Loan Defaulter in Telugu | What Happens When You Default on Your Personal Loan Payments? | Kowshik

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  • Опубліковано 6 гру 2024
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КОМЕНТАРІ • 191

  • @dunakasrinivasarao202
    @dunakasrinivasarao202 3 роки тому +199

    బ్యాంక్ లకు డబ్బులు ఎగొట్టి విదేశాలు వెళ్లిన వారిని ఏమి చేస్తారు

    • @venkatvemala1226
      @venkatvemala1226 8 місяців тому

      Hi bro

    • @deepakrajuhawaji1653
      @deepakrajuhawaji1653 3 місяці тому +8

      Mana medha vala amount vasulu chestharu fines rupam loo

    • @nrr26000
      @nrr26000 2 місяці тому

      @@deepakrajuhawaji1653 SUPER

    • @harikrish4599
      @harikrish4599 Місяць тому

      బౌన్స్ రూపం లో మన తో నే వసూలు చేస్తారు లంజ కొడుకు లు

  • @IslamTheFinalMessage
    @IslamTheFinalMessage 2 роки тому +38

    Basic Rule: Never borrow money for interest. Even don't take house loan!

  • @Biryaninilaya
    @Biryaninilaya 3 роки тому +29

    Loan defaulter > Not Paying EMI more than 180 days > Non performing asset > CIBIL loan status (Written off) > settlement (all the over due interest charges and penalties and interest charges will be deleted) but CIBIL status will be ONE TIME SETTLEMENT (OTS)

  • @Newcreate5573
    @Newcreate5573 9 місяців тому +3

    Kowsik Anna Ela unnav all is well ne videos baguntayi Anna 😊❤

  • @yashuchebrolu6150
    @yashuchebrolu6150 2 роки тому +31

    Personel loan pay cheyakapothe,police vache right ledu.
    Bank only legal ga case vesukoni ,recovery chesukovachu.

  • @babas1266
    @babas1266 9 місяців тому +5

    Viewers సందేహాలకు ముందుగా జవాబు ఇవ్వండి కొంచెం హెల్ప్ చేసినట్టు అవుతుంది

  • @ARUNACHALA_SHIVA
    @ARUNACHALA_SHIVA 2 місяці тому +5

    20 percent kante ekkuva kattakandi. Central Government andariki 90 percent hair cut estunnaru Bankruptcy (Trubunal) lo

  • @vallampaduesuvsli1798
    @vallampaduesuvsli1798 2 роки тому +11

    అన్న five star lone వేధింపులకు పరిష్కారం చెప్ప న్న

  • @Ganapathicreations
    @Ganapathicreations 3 роки тому +6

    Hi sir personal loan easy ga iche vedios cheyyandi please.. ee lockdown kalamlo chalamandiki use avutundi.. chalamandiki avasaram kuda..

  • @vempallivijayasekhar7446
    @vempallivijayasekhar7446 2 роки тому +17

    సార్ నమస్తే 15 సంవత్సరాల ముందు తిరుపతి టౌన్ బ్యాంకు లో పర్సనల్ లోన్ తీసుకొన్న అతను సనిపోయాడు షూరిటీ ఇచ్చిన అతను సనిపోఇ 4years అయింది ఇప్పుడు అయన భార్య ని అడుగు తున్నారు ఇప్పుడు బ్యాంకర్స్ తో ఎలా మాట్లాడాలి దయవుంచి తెలియజేయగలరు

    • @udayinformation666
      @udayinformation666 6 місяців тому

      లోన్ తీసుకునేటప్పుడు ఇన్సూరెన్స్ అమౌంట్ గాని కట్టినట్లయితే వాళ్లు ₹1 కూడా లోన్ కట్టాల్సిన అవసరం లేదు... అలా అని చనిపోయిన తర్వాత భార్యని కూడా ఇబ్బంది పెట్టడానికి వీలు లేదు...

