.
Investing is more than watching UA-cam Videos and reading quarterly reports. Learnt this from reading Peter Lynch's book. They are people who do this for a living, use them to save yourself from the hassle. That's how I make money from the market to be honest.
@@Higuannn I've been getting suggestions to use a market expert too, but where and how to find one has been challenging, Can i reach out to the one you use?
@@Jaymilnere Sure, Alicia Estela Cabouli is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment..
Vanguard index funds. Go directly to them or go through a robo advisor like Betterment. Low fees, consistent returns, set up an autodraft and forget about it.
You're beyond awesome for giving your time, free of charge, to these helpless folks that are so vulnerable. These scumbags are utterly bereft of conscience, honor, and scruples, to say the least. They swoop in like the jack, it's really a great honor knowing and working with you increasing mine massively without issues, You are literally doing the Lords work. Love your work Prime consultant 001 Thanks So Much And Everything Y'all Do.
Well, in my opinion, If you invested it right now (during the market’s downturn) you’d be buying at a low price which is highly recommended by my fa and based on past performances in the market in 2030 with the right coach you should have four and a half million in your portfolio sitting pretty. Credits to my FA Dianne Sarah Olson.
Just google her yourself, her full name is Dianne Sarah Olson she's quite known so she has a website and everything so you can reach her from there..cheers
I am buying more VGT, SCHD & VOO. Many of us have a boatload in the S&P500 index in ROTH, still have the bulk of my $500k retirement portfolio in VGT. In my taxable account, i try to beat my roth and i know it can be done but i am still underperforming the S&P500.
I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.
VGT is an excellent portfolio addition, but relying solely on it for retirement may not be optimal. I retired at 62, grew my portfolio to $3.4 million in little over 10 years through the help of a fiduciary and dividends now supplement my retirement income. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
Your fiduciary seems highly competent. May I ask if you are still working with the same fiduciary, and if so, what's the best way to get their attention.
Certainly, I am still working with Camille Anne Hector. Having her in my corner has been a game-changer for my financial well-being. Her ability to simplify complex financial concepts and provide tailored solutions is commendable. Camille's passion for her work shines through, making the financial planning process not only effective but also enjoyable.
Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal.
Most Americans don't track their expenses and could be wasting money. People should prioritize building an emergency cash fund. Pay down high-interest debt before investing. Open a Roth IRA and invest for the long term. Diversify your investments across different asset classes. Don't try to beat the market; instead, invest in index funds. Invest consistently over a long period of time. Expect average returns of 7-8% over the next 20-40 years. The speaker's investment portfolio is split between real estate, index funds, cash equivalents, and alternative investments. Building wealth comes down to optimizing income and expenses, paying down debt, investing consistently, and diversifying.
We say that but the schools won’t do it right. Parents are responsible for teaching things too. Learn financial literacy and teach it yourself our kids. We under pay teachers and expect them to do everything. Nope.
Our kids have to track their own allowance on paper weekly as a bearer bond redeemable for goods. They use the honor system, keep a balance, and track all the purchases they make. We have done it for years and now they know their net worth in realtime and never spend more than they have. For parents out there, this builds integrity and budgeting and the net result is now they are all excellent savers.
Most people never hear the phrase, “Stop spending money!” I retired two years ago at 57 years old. Both the wife and I had good incomes, lived debt free, frugally and invested at least 30-40% of our gross income. We also purchased rental properties. Many of our colleagues and friends were always wasting money on vacations, eating out and new cars that they leased or financed instead of paying cash.
@@GOOFYGAMER12 This is a great point. You absolutely must find a work/life/investing balance, because guess what... At 57 a cancer diagnosis is much more likely to be a death sentence than at 27. You're not a young buck anymore, you're an old stag, and your best years are behind you. Your life needs to feel fulfilling along the way, you can't just wait until the end. Vacations, assuming they're not unnecessarily lavish, are some of the best things you can treat yourself to along your financial journey.
Also remember, these UA-camrs get paid to promote products that they don’t know about, do your own research before trusting your money with the promoted companies
I went to community college for like five years and the most impactful part was an extra credit assignment in a personal finance elective class I took, which just to read a short book: The Millionaire Nextdoor
Graham! Please note in your videos the contributions for Roth IRA are on a sliding scale. Even if your income is below the limit, you still may not be able to contribute the maximum amount. I had a mess of my taxes one year because I contributed the max amount and that was above the limit for my income. If you make between 147,500 and 161,000 the allowed contributions change
The way you guys just remain humble & move behind the recomlp people.mendation is how more people should move. You Prime consultant 001 deserve it all! This Helps people see how much of an angel cognitive notch is. I'm proud of you man. The Main reason you inspire me to he
My expectation is for 2024 that markets starts to broaden out more,” what if the interest rates go up? i have a ton of questions....can I safely invest my $800k? I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement,but don't know where to start.
