Coffee Chat //Frugal Sister Q & A
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- Опубліковано 15 чер 2024
- In this video, my sister, Robin and I "spill the tea" while we drink coffee. We answer frugality questions sent in by viewers. Yes, we're both very frugal, but we DO handle some things differently. Watch the video to find out how we're the same and how we're different. We give frugal living hacks on everything from budgeting basics to how to deal with unexpected expenses. Robin gives some amazing new ideas on how to consistently spend less and save more every single month.
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We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on UA-cam and visit us at our website and on social media.
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Praise the Lord for Larry’s recovery. Also glad to hear that the wedding was awesome.
One thing I love being born in Eastern Europe, when we have a family gathering, everyone who comes brings 1 meal of their own. It won’t cost much to just buy napkins, paper plates, plastic cups (which can be washed & reused). Even then, we buy them on sale. As far as food, we just make sure our meal will be supply everyone. Drink just water with a meal. Coffee/tea with someone’s dessert.
Be a leader in your families. I announced decades ago to family members that there would be no more Christmas presents. I recall one of my nieces rang me the following year that they did the same that particular year and said it was marvelous that they had not wasted time trawling for presents no one really wanted in the first place. Go ahead be a leader.
Hi Robin...nice to meet you. You are very pretty...love your beautiful hair! Wishing all the best and a speedy recovery to Larry!
Thank you! I'm blessed and I have my Mom too thank for that. We have good genes.
I agree. I think she's lovely. Robin hit the jackpot with those red highlights. When we were kids people referred to her as "the pretty girl with the beautiful strawberry blonde hair". As she has gotten older, the red color has become more pronounced. She has never colored her hair, though. It's all natural.
It was very nice to meet Robin. Her take on being frugal was informative. I enjoyed the coffee chat. Hope Larry is improving daily.
He's feeling a little better every day. He hopes to be able to sit in the studio with me sometime this weekend to record an update.
Nice to meet you too ❤️ I'm so proud of Hope and all the information she brings every week. Larry is a great brother in law too 😊
Praying for Larry's continued recovery 🙏 Loved seeing your sister's perspective! Wishing your family well! Take care!
Yeah, I miss Larry's presence, but Hope's sister is cool.
Nice to see your sister on the coffee chat with you. Prayers for continued healing for Larry
I am so glad to hear that Larry feels better and that you all had an amazing time at the wedding! You are such an inspiration and I am missing your videos like nothing else! I am, of course, binge watching all of your older ones as I cook, clean, do chores or just relax at home. I wish you all the best and keep you in my prayers always! Much love!
FIRST, I pray Larry is on the mend and feeling better! 🙏
Second, I'm only a few minutes in, but stress and time used to fuel our bad decisions to eat out. Took me a long time to learn that a stocked pantry will offer quick meals at no additional cost.
So the big questions for today: How was the wedding? How are Larry and you, Hope?❤
The wedding was amazing! Larry was able to go to the rehearsal dinner on Friday and the wedding ceremony on Saturday. He even made it through an hour or so of the reception before he got worn out and our friend took him back home for a nap. He is feeling a little better every day. We hope to have him back in the videos with me maybe by late next week.
That is wonderful news! Congratulations!
So happy to hear !
We're thinking of you. Regards to the boys as well.
@@UndertheMedian such wonderful news! Thank you for the update.
Done with Christmas--Got done in August. :) I shop twice a month, and, yes, I save money. It is not a waste of money on a gym if it helps toward improving your health. Hope, I really enjoyed your sister on the program and all the ideas you two shared with us today. Looking forward to Hannah and James sharing their frugal tips on their wedding. Thanks again for sharing!! Robin, have a safe trip going home.
What do you do for Christmas? Any tips ? thanks :)
Home made tortilla are not meant to be as thin as the store bought. They have a different taste and texture. In my home country you will see stands/shops specializing in just selling handmade tortilla. They are for the elite and people that can afford them. Tortilla are meant to be eaten as a bread bun. You eat it to fill up and scoop up any sauces therefore thickness helps scoop up to clear the plate. In the U.S, the store bought tortilla are the norm but in small Mexican U.S stores you will find that they sell the masa by the lb. People buy the store bought because of convenience but will make their own for special occasions. Just a thought so anyone thinking your tortilla are not as thin as the store bought ones. Think about wonder bread v homemade white bread.
Thanks I did not know that. It is much healthier for you then bread. I guess I'll have to get my tortilla press out again !
Thank you so much for the helpful information! We have a Mexican ethnic shop in town. I need to stop by there and see what they have in stock. I love learning about new foods.
So fun to see your sister!❤
I enjoy having no spend days. Gives such a satisfying feeling.
drinking black tea, your sister said "if both are the same that would be boring" reminded me of "When two like people marry one is entirely unnecessary." (Money matters) Many times I would remind my hubby how very vital I have been in our 55 yr marriage! lol As for frugal weddings, I paid our minister with a bushel of baby lima beans which I picked the morning of the wedding!
