I disagree with the guest speaker on this video. Home values are way overpriced and interest rates are near normal levels. They’re just greedy and don’t want to lose money on overpriced land. They know what’s coming and they hope to dump it on us.
right. Interest is not the problem. it is high prices! Also, when the price is lower, even the interest in real dollars paid is also lower. And when the price is lower, you can pay off a house easier and earlier and dodge the interest. When prices are higher, so is insurance, and property taxes, and purchase fee's and you need higher line of credit. It makes no sense why people focus on just interest. And when prices are lower, so is your next house! And if you do not plan on moving, like in retirement,. who cares if your house is valued slightly higher or lower? It doesnt do you any good because you are not moving. The only thing high prices does is it SLOWS the market because the newcomver is hindered and therefore existing homeowners cannot Upgrade as easily. And don't worry about reduce prices that reduces property taxes , as if it may hurt the states, because states say they have an influx of cash and are considering capping or removing property taxes. (Except cali). National Debt is not the same as State debt. At the national level, the Federal Government takes no advatange or disadvantage of home prices. PS.. I have no idea why Old houses appreciate and compete with NEW houses! It makes no sense. Now, I realize there some exceptions to that notion. Like a restored Model T .. it has some value.. Or maybe a house near Downtown is worth more because of the land. BUT AS A GENERAL RULE, used homes should not be valued the same as a new house. It makes no sense! And we see this across the full spectrum as a "standard". Like older houses have the same value as a new house. And its not true. It's a scam. Houses that are 10 or 20 or 30 years old are like buying a Used car with 100k miles on it.
Do you also believe the earth is flat.. TRUMPERS...People that believe things without PROOF are FOOLS AND IDIOTs... TRUMP, Johnson,Giuliani/ Comer/Lake/Fox "news"/ Habba ETC, ETC, ETC... WHERE IS YOUR PROOF the election was "stolen" WHERE IS YOUR PROOF the trial is rigged WHERE IS YOUR PROOF Mr,Biden is "crooked" WHERE IS YOUR PROOF Mr,Bidens "numbers are rigged" WHERE IS YOUR PROOF The trial was a witch hunt. WHERE IS YOUR PROOF that people who dont believe you are "commies" WHERE IS YOUR PROOF Mr, Biden is "incompident" WHERE IS YOUR PROOF of all your ENDLESS, ENDLESS CLAIMS.
I'm waiting for trump to win so interest rates drop and my house will go up in value another 100k. Bring back 2% interest rates and leave them there forever. American have a right to affordable housing and interest rates is what makes it affordable 💯💯💯💯💯
Trump is a true people's president. I truly believe with all the investigation on trump and his family that trump was the most honest politician to ever walk the face of the earth. Trump was the best president the world has ever seen. Trump should be a forever president. There should be a world president who all the other presidents need to answer to and trump should be that world president. Trump is a true boss man how could you not love him ♥️ ♥️ ♥️ ♥️ Trumps face should be the new face of the hundred dollar bill. Trump has the courage and the confidence of a mountain lion. We love you trump
We are NOT short homes... what we are short are homes that are not bought up by corporations If it was made illegal for homes to be owned by business an corporations to pad their investment portfolios we would have sufficient homes
Republican senator Lankford wrote a bipartisan bill to close border in April...he was on fox last night saying DT told republicans then to vote it down so he can run on the issue..so right now it's his fault. Also he says drill drill...well 80% of US oil which produces more oil per day than any other country...get sexported to newer refineries as the US refineries from the 70s can only use the heavy crude oil that's imported not lite sweet crude...so he's lhy ing again!
Trump is a true people's president. I truly believe with all the investigation on trump and his family that trump was the most honest politician to ever walk the face of the earth. Trump was the best president the world has ever seen. Trump should be a forever president. There should be a world president who all the other presidents need to answer to and trump should be that world president. Trump is a true boss man how could you not love him ♥️ ♥️ ♥️ ♥️ Trumps face should be the new face of the hundred dollar bill. Trump has the courage and the confidence of a mountain lion. We love you trump
TRUMPERS...People that believe things without PROOF are FOOLS AND IDIOTs... TRUMP, Johnson,Giuliani/ Comer/Lake/Fox "news"/ Habba ETC, ETC, ETC... WHERE IS YOUR PROOF the election was "stolen" WHERE IS YOUR PROOF the trial is rigged WHERE IS YOUR PROOF Mr,Biden is "crooked" WHERE IS YOUR PROOF Mr,Bidens "numbers are rigged" WHERE IS YOUR PROOF The trial was a witch hunt. WHERE IS YOUR PROOF that people who dont believe you are "commies" WHERE IS YOUR PROOF Mr, Biden is "incompetent" WHERE IS YOUR PROOF of all your ENDLESS, ENDLESS CLAIMS.
How about builders stop putting in condos everywhere and put in some actual homes… I don’t want America to become a renter nation, this will make our neighborhoods deteriorate, and there will be no pride in community anymore.
I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!
One strategy for protecting against a recession is to buy equities. Investors, especially during a recession, need to know where and how to put money in order to make money while avoiding inflation.
It has never been easier to understand how to build your money than it is right now, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investtments, in my opinion, are complex.
Working with a Financial Advisor to help guide you on your wealth-building journey if you're just starting out is a wonderful way to get started and thats how i was able to accrued good gains . They helps to manage investment overall risk profile , prevent permanent loss of capital consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal
“Carol Vivian Constable” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
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Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?
Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Ann Marie strunk, has been an amazing experience.
I'm favoured, $90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Ann Marie strunk 😊🎉
Good day all👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?
Reply to: @@rheuss1 I'm not necessarily disagreeing with you. In many instances, they are making less because of the constantly inflating price of materials, and/or from having to contract out so much of the general construction; meanwhile, these banks are paving their floors in marble and sitting in ivory towers built on money the people lent to them. There are people who can build an entire house that can't even afford to live in one.
