The yellow one has the best view! Plus, I’ll be your new neighbor:) Please be a kind, zen, nature/animal lover who can fix stuff😂🤞Sending out the intention! Great job on these videos!
great vids, keep them coming, though a question. I keep hearing about how the insurance and now some mortgage institutions are now using the newer climate assessments to raise rates, even deny. Are we all now going to have to check this before buying? Looking at it, darn thing is ever changing.
Hi. Thanks very much. I always make sure my clients and I check insurance rates during our due diligence period, after contracting on a property. It’s good to shop insurance rates because the premium amounts can vary quite a bit between companies. I can’t speak to exactly what all metrics these companies are using to issue rates, but I know that the big ones are the wind mitigation features of the property and claims history of the policyholder for homeowners insurance and the elevation certificate (and of course the base flood elevation of the area) for flood insurance. We do seem to be getting more insurance options these days, so it’s always good to shop companies. I do it on my personal home every year in case a new company offers a better rate.
Haha yeah, there are a lot of those cards around. I go through a lot of houses either with these videos or with buyers. Let me know if you ever need help with selling your old house and congrats on your new one!
Homes built after 2005 are better built because of the hurricane regulations. Poured walls and roofs being connected to the foundation are better for storm winds.
Hi. The mandate is only for Citizens Property Insurance Corp. (state-owned) policyholders. All of these homes should have no problem qualifying for private insurance and therefore wouldn’t be subject to the Citizens policyholder mandate.
Thank you for the clarification. I bought a new build home in a non evacuation, non flood zone. I have private insurance and was concerned that I would have to purchase flood insurance.
The yellow one has the best view! Plus, I’ll be your new neighbor:) Please be a kind, zen, nature/animal lover who can fix stuff😂🤞Sending out the intention! Great job on these videos!
Nice! Thanks so much!
great vids, keep them coming, though a question. I keep hearing about how the insurance and now some mortgage institutions are now using the newer climate assessments to raise rates, even deny. Are we all now going to have to check this before buying? Looking at it, darn thing is ever changing.
Hi. Thanks very much. I always make sure my clients and I check insurance rates during our due diligence period, after contracting on a property. It’s good to shop insurance rates because the premium amounts can vary quite a bit between companies. I can’t speak to exactly what all metrics these companies are using to issue rates, but I know that the big ones are the wind mitigation features of the property and claims history of the policyholder for homeowners insurance and the elevation certificate (and of course the base flood elevation of the area) for flood insurance. We do seem to be getting more insurance options these days, so it’s always good to shop companies. I do it on my personal home every year in case a new company offers a better rate.
Thank you for the new information about Cape Coral. requirement. Love it. Wishing you well.
Thanks for watching!!
Great video Dustin
Thank you!!
Lol. I just saw your card in our new house. Maybe you can sell our old one for us across the lake.
Haha yeah, there are a lot of those cards around. I go through a lot of houses either with these videos or with buyers. Let me know if you ever need help with selling your old house and congrats on your new one!
@ Thank you! Yes, we’ll be in contact. Should be ready to list by February.
Group video Dustin
Thank you!!
Homes built after 2005 are better built because of the hurricane regulations. Poured walls and roofs being connected to the foundation are better for storm winds.
Agreed!
Dustin, don't mislead folks, Flood Insurance is mandated by Florida law for every home either now or in the next 3 years.
Hi. The mandate is only for Citizens Property Insurance Corp. (state-owned) policyholders. All of these homes should have no problem qualifying for private insurance and therefore wouldn’t be subject to the Citizens policyholder mandate.
Thank you for the clarification. I bought a new build home in a non evacuation, non flood zone. I have private insurance and was concerned that I would have to purchase flood insurance.
No problem. Congrats on your purchase!
Did you say 13 ft above sea level? Hell no. How about 35 Feet.