It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you
True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.
Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.
Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Great video, I've been interested in investing ever since I came across articles of people making up to $150,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?
I've purchased numerous stocks in individual firms. Because there are so many stocks that will skyrocket in the long run, it is currently safe to buy in on ETF and ride it out. Due to fud, I sold out early, but then retraced my ways and re-invested $350,000 with a financial advisor who manages my account. I received an 82% return last year and will see where it goes this year.
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
You mention sleeping well at night, which is a fantastic point of perspective for people to keep in mind as they contemplate what debt they choose to service, meaning pay interest on every month. The rule I have lived by for quite some time is if I owe money on something that is NOT appreciating in value, like a home, then I do everything in my power to eliminate that debt as quickly as possible, irrespective of the interest rate. In other words, I refuse to owe on anything that isn't an investment that is increasing in value. I do not service debt unless it benefits me and my family. The number of things that qualify are pretty small, but I avoid all of the other debt traps out there, like cars, electronic devices, home furnishings, etc.
Given the uncertain economic conditions and heightened global tensions, I'm considering investing over $400k in stocks. However, I'm uncertain about how to minimize potential risks.
Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.
Apt!! I was self managing but suffered heavy losses in 2022 and i knew i couldn't continue like that, so i consulted a fiduciary financial advisor. By restructuring and diversifying my $620k portfolio with dividend-paying stocks, ETFs, Mutual funds and REITs, I significantly boosted my portfolio, achieving an annualized gain of 30%.
Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Definitely do not listen to Stephan: he's likely to steer you toward a shiny new financial product he (quietly) has ownership in, and memory-hole his recommendations when the money disappears.
I’m pretty young and just started my portfolio with around $80K. Dividends drew me in right away! Slowly trying to create significant passive income and manage my Stock Portfolio. how do I invest to deal with markets ups & downs
In two weeks I’ll be done paying of my student loans and then will be investing much more than just maxing out my Roth IRA. I’m 21 and excited for that compound growth!
Hell yeah brother, i started at 18. All i can say is max that roth ira and invest as much as possible, without killing yourself financially obviously. 🔥
I hope that I get to shake this guys hand one day. His podcast is hella beast, very entertaining and informative. If you don't know what it is called, it is called, the iced coffee hour.
you forgot to mention the emphasis on ways of making more money. side hustles, part time jobs, better jobs, etc... to pay off debt to save and invest more. this is what MOVES THE NEEDLE in your life.
I love the consistency in your advice over the years, it is proven, easy to understand, and doesn't ebb and flow with the guru of the month. Thanks Graham!
Even though you’ve shared this kind of information in the past, it’s really nice to hear it again now that I’m actually done paying off student loans and finally ready to start investing for retirement
This is exactly what I wanted to see a long time ago. It would be amazing if you do a step-by-step process for going about buying your property or investment property. Hope you see this, Graham!
Best advice for most people... start living below your means. If you are using credit cards to finance a life style, you need to adjust your lifestyle.
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Telling the truth like it is, Graham. I also keep about 20% in cash as my f*ck you money. Thank you for laying it out for everyone to see and not pulling any punches!
Beating the market in active trading is extremely easy, with a little patience. Beating it by a lot is expobentially more difficult. In order for an average to exist, something must crest and dip equally above and below that trending average. It means even with a falling average line, one can buy in or sell out as a stock is significantly above or below that average line. The more steadily the average line rises the more time there is to generate increasing valuation. As a atock predicably falls toward and ultimately below that average line once more, its your choice to ride the decreasing valuation every time. History doesnt repeat itself exactly but it rhymes and entities breathe cyclically.
Bear in mind reoccurring monthly principle additions in holdings can work heavily against an investor. If the market setter knows you're buying 10 more units every Tuesday, it's in their vested interest to drive it up from each dip by Monday night so your consistently buy overvalued equities. It's not quite that simple but the psychology of the herd says in essence it really can be that simple overall. Rather than buying a trustworthy stock totally in the blind, it's far more effective in the long run to bide your time for a little while if necessary to catch the same item as having a bargain value with even higher potential to inflate than from the current high point.
Hey Graham, I'm glad you are keeping your investment properties as long term rentals. Hopefully you are fair and realistic with your rental rates and don't plan on switching to short term rentals. Us regular working folk in super HCOL areas already face such huge pressure with the lack of affordable homes to rent, and short term vacation rentals sitting empty half the time just add to the pain. Please be an example to other real estate investors and continue to be a good landlord. Thanks!
