Top 6 Business Credit Cards of 2024

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  • Опубліковано 22 лют 2024
  • #credit #travel
    These are the 6 credit cards that you need in 2024 that no one is talking about.
    1 Platinum bit.ly/jftplatbiz
    2 Venture X bit.ly/venturexbizjft
    3 Preferred bit.ly/jftinkpreferred
    4 Unlimited bit.ly/jftciu
    5 Cash bit.ly/jftcic
    6 American creditcards.aa.com/citi-busin...
    7 Jetblue cards.barclaycardus.com/banki...
    How I Find Award Flights: seats.aero/r/uot7yys
    Top Credit Card Offer: bit.ly/johnsfinancetips
    Affordable Financial Planning: bit.ly/FacetJFT
    Best High Yield Savings Accounts: bit.ly/citijft
    Advertiser Disclaimer: Some of the card links and other products that appear on this website are from companies for which John Liang will earn an affiliate commission or referral bonus. This means that if you click on one of the product links, I may receive a commission. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

КОМЕНТАРІ • 96

  • @zephyr4620
    @zephyr4620 4 місяці тому +29

    Please add in the description that most of these cards are best for travel purposes

  • @azaril7780
    @azaril7780 4 місяці тому +10

    Thanks to this Chanel,(And alot of motivation, bless up Vergil)ive gotten my credit card down from a 80ish percent utilization down to around 22 percent in around 2 months, im almost there, then i can restart and play the game properly

    • @NextLevelNPC
      @NextLevelNPC 4 місяці тому +2

      Keep going my dude. Thanks to this channel (and some others like this) I pay off my card at the end of each month and I'm stacking points on points on points. My credit score is over 800 and I never thought I'd be there.

    • @Clxiro
      @Clxiro 3 місяці тому

      I went from high 40s to 1 percent

  • @yuvaldavid1
    @yuvaldavid1 2 місяці тому +2

    Excellent! And: can you show a comparison chart of all top personal cards and another chart for all the top bussiness cards; you could even divide the charts for 2 types: Travel oriented ones, and Cashback oriented ones. 😊

  • @vickiarnold7300
    @vickiarnold7300 4 місяці тому +1

    Great video ❤

  • @ezoez7548
    @ezoez7548 4 місяці тому +1

    I’ve applied ur tips when I could when paying my credit cards. I closed 1 that I wasn’t good on paying on. And as of rn my score is 704! Im 19 and I’ve been trying to get my own place to live. Do you think I would be able to use bilt credit card for rent? Other than that I’m thinking abt trying to get a 2% cash back credit card. And possibly Amex’s 6% cash back on groceries

  • @luannehorne697
    @luannehorne697 3 місяці тому

    I have had a JB plus personal card for years- I don't use it too much except for buying food on my flights. Also the free bag as I fly them a lot from my home airport JFK. Are the benefits the same on both?

  • @ep411
    @ep411 4 місяці тому +7

    This is a good video for DINKS or single ppl. For people with a child or children the amount of points needed to go somewhere say, the Maldives, crazy amount! I am trying to take my family of 4 to Maldives in 2025 including hotel and I need about 800k pts, doable but will take many cards. Another issue is even if you do get business cards that counts as a hard inquiry and can drop your credit and ruin any other big spending you want to do in the future. Take a lot of planning and strategy to make all this work out in your favor ESPECIALLY with a family. Holding the pts also makes them less valuable all the time so the more i learn about the cc game the more I am realizing it is catered mostly to ppl without families.

    • @davidradtke160
      @davidradtke160 3 місяці тому

      Yup cash back for families.

    • @rodericj
      @rodericj 3 місяці тому

      Im not sure what’s wrong with many cards. Could you elaborate?

  • @mehdiabderrahmane2439
    @mehdiabderrahmane2439 3 місяці тому

    Thanks for this very informative video John! 👍🏼 I have 5 personal credit cards that i get in the last 2 years so i m at the limit of the Chase 5/24 rules can i still apply for a Ink card or i need to be below 5 cards?

    • @rmcgraw74688
      @rmcgraw74688 17 днів тому +1

      You need to be below 5/24 unless one of the cards are a biz cards or authorized user ….or you received a chase preapproval …just my case I got initially denied for the co branded prime visa at 5/24 however I was approved by calling in and having two other chase cards … now I’m waiting 6 months to grab that biz card getting my score up to at least 745 I’m at 717 just my data points hope this helps ! Thks

  • @citrick94
    @citrick94 4 місяці тому

    Can you make a video analysis of the potential Capital One-Discover merger and potential side effects?

  • @jihualiu4814
    @jihualiu4814 7 днів тому

    Questions: i have points on Chase ink Business Premier, i have points on there but i dont see any option of transfer these point to another Airline, if i just spend the point from chase and use chase to book airline, i feel im only getting 1:1 ratio which make no diff if i just cash those point out in cash

  • @MR-ys3vc
    @MR-ys3vc 3 місяці тому

    If I apply and get the platinum business card, would I be eligible for the gold, green or blue cards as well at a later date?

