No problem, thanks for the compliment. I’ve actually debated using a script but always decide not to. I usually plan out key points, and then talk on those subjects. That works best for me. My outline for this video was basically the 4 questions, and a quick description of each etf. For each etf I always try to mention holdings, strategy, size, and expense ratio.
@@jeancarloferreira9770 hard to give exact weighting’s because I hold a lot of etfs in multiple accounts. For schd it is probably about 10% of my total investments, and divo is probably 5%. I have a lot more of s&p500 and qqq/vug for growth
Sounds like a good plan to me! I’ve done a good amount of research on dgro and even though it isn’t one of my holdings it is one I think highly of. Congrats on retirement!
@@MMuniz Same here. This was such a good video and glad to see it. In my Roth IRA on a 20+ timeline, I got about a 20% mix of TSLY/NVDY/APLY (Income/Fun), 20% SCHD/DGRO, 25% SPGP (S&P 500), 20% OMFL and 15% JEPQ. I like the dividends + growth aspects per month.
@@CFH298 the Y income etfs are very interesting. I’ve done a bit of research on them but haven’t made a video yet. Awesome, I’m glad you have a plan! Thank you for the kind words as well!
@@MMunizI’ll be using the Y income ETF’s to feed into each other. It’s risky but if I can make a few hundred dollars and buy each of the funds with house money then I’m good! Goal: TSLY dividend will split pay into NVDY + purchase shares of OARK. NVDY will pay into TSLY. OARK will pay the upcoming AMZY. At this point, it’s a rotation between the funds buying each other. After it gets built up to a point, I’ll take the income and re-invest across SCHD/JEPQ etc…all on the house :)
@@CFH298 interesting strategy, keep me updated on how it’s going. I’ve seen some insanely high dividends from TSLY but have been wondering how it’s done with the massive run up this past 2 weeks
Hey Matt, great video! Still hold a small piece of the SCHD position which was my first huge buy in retirement January 12th, 2021 and love seeing the 253% gain (have sold most of it) and think it and JEPQ will thrive in the next bull market after the presidential election. Until then SVOL for volatile times and 17% dividends. Best regards, Steve.
Thanks for taking the time to comment! I do like JEPi, but think it has quite a bit of overlap with divo and SCHD, which is why I went the JEPQ route. However, if we could add a 4th at 25% each… certainly no issues since JEPi has done FANTASTIC
Great info and video! Thanks. Wondering what your thoughts are on including a couple of the international dividend funds like RIVI or LVHI which consistently pay a dividend in the range of 4 to 6%? Just curious if you feel having some international exposure is important from a diversification perspective. Thanks again.
So for an overall portfolio, 100% yes! I personally am basic and just go with VT for my international exposure. However. Recently, I did consider adding IDVO which is international divo. I just am a huge fan of the fund.
Great question. This just comes down to the owner of the portfolio. What do you consider “ noticeable”? If you are brand new to investing, 5 dollars a month is a return and can be the spark needed to start your investing journey. If you want to see a 1,000 a month return, around 200k shkuld net you that assuming an average monthly dividend of 6%.
If you're over 70, get the highest-paying annuity. You won't have to worry about the stock market again, and you'll get a high return on your invested money (money, however, that you'll never see again).
This is a good for an investor like me who likes to see that monthly progress. Great work!
We have very similar thoughts lol
I own JEPQ, SCHD & DIVO plus JEPI, DJIA & QYLD. I am retired & buy shares of each every month.
Congratulations on your retirement, thanks for sharing!
I’m within one year of retiring and am going for big income. Therefore I have several. JEPQ JEPI XYLD RYLD and QYLD.
That’s awesome! Best of luck reaching your retirement asap!
Great video. Love SCHD. Your a great speaker. Really impressed how you just talk and don’t read everything off notes.
No problem, thanks for the compliment. I’ve actually debated using a script but always decide not to. I usually plan out key points, and then talk on those subjects. That works best for me. My outline for this video was basically the 4 questions, and a quick description of each etf. For each etf I always try to mention holdings, strategy, size, and expense ratio.
3 Excellent funds, also 3 of my largest holdings.
SCHD is the largest for me out of these 3, but I have been putting more into divo on a weekly basis.
@@MMuniz what are your weightings % of all these funds?
