Discover It Student Card

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  • Опубліковано 21 лют 2020
  • Discover It Student Card! Discover has 2 student credit cards. In this video I talk about the Discover It Student Cash Back Card and the Discover it Chrome for Students. Both Discover It Student Cards are cash back credit cards.
    AMERICAN EXPRESS CARDS
    ➜➜➜ amex.co/2tXjoGZ
    Get the DISCOVER CARD and get a $50 Statement Credit with your 1st purchase within 3 months.
    ➜➜➜ bit.ly/37r3jr5
    CAPITAL ONE QUICKSILVER
    ➜➜➜ capital.one/2Rr5Bl2
    You can check and see if you are prequalified before choosing to accept the credit card offer.
    DELTA Skymiles Cards
    amex.co/38WlBkX
    APPLY HERE American Express Blue Cash Everyday Card
    Get $200 cashback when you spend $1,000 in the first 3 months.
    ➜➜➜ amex.co/2tXjoGZ
    Become a Discover Cardmember and get a $50 Statement Credit with your 1st purchase within 3 months. I also get a $50 statement credit when your use the link below. (this helps out the channel)
    APPLY for the DISCOVER IT CARD BELOW
    ➜➜➜ refer.discover.com/s/22dmma
    ✅SUBSCRIBE to our channel
    ➜ / @duanetv1925
    Once again my name is Duane with how to build credit TV. This channel offers 100% FREE information on how to build credit, how to get cash back actual cash money from using credit cards, as well as credit card reviews. We also talk about everything you need to know about credit. Whether you're looking establish credit, build credit, rebuild credit or learn more about the Fico Score and how it's comprised so that you can increase your credit score.
    ✅SUBSCRIBE to our channel
    ➜ / @duanetv1925
    #HowToBuildCreditTV
    Movie Clip From: Don't Be A Menace To South Central While Drinking Your Juice In The Hood (1996)
    Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use. No copyright infringement intended. ALL RIGHTS BELONG TO THEIR RESPECTIVE OWNERS
    DISCLAIMER: Some of the links in this description are affiliate links. If you sign up for the offers using those links a small commission will be made with will help out our channel. Thank you very watching our videos and supporting the channel.

КОМЕНТАРІ • 102

  • @teamtrucc
    @teamtrucc 4 роки тому +182

    I wanted to thank you for making your videos with all your information I learned how to work on my credit and in less than a year my credit score went from 580 to 722

    • @duanetv1925
      @duanetv1925  4 роки тому +23

      Thanks for taking the time to say those kind words.

  • @dominiquezuluaga5143
    @dominiquezuluaga5143 4 роки тому +133

    This was so helpful! Thank you so much for exposing the difference between the two cards. It was exactly what I was searching for on UA-cam! I’m going to be signing up for my first credit card now 😆

    • @duanetv1925
      @duanetv1925  3 роки тому +4

      Awesome Dominique I hope you get approved. Thank you so much for watching...

  • @StevenPaul125287
    @StevenPaul125287 4 роки тому +87

    Just got approved for the Student Cash Back one, that 5% on the big online retailers is gonna be nice during the holidays! Wish I saw the referral code first though :(

  • @caityhoff2134
    @caityhoff2134 4 роки тому +30

    This video was super straightforward THANK YOU!!! I have a line of credit from my car payment and have been really getting into improving my personal finance going into my third year of school!! Thanks!!

    • @duanetv1925
      @duanetv1925  3 роки тому +2

      Thanks so much for watching Caity!

  • @michaelwhitt355
    @michaelwhitt355 4 роки тому +23

    I have a Discover it, and a Discover it Chrome card. I thought about product changing my Chrome to a regular it, but I decided to keep it and use it just for gas. I have a Savor One Capital One card for dining.

  • @uhokayand
    @uhokayand 3 роки тому +31

    Just applied for the discover student card, I hope to gain a lot of information through your videos thank you!!!

    • @duanetv1925
      @duanetv1925  3 роки тому +4

      Congratulations! I think you will like the card. Just be sure to pay it off

  • @scavzi7231
    @scavzi7231 4 роки тому +2

    Great video and was exactly what I was looking for, Thanks!

