What is Marginal Relief in New Tax Regime 2025-26 | Income Tax Calculation
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- Опубліковано 9 лют 2025
- Marginal Relief in New Tax Regime 2025-26 | Income Tax Calculation 2025-26
In this video by FinCalC TV we will see marginal relief examples in new tax regime for FY 2025-26 in hindi. After changes in tax slab rates of new tax regime, there are some changes in marginal relief for FY 2025-26.
Income Tax Calculation examples for FY 2025-26 with comparison of old and new tax regime in hindi. Standard deduction is applicable in new tax regime (Rs. 75,000) and old tax regime (Rs. 50,000) for salaried employees and No Income Tax up to 12 lakh income under new tax regime due to tax rebate under Section 87A.
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After watching this video following queries will be solved:
How To Calculate Income Tax FY 2025-26 AY 2026-27?
What are the income tax slab rates for FY 2025-26?
What is standard deduction for FY 2025-26?
Old Slab rates vs new slab rates?
Income Tax calculation FY 2025-26 using excel examples?
Tax rebate under section 87A?
What is tax rebate u/s 87a
Eligibility for tax rebate 87a
Old income tax slab rates calculation vs new income tax slab rates calculation
New Budget 2024 income tax
standard deduction new tax regime
NEW TAX REGIME:
No Income Tax on Income between Rs. 0 to Rs. 4 lacs
5% Tax on Income between Rs. 4 lacs to Rs. 8 lacs
10% Tax on Income between Rs. 8 lacs to Rs. 12 lacs
15% Tax on Income between Rs. 12 lacs to Rs. 16 lacs
20% Tax on Income between Rs. 16 lacs to Rs. 20 lacs
25% Tax on Income between Rs. 20 lacs to Rs. 24 lacs
30% Tax on Income above Rs. 24 lacs
OLD TAX REGIME:
No Income Tax on Income between Rs. 0 to Rs. 2.5 lacs
5% Tax on Income between Rs. 2.5 lacs to Rs. 5 lacs
20% Tax on Income between Rs. 5 lacs to Rs. 10 lacs
30% Tax on Income above Rs. 10 lacs
EXAMPLES:
Let's say your gross total income as Rs. 6,15,000
Let's say your total investments as Rs. 75,000. So your net taxable income becomes equal to Rs. 6,15,000 minus Rs. 75,000, which is equal to Rs. 5,40,000. These Deductions are applicable only if you are using Old Tax slab rates. Your net taxable income when considering New Tax slab rates remains Rs. 6,15,000, as no deductions are applied on your total income.
Now to calculate your income tax, if you are an employee or pensioner, you get a standard deduction of Rs. 50,000 only if you are using old tax slab rates.
So your net taxable income becomes equal to Rs. 4,90,000 if you are using Old Tax Slab Rates. But it remains as Rs. 6,15,000 based on new Tax Slab rates.
WATCH FULL VIDEO TO KNOW MORE ABOUT NEW INCOME TAX SLAB RATES AND MORE EXAMPLES.
#IncomeTax #Calculation #TaxCalculation #fincalc
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DISCLAIMER:
Examples and demo used are for Illustration purpose only and might not cover every detail of examples shown.
I Am Not A SEBI Registered Adviser. All The Information Provided By Me Are For Educational/Informational Purposes Only. We Do Not Take Any Responsibility For The Accuracy Of The Data But As It May Contain Typographic Or Other Errors And Inaccuracies And We Expressly Disclaim Liability For Any Errors On The UA-cam Channel (FinCalC TV). Please consult your Financial Advisor before taking any decision or action in terms of your Finances.
Marginal Relief in New Tax Regime video kaisa laga? COMMENT KARO 👇👇
Download Income Tax Excel Calculator 2025-26:
fincalc-blog.in/income-tax-calculator/
I paid 29 rs , but exel sheet not received in my email. how to get the exel sheet ?
Good video, it would have been superb if you included NPS as well.
@@ramakrishna-pt8ne included in another video here:
ua-cam.com/video/5oakmQ_m2SM/v-deo.html
@@ritupal6235 please mail at team.rrrapps@gmail.com with receipt
Your vedio is more enlightening than some stuipd news panelist who claim to be economists but fail to explain this.
thank you so much for your appreciation
Agreed
finally the perfect video , subscribed
Thanks for the sub!
You reduced my overthinking of reducing my salary 😂😂, my net is just above the 1275000rs, every finance expert is misleading people, I think you really provided necessary information, Thanks dude❤
welcome :)
share with your friends
@fincalc though I don't understand hindi fully, Subscribing you for more updates, hope this information is true
Not on net income
Tax calculation on gross income in New tax regime
Perfect explanation by an underrated youtuber... I was wondering what could happen if the person earns 13LPA and you explained it in a detailed way. Good job
thank you so much
@@fincalc Can you clarify one thing? No tax under 12.75 LPA CTC or Gross salary or Taxable income? Should we consider Employer PF amount in our income or not?