I am a senior & I am completely done with Christmas. I stopped buying gifts a few yrs ago. When I am struggling to pay bills & buy groceries it is time to cut out Christmas. I rather put the money in the house reno's & in my Health & Wellness! 😊😊😊😊
This was a wonderful show, Hope and Robin. Thank you! We homeschooled our 4 children also. It was such a blessing. We also reused curriculum, which helped with the cost. Like Robin, I’ve gone back to work and we are praying financial “catch-up”, in a way. But I wouldn’t trade that time for anything. And yes, Hope, a good cup of coffee is SO important- ! ❤️❤️
I'm going to try and stay up to make the premiere 😁 I figured since I'm on the program this time. Getting up at 4:30 AM tomorrow for work!
I’m basically an orphan so I buy a gift for my 90 year old mother and two friends. So my shopping list is short. For people who provide services for me, I give chocolates (not a lot) in a Christmas bag.
Both of you have thick, wavy hair. Not fair! Not fair! Not fair!
Interestingly, we just both had about 10 inches cut off and our hair has much more buoyancy now. Robin's is a little curlier than mine and she hit the jackpot with her lovely red color.
I've had thin hair my entire life, so I feel you!
Robin, thank you for coming on
It was fun 😊
Love the coffee chat and it is wonderful to meet your sister!
We stopped buying gifts in the family for many years. At the beginning it was hard, but now we see how much time we save without being pushed into consumerism. We buy the things we need only when we NEED them.
So glad to hear Larry is okay. He's got a long way to go, but he is fine. BTW I'm drinking lemonade.
Yum! I love a good glass of lemonade.
Hello ladies,
You look fabulous. And thanks for the tips ❤
It is so lovely to meet you Robin. I am so happy Larry is doing better.
Nice to meet you too!
We had 3:weddings on 1:yrs time!!
Whew! 2 sons, one daughter.
What am I drinking: Oatmilk Cinnamon Lattes. I make my own oatmilk - it's super easy and oatmeal is ALOT CHEAPER than oat milk at the store! Then I use that to make my own lattes which I store in the fridge for up to a week.
I have always loved "classic" styles that never go out of style. My favorite item I have is a Coach saddle bag type hand bag. I would love to see your list of recommended products.
Love hearing that you charge grown sons rent!! Our oldest boys are currently 18 & 20. They are attending community college, living at home, and working parttime "legit" jobs. They pay for their car expenses, clothing, and cell phones. We've told them that if they choose not to attend college (which they are paying for with cash) then they will have to pay rent.
Same here. As long as they are in college, they don't pay rent. Daniel joked with me the other day that he's getting all the way through his Masters degree one class at a time so I won't charge him rent. LOL!
@@UndertheMedian LOL!
You’re incredible guys! You and your sister are such an inspiration!
We don’t do presents anymore except fancy cookies. I spend about $150 on baking materials and make treat bags for eeryone. This year I’ll be trying out some of my husband’s grandmother’s lebkuchen and springele recipes! It comes from the heart and my family looks forward to it every year
That's my kind of gift. I just want things I can eat as presents 🎁
Nice to see you and your sister.
Whenever I see you I think about Larry.
Hope he is feeling better.
I live in a rural area in Alabama where there is not the best cell service, so we have a land line also.
I always end up watching these late. I love you and Larry but equally loved you and Robin. I took several things from this episode I will use. As for the budget I love the free MINT app. I’ve used it for years and they keep making it easier and better. I LOVE the bulk website Robin uses. I will definitely do some stocking up. Hope Larry is continuing to improve and hope to see more of you and Robin. BTW, loved the family photos!! Pure gold!
I looked briefly at Mint a few weeks ago. I've never used them, but I think it would be really interesting to give it a try. Thanks for the recommendation.
Yeyyyy! So nice your sister had the same type of diet.
We would cut Turkeys in half up to the metal around legs.
I have never ever had or paid for cable TV however have had a cell phone for years. I cancelled my land line phone years ago
I shop after Christmas sales and pick little things up year round. Really helps!
I’m done with Christmas shopping because I never started 😂, we decided to do no material gifts this year. I am baking/homemaking baskets with baked goods, home goods etc.
So glad to watch and hear about how you’re doing and how Larry is feeling !!!! 🙏🙏🙏
Loved hearing from your sister Robin who is a “ neighbor”( I live in Mississippi). Immediately used her info on buying bulk foods. Also liked hearing how you all are helped by your well-raised grown kids who contribute to the household. I can really relate to hearing that Robin has returned to work as I am considering the same. Agree that Kroger offers some good deals though I wish they were not emphasizing eliminating cashiers as they are. You both inspire me to move more and more to a vegetarian diet, though I’m sure my carnivore husband would never be on board! Wishing Larry a speedy recovery. Sending him our positive thoughts. I can imagine that you all have had a very stressful time (though joyous with the wedding) and pray things will become a bit more routine in the near future!
