Dave Ramsey's tips for giving kids an inheritance

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  • Опубліковано 19 січ 2025

КОМЕНТАРІ • 31

  • @jasontrautsch2373
    @jasontrautsch2373 3 роки тому +4

    The toughest hurdles are in the beginning of a persons life after high school: education, a first car, 20% down for a mortgage. Many years of a persons life are pissed away on overcoming those hurdles early on. After that, it's easy. If those initial hurdles didn't exist, people would go alot further in life per their efforts. You don't have to inherit alot, if you inherit it early. The only downside to inheriting early is that young people are generally stupid with money; therefore, the inheritance/gift/aid should be dispersed with conditions on how it is to be used. If someone has a problem with those conditions, they are probably entitled and ungrateful and shouldn't receive anything.

  • @hollyb6885
    @hollyb6885 5 років тому +12

    Our kids are hardworking and good with money. I will leave whatever is left to them. We also will gift them each $30,000 as a gift before we pass on.

    • @ShanklinSquad
      @ShanklinSquad 2 роки тому

      May be best to spread out that $30,000 gift over years so they don't pay taxes on it. Just an idea.

    • @hollyb6885
      @hollyb6885 2 роки тому

      @@ShanklinSquad They won’t pay taxes on any of it until the total amount reaches over 11 million. (It won’t.). If the gift is $15,000 or more in one year, that just means that some tax paperwork needs filled out. No taxes are due.

  • @L6Jeremy
    @L6Jeremy 5 років тому +14

    Also I don’t like how she rushed him so much

  • @dallastaylor5479
    @dallastaylor5479 6 років тому +7

    If there is anything left it means we didn't travel enough. We have it set up to give 50% to LOCAL charities that we know well. Kids get the rest.

  • @KnobbyThaGreat
    @KnobbyThaGreat 4 роки тому +3

    Leave them their inheritance in cash no taxes!

    • @alexander15551
      @alexander15551 4 роки тому

      All good until they try to deposit $5M in cash to their checking account or try to by a home, etc... with 2000 Benjamins. Serious irs or fbi red flag 🚩

  • @tadious9415
    @tadious9415 6 років тому +5

    Love the demonization of the estate tax. You can leave 5.5 million. Your partner can also leave 5.5 million. If you have 5.6 million to leave it'll only be taxing that last .1. 99% of estates won't come close to getting taxed.

    • @9doggie12
      @9doggie12 5 років тому +3

      But it’s already been taxed ? Why should you take anything I give my kids just because I died.

    • @Chris-es3wf
      @Chris-es3wf 4 роки тому

      @@9doggie12 the double taxation excuse is a mirage. Dollars are taxed at EVERY transaction. Transferring an estate is a transaction. Period.

    • @9doggie12
      @9doggie12 4 роки тому +2

      @@Chris-es3wf if you give your kick a bike for Christmas does he pay taxes on it? Have you ever paid taxes on any birthday gift, Christmas gift, or anniversary gift ? The government defines what is tax not some arbitrary concept of “transactions”. Not all transactions are taxed. If you loan your brother some money do you or he put it on your taxes absolutely not.

  • @princesskaitlinhazelwood4703
    @princesskaitlinhazelwood4703 4 роки тому +1

    Less 30% of people receive any inheritance according to the federal reserve. This is not meaningful for a lot if people hand most people who do receive one receive less than 80k and mist if it comes in a way of equity in their parents principle home. Meaning g they inherit what is left over from their parents. I don't think that will ruin most people.

  • @Nirav.a
    @Nirav.a 5 років тому +2

    Drop $10,000,000 in the lap of a a great kid who’s working 70 hours at Mc Donalds as a fry cook and see what happens.

    • @matt.108
      @matt.108 3 роки тому

      Man if you did that to 18 year old me. I would have so much rental property.

    • @isay207
      @isay207 5 місяців тому

      Buy college education

  • @grillmeister7
    @grillmeister7 11 місяців тому

    Dave recommending no load mutual funds!! Contrary to what I've heard on UA-cam from him

  • @taylorfrizzell5119
    @taylorfrizzell5119 3 роки тому +1

    Why are they rushing him and being rude? Wtf

  • @jvolstad
    @jvolstad 8 років тому +7

    I have around half my estate going to charity after I pass away.

    • @alexd7164
      @alexd7164 7 років тому +2

      jvolstad dont forget to put 5% aside for me please.

    • @BigRed2
      @BigRed2 7 років тому +10

      Alex D Charity’s are scams, most of your money will go to the people’s “running” the charity

    • @mr.g4272
      @mr.g4272 6 років тому +2

      So, you think money is evil to not give it to your family after you die?

    • @auntester7760
      @auntester7760 5 років тому

      What an asshole.

    • @joshuamclean4588
      @joshuamclean4588 5 років тому +2

      jvolstad nothing wrong with that! Nithing wrong with leaving inheritance for your children and childrens children, in fact thats a good thing, a blessing, and biblical. If theres also a portion to charity thats terrific!

  • @dikotakreighbaum2430
    @dikotakreighbaum2430 8 років тому +2

    👌

  • @L6Jeremy
    @L6Jeremy 5 років тому

    Dave Looks stoned for the first 10 Seconds