  • @lakkakulashivashanker3642
    @lakkakulashivashanker3642 3 роки тому +2

    Hi sir good morning nice videos and vary good information 🙏🙏🙏

  • @PanugentivenkateshPanugentiven
    @PanugentivenkateshPanugentiven 3 місяці тому +2

    Emi కట్టించుకునే వాళ్ళు ఆ డబ్బులు కస్టమర్ తో తీసుకుని జేబులో పెట్టుకుంటే ఏ విధంగా లోన్లు క్లియర్ అయిత స్కోరు సార్ కస్టమర్ స్కోర్ పెరుగుతుంది కస్టమర్ నష్టపోతున్నాడు

  • @ramakrishnajagu8449
    @ramakrishnajagu8449 3 роки тому +53

    అన్న...5 year back personal loan teskunna...last 6 EMI pay చేయలేదు....job పోయింది...తర్వాత నేను address change అవ్వడం వలన company to touch lo Lenu... నన్ను defaulter GA చేశారు....ఇప్పుడు ఎలా నేను defaulter నుండి బయటకి రావాలి....suggestion please....

  • @rajualapati8742
    @rajualapati8742 3 роки тому +8

    What about on apps loans?

  • @sr-fw5nk
    @sr-fw5nk 2 роки тому +5

    Nenu face chesina problem s great ga chepparu

  • @venkateshsrirama-x9n
    @venkateshsrirama-x9n 8 місяців тому

    Sir memu students..money earning em aina vuntey cheppandhi sir.. situations baledhu intlo...hostel fees kuda pay cheyyalekapothunnam...kastapadatahm sirr.. genuine em aina vuntey chepppandhi

  • @anilkumarbachu84gmai
    @anilkumarbachu84gmai 5 місяців тому +1

    Takkuva rate of interest loan ichhinattite As bank ku regular kattali yetuvanti astulu pettukoru atuvanti bank lu devullu

  • @laxminiharikakoripolu3792
    @laxminiharikakoripolu3792 9 місяців тому

    Which is the Least per anum app for personal loan to apply.

  • @ykkrish6656
    @ykkrish6656 8 місяців тому

    Sir na dagara oka person money tisukunaru but a person death epudu money ala recovery cheyali death' person government employee

  • @sarvanikhandavilli7598
    @sarvanikhandavilli7598 3 роки тому +3

    Hi sir ma babu ki 2 years andi money save cheddam anukuntunnamu ye scheme or Yojana kani yenduko manchidi yedi manchidi .intrest yevvavunnadi cheppandi plz 🙏🙏🙏 thank you sir🙏🙏

  • @y.v.narayana1477
    @y.v.narayana1477 24 дні тому

    Sir...RBI guidelines leva .58k ki 1L 40k icharu..

  • @yogeshmamidolla9997
    @yogeshmamidolla9997 16 днів тому

    Koshik sir nenu oka prrsonal loan thisukunnanu, malli return pay cheddam anukune lopu, loan echina company ledu, nenu eppudu yela cheyali cibil score minus lo undi

    • @yogeshmamidolla9997
      @yogeshmamidolla9997 16 днів тому

      సార్ నాకు ఒక దారి చూయించండి

  • @johnsonmurkipudi5193
    @johnsonmurkipudi5193 8 місяців тому

    Sir nenu NBFC App nundi amount thisukonaanu , ee Company ni RBI close chesindi . Naa loan repayment cheyadani ki company' ledu . Deeni valana Cibil score thguthundi ee problem ki solution theliya jeya galaru.

  • @indiangirl7923
    @indiangirl7923 5 місяців тому +1

    Sir one month EMI late ga payment cheste 2months salary cut chesaru one month lo , next month lo kuda salery cut chesi EMI amount matrame uncharu emi cheyyali

  • @Rakesh_7417
    @Rakesh_7417 Місяць тому

    Namaste Anna Naku bajaj lone vundi eppudu koncham prabulams vunyai 6 months tharuvatha pay cheyyali anukontunanu any apption vuntunda

  • @Raghu99327
    @Raghu99327 7 місяців тому

    Sir.velakotlu.eggottina.pedda.varini.e.bonks.emi.pikarru.

