TATA AIG Medicare 3-Variant FULL REVIEW | Medicare Protect, Medicare, Medicare Premier

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In this video, we will be discussing the TATA AIG Medicare & 3 variants- Medicare Protect, Medicare, & Medicare Premier- the pros & cons, features & premiums.
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Happy Insurance Hunting!

[@anupgoswami7124]

In your review you have given importance to Protect only but not to Premier which is a good plan as compare to others

[@anuragmishra8596]

This is what come out when one does biased comparison. You compared optima (best from.HDFC) with Protect (least from Tata). Keep upselling Optima.....

[@aravindshivanaka7029]

Great video. I didn't skip a single sec in the video. It was great actually. When I finished the video and pressed the like button and I was shocked to see this video got only 3.5k video. This video and this channel deserves more. Do watch the video completely

[@dittoinsurance]

Thanks for your kind words :)

[@RupenPaul]

Love it!

[@harshjain6134]

Please make video on manipal lifetime plan and it's add on features.

[@iamstilllearningthekoreanl1228]

In medical premium plan Morden robotics treatments are not covered? & If the customer took policy in the lower zone and took treatment in the higher zone then copayment is applicable?

[@dittoinsurance]

⁠Robotic and other modern treatments are covered in good comprehensive policies while in some there may be certain price cappings for such procedures and for some other they might not cover them at all. Depends from policy to policy. Second part of the question- This clause is known as Zonal copay and that is dependent on the policy terms and conditions

[@moreshwarpanchal2861]

Thank you for making this video - please also make a video on ManipalCigna Lifeline plan. Thank you in advance

[@dittoinsurance]

Sure! We'll cover this in future videos. In the meantime, feel free to use our "understand your policy" tool - joinditto.in/term-insurance/

[@moreshwarpanchal2861]

@@dittoinsurance thank you. Look forward to the video

[@MaheshPatil-dx9wq]

Why every time you are talking about HDFC ERGO ? TATA has good pre health checkup than anyone in market … that seems to necessarily mean that preventative measures must have in policy

[@subratamandal2998]

Please create a Review of the ICICI ELEVATE Health plan..
Please add the Add ons and then compare with the HDFC plan..

[@sharonraj7059]

Hello Mam, Medicare Protect has 4 yr PED waiting period. But as per IRDAI new guidelines, every insurer are now allowed to have PED waiting period only upto a maximum of 3yrs.
So it will be revised to 3 yrs automatically.
Also plz do a video on Manipal Signa Prime Senior plan...

[@dittoinsurance]

We are waiting for the update from POC regarding the same. Hopefully yes

[@LakhanLal-cf5if]

Why does ditto push Care so much?

[@paperdragon48]

Medicare has one more version , Medicare lite

[@3ESoftTechnology]

Tata AIG General Insurance Company claim settlement ratio of 86.5% in FY 2021-22. On the other hand, according to RenewBuy data, Tata AIG General Insurance Co. Ltd. has a claim settlement ratio of 95.46 in FY 2022-23. So, I think you should have considered this data to be validated than old data.
Even a hospital in my locality told that TATA AIG & HDFC Ergo is good at settling the claims than any other health insurers. So please don't share irrelevant data.

[@shaunakbiswas3873]

Which is better?
Which plan i have to buy

[@akashtn6682]

@@shaunakbiswas3873 You can go with Tata AIG without a doubt. Ditto doesn't push Tata AIG as they're not one of their partners and they have incentive in promoting HDFC Ergo as they're one of their biggest partners. Only thing to note in Tata AIG is that NCB goes up by 50% on every claim free year and upto a max of 100% of sum insured. This NCB reduces by the same proportion when a claim is made. Also, restoration bonus has a cooling period of 45 days for related illnesses. Other than that, the plan is super good and I have got it for myself. Though 4x, 5x sum insured in Optima Secure may sound enticing, it will be a huge burden on premiums over the years. to come

[@3ESoftTechnology]

@@shaunakbiswas3873 In my opinion, you can go ahead with Tata AIG.

[@MaheshPatil-dx9wq]

@@shaunakbiswas3873I took TATA over HDFC because the prevention health checkup plans are too good for policy year and assurance of some of my local hospital they also said TATA has reputation for claims settlement and service

[@kangkangayan2803]

laumre ka review video

[@shubhammguptaa]

One of the worst review video