It shows that even if you’re making a decent salary, financial worries can still creep in. I think for a lot of people, it’s not just about how much they make, but how well they manage what they have. If you’re investing or planning ahead, it can make a huge difference
Totally. I mean, let’s say you’re making good money now, but if it’s not working for you long-term, it’s not enough. I’ve been thinking about how to invest smarter and have a better idea of where I’m headed financially. It's a bit overwhelming though, with all the options out there
You know, my cousin actually met with a Certified Financial Planner, Nora Jean Erickson, to get help with exactly that. She offers a free consultation, so you can get a feel for her approach before committing. My cousin said it really helped him see the bigger picture-like what he needed to do now to secure his future goals
Oh, I’ve heard of her! I didn’t realize she offered a free consultation. It might be nice to get some professional insight. I’m interested in building up my portfolio, but I’m never sure when I should invest more in stocks or maybe look at other options like bonds or even real estate
Yeah, that's the thing. And Nora Jean Erickson's advice isn’t just generic. She looks at what makes sense for your goals and comfort level with risk. I have a friend who talked with her, and they went over things like retirement savings, taxes, and other ways to make the most of his income. He was impressed with how personalized it felt
That’s exactly what I’d need. I don’t want just anyone giving me advice; I’d rather have someone who’ll look at my specific situation and give me options that fit my goals. If I’m working hard now, I want to make sure it actually pays off
You are so brave to ask this question on the street! I was surprised how many people really answered you 😂😂😂😂 I guess you probably would not ask people the same question on the street back in Switzerland lol. Well done!
Hello my name is Mahavir Adhikari I am from India currently live in Thailand I sell about South Indian food in Thailand the cheapest food in Thailand only 70 Thai Bhatt more than 1000 customer per day so calculate into Singaporean dollars, if you go to eat South Indian food in any Indian restaurant it cost you around 150 to 200 BHATT......
@@Swizzyinsgnot much singaporeans travel to orchard. If you were to be at city hall or tanjong pagar during the weekdays lunch time. I do believe there will be some singaporean be willing to be interview Orchard is known for the upper class and expat area
I'm in SG ATM from Melbourne Australia and the food here is really good & cheap, hawkers or restaurants so I can understand why people here likes to eat out so much ❤😅
too many high spenders n tourist in orchard hahaha but personally i feel that anything below 5k is quite tough for a family especially with the rising cost of living
Ahh this is actually very useful for me and comes at a perfect time.Thank you for the video! I earn 2000 GBP/m (after tax) but I think I could earn much more in Singapore for what I do (IT administration)
@@Swizzyinsg how don't you know? You may like it if I go to your country and ask how much a Roma make a month. Your title lead your viewers to believe that every interviewee is a Singaporean. A Singaporean is a citizenship, stop raping Singapore citizens already you ignorant.
Nice. Thanks for the interview. I live in HK. Don't know much about Singapore. It's good to know. If you ever do an interview in HK, I can tell you 90% of the HK people wouldn't tell you their salary. Haha. So Singapore is very open in terms of salary revealing.
When the teacher said 3k to 6k , interviewer went shocked ? "Is it enough to cover your bill?" And she sounded worried. So rude . Look lady , go Ang Mo Kio and ask around people there how much they earn . Why are UA-camrs even making such videos that doesn't add values to our life?! Why are people so concern with numbers ? Shouldn't we be asking more about , " How are you coping along ? Do you need help with anything?" And if you are serious about being respectful, i think you shouldn't even ask this question in the first place.
You sound like you’re projecting😂. There’s absolutely nothing wrong with asking those questions. Becos it might cater to those who are looking to work in sg and need a rough idea of how various salaries manage in sg’s COL. It might not be a good representation of how much *singaporeans* earn per se but that’s got nothing to do with ‘foreigners privilege’. People like you always blame others for their own shortcomings on. Why not start taking ownership and do better!
It will be hard to survive on a $100,000 USD in California in the Bay Area thats why I think Singapore is good less tax and good food and for travel, South East Asian Countries are reachable within hours.
if i were you i'll interview who are waiting for buses at bus stop, sure most of the average income earner were taking buses🤐 but i think most of them is shy.