Reply to: @@rheuss1 Another massive issue is that the methods and materials of construction are extremely outdated; Still building basically the same types of houses that they were 30-40 years ago, just less brick and more cheaply manufactured materials. In many cases, they are not well built enough to last even a full-lifetime; they don't expect you to be able to pay it off anyway, much less pass it down through a few generations. Likewise, they deteriorate so quickly that it costs a tremendous amount of effort to refurbish, and the energy washed from tearing them down gets sent to the dump. They charge interest upfront, which basically requires no real capital to produce. If they get $20,000 out of you, it's pretty much 100% profit after that in fractional reserve, 1's and 0's plotted on a graph and typed into a computer system; just sign this document you can't really negotiate or read.
@rheuss1 really? As a homebuilder, you're ABSOLUTELY WRONG!! Building costs are sky high, land has doubled in cost, and people can't afford the loan rates. It's a disaster
I live in a small double wide, 11 years ago it was $40K plus tax, fees, and such(came out to $54K when it was all said and done). 2 weeks ago I seen that same exact model for $170K plus tax, fees, and such. And this is just the home. How can people afford this level of inflation.
@@THEFERMANATORthey can't, private equity firms buy it all up. That's literally what the whole "you will own nothing" shtick was about.. and they're doing it.
It's mostly hedge funds like one owned and run by Trump's former Sec of the Treasury Steven Mnuchin. Quit his job at Goldman right after the Bush crash and started by creating and buying up foreclosures from the same people who now support Trump. These hedge funds now own almost 35% of the single family market.
Let’s say interest rates were 3% right now, 3% on $450000 is still a crap ton of money that most people can’t afford. Homes are tooooo overpriced right now. That’s the problem
Do you also believe the earth is flat...People that believe things without PROOF are FOOLS AND IDIOTs... TRUMP, Johnson,Giuliani/ Comer/Lake/Fox "news"/ Habba ETC, ETC, ETC... WHERE IS YOUR PROOF the election was "stolen" WHERE IS YOUR PROOF the trial is rigged WHERE IS YOUR PROOF Mr,Biden is "crooked" WHERE IS YOUR PROOF Mr,Bidens "numbers are rigged" WHERE IS YOUR PROOF The trial was a witch hunt. WHERE IS YOUR PROOF that people who dont believe you are "commies" WHERE IS YOUR PROOF Mr, Biden is "incompetent" WHERE IS YOUR PROOF of all your ENDLESS, ENDLESS CLAIMS.
The recent rise in interest rates, I must say, doesn't seem to be effectively curbing inflation. Instead, it's creating additional financial challenges for individuals. Cutting interest rates might alleviate some of the pressure.
You make a valid point, It's clear that rising rates are a response to various economic factors, including increased imports and reduced exports. But I wonder if the continuous quantitative tightening and higher interest rates will eventually lead to some unforeseen consequences. Is it a good time to consider allocating some of our savings to stocks?
The economic landscape seems rather turbulent, doesn't it? First austerity, then Brexit, and now the specter of widespread bank failures. It's always a wise move to conduct thorough research and consult a licensed advisor before making any significant investments in these unpredictable markets.
I agree, Market predictions can be unreliable; we've seen that recently. It's been quite a downturn for some, while others have managed to navigate it successfully. Like myself, I'm semi-retired and have maintained a $2 million ROI after successive investments.
I've been fortunate to have the same money manager for nearly a decade. We entered the market early with a modest investment, and it grew exponentially over the years. We even saw substantial profits after the GameStop surge in 2020/2021. Though inflation has eroded some of our gains, we're lucky to have a diligent advisor like Desiree Ruth Hoffman overseeing our portfolio.
TRUMPER...People that believe things without PROOF are FOOLS AND IDIOTs... TRUMP, Johnson,Giuliani/ Comer/Lake/Fox "news"/ Habba ETC, ETC, ETC... WHERE IS YOUR PROOF the election was "stolen" WHERE IS YOUR PROOF the trial is rigged WHERE IS YOUR PROOF Mr,Biden is "crooked" WHERE IS YOUR PROOF Mr,Bidens "numbers are rigged" WHERE IS YOUR PROOF The trial was a witch hunt. WHERE IS YOUR PROOF that people who dont believe you are "commies" WHERE IS YOUR PROOF Mr, Biden is "incompetent" WHERE IS YOUR PROOF of all your ENDLESS, ENDLESS CLAIMS.
Serious? It's partly because of a lack of skilled and unskilled immigrant labor that we have a shortage. The cost of a new single family home is made up of 25-50% labor costs. These guys are responsible for building out close to 50% of our existing inventory over the last 25 years at prices you could afford.
They’re not buying homes. Many don’t have papers and can’t find a lender. Those who do have jobs don’t exactly have the greatest jobs. It’s not like they’re crossing the border with duffle bags full of cash.
The problem is not 7% interest rates, it's inflation caused by deficit spending. It drove down the value of your dollar and home prices took advantage of the low interest rates to increase prices. Interest rates are way up but wages are not. Thar and the value of your 401K is 30% less than it was pre covid.
@@Mary-x5m3d You mean the guy who actually goes to church every Sunday, appose to the guy trying to sell $60 Bibles you can buy on Amazon for $15 and couldn’t cite a passage from the Bible. Or maybe the guy the guy who took over for the most incompetent president in US history who was the cause of hundreds of thousands of deaths and was fired, but now we have record low unemployment, record high wages, record high stock market and the #1 economy in the world? Let’s not forget found guilty of sexual assault, business fraud, is on trial for fomenting an insurrection, election fraud and stealing hundreds of top secret documents and obstruction, while many of his lawyers and associates have pleaded guilty and are in prison, have been to prison or waiting to go to prison. When is enough, enough? “It’s easier to fool people, than convince people they’ve been fooled” Mark Twain
Boost real estate can mean multiple things. Interest rates is not the answer. It is the median home price to median income. Interest rates were above 7% for 20+ years in the 70s and 80s, but the houses were much cheaper relative to wages. I would say be careful because cutting rates when inflation is high can supercharge inflation. Higher rates can be used to reduce inflation, but it can cause a lot of other issues.
Exactly, my dad bought his home for around 56k on a 25k annual income. That same home today is worth 550k as a fixer upper. Home values where he is are ten times the annual income where in his time around 2-3 times.
