30 ki AGE ke pehle RETIRE karna CHAHTE HAIN? Ye DEKHO!

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  • Опубліковано 29 чер 2024
  • What is #retirement? How can you successfully retire because of financial freedom?
    So many people often ask me how they can retire, specifically before 30. But retirement may not be what you think it is!
    Get insurance advice from Ditto: bit.ly/3xFh7OU
    00:00 Introduction
    01:07 What is financial freedom?
    03:27 What is retirement?
    05:55 Needs and wants
    07:42 Inflation
    10:40 Where to invest?
    15:30 Planning for the longer run
    18:56 Miscellaneous expenses
    20:35 Summary
    The way I see it, retirement is more about mindset. And I've shared more about that in this video.
    However, numbers-wise, what could the answer to retirement at 30 look like?
    Let's find out in this video, using an excel sheet! Yayyy!!!
    You can check out the excel sheet here: bit.ly/3kadHwa
    Get PDF Notes to this video at: bit.ly/3nYKKVe
    We'll look at monthly expenses for now and the future, how to account for your needs and your wants, what the inflation-adjusted rate would be, and how you can grow your investments!
    When you work on these with discipline, I can’t wait to see what the future holds for you :)
    Click here to subscribe to my UA-cam channel: shorturl.at/bizNX
    ----------------------------------------------------------------------------------------------------
    Ankur Warikoo is an entrepreneur, an angel investor, a mentor and an active public speaker.
    For the past 4 years, Warikoo has been actively sharing content on UA-cam, LinkedIn, Instagram, Facebook and Twitter amassing a following of 3 Million+ people.
    He posts 3 Hindi and English videos every week on his UA-cam channel, where he talks about entrepreneurship, how to grow in life, personal finance and failure.
    Warikoo started his entrepreneurial journey in 2008. His most recent startup is nearbuy.com where he was the founder and CEO from 2015 until 2019.
    Prior to that, Ankur started Groupon’s India business in 2011 and acted as the Country CEO from 2011-15, and Head of Groupon APAC from 2013-15.
    An alumnus of the Indian School of Business, Ankur is an active Angel investor and mentor to several startups.
    Ankur has been part of Fortune Magazine’s 40 under 40 List for India, LinkedIn India’s PowerProfiles List, LinkedIn India’s Spotlight List and India’s Top Executives under 40 list.
    -----------------------------------------------------------------------------------------------------------------------------
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КОМЕНТАРІ • 5 тис.

  • @warikoo
    @warikoo  2 роки тому +560

    You can check out the excel sheet here: bit.ly/3kadHwa
    (This is a view only sheet. You will have to download it and then edit it)
    Get PDF Notes to this video at: bit.ly/3nYKKVe
    Get insurance advice from Ditto: bit.ly/3xFh7OU
    I use Zerodha to invest. You can start your investing journey too, through Zerodha.
    zerodha.com/open-account?c=ZMPHCY
    (PS: When you create a Zerodha account through this link, I get an affiliate fee. There is no additional charge to you)
    smallcase All-Weather-Investing (what I recommend for all of you, if you are just started investing in stocks): link.smallcase.com/eBDwWqpgocb

    • @deepaklakhwan9067
      @deepaklakhwan9067 2 роки тому +6

      Sir please tell me should I do MBA after work experience or directly after bba ki chlo ho jayega ab to

    • @anasqureshi4653
      @anasqureshi4653 2 роки тому +5

      Aap aur excel sheets.....never ending story

    • @jayasuriya8306
      @jayasuriya8306 2 роки тому +6

      Sir I'm 17 and I learned about crypto and invested some money form my father and I also earned some huge amount but I'm currently studying but I'm unable teach my parents about crypto what can i do sir pls help ☹️ and I'm so busy with my studys

    • @deepaklakhwan9067
      @deepaklakhwan9067 2 роки тому +1

      @@jayasuriya8306 you can invest with 100 ruppes on coin dcx.

    • @shaswataindra2404
      @shaswataindra2404 2 роки тому +2

      Hedge inflation with Bitcoin, hedge Bitcoin with Gold to generate wealth.And earnings from equities use it for daily needs. But first and foremost get an insurance. Getting insurance is like the contents page of a beautiful book called Returns!

  • @dd1278
    @dd1278 2 роки тому +634

    I've seen many people explaining this but few can do it with such humor, warmth and in a reassuring manner. It feels like we are watching our cool all knowing (but very grounded) elder brother explaining the math before us..we are allowed to ask the stupidest questions because we genuinely feel nobody is judging...thanks for creating such an awesome channel and such a great virtual environment. It feels nice when that notification comes up. Keep going Ankur bhai.

    • @warikoo
      @warikoo  2 роки тому +73

      Thanks so so so much :)))

    • @Sushant12341000
      @Sushant12341000 2 роки тому +6

      @@warikoo Please come up with valuable insights through a video on 12% club.

    • @bhanugarg8083
      @bhanugarg8083 2 роки тому

      @@warikoo I am a big fan of you and your videos. Your content is a big bowl of knowledge.

    • @pratikyadav6097
      @pratikyadav6097 2 роки тому +7

      @@warikoo Hi, I might be wrong but starting with 1 lakh and a SIP of 10k with increase of 10% every year at 15% return for 10 years would end up with 44lakhs approx but according to the video it says 88lakhs which is strange.

