Will this Hated Sector give Multibagger Returns? 🏦
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- Опубліковано 10 тра 2024
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Money is the blood for an economy and Banks are the vessels that carry that blood all across various parts of the economy. Today, we take a look at a hot favourite sector of the past that has seen a fall in the pecking order of preference.
We will take a look at the following issues plaguing the valuations of this very important sector.
1. PSU Banks
2. Regulatory Actions
3. NIMs
4. Problem of size
5. Issue of liabilities
Hope you enjoy the video and presentation.
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Coincidentally:- Invested in HDFC Bank,SBI,Kotak Bank due to value investing concept Since 2021.Holding all Quantities
Super 👌.. IDFC First is missing
Akshat's student , Attendance marked ✅
Thanks a lot. Every sunday it is my routine to listen you
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Loved it! Thanks for educating
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The reason accorded for a high C/D ratio of HDFC Bank is incorrect. It is not because they were growing the loan book at a rapid rate without paying heed to the C/D ratio. Rather, it is primarily due to merger of the housing finance arm (HDFC) with the commercial bank (HDFC Bank). The loans granted by the housing finance arm were primarily funded through non-deposit sources and that is why the C/D ratio of the merged entity has become lopsided. This also has impact on the margins due to increased share of housing loans (a low margin product) in the aggregate loan book of the merged entity.
Covered in updated video..CDR ratio since last 12 Quarters included
SBI is achieving a ROE of 20% because they are leveraged 21 times. Whereas Bajaj Finance is only leveraged 6 times, HDFC Bank is leveraged 9 times and KMB is about 7 times as Mr. Kotak is very risk avarse. ROE is very much a function of leverage but I think 21 times leverage is risky.
Nice perspective
How to find leverage?
How to find the leverage
Check debt on equity
@@TheCuriousCurator-HindiRoe/Roa
Banking is a contra play. Value is emerging. If one has the patience to hold for 5 years he can make good money
Loved the video
Loved it you were the first who pointed about leadership change in the banking sector ❤
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Loved it❤
Mind blowing work again by Soic. Love you 🎉🎉🎉🎉
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As usual informative content. Good work. Thanks ☺️
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Loved it!!!!! Really appreciate your efforts....Thanks SOIC team....
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thanks
Excellent video!! Definitely loved it :-)
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Amazing analysis of Bank & NBFC sector 🙌🏻🙏🏻... But no talking about how much amount govt white offs the bad loans of PSU banks.
your videos are so satisfactory and educational ...thanks a lot , really appreciate the efforts
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sublime analysis of the banking sector
Banking sector will take 2 years to improve the profitability
Presently contra investing
Thanks for very very nice explanation Regards
just love your each and every video. pure knowledge no bakwas. no Paid promo. respect sir 🙏
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Superb research…thanks a lot
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Had I read and researched for all these data it would have taken me a week, but thanks to u, after watching the video for 40 mins I got a comprehensive and detailed view
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Excellent, Sir
Great informative and valuable video keep going SOIC❤💯
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Lots of love and one more brilliant video❤s
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Excellent. analysis....
Loved it.....
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Loved It Paaji
Great Video, HDFC, KOTAK, CHOLA, CREDIT ACCESS and AU looks good long term buy
Very good analysis with a lot of details and excellent coverage.
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Hi..
Very good detailed analysis...thanks
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Thank you
Love and appreciate your work
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Great value provided by SOIC ... Love from Gujarat
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Loved It.
Banking sector is a contra play at the moment.
Once again, one of the best video on this sector in India.
What is more important the investment horizon? for my investment, its a must to have a decadal horizon. And with growth of HDFC and Kotak revenue and profit growth without any appreciation of stock price, its only a matter of time before things change. It may take 1 or 2 yrs, fundamental will surely catch up and by that time good entry point will not be visible.
Loved the difference of perception point sir.
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A meaning ful information in it . U hv to analyse other mid size PSU banks like canara Indian Bob pnb....well I like SBI kotak chola avas as I m invesed
Awesome
always dependable and best analysis.
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Great video and thanks for going lengths in explaining. Federal Bank can be a dark horse in the game.
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Sir, If we underscore the concoll of bajaj finance. Then all the large banks will also see NIM contraction, when the RBI start to to cut the intrest rates. That's why the markets have discounted it and we are seeing derating. And when the intrest rate goes down, the loan growth will happen but then deposit growth will become a new challenge for these banks.
Good time to discuss this sector
Loved it
Great analysis on this sector, which is slightly difficult to evaluate and find hidden gems
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I added membership with u..thanks
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Excellent commentry paaji 😊
best video to understand indian banks in every sector learned way too much from this video and salute to soic there are just doing great work this channel is one channel which is truly education people about stock market and about business others are just giving up tips and fighting with trollers 🤣🤣 but truly appreciate soic .
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Thanks a lot brother. You are creating genuine and good quality content.
User friendly interface, providing even ppts keep geowing brother. Learning from you. ❤
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this channel never disappoint. like always loved it
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Thanks Ishmeet,
pl make a similar vedio on second line pvt banks...
