Budget With Me | Beginner Friendly | Ohmyfro Budgets | Baddies & Budgets
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- Опубліковано 16 вер 2024
- Hey Baddies! Good to have you back. Thanks for tuning into this episode of Budget With Me | Beginner Friendly | Ohmyfro Budgets | Baddies & Budgets
I’ll share my method of all cash budgeting with you today. I will be budgeting my first paycheck for the month of January! Come Along!
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OhMyFro Budgets
I'm Jaz, a 30 year old single entrepreneur. I am working hard to pay off my student loans, a few credit cards, a couple of medical bills and I’m in the process of repairing my credit. Phew!
My channel is ideal for those of you getting started on your budgeting journey. Come along and watch me as I navigate this process toward financial freedom!
STAY WITH ME!!
SUBSCRIBE for more envelope stuffing tips► / ohmyfrobudgets
INSTAGRAM ➡ / baddiesnbudgets
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Check out these other helpful Budgeting Videos!
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#cash #budgeting #envelopestuffing #budget #finances
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Savings Challenges: baddiesandbudg...
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Disclaimer: I am NOT a financial advisor. This is my personal journey and I am choosing to share it with the world.
Hey Baddies!!! Happy Tuesday! This is a very beginner friendly Budget with Me! I tried to answer some of the many FAQ's regarding the cash stuffing method! Enjoy! As always, leave any questions you may have below.
Just found you , just wondering what you are writing on ? Is that a app , I love it
Awe I wish you had a paper copy! I work better with pen and paper as I’m so bad with technology 🖤
@@mjkelly6921I can send you a paper copy if you send me your address
This was a great video on budgeting. Thank you so much for doing what you do 👑💖💕
Hi, love the video well spoken, well broken down. I did order that budget break down sheet off your website. Can’t wait to get it. One question I have. I don’t have any credit card debt nor any student or any kind of loans. Just my regular monthly bills and my sinking funds . and other savings challenges, 100 envelopes and the 10k which I’m just working on this year. My question is once I do complete a challenge let’s say the 10k. Would my bank red flag me for depositing a large sum of cash. I lived pay check to pay check for many years now I have stuff under control and building up my savings and checking accounts I don’t want any issues with bringing large sums of cash to the bank. Any fee bank will help. Thank you baddie and budget
My husband is medically retired from the military and right now he is in school full time. We are only living off his retirement right now so I stuff what we can afford that month. I would get a job but my mother was diagnosed with breast cancer last November so we decided it would be best to just take the hit for this year and focus on my mom. But with your advice we've been able to save over $2,000 in the last 3 months!
Best wishes for you and your family
Praying for your mom, strength for your for the journey, and HOOAH to your husband #ArmyStrong
Thank you both so much! Definitely been a crazy journey since coming home. Just blessed I can be here for my mother during this time🥰
I love the click from the calculator where can I find one of those 🥰
Prayers for your Mother. My husband is military also and we are still struggling so I am trying to do things differently 😊
I started doing this last week and it definitely works I realized I spend way too much on just the simple things now I’m obsessed with budgeting
Finding you is literally one of the BEST things to happen to me! ♥️ You’re thorough, sweet, soft-spoken, and your setup/cash binders are all so aesthetically pleasing. Couldn’t ask for a better person to teach me beginner budgeting! 🙌🏾 Thank YOU! 💜
I LOVE THIS VIDEO! YESSSSS. 🖤🖤🖤🖤🖤
My husband would be so flabbergasted at the idea of all these “extra” steps in saving, but I just eat it up! I love dragging it out to fully enjoy the process of saving money, because by taking the time to categorize and budget each dollar, and then even go to the bank to reinforce those choices with “cold hard cash,” it just allows me to get more dopamine from this process rather than spending the money for the dopamine hit!
Love it. I’m probably going to order from your store one day. I love this stuff.
Ooof I can wait until I have my bills settled a month in advance…so smart. I need to get to that level 😩 love how you broke this down into digestible pieces …makes it seem so much more do-able and less scary lol 🙌🏽 🖤
I'm so glad its helpful!!
Wow this is exactly what I needed! I love how you work the savings and debt then go up to sinking funds, I never thought to do that! 🖤🖤 I am starting cash stuffing this month and my first one will be this Friday on my first pay of the year!