    • @duanetv1925
      @duanetv1925  4 роки тому +1

      Thanks 🙏🏾 for watching

  • @KevConc
    @KevConc 3 роки тому +11

    1st time here, Already Subbed! Great content. Thankyou so much for leading a path for us Newbies ⚡️

  • @SoulOctavius
    @SoulOctavius 4 роки тому +54

    I just ordered my Discover it Student Cash Back card today! It will be here next week. I can't wait to start using it, and building my credit. I am so happy I didn't have to wait until next year before getting it. I didn't even have any money either or a credit history. They gave me a 1k line of credit. I plan on using this credit card until I finish college, and get my credit score to at least 700+. Then I am going to get the Navy Federal More Rewards Credit card next!

    • @duanetv1925
      @duanetv1925  3 роки тому +12

      Congratulations! That’s a very solid plan moving forward. Well done !!!

  • @gennypennyyy
    @gennypennyyy 4 роки тому +17

    this was extremely helpful!! Thank you so much !

  • @esmeraldaquintero1375
    @esmeraldaquintero1375 4 роки тому +7

    Very informative! Good job I am a student and I understand thanks!!

    • @duanetv1925
      @duanetv1925  4 роки тому +1

      Awesome E....thanks for watching. 🤓

  • @j.hernandez8730
    @j.hernandez8730 3 роки тому +11

    Excellent presentation I will be receiving my card in the mail soon very good information !

    • @duanetv1925
      @duanetv1925  3 роки тому +1

      Congratulations on getting the card!

  • @DDavis-mi2cg
    @DDavis-mi2cg 4 роки тому +3

    Thanks!

  • @keithshep
    @keithshep 4 роки тому +3

    Good job!

  • @jordan23ww
    @jordan23ww 4 роки тому +9

    Ayeeeeeeee!!!! In case you missed it Matthew Perry gave your channel a shout-out today in his video “4 Sneaky Ways To Improve Your Credit Score” at about the 6:58 mark! Love to see stuff like this! Community supporting one another!

    • @duanetv1925
      @duanetv1925  4 роки тому +1

      I did miss it. Thanks for the heads up.

  • @ghoul3334
    @ghoul3334 6 місяців тому +1

    Great video !! I just turned 20 and I recently got my first credit card from Captial one so for paid statement balance in full before due date and stay at 25% under on my 1k limit. Just applied for a student card worth the 5% cash back since I work 35 minutes from work and need gas quite frequently got a 696 credit score as of right now and aiming for 750 and higher!

  • @briam143_
    @briam143_ 3 роки тому +1

    Very helpful!!

  • @Moneykingkevo
    @Moneykingkevo 2 місяці тому +1

    Great breakdown on the Discover it cashback reward credit card

  • @Niysworld
    @Niysworld 3 роки тому +1

    After graduating do you close the card? When is it ok to close the card?

  • @Bmxash
    @Bmxash 3 роки тому +1

    I’ve never had a credit card or a bank account. I’ve been looking in to getting a bank account because I’m about to start college. Can I still get this card despite that? Or no?

  • @NefelibataQueen
    @NefelibataQueen 4 роки тому +21

    I am a college student but I want to increase my credit score. Is it better to get the student card or the secure card? Thank you!

  • @lunisjam9997
    @lunisjam9997 4 роки тому +14

    Hey man, really appreciate the videos. I am going to apply for a credit card soon. But I had a question. In the fine print it says balance transfer fee of 3%, what does that mean?

    • @duanetv1925
      @duanetv1925  4 роки тому +16

      If you move money from a cc to discover there will charge you 3% one time and then you pay no interest for however many months...

  • @instagramlivereplays9251
    @instagramlivereplays9251 4 роки тому +1

    Awesome,

  • @195t0343
    @195t0343 4 роки тому +1

    Thank you!!!!!!!!!😃🙌🙌👍

  • @Mars-kt1kz
    @Mars-kt1kz 3 роки тому +8

    Hi so I’m in college currently taking online classes I have a debit card and am working. I sometimes buy stuff for myself or necessary for school. Which do you think I can get? And after I graduate college, do I have to cancel and will they charge me?

    • @duanetv1925
      @duanetv1925  3 роки тому +3

      You shouldn’t have to cancel it...

  • @erino.6432
    @erino.6432 3 роки тому +17

    I’m a junior community college student who is looking at getting a credit card. I was doing my research and saw that the discover IT was the best way to start with my credit. Should I get the Secured cash back or the student cash back credit card? Thank you, your videos are informative.