@@Ja56780 Yes, my dad bought his house for 200k in the early 90s, which seems like a lot, but it is worth 1.4 m now. Interest rates were higher than they are now, but 3.5 years of salary would have covered the house. He was house poor for a bit, to be fair, but still a wonderful return. I think he borrowed the bank maximum. ROI wise your dad did better assuming he bought at the same time.
I think they should raise homestead exemption to more honorably reflect the inflation rate; small acreage homesteads should be land tax exempt, and property tax exempt up to at least ~$200,000.
Reply to: @@ralphpal I think you might have that backwards; Homestead exemption applies to people who are homesteading. Increasing the rights and benefits of homestead would decrease the amount of people who lose their only houses and land.
They dont talk about big corporations buying homes at over asking value that we the middle class cant compete with. Building homes is state by state issue and the regulations they put that it makes it hard.
Florida, Texas, Tennessee and Idaho are the fastest-growing states. Sadly for you, if you are conservative, my wife's raging commie friend moved from Seattle to Nashville. Sorry😢
I work in real estate and the market is horrendous compared to four years ago. Interest rates and insurance are sky high and no one is buying or selling unless they have to. I've already seen a few long term investors go upside down because they can't sell their portfolio. My income has halfed while prices have tripled. I won't make it if we don't have a change in leadership
No shortage. MLS doesn’t show whole inventory of new houses and on a top of that we have a lot of empty houses being hoarded by investors/ speculators.
*Thanks for keeping us updated! I feel sympathy and empathy for our country. low income people are suffering to survive, and I appreciate Amanda. You've helped my family with your advice. imagine investing $30,000 and receiving $95,460 after 28 days of trading*
I began investing in stocks and Def earlier this year, and it is the best choice l've ever made. My portfolio is rounding up to almost a million, and I have realized that when a stock makes it to the news. Chances are you're quite late to the party, the idea is to get in early on blue chips before it becomes public. There are lots of life changing opportunities in the market, and maximize it
Why are interest rates the issue when you look back in the past and see that the national average interest rates for mortgages was greater than 8%? The real issue is supply and demand. Too many California and new york residents fled their states in mass because of horrible state government management. This mass migration ate up all the available houses across the USA. The demand from them drove prices through the roof in areas not equipped for that mass migration killing housing for natives of those areas. Stop building mansions and build affordable housing and the interest rate will be fine.
Those moving from California and New York to other states really did ruin it for the majority of the other states. People were migrating here paying way over asking price and waiving inspections. Thankfully for where I’m at the influx of New Yorkers stopped last year and it’s beginning to affect the market for us locals for the better.
Hate to be debbie downer but a lot of issue's here, not just if they can start bldg effin houses. Who's going to buy them the illegals ? The squatters? Most Americans are having to give up their houses, not to mention due to the loss of a house etc with this economy who the heck will have the credit to purchase this house ??? Did you know eliminating your debt and learning to live within your means will drop your credit score by 100+ points ??
The housing market is booming, we have the #1 economy in the world, our stock markets are at all time highs and unemployment at all time lows. The Republicans and Fox News are lying to you. Try reading the Wall Street Journal, which is a conservative newspaper.
Why are banks allowed to charge people of modest means upfront compounded interest on money that The People loan to the banks at low interest on good faith and credit? It should be illegal for them to loan it back in such a manner that most people are unlikely to ever see any real equity on, especially considering the controlled and consolidated state of the markets. It's essentially promulgating a lifetime of indentured servitude by unconscionable contracts of adhesion upon threat of homelessness and/or social deprivation; exponentiated even further by disproportionate wage-inflation rates, rising healthcare and insurance costs, an unsustainable divorce rate, and economic instability, among other common factors.
1. End The War In Russia. 2. Increase Oil Output & Decrease the Barrel Prices. 3. Get rid of the foolish "eco-friendly home bill", It's not the citizen's position to create "clean energy", if you want clean energy, go nuclear. 4. Cut interest rates & get inflation down. 5. Stop open border policies, so that americans can earn more & not put a strain on the public infrastructure. These are just my requests for trump.
What does boosting mean? Boosting prices is what we don’t need. We need more units to enter the market, to be exact we need millions of new houses and apartments
I’m all for Trump, but this guest speaker is full of it. Interest rates are at or near the average. Home values are way over inflated. The builders want to do everything from buying down the rate to provide more concessions before they lower the price yet they throw in added costs to the buyer such as CDD’s for roads etc. They’re stuck with land that is overvalued and refuse to cut prices. Homebuilders have gotten greedier every generation and want the average American to foot the bill.
We need more houses so the housing PRICES come down. Housing prices are outrageous. Without more homes if they lower the interest it will just skyrocket housing prices even more. You’ll never find a builder or realtor that says the best thing for the American people would be the housing prices to come down it’s always the interest. .
@@Wolfcamp555let’s be real, 80-90 percent of Americans can’t afford homes. That’s just pure greed. I make twice the average household income on my own and ironically I can’t reasonably afford a home. It’s a problem when the average household with the average income can’t afford the average home.
@@Wolfcamp555 Apparently reading comprehension isn’t your strong suit. I make DOUBLE the average household income on my own. I make 150k annually whereas the average person makes around 52k and average household 75k. Based off of your statement it’s ok for only the top ten percent to afford homes. You must not have a family or older kids.
Someone needs to tell the Harris campaign that the federal government doesn’t build homes. If the rates come down then there will be buyers and home builders will start building more homes because they have buyers and don’t have to worry about carrying costs on new house that sits unsold.
If Trump gets back in the office for buying a property everything's on hold until then if Trump does not get in the office we're not going to buy a property
The real estate market in the biggest bubble in history thanks to the greedy flippers and investors. If it doesn’t make a full correction, ever flipper and investor will need a target on their back until it does.
Republican entrepreneurs, hold back investments, when a sympathetic administration rises on the horizon. Less intrusive regulations. It should give a boost to residential construction , it's not a mystery . But, you wouldn't know it , from the activity of Commercial Property Construction we've been having.
The whole talk about a "reverse" market crash (real estate and stock market) basically argues that we are nowhere near done with inflation and that we might actually experience hyperinflation in the near future, combined with accelerating poverty levels across the nation or going through a historical economic depression. Those are the extreme conditions that have produced the reverse market crashes in most examples I've seen. I personally don't see anything that extreme coming, but who knows.