I agree .. that makes more sense to me
I totally agree! It makes so much sense after seeing it. I am going to try it in February since my budget is done for January
I'm new to the budget world and I must say thank you for making it so simple. I've already purchased my cash envelopes, etc. and I'm motivated to be more responsible with my money. Thank you🥰 🖤
Thank you and Happy New Year!!! I have learned so much from you. I’m saving up to pay off my undergrad $31k AND pay for LSAT tutoring because ya girl trying to get into law school in FALL 2023 🖤
You good work
Amslrsadmoulana sirlankna USA
I finally printed and laminated the old savings challenge book so I can use it over and over! I'm so ready! Thanks for breaking it down barney style for us! 🖤🖤
You're very welcome
Very well explained and broken down for beginners to follow. Another very helpful video for the budgeting community. 🖤🖤🖤
Is her budget in this video a monthly budget?
@@KewpieDollEyes1379 no, she’s budgeting weekly.
Do you ever get afraid that someone may steal the cash envelopes? Thanks for all of the budget help! ❤
I just frigging love you girl! I don’t know about these other budget channels but you my friend are explaining in detail and your so motivating. Thank you for making us feel like anything is possible with a smart realistic reliable budget. #BaddieOnBudget
🖤 thank u so much for this video I’m new to budgeting , saving , cash stuffing we’ll all of it and I was super lost. I put being more in control of my money on my vision board and stumbled across your channel ..I’m bout to save all these coins!
My husband has been curious on how this worked because I've been doing it for awhile thanks to you and he watched this with me 🖤 much appreciated for all your input and help
Glad I could help!
I learned a couple things from this video after experimenting with this method the past few months. Thank you!
So smart to meet savings goals before sinking funds!
Great to hear!
Jaz you are beyond inspiring. I love your videos so much. Ive started watching you about a week ago and I've binge watched every single one of your videos. You have motivated me to get my finances in order and I thank you so so so much for that. XOXO
Thank you so much for watching!
You are sooooo helpful! I love you! I've watched 3 of your videos so far (create a budget with me, budgeting for beginners, and this one) and I feel pretty prepared to tackle this! At least the writing on paper parts haha
I'm trying to figure out the best stuffing for me. Like real cash or play money.
But I'm so glad I found you! You explain it so well!
I could watch these videos all day! I wish I was as disciplined as you. Hoping to get going on a budget that works for me. You’ve def inspired me.
Thank you so much for this video! I have my binders set up and ready to go! I am currently working two jobs and have my own small business. Along with being a mom of 2! I can’t wait to start this journey and save money and do better for myself and my kids! 🖤🖤
You got this!
@@Baddiesandbudgets thank you!! 😘🖤
Omg thank you, this is so helpful to us newbies it’s makes so much more sense!!! Especially love the cash denomination breakdown page!!!🖤🖤
These cash envelopes are a game changer FOR REAL! I started cash stuffing from january-june last year alone and saved a little over 5 grand... then fell off when we moved to bigger home...(we're a household of 7)... I started over last month (december) to get back in gear for this year... and your channel is such an inspiration! Girl you are on it, and explain things So well! Thank you and Love your videos 😊🥰
This helps so much🖤 thank you! I’m getting my budget binders this Friday and I’ve been BINGING your videos since last night😂 thank you for being so generous and helpful
Its so awesome of you to actually walk through your process and steps for beginning budgets 🖤🖤🖤
I love seeing black hands doing digital budgeting. I’m knew to it so I just subscribed. 🖤
Can’t wait to start my cash envelope stuffing !!!! 🖤🖤🖤🖤🖤
I’m 22 trying to get on track with budgeting and managing money better. I LOVEEEEEEBYOUR VIDEOS 🖤🖤🖤🖤🖤🖤
You’re so sweet and encouraging and smart. Thank you for putting out your videos to help us.
Gurl stop playing...you know we stayed to the end. 🖤
🖤 This is such an informative video, thank you so much for sharing! I'm new to budgeting & using cash envelopes but I want to make 2022 my year for saving! x
I've watched probably 100 of your videos and this was SOOOO nice and needed. Thank you!! 🖤
Thank you for being such a great and awesome teacher!!! You explain this so well. I have told people at work that are wanting to budget about your channel. I can get started now getting ready to budget.
Thank you! This is brilliant, simple and very clear. So thankful to have come across you at this moment because I am fully ready to take this step towards organizing my finances.