Best wishes to larry and your family 💚❤️💜🇦🇺
Usually we shop year 'round but the pandemic in '20 put us off a number of routines including gatherings and Christmas. '22 had us celebrating after the fact sans stockings and decorations with more of a single, bigger gift. '23 has had us tighter and also preparing for a summer government shut down. About the time we were spending more again we began to prepare for a fall and winter shutdown. The delay will benefit us and we will begin to think about Christmas '23 about the end of this month after covering expenses through December.
Is everybody aware of the red mesh bags in produce at Krogers that sell for $0.99 a bag.
They have tomatoes, cucumbers, potatoes, green peppers, red peppers, yellow peppers.
A large variety of different produce.
I've bought them & have had no problems with any of it.
GREAT SAVINGS!!
We love the Kroger mesh bags, too. Although some of the produce at our Kroger in the red bags is a little over-ripe. We still manage to score some really great deals periodically, though.
I definitely grab those bags at Kroger if I have a need for what they are offering in them
You look really pretty in this video, that aside I really love your videos. I hope Larry recovers soon as we all miss him x
I am done!!!!!! All I have to add are the solid chocolate Santa’s from a family owned candy store in town.
Love this title "Frugal Sisters".
Look forward to this chat.
So happy to hear that Larry is recovering. God is good. I am drinking a herb tea.
We do YNAB paid version as well. We just add it in the budget to be paid per month (roughly $9 per month) or $4.50/bi-weekly paycheck. Have had it for over 3 years & It’s helped us IMMENSELY!!! Love it!!! Also… drinking ice water in my thermos mug & enjoying a quiet morning … will be drinking some hot tea here in a bit when I get up 🤣
There is nothing better than a quiet cup of hot tea.
Great video, thanks ladies. And good to hear the wedding went well and Larry made it!
Fun and informative video thank you Hope and Robyn - love to Larry and congratulations to Hannah and James - really glad the wedding went well 😊
Such a pleasure to meet your lovely sister, really enjoyed this video, would love to meet more of the fam
Thank you so much 🤗 If Larry is still not feeling up to par, I'm thinking I may get our youngest two in the studio next week for a Q & A.
Sorry I did not know Larry was ill, I will keep him in my prayers@@UndertheMedian
Thank you so much for this video. Very informative.
Thank you for sharing, beautiful ladies ❤
Finished with Christmas shopping. Yay!
So nice to meet Robin Loved the Q and A.
Hope Larry is well 🎀 thanks for more helpful tips.
I wish I was done with Christmas shopping, I just started this week! Great video ❤
nice to meet your sister!
yes, i shop at 3 grocery stores to save. they are on the same street.
How cool! Wow that is such a awesome way to take her on a trip to her future! You have such creative boys!
Enjoyed this Q&A. Love your sisters voice easy to listen to.
Robin is the sweetest ❤
❤
Very much loved this video with your sweet sister! Very helpful ideas! Best to all and regards to Larry
Espresso - a nespresso pod that I refilled. 😁
Glad Larry is recovering at home.
Well you two ladies im having a mixed drink relaxing after coming from chiropractor and enjoying your video
I clearance shop all year round. Always looking for the best deals. I never go Christmas shopping because I’m shopping year-round for gifts at 75 to 90% off
CAFE BUSTELO 🤩😍🥰 yummo!!🤣. So nice meeting your sister👍 TY for all the GREAT tips/tricks! Sending HEALING vibes to Larry😎
Cup of pero coffee substitute for me. Hope Larry is on the mend. Nice to meet your sister.
Hi Robin’
Hey there
My husband is the spender most of the time, there is a few times that I might spend money. I am the one that does the budgeting in our house and pay most of bills but my husband is the one that knows how much money is left in the bank all the time, he works and i am a stay at home mom. It is hard trying to get your spouse to be on the same page as you when it comes to spending money.
This was wonderful and informative. Your sister has a voice for broadcasting. She was looking around in awe of the lights and cameras and that was funny.
Yeah my sister majored in broadcasting. I'm more of a behind the scenes kinda girl 😂
My daughter works for our local parks department which is lucky enough to have two gyms in two parks and they are reciprocal - membership is good for both parks. One gym is in a community center so if you have a membership there are free classes such as yoga, swimming, etc., that you may attend as well. Not to mention the included free times where fiber artists, card players, painters, and other social groups meet. If there is a local community center in your town, it is worth it to look into it instead of a commercial gym.
I love these coffee chats and it is so nice to 'meet' your sister 🙂 I am glad Larry is on the mend and I am continuing to send good thoughts and prayers!