It will happen if we stop quantitative tightening (QT) and lower interest rates. We have printed more money than inflation, so there is room for things to continue inflating. We need to reduce the money supply, and the only way to do that is deflation.
With rates climbing like never before in '24, coupled with uncontrollable inflation, and my own mortgage now at 7.5%, what are the best alternatives or strategies for avoiding a crunch and maximizing my $600k savings other than moving into an RV with my two kids and wife?
Consider reallocating from real estate to stocks. Severe recessions offer market buying opportunities with caution, as volatility can yield short-term trading prospects. Not financial advice, but it may be wise to invest since cash isn't ideal in this period. I simply adopted the service of an advisor early 2020 amid the COVID-19 outbreak, and so far, I've attained my most measurable financial milestone of over $900k after subsequent investments.
One of the biggest scams in the world is a Realtor not even puts in an 8 hour day, putting a lockbox on, taking a few pictures and uploading with a description and gets 3% to 6% of the sale ah, rip-off!. They should not make more then $1000 each sale. It should be a extra job like Uber. These people were spoiled babies when young that don't know what real work is.
that guy is full of it if he thinks interest rates the problem how about force private equity conglomerates to liquidate their stronghold on single family homes and banned new builds for rents corporate greed is what’s killing average joe.
*Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Christy Fiore🇺🇸🇺🇸🇺🇸..*
Hmmmm...so some people think that taking the Michael Jordan of business out of office and replacing him with someone who can’t complete a sentence was a good idea?😂😂😂
Just what we need more wooded areas clear cut and houses put up. Any moron know that does not help with climate change just adds to it. Yes I am a conservative and do believe trees help in lots of ways.
Vote for Illegals, Criminals, Traitors, and Hamas? Or for AMERICA? TRUMP 2024
Trump: 34 time FELON.
Ironically he’s the criminal he’s the traitor, he’s the con man
right now it's very bad on houses prices higher than ever
Overpriced market!
That's what democrats do
the dollar is worth 21.4% less then it was 4 years ago and real estate is inflated correction coming for sure
I disagree with the guest speaker on this video. Home values are way overpriced and interest rates are near normal levels. They’re just greedy and don’t want to lose money on overpriced land. They know what’s coming and they hope to dump it on us.
right. Interest is not the problem. it is high prices! Also, when the price is lower, even the interest in real dollars paid is also lower. And when the price is lower, you can pay off a house easier and earlier and dodge the interest. When prices are higher, so is insurance, and property taxes, and purchase fee's and you need higher line of credit. It makes no sense why people focus on just interest. And when prices are lower, so is your next house! And if you do not plan on moving, like in retirement,. who cares if your house is valued slightly higher or lower? It doesnt do you any good because you are not moving. The only thing high prices does is it SLOWS the market because the newcomver is hindered and therefore existing homeowners cannot Upgrade as easily. And don't worry about reduce prices that reduces property taxes , as if it may hurt the states, because states say they have an influx of cash and are considering capping or removing property taxes. (Except cali). National Debt is not the same as State debt. At the national level, the Federal Government takes no advatange or disadvantage of home prices. PS.. I have no idea why Old houses appreciate and compete with NEW houses! It makes no sense. Now, I realize there some exceptions to that notion. Like a restored Model T .. it has some value.. Or maybe a house near Downtown is worth more because of the land. BUT AS A GENERAL RULE, used homes should not be valued the same as a new house. It makes no sense! And we see this across the full spectrum as a "standard". Like older houses have the same value as a new house. And its not true. It's a scam. Houses that are 10 or 20 or 30 years old are like buying a Used car with 100k miles on it.
Home price are headed for the moon 💫
Proud Black Woman Christian conservative New Yorker Voting 3rd time for President Trump2024-2028 Saving Our Country Again 🙏💪❤️
Save us Scumbag Donnie!!!
A Trump win would boost this entire country
Bigly!
Do you also believe the earth is flat.. TRUMPERS...People that believe things without PROOF are FOOLS AND IDIOTs...
TRUMP, Johnson,Giuliani/ Comer/Lake/Fox "news"/ Habba ETC, ETC, ETC...
WHERE IS YOUR PROOF the election was "stolen"
WHERE IS YOUR PROOF the trial is rigged
WHERE IS YOUR PROOF Mr,Biden is "crooked"
WHERE IS YOUR PROOF Mr,Bidens "numbers are rigged"
WHERE IS YOUR PROOF The trial was a witch hunt.
WHERE IS YOUR PROOF that people who dont believe you are "commies"
WHERE IS YOUR PROOF Mr, Biden is "incompident"
WHERE IS YOUR PROOF of all your ENDLESS, ENDLESS CLAIMS.
I'm waiting for trump to win so interest rates drop and my house will go up in value another 100k. Bring back 2% interest rates and leave them there forever. American have a right to affordable housing and interest rates is what makes it affordable 💯💯💯💯💯
Trump is a true people's president. I truly believe with all the investigation on trump and his family that trump was the most honest politician to ever walk the face of the earth. Trump was the best president the world has ever seen. Trump should be a forever president. There should be a world president who all the other presidents need to answer to and trump should be that world president. Trump is a true boss man how could you not love him ♥️ ♥️ ♥️ ♥️ Trumps face should be the new face of the hundred dollar bill. Trump has the courage and the confidence of a mountain lion. We love you trump
I'll want till you are begging for food then I can say : SUCKER
Trump 2024 👍🇺🇲🇺🇲
Save us Scumbag Donnie!!!
We are NOT short homes... what we are short are homes that are not bought up by corporations
If it was made illegal for homes to be owned by business an corporations to pad their investment portfolios we would have sufficient homes
Correct. The shortage is a complete lie.
This is the only answer. The base NEEDS to get Trumps focus on this (absolute priority #1) or else.. "you will own nothing".
Trump 2024🎉🎉🎉🎉🎉🎉🎉🎉FJB drill baby drill
Save us Scumbag Donnie!!!
CLOSE THE BORDER NOW !!! Why is this not being done ?
They took our jobs!