Were those salaries before or after tax? Does Singapore provide free medical insurance? Correct me if I am wrong but the problem in Singapore is real estate. If that is somehow taken care of, you can manage with very little, eat well etc. Make a video about rent and mortgage payments. And utilities.
It doesn't matter whether it's before or after tax because there it's pretty much the same thing anyway. After the tax reductions you'd pay less than 5% of your earnings for the year... which is usually less than your year end bonus. So yeah, you wouldn't even notice the amount you lose to taxes. As for free medical insurance, it does provide some for citizens. Most citizens get subsidies but may still have to pay a little.
@@Ceryllove yes but no one in this video makes more than 120k/year so this means that everyone here pays 5% or less even if we assume they have 0 reductions. Foreigners don't pay 15%, they simply get fewer reductions but the tax rate is the same.
Singapore does not provide free medical insurance. However, we have Medishield which is compulsory for all Singaporean and PR, and is paid by our CPF. Our medical bills are also subsidized based on individual / family earning, which is called mean testing. Basically, if you earn more then u pay more. This health financing system allows Singapore to have enough resources to improve our healthcare system and avoid users from abusing the system (like the free universal healthcare system).
wanna do a video about a "taboo subject" in Singapore? do one on the Misandryist and Authoritarian Nanny State? here only male citizens and offenders are subjected to forced conscription and caning! fight forced conscription of men as this is a blatant human rights violation and misandry!
ask the random man in the street who is singaporean : #1 do you agree with state propaganda that forced conscription is a legitimate rite of passage where boys turn into men? #2 if given a choice would you choose to don a uniform and do the state's bidding or make life choices of your own? #3 Tha state trumpets gender equality and that national defence is important : is having only male citizens doinh "NS" both contradictory and misandryist w.r.t the above?@@Swizzyinsg
I am Singapore people 1day making 12dollar every Lucky's pr people in Singapore you guys born to be rich in Singapore happy live pr people's making more money's you guys GOTS to be the King and queen soon and Doty right I think I want to get stepmother super rich es like queen Elizabeth
Come on singapore is a ridiculous place to stay. Other country tax but enjoy benefit but in singapore tax given we dont enjoy the benefit no medical free no pension no nothing. Cpf is a indirect tax for the government to market it as a saving plan. But main objective for the goverment to take the money to roll more money. And return you the money on a digital form which you unable to use it. Example canada 2k per month you able to own a car and expenses on food. But in singapore 2k just only food itself and public transport. Because the value you spending in singapore its not worth as compared to others develop country.
@Swizzyinsg Yes, you love singapore. be a singaporean , and you will truly understand what singapore is about. Because pr and passholder they have option to leave anytime they like but singaporean doesn't have the option because we live and fighting for survival. Because alot love this place for the convenience but doesn't understand alot of local can't even dare to retired in singapore. And why is Singapore efficient also because of survival towards the competition between business and overseas competition. Sorry no offence just trying be real because singaporean work and fight for our bread and butter
Those wages she mentioned I'd not get out of bed for those wages 10k yeah then tax then medical them about 6 or 7 other big expenses and there 10k a month shrinks real fast to about 4k to 5k . If your clearing 13k a month after all expenses are deducted ))) as I do ))) then and only then , are you a big earner ! It's only what amount remains in your hand at the end of each month that matters . 4 or 5k a month in your hand a month, after all expenses, is the wage of a beggar !
Young singaporeans have lots of disposable income because they live rent-free under their parent's roof until they get married. And 96% of households own their home. Much mollycoddling and spoonfeeding from the parents. And think about the number of singaporean households who employ domestic helpers. GenZ young singaporeans don't do any household chores and have bad spending and savings habits. Topics for you to think about so that you learn more about singaporeans more than skin deep.