My hubby and I also shop at multiple stores. There is one on his way home from work, that is right next to the place we get our dog food from and another one about 4 miles from our house. They both have weekly sales, so we will shop there when the stuff we need is on sale. The other one is a little further out, so we save that one for once a month and go when we are also planning to run into HomeGoods or Michaels, so it is a 'batch' errand.
I am almost done with Christmas. I also shop throughout the year, at sales and thrift stores, and have a 'gift bag' in my closet for Christmas and last minute birthday. My mom loves snowbabies and my dad loves anything chicken themed, so they are easy to shop for. My husband usually will tell me what to look for to give his brothers 🙂 I also try to make a spreadsheet of who I am buying for, the amount I am spending on them, what I am thinking of getting and once I get it, I can mark that person off (we see most, if not all, of the people we buy for when we visit my family in VA around Christmas).
I am done with Christmas shopping! I keep a running list all year long. my kids do not need or get much and are happy thankfully.
Oh, I love Compassion International.
Oh I love it girls!!! You are both just so inspiring and I just love the input from Robin!! You girls are a great team! I hope Robin comes back for the next wedding too and can join you again!🥰♥️😍
You never know 😉
Done with Christmas shopping. I was in Germany August & September visiting my daughter and I brought all my Christmas presents there for something different.
I don't drink coffee, however i drink tea. Yorkshire tea from Britain is my favourite.
Awesome news about Larry. I loved meeting your sister Robin.
This morning I'm drinking Smoky Mountain Roasters out of Waynesville, NC in the pumpkin spice flavor. It was a nice treat from my sweet daughter.
Now I want some. LOL! I did not think I would like pumpkin spice coffee, but last year I got some of Kroger's Private Selection pumpkin spice blend and loved it!
@@UndertheMedian❤️❤️❤️ it's very smooth. She bought whole bean and I grind it on the fine setting on my coffee grinder. Since I drink it black I don't like it very strong so it only takes one scoop for 8 cups of coffee. Thanks for the reply. I love you guys and watch you often.
Congrats
I'm on the Amazon Shopper Panel Waiting List! Thanks for the Info Ladies!
Hope you like it!
Twinings breakfast tea. still sending healing thoughts to Larry for his recovery.
My coffee of choice this morning is Starbucks Gingerbread, of course it is saved from last year when it was on sale, and made at home. Yumm!
Interesting video!
I am 90% done. Stocking stuffers here I come.😊😊😊
I am drinking a Starbucks instant coffee by the cup and added vanilla cinnamon cream. Don’t buy coffee much outside the home. Love the video.
It was nice to meet Robin, this was a great q&a and I enjoyed seeing all the family photos! 😊 Congratulations & Best Wishes to your Son & new Daughter-in-Law! 💞 I see you wear make-up, nail-polish, etc. I’d love to know some of your budget friendly self-care and beauty tips including any D.I.Y’s (if you already have a video on this that I’ve missed then please, link it)! 😉
I feel ya Robin
I make my own chickpea flour flatbread, it’s called Farinata in Italian and Socca in French, it cost Pennie’s to make mix in your favorite herbs. It’s perfect for dinner parties or sharing with friends.
😊Good news Larry was able to go to the wedding 💒
Its so different in australia! 💚🧡💜🇦🇺
Mint tea is on the menu here. Thanks for a good video, based on REAL life.
I love mint tea! So refreshing.
Hello from Alabama! 👋
I think I live about 116 miles south of your sister’s area.
She loves it there. She was in Georgia for 20 years and then moved a little closer to home. It's still a 10 hour drive, but that's better than a 15 hour drive.
@@UndertheMedian That’s wonderful. I have four sisters of my own so I understand completely. ❤️
I am drinking water, not a coffee drinker. finally gave in a got a cell phone 6 years ago.....hate that I now can't do without it
I always try to stretch meals a few more days before I go to the store
my son shaved over $2000 off his fiance's wedding without giving up the ambiance they created
I'm not done Christmas shopping. I also get stuff throughout the year when it's on sale.
Drinking coffee from Aldi. Bought some big cans when the price was 6.79. ✋🏻👍🇺🇸❤️
What a lovely idea a scavenger hunt ! Very creative ! Recently, I had unexpected car repairs. I was planning for some to take place in November but not in September ! Said goodbye to the Emergency Fund and to even more.
But what that experience showed me in Neon Flashing Lights was TIME TO RETURN TO BUDGETING. Yup I had gotten too cocky and decided I just did not need to continue but OH Yes I Do. So here I go back to budgeting
I've gone through times where I got out of the habit of budgeting. I learned my lesson because that is usually when something happens. Don't beat yourself up tomorrow is a new day. You don't have to wait until the beginning of a month to start budgeting you can start it anytime. You will be ready the next time something happens and hopefully not too soon!