From $7K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires
Adriana Catherine understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her siignals are top notch
Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to Adriana Catherine..
-Here is a link containing the source material for each piece of research cited. I do my best to make my videos as accurate as I can, and the additional resources should help anyone who wants to look into them further - enjoy! docs.google.com/spreadsheets/d/1yYgrMgUrP-bmHE16aMNAfcISnnRKuWASnvVoVjQv_9M/edit?usp=sharing
-Secure your privacy with Surfshark! Enter coupon code GRAHAM for an extra 4 months free at surfshark.deals/graham - Enjoy!
Graham, please make a video similar to this, but aimed at 16-20 year olds to start adult life. >> I.E. Best financial practice. What pitfalls to watch out for. How to use and how not to use debt. How to start investing. Where to start investing. Etc.
I’d love to hear your thoughts on the long term effect of the declining US birth rate will have on economic growth.
@@Rubberglass You bet :) Make the money while the sun shines, and try to be as self sufficient as possible.. Accept the Lord Jesus Christ as your saviour so you will miss the tribulation and be saved.. Economic growth won't matter because they are purposely going to crush you under the mark of the beast system if you live in those times.. A better question would be, How do I survive until then... What should I do now..
@@JustTheGuy37 Amen. My this world isn’t my home.
Do you invest in gold?
This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces and we should appreciate it. Hats off to Him! I love you dude. Crazy I've never payed attention to the Prime consultant 001 movement when I say ancestral your a gift to our people
Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a person that made $250k from about $110k since the crash and I would really look to know how to go about this.
it is very easy to buy in on trending stocks but the problem is knowing when to sell or hold which is why a consultant is important.
I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit. I have 20 positions in high growth stocks. I'm getting 15 dividend pay checks, however I'm up 125 % this year. About $650k this yr, good dividend paying portfolio,
Could you recommend your advis0r? I'll be happy to use some help with my portfolio’s management
Her name is ‘REBECCA NOBLETT ROBERTS’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
Google Rebecca Noblett Roberts and do your own research. She has portfolio management down to a science
the most fair approach and yet the ultimate king of meme is Kardden
I like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income
When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.
Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.
Could you possibly recommend a CFA you've consulted with?
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sonya Lee Mitchell’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Only if a good amount of folks do what you guys teach, just imagine how many millionaires we already have or will have in the future. Not the sad statistics where at least 50% of people are living paycheck to paycheck, even for high income earners. Great contents as always!
Hold long term good growth companies DON'T LOOK AT IT DAILY…. Hold 5-10 years .. AMZN, GOOG, TESLA, META, MST …. Etc companies that are flush with money .. and don’t worry …. These companies are like mutual funds in of themselves … they are invėsted in so many different things …JUST HOLD … also buy NOW they are on sale.
True, I mostly just buy and hold stocks, but my portfolio has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfolio frequently.
True, I mostly just buy and hold stocks, but my portfoli0 has been mostly in the red for quite awhile now. Unfortunately to be able to make good gains, you’ll need to be consistent and restructure your portfoli0 frequently.
I took charge of my portfoli0 but faced losses in 2022. Realizing the need for a change, I sought advice from a fiduciary advis0r. Through restructuring and diversification with dividend stocks, ETFs, Mutual funds, and REITs, my $1.2M portfoli0 surged, yielding an annualized gain of 28%.
Over 50 years of data show that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, which has helped me build a $2 million portfolio.
During my last semester, I been going through some rough times on getting myself less distracted and I sometimes get jealous on the people that are smarter at my college but thanks to this video I finally wanted to improve on my knowledge and work ahead on my goals on being an environmental scientist. Thank you Prime consultant 001 for making this video because that will help improve my work-life balance in the future
Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!
My advice to everyone is this : if you want to grow big this year especially in your finances. Be willing to make investments. Saving is great but investing puts you on a pedestal where you wouldnt have to worry about savings as you do now. Thanks to my FA, my portolio is doing really great and im proud of the decisions i made last year.
Nice. People often underestimate financial advisors' importance. Over 50 years of data reveal that those who work with advisors typically earn more than those who go it alone. I've been fortunate to work with one for 13 years, resulting in a $1 million portfolio, largely from early investments in AI and other growth stocks.
@greekbarrios I've been considering but haven't been proactive. Can you recommend your advisor? Could really use some assistance.
@@greekbarrios or do those who earn more typically hire financial advisors more than those who don’t? 🤔
Some men just wanna see the world burn 😎🔥
I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?