Haha this is a better example of where you should be interviewing actual Singaporeans, and How you should conduct an interview with locals here :) ua-cam.com/video/N70VgtLPr24/v-deo.html Orchard Road is a tourist hot spot... i don't think you'll be able to find many people who actually wants to do interviews
@@Swizzyinsg Raffles Place, Bugis, Tanjong Pagar. These areas are where the majority of average Singaporeans of all levels work at (from fresh graduates to higher management). You will have a more balanced perspective. I think the interview done by TheSmartLocal in the link above is as accurate as can be. Of course, salary expectation varies widely depending on lifestyle choices and different life stages.
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
It shows that even if you’re making a decent salary, financial worries can still creep in. I think for a lot of people, it’s not just about how much they make, but how well they manage what they have. If you’re investing or planning ahead, it can make a huge difference
Totally. I mean, let’s say you’re making good money now, but if it’s not working for you long-term, it’s not enough. I’ve been thinking about how to invest smarter and have a better idea of where I’m headed financially. It's a bit overwhelming though, with all the options out there
You know, my cousin actually met with a Certified Financial Planner, Nora Jean Erickson, to get help with exactly that. She offers a free consultation, so you can get a feel for her approach before committing. My cousin said it really helped him see the bigger picture-like what he needed to do now to secure his future goals
Oh, I’ve heard of her! I didn’t realize she offered a free consultation. It might be nice to get some professional insight. I’m interested in building up my portfolio, but I’m never sure when I should invest more in stocks or maybe look at other options like bonds or even real estate
Yeah, that's the thing. And Nora Jean Erickson's advice isn’t just generic. She looks at what makes sense for your goals and comfort level with risk. I have a friend who talked with her, and they went over things like retirement savings, taxes, and other ways to make the most of his income. He was impressed with how personalized it felt
That’s exactly what I’d need. I don’t want just anyone giving me advice; I’d rather have someone who’ll look at my specific situation and give me options that fit my goals. If I’m working hard now, I want to make sure it actually pays off
Hi, about 45% of the population are not Singaporeans.
A better location might be in HDB estates.
You are so brave to ask this question on the street! I was surprised how many people really answered you 😂😂😂😂 I guess you probably would not ask people the same question on the street back in Switzerland lol.
Well done!
You will find much more luck interviewing earners at Raffles Place where central business district is - Orchard area is more for tourists.
Noted!
Nice video, love the way you show confident when interviewing Singaporean :D
thank you so much! Singaporeans are generally super friendly so it wasnt hard ;)
I am a Singaporean. I work as a teacher. My monthly salary is around S$2000-S$2300.
@@kemi_the_mathematician9585 thank you for sharing!
Kindergarten teacher?
You’re very good at interviewing people 😍 need more of this!!
Thank you😊☺️😇
@@Swizzyinsg you should host your very own podcast, youre very talented person
i actually wish i could!!! but i dont have timeee hahah@@Jalanampas-h6l
They are foreign workers from from this region ( Asean + Asia country ).
Who do you mean?
@@Swizzyinsg Those people you assumed as tourists.They are not.
@@kamariahabdrahim6963 how do you know?
nice one keep it up!
Tysm for supporting!
maybe try to do another round near the residential estate to get a more "even" answers
@@kstan4635 good idea!!
I got really fun.. keep it up...🎉🎉
@@MdAlif-jx1vg thank you😇😇
@@Swizzyinsg ..Are you live in Singapore..?
@@MdAlif-jx1vg yesss
@@Swizzyinsg Oh! good. I will come to Singapore in December maybe.. Maybe we can meet..😃 see you soon..🙅
@@Swizzyinsg Oh.Great! I am coming to Singapore in December maybe.. Maybe we can meet..😃See you soon🙅
Hello my name is Mahavir Adhikari I am from India currently live in Thailand I sell about South Indian food in Thailand the cheapest food in Thailand only 70 Thai Bhatt more than 1000 customer per day so calculate into Singaporean dollars, if you go to eat South Indian food in any Indian restaurant it cost you around 150 to 200 BHATT......
Can a foreign developer easily move to Singapore and live comfortably there?