    • @ishwarxettri3515
      @ishwarxettri3515 2 роки тому +4

      @@pratikyadav6097 correct this video is wrong

  • @starflowvlogs
    @starflowvlogs 2 роки тому +70

    To all the people who want to retire before 30! We are all in this together and we will get our freedom 💙

  • @sworoopmahapatra6921
    @sworoopmahapatra6921 3 місяці тому +136

    Me watching this at 34.

  • @selenajack2036
    @selenajack2036 Рік тому +176

    With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio

    • @adenmall7596
      @adenmall7596 Рік тому +2

      It really is a delicate season now, so you can do little or nothing on your own. Hence I will suggest you get yourself a professional that can provide you with entry and exit points on the securities you focus on.

    • @cuddyb9631
      @cuddyb9631 Рік тому +2

      @@hushbash2989 Please can you leave the info of yo invstment analyst here? I overheard someone talking about how a couple made $200k during this red season. I need such luck lol

    • @bsetdays6784
      @bsetdays6784 Рік тому +2

      Thank you for this tip. it was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé.

  • @theartisticarchitect1856
    @theartisticarchitect1856 2 роки тому +230

    I'm an architect in my field we start working individually in our 30s. This is quite frustrating because we don't get paid enough at our jobs. And also while working individually won't give much money to us....but nowadays after watching all your videos I feel really happy and I have some hopes now that I can also have financial stability in early age.

    • @Varunsindhe3
      @Varunsindhe3 2 роки тому +1

      Architecture aspirant here, how can I contact you ?

    • @dubeyakash8904
      @dubeyakash8904 2 роки тому +11

      I'm in currently in last semester of Architecture. After doing internship and hearing experience of all seniors, got disappointed. But, currently thinking of learning new skills from Udemy, (UI/UX, Web designing,etc) to create an extra source of income from freelance. Let's hope, Architecture community gets more stronger.

    • @K8LOYT
      @K8LOYT 2 роки тому +12

      What a bs :
      IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15
      ₹ 52,768.14
      ₹ 60,683.37
      ₹ 69,785.87
      ₹ 80,253.75
      ₹ 92,291.81
      ₹ 1,06,135.59
      this much respectively what a lame clickbait, have some shame though u were good

    • @ziasmailbox
      @ziasmailbox 2 роки тому +2

      Architect here too... It's frustrating to be poor in 30s...

    • @blastard5539
      @blastard5539 2 роки тому

      @@K8LOYT Has he implemented this?

  • @KVGurujiofficial
    @KVGurujiofficial 2 роки тому +154

    Waiting sir for this kind of video
    Thanks for this video sir

    • @K8LOYT
      @K8LOYT 2 роки тому +6

      What a bs :
      IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15
      ₹ 52,768.14
      ₹ 60,683.37
      ₹ 69,785.87
      ₹ 80,253.75
      ₹ 92,291.81
      ₹ 1,06,135.59
      this much respectively what a lame clickbait, have some shame though u were good

    • @Dream195_tilakpatra13
      @Dream195_tilakpatra13 2 роки тому

      @@K8LOYT tu single source of income ke mind set se yehi soch sakta hai.

  • @alanpinto4214
    @alanpinto4214 Рік тому +2

    Thank you Warikoo for this lovely excel sheet and simple advice. Appreciate it!

  • @JUNGLESAFARI-INDIA
    @JUNGLESAFARI-INDIA Рік тому +1

    Thanks Ankur, you are a man with genuine intent to help people!

  • @himanshidixit6406
    @himanshidixit6406 2 роки тому +93

    This is what we call real value addition to the society. Financial education at its best. Thank you so much sir for sharing your knowledge..

  • @muscleengineer836
    @muscleengineer836 2 роки тому +350

    Thanks a lot sir … apki video Dekh k Mujhe Phli baar ye realise hua k …kam se kam hume excel chalana to jarur aana chaiye …Baaki chize to insaan kr hi lega …agr use life m kuch pana hh to 😁

    • @DKKUMARR
      @DKKUMARR 2 роки тому +6

      Same here man.

    • @aashukataria4829
      @aashukataria4829 2 роки тому +2

      😂😂😂😂

    • @PrashantKumar-tc9fs
      @PrashantKumar-tc9fs 2 роки тому +6

      😀😀 मैं तो 24 में रिटायर हो गया।
      इंजीनियरिंग करी 2019 में
      1 प्लेसमेंट छोड़ दिया
      2 प्राइवेट जॉब ऑफर लेटर लिया ज्वाइन नहीं करा
      3 UP GOVT की GOVT JOB से रिजाइन दे दिया कल
      कुछ नही होता यार सिक्योरिटी , सब बकवास है जिंदगी खराब मत करो GOVT या PVT JOB में। कुछ खड़ा करो बड़ा करो टैक्स दो करोड़ो कमाओ देश बढ़ाओ।
      इंजीनियर हो तो सभी बाते समझ आएंगी। तुम 20 000 RS में अपना सब कुछ बेच रहे हो😀 CHUTIYE हो तुम। 5 साल में MILLIONARE बन जाओगे अगर ढंग का काम छोड़ो दुकान भी खोल लोगे😀😀

    • @gokulpradhan7794
      @gokulpradhan7794 2 роки тому

      Hahahahahaha

    • @student6555
      @student6555 2 роки тому +11

      @@PrashantKumar-tc9fs bhai dukaan hi kholni thi to engineering kyu kare Bhai 😂

  • @pradeepsingh1244
    @pradeepsingh1244 3 місяці тому

    What a Great Overview you provided with facts and numbers. Really liked it and will for sure be using this excel sheet for retirement planning 😊

  • @meenakshim4437
    @meenakshim4437 Рік тому +12

    You are truly a genius...thank you very much for a simple explanation. Please make a video of financial planning for short term goals.