  • @Smily-yash
    @Smily-yash 3 роки тому +8

    Creditcards settle cheskunte FREED dwara malli loans apply cheskovachaaa

  • @bhargavibaru
    @bhargavibaru Рік тому +1

    Sir nenu ma cousin ki a Paytm postpaid nudi loan tesi echa amount urgent ante bill time ki pay chestha ante echa epudu naku evdam ledu eptiki 3 months avthundi 56k echa na limit 60k e 3 months nudi nenu cbl scre effect avthadi ani vere valatho one day ki tesukoni kati mali valaki retun echesthuna next day ney Deni vala naku charges akva ayipothundi valu emo naku amount evdam ledu nenu em cheyli

  • @ravikarthik6820
    @ravikarthik6820 2 роки тому +4

    Good information anna thank you. 🙏🙏

  • @creativeguy208
    @creativeguy208 9 місяців тому

    I am in trouble. Please help 😢🚫🙏I can't pay EMIs for 98 lakhs

  • @ugendhardandagala4116
    @ugendhardandagala4116 23 години тому

    Person loan person death, what we have to do

  • @DrSagarEconomist
    @DrSagarEconomist 2 місяці тому

    Memu union Bank of India lo crop loan tiskunnam govt recently ga crop loan waiver ani announced chesindi memu interest kattadaniki velthe vallu tiskovadan ledu what we should we do ..?

  • @HN9NEWS394
    @HN9NEWS394 11 місяців тому

    పర్సనల్ లోన్ పూర్తిగా చెల్లించిన మీదట రెండు నెలల నుండి మీకు బ్యాలెన్స్ ఫైన్ ఉన్నాయని ఈ మధ్య ఏజంట్ ఇంటికి వచ్చి మీరు బైక్ ఫైనాన్స్ కట్టిన బైకును లాకొని పోతామని బెదిరింపు పాల్పడుతున్నారు పరిష్కారం ఎంటి

  • @KMDAzlan
    @KMDAzlan 9 місяців тому

    what happens if a person has a personal loan and that person is suddenly hospitalised and he can't move from his bed he is the only source of income in the family

  • @bhaskarperikala2586
    @bhaskarperikala2586 2 місяці тому

    సెటిల్మెంట్ asallona overdue amount తోనా

  • @boppudirambabu397
    @boppudirambabu397 11 місяців тому

    Car loan pay cheyadam ledhu,,car mechanic shed lo undhi. ,,1 year nundi pay cheyadam ledhu,, solution enti

  • @nagasaireddyvenna1962
    @nagasaireddyvenna1962 3 роки тому +11

    Bro nenu mpocket lo loan tiskunna 105 days indhi amaina avtadha pay cheyakuntey

  • @funnyraghuram
    @funnyraghuram 3 роки тому +2

    Nice explaination sir

  • @chennakeshavulu6959
    @chennakeshavulu6959 2 дні тому

    Sir
    Nenu pertloans thisukunnanu ,,,nenu motham loss ayyanu,,,, ippudu Naa vadda emi ledhu,,,vallu vedisthunnaru ,,,emi cheyyali

  • @Gani24
    @Gani24 2 роки тому +3

    Anna bike loan,cash advance app lo loan thiskunna kattapothe yem avuthadhi no signs...only adhar,pan,photo...afress wrong,no contacts yem avuthadhi anna cheppu anna plz

  • @andrabhemeswararao6897
    @andrabhemeswararao6897 2 роки тому +6

    Anna nenu bajajlo lone tesukunnanu 70%Kattanu eppudu nenu EMI kattaleka potunnanu nunu kidney pesentni eemi cheyyanu Anna cheppandi

  • @neelubeesetti7550
    @neelubeesetti7550 2 роки тому +1

    సివిల్ స్కోర్ పెరగాలంటే ఏం చెయ్యాలి sir

  • @AnjithkumarKalingapatanam
    @AnjithkumarKalingapatanam 9 місяців тому +1

    మా నాన్నగారు five star లోన్ తీసుకొన్నారు నాకు డబ్బులు కట్టాలి అట్టున్నారు అయితే నేను ఎటువంటి సంతకం చేయలేదు అయినా నాకు కట్టమని అంటరు ఇప్పుడు నేను emi చెయ్యాలి sir నాకు ఆలోచన చెప్పలి sir

