15 Days Until I LOSE My House Loan! (House Update)
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- Опубліковано 17 лип 2022
- My dream-home is ALMOST DONE! With time ticking and me being days away from losing the loan on my dream-home, I am pushing to cross the finish-line. I have been impressed with the progress so far and seeing the finishes come out has been exciting! Material shortages, market fluctuations, and other delays have brought some major stress into this project. But, seeing the finer details installed has definitely been exciting and relieving. In this video, I go through all of the new details before I reveal the finished product!
Investing in real estate for the last 10 years, Chandler David Smith currently owns over $25 million worth of rental real estate. During this time, he has had some great experiences by being able to share his passion alongside his family and buddies as he has seen them absolutely crush it when it comes to the investing world. More importantly, he has been able to share his expertise with others and learned invaluable lessons from his loved ones along the way.
Chandler dives DEEP into all of the ins-and-outs of his dream home, what it’s costing, the features and unique touch him and his family will put into it, and some other new tidbits. But, keep in mind that there is A LOT of unknowns when you take a step into building your dream home (especially when it’s one of the biggest in the state); things fall through the cracks and honestly, anything could happen. But - this is life! When you take the proper steps that Chandler teaches here, you CAN mitigate your chances so that you will be taking the smallest risk with the highest return possible!
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I'm glad I stumbled upon this. My wife and I works with Phoebe. Before now, we spent more and saved less. Phoebe changed that mindset and gave us a way to generate money investing in the financial market. Working with Phoebe, opened our eyes to a lot of investment opportunities, which in turn, helped us become less dependent of our earned income.
Chandler! I build a lot of homes, and some times you can get a temporary certificate of occupancy which should be good enough for the bank loan! Hope that helps! I'm in Washington not too far from you guys, would love to visit your area!
I am a contractor and I really don't see how it will get done in time, but wish you the best of luck!
What is required for a certificate of occupancy?
I am thinking the same. He will likely have to throw down the cash to buyout the construction loan and lose his rate lock on the refinance.
Congrats on the amazing home!! Would love to see a video on the construction cost and the financing side of things. Would also be interest to see the design and actual build process. Good luck with the COO!
Love house updates. Love how excited you are about your house! Also... u think someone could buy it from under you if you didn't receive the loan? I know you know what to do but was just curios.
When I read part of the title (all that was visible) I thought it was going to be about someone about to lose their home during these difficult times. Someone I could relate to.
It's a beautiful home. Yes. I'm sure you'll get it done in time. It's a blessing because at this point in time most of us are just trying to figure out what we will cut back on just to make rent. Yep, a real blessing that your problem at the moment is if a 2nd kitchen will be done in time to use it to pass inspection so that you can then enjoy the pool, basketball court, etc.
Okay, to help you along, I will smash the like button for you. Hope you will enjoy your dream home.
You’ve got this one, Chan; you’re a good person, and you help thousands of people. I’m sure the universe will work this one out for you 💪🏾
Hey Chandler want is the brand and name of the exact hardwood floor you have? Wife and I are building our dream home and your color is exactly what we want
I get this! I lost my new build house loan rate because we just couldn't finish in time for the bank and now I'm mortgage free which is ok with me for now. I hope it works out for you. 👍😊👍
Are you saying you lost the house? Or you paid cash for it? Or you're going to get another loan (probably at a higher rate)? Hope it all works out for you.
@@Gotadime92 I paid cash but my original plan was to lock a 30 year low rate in but I just couldn't get it finished in 90 days I had. I'm in the house now and it just appraised for 1 million. I decided to just stay mortgage free for now..😊
@@ReneeT33 Respect. Happy for you, glad it worked out.
@@ReneeT33 what was your all on cost to build the house?
Once the construction loan ends, can’t you just refinance into a regular mortgage? Or do you need a certificate of occupancy to get a regular mortgage
Lol he’s excited. I love finding UA-camrs that genuinely enjoy what they do and are actually excited
On my last house I built, when we went over schedule and all I had to do was show proof that it was for reasons out of my control (nearly all was caused by the builder who I ended up firing and hiring someone else to finish). This was pre corona, labor shortage, materials shortage, world ending, etc. So I'm sure today in "unprecedented times" as corporations like to say, it would be no issue to get this extended.
Not really… he locked a rate that was extreme low, quite awhile ago. He stated that he has gone into several extensions in the rate. So, no. He really could loose the loan. The indie tie will work with him… I think.
He has also pushed it back multiple times already.
What color is that flooring?! Building a house, need that color in my house
Holy it’s looking very nice!
All I'm curious to know is why was that water not drained out and left dry this whole time. what is the reasoning for keeping the water in it you just become contaminated and leave stains all they're going to do is use bleach to get rid of the water line and all the grime not actually get rid of the grime
HUGE difference since the last video!! (Except maybe that pool lol)
Holy cow, Chandler. This is gunna be a gorgeous home
Beautiful home!!
The house is looking good Chandler!
My guess is Chandler extends the rate lock week to week until the house is ready to close, aka burning $$$$$$$$ to lock that sweet sweet low rate!
It’s weird as hell having your indoor pool in one of your garages 😂 try a door or sliding glass doors if you want an inside out feel. This looks like an afterthought atm
Hope you pull it off post haste, you got this.