  • @NamanSaxenaa
    @NamanSaxenaa 2 роки тому +107

    Banks be like who’s this Warikoo ruining our FD relations 😂😂

  • @RohitKumar-fh7vy
    @RohitKumar-fh7vy 2 роки тому +10

    Ankur sir, your content and thought process, and viewpoint towards financials are just so aspiring. Thank you for such real quality financial education for free. Much appreciated.

  • @vamsikrishna.c6277
    @vamsikrishna.c6277 Рік тому +5

    Hi, I actually like this video as you practically put numbers in and explained it in almost layman terms. As a guy who's been observing the trend of spending bigger as you get paid big, I never had an idea of how much return a person should generate to sustain a middle class lifestyle until i watched this. I looked into the amount we need to spend for child's education which is 25 lakhs for a masters this year and a proper suburban house costing around 2 crores.... i just calculated that we really have to put all in until we retire which is the reality my parents tried to teach me from my childhood. I guess i am late to comment here but I'm glad i watched the video in time at the age of 26 to plan ahead! Thank you

  • @arijitguha6794
    @arijitguha6794 2 роки тому +425

    Investing 10k-15k at the age of 20 seems hypothetical. At 20-21 age, most people are just freshers out of college, doing internships or working at MNCs at fixed 3.6 ~ 4 LPA salary which translates to 22-25k in hand. Now after paying rent and other utilities, it's pretty difficult to invest 10k every month.

    • @arunavv
      @arunavv 2 роки тому +73

      The concept remains the same. No one can make a video that goes for everyone, right?

    • @arijitguha6794
      @arijitguha6794 2 роки тому +38

      @@arunavv yes I understand there's no one-size-fits-all investment strategy that suits everyone. But since we're talking here about starting SIP from a age where most people have just began earning and at very early stage of their career, this doesn't make much sense. Only a very small % earns like 8-10LPA fresh out of college who can manage a 10k SIP every month

    • @amritpalsingh8394
      @amritpalsingh8394 2 роки тому +39

      Arijit - saving pet kaat ke(avoiding unnecessary expenses)hi hoti hai yaar. Sooner you learn this, faster you get financial freedom.

    • @noobrider4352
      @noobrider4352 2 роки тому +6

      This absolutely makes sense

    • @dhanushp1680
      @dhanushp1680 2 роки тому +8

      only in some cases where you can cost cut some things like when you have a parents house u can still live there right and you can travel in public transport and eat food which is less at cost, if you cut out everything like that its easy

  • @harshalpanchal63
    @harshalpanchal63 2 роки тому +39

    I never comment on any videos but thank you so much sir, I'm 21 rn learning personal finance from you for free is a privilege. Thank you sir 🙏🙏

  • @ruma7567
    @ruma7567 2 роки тому

    I was just watching ur ads but now I love this finance trick ..
    Thanks

  • @MOHAMMED-gi2uh
    @MOHAMMED-gi2uh Рік тому

    The best practical calculation I have ever seen, this video was genuinely fabulous

  • @nishthaarora1753
    @nishthaarora1753 2 роки тому +25

    Your simplicity in teaching is your biggest blessing. Thank you so much for creating this level of awareness and farsightedness.
    Being an educator I suggest you to take such workshops right from the school time in senior classes or in colleges . This should be covered in our curriculum, sooner the college students start saving and investing better the results they will get.

  • @lucifyer4486
    @lucifyer4486 2 роки тому +12

    This is one of the best videos on financial freedom I have seen. Making it so simple that literally anyone could understand it. I've always known the meaning of financial freedom but they way you put it in words makes it so simple. And I love the fact that this is not some overblown tactic you are trying to sell which will get us freedom by 30. But spitting facts on how something is possible, something is not and what one can do make it possible with math. Great video! Thank you!

  • @ranjankumarchaki5473
    @ranjankumarchaki5473 Рік тому +2

    Excellent your calculation and also your way of speaking.

  • @thesandeepmittal1898
    @thesandeepmittal1898 Рік тому

    thanks dear Ankur for your nice gesture of sharing this sheet. Love You.

  • @joydas4290
    @joydas4290 2 роки тому +18

    Wish ur videos were available when I was 25…never the less I’ve started now. Thank u so much for these amazing and enlightening videos that Im sure are helping numerous people. 🙏

  • @VaibhavBisht28
    @VaibhavBisht28 2 роки тому +47

    THAT LIGHT GONE SYCN WITH THE TRADITIONAL FD ROAST WAS EPIC. 😂😂 "LOVE YOU SENIOR"

  • @jaimesmith1086
    @jaimesmith1086 Рік тому +35

    I am 33 and already have INR 2 crore corpus (was able to work in the west, live frugally and save in my 20s, though my salary in western income standards was quite average).
    Looks like I am gearing up for retirement soon in India.
    Thanks Ankur for this insightful video.

