If you’re looking for an Amex business credit card to go along with this account, watch one of these videos next: 🎥 Amex Amazon Business Prime: Do THIS To Get Approved: ua-cam.com/video/2vQ5H0o1nTc/v-deo.html 🎥 Amex Blue Business Plus: Get APPROVED With NO Business: ua-cam.com/video/G08XCEvU24I/v-deo.html What business checking account do you personally use? 👇🏼
Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income...
Indeed, successful investing often requires a solid foundation of knowledge. In my journey, I've found that having a trusted financial consultant is key, especially when it comes to selecting the right assets. I've been working with Regina Louise Collaro, an investment advisor associated with a licensed wealth management firm, and my financial experience has significantly improved. Her reputation in the industry is quite remarkable, and her guidance has led to financial stability and regular passive income. I highly recommend considering an experienced investment advisor for your financial goals.
Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online..
personally, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot . This was of so much help to me.
Hi Spencer, I literally just applied for the Amex Business checking and could not stop laughing because the wait was soooo long after clicking submit! I timed it and it was 2 minutes ! Like you, it said I would get a decision and a minute later was approved! Thank you for the info on your video, it helped tremendously!
Great walkthrough Spencer! I had this account when it first opened, and had it for about a year. Kind of like you were showing in the video, the interface is a little clunky, and trying to access my account was difficult for me more times than I'd like to admit. The APY was much nicer comparatively back then (1% when HYSAs were getting 0.5%), but I decided to close the account and move elsewhere. Now I just park my extra business funds in CDs, which may not be the right move for everyone, but it works for me. Nice video, congrats on the new account and the nice bonus!!
Thank you Stan! I'm not a huge fan of the interface yet, but for the purposes I've been using it for it seems to work just fine. That's not a bad idea either to park your extra business funds in CDs... it may be something I consider in the future! Thanks for being here Stan!
Wow 30K AMEX Points for a checking account is pretty wild. I was able to get a $300 Bonus on my Chase Business Checking Account, but the 30K AMEX Points combined with the 1.3% APY on the AMEX Account is definitely something I want to consider here in the future. Great walkthrough & video here Spencer!
I'm happy with it for sure! But this account does have a 60k bonus come around sometimes so that could be worth waiting for if you don't need the account right now. Thanks for watching Matt!
I have this business account and I love it. I use it for my tax money. When I was applying for mine i got the pending review screen too 11:23 then I had to verify my identity and business paperwork with a special notarized agent. The redemption rate is 1cpp not that bad but not better than when redeem with Charles Schwab.
I had to go through that notarization process too, which was actually a pretty interesting process. Even though I was super annoyed that I had to go through it!
@@MannyCovington I think the cash was a better option... I think they just started giving MR points last year after they introduced the personal checking account which you can't get if you have the business checking account 🤔
Do you recommend applying for the checking account firt OR the Business credit card first? Not sure if having my personal charge card with them is considered already "building a relationship" with them..
When you deposited the $5,000 in 5x $1,000 deposits... how did you do it so it counted as a qualifying transaction? Did you write checks to yourself and use mobile deposit? or some other way?
I didn’t realize that there may be a waitlist for this. I did see a targeted offer for a business checking account in my Amex app 🤔. That application was long! Geez! And what gives with the “almost” instant approval. That was interesting, almost as if they were like “just kidding, you’re approved”.
I went throught the same process and had the same experience as you did. I received the "A decision is coming soon" email and was approved via e-mail a minute late. Great content, thank you for the video!!
I know this is an older video, but just wondering if they removed the Amex business checking account app? All I see on the App Store is the blueprint app
What a coincidence that I applied for this same bonus offer, on Friday. It went into review and had to wait to call on Monday but Amex called me on Monday about 10am. They just wanted me to confirm some information and I was approved. Deposit just processed today. Easy 30k points to get😎
Funny! I just set up a business bank account for my LLC for my rental property today. I chose a local credit union, they offer a good business checking and savings I’ll use for my property. However, I strongly considered novo or Amex business along with some other online business banks. I ultimately decided for the local credit union just because I’m hiring a property manager and they are used to this credit union, and they have good account options with a good online interface. Good video Spencer!
You gotta do what's best for you! Luckily you can open any bank account you want with no real consequences, so even if you eventually get this one just for the bonus that could still be worth it. I'd wait until the 60k bonus comes back if you can though!