  • @sathishreddy9988
    @sathishreddy9988 2 роки тому +1

    Sir good information TQ sir

  • @pnvrsarma4613
    @pnvrsarma4613 3 місяці тому

    Hi kosuik sir my mother take pension loan age 75 settlement chesukundam ante ela

  • @kutty009
    @kutty009 5 місяців тому

    Emi oka 6 months hold cheyyadaniki avakasam vunda sir

  • @muralikrishna387
    @muralikrishna387 7 місяців тому

    Personal loan tho nenu okadine ellu Katina ...
    Kani epudu maa anna and Vadina andulo vata aduguthunnaru ?
    What I can do legally to get my money ?
    Plzz suggest sir ..
    They are asking for 50 percent share as land is acquired from ancestors

  • @thoutuparsharamulu7554
    @thoutuparsharamulu7554 9 місяців тому

    Good morning sir I'm not repayment to kotak personal loan in one month

  • @VSRT21
    @VSRT21 3 роки тому +5

    Loan ku surity ichinappu loan repay cheyalekunte surity ichina vallaku way emi undi sir

  • @Sharan12-l6l
    @Sharan12-l6l 2 роки тому +2

    Mudra loan settlement chesukovacha annnna

  • @MallareddyGmr
    @MallareddyGmr 10 місяців тому

    Konni maseeha bauna konni ek uva bapedutav. TN trast potundi

  • @saiprasad72397
    @saiprasad72397 6 місяців тому

    Anna nenu mobile theesukunna tvski repayment chesina account close kaledhu ela close cheyali

  • @lakshmisri9218
    @lakshmisri9218 8 місяців тому

    Consumer durable loan ante emito explain cheyandi plss

  • @viswakorada2159
    @viswakorada2159 3 роки тому +17

    Sir personal loan tisukonna
    (rs 6000000)
    Person death
    But insurance ledu
    Money pay chayala.... Na dhaggira money ledu
    Plz reply sir

  • @dadepogujosh8305
    @dadepogujosh8305 2 роки тому +4

    Bro em personal loans gurinchi chepthunaru loan apps gurinchi cheppandi bank loans gurinchi andhariki Evi thelisinave local loan apps gurinchi illegal GA vallu chesedhaniki cheppandi bro

  • @arshadali3998
    @arshadali3998 3 роки тому +13

    Manam chanipote yelaa recovery aitadi anna????

    • @Rhjjkkkkknvc
      @Rhjjkkkkknvc 3 роки тому +5

      emuntaadhi surity pettina guarantor kadathaadu. aa guarantor kuda pothe customer intiki velthaaru, vallu kadathaanu ante ok, ledha OTS one time settlement ki family ni oppinchi aa process complete chesthaaru. vallu adhi kuda kattaleni sthithi lo unte loss acc kinda close chesesthaaru. but adhi rare case.. maximum ots avuthaadhi, endukante inti meedhaki recovery agents vasthaa unte siggu gouravam pothaayi kadha.

    • @Smily-yash
      @Smily-yash 3 роки тому +2

      Insurance untundi kadaa loan theeskuppinnapude kattinchukuntaaru

    • @nagarajuch1
      @nagarajuch1 3 роки тому +2

      Manam loan iche appude manaki insurance chestaru

    • @dsbdsb1700
      @dsbdsb1700 3 роки тому +3

      Insurance chesintaru adi claim cheskuntaru other persons pay cheyaru

  • @sudheerponugoti784
    @sudheerponugoti784 3 місяці тому

    Ip Ela pettali

  • @gantasagar923
    @gantasagar923 10 місяців тому

    Just 2000 due undi adi naaku intimate cheyyaledu and ippudu notice pamputaamani call chesaaru.notice vachaka nenu repayment cheste , forother action emii undadu kadaa??