Buying a stock is easy, but>> buying the right stock without a time-tested strategy is incredibly hard. hence I will suggest you get yourself a financial-Advisor that can provide you with entry and exit points on best stocks to buy now or put on a watchlist.>>
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances
I generally choose to work with registered representative Zachery M. Demers because he offers a well-rounded, pragmatic approach to financial decision-making. Rather than focusing solely on market sentiment or reactive trends, Zachery examines key elements like market demand, regulatory developments, and adoption trends. By prioritizing these fundamental factors, his approach provides a more stable and analytical foundation, enabling me to make well-informed investment decisions that are less influenced by the often volatile emotional dynamics of the market.>>
he's mostly on Telegrams, using the user name.
There is no doubt that you will rise fast at the apex of your career Prime consultant 001 .Because you are a very intelligent,smart,hard worker and your work ethic par excellence.Keep going People like you take the IM out of Impossible by becoming PRO at tackling PROblems.
Kardden movement begins and everyone is like acting crazy. Lets bring it up!
Tomorrow you gonna be mad if you are not in Kardden yet
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $70,000 to create a strong investment portfolio, which stocks would you choose for better returns?
Nobody knows anything; You need to create your own process, manage risk, and stick to the plan, through thick or thin, While also continuously learning from mistakes and improving.
I agree. Based on my personal experience working with an investment advisor, I currently have $385k in a well-diversified portfolio that has seen exponential growth. It's not just about having money to invest in stocks; you also need to be knowledgeable, persistent, and have the strength to hold on during market fluctuations
That's impressive! I could really use the expertise of this manager for my dwindling portfolio. Who’s the professional guiding you?
My CFA, Sharon Ann Meny, is a renowned figure in her field. I recommend researching her name online; you’ll find all her credentials and everything you need to work with a reliable professional. With many years of experience, she is a valuable resource for anyone looking to navigate the financial market.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
You showed great composure, experience, all your help. Without your hard work, patience, and agility, i wouldn’t have completed raising my credit score before the deadline. You rock Prime consultant 001and thinking while dealing with the issues i had about my credit. Your level of quality work remains unprecedented, Thank you for
How can I make good profit as a beginner starting with $6,000 ~iq0
As a beginner, it's essential for you to have a guardian to keep you accountable. I'm guided by Amanda Katherine Nakitare
Don't rush in rather seek expertise like Amanda Katherine. Growing a port-folio is complex
I racked up so much losses trying it on my own. Amanda really saved me from myself
Finding someone truly skillful is hard. I'm happy to see that a lot of people found Amanda
Same here. Amanda managing myportfolio was my best decision. Gotten more than half a million since
Much respect Prime consultant 001 this is amazing and super inspiring!.
I put in 20k into various assets late last year and flipped into six figures within a few months and still going. I’ve always been an advocate of investing because it has been rather rewarding. I hope to attain financial freedom soon. One more thing, keep up the good work brother.
You can’t overlook the fact that it’s paramount not to get greedy but to remain invested through careful study, if not you can lose it all.
It’s not rocket science. As I said previously, I got into stocks, index funds and REITs, myself but wasn't getting the results I wanted the first couple of months. Got tired of losing and decided to seek mentorship from Jonas Herman, a certified fiduciary who helps oversee my investments.
@@Christensend While it may sound enticing, it is important to understand that stocks, like a fine wine or a Monet, has no standardized value. You look all good on the outside, while you wait till almost death to enjoy your wealth which presents an enormous economic(uncertainty) risk.
It’s bonkers to compare stocks to alcohol hah. I do consider myself an “old dog” and I'm not big on learning new tricks. After so many years of trial and error, I finally found what works best for me financially and Herman is the perfect sounding board for me. He is far and away the best I have come across. He is all focused on teaching and making sure that I make profit. What more could I ask for?
Hermanw jonas that’s his gmail okay
First of all.Thank you for making the work environment so friendly and taking your responsibility seriously and completing the work gracefully!You deserve so much.He does what he says he is going to do and his ethics are of the highest quality. Prime consultant 001
Lucky for those who had Kardden since yesterday, but more green days to come
We should start motivating people not only learning about money, but also learning anything by THEMSELVES. The power of learning anything, specially money, is so underrated in today's world. This will make people richer, smarter, and avoid stupidity in every realm of life.
Wealth only means something when most people don't have it.
That's something you'll learn.
You’re so right. People need to want, and how, to learn… anything.