    • @minakshichabra
      @minakshichabra 6 місяців тому +2

      In India, you will get relatives to invest in so think before you come 😂😂😂

    • @geethascharlu5622
      @geethascharlu5622 2 місяці тому +1

      Very good yaar. I'm proud of you.

  • @saikumarpeddireddy7079
    @saikumarpeddireddy7079 2 роки тому

    very nice. thanks
    I liked the FD part when power went off

  • @theindianinvestor3240
    @theindianinvestor3240 2 роки тому +13

    Hey Ankur, this video topic completely summaries what I am already trying to achieve. And when like minded people meet. They achieve. Thanks for this video !

  • @SwastikLIA
    @SwastikLIA 2 роки тому +229

    Sir, now we must say : "Excel pe khelenge, retire ho jayenge"😂

  • @francisemmanuel8755
    @francisemmanuel8755 Рік тому +13

    ACCURATELY SPOKEN to
    INVESTMENT EXPECIALLY IS REALLY
    PROFITABLE NOWADAYS

    • @anthonycollins5505
      @anthonycollins5505 Рік тому

      Bitcoin is the most profitable
      investment online if only you trade with
      a professional broker

    • @MaryJames-hq8lt
      @MaryJames-hq8lt Рік тому

      Share your personal success stories

    • @filee9125
      @filee9125 Рік тому

      How do I get a
      professional broker I have been wasting
      my time trading on my own and blowing
      up my account

    • @graceayuba4078
      @graceayuba4078 Рік тому

      No doubt but there are
      still good and trustworthy broker out
      there waiting for investors

    • @donnacarol7483
      @donnacarol7483 Рік тому

      he made forex easier than we thought

  • @poorvisaxena7055
    @poorvisaxena7055 2 роки тому

    Holy Moly, this is reassuring. Thank you so much for explaining this so well!

    • @warikoo.952
      @warikoo.952 2 роки тому

      Thank you, for your comment▪︎Be sure to contact the what'sap line above for more information and consultation on investment. I have a new investment I am sure you will like to be part of,,

  • @myonlineca
    @myonlineca 2 роки тому +17

    This is Gold

  • @adityathakuri
    @adityathakuri 2 роки тому +13

    How lucky are we to get people like warikoo sir teach us how to plan our finances at 20s.. a true gem 💎 .. much love from Nepal 🇳🇵 sir

  • @prashantgaur1900
    @prashantgaur1900 Рік тому

    It was such a good video, thank you for making it☺️, words come straight from the heart

  • @AllTypeShorts..
    @AllTypeShorts.. Рік тому

    Wow ur explanation is too good and in a very jolly way....

  • @Doggoos
    @Doggoos 2 роки тому +86

    I really planned my whole life with this man's excel sheets!... Why I didn't find him at my 20's 🙏❤️😭

    • @adwaitvedant3297
      @adwaitvedant3297 2 роки тому +6

      I found him when i was late 25 ...and started investing at 26th year of my life😓 ...lost 6-7 years..because i belong to the batch where having high speed internet on phone was a dream...now i understand..why every year in life matters...

    • @siddharthgaikwad5517
      @siddharthgaikwad5517 2 роки тому +11

      @@adwaitvedant3297 Sir mai toh 15 saal ka hun aur investing ke duniya mein Aa chuka hun

    • @Ali_650
      @Ali_650 2 роки тому +2

      @@siddharthgaikwad5517 best of luck Bhaijaan ❤️✨

    • @cobragaming3154
      @cobragaming3154 2 роки тому +7

      Be happy that you found him now not after next 10 years 😂
      It's never too late for investing.. Even if you are 35nad have not started you can get financial freedom at 50. All the best.

    • @K8LOYT
      @K8LOYT 2 роки тому +4

      What a bs :
      IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15
      ₹ 52,768.14
      ₹ 60,683.37
      ₹ 69,785.87
      ₹ 80,253.75
      ₹ 92,291.81
      ₹ 1,06,135.59
      this much respectively what a lame clickbait, have some shame though u were good

  • @surajsubramanian2114
    @surajsubramanian2114 2 роки тому +7

    Lovely Ankur, keep inspiring and motivating us like this!