My current portfolio is
35% schd
30% jepi
15% jepq
15% divo
5% svol
I'm planning to increase jepq and possibly svol a bit more in the next few months. I see jepq taking the lead this year if nasdaq continues to recover
@@jeancarloferreira9770 hard to give exact weighting’s because I hold a lot of etfs in multiple accounts. For schd it is probably about 10% of my total investments, and divo is probably 5%. I have a lot more of s&p500 and qqq/vug for growth
@@jeancarloferreira9770 agree with thoughts on jepq. I think that is going to be a great one
I am just a bit different. 50% SCHD, 35% JEPI and 15% DGRO. Already retired and intend to live off the income without ever touching principal.
Sounds like a good plan to me! I’ve done a good amount of research on dgro and even though it isn’t one of my holdings it is one I think highly of. Congrats on retirement!
Excellent video 👍
Thank you sir. I am a fan of the bull in your avatar haha :)
Can you make a video on your preferred growth portfolio with SCHD?
I’ll keep this in mind for future videos! My personal portfolio for 20+ years in future is heavily voo/ VUG/ SCHD/ and vt
@@MMuniz Same here. This was such a good video and glad to see it.
In my Roth IRA on a 20+ timeline, I got about a 20% mix of TSLY/NVDY/APLY (Income/Fun), 20% SCHD/DGRO, 25% SPGP (S&P 500), 20% OMFL and 15% JEPQ. I like the dividends + growth aspects per month.
@@CFH298 the Y income etfs are very interesting. I’ve done a bit of research on them but haven’t made a video yet. Awesome, I’m glad you have a plan! Thank you for the kind words as well!
@@MMunizI’ll be using the Y income ETF’s to feed into each other. It’s risky but if I can make a few hundred dollars and buy each of the funds with house money then I’m good!
Goal:
TSLY dividend will split pay into NVDY + purchase shares of OARK.
NVDY will pay into TSLY.
OARK will pay the upcoming AMZY.
At this point, it’s a rotation between the funds buying each other. After it gets built up to a point, I’ll take the income and re-invest across SCHD/JEPQ etc…all on the house :)
@@CFH298 interesting strategy, keep me updated on how it’s going. I’ve seen some insanely high dividends from TSLY but have been wondering how it’s done with the massive run up this past 2 weeks
This 3 funds would be great in a ROTH IRA and just let it grow and never pay taxes. Awesome Video!
Thanks for the compliment, agreed!
I always appreciate the sound information you give in your videos. 👍 Have a great weekend!
Always appreciate you taking the time to comment ! Back at you!
My trio
45% SCHD for dividend growth
45% SCHG for growth
10% SCHY for international (the SCHD of international dividend growth)
I like it! Thanks for sharing
Hey Matt, great video! Still hold a small piece of the SCHD position which was my first huge buy in retirement January 12th, 2021 and love seeing the 253% gain (have sold most of it) and think it and JEPQ will thrive in the next bull market after the presidential election. Until then SVOL for volatile times and 17% dividends. Best regards, Steve.
Hey Steve, thanks for the updates, glad all is going well. Hopefully your are enjoying that retirement!
SVOL is a nice hedge
Great review. I think it's an excellent portfolio, but I would add JEPI. I have all of those and a few more.
Thanks for taking the time to comment! I do like JEPi, but think it has quite a bit of overlap with divo and SCHD, which is why I went the JEPQ route. However, if we could add a 4th at 25% each… certainly no issues since JEPi has done FANTASTIC
@@MMuniz True
Adding TLTW would give some Treasury Bond with out of the money option, exposure
Hmmmm I haven’t paid attention to treasury bonds but you’ve sparked my interest. Always looking to learn more! Thanks for the idea
Great info and video! Thanks. Wondering what your thoughts are on including a couple of the international dividend funds like RIVI or LVHI which consistently pay a dividend in the range of 4 to 6%? Just curious if you feel having some international exposure is important from a diversification perspective. Thanks again.
So for an overall portfolio, 100% yes! I personally am basic and just go with VT for my international exposure. However. Recently, I did consider adding IDVO which is international divo. I just am a huge fan of the fund.
how much do you think you're going to need to put down first to see some noticeable return through dividends?
Great question. This just comes down to the owner of the portfolio. What do you consider “ noticeable”? If you are brand new to investing, 5 dollars a month is a return and can be the spark needed to start your investing journey. If you want to see a 1,000 a month return, around 200k shkuld net you that assuming an average monthly dividend of 6%.
If you're over 70, get the highest-paying annuity. You won't have to worry about the stock market again, and you'll get a high return on your invested money (money, however, that you'll never see again).
This is definitely an option, as long as it’s one that qualifies to pass onto a beneficiary