What fun to watch and learn from you! You rock.
this video was amazing jasmine! a part of my budget i’ve been struggling with is figuring out how much to put toward my sinking funds because most of them don’t have deadlines except for christmas. but this inspired me to go back to the drawing board and find my minimum! i’m probably gonna start with $5 for all of the funds and if i have leftover add it to the funds that are priority. 😊🖤🖤🖤🖤🖤
🖤 I have been budgeting for a while and still learned some useful information! Thanks for a great video!
Great Job. I don't know to leave a Black Heart on this computer.
Thank you so much! You touched base on all of my questions I was having! I’m so excited to start my budgeting journey!!! 🖤
You've got this!
Thank you so much for posting this! Love love love your content!
You are so welcome!
🖤 Thank you! I’m so looking forward to this years’ budgeting 🤗🤑
Love how you set up this video. Thanks for explaining it so clearly.
Glad it was helpful!
I’ve been wanting to get into cash stuffing for years now. But, it always seemed so complicated and intimidating. You have a genuine skill in teaching because you broke it down so well. Thanks for sharing all this info on your channel and congrats on all the savings goals you’ve achieved! +1 💗
Love this!! Felt much more attainable and extremely helpful for new budgeters. Love that you are aware of all the possible situations your followers could have. ❤️
Great video! Even though I’ve been cash stuffing for months now I feel like I always learn something new everyday so these videos are a huge help! Love watching everyone’s budget breakdown. 🖤
Every morning a refresh my page just to see your videos 😂 I know i to do a budget but i just like seeing your videos 😭 I enjoy your videos so much !!!❤️
Even though I have been watching your videos for the last two months, this is the best one yet. Thank you for breaking this down. You're very calm, patient and no-nonsense. This was mucho helpful. 💜
You’re very welcome!!
Love this! Also really can’t wait to get my tablet so I can start doing this stuff!!
Love watching your videos! So informative and well thought out! I too “think backwards” so I completely understand what you mean!! 🖤 🖤
🖤 I came across your vid on TikTok a few weeks ago. This has lit my light so I can start budgeting and getting my entire life together!
Thank you for breaking it down! Being a teacher, every penny is accounted for and this has been the best help! 🖤
Thanks for sharing. I pray I can become intentional and change my mindset to budgeting 🖤
Thank you for sharing your way I’ve learned so much and you have inspired me to save and budget this year
That is awesome!
Starting my cash envelope and savings journey this week. Just binged watched all of your videos from Feb 2021. You are crushing it!!!🖤
I'm excited I'm going to start budging today.. whoo hoo I'm going to follow your format, and here we go..
Giiiirrrlll i needed this and didnt even know. I was just randomly putting in numbers after bills 😂 i got this! Thanks lol
Watching while getting ready for work! ☺️🌸❤️
As a beginner I truly appreciate your video. I definitely have a better understanding. Definitely look forward for more videos. 🖤🖤
This is amazing! Thank you!🖤I am using it as I prepare for my retirement! Genius!
Excellent video on the budget planner! We need this info circulating in our community 👏🏾👏🏾👑🏆
I need to redue my sinking fund , I have been watching your youtube channel and I am saving money like crazy 🖤
Thank you, you're helping a lot of people! 🖤
I know I'm late to the party, but I'm excited to try this.
This is great for beginners! I have been watching cash stuffing and budget videos for quite some time (and binging yours😊) and I appreciated seeing how you broke down your Christmas stuffing. Even tho I’ve seen lots of cash stuffings for Christmas, 23 dollars a week seems so much more doable for a 1000 Christmas. I get paid weekly, and that is an amount I can easily set aside and not miss. Thank you for your videos, they are so motivating 🖤
I could listen and learn from you for hours 🖤🖤🖤🖤🖤🖤🖤 thankyou
O-m-g! Your system is so easy to understand 😮 Thank you so much for your time. 🫶🏻 Newbie “baddie” here 😌 A follower for sure. God Bless you 🩵
Another great video. Good job.👍🏼
I just saved it to reference in the future. Thank you. 💜
Oh no!! The ending song changed! 😭😂 you’re so good at explaining things for newbies. 👏🏽
I am switching to a cash stuffing budget this month. You do an incredible job outlining the process and sharing your knowledge. Thank you for blessing us all. 💜
I love the way you break it down! I can’t wait to stuff my first paycheck of 2022 and work closer towards my savings goals! ✨
Jaz, when did you get to 30k+ subbies?! Congrats 👏🏽🎉Thank you for this breakdown. Would love to see more in-depth tutorials like this 🙂P.S. Love your handwriting. It's legit like a font 🖊️
Thank you girl! I can't stand my handwriting but I always get compliments on it lol! I'll be trying to post more in depth videos this month to get everyone on track!