  • @bolleddhulathirupalbthirup5588
    @bolleddhulathirupalbthirup5588 6 місяців тому

    Hi sir maa friend naa acount ki dabbulu send cheshadu kani raledhu kani process pending lo unadhi ippatiki 5days auvthundhi kani ravadam ledhu sir athaniki padaledhu naki padaledhu any suggestion please sir

  • @bharathrachamalla6822
    @bharathrachamalla6822 7 місяців тому +1

    Sir maa nanna garu govt employee personal loan teesukunnaru ayana chanipoyaru loan covering insurence undhi kani reject Aindi loan kattandi antunaru maa daggara dabbulu levu m ina solution undha

  • @manthriappalaswamynaiduswa4114
    @manthriappalaswamynaiduswa4114 2 роки тому +1

    Sar manam mottam emi amount bank ki vella kunda app lo setil chesukovacha chesu kune la unte chenna solution cheppandi please

  • @suryasree6072
    @suryasree6072 5 місяців тому

    Nenu house lone emi one month mis ayindi...epudu nenu yela pay cheyali

  • @Maheshofficeal
    @Maheshofficeal 6 місяців тому

    IDFC Bank nunchi na wife thiskundi kani thanu natho ledu natho gadava PADI nannu vadile vellipoendi Bank vallu nannu aduguthunaru nenu police Complaint kuda chupincha Missing Ani kani vallu torchar peduthunnaru em cheyali sir Chepandi please

  • @gudeshyam8345
    @gudeshyam8345 11 місяців тому

    Bro ma frd valaki tv surite petanu 1lakh valu kataledu eppudu police lu naku call chestunaru case petaru remand ki vellaliani naku Amina problem untada

  • @DeviThamala
    @DeviThamala 4 місяці тому

    Rapid rupee app lo 2000 thisukuna emauthundhi Sir please reply

  • @Vamsi-d3f
    @Vamsi-d3f 9 місяців тому

    సార్ నేను మిడిల్ చేసే అమౌంట్ తీసుకొని సైలెంట్ avaru

  • @lasthope3656
    @lasthope3656 3 роки тому +2

    Anna nenu thiskoni lone kuda add ayyaindi ela remove cheyyali

  • @sindhuchatharasi2892
    @sindhuchatharasi2892 7 місяців тому

    Personal loan teeskunna borrower expired ayitey... Aa loan cancel chestara

  • @HemaLatha-vh2qx
    @HemaLatha-vh2qx 2 роки тому +5

    One doubt
    Hdfc lo personal loan 3 years tisukunna
    Incase 1 year ke pay chese option unda
    Ala pay chesthe 3 years interest pay cheyala

  • @suribabu6009
    @suribabu6009 3 роки тому +6

    Freelancing kosam explain cheyyandi

  • @teluguabbai7806
    @teluguabbai7806 10 місяців тому

    Nenu lone app lo 3200 tesukonteaii..daniki 17600 amount vesadu elaati vallani emm cheyaaloo cheppadi pl. Giveme solutions sir

  • @tejasv6851
    @tejasv6851 2 роки тому +2

    Bro loan app valu loan kattakapote aadhar card and pan card block chestara

  • @BPandu-lm1zl
    @BPandu-lm1zl 3 місяці тому

    Nem complete ga loan pay cheyyanu ani ante

  • @inukurthicultur2138
    @inukurthicultur2138 5 місяців тому

    Already loan amount clear chesa 3 years avuthundhi but loan ivvadam ledhu why bad repayment behaviour Ani vasthundhi

  • @k.b.rdigitalscreen2851
    @k.b.rdigitalscreen2851 Місяць тому

    Loan apps kosam chappu bro banks kosam kadhu

  • @nrr26000
    @nrr26000 2 місяці тому

    What if we lost the job after not receiving salary for 4 5 months and if it take 4 to 6 months after coming out of the company...