    • @K8LOYT
      @K8LOYT 2 роки тому

      What a bs :
      IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15
      ₹ 52,768.14
      ₹ 60,683.37
      ₹ 69,785.87
      ₹ 80,253.75
      ₹ 92,291.81
      ₹ 1,06,135.59
      this much respectively what a lame clickbait, have some shame though u were good

  • @shouvikdas961
    @shouvikdas961 2 роки тому +1

    Well said sir... Especially the FD and Power cut coincidence 😀...Thank you for some great information

  • @pratikmoitra7627
    @pratikmoitra7627 Рік тому

    Loved it !! Awesome -

  • @pranavtulshyan2230
    @pranavtulshyan2230 2 роки тому +103

    this is exactly what i explained my father a few months ago and literally forced him to forget about his ppf pension plan and start an sep in index funds. he just had his 50th birthday in sept. Well, i just hope we will together succeed in achieving our goals in the next 10-12 years. Thank you Ankur bhaiya for such great informative and value educational videos. pls dont stop and keep these coming. you are unknowingly changing a million lives :)

    • @justice-us2ir
      @justice-us2ir 2 роки тому

      👆Invest now and settle for the future, Whats'app me now!! 🚀

    • @warikoo
      @warikoo  2 роки тому +26

      Awesome awesome

    • @arjunsinghrawat6116
      @arjunsinghrawat6116 2 роки тому +15

      Scammers at their best 😂😂😂😂

    • @aayush5208
      @aayush5208 2 роки тому +10

      Here is my father with sarkari job getting 60 lac at age of 45 and also monthly pension of 60k 😅... And we have 2 houses without loan , 1 car , 3 two-wheeler and all other materialistic things like we'll furnished kitchen etc.. not I am the only one who needs to earn money
      *I want to ask is that good retirement?*

    • @pranavtulshyan2230
      @pranavtulshyan2230 2 роки тому +3

      @@aayush5208 see, retirement is subjective. It depends on what is the cost of the lifestyle YOU want to be living for the rest of your life. If you feel 50k/month lifestyle is good enough for you then yes 60k/ month passive income should be a good retirement. But if you feel like no I want 1 lac/month lifestyle then you need to increase your passive income to 1lac/month before you think of retirement. Hope this helps :)

  • @knandinidora_UI_UX
    @knandinidora_UI_UX 2 роки тому +511

    Jab bhi excel sheet me apne startup ka calculation krti hun... Mujhe Ankur warikoo hi yaad atte h... With that tone 'Excel Excel'😂😂

  • @nitinjain3980
    @nitinjain3980 11 місяців тому

    Too good, best i hv seen on this topic, great ji

  • @majorcrisis5370
    @majorcrisis5370 Рік тому

    Loving ur content and presentation skills.... keep it going sir..

  • @daps70
    @daps70 2 роки тому +7

    IT REALLY FEELS GREAT TO WATCH YOUR VIDEO FEELS REFRESHING!!!

  • @souravkpofficial
    @souravkpofficial 2 роки тому +32

    Things we generally ignore out of fear or some other reason, are the most important lessons for life.....sir thanks a lot.

  • @unityinfotech
    @unityinfotech 3 місяці тому

    Really nice Dear Sir, very realistic and helpful to us to get financial knowledge. Thanks

  • @harry322007
    @harry322007 Рік тому +2

    @warikoo Great and enlightening video. The monthly expenses in the retirement age sheet and accordingly used in the yearly view (and hence the money exhaustion age) are as of the time of retirement, not today. The subsequent ones are accounting for the inflation in the formula, but the 20 to 35 or 20 to 40 age inflation is not accounted for in the initial monthly expenses at retirement. Thought it was worth pointing as that changes all the calculations leading up to the age when the funds will last until.
    The formula for the first cell B4 should be 'Retirement Age'!$B$10 *(1+'Retirement Age'!$B$9)^ ('Retirement Age'!B2 - 'Retirement Age'!B1) to ensure Monthly expenses are as of today's money and account for inflation until retirement age in the calculations.

  • @harshitakalsi899
    @harshitakalsi899 2 роки тому +43

    Honestly, When I saw this link I thought of those 3 fastest ways to get rich that you discuss. But I am amazed how financial independence and "rich" are two really different yet similar concepts. Also great work as usual. Kudos!!!

  • @iShubhamPrakash
    @iShubhamPrakash 2 роки тому +179

    Great video Ankur. I loved it :)
    People, pay attention to 15% per yr increment in investment amount, your early SIP is Rs. 15k which doesn't look so much but at age 40 your SIP needs to be Rs. 1,22,056 per month for this math to work. Keep working hard to be able to invest this SIP amount per month.

    • @stranger2978
      @stranger2978 2 роки тому +24

      Not possible. Even if u invest 1 lakh every month for 15 years total amount will be around 5 crore. In this video calculations went off.

    • @aayush4420
      @aayush4420 2 роки тому +18

      @@stranger2978 exactly ,then there is no meaning of this video

    • @kadiveti892
      @kadiveti892 2 роки тому +3

      sure if you want decrease the increment in sip, u need to work on your expenses per month too.This is for 2lk/m expence. if you wanna spend that much sure you'd have to increase sip by 15%. you just need to tweak the parameters acc to see what's the correct measure for you!

    • @rahul4024
      @rahul4024 2 роки тому +10

      Bhai in 21 years 15k per month plus 15% every YEAR becomes 60k per month.
      What calculator you used?

    • @iShubhamPrakash
      @iShubhamPrakash 2 роки тому +7

      @@rahul4024 You have used simple interest formula to calculate and come up with the amount 60k which is wrong. You should use compound interest formula and you’ll find that what I suggested above is correct. I also have an excel sheet but I can’t share the link in comments as it will get deleted.