Axos is garbage. Site and app works very poorly. Half the time it's either down or takes long to get in. Feels like they are stuck in the 90s. Each deposit is 10 days to clear. Not just for new accounts. CSR - the few times I spoke to them wasn't too horirble. But their system is just a mess. I closed account with them. I hate chase. OPened account with them. Aside from having fees, etc, chase has the worst customer service known to mankind. Also you will always be speaking to some poorly trained person in Bangladesh. Their website is quite slick and they have the largest physical branch location network. But I don't want to go into a branch each time. It's not 1990. Unfortunately, because chase has such horrible service, you will be going there a lot. To open account, to change account, to deal with account issues. I opened account was told I had to go in person. Opened a second account a week later and again was told I have to go to a branch. Then was called to go BACK to the branch to make corrections. That is now three freaking appts with chase branch officer and I just barely opened account. Make inital deposit. Nice thing about chase is you can make large pull ACH transfers. I initiate a 100K pull (which is the stated limit). Chase just rejects it and then calls me after the fact to let me know. Foreign call agent says they don't know why. I make another 40K transfer. Again chase rejects it and they don't know why even though they are the ones rejecting it. They also remove the linked account. AMEX has best customer service. Schwab has great CSR. Chase is absolute shit.
Got approved for two of my LLC's because I selected "computer related." Approval took minutes. 3rd LLC, I selected holding company, got denied immediately automatically. I tried again under a different email and this time selected real estate - got denied again immediately automatically. I hear others are also getting denied and listing things like "retail" and other nonsense. AMEX doesn't like landlords or holding companies? Apparently don't like those who sell items online either. Always denied due to "we don't accept your industry." Wonder than what industry do they accept other than "computer related."
Wow great info. I’m doing this in the next week. My objective it the Bus Hilton. Can you get into explaining Cabbage within this realm and furtherance of business expansion funding?Thank you.
Does the personal checking / savings work in the normal amex card app? (oh you answered later, I think I'm about to open a savings and can let ya know here / discord)
Excellent video! I'm looking at quite a few options for my first business checking account and your video was extremely informative 💎 keep making great content 💪🏾
Might come in handy one day. Ive had this for a few years and have other business checking accounts that i had before it... But remember, when I applied for the Hilton Business Card, they asked me for 3 months of "Business Checking" Statements When I got it, they had a bonus of $500 when you have $10k in the account for 60 days plus some other stipulations. It didn't earn MR points at the time
I just got the Hilton business card. I wasn’t asked for any statements. I’m glad that i didn’t read this comment before I applied. I may have chickened out. My business only makes a few hundred a month.
@@lienecarter6411 lol, yeah Amex was making sure I was legit. Probably because I have 12 Amex. I'm glad that I had that business checking account though 😀
I haven’t heard of anyone getting on the waitlist, but I think it’d be best to have a business card with them first if you wanna fast track the process.
They told me you have to already have a credit card with them to open an account. Otherwise they are no longer accepting outside applicants….until further notice
Got the 200,000 points for business platinum and Business Checking (20k) bump when you apply for both together. Other question Spencer, five and 812 credit score but I have 8 hard inquiries, this past month I may have gotten a little crazy with business and personal card 😂. Do you think my score is gonna get killed or still? I’ll be good mid 700’s I’m planning on another card next month and then each month after building my Chase before I hit my 5/24
That's awesome!! I imagine those inquiries will drop your score slightly heavily in the short term but with how high your credit score was before you should recover quickly. I recommend spacing cards out at least a month in between (usually 3 for myself) but that's up to you of course. If you have 8 hard inquiries in the last month, how many cards were you approved for? I imagine you're over 5/24 already, but maybe not.
@@SpencerJohnsonOfficial no only three personal the rest are business. So right now I’m making a run on Chase business cards over the next couple months before I get the Chase Hyatt card, and then one final Chase before I move on to other banks.
I got the 60k points offer when it was out, I have soooo many points on hold that I can’t use b/c of life circumstances unfortunately. Won’t be able to travel internationally until roughly 3 years. Let’s hope the devaluation isn’t tooo bad.
This was a great video Spencer! I was wondering if I could get this as a sole prop with my EIN, so I might try it! Also glad you clarified the “trick”. I assumed 5 debit card transactions would suffice. Great to know! Good looking out!
Thank you Doc!! I know Calby tried to apply as a sole prop and was denied but that could have been for many reasons. Let me know how your application goes if you decide to do so! I'm always happy to help where I can... thanks for watching Doc!