  • @y.v.narayana1477
    @y.v.narayana1477 24 дні тому

    Private loans like hero fincrpo

  • @sureshk7366
    @sureshk7366 2 роки тому +1

    Bank lo house lone vumdi ma father expair ayyaru ,asthi mida hakku doughers ki vumtada.

  • @saiprasad8760
    @saiprasad8760 2 роки тому +3

    Sir how should I contact you???

  • @vbrtv3150
    @vbrtv3150 7 місяців тому

    Over draft loan kattakapothe or person death ithe ela

  • @shaikshafiya8050
    @shaikshafiya8050 2 роки тому +1

    Sir bajaj chala ebandega unde susaid chesukovali ane valla torchar padaleka

  • @manthriappalaswamynaiduswa4114
    @manthriappalaswamynaiduswa4114 2 роки тому

    Good enformcion

  • @SURIYAKSURIYAK-y5f
    @SURIYAKSURIYAK-y5f Рік тому

    Sir thanks 🙏

  • @gvsraju4645
    @gvsraju4645 7 місяців тому

    Sir personal loan sanction to me but they r not giving amount .how we can take action

  • @parasurambaswani3637
    @parasurambaswani3637 3 роки тому +4

    Good explain bro

  • @g.revathig.revathi9131
    @g.revathig.revathi9131 3 роки тому +1

    Meeru chepinala chepthe kuda ye manager opukonantunnaru EMI la valla sagam janalu ibbandhulu padthunnaru only one month kattaledhante kuda vaallu vadhilipettaru Iam suffering like this valu loanlu ichedhi chalu ma pranalu poyyedhi chalu

  • @vrkvrk48
    @vrkvrk48 3 роки тому +3

    Bro ముద్ర లోన్ తీసుకున్న వ్యక్తి NPA అయి OTS కి వెళితే హామీ ఉన్న వ్యక్తి(ఉద్యోగి) కి వచ్చే ఇబ్బందులు ఏమిటో చెప్పగలరు.

  • @shaikrahiman6667
    @shaikrahiman6667 2 місяці тому

    6 months emi kattaledu
    Yippatinuchi emi kadithe ok na

  • @manthriappalaswamynaiduswa4114
    @manthriappalaswamynaiduswa4114 2 роки тому +1

    Emi amount ante sar lone amount motto app lo oke sari kattu kunela

  • @pothinasekhar9288
    @pothinasekhar9288 Рік тому

    bro bajaj finance personal loan gurichi cheparu

  • @sr-fw5nk
    @sr-fw5nk 2 роки тому +2

    Nice bro

  • @PananKumar-sc2im
    @PananKumar-sc2im Місяць тому

    Suit_filed_wilful_default_written_off_settled
    Saree aunty problem😢

  • @deveerababu5674
    @deveerababu5674 Рік тому

    Super 👌 sir

  • @ramthumma252
    @ramthumma252 3 роки тому +5

    Kani reality lo darunam ga vuntadi bro recovery agents tho they wont leave easily,rowdys vuntaru

  • @bandisrisailam2238
    @bandisrisailam2238 6 місяців тому

    Written Off Clear Cheyyali Ante Yela Anna

  • @asifrocky4124
    @asifrocky4124 3 роки тому +2

    Nadhi loan reject ayindhi bro but vallu loan repay cheyamani msg chestunnaru em cheyali

  • @phanib3212
    @phanib3212 3 роки тому +1

    Thanks bro

  • @KodaliAsha
    @KodaliAsha 4 місяці тому

    Nuvvu devudu saamy

  • @sivakishoresanala3767
    @sivakishoresanala3767 2 роки тому +1

    Personal loan take person livelolenapudu solution

  • @purnatoyaka1142
    @purnatoyaka1142 9 місяців тому

    కౌశిక్ బ్రదర్ మాకు చెప్పకుండా sbi ఇన్సూరెన్స్ వాలు అమౌంట్ కట్ చేసుకున్నారు. తిరిగి పొందగలమా

    • @sainathsandupatla8737
      @sainathsandupatla8737 Місяць тому

      Yes complaint in sbi complaint portal they will call you in one day resolve your problem