Republican senator Lankford wrote a bipartisan bill to close border in April...he was on fox last night saying DT told republicans then to vote it down so he can run on the issue..so right now it's his fault. Also he says drill drill...well 80% of US oil which produces more oil per day than any other country...get sexported to newer refineries as the US refineries from the 70s can only use the heavy crude oil that's imported not lite sweet crude...so he's lhy ing again!
He'll boost the economy in general, definitely 👏 Women for Trump 🙌 MAGA 🇺🇸🙏🌷
very quiet now
Trump is a true people's president. I truly believe with all the investigation on trump and his family that trump was the most honest politician to ever walk the face of the earth. Trump was the best president the world has ever seen. Trump should be a forever president. There should be a world president who all the other presidents need to answer to and trump should be that world president. Trump is a true boss man how could you not love him ♥️ ♥️ ♥️ ♥️ Trumps face should be the new face of the hundred dollar bill. Trump has the courage and the confidence of a mountain lion. We love you trump
Save us Scumbag Donnie!!!
Agree Trump2024❤
trump kicks butt
TRUMPERS...People that believe things without PROOF are FOOLS AND IDIOTs...
TRUMP, Johnson,Giuliani/ Comer/Lake/Fox "news"/ Habba ETC, ETC, ETC...
WHERE IS YOUR PROOF the election was "stolen"
WHERE IS YOUR PROOF the trial is rigged
WHERE IS YOUR PROOF Mr,Biden is "crooked"
WHERE IS YOUR PROOF Mr,Bidens "numbers are rigged"
WHERE IS YOUR PROOF The trial was a witch hunt.
WHERE IS YOUR PROOF that people who dont believe you are "commies"
WHERE IS YOUR PROOF Mr, Biden is "incompetent"
WHERE IS YOUR PROOF of all your ENDLESS, ENDLESS CLAIMS.
AND WOMEN AND MEN AND CHILDREN=METAPHORICALLY- IF YOU KNOW WHAT THEAT WORD MEANS
Save us Scumbag Donnie!!!
TRUMP2024
How about builders stop putting in condos everywhere and put in some actual homes…
I don’t want America to become a renter nation, this will make our neighborhoods deteriorate, and there will be no pride in community anymore.
Exactly, I’m a renter and I could care less about the place I live in. I do less than the minimum.
Trump 2024!!!
I suggest you offset your real estate and get into stocks, A recession as bad it can be, provides good buying opportunities in the markets if you’re careful and it can also create volatility giving great short time buy and sell opportunities too. This is not financial advise but get buying, cash isn’t king at all in this time!
One strategy for protecting against a recession is to buy equities. Investors, especially during a recession, need to know where and how to put money in order to make money while avoiding inflation.
It has never been easier to understand how to build your money than it is right now, when you may study and experience a completely variegated market passively by employing a successful portfolio-advisor. The impacts of the U.S. dollar's gain or fall on investtments, in my opinion, are complex.
Working with a Financial Advisor to help guide you on your wealth-building journey if you're just starting out is a wonderful way to get started and thats how i was able to accrued good gains . They helps to manage investment overall risk profile , prevent permanent loss of capital consider maintaining a broad diversification of your investments that reflects your personal risk tolerance, time horizon, and the nature of your financial goal
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
“Carol Vivian Constable” is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
*Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*
Hello , I am very interested. As you know, there are tons of investments out there and without solid knowledge, I can't decide what is best. Can you explain further how you invest and earn?
Same, I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Ann Marie strunk, has been an amazing experience.
Hello how do you make such monthly?? I'm a born Christian and sometimes I feel so down 🤦♀️of myself because of low finance but I still
believe in God
I'm favoured, $90K every week! I can now give back to the locals in my community and also support God's work and the church. God bless America,, all thanks to Ms Ann Marie strunk 😊🎉
Good day all👍🏻 from Australia 🇦🇺. I have read a lot of posts that people are very happy with the financial guidance she is giving them ! What way can I get to her exactly ?
TRUMP 2024!!!!
Save us Scumbag Donnie!!!
God Bless our TRULY elected President Donald J. Trump!! MAGA 2024!!!
Why are banks allowed to charge people $600,000 for a $200,000 house which only really cost about $60,000 to build?
Truth
Not, check some prices dude. Builders make less now that I’m than thirty years ago. As a percentage as
Reply to: @@rheuss1
I'm not necessarily disagreeing with you.
In many instances, they are making less because of the constantly inflating price of materials, and/or from having to contract out so much of the general construction; meanwhile, these banks are paving their floors in marble and sitting in ivory towers built on money the people lent to them.
There are people who can build an entire house that can't even afford to live in one.
Reply to: @@rheuss1
Another massive issue is that the methods and materials of construction are extremely outdated; Still building basically the same types of houses that they were 30-40 years ago, just less brick and more cheaply manufactured materials.
In many cases, they are not well built enough to last even a full-lifetime; they don't expect you to be able to pay it off anyway, much less pass it down through a few generations. Likewise, they deteriorate so quickly that it costs a tremendous amount of effort to refurbish, and the energy washed from tearing them down gets sent to the dump.
They charge interest upfront, which basically requires no real capital to produce. If they get $20,000 out of you, it's pretty much 100% profit after that in fractional reserve, 1's and 0's plotted on a graph and typed into a computer system; just sign this document you can't really negotiate or read.
@rheuss1 really? As a homebuilder, you're ABSOLUTELY WRONG!! Building costs are sky high, land has doubled in cost, and people can't afford the loan rates. It's a disaster
It’s obvious you have never built a house because you can’t buy a single wide trailer for 85k not including the lot and utilities !
I live in a small double wide, 11 years ago it was $40K plus tax, fees, and such(came out to $54K when it was all said and done). 2 weeks ago I seen that same exact model for $170K plus tax, fees, and such. And this is just the home. How can people afford this level of inflation.
@@THEFERMANATORthey can't, private equity firms buy it all up.
That's literally what the whole "you will own nothing" shtick was about.. and they're doing it.
Keep rates high for longer and let the housing market self correct. We can’t afford to lower rates yet
Agreed. Keep rates where they are another year houses will start to steadily come down. Not “crash” a correction
Seems the unchecked corporations buying up all the properties to rent back to us should be discussed here as well. Who’s stopping that?
Absolutely nobody on our side
Good point!