@@SpencerJohnsonOfficialI’m weighing in here months later - I was able to open this as a sole prop with just my EIN. For some reason I had to go through quite a process to verify my identity including sending photos of my DL and then actually having a video call with someone to verify! I’m curious how you like this account. To me it feels a little unpolished and janky which is surprising for Amex. I’m sticking with it for now though.
Thanks for the DP man! That's good to know you were able to get through as a sole prop, but I've heard a lot of folks with the same experience as you on that front. As for the account itself, definitely janky and I wish they'd focus more attention on it, but it gives me some kind of interest on my cash, so I guess I can't complain 🤷🏼♂ @@MidlifeMoneyMoves
Good video. I have been looking at this as a way to further build a relationship with amex but right now doesn't make sense since I use my sofi savings and vault business funds in a specific vault with a 4.3 APY. Maybe further down when market adjusts and interest rates are down it would make more sense
Thanks man! It really only makes sense for me for the bonus and since I didn't have a business specific checking account earning any APY. I still park most of my liquid cash in an HYSA, but for general cash flow purposes, this account should work pretty well for me.
A excellent and even freaking idea to bring into the table let’s say but videos saying a definition in the financial life and world like why, for what, how and reasons in explanations of the financial life and world for each person so since there’s people of any age building or re-building credit history and boosting for a higher credit score so why not subject even topics in what is financial life and world for anyways. Non-offense to no one only my personal opinion and comments.
If you’re looking for an Amex business credit card to go along with this account, watch one of these videos next:
🎥 Amex Amazon Business Prime: Do THIS To Get Approved: ua-cam.com/video/2vQ5H0o1nTc/v-deo.html
🎥 Amex Blue Business Plus: Get APPROVED With NO Business: ua-cam.com/video/G08XCEvU24I/v-deo.html
What business checking account do you personally use? 👇🏼
So what is the max amount of cash you can have in this account ? is it capped or is it unlimited amount that can be held kept in said account ???
Big ups to everyone working effortlessly trying to earn a living while building wealth. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. Currently living smart and frugal with our money. Saving and investing lifestyle made it possible for us this early even till now we earn monthly through passive income...
Indeed, successful investing often requires a solid foundation of knowledge. In my journey, I've found that having a trusted financial consultant is key, especially when it comes to selecting the right assets. I've been working with Regina Louise Collaro, an investment advisor associated with a licensed wealth management firm, and my financial experience has significantly improved. Her reputation in the industry is quite remarkable, and her guidance has led to financial stability and regular passive income. I highly recommend considering an experienced investment advisor for your financial goals.
Regina Louise Collaro is based in the United States and can work with anybody wherever they stay. If you would like more information on reaching her, you can conduct a search online..
personally, I'm blessed and realizing I'm not the only one working with Regina Louise Collaro. I will consider myself lucky. I've been able to feed and make a living through her advice and great work. For such a person as Regina, I owe her gratitude, support and endless prayers as it is not easy to gain access to such a competent and reliable adviser. Who isn't just wise but has all it takes to handle an investment and is good at what she does
I have had the intentions of starting investing. But I always thought it was late and I think I need to stop procrastinating. I will definitely 🔍 Regina Louise Collaro and see what she can advise .Thanks a lot .
This was of so much help to me.
BUT WHATS THE GOOD IN LIVING A FRUGAL AND PENNY PINCHING LIFESTYLE....IF YOU HAVE IT AND NEVER USE IT IS THAT NOT THE SAME AS NOT HAVING IT....
Hi Spencer,
I literally just applied for the Amex Business checking and could not stop laughing because the wait was soooo long after clicking submit! I timed it and it was 2 minutes ! Like you, it said I would get a decision and a minute later was approved! Thank you for the info on your video, it helped tremendously!
Hahah that was definitely the slowest spinning wheel I've ever gotten. I'm glad we both experienced that together 🤣 Thank you for watching man!!
@@SpencerJohnsonOfficial thank you for the heads up! I really appreciate it!
Great walkthrough Spencer! I had this account when it first opened, and had it for about a year. Kind of like you were showing in the video, the interface is a little clunky, and trying to access my account was difficult for me more times than I'd like to admit. The APY was much nicer comparatively back then (1% when HYSAs were getting 0.5%), but I decided to close the account and move elsewhere. Now I just park my extra business funds in CDs, which may not be the right move for everyone, but it works for me. Nice video, congrats on the new account and the nice bonus!!