  • @bhavyasharma7599
    @bhavyasharma7599 Рік тому

    The best financial vedio ever ..thankyou

  • @vaibhavchavhan3668
    @vaibhavchavhan3668 2 роки тому +1

    Sir, you explain everything properly and deeply.

  • @ankitkumar7959
    @ankitkumar7959 2 роки тому +3

    This video is the best video I have ever seen on UA-cam ❤️❤️❤️❤️❤️❤️❤️ This channel really deserves to be 10 million subs Love it Bro

  • @mohammadsabri4771
    @mohammadsabri4771 2 роки тому +3

    Hello Warikoo, as always I love your work and the way you taught us which is easy to understand.

  • @HonestLucifer
    @HonestLucifer 4 місяці тому +1

    Thank you for a beautiful calculator!

  • @AnuSingh18
    @AnuSingh18 Рік тому

    Hey, Ankur Sir
    I'm 17 and start learning financial education with my studies. Thanks for your polite and easy explanations.

  • @rajeshrane5880
    @rajeshrane5880 2 роки тому +4

    Hi Ankur, Thanks for sharing the idea of financial freedom. The thing you can measure you can control. So true in this case also.

  • @elishavirani9736
    @elishavirani9736 2 роки тому +19

    Your expression while you spoke about FD, it hit next level and the last concluding statement.❤️Thank you so much Ankur warikoo for Being you🙏💞

  • @technikalproblem6780
    @technikalproblem6780 Рік тому

    Thank you sir for creating this video!

  • @SURABHISRIVASTAVA-eu6wj
    @SURABHISRIVASTAVA-eu6wj Рік тому

    Very infirmative session. I need one more session where I can be guided on the terminologies of SIPs and the process investing in it

  • @sachinalobo
    @sachinalobo 2 роки тому +8

    Hey Ankur, Thanks for your consistent sessions. A couple of edits to the excel can be to take into consideration any liabilities the person may currently have which gets removed from lumpsum investment. Another point is, any amount beyond lets say 90 Years or 100 years can be shown as Wealth.

  • @mustanggt5713
    @mustanggt5713 2 роки тому +66

    Great content. This should be included in school+ college syllabus to make young people more educated and aware.

    • @sudarshanmandal6198
      @sudarshanmandal6198 Рік тому +1

      Hmm of course even many literate people are unaware of many financial elements.

  • @sugam102
    @sugam102 Рік тому

    you are awesome as always with your content.Thank you very much.

  • @provashmallick2191
    @provashmallick2191 Рік тому

    Wow, what a video. Thank you so much sir🙂

  • @rabinlamsal9443
    @rabinlamsal9443 2 роки тому +7

    Watching your videos is like listening to a parent give his son financial advice.
    love from nepal

  • @prashantgautam8983
    @prashantgautam8983 2 роки тому +18

    The Last Line "Value your time instead of money" was EPIC.

  • @genuinelearner4227
    @genuinelearner4227 Рік тому +1

    Sir, You are doing a great work!❤️

  • @nayan___5157
    @nayan___5157 Рік тому

    Best video....for financial planning... Maan geye .boss...
    🙌🙌🙌🙌🙌🙌🙌

  • @AdarshSinghadninjazz
    @AdarshSinghadninjazz 2 роки тому +4

    The best part was you love ur work, you can say no to brands brcause u don't wanna work with them, u can say no to people because u wanna spend ur time with ur family. Sir many points u highlight in ur videos, I noticed my DAD is already doing that since many years. I learn things from him, and find some practical things in ur videos. Appriciated 👍👍👍

  • @Sheeeshy6969
    @Sheeeshy6969 2 роки тому +28

    I am struggling for getting admission in mbbs medical school. And when you wanna be a doctor, it is in 30's when your actual job starts. 30 saal ke hone tak toh padhai he karni padti hai 😆😆😆

    • @m.sap.7x
      @m.sap.7x 2 роки тому +2

      I’ve completed my mbbs this year at 24years and have been doing a job for last 8months.

    • @bharatagrawal7893
      @bharatagrawal7893 2 роки тому

      @@m.sap.7x hi I am an fmge student and I will complete my mbbs at 25. Is that any difference between an fmge and indian graduate 🧐🧐?

    • @spiritualawakening-manifest
      @spiritualawakening-manifest 2 роки тому

      But after 30 doctors start earning and then earn till death. Not only that they earn mostly tax-free. This video is not for everyone I guess 😂

  • @kalyanideshmukh2529
    @kalyanideshmukh2529 Рік тому +1

    Good teacher.... Thank you sir.... Worth knowledge

  • @mohammedzulfikar2109
    @mohammedzulfikar2109 Рік тому +3

    love and admire your videos. lot of learning involved.
    as an extension to the google doc attached, can you share a planner which includes goals before retirement as well? currently I notice requirements/goals post retirement. If goals pre retirement are also adjusted in SIP I would really appreciate it. Thank you

  • @akshaycrasta2620
    @akshaycrasta2620 2 роки тому +37

    This is one of the rarest and best calculated plan explained i have ever through. Can't wait to come back here after 15 years and comment back that this worked for me :) Thank you so much!

  • @ByteGeniusHub
    @ByteGeniusHub 2 роки тому +4

    Love the way you explain things❤️

  • @bankofsoundsNCS
    @bankofsoundsNCS Рік тому

    the way you ended the video made me clap for you.
    I wish I had started watching your videos when I was in my 20's.
    but - Its never too late.