Girl u don't kno how much I be sharing this video when ppl ask me how to start! You explain it all so well!
Favorite budgeter hands down
Thank you for this clarification and it was well explained. Have a lovely day.
Than you , I am determined to stick with a budget 2022! 🖤🖤
I really enjoyed this so much. I'm taking notes! thank you for your time!
This was so helpful!!! I really appreciate you also explaining how to use your products w an iPad!🖤
You are so amazing :) This was needed. I think I always get stuck on WHAT am I saving for and HOW much do I need. The Christmas is soooooooo detailed.. We appreciate YOU
Thank you for going over this for us 🖤
I love this!! I’m excited to start budgeting again! Thank you for sharing. Now I just need to make money 😂🖤
That helped a whole lot. I got way too excited when you showed how to breakdown the teller slips. That is what threw me for a loop.. I love how basic you break down this . It puts me at ease and I know I can do it know 🖤
Thank you for taking the time to brake this down for us!
This video was super helpful, thanks Jasmine!
Happy New Year! 🖤 I'm a beginner and i loved how you explain everything in details. The first thing that i am doing is Savings and the $1, $5 plus the $20 Challenge. I want to take small steps just to get the swing of everything little at a time. If i have any questions i will be sure to ask. Thanks Again. 🖤
Happy Tuesday! I just did a budget today! All of my money has been allocated and I’ve even started three (low impact😂) savings challenges! Good luck this year Baddies!
Hey there! i jst came from your Make it CNBC video! I loved it! I had to subscribe to your channel, can' t wait to check out your store! Im so proud of you! You are a blessing! Keep up the great wk!
"Oh lord jesus not the click clack tryna run away from me" 😂 , can you be my auntie too ? 💕💕💕💕💕💕
Very very helpful TFS 🖤 I can’t wait to start
I’m def ready and here for it this year 🖤
Hello Baddies! 🖤 Your video was very helpful and I’m new in the Budgeting community. I appreciate your motivation to inform other on their journey.
🖤 I love this. I am getting better at budgeting. I have managed to save more than $10,000 and have a vacation fund. I recently took a vacation, and it felt amazing not to have to go broke or worry about overspending because everything I needed was right there. It was actually more than enough. I am so thankful for you. I am breaking generational curses and building generational wealth. Thank you ❤️
Happy New Year!! Thank you for sharing in detail!
🖤🐝🖤I have no idea how you popped up on my recommendation, but I'm glad you did. I've never been too good with electronics but now you made it easy for me. 🤔🥰 Great video 💙🐝💙
Funny. I have insomnia and I just ran across this video which answer the question. I just posted on your previous video. Haha. Sinking funds does come out of savings. 👍🏼
🖤! I don’t exactly cash stuff but I have adapted your methods to be able to save so much more by giving every dollar from my pay check a place. I basically do the budget plan and move the money over. Thank you.
Idk if you’ve covered this already/before, but how do you start a month ahead fund for bills when you’re living paycheck to paycheck? Just found your channel and I’m loving it so far!
🖤 I am just finding this and excited to give this a try. I really enjoy your videos. Thanks.
Great video! I’m glad I came across your channel. ❤️
Oh my goodness. Oh call you my bougie girl. And every time I see you. I saw oh my bougie girl is on. Just watching you stuff you envelopes am amazed. You do work hard for the money you earned. I’ve been watching few other channels but I didn’t know how they broke it down. Thank goodness for you say goldfish brain. I call it dory, Covid, adhd , or menopause brain. I finally got on how they did it. Funny part is I wrote all my debt, collections and my bills. Broke that down to monthly payments. But you went step further and broke it down more. Oh my goodness I was yes now I get. It’s not like say ES-CAH-PAY. It’s actually saying ESCAPE. Thank you so much ❤️ and I saved the video to replay back. Cuz you know I got 4 brains going on. ❤️ much
Love your videos....have been watching for a week and am anxious to start....tired of being broke...🖤
This was literally thee best video ever! I wish I could like this more than once! I’m new to cash stuffing and this was so helpful. Thank you!
My co worker got me hip to you. I enjoy the videos! 🖤