Thank you Stan! I'm not a huge fan of the interface yet, but for the purposes I've been using it for it seems to work just fine. That's not a bad idea either to park your extra business funds in CDs... it may be something I consider in the future! Thanks for being here Stan!
Wow 30K AMEX Points for a checking account is pretty wild. I was able to get a $300 Bonus on my Chase Business Checking Account, but the 30K AMEX Points combined with the 1.3% APY on the AMEX Account is definitely something I want to consider here in the future. Great walkthrough & video here Spencer!
I'm happy with it for sure! But this account does have a 60k bonus come around sometimes so that could be worth waiting for if you don't need the account right now. Thanks for watching Matt!
How are you liking the chase account?
Was lucky enough to snag the 60k offer end of last year. This is a solid free account for any business owner !
That's awesome man. Congrats!
- what was required for the 60k offer?
I have this business account and I love it. I use it for my tax money. When I was applying for mine i got the pending review screen too 11:23 then I had to verify my identity and business paperwork with a special notarized agent. The redemption rate is 1cpp not that bad but not better than when redeem with Charles Schwab.
Btw Congratulations on your new business account.
Thanks for sharing your experiences with it! All data points are welcomed here, that's for sure. Thanks for the info on the redemption rate too!!
I had to go through that notarization process too, which was actually a pretty interesting process. Even though I was super annoyed that I had to go through it!
This is a great way to get some extra MR points without a hard pull!
When I got it years ago, they didn't offer MR pts but they did have a welcome offer of $500 if you kept 10k in the account for 60 days
@@SledgeIncTeam That’s interesting, which offer would you have preferred?
@@MannyCovington I think the cash was a better option... I think they just started giving MR points last year after they introduced the personal checking account which you can't get if you have the business checking account 🤔
@@SledgeIncTeam Interesting!
I'm happy about it for sure!
Can you send and receive money with Zelle with this checking account?
Do you recommend applying for the checking account firt OR the Business credit card first? Not sure if having my personal charge card with them is considered already "building a relationship" with them..
I have no idea why I did not subs but i am part of the fam! Great content!
When you deposited the $5,000 in 5x $1,000 deposits... how did you do it so it counted as a qualifying transaction? Did you write checks to yourself and use mobile deposit? or some other way?
I have Novo & Navy Fed, Thinking about getting this as welll.. Congrats!
Nice!! If only for the bonus alone, this account is solid.
I didn’t realize that there may be a waitlist for this. I did see a targeted offer for a business checking account in my Amex app 🤔.
That application was long! Geez! And what gives with the “almost” instant approval. That was interesting, almost as if they were like “just kidding, you’re approved”.
It's an interesting application and setup process for sure! It wasn't my favorite lol. But at least it worked out!
I went throught the same process and had the same experience as you did. I received the "A decision is coming soon" email and was approved via e-mail a minute late. Great content, thank you for the video!!
Great vid 👌, I just opened mines last week. Easy MR points bonus 😎
Thank you! Congrats on that!
I know this is an older video, but just wondering if they removed the Amex business checking account app? All I see on the App Store is the blueprint app
They sure did! It's all housed in the Blueprint app now.
What a coincidence that I applied for this same bonus offer, on Friday. It went into review and had to wait to call on Monday but Amex called me on Monday about 10am. They just wanted me to confirm some information and I was approved. Deposit just processed today. Easy 30k points to get😎
That's awesome man! I'm glad you were able to get through. Congrats!
Funny! I just set up a business bank account for my LLC for my rental property today. I chose a local credit union, they offer a good business checking and savings I’ll use for my property. However, I strongly considered novo or Amex business along with some other online business banks. I ultimately decided for the local credit union just because I’m hiring a property manager and they are used to this credit union, and they have good account options with a good online interface. Good video Spencer!
You gotta do what's best for you! Luckily you can open any bank account you want with no real consequences, so even if you eventually get this one just for the bonus that could still be worth it. I'd wait until the 60k bonus comes back if you can though!