@@atory1557 yes if you find a job
Wrong place to interview Singaporeans as stated in your title.
Why?
@@Swizzyinsgnot much singaporeans travel to orchard. If you were to be at city hall or tanjong pagar during the weekdays lunch time. I do believe there will be some singaporean be willing to be interview
Orchard is known for the upper class and expat area
@@Quattro100Fasternonsense. Im middle class singaporean i go there every week
Singapore was very much affordable upto 2010. Later on it became too expensive. Best period of Singapore was it's 1990s
@@kspradeep8397 i only moved here 2 years ago..
Are these usd or Singapore dollar?
What do you spend most money on: FOOD 😂
The answer probably 95% Singaporeans would give🙈😄
I don't believe the salary of 1k.
@@user-fb7rf4kr5k as s washer? Why not?
I'm in SG ATM from Melbourne Australia and the food here is really good & cheap, hawkers or restaurants so I can understand why people here likes to eat out so much ❤😅
@@LIZZZZZZZZZZZX I am happy you like it too!🤗
Question for you:
How much do you earn per month?
:)
Unfortunately it is very unstable... :( how about you
How unstable?@@Swizzyinsg
too many high spenders n tourist in orchard hahaha
but personally i feel that anything below 5k is quite tough for a family especially with the rising cost of living
Yes agree!
Hey Lady.. you are interviewing foreigners in SG .. why dun you go to heartland and interview those eating at coffee shop
Good idea! What shall I ask?
Ahh this is actually very useful for me and comes at a perfect time.Thank you for the video!
I earn 2000 GBP/m (after tax) but I think I could earn much more in Singapore for what I do (IT administration)
IT is highly in demand in SG!!
Unless you're transferring internally, or being the top 1% in the industry, otherwise, don't bother lol. Nearly impossible for foreigners. :D
@@neloangelo__13 hmmm
Maybe you'll get more responses if you go to the hawker centre and not Orchard Road! 😂
Good idea!!
Yeap ... your first interviewee ist definitely Singaporean (citizen born in Lorong Longkang)
@@MErwin ahah how do you know??
@@Swizzyinsg how don't you know? You may like it if I go to your country and ask how much a Roma make a month. Your title lead your viewers to believe that every interviewee is a Singaporean. A Singaporean is a citizenship, stop raping Singapore citizens already you ignorant.
@@Swizzyinsg Warum haben Sie meine Antwort gelöscht? Sie sind eine Frau, kein „Mädchen“, Madam. Grow up S'il-vous-plait.
You are very simple by respect others freedom of not commenting those who are not cooperating...❤
Sure😊
Very interesting!!
😊😊😊
I know guys how about be pilot for Singapore Airlines or be a cabin crew for Singapore Airlines so that you can earn millions of SGD
I didnt
The lady who works as a dishwasher seemed to have something wrong with her, I don’t think you should have kept that clip in.
@@elizaveta9571 thanks for the feedback😊
Nice. Thanks for the interview. I live in HK. Don't know much about Singapore. It's good to know. If you ever do an interview in HK, I can tell you 90% of the HK people wouldn't tell you their salary. Haha. So Singapore is very open in terms of salary revealing.
@@verygood5377 thanks for sharing!
When the teacher said 3k to 6k , interviewer went shocked ? "Is it enough to cover your bill?" And she sounded worried. So rude . Look lady , go Ang Mo Kio and ask around people there how much they earn . Why are UA-camrs even making such videos that doesn't add values to our life?! Why are people so concern with numbers ? Shouldn't we be asking more about , " How are you coping along ? Do you need help with anything?" And if you are serious about being respectful, i think you shouldn't even ask this question in the first place.
@@mindful47 okay I received your feedback
You sound like you’re projecting😂. There’s absolutely nothing wrong with asking those questions. Becos it might cater to those who are looking to work in sg and need a rough idea of how various salaries manage in sg’s COL. It might not be a good representation of how much *singaporeans* earn per se but that’s got nothing to do with ‘foreigners privilege’. People like you always blame others for their own shortcomings on. Why not start taking ownership and do better!