To achieve a secure retirement, aiming to save at least 15% of your income in a 401(k) is advisable. Online tools can assist in calculating the best savings strategy for you, considering factors like age and income. Consistently saving this percentage can help build your retirement fund effectively, thanks to the benefits of compound interest.
With Roth IRA, the money you are contributing has already been taxed. At any time for any reason, you can withdraw your contributions tax-free and penalty-free. Additionally, any earnings on investments can also be withdrawn tax-free and penalty-free, Not sure how much to contribute, I'm still at a crossroads deciding if to liquidate my $338k stock portfolio.
@Pamcheryl That's quite remarkable!
How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings?
@Pamcheryl
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
It’s clever the amount of bravery this took was INSANE. These people all had their lives in danger, but still decided to go through with the recovery for the sake of busting bad scammers. True respect Prime consultant 001 If the FBI was half as dedicated and ingenious and honest as you guys are, the USA would be a much safer country. Amazing works
My expectation for 2024 is that markets starts to broaden out more,” what if the interest rates go up? i have a ton of questions....can I safely invest $220k? What should I do differently?
I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market
Small-Caps are poised to perform better in the coming year despite Fed actions with rates to make investors worried. you should look into which the Best Small-Caps Stocks to position into.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K.
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? I'm in dire need of proper portfolio allocation.
Amber Dawn Brummit is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
All guys stacking Kardden Token before next bull are smart apes for sure
The way you guys just remain humble & move behind the recommendation is how more people should move. You Prime consultant 001 deserve it all! This Helps people see how much of an angel cognitive notch is. I'm proud of you man. The Main reason you inspire me to help people.
I see Kardden with 50x, maybe even 100x. Binance also gonna have that
What I don’t understand is, on one hand we are told the stock market will crash and yet on the other we are told ways of investing in the stock market. Oxymoron or paradox? I'm considering investing over $300k, but I'm uncertain about risk mitigation strategies.
With my demanding job, I lack time for investment analysis. For seven years, a fiduciary has managed my portfolio, adapting to market conditions, enabling successful navigation and making informed decisions. Consider a similar approach.
@@Andrian-ch3on Wow, I bet that you cannot rec anyone.
@@debrab7844 Yes, kristin Amy Rose. If in doubt can look her up
@@debrab7844 Kristin Amy Rose
@@Andrian-ch3on you actually gave out that info for free. You're far too kind!
Yotta be kidding me!
What? My parents had no problem talking openly about money when I was growing up... Let's see, there was:
"Hey, put that down! Do you think we're made of money?"
... and ...
"Close the door, money doesn't grow in trees!"
... and... um.. That might be about it...
Coinbase listing Kardden Binance probably in line too
The Kardden KRN will overtake doge and SHIB so easy
I genuinely believe this will be one of the massive recovery to ever cross the platform. The difference in content compared to what other agents push out really made this service exciting, unique, and fun all at the same time. Congrats man, Bro shoutout to these man being consistent every day credit score up and making the start of the week alot better making banger recovery big up Prime consultant 001
I really do have a question, for someone with less than $300,000 to invest, how would you recommend we enter the market? I am looking at studying some traders and copying their strategy rather than investing myself.
Before making any investing decisions, it is advisable that you consult with a qualified financial counsellor. Just my two cents.
Investing is more than watching UA-cam Videos and reading quarterly reports. Learnt this from reading Peter Lynch's book. They are people who do this for a living, use them to save yourself from the hassle. That's how I make money from the market to be honest.
@@Higuannn I've been getting suggestions to use a market expert too, but where and how to find one has been challenging, Can i reach out to the one you use?
@@Jaymilnere Sure, Alicia Estela Cabouli is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment..
Vanguard index funds. Go directly to them or go through a robo advisor like Betterment. Low fees, consistent returns, set up an autodraft and forget about it.
You're beyond awesome for giving your time, free of charge, to these helpless folks that are so vulnerable. These scumbags are utterly bereft of conscience, honor, and scruples, to say the least. They swoop in like the jack, it's really a great honor knowing and working with you increasing mine massively without issues, You are literally doing the Lords work. Love your work Prime consultant 001 Thanks So Much And Everything Y'all Do.
While i admire long term investors, I really don't know what to expect. For instance, if i invest 500k what would my portfolio look like in 2030?
Well, in my opinion, If you invested it right now (during the market’s downturn) you’d be buying at a low price which is highly recommended by my fa and based on past performances in the market in 2030 with the right coach you should have four and a half million in your portfolio sitting pretty. Credits to my FA Dianne Sarah Olson.
I'm still sort of a rookie out here ..if you don't mind who is your F.A ?