do you recommend this over the Chase business checking acct? how does this compare to Axos & Grasshopper? thanks
Axos is garbage. Site and app works very poorly. Half the time it's either down or takes long to get in. Feels like they are stuck in the 90s. Each deposit is 10 days to clear. Not just for new accounts. CSR - the few times I spoke to them wasn't too horirble. But their system is just a mess. I closed account with them. I hate chase. OPened account with them. Aside from having fees, etc, chase has the worst customer service known to mankind. Also you will always be speaking to some poorly trained person in Bangladesh. Their website is quite slick and they have the largest physical branch location network. But I don't want to go into a branch each time. It's not 1990. Unfortunately, because chase has such horrible service, you will be going there a lot. To open account, to change account, to deal with account issues. I opened account was told I had to go in person. Opened a second account a week later and again was told I have to go to a branch. Then was called to go BACK to the branch to make corrections. That is now three freaking appts with chase branch officer and I just barely opened account. Make inital deposit. Nice thing about chase is you can make large pull ACH transfers. I initiate a 100K pull (which is the stated limit). Chase just rejects it and then calls me after the fact to let me know. Foreign call agent says they don't know why. I make another 40K transfer. Again chase rejects it and they don't know why even though they are the ones rejecting it. They also remove the linked account. AMEX has best customer service. Schwab has great CSR. Chase is absolute shit.
Spencer do you have a video where you apply for business lime of credit?
I'm thinking of doing this too. So for the 5 trasactions minimums, 5 qualifying deposits at $1k would meet the requirements?
what do you do for cash deposits
Got approved for two of my LLC's because I selected "computer related." Approval took minutes. 3rd LLC, I selected holding company, got denied immediately automatically. I tried again under a different email and this time selected real estate - got denied again immediately automatically. I hear others are also getting denied and listing things like "retail" and other nonsense. AMEX doesn't like landlords or holding companies? Apparently don't like those who sell items online either. Always denied due to "we don't accept your industry." Wonder than what industry do they accept other than "computer related."
Wow great info. I’m doing this in the next week. My objective it the Bus Hilton. Can you get into explaining Cabbage within this realm and furtherance of business expansion funding?Thank you.
Thanks for watching man! I haven't looked too heavily into Cabbage at all but it may be worth reading up on!
Congrats on going full time with your channel!👏
Thank you!
Thanks for the info + video!
Of course! Thanks for watching Jimmy!
I just said 30,000 only because the business is projected based off studies to do that but I just started will they ask about that ?
Amex business checking doesn’t have Zelle
Thanks Spencer for the great information.
Of course!!
What will I do without you credit card UA-camrs? I applied and got approved. Thank you.
Haha I'm happy to help!
Is a personal charge card considered existing customer qualified or does it have to be a BUSINESS credit card?
it has to be a business credit or charge card...
Does the personal checking / savings work in the normal amex card app? (oh you answered later, I think I'm about to open a savings and can let ya know here / discord)
Yeah I'm not exactly sure tbh... but please let me know!
I don’t have 5k to deposit can I still get the debit card?
Yes
I have the personal checking account with the MR points earning debit card.
Nice!!
I've seen the 60k offer before, but I wasn't ready to apply for it then. I'll have to keep an eye out for it if that offer ever comes back
I'd definitely look for that one! It would've been nice to get that but I didn't care to wait tbh...
- thats sounds good. Remember what the offer required?
@@docsays I believe you had to deposit $10k or something. Mark Reese's vid covered it!
@@SpencerJohnsonOfficial - cool. Thanks spencer
When you make payments from the Amex Business Checking Account to Amex for your credit cards bills it is almost instantly recognized.
Good to know!
So you have to have a business to really get this?
Excellent video! I'm looking at quite a few options for my first business checking account and your video was extremely informative 💎 keep making great content 💪🏾
Glad it was helpful! Thanks so much for the support.
Might come in handy one day. Ive had this for a few years and have other business checking accounts that i had before it... But remember, when I applied for the Hilton Business Card, they asked me for 3 months of "Business Checking" Statements
When I got it, they had a bonus of $500 when you have $10k in the account for 60 days plus some other stipulations. It didn't earn MR points at the time
Yeah I feel you! That offer was pretty solid for you too. I'd prefer the points, but $500 cash aint bad!
I just got the Hilton business card. I wasn’t asked for any statements. I’m glad that i didn’t read this comment before I applied. I may have chickened out. My business only makes a few hundred a month.
@@lienecarter6411 lol, yeah Amex was making sure I was legit. Probably because I have 12 Amex. I'm glad that I had that business checking account though 😀
Did anyone have to join the waitlist? if so how long is the wait?
I haven’t heard of anyone getting on the waitlist, but I think it’d be best to have a business card with them first if you wanna fast track the process.