It's mostly hedge funds like one owned and run by Trump's former Sec of the Treasury Steven Mnuchin. Quit his job at Goldman right after the Bush crash and started by creating and buying up foreclosures from the same people who now support Trump. These hedge funds now own almost 35% of the single family market.
The problem is that there are too many real estate speculators.
That is the problem.and the truth cause or inflation
Private equity
Truth! Most have been wrong!
Homes are being built like garbage
Every generation lot sizes are smaller, craftsmanship is worse, and more fees are piled on the buyer.
FJB !!!!
I agree, I am a Real Estate agent and I made the most money during Trump’s administration.
Pretending regulations are to blame is ridiculous. That is true in some areas, but everywhere? BS.
Keep voting Democrat and this what happens
America is in big trouble
What a Great blessing!!! Trump is the Best blessing that can happen!!! For American 🇺🇸.
Save us CONVICT Donnie!!!
Let’s say interest rates were 3% right now, 3% on $450000 is still a crap ton of money that most people can’t afford. Homes are tooooo overpriced right now. That’s the problem
Where I live, you’ll be looking to spend almost twice that for something halfway decent
he will take care everything i am pozitiv 👍
Do you also believe the earth is flat...People that believe things without PROOF are FOOLS AND IDIOTs...
TRUMP, Johnson,Giuliani/ Comer/Lake/Fox "news"/ Habba ETC, ETC, ETC...
WHERE IS YOUR PROOF the election was "stolen"
WHERE IS YOUR PROOF the trial is rigged
WHERE IS YOUR PROOF Mr,Biden is "crooked"
WHERE IS YOUR PROOF Mr,Bidens "numbers are rigged"
WHERE IS YOUR PROOF The trial was a witch hunt.
WHERE IS YOUR PROOF that people who dont believe you are "commies"
WHERE IS YOUR PROOF Mr, Biden is "incompetent"
WHERE IS YOUR PROOF of all your ENDLESS, ENDLESS CLAIMS.
The recent rise in interest rates, I must say, doesn't seem to be effectively curbing inflation. Instead, it's creating additional financial challenges for individuals. Cutting interest rates might alleviate some of the pressure.
You make a valid point, It's clear that rising rates are a response to various economic factors, including increased imports and reduced exports. But I wonder if the continuous quantitative tightening and higher interest rates will eventually lead to some unforeseen consequences. Is it a good time to consider allocating some of our savings to stocks?
The economic landscape seems rather turbulent, doesn't it? First austerity, then Brexit, and now the specter of widespread bank failures. It's always a wise move to conduct thorough research and consult a licensed advisor before making any significant investments in these unpredictable markets.
I agree, Market predictions can be unreliable; we've seen that recently. It's been quite a downturn for some, while others have managed to navigate it successfully. Like myself, I'm semi-retired and have maintained a $2 million ROI after successive investments.
I've been fortunate to have the same money manager for nearly a decade. We entered the market early with a modest investment, and it grew exponentially over the years. We even saw substantial profits after the GameStop surge in 2020/2021. Though inflation has eroded some of our gains, we're lucky to have a diligent advisor like Desiree Ruth Hoffman overseeing our portfolio.
That's incredible! I'm interested in vetting your advisor, Would you mind sharing some information about her?
Imagine how much housing supply we would have if we were enforcing our immigration laws!
TRUMPER...People that believe things without PROOF are FOOLS AND IDIOTs...
TRUMP, Johnson,Giuliani/ Comer/Lake/Fox "news"/ Habba ETC, ETC, ETC...
WHERE IS YOUR PROOF the election was "stolen"
WHERE IS YOUR PROOF the trial is rigged
WHERE IS YOUR PROOF Mr,Biden is "crooked"
WHERE IS YOUR PROOF Mr,Bidens "numbers are rigged"
WHERE IS YOUR PROOF The trial was a witch hunt.
WHERE IS YOUR PROOF that people who dont believe you are "commies"
WHERE IS YOUR PROOF Mr, Biden is "incompetent"
WHERE IS YOUR PROOF of all your ENDLESS, ENDLESS CLAIMS.
Save us CONVICT Donnie!!!
@robyoung-pl1gq look at Hunter. Like Father, like Son.
Joe just hasn't been exposed for his shady money/weapon laundering scheme yet.
Serious? It's partly because of a lack of skilled and unskilled immigrant labor that we have a shortage. The cost of a new single family home is made up of 25-50% labor costs. These guys are responsible for building out close to 50% of our existing inventory over the last 25 years at prices you could afford.
They’re not buying homes. Many don’t have papers and can’t find a lender. Those who do have jobs don’t exactly have the greatest jobs. It’s not like they’re crossing the border with duffle bags full of cash.
The problem is not 7% interest rates, it's inflation caused by deficit spending. It drove down the value of your dollar and home prices took advantage of the low interest rates to increase prices.
Interest rates are way up but wages are not.
Thar and the value of your 401K is 30% less than it was pre covid.
There is not a shortage
We didn't have this problem when President Trump was in office we need him. President Trump 2024!
You mean record low unemployment? Record high stock markets? The #1 economy in the world?
Save us CONVICT Donnie!!!
@robyoung-pl1gq Better than Unamerican Joe.
@@Mary-x5m3d You mean the guy who actually goes to church every Sunday, appose to the guy trying to sell $60 Bibles you can buy on Amazon for $15 and couldn’t cite a passage from the Bible. Or maybe the guy the guy who took over for the most incompetent president in US history who was the cause of hundreds of thousands of deaths and was fired, but now we have record low unemployment, record high wages, record high stock market and the #1 economy in the world? Let’s not forget found guilty of sexual assault, business fraud, is on trial for fomenting an insurrection, election fraud and stealing hundreds of top secret documents and obstruction, while many of his lawyers and associates have pleaded guilty and are in prison, have been to prison or waiting to go to prison. When is enough, enough?
“It’s easier to fool people, than convince people they’ve been fooled” Mark Twain
Boost real estate can mean multiple things. Interest rates is not the answer. It is the median home price to median income. Interest rates were above 7% for 20+ years in the 70s and 80s, but the houses were much cheaper relative to wages. I would say be careful because cutting rates when inflation is high can supercharge inflation. Higher rates can be used to reduce inflation, but it can cause a lot of other issues.