  • @jamesdanny3137
    @jamesdanny3137 2 роки тому +111

    Trading with an expert in the field is the best, have been making a huge returns from my investment since I met Mr Jeff O'Reilly Cooper one of the best in crypto currency investment.

    • @bennettmichael3470
      @bennettmichael3470 2 роки тому

      Wow I just made my first withdrawal today, trading with Mr Jeff O'Reilly fx.

    • @bennettmichael3470
      @bennettmichael3470 2 роки тому

      Indeed he is an expert

    • @bennettmichael3470
      @bennettmichael3470 2 роки тому

      All thanks to my aunty who introduced him to me.

    • @rickieleigh5694
      @rickieleigh5694 2 роки тому

      Who's this professional everyone is talking about, I always see his name at top comments on every UA-cam video I watched.

    • @pauljamescarr5113
      @pauljamescarr5113 2 роки тому

      I think for people to talk this good about him, he must be a pro, please how Can I get in touch with him.

  • @sumitmangar8563
    @sumitmangar8563 2 роки тому +124

    Really liking the vibes, his talks are real life experiences not just lines or theories from some business books. I always have 4 calculators open bcoz lack excel. Now hopefully will be learning.

    • @59595955
      @59595955 2 роки тому +6

      Well he is jobless , that's why he is doing it. It's really easy to say, but in practical world u have to work unless u are really good at fooling people like he does by making useless youtube videos.

    • @sksingh3339
      @sksingh3339 2 роки тому +7

      lol never ever follow anyone blindly . He is doing good making good videos but mistake can be done by anyone. This video is based on totally wrong calculation. It seems very funny that no-one checked it and everyone is just praising.

    • @K8LOYT
      @K8LOYT 2 роки тому +4

      What a bs :
      IF we need to increase our investment by 15% for 15 years, do u know what is our monthy investment would be in 10,11,12,13,14,15
      ₹ 52,768.14
      ₹ 60,683.37
      ₹ 69,785.87
      ₹ 80,253.75
      ₹ 92,291.81
      ₹ 1,06,135.59
      this much respectively what a lame clickbait, have some shame though u were good

    • @chakachakchirag3082
      @chakachakchirag3082 2 роки тому +3

      @@59595955 dost..i am not agree with you at all..you are talking only with one side..
      At one stage i was also blaming this type of youtubers..but after proper understanding and realisation its actually important for all of us..whether we are middle class or whether we are lower middle class...
      Plz change your mindset brother..bcoz this comments which you have given its actually reminding my past miss perception about youtubers..
      Think from both side brother...
      Regards from SOLUTION WITH CHIRAG

    • @wisdom_seekeer
      @wisdom_seekeer 2 роки тому +3

      @@chakachakchirag3082 I totally agree with you bro and i also thought same but when i saw his videos then i realized the thing how it's important to work on mindset

  • @christinasawyerr1284
    @christinasawyerr1284 2 роки тому +138

    Starting early is the best way of getting ahead to build wealth, investing remains a priority. The stock market has plenty of opportunities to earn a decent payouts, with the right skills and proper understanding of how the market works.

    • @creghamilton433
      @creghamilton433 2 роки тому

      Thanks, I will love to be your friend dear, as well as sharing some lessons and ideas about your earning

    • @christinasawyerr1284
      @christinasawyerr1284 2 роки тому +1

      @@creghamilton433 can share some business tips like..........
      1.Crypto
      2. Stocks
      3.Shores

    • @anisadavilas5781
      @anisadavilas5781 2 роки тому

      @@christinasawyerr1284 please share more, don't want to remain out of ignorance

    • @BarbaraSaH
      @BarbaraSaH 2 роки тому

      @@christinasawyerr1284 It's not ignorance but unprofessional broker in the market....

    • @BarbaraSaH
      @BarbaraSaH 2 роки тому

      Investing in cryptocurrency now will be the best thing to do especially with the current rise in the market....

  • @CruisingCrafter
    @CruisingCrafter 2 роки тому

    Good topic, that really help and aware youngsters for stress free life

  • @shivankification
    @shivankification Рік тому

    mazzaa aa gaya video dekhkar Warikoo bhai :)

  • @ketanpunmiya6844
    @ketanpunmiya6844 2 роки тому +126

    Loved the way explained by Ankur.. Amazing!
    Being a qualified CA I vouch for everything said in video..
    Hardy 2 out of 100 people have such financial discipline

    • @laughingmedicine1663
      @laughingmedicine1663 2 роки тому +18

      Bhaut bekar CA h fir to

    • @siddharthparmar660
      @siddharthparmar660 2 роки тому +8

      where is taxation on investment ? who will consider
      it ? CA ?

    • @udaykumarvaUmi
      @udaykumarvaUmi 2 роки тому

      That's true sir, it's very difficult to maintain such discipline for 10 year without deviating the funds.

    • @TechTransformOfficial
      @TechTransformOfficial 2 роки тому +2

      You are CA, but you can't see that calculations are wrong in the video.

    • @TechTransformOfficial
      @TechTransformOfficial 2 роки тому +1

      @Barkha Gehlot open any sip calculator (according to the video) and put those numbers and you will find out the correct answers.