@kelvinmontage9001 not projecting .thanks but no thanks.
Title should be: asking foreigners how much they earn per mth in sg
There are also some locals!
why is there a big white dot over the lady at 3:00
She didnt want to show her tattoo!
It will be hard to survive on a $100,000 USD in California in the Bay Area thats why I think Singapore is good less tax and good food and for travel, South East Asian Countries are reachable within hours.
@@fmflores2000 thanks for sharing!
“asking singaporeans” dude the first person itself isn’t even a local
Maybe he is PR?
@@Swizzyinsg still not a singaporean… a singaporean to me is a person that’s born and brought up here
@@Swizzyinsg PR means Permanent Resident. Still not a Singaporean. Not holding to Singapore passport & IC.
if i were you i'll interview who are waiting for buses at bus stop, sure most of the average income earner were taking buses🤐 but i think most of them is shy.
Good idea!
Were those salaries before or after tax? Does Singapore provide free medical insurance?
Correct me if I am wrong but the problem in Singapore is real estate. If that is somehow taken care of, you can manage with very little, eat well etc. Make a video about rent and mortgage payments. And utilities.
It doesn't matter whether it's before or after tax because there it's pretty much the same thing anyway.
After the tax reductions you'd pay less than 5% of your earnings for the year... which is usually less than your year end bonus. So yeah, you wouldn't even notice the amount you lose to taxes.
As for free medical insurance, it does provide some for citizens. Most citizens get subsidies but may still have to pay a little.
Thank you for your input! as far as I knoe its before Tax😇
@@lunazero433 it's not true that you only pay
@@Ceryllove yes but no one in this video makes more than 120k/year so this means that everyone here pays 5% or less even if we assume they have 0 reductions.
Foreigners don't pay 15%, they simply get fewer reductions but the tax rate is the same.
Singapore does not provide free medical insurance. However, we have Medishield which is compulsory for all Singaporean and PR, and is paid by our CPF. Our medical bills are also subsidized based on individual / family earning, which is called mean testing. Basically, if you earn more then u pay more. This health financing system allows Singapore to have enough resources to improve our healthcare system and avoid users from abusing the system (like the free universal healthcare system).
lol most of then lie about their salary. Anyway, don't u ever heard of "Never ask a women her age, a man his salary"? Double true in Singapore.
hmmm why would they lie?
I’m from Ghana and I want to travel to Singapore who can help me
Help with what?
@@Swizzyinsg Do I need a visa to come to Singapore
@@soundflowers307 depends on the country
@@Swizzyinsg I’m from Ghana
wanna do a video about a "taboo subject" in Singapore? do one on the Misandryist and Authoritarian Nanny State?
here only male citizens and offenders are subjected to forced conscription and caning! fight forced conscription of men as this is a blatant human rights violation and misandry!
Not sure I understood you correctly. What question(s) should I ask?
ask the random man in the street who is singaporean :
#1 do you agree with state propaganda that forced conscription is a legitimate rite of passage where boys turn into men?
#2 if given a choice would you choose to don a uniform and do the state's bidding or make life choices of your own?
#3 Tha state trumpets gender equality and that national defence is important : is having only male citizens doinh "NS" both contradictory and misandryist w.r.t the above?@@Swizzyinsg
@@phatmeow7764 good inputs, thank you!
Im a mafia...How much I earn depends on how much my men manage to bring back from our many businesses 😅😅😅
Hahahha please no😂
that's way too little $100 k year
how much do you make?
8500 sgd is good salary?
What is a good salary for you?
@@Swizzyinsg affordable, according to the SG cost of living
I am Singapore people 1day making 12dollar every Lucky's pr people in Singapore you guys born to be rich in Singapore happy live pr people's making more money's you guys GOTS to be the King and queen soon and Doty right I think I want to get stepmother super rich es like queen Elizabeth
@@7warrior-f1z thanks for sharing!
legit capping @ 1:08
@@toy3825 😄😄
Nice video
Thank you! What job do your work in?