Exactly, my dad bought his home for around 56k on a 25k annual income. That same home today is worth 550k as a fixer upper. Home values where he is are ten times the annual income where in his time around 2-3 times.
@@Ja56780 Yes, my dad bought his house for 200k in the early 90s, which seems like a lot, but it is worth 1.4 m now. Interest rates were higher than they are now, but 3.5 years of salary would have covered the house. He was house poor for a bit, to be fair, but still a wonderful return. I think he borrowed the bank maximum. ROI wise your dad did better assuming he bought at the same time.
I think they should raise homestead exemption to more honorably reflect the inflation rate; small acreage homesteads should be land tax exempt, and property tax exempt up to at least ~$200,000.
Stop the Steal.
Why so blackrock can buy all.the houses
Reply to: @@ralphpal
I think you might have that backwards; Homestead exemption applies to people who are homesteading.
Increasing the rights and benefits of homestead would decrease the amount of people who lose their only houses and land.
They dont talk about big corporations buying homes at over asking value that we the middle class cant compete with. Building homes is state by state issue and the regulations they put that it makes it hard.
Knoxville Tennessee is building apartments everywhere. Never seen anything like it. Subdivisions going everywhere here!!
Florida, Texas, Tennessee and Idaho are the fastest-growing states. Sadly for you, if you are conservative, my wife's raging commie friend moved from Seattle to Nashville. Sorry😢
All owned and operated by your friendly neighborhood HEDGE FUND. Thank you Steve Mnuchin.
FJB!
The USA has been short housing units for three years. Rising prices ash’s rising interest rates, nobody can afford these 500,000. Starter homes.
I work in real estate and the market is horrendous compared to four years ago. Interest rates and insurance are sky high and no one is buying or selling unless they have to. I've already seen a few long term investors go upside down because they can't sell their portfolio. My income has halfed while prices have tripled. I won't make it if we don't have a change in leadership
Trump for President!!!
Save us CONVICT Donnie!!!
No shortage. MLS doesn’t show whole inventory of new houses and on a top of that we have a lot of empty houses being hoarded by investors/ speculators.
No one can afford houses that have doubled in price
You think😂😂😂😂😂😂❤
*Thanks for keeping us updated! I feel sympathy and empathy for our country. low income people are suffering to survive, and I appreciate Amanda. You've helped my family with your advice. imagine investing $30,000 and receiving $95,460 after 28 days of trading*
I began investing in stocks and Def earlier this year, and it is the best choice l've ever made. My portfolio is rounding up to almost a million, and I have realized that when a stock makes it to the news. Chances are you're quite late to the party, the idea is to get in early on blue chips before it becomes public. There are lots of life changing opportunities in the market, and maximize it
What opportunities are there in the market, and how do I profit from it?
You can make a lot of money from the market regardless of whether it strengthens or crashes. The key is to be well positioned.
I would really like to know how this actually works.
All you need is a good capital, and the service of a professional broker, with those your investment will most certainly produce high yields.
Why are interest rates the issue when you look back in the past and see that the national average interest rates for mortgages was greater than 8%?
The real issue is supply and demand. Too many California and new york residents fled their states in mass because of horrible state government management. This mass migration ate up all the available houses across the USA. The demand from them drove prices through the roof in areas not equipped for that mass migration killing housing for natives of those areas. Stop building mansions and build affordable housing and the interest rate will be fine.
Those moving from California and New York to other states really did ruin it for the majority of the other states. People were migrating here paying way over asking price and waiving inspections. Thankfully for where I’m at the influx of New Yorkers stopped last year and it’s beginning to affect the market for us locals for the better.
It was blackrock and people.buying for airbnb
You understand blackrock.brought up.a whole.neighbirhood
We don’t need low interest rates and you know it
Hate to be debbie downer but a lot of issue's here, not just if they can start bldg effin houses.
Who's going to buy them the illegals ? The squatters? Most Americans are having to give up their houses, not to mention due to the loss of a house etc with this economy who the heck will have the credit to purchase this house ???
Did you know eliminating your debt and learning to live within your means will drop your credit score by 100+ points ??
The housing market is booming, we have the #1 economy in the world, our stock markets are at all time highs and unemployment at all time lows. The Republicans and Fox News are lying to you. Try reading the Wall Street Journal, which is a conservative newspaper.
TRUMP 2024 love and support from Canada 🇨🇦 yall hella got this 💪🏻🇺🇸❤️
Why are banks allowed to charge people of modest means upfront compounded interest on money that The People loan to the banks at low interest on good faith and credit?
It should be illegal for them to loan it back in such a manner that most people are unlikely to ever see any real equity on, especially considering the controlled and consolidated state of the markets.
It's essentially promulgating a lifetime of indentured servitude by unconscionable contracts of adhesion upon threat of homelessness and/or social deprivation; exponentiated even further by disproportionate wage-inflation rates, rising healthcare and insurance costs, an unsustainable divorce rate, and economic instability, among other common factors.
1. End The War In Russia.
2. Increase Oil Output & Decrease the Barrel Prices.
3. Get rid of the foolish "eco-friendly home bill", It's not the citizen's position to create "clean energy", if you want clean energy, go nuclear.
4. Cut interest rates & get inflation down.
5. Stop open border policies, so that americans can earn more & not put a strain on the public infrastructure.
These are just my requests for trump.
Well who really wants it to be boosted? Let it collapse. Boosted equates to more expensive than now.
The greedy guest wants home values to continue climbing unsustainably so they don’t lose out on their profits.
Vote Biden if you want to see every thing flushed down the toilet !
Trump can't save the debt crisis he can however stop the spending help get these wars right
His buddy started the Ukraine war and he spent $8,000,000,000,000 with nothing to show for it.
What does boosting mean? Boosting prices is what we don’t need. We need more units to enter the market, to be exact we need millions of new houses and apartments
The guest speaker is scared that we have peaked in many areas and that he may lose profit on his homes if they keep sitting vacant.