They told me you have to already have a credit card with them to open an account. Otherwise they are no longer accepting outside applicants….until further notice
Thank you for the data point!!@@mattchilds4149
Got the 200,000 points for business platinum and Business Checking (20k) bump when you apply for both together. Other question Spencer, five and 812 credit score but I have 8 hard inquiries, this past month I may have gotten a little crazy with business and personal card 😂. Do you think my score is gonna get killed or still? I’ll be good mid 700’s I’m planning on another card next month and then each month after building my Chase before I hit my 5/24
That's awesome!! I imagine those inquiries will drop your score slightly heavily in the short term but with how high your credit score was before you should recover quickly. I recommend spacing cards out at least a month in between (usually 3 for myself) but that's up to you of course. If you have 8 hard inquiries in the last month, how many cards were you approved for? I imagine you're over 5/24 already, but maybe not.
@@SpencerJohnsonOfficial no only three personal the rest are business. So right now I’m making a run on Chase business cards over the next couple months before I get the Chase Hyatt card, and then one final Chase before I move on to other banks.
Amex is offering some current promotions if you open a Biz Plat Card and their Biz Checking Account then there are some elevated offers.
Good call out!
I got the 60k points offer when it was out, I have soooo many points on hold that I can’t use b/c of life circumstances unfortunately. Won’t be able to travel internationally until roughly 3 years. Let’s hope the devaluation isn’t tooo bad.
Congrats on that!! I'd imagine Amex's points overall will stay very valuable.
This was a great video Spencer! I was wondering if I could get this as a sole prop with my EIN, so I might try it!
Also glad you clarified the “trick”. I assumed 5 debit card transactions would suffice. Great to know!
Good looking out!
Thank you Doc!! I know Calby tried to apply as a sole prop and was denied but that could have been for many reasons. Let me know how your application goes if you decide to do so! I'm always happy to help where I can... thanks for watching Doc!
@@SpencerJohnsonOfficialhard pull?
No it was just a business bank account so it should only be a soft pull. @@Trezn
@@SpencerJohnsonOfficialI’m weighing in here months later - I was able to open this as a sole prop with just my EIN. For some reason I had to go through quite a process to verify my identity including sending photos of my DL and then actually having a video call with someone to verify!
I’m curious how you like this account. To me it feels a little unpolished and janky which is surprising for Amex. I’m sticking with it for now though.
Thanks for the DP man! That's good to know you were able to get through as a sole prop, but I've heard a lot of folks with the same experience as you on that front.
As for the account itself, definitely janky and I wish they'd focus more attention on it, but it gives me some kind of interest on my cash, so I guess I can't complain 🤷🏼♂ @@MidlifeMoneyMoves
I am a single owner without a llc and I was rejected
Is it too late for me to be first? I don’t think so….so here it goes, FIRST!
Hahaha close enough!
Good video. I have been looking at this as a way to further build a relationship with amex but right now doesn't make sense since I use my sofi savings and vault business funds in a specific vault with a 4.3 APY. Maybe further down when market adjusts and interest rates are down it would make more sense
Thanks man! It really only makes sense for me for the bonus and since I didn't have a business specific checking account earning any APY. I still park most of my liquid cash in an HYSA, but for general cash flow purposes, this account should work pretty well for me.
Great way to get Amex to approve some good business cards. Got BBP with a nice high limit after getting the business checking welcome bonus.
Good point! Congrats on that!
I saw this on my Amex portal but didn't know what it meant 🤣🤣
I'm glad you got approved for it now though!
Checking accounts are cousins to the game. I'll allow it, but remain cautious please.
Yay at least I got a partial blessing from you 😉
FYI, you cannot apply for this if you already have a personal checking account with AMEX
💯💯💯💯
👍🏻
Thanks for watching!
First!😊
Let's go!!! 👑
Thanks for holding my crown for me. I’ll take it back now.
I think they can afford to change these debit cards to earn 1 MR points per dollar.
Haha you'd think so!
Second
You're always here early! Thank you for that man! 🥈
Of course. I should be thanking you for the great videos you make! Got that notification bell on too so I can make sure to watch the videos.
Got the 60k last time hoping that comes back so I can let people know
Yeah that's awesome! I wish I got that.
A excellent and even freaking idea to bring into the table let’s say but videos saying a definition in the financial life and world like why, for what, how and reasons in explanations of the financial life and world for each person so since there’s people of any age building or re-building credit history and boosting for a higher credit score so why not subject even topics in what is financial life and world for anyways. Non-offense to no one only my personal opinion and comments.
Thanks for sharing your thoughts man!
No problem brother, be safe and many success in anything out there always!!
Watching it again right now so I can get the 50k bonus 😂 Thanks again for the detailed info brotha!🫵