  • @nishankamin
    @nishankamin 4 місяці тому

    Can you transfer citi double cash/citi costco card to the AA citi ?

  • @kinman28
    @kinman28 3 місяці тому

    Hi John. I started investing in US ETFs after watching your videos and you really helped me a lot. But as a beginner, I don't know if I should constantly invest in the US ETFs regardless the pricing (especially bevause the price is very high now) or should I wait for the price to dip ? I'm very confused and don't know what to do. Hopefully you can give me some advice. Thanks a lot !! 🙏

  • @markcantu1455
    @markcantu1455 3 місяці тому

    I'm thinking about applying for Chase Ink Cash. Would it be a problem if I used it to buy lumber to hit the 6k faster? This would be my first business cc, so I'm not familiar on the rules. Do people actually use this card as a personal cc even though its a business? Does it get reported to the IRS?

  • @carmenmich
    @carmenmich 2 місяці тому

    Can you close a card to open up a spot for a Chase CC to make their 5/24 rule?

  • @JJDROPPS
    @JJDROPPS 3 місяці тому

    Are you saying if I apply and get denied it wouldn’t show up on my no personal credit?

  • @volodymyru2760
    @volodymyru2760 4 місяці тому +46

    Platinum is so trash. Unless you travel, it is one of the worst premium cards out there

    • @johnsfinancetips
      @johnsfinancetips  4 місяці тому +23

      personal flavor, 100% agree absolute pain to get value from. business flavor though much easier to get value from the credits especially if your 'business' is a business LOL

    • @LK_EBM
      @LK_EBM 4 місяці тому +8

      What's the point in a premium, high annual fee credit card if you don't travel?

    • @ThunderCat19D
      @ThunderCat19D 4 місяці тому +7

      you can get good value from it, by using it as a non commitment hotel card . Stay either at Marriott or Hilton gain points and status or any random hotel in the portal and get status with them. If you're a truck driver it works GREAT.

    • @shaneboss40
      @shaneboss40 4 місяці тому +13

      why have a travel card if you don't travel?

    • @AkbarKhan-wu2kl
      @AkbarKhan-wu2kl 4 місяці тому

      When you quote these mileage for business class. Are you referring to round trip or one way

  • @sernanisergio
    @sernanisergio 4 місяці тому +1

    Can you do a video on Canadian credit cards, please.
    Thanks!

    • @ranardlafrance4601
      @ranardlafrance4601 4 місяці тому

      The method most UA-cam videos pointed to isn’t really working for fixing your credit and getting rid of bad items off reports or increasing credit limit & line of credit.. *Future imperative corps* is the solution to all bad credit score, negative & derogatory items on reports or increasing credit limits👌

    • @ranardlafrance4601
      @ranardlafrance4601 4 місяці тому

      Their abilities to swiftly resolve issues with credit distinguish them from others. You’re the best *future imperative corps* keep up the good work and thanks for fixing people’s credit.

    • @ranardlafrance4601
      @ranardlafrance4601 4 місяці тому

      Their name is spelt as *Future imperative corps* … They’re specialized with finance, credit scores, credit cards and limits, tradelines, line of credit etc😊..

    • @ranardlafrance4601
      @ranardlafrance4601 4 місяці тому

      I’m glad to get the privilege to get to know about their name and looked it up online.

    • @ranardlafrance4601
      @ranardlafrance4601 4 місяці тому

      *All you just need to do is just to look their name up online to see their website*

  • @CadenMichnal
    @CadenMichnal 3 місяці тому +2

    Please help John. I need a card as a restaurant owner, who has around 50k in food/beverages expenses per month. I’d like to max out on these expenses. Unfortunately “food reps and beverage reps” don’t fall under dining or grocery categories. What card would work best for me?

    • @dbnation35
      @dbnation35 2 місяці тому

      I'm in the same boat. Have you figured anything out yet?

    • @CadenMichnal
      @CadenMichnal 2 місяці тому

      @@dbnation35 yes and no. The best card is the venture x business card. It’s 2x back on all purchases up to infinity purchases. The catch is you have to pay the full balance every month. I got declined for the card though because my business hasn’t established a credit history yet.

  • @user-pq4kz1xi5q
    @user-pq4kz1xi5q 4 місяці тому +1

    I think you're a bit too close to the camera......but anyways great vid as always, keep up a good work

    • @ivand0007
      @ivand0007 4 місяці тому

      It's the same video every week

  • @buckfiden2988
    @buckfiden2988 4 місяці тому +2

    Mic a tad boomy.