Oh yes it will
I’m all for Trump, but this guest speaker is full of it. Interest rates are at or near the average. Home values are way over inflated. The builders want to do everything from buying down the rate to provide more concessions before they lower the price yet they throw in added costs to the buyer such as CDD’s for roads etc. They’re stuck with land that is overvalued and refuse to cut prices. Homebuilders have gotten greedier every generation and want the average American to foot the bill.
its all about regulations. less regulations = more building and faster building
The American dream is to live outside of America.. 🇺🇸
Its buildind fee's!!! $60k in Ca before shovel in ground. Lower fees!!! Build smaller homes!
We need more houses so the housing PRICES come down. Housing prices are outrageous. Without more homes if they lower the interest it will just skyrocket housing prices even more. You’ll never find a builder or realtor that says the best thing for the American people would be the housing prices to come down it’s always the interest. .
Or there's people that can afford a house that makes a lot more money than you.
I’m not Elon or Zuck so prolly a few hahahaha
@@Wolfcamp555let’s be real, 80-90 percent of Americans can’t afford homes. That’s just pure greed. I make twice the average household income on my own and ironically I can’t reasonably afford a home. It’s a problem when the average household with the average income can’t afford the average home.
@@Ja56780 you apparently don't make enough money either.
@@Wolfcamp555 Apparently reading comprehension isn’t your strong suit. I make DOUBLE the average household income on my own. I make 150k annually whereas the average person makes around 52k and average household 75k. Based off of your statement it’s ok for only the top ten percent to afford homes. You must not have a family or older kids.
Not gonna happen until prices come back down by 50%
Someone needs to tell the Harris campaign that the federal government doesn’t build homes. If the rates come down then there will be buyers and home builders will start building more homes because they have buyers and don’t have to worry about carrying costs on new house that sits unsold.
Maybe because of EV charging stations, that could be
Why would it be good for prices to.keep.going up
We need trump now than ever.
Save us CONVICT Donnie!!!
Trump2024❤
I bet it will. We actually might be able to afford something.
Oh no! I'm counting on the market to collapse so I can buy a home.
One problem!
Power elites won't let it happen.
If Trump gets back in the office for buying a property everything's on hold until then if Trump does not get in the office we're not going to buy a property
AND DON'T FORGET, THE HOMES THAT ARE AVAILABLE ARE TOO EXPENSIVE !!!!!
Pent up demand. The perfect time for a real estate expert potus.
6 Time bankruptcy guy will save us!!!!
We have enough older homes we don't need new home
Trump 2024
Interest rates are not why we're not building 😂. The housing shortage has been around since before covid.
The real estate market in the biggest bubble in history thanks to the greedy flippers and investors. If it doesn’t make a full correction, ever flipper and investor will need a target on their back until it does.
Reublicans in charge would never admit this or do anything about it
Republican entrepreneurs, hold back investments, when a sympathetic administration rises on the horizon. Less intrusive regulations. It should give a boost to residential construction , it's not a mystery . But, you wouldn't know it , from the activity of Commercial Property Construction we've been having.
The whole talk about a "reverse" market crash (real estate and stock market) basically argues that we are nowhere near done with inflation and that we might actually experience hyperinflation in the near future, combined with accelerating poverty levels across the nation or going through a historical economic depression. Those are the extreme conditions that have produced the reverse market crashes in most examples I've seen. I personally don't see anything that extreme coming, but who knows.
And that would be a terrible situation that no one should root for.
It will happen if we stop quantitative tightening (QT) and lower interest rates. We have printed more money than inflation, so there is room for things to continue inflating. We need to reduce the money supply, and the only way to do that is deflation.
With rates climbing like never before in '24, coupled with uncontrollable inflation, and my own mortgage now at 7.5%, what are the best alternatives or strategies for avoiding a crunch and maximizing my $600k savings other than moving into an RV with my two kids and wife?
Consider reallocating from real estate to stocks. Severe recessions offer market buying opportunities with caution, as volatility can yield short-term trading prospects. Not financial advice, but it may be wise to invest since cash isn't ideal in this period. I simply adopted the service of an advisor early 2020 amid the COVID-19 outbreak, and so far, I've attained my most measurable financial milestone of over $900k after subsequent investments.
This is quite huge! Much more info needed, please. What did you invest in?
Presidents have very little control over the real estate market. Fox is working overtime defending Trump.
Biden👍👍👍👍👍👍👍👍👍👍👍👍🎉🎉🎉🎉🎉🎉🎉🎉2024
One of the biggest scams in the world is a Realtor not even puts in an 8 hour day, putting a lockbox on, taking a few pictures and uploading with a description and gets 3% to 6% of the sale ah, rip-off!. They should not make more then $1000 each sale. It should be a extra job like Uber. These people were spoiled babies when young that don't know what real work is.
Madelyn mayde Jiménez
that guy is full of it if he thinks interest rates the problem how about force private equity conglomerates to liquidate their stronghold on single family homes and banned new builds for rents corporate greed is what’s killing average joe.
So nobody can afford homes?
Everywhere but New York.
Waaaaahhhh!!! I hate an American State!!! Waaahhh!!! Save us CONVICT Donnie!!!
This NAHB CEO reeks of BS.
The title might be true...The U.S. has a huge real estate problem and Trump at the very least understands the sector better than Biden.
*Hallelujah!!!! The daily jesus devotional has been a huge part of my transformation, God is good 🙌🏻🙌🏻🙌🏻🙌🏻🙌🏻was owning a loan of $47,000 to the bank for my son's brain surgery (David), Now I'm no longer in debt after I invested $12,000 and got my payout of m $270,500 every months,God bless Christy Fiore🇺🇸🇺🇸🇺🇸..*
Hello how do you make such monthly ?? I'm a born Christian and sometimes I feel so down 🤦 of myself because of low finance but I still believe in God.
AMEN🙏🏻🙏🏿🙏🙏🏽!
P.S💯"F.J.B"!!!
Hmmmm...so some people think that taking the Michael Jordan of business out of office and replacing him with someone who can’t complete a sentence was a good idea?😂😂😂
Somebody comes knocking at my door they will be met with the second amendment
Just what we need more wooded areas clear cut and houses put up. Any moron know that does not help with climate change just adds to it. Yes I am a conservative and do believe trees help in lots of ways.
Feels like the housing shortage number is more like 1 trillion homes
Lies.