Outstanding analysis..thanks. where RBI has been misplaced is to focus so much on credit to deposit of 85%. Worldwide the ration is inverted. RBI is as usually stupidly relying on outdated liability model whereBond market was poorly developed. As investors shift to Debt mutual funds obviously deposits in system will be less. And MF will rather places in bonds. To not allow Bonds to be included in the deposit ratio is foolish. Infact as banks give longer maturity loans lIKE HDFC ICICI SBI give 30 year housing loans they should be asked to match Bond and deposit maturity to their loan books. Additionally deposits can be withdrawn at one day notice that often causes a run on the bank where as bonds are held till maturity . Mark to market can affect the investor but not the issuer. Focus should be on ALM and not CD ratio.. as usual who can tell all might RBI which has a history of being one of the poorest Banking and NBFC supervisor WHERE we see repeated road accidents . ASIAN regulators are far wiser in bank supervision despite having ore chalenges as there are fewer PSU banks that are can exist with lazy government capital backing them. Hope we get a change in banking supervisor and directors at RBI which is good in macro but pathetic bank management
Such analysis are highly appreciated and helpful for retail investors. Thank you from my side .keep continue
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Hi ishmohit. I was watching video of marcellus where they were talking about the ratio price/free cash flow. What are your views on it and how to use it . ( How will you get to know undervaluation/overvaluation ) using it. Thanks
yes
Lot of work behind this video appreciate your efforts
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Love it
Thank you Ismohit, SOIC videos are like treat for weekend . 👍
Holding 15% of my portfolio @Banks n NBFC
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loved it
Thanks sir❤🎉
Very good analysis ❤
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Ignore until the interest starts falling down
Hey, Please do brief fundamental analysis on Kaynes technology......
nice video, thank you sir
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Loved it 😊
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Rerating expecting with fall in interest Rates
Release of Deposit will further boost Strong Banks
Sir ji, aap bahut sahi batate ho yaar... Jahan baaki saare "financial advisor" apna video khatam kar dete hain, wahan se aapka video to chalu hota hai...
Bahut Awesome... ❤ your work...
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Very informative ..👏👏
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Loved the analysis.. Personally of the opinion that once the current euphoria on capex cycle in power,infra,railway,defence cools down, BFSS will be the only logical space for smart money. Cheers!
This is exceptional analysis of banks and nbfc
Kaha se laate ho Paji itna deep knowledge
Big fan of you
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Loved it :)
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One of the loveliest Chanel
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Very nice analysis
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Best Analysis ❤
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Gud....❤...mere pass credit access hai,mas finance ,home first and ujjivan bhi....going to take chola....rate cut ke bad ye daudenge aisa basant sir bol rahe hain...what do ubthink abot rec,pfc ,ireda ,ptc...?
Private banks are deeply discounted . . . . maxmise your positions in case you can stay invested for next 3-5 years. This sector will give you a CAGR of 20-25 percent innext 3-5 years
Video length may seem longer to some people.. as an investor not at all a lengthy video .. excellent work by SOIC team .. thank you!!
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I think hdfc bank is suffering due to timing , hdfc merger leading to bank becoming too big to handle rbi mandate and once its strength is turning out to be its weakness , but i hope that hdfc bank stock grows , it has been stagnant for the last four years .
where do you get all this market sector data from.... i it from rating agency or some place else
Investor presentations, crisil notes, NSE website
Sir jai hind 🙏🙏🌹🌹💖💖
Excellent👍...
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Please make a video on defence sector value chain
Kindly, make video on Capri global and choice international
Useful
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Excellent Analysis as usual. I'd love to see Arman Finance also included in this analysis.
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Sir please make a short video for how to find multibagger stock using fundamental analysis and reading annual reports.
Much needed topic....
Very interesting video sir
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Loved it Paaji ❤ Superb analysis....I wish IDFC First Bank should have been included. Thanks.
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Ishmohit bhai ek pharma pe sectoral video bana do - CDMO+CRO+API+FORMULATIONS+NICHE PROXIES
Bank to fir bhi sahi hai Bajaj Finance kaise itna low PB par trade kr sakta hai .
Future Growth thoda kam hai lekin vo bhi to bahut hi hai
Very informative video like always❤️. Can you do video on technology industry which is no one is talking about right now but future is a lot and discuss some of the stocks like tata Elxis, LTTS, Infosys, TCS and others which are worth looking at thank you 🙏
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Bulb on ❤
Man, fantastic job with the video ❤
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Best analysis sir🙏🙏.
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Hi Soic, Can you make a video on Bandhan bank, city union bank and ujjivan small finance bank?. I see a lot of PSU and nbfc are giving good return whereas these 3 stocks are struggling
Pranam sir 🙏 sir stock scan mai trend twist se entry kaise lete hai explain
How about Manappuram finances and it's micro finance arm "ashirvad finance"
very Informative Video, Like to learn more from you, expecting some more discounts on your course fees..
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Arman finance and Union Bank of India is missing. I think they are also doing well.
💡