Vanguard Fee Change: InvestEngine Has Your Back

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  • Опубліковано 20 січ 2025

КОМЕНТАРІ • 29

  • @Dr.JubairsFinance
    @Dr.JubairsFinance  Місяць тому +1

    Please Note: You only pay one type of fee on the new Vanguard fee change;
    £4 a month
    £48 a year
    On invested balances under £32,000
    OR:
    0.15%
    On invested balances of £32,000 and over, the same as it is today, capped at £375 a year.

    • @Adikxx
      @Adikxx 7 днів тому

      So if i buy VUAG S&P500 fund on Trading 212 platform after 31st of January will i also be paying £4 per month? Or this payment is only taken when being directly on Vanguard platform ?
      Thanks

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  7 днів тому

      No, you don't pay this fee on Trading 212

    • @Adikxx
      @Adikxx 7 днів тому

      @@Dr.JubairsFinance thanks ! Appreciate your answer !👊

  • @chris021able
    @chris021able Місяць тому +6

    Finance youtubers are loving this news. Christmas has come early. More scope to push referrals and earn a kickback.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Місяць тому +2

      Can you blame them though?

    • @chris021able
      @chris021able Місяць тому +2

      @@Dr.JubairsFinance It comes across a bit scummy. But I appreciate your candour.

  • @TheShad0wMan85
    @TheShad0wMan85 Місяць тому +4

    New fee is NOT on top of the 0.15%
    It is simply a new minimum of £4/m

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Місяць тому

      You pay £4 as a minimum monthly charge, but the 0.15% fee still stands for balances over £32,000. I should have said it much clearer, I apologise.

    • @Neddie2k
      @Neddie2k Місяць тому

      @@Dr.JubairsFinanceYou pay one or the other right.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Місяць тому

      @@Neddie2k Yes, not both, sorry for the confusion. £4 minimum, over £32k, then it's 0.15%

  • @stehume
    @stehume Місяць тому

    Hi jubair, I have trading 212 that I opened up after watching your videos about a month ago, happy I did. I also invested in the vanguard s & p 500, am I right that I will not get any fees from vanguard as im not on that platform ?. I know it might sound silly but im very new to this.
    many thanks...
    oh one more thing, I was watching a video of your's last night about after-hours trading on the 24/5, if I sell a share for say £3.00 and buy a share for whatever price do the shares get sold and bought at that price or will it be executed when the market opens at whatever the price is on opening of the market ( if I do turn on the 24/5 trading)
    thanks again as always appreciate the effort you put in to the videos for us all to learn from

    • @Mzzzzz786
      @Mzzzzz786 Місяць тому +1

      A. I don’t think the fees apply to you as even though you are investing in a Vanguard product, the platform in which you are investing on isn’t Vanguard.
      B. It depends if the stock trades 24/5. Even if it does, there’s less liquidity outside regular trading hours, so your order may not even get executed until market open. That being said, it may execute; depending on the demand of selling shares. The price you order at, depends on the price of the share. Let’s say I order Stock A, putting in £3.00 for 3 shares. That would give it a share price of £1.00. If the share price increased to £2.00 a share, whilst the order is still pending execution, then you would pay the price of £2.00 per share, equating to 1.5 shares. You can also set limit buys, which means you pay a certain amount if the share reaches a certain price. Hope this helps!! Apologies if any info is incorrect😀

    • @stehume
      @stehume Місяць тому +1

      @Mzzzzz786 Makes perfect sense and very clear. Many thanks for the info

  • @QueenB56
    @QueenB56 Місяць тому

    If I relocate to US next year, how is the account I opened and invested in while in UK affect me?

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Місяць тому

      Complicated question, I don't know enough about the situation to answer this. I suggest speaking to an accountant.

    • @QueenB56
      @QueenB56 Місяць тому

      I don’t have any accountant with such knowledge I can speak to. I am encouraged to start investing watching your video. With your knowledge on stocks, which of the fund can you suggest or advise will be beneficial to me anywhere I am in the world that will not incur much transaction fee? Thank you for

  • @Ace_Dinero
    @Ace_Dinero Місяць тому

    Can you do trading 212 vs invest engine for isa’s

  • @Neddie2k
    @Neddie2k Місяць тому

    One thing they don’t tell you about these other platforms is the hidden charges e.g FX charges. £48 a year is not the end of the world.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Місяць тому +1

      There are no fx charges on Vanguard funds that are already denominated in GBP, that is pretty much all the popular Vanguard funds people would want to invest in

  • @andyh3142
    @andyh3142 Місяць тому

    Invest engine I’ve no idea how that plans to make money long term . At least with trading 212 you can work out why its charges are so low or non existent ie while ever cfd arm is making money .

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Місяць тому

      They make money from the interest earned by holding client's funds, which can actually be quite a bit!

  • @Cosmo38436
    @Cosmo38436 Місяць тому

    I hate vanguard got to scroll throw all there etfs every week and I don’t know were vusa has whent to.looking forward to seen how hard it’s going to be to move my sipp to trading 212 when ever it opens

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Місяць тому

      There are definitely lots of better options in terms of fees now, Vanguard is still going to be loved by many

  • @davidreason3919
    @davidreason3919 Місяць тому +1

    Lazy first segment. You haven't understood Vanguards new fee structure.

    • @Dr.JubairsFinance
      @Dr.JubairsFinance  Місяць тому

      Its one or the other, min £4 fee applies. Over 32k you're still paying 0.15%, I admit that I could have been clearer

  • @rahat4677
    @rahat4677 Місяць тому

    buy a comb costs only £1! An excellent investment 😂