Just google her yourself, her full name is Dianne Sarah Olson she's quite known so she has a website and everything so you can reach her from there..cheers
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing
Really hard to pay for an emergency when yiur funds are frozen in a yotta account
I am buying more VGT, SCHD & VOO. Many of us have a boatload in the S&P500 index in ROTH, still have the bulk of my $500k retirement portfolio in VGT. In my taxable account, i try to beat my roth and i know it can be done but i am still underperforming the S&P500.
I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.
VGT is an excellent portfolio addition, but relying solely on it for retirement may not be optimal. I retired at 62, grew my portfolio to $3.4 million in little over 10 years through the help of a fiduciary and dividends now supplement my retirement income. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
Your fiduciary seems highly competent. May I ask if you are still working with the same fiduciary, and if so, what's the best way to get their attention.
Certainly, I am still working with Camille Anne Hector. Having her in my corner has been a game-changer for my financial well-being. Her ability to simplify complex financial concepts and provide tailored solutions is commendable. Camille's passion for her work shines through, making the financial planning process not only effective but also enjoyable.
Excellent share, just inputted her full name on my computer and searched online, top-notch credentials. I've seen commentaries about advisers, but not one looks this phenomenal.
Kardden Token time! This thing is lifting up in ways nobody did before
Most Americans don't track their expenses and could be wasting money.
People should prioritize building an emergency cash fund.
Pay down high-interest debt before investing.
Open a Roth IRA and invest for the long term.
Diversify your investments across different asset classes.
Don't try to beat the market; instead, invest in index funds.
Invest consistently over a long period of time.
Expect average returns of 7-8% over the next 20-40 years.
The speaker's investment portfolio is split between real estate, index funds, cash equivalents, and alternative investments.
Building wealth comes down to optimizing income and expenses, paying down debt, investing consistently, and diversifying.
I only have vti in my Roth Ira. What are your thoughts on that.
@@6speed818, I like that approach. I only have VOO in my Roth IRA, but I own a Business and Real Estate.
Let's add this to our school systems. I can say, my son will not grow up to be financially illiterate yet have every state capital memorized.
I agree that schools should have a finance class, but this sounds like you’re blaming the school system instead of teaching your son about finances?
@@Pocketpullinhe’s just making a point. He said his son will not grow up being financially illiterate
@@davidcook9875 I believe it originally said “my son will grow…” but the comment has been edited, so I’m unsure.
We had personal finance in my HS but it wasn’t mandated and most kids only took it if they couldn’t get in other classes.
We say that but the schools won’t do it right. Parents are responsible for teaching things too. Learn financial literacy and teach it yourself our kids. We under pay teachers and expect them to do everything. Nope.
Our kids have to track their own allowance on paper weekly as a bearer bond redeemable for goods. They use the honor system, keep a balance, and track all the purchases they make. We have done it for years and now they know their net worth in realtime and never spend more than they have. For parents out there, this builds integrity and budgeting and the net result is now they are all excellent savers.
Love this.
What do you do if they refuse?
Most people never hear the phrase, “Stop spending money!” I retired two years ago at 57 years old. Both the wife and I had good incomes, lived debt free, frugally and invested at least 30-40% of our gross income. We also purchased rental properties. Many of our colleagues and friends were always wasting money on vacations, eating out and new cars that they leased or financed instead of paying cash.
so they enjoyed their life and you lived frugal now you have to enjoy your life at old age?
@@GOOFYGAMER12 This is a great point. You absolutely must find a work/life/investing balance, because guess what... At 57 a cancer diagnosis is much more likely to be a death sentence than at 27. You're not a young buck anymore, you're an old stag, and your best years are behind you.
Your life needs to feel fulfilling along the way, you can't just wait until the end. Vacations, assuming they're not unnecessarily lavish, are some of the best things you can treat yourself to along your financial journey.
"Wasting money" - enjoyed their life with experienced and memories is another way to say that. Balance in all things
You can always buy things with money but you can't buy back your lost time.
@@GOOFYGAMER12most those people aren't enjoying their life when they are constantly stressed about money and bills
So crazy how little change has happened to your strategy since you first started your channel!!
Also remember, these UA-camrs get paid to promote products that they don’t know about, do your own research before trusting your money with the promoted companies
I went to community college for like five years and the most impactful part was an extra credit assignment in a personal finance elective class I took, which just to read a short book: The Millionaire Nextdoor
Graham! Please note in your videos the contributions for Roth IRA are on a sliding scale. Even if your income is below the limit, you still may not be able to contribute the maximum amount. I had a mess of my taxes one year because I contributed the max amount and that was above the limit for my income. If you make between 147,500 and 161,000 the allowed contributions change
The way you guys just remain humble & move behind the recomlp people.mendation is how more people should move. You Prime consultant 001 deserve it all! This Helps people see how much of an angel cognitive notch is. I'm proud of you man. The Main reason you inspire me to he
This is not a guide on how to get rich, it's how to save now and then enjoy your money in the last 20 years of your life
My expectation is for 2024 that markets starts to broaden out more,” what if the interest rates go up? i have a ton of questions....can I safely invest my $800k? I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement,but don't know where to start.