@@Swizzyinsg no job..I am home boy..😑
whats a home boy?@@WasanthaBodhinayake
@@Swizzyinsg yess I am at home no work..travel,and gaming little bit enjoy..room life .🙂what are you doing for living.
Come on singapore is a ridiculous place to stay. Other country tax but enjoy benefit but in singapore tax given we dont enjoy the benefit no medical free no pension no nothing. Cpf is a indirect tax for the government to market it as a saving plan. But main objective for the goverment to take the money to roll more money. And return you the money on a digital form which you unable to use it. Example canada 2k per month you able to own a car and expenses on food. But in singapore 2k just only food itself and public transport. Because the value you spending in singapore its not worth as compared to others develop country.
I Love SG!
@Swizzyinsg Yes, you love singapore. be a singaporean , and you will truly understand what singapore is about. Because pr and passholder they have option to leave anytime they like but singaporean doesn't have the option because we live and fighting for survival. Because alot love this place for the convenience but doesn't understand alot of local can't even dare to retired in singapore. And why is Singapore efficient also because of survival towards the competition between business and overseas competition. Sorry no offence just trying be real because singaporean work and fight for our bread and butter
@@Swizzyinsgyea you love Sg but you can’t differentiate between Singapore & Singaporean. Ridiculous
damn they r all high earners.. should have heed the gov's advice n studied finance lolxx..
🙊
Those wages she mentioned I'd not get out of bed for those wages 10k yeah then tax then medical them about 6 or 7 other big expenses and there 10k a month shrinks real fast to about 4k to 5k . If your clearing 13k a month after all expenses are deducted ))) as I do ))) then and only then , are you a big earner !
It's only what amount remains in your hand at the end of each month that matters .
4 or 5k a month in your hand a month, after all expenses, is the wage of a beggar !
$4000 here as a teacher , so shu* up you guys .
Sir which country do you live in and what do you teach? Please reply. Thanks a lot.
Young singaporeans have lots of disposable income because they live rent-free under their parent's roof until they get married. And 96% of households own their home. Much mollycoddling and spoonfeeding from the parents. And think about the number of singaporean households who employ domestic helpers. GenZ young singaporeans don't do any household chores and have bad spending and savings habits. Topics for you to think about so that you learn more about singaporeans more than skin deep.
Thank you for sharing!
Only foreign pay is higher. Government love them
I dont think it has to do with government..
Haha this is a better example of where you should be interviewing actual Singaporeans, and How you should conduct an interview with locals here :) ua-cam.com/video/N70VgtLPr24/v-deo.html
Orchard Road is a tourist hot spot... i don't think you'll be able to find many people who actually wants to do interviews
Yes I should go somewhere else you are right’ which area would be good?
@@Swizzyinsg Raffles Place, Bugis, Tanjong Pagar. These areas are where the majority of average Singaporeans of all levels work at (from fresh graduates to higher management). You will have a more balanced perspective. I think the interview done by TheSmartLocal in the link above is as accurate as can be. Of course, salary expectation varies widely depending on lifestyle choices and different life stages.
@@Llxvtraqyouzal thank you for sharing!
I am poop picker I earn $40mil per month
money no enough best take your money give it to pap
To pap?
Dude, is these 100% Singaporean interview? Get ur titles right otherwise don’t start UA-cam channel. Thanks !
They work in Singapore yes
@@Swizzyinsg ur title said SINGAPOREAN, dude not People who work in Sg. Get ur facts right or just delete the video
@@Swizzyinsg you can’t even DIFFERENTIATE between Singapore & Singaporean. Goodness me
Hii
Hi☺️
@@Swizzyinsg good
@Swizzyinsg We know wat yourre doing but how much do u make for a living and are u happy :)
As im self-employed it varies very much..
Never ask this a Swiss person 😂
@@robezy0 why not?😂
@@Swizzyinsg Über Geld spricht man nicht 😅
Hy
@@FatimaShk-jl8wj hii
Ask foreigners
@@kaurdarshana4517 i did!!
❤❤❤❤👪👈
@@HasanRifino 💖