    • @duanetv1925
      @duanetv1925  3 роки тому +2

      The student card or the secured card is a good choice.

  • @miyukiy3695
    @miyukiy3695 3 роки тому +23

    I applied for the student cash back one but it automatically said there was “no credit record available” I called and they said to call equifax...does that mean you have to have an account with a credit bureau before applying for a credit card?

    • @duanetv1925
      @duanetv1925  3 роки тому +14

      No it just means you don’t have any credit. Consider getting the secured card with them.

  • @jenniferhernandez8734
    @jenniferhernandez8734 3 роки тому +16

    Can we have two credit cards at once from discover? I signed up for the discover it secured card and now I want to apply for one of the student ones

    • @duanetv1925
      @duanetv1925  3 роки тому +11

      No you cannot apply for more than one discover card in a year. You must wait a year...

  • @tenzingsherpa6291
    @tenzingsherpa6291 4 роки тому +13

    Hey I got the discover secured card a while ago and I see the benefits are better in the student cash back one. Should I apply for that as well? Would that impact my credit score due to the inquiry?

    • @duanetv1925
      @duanetv1925  3 роки тому +4

      I would call them and see if they will allow you to switch over.

  • @calmaudio5116
    @calmaudio5116 3 роки тому +1

    I only have about one semester left in college ... Is it still worth it to get this credit card or no???

  • @hafsaf3358
    @hafsaf3358 3 роки тому +5

    First time here! great content- I have bad credit (560) and I am trying to rebuild my credit. I'm in college and I'm now wondering if it is a good idea to apply for one of those cards.

    • @duanetv1925
      @duanetv1925  3 роки тому +4

      It may be better to get a secured card.

  • @natalieb4663
    @natalieb4663 3 роки тому +17

    What happens when you graduate from college? I have 3 more semesters left and I am graduating in May 2022. Will I still have those benefits for the full 5 years? Or should I apply for a non-student credit card now so I won't have to transfer over from the student card and pay any fees once I graduate?

    • @duanetv1925
      @duanetv1925  3 роки тому +11

      That is a great question...I think your card will transition to a regular card. But you want to be sure to call and ask them what is going to happen.

  • @jeananoel4288
    @jeananoel4288 3 роки тому +24

    Which card would you recommend for me to get? I’m a senior in high school going to college this year and I don’t pay any bills

    • @duanetv1925
      @duanetv1925  3 роки тому

      You can try to get the student cash back card.

  • @tristanhelm2600
    @tristanhelm2600 3 роки тому +4

    did anyone else have to send proof of your social security card before getting approved?

  • @honeylo3715
    @honeylo3715 3 роки тому

    Does Discover give you the option to reapply??

  • @meoshec445
    @meoshec445 4 роки тому +5

    Do you need a certain credit score to get approved for the student credit card ?

    • @duanetv1925
      @duanetv1925  4 роки тому +2

      No but you definitely need to be in college

  • @KevConc
    @KevConc 3 роки тому +5

    Message 🤣🙌🏽

  • @besty2823
    @besty2823 4 роки тому

    What if I graduate in July... 2 months. Could I still apply?

  • @faith1cheer
    @faith1cheer 4 роки тому +1

    If i have to pull loans for college, is it a good idea to get a credit card like the student cashback card?

    • @duanetv1925
      @duanetv1925  4 роки тому +9

      It can be super hard to keep up with your credit cards in college but if you can manage it I would say go ahead and start with credit now.
      Don’t ever use the card unless you have the money at that moment to pay off the credit card.

  • @Andrea102295
    @Andrea102295 3 роки тому +1

    I will be going to school for a paralegal certification. Would I qualify for 5% cash back credit card?

    • @duanetv1925
      @duanetv1925  3 роки тому +1

      I don’t know. You could see if you’re prequalified at the website.

  • @Thomas_Carmine
    @Thomas_Carmine 3 роки тому +3

    What should you do if you are no longer a student and have the discover chrome card?

    • @duanetv1925
      @duanetv1925  3 роки тому

      Nothing! Continue to use the card

  • @paolaj6641
    @paolaj6641 4 роки тому

    Does the link in the description box work only for Discover Cash Back & not the Discover Student Cash Back?