  • @84dhanreddy
    @84dhanreddy 2 роки тому +21

    Thanks Ankur, for such an informative video and a very important life lesson. Where were you when I was 22 and just started earning? This should be taught in our colleges to kids in the final year as a mandatory class. Great work.

    • @shanthsp2002
      @shanthsp2002 2 роки тому

      Not in college, this has to be taught since childhood by parents , by the time people reach college its hard for them to learn to be disciplined. some people stick to the point but most don't.

    • @adwaitvedant3297
      @adwaitvedant3297 Рік тому

      It should be taught since childhood...Not in college..

  • @VivekSingh-ts1ec
    @VivekSingh-ts1ec 3 місяці тому +30

    Or you can retire even before 30. You just have to gather some courage and be a burden on your parents.

  • @girish-kr
    @girish-kr Рік тому

    This video is really awesome. And the excel sheet attached to this video is very helping and practical. Thanks to @Warikoo sir.

  • @sirnaveerendrakanth9708
    @sirnaveerendrakanth9708 2 роки тому +8

    Hi Ankur, As you clearly explained on SIP and increment percent etc please continue the video by adding in which all those SIP amount needs to be invested so that there is a fixed 15% return on it without any high volatility and safe manner.

  • @yausgdyuasgdyuagsdgu
    @yausgdyuasgdyuagsdgu 2 роки тому +19

    2021: If you want to retire before 30, watch this.
    2051: If you want to retire before 10, watch this.

  • @priyanshujha5520
    @priyanshujha5520 Рік тому +3

    This is totally possible in practical life.... Mai sochta tha ki yaar financial planning possible nhi h ... We can't presume our financial status by just only calculating money... But sir cleared very easily...it's all about consistently investment process.... WARIKOO sir is the best👍💯

  • @deepaknariani1240
    @deepaknariani1240 Рік тому

    Nice and informative video. Many thanks.

  • @iyernil1
    @iyernil1 2 роки тому +9

    Great excel calculator- one of the best I have seen - retirement is a state of mind - an active body and an active mind with meaningful work does not fuel the need for the feeling of retirement - just one point Ankur which was missing is add emergency expenses and medical expenses in potentially Item 1 etc - these are unpredictable and needs to be accounted for - as you age medical insurance and premiums are a challenge

  • @vinayak9944
    @vinayak9944 2 роки тому +82

    Hey Ankur, it was a great video, but it would be great if tax would have also been considered which over a period of time plays a significant role🙂

  • @warriorwithin8443
    @warriorwithin8443 Рік тому

    Thank you Ankur. Following you guidance i started my journey a year before and have been disciplined as of now. I started late at 32 years , but let see where it would i be with my plan of financial freedom.

  • @Officialadityasarvaiya
    @Officialadityasarvaiya Рік тому

    sir you are really great that this much amount of knowledge is been given to all person without any charges

  • @anushrisk4944
    @anushrisk4944 2 роки тому +4

    Just amazing 💙

  • @preetspage2089
    @preetspage2089 2 роки тому +4

    Great video, Thank you for your content that inspires many people to make a change in their lives.
    I have a question for you, why don't you consider taxes? taking that into account the numbers would change quite a bit I think

  • @ramakantsingh6505
    @ramakantsingh6505 Рік тому

    Superb Ankur ji👍

  • @techsober
    @techsober Рік тому

    I was searching for something like this❤ thanks alot

    • @user-bq3jy6gp1o
      @user-bq3jy6gp1o Рік тому

      👆
      kindly reach out on telegram at the username above for more insights💼

  • @ashishranjan7013
    @ashishranjan7013 2 роки тому +19

    It happened automatically where my hands went up and clapped at the end of the video. This is like finding a Gem. Thanks Warikoo.

  • @abhishekroy4227
    @abhishekroy4227 2 роки тому +21

    Sir, your lessons generate so much hope for youths like us. Ppl often keep on bragging of insufficient income, but your analysis actually shows how is it possible to be rich even out of a small income only with dedication and financial discipline. You are an inspiration sir. Keep on creating these wonderful content.

    • @sattapatta7373
      @sattapatta7373 Рік тому

      its only hope practicle is different

    • @abhishekroy4227
      @abhishekroy4227 Рік тому

      If someone fails to materialise this practically even after such spoonfeeding, then its his/her failure. Nothing else

    • @sattapatta7373
      @sattapatta7373 Рік тому

      @@abhishekroy4227 but our spoonfeeder is absolute failed and selling only course ? , telling someone to do something is easy but doing something is hard so lets sell course and earn money for retirement thats the only way left

    • @sattapatta7373
      @sattapatta7373 Рік тому

      its true, may be feels bad

    • @abhishekroy4227
      @abhishekroy4227 Рік тому

      @@sattapatta7373 what is bothering you so much? Is it that you are unable to do anything as such and the person in your hate list has made it big and earned millions of subscribers?

  • @krishi-vasant
    @krishi-vasant 11 місяців тому

    Salute for ur information sir .,... really Great ❤

  • @Learn.with.fun58
    @Learn.with.fun58 2 місяці тому

    What a fantastic and realistic idea