It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you
True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far
in times like these, it's crucial to be cautious and not rush into the market , Who is this your FA , my portfolio needs urgent attention , been a lot of loss.
Carol Vivian Constable is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.
Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich
I do not disagree, there are strategies that could be put in place for solid gains regardless of economy or market condition, but such execution are usually carried out by investment experts with experience since the 08' crash
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Great video, I've been interested in investing ever since I came across articles of people making up to $150,000 and more in this period, thanks for the video but is it really possible for a retail investor to achieve this in months?
I've purchased numerous stocks in individual firms. Because there are so many stocks that will skyrocket in the long run, it is currently safe to buy in on ETF and ride it out. Due to fud, I sold out early, but then retraced my ways and re-invested $350,000 with a financial advisor who manages my account. I received an 82% return last year and will see where it goes this year.
that's quite impressive, you surely made a good bit of money. I myself invested in warren's BRK-A stock quite pricey but totally worth it.
I just started a few months back, I'm going for long term, I'm still trying to wrap my head around it, who’s this advisor you work with ?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
she actually appears to be well-read and educated. I just did a Google search for her name and found her webpage, I appreciate you sharing
You mention sleeping well at night, which is a fantastic point of perspective for people to keep in mind as they contemplate what debt they choose to service, meaning pay interest on every month. The rule I have lived by for quite some time is if I owe money on something that is NOT appreciating in value, like a home, then I do everything in my power to eliminate that debt as quickly as possible, irrespective of the interest rate. In other words, I refuse to owe on anything that isn't an investment that is increasing in value. I do not service debt unless it benefits me and my family. The number of things that qualify are pretty small, but I avoid all of the other debt traps out there, like cars, electronic devices, home furnishings, etc.
Given the uncertain economic conditions and heightened global tensions, I'm considering investing over $400k in stocks. However, I'm uncertain about how to minimize potential risks.
Having an investment advisor is the best way to go about the stock market right now. I was going solo, but it wasn't working. I’ve been in touch with an advisor for a while now, and just last year, I made over 80% capital growth minus dividends.
Apt!! I was self managing but suffered heavy losses in 2022 and i knew i couldn't continue like that, so i consulted a fiduciary financial advisor. By restructuring and diversifying my $620k portfolio with dividend-paying stocks, ETFs, Mutual funds and REITs, I significantly boosted my portfolio, achieving an annualized gain of 30%.
Vivian Carol Gioia is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I would keep it simple and invest in a set of diversified, low cost ETFs and even some bond ETFs to minimize volatility in the total portfolio.
Definitely do not listen to Stephan: he's likely to steer you toward a shiny new financial product he (quietly) has ownership in, and memory-hole his recommendations when the money disappears.
How many ways can you say save money?
Graham: Yes
Growing up I was told by my mom, I am not like other moms, you can't have anything that costs money. And don't get sick because you are not insured.
I’m pretty young and just started my portfolio with around $80K. Dividends drew me in right away! Slowly trying to create significant passive income and manage my Stock Portfolio. how do I invest to deal with markets ups & downs
In two weeks I’ll be done paying of my student loans and then will be investing much more than just maxing out my Roth IRA. I’m 21 and excited for that compound growth!
Hell yeah brother, i started at 18. All i can say is max that roth ira and invest as much as possible, without killing yourself financially obviously. 🔥
I hope that I get to shake this guys hand one day. His podcast is hella beast, very entertaining and informative. If you don't know what it is called, it is called, the iced coffee hour.
Im looking for a savings app that eventually turns into online gambling app to hide my gambling addiction from my wife, any suggestions?
you forgot to mention the emphasis on ways of making more money.
side hustles, part time jobs, better jobs, etc...
to pay off debt to save and invest more.
this is what MOVES THE NEEDLE in your life.
I love the consistency in your advice over the years, it is proven, easy to understand, and doesn't ebb and flow with the guru of the month. Thanks Graham!
FTX? YOTTA?
we love you don’t give up
TO ALL NEW VIEWERS, PLEASE BE AWARE THAT THIS CHANNEL IS KNOWN FOR PROMOTING SCAMS.