  • @omnisplash3041
    @omnisplash3041 4 місяці тому +1

    Not the list for everyone, may be for business and travel

  • @blyzztheegiant
    @blyzztheegiant 2 місяці тому +2

    I absolutely hate how u showed the card after u explained made me feel like I was missing something all the way til u showed the card then after u showed the card I forgot everything u said about it

  • @travel.life.dreams
    @travel.life.dreams 4 місяці тому +5

    Would've been nice if you put *business in video title

  • @wilsonveloso3910
    @wilsonveloso3910 7 днів тому

    I prefer chase card 2.5% cash back on all categories!

  • @josuemontes7205
    @josuemontes7205 3 місяці тому

    I’m 20 with no credit or never got credits cards what should I do?

    • @Campos2011
      @Campos2011 3 місяці тому

      Check out John’s other videos, he has one for beginner CCs. I’d suggest the Discover iT secured CC, that’s what I got my 19yr old brother on to start building his credit score. “Your secured credit card requires a refundable security deposit, and your credit line will equal your deposit amount, starting at $200. You choose the deposit amount up to the credit line approved.” I believe he’s in mid 700 score now. Of course the most important thing is to not spend more than you have saved to cover what you put on card. Always, always payoff the CC in full every month.

  • @jaredgarza8162
    @jaredgarza8162 4 місяці тому +2

    How long should I keep a card until I cancel it if I just want the welcome bonus?

    • @azaril7780
      @azaril7780 4 місяці тому +4

      Probably a year

    • @Jiggy609
      @Jiggy609 4 місяці тому +2

      Ask for a retention offer/to cancel within 30 days of the 2nd annual fee posting

    • @jasonlopera2991
      @jasonlopera2991 4 місяці тому +1

      @@Jiggy609 Hey, can we just ask directly for a retención offer?

    • @Jiggy609
      @Jiggy609 4 місяці тому

      @@jasonlopera2991 yes

  • @lemisq
    @lemisq 4 місяці тому +1

    Yay Philippines

  • @ivand0007
    @ivand0007 4 місяці тому +3

    Bro is recommending people to commit fraud 😂😂 acting like you intended to open a business isn't starting a business

    • @Fernando_Tatis_Jr_propaganda
      @Fernando_Tatis_Jr_propaganda 4 місяці тому +1

      Ohh no he’s helping the common folk how to outsmart the predatory Credit Card companies and evil banks… what a monster ☹️

  • @IanMaschal
    @IanMaschal 4 місяці тому +1

    Venture x business is 20,000 now for the bonus. And platinum card as your number one pick?!?! Ugh my less favorite card.

    • @IanMaschal
      @IanMaschal 4 місяці тому

      Also it’s not an “adobe” credit on the Amex plat card. You can’t use it for 99% of adobe products. Only adobe pro team products, very limited.

  • @BigHeadAvenger
    @BigHeadAvenger 4 місяці тому

    You're only showing 1 way tickets.

  • @MrHawaiiboy510
    @MrHawaiiboy510 3 місяці тому

    Venture X sign up bonus 150k miles after you happens 30K in 3 months who can hit that,? Ain’t no way

    • @xxsam0917xx
      @xxsam0917xx 19 днів тому

      Lol that's what I'm saying. You'd have to have really high expenses to meet that much. $5k is doable for me, but gut dang, anything $10k+ is too much.

  • @karasu-chan
    @karasu-chan 3 місяці тому

    Bro I wanna watch your videos but your audio sucks. Please make your videos a bit louder. Thank you

  • @NextLevelNPC
    @NextLevelNPC 4 місяці тому +7

    If John Liang says to get these 6 cards, you better get 2 each.

  • @dooberryharry7082
    @dooberryharry7082 4 місяці тому

    Amex Platinum delivers zero value, should not be on the list

    • @MelvinMaina
      @MelvinMaina 4 місяці тому

      I respectfully disagree. The Amex Platinum offers value through its credits ($200 airline credit, $200 hotel credit, $200 Uber credit, etc.) It’s a card for frequent travelers who want to maximize earnings on booking flights. The annual fee is definitely pretty steep, but if you’re able to make use of the credits then you can easily offset it.

  • @WhatsThePoints1
    @WhatsThePoints1 4 місяці тому

    Lol everyone is talking about most of these cards

  • @WolvenSCP
    @WolvenSCP 4 місяці тому +2

    Yay I finally got second

    • @NextLevelNPC
      @NextLevelNPC 4 місяці тому

      Way to be, man. First, didn't even care.

  • @nmpraveen
    @nmpraveen 4 місяці тому +1

    one of the dumbest idea to censor the card throughout the video. hate it. booo

  • @ikrarekaprayagumilar2345
    @ikrarekaprayagumilar2345 4 місяці тому

    Recommending Amex plat? Really? Trash. Unsubscribe.

    • @wh1ppy
      @wh1ppy 3 місяці тому

      Zero ask

  • @unalex6123
    @unalex6123 4 місяці тому

    Nobody needs a credit cards. Period

    • @wh1ppy
      @wh1ppy 3 місяці тому

      Also wrong. Period.