Hi Chandler, can I ask how much you paid for the architect and plans?
Alot of work to go. Good luck
Chandler I need to know what those shoes are that you're wearing!
You made it! You are financially free!
Best of luck chandler
Man that is gonna be such a cool house
That’s a beautiful house
It’s crazy that they will give you an Occ permit with so much undone. I live in Florida and they want absolutely everything done.
Feedback appreciated.❤️👍
Wanting more info and insight?
Reach out anytime ⬆️
Why does the pool area have a garage door instead of a window?
They'll open it up to the outside during the summer. It's a way to have an indoor-outdoor space, and a pool that can be enjoyed all year long.
TheStradman house is a oversized garage vs this stylized home with great curb appeal.
I’ll drive my truck into the pool for sure and park it there 😂
I think is going to be ready be next summer. 🤔
Praying for you chandler! Good luck!!
Stradmans title ?
I wish you the best but I don’t see a way in which this gets finished. Time to hammer down!
More than ANYTHING make sure your contractors didn’t do something CRITICAL: that violates: Electrical, Plumbing or Building code.
Wow this is definitely going to be a one of a kind home. I bought my second expensive house last two weeks paid in cash, I feel so happy for myself and my achievements watching this random video. So glad I made a good decision about my finance that changed me forever. just hope it encourages someone that it doesn't matter if you doesn't matter if you don't have any of them right now, you can start TODAY regardless your age INVEST and change your future! investing is a grand choice I made! great video! thanks for sharing! I love this.
I hope to own a home one day. not quite long I started investing. I'm very curious already and need help on how to enhance and increase my returns. Any good investment tips will be appreciated.
@@alyciagordon3447 I invest across the top markets but not by myself tho. i follow the guidelines of Alexandra Diana Jose. you might have heard of her.. I can correctly say she’s worth her salt as a investment advisor as her diversification skills are top notch/ I say because i see that in her results as my portfolio grows by averages of 30 to 5O% on a monthly basis, unlike i can say for my IRA which has just been trudging along. my portfolio just mirrors what her place and not just on some particular industries of my choosing.
@@davidreus9321 please how do i get in touch with her
Impressive. Would you mind sharing some more details. I’d like to have a talk with her.
@@alyciagordon3447 She is easy to find , make a quick research of her on the internet with her name Alexandra Diana Jose . She works with anyone independent of their location.
Tnx for this info, I just looked up your investment professional and found her page. Her experience is pretty impressive. I wrote her and I'm waiting on her reply.
wow impressive
You’ll be ready if you complete the smaller kitchen, no problem
You and the Stradman should have a race to the finish to see who gets certificate of occupancy first!
You won’t make it in time. My beach house was supposed to be done six months ago. We are getting occupancy this week. Such a painful process building during this time
I am not seeing it either. Maybe take a whole bunch of cash and tip each member of the trades extremely well.
Sounds like your copying the stradman with this
Less than a week before we learn the news!
Everything is just white white white and natural wood color a house like that should be a three-toned paint it just seems like you were running out of time and was in a hurry to get it all done. The last thing you want to do is Rush your dream home right at the very end there is just way too much to do you have enough work of like five starter homes still left I just think it's impossible to get done and get done with quality like it deserves
I think you will make it.
That's a full blown construction site my guy.
How much was the land and building cost of this entire project. Also how did you finance it?
Ok Stradman. LOL
Are you and strad man like planning both of these combined? Lollololw
Why would you fill the pool when the house is still under construction? Looks like an nightmare! Not a dream! 😁
i don't want to know what lies behind that vacant grin. if there's a hell, you are first in line
No way this gets done in 15 days
Chandler be like: yeah so we only need to do the floors, lights, taps, counter tops, carpet, cabinets, landscaping, basketball court, pool, bathrooms and foundations and we’re basically done
You and strad are stressed😂
You better start helping
Occupancy is possible.
Theres no way.. better get some night crews
Good luck, I feel for your contractor, trying to get ot done on time.
😎
Chandler can you plz tell the total cost of house after being fully furnished you are inspiring alot of people keep up the good work bro
I’m guessing $5.5 M in just construction costs.
If you lose it, it’s only 10% of your net worth you’ll be ok man, just don’t do the same mistake 9 more times ok. 😂
First coment chandler
"To achieve great things, two things are needed: a plan and not quite enough time." - Leonard Bernstein
If someone breaks in that house... He won't even find out, it's dangerous to have a big house
Comment for the alg
doesnt he make like 100k a month or something? i dont see the tragedy of you having to get a new loan with a higher interest rate with the amount you make...
Close to 20k a month after all his expenses. Still a lot for sure
Maybe increase the down payment and wind up with similar monthly payments as before?
Why do you need a loan hot dog????
I don't think he has time for even looking at the comments.
You look mighty calm for someone who is about to lose their home in two weeks 😂 Hope you get that CO!
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I’ve got some savings doing absolutely nothing in my bank and I’ll get something started with it. You seem to be doing excellent for yourself, how do you achieve this?
@@lindaabdrazak8159 Don’t wait until the market skyrocket again then you start biting your fingers wishing you made the decision to invest. bought my third house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.
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How many wives do you have??
Let me know. I’ll buy your house with cash.
Email, Instagram sent you a message, I look forward to your reply!👈✍