Explain yourself if your going to make claims
Yotta and ftx @@GabosRR
Wtf are you talking about
Idk y ppl are mad at themselves for not doing due diligence
Careful before you slander someone. If there is no basis on this, you can absolutely get sued.
Explain yourself
Even though you’ve shared this kind of information in the past, it’s really nice to hear it again now that I’m actually done paying off student loans and finally ready to start investing for retirement
This is exactly what I wanted to see a long time ago. It would be amazing if you do a step-by-step process for going about buying your property or investment property.
Hope you see this, Graham!
Finally someone who doesn't recommend paying off low interest date at the sacrifice of investing and saving.
it's ridiculous that ppl feel more comfy talking about sex and relationships than they do about money with strangers lol
That’s a really good point
This is a great video Graham your really helping people out, myself included!
Really trying upgrade my wealth for the future will look into this
The best way is to not listen to Gragham Stephan
Superb video🎉🎉🎉
a great day to steal people's money
Is this for real 😮
Best advice for most people... start living below your means. If you are using credit cards to finance a life style, you need to adjust your lifestyle.
Couldn’t agree more! Our schooling system is doing a crappy job discussing Money, Retirement, Debt, Budgets, etc!
Respond to this comment 1:26 this guy steers so many people wrong and takes zero accountability for it do not treat this man like a expert
Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!
I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Charlotte Miller.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.
I agree with you. I'm not here to converse for her but to testify just for what I'm sure of, she's trust worthy and best option ever seen..
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
Telling the truth like it is, Graham. I also keep about 20% in cash as my f*ck you money. Thank you for laying it out for everyone to see and not pulling any punches!
Hes always been a scammer and a fraud, his money is built off scams don't trust this person at all. Plenty of evidence if you need to know why.
Warren buffets famous quote “VOO n chill fooo”
Clearly Kardden was a right choice. Hope to learn more from you this is pure knowledge
I've been watching Graham Stephan for some years now and I can say, he is right.
Youre either tired or getting old graham! Love the vids
What’s School Doesn’t Teach You 💪🏽
:)
Yeah, so every single comment on this video is a bot. Except a few who are calling this guy out
Calling what out
Beating the market in active trading is extremely easy, with a little patience. Beating it by a lot is expobentially more difficult. In order for an average to exist, something must crest and dip equally above and below that trending average. It means even with a falling average line, one can buy in or sell out as a stock is significantly above or below that average line. The more steadily the average line rises the more time there is to generate increasing valuation. As a atock predicably falls toward and ultimately below that average line once more, its your choice to ride the decreasing valuation every time. History doesnt repeat itself exactly but it rhymes and entities breathe cyclically.
Bear in mind reoccurring monthly principle additions in holdings can work heavily against an investor. If the market setter knows you're buying 10 more units every Tuesday, it's in their vested interest to drive it up from each dip by Monday night so your consistently buy overvalued equities. It's not quite that simple but the psychology of the herd says in essence it really can be that simple overall. Rather than buying a trustworthy stock totally in the blind, it's far more effective in the long run to bide your time for a little while if necessary to catch the same item as having a bargain value with even higher potential to inflate than from the current high point.
You ruined so manny lifes and still have no shame and continue to play a finantial guru.
Hey Graham, I'm glad you are keeping your investment properties as long term rentals. Hopefully you are fair and realistic with your rental rates and don't plan on switching to short term rentals. Us regular working folk in super HCOL areas already face such huge pressure with the lack of affordable homes to rent, and short term vacation rentals sitting empty half the time just add to the pain. Please be an example to other real estate investors and continue to be a good landlord. Thanks!
L Scammer. No life behind those eyes. Bro values saving a few pennies over his audience and reputation. 🤡🤡🤡🤡🤡🤡
I hate how these comment sections are just full of scammers.
How to invest in 2024? Dont listen to Graham.
Why don’t you do your yearly income/ net worth videos anymore?
Yotta
Really solid information that I'll definitely be taking advantage of and using in my personal life ❤️
Is your money tied up in Yotta?
A little bit of it is unfortunately.
Great information. Thank you
yotta
From $7K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires
Some times last week I tried trading all alone but ended up loosing $3K
Adriana Catherine understanding of market indicators is impressive. She knows exactly when to enter and exit trades for maximum profit. her siignals are top notch
Don’t be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you’re investing in great companies. kudos to Adriana Catherine..
Please how do I find this financial counselor?
I love these videos Graham!
Or YOLO your live savings in OTM NVDA puts before earnings
hmmmm
@@GrahamStephan oh damn I thought this was WSB my bad