  • @Smiles91908
    @Smiles91908 3 роки тому +4

    I got my Discover it Student Cash Back Card today and I just have a few questions. After I am done with college, can I still use this card or should I switch to a different card? And if I switch, is there a fee? I saw somewhere if you move your credit to another card I would be charged.

    • @duanetv1925
      @duanetv1925  3 роки тому +2

      You should be able to switch and there will not be a fee...

  • @alyssachan5519
    @alyssachan5519 3 роки тому +1

    Should I sign up for the student card if this is my last semester?

    • @duanetv1925
      @duanetv1925  3 роки тому

      I think that’s a great idea!

  • @KockyKey
    @KockyKey 4 роки тому +3

    Does credit score matter when getting the student card like this?

  • @xxsilver_gamingxx389
    @xxsilver_gamingxx389 3 роки тому +6

    Do you need to be a certain age to get the student card ?

  • @keradiorvlogs
    @keradiorvlogs 3 роки тому +1

    anybody know the minimum credit score for the student card

  • @diegogodina1480
    @diegogodina1480 4 роки тому +9

    I just applied for a Credit card not that long ago and I’m trying to get one of theses cards do you think I’ll still be able to get it

    • @duanetv1925
      @duanetv1925  4 роки тому +2

      Go to the discover site and see if you are prequalified. If you are then don’t forget to use my referral link for the discover card. You will get a $50 statement credit after your first purchase.
      If you are not prequalified you can get the secured card. Just put $200 for your deposit.

  • @ciron8884
    @ciron8884 4 роки тому +3

    how long does it take to get your first credit score ?

    • @duanetv1925
      @duanetv1925  4 роки тому +3

      Shouldn’t be longer than 3-6 months

  • @alex.walterlozano6247
    @alex.walterlozano6247 4 роки тому +6

    Would getting a credit card affect me if I rely on Financial aid for College?🤔

  • @zerajnimegroj3012
    @zerajnimegroj3012 3 роки тому +1

    If i graduate in 2 years, will I still be able to use this card after graduation ?

  • @MrEdwinonline
    @MrEdwinonline 4 роки тому +1

    Why Discover doesn't let me have the Student Card after I got my Secured Card? I don't understand how do they really work. Because I was declined for the Student Card even if I presented evidence that I was a student because of no credit history and they refuse to explain to me of why is that. Please someone help.

    • @duanetv1925
      @duanetv1925  4 роки тому +1

      Yeah man that’s tough. Sorry to hear that...what you may consider doing is waiting for about 6-9 months and then reapply for maybe just the secured card.
      Or you could apply for the Citibank secured credit card. Or the Bank of America secured cash rewards card.

  • @ibrokemyownheart4953
    @ibrokemyownheart4953 3 роки тому +1

    I literally just started using discover and I didn’t know there was a student card. Can I just cancel my current card and go for the student card?

    • @duanetv1925
      @duanetv1925  3 роки тому +1

      Nah I would just keep the card you have.

  • @jvic2130
    @jvic2130 3 роки тому

    How does discover check that you are an actual student?

    • @duanetv1925
      @duanetv1925  3 роки тому +1

      Great question. I don’t know 🤷 but they may ask for your college!

  • @vamsikrishna-tp9pm
    @vamsikrishna-tp9pm Місяць тому

    Hi I am an international graduate student, can i get this card ? , I don't have SSN

    • @duanetv1925
      @duanetv1925  Місяць тому

      Idk 🤷 that would be interesting… I am not sure how you would get a card then

  • @backendz6051
    @backendz6051 4 роки тому +1

    I received an invitation for this card I just graduated high school but won’t be a student this upcoming school year can I still apply?

    • @duanetv1925
      @duanetv1925  3 роки тому +1

      I think it may still be worth trying. If you can’t get that card then get the secured card.

  • @kimberlyalvarez6527
    @kimberlyalvarez6527 3 роки тому +1

    can high schoolers apply for the Discover it student cash back card too, or is it just college students??

  • @PhatBoyPhreshh
    @PhatBoyPhreshh 4 роки тому +1

    I’m a grad student and applied today but got denied, I’m not sure why

    • @duanetv1925
      @duanetv1925  4 роки тому +2

      Wow that is weird. I wonder why...

  • @michaelhuang8774
    @michaelhuang8774 4 роки тому +2

    can a student who's unemployed get a card

    • @duanetv1925
      @duanetv1925  4 роки тому +1

      I don’t know. But I think it’s possible...