@@rakeshc4771 up to 12 lakh taxable income after removing only standard deduction of 75000 will make your tax as zero. PF deduction will not be considered in new regime.
Very specific and to the point video without stretching long. Subscribed for that reason.
Perfectly explained than big channels 👍
thank you so much. my goal of explaining all is achieved :)
THANKS SIR. MARGINAL RELIEF ME CONFUSION THA AAPNE CLEAR KAR DIYA. THANKS
welcome
बहुत अच्छी जानकारी 👌👌👌
dhanyavaad
All doubt cleared after watched this video..thank u sir
Thank you so much bro. Was searching a lot to get clarity on marginal relief basis new tax slabs. Good that you also find out the salary limit till which marginal relief can be availed.
welcome, happy to help :)
Great explaination..best video so far on latest income tax in UA-cam.
thank you so much
Bahut sahi video hai bhai. Exactly which I wanted you have given the answer
It's my pleasure
I must say... excellent video.
Even the finance ministry clarified this.
Instagram reels ne misguide kr diya tha.
Subscribed for life.
I hope I will learn many things from you.
❤
thank you so much for your comment. Won't disappoint you!
Bhai kahan finance misitry ne clarify kiya hai @gobaraGanesh
@@Gamerbhilai Finance ministry has issued FAQs document on budget. Kindly see that. Can be downloaded from their website
@@fincalc that's a great commitment you have made.
may You have all the luck and Resilience to achieve ur endeavours.
May maa saraswati have blessings on you.
@ thank you so much for the kind words. means a lot to me
Best information regarding latest tax changes. My all doubts are cleared. Thankyou
welcome
Perfect work dude. Really appreciated ❤
Thanks a ton
Marginal relief ka formula batado please
Now subscribed.
Good work no great work👏👏👏
Thank you so much 😀
Brilliantly explained...clarified to me...Thanks buddy...subscribed👍
thanks
Thank you ^ Infinity 😇. Superbly explained
welcome
No one in the entire country explains what happened if 13LPA prevails. I saw more than 50 videos and no one explained it. But u did it
I agree.
Ur tax will be 75k
bhai re.....jan dal di video me. super se b upar
thanks bhai :)
Very well explained. Thanks bro 👍
Welcome 👍
Very good information 👌. A lot of thanks. God bless you 🙏
thanks
Kudos to you. Very well explained.
thank you so much
Beautifully explained.❤
thanks
Excellent perfect video for understanding. Subscribed.
Welcome aboard!
😁 Good you gave a clarification that salaried people don't have the habit the of investment for their next generation...
Really good video and crisp explanation.
I have been checking so many videos and none explained like you. Kudos 🎉.
I am going to download the excel sheet, thank.
welcome. Your kind words made my day :)
Perfectly explained.... liked your video also from today onwards you have new subscriber 😊 also downloaded ur tax calculators
thank you so much
Nicely explained 😊
thanks
Thank you so much sir.
Nice explanation
Thanks for the calculator excel sheet 🎉
welcome
Excellence explanation 👌
Glad you liked it
Perfect explanation
thanks
Clear explanation . Great effort on educating people . Well done 👍
Vivid description.Thank U.
Extremely informative video. please make a video on new tax regime deduction individuals can use who earn more than 12.75 lakhs in 2025 ...also is saving bank account intrest deduction available in new tax regime and if yes what is the limit.
same question
if my income is below 12 lakhs but i am getting 5000 from saving account and FD interest will that be also tax exempted or do i have to pay tax on them. if yes, then according to which slab?
Yes looking for the same
saving interest amount cannot be exempted in new tax regime. will make separate video on deductions, stay tuned
@@fincalc thanks
Nice information sir
Good video doubts cleared
Excellent
Thank you! Cheers!
Bhai, new tax regime me PF contribution ko income me calculate hoga ya nhi?
NPS होगा
Bohot badiya video hai. I am sharing this video bro. Hope your information is correct and will be followed.
thanks for sharing
Very good information.
thanks
Very good work,well done.
Thank you! Cheers!
best video
thanks
Very well explained bro
Great video
Thanks for the visit
Well explained
thanks
nice clearfication goog job bhaya
Thank you
Good effort
Nicely explained bro. Yahi same chiz maine kisi fin-influencer ke comment section mei likh di thi kal toh uske kamine bhakhto ne aa ke pel diya😂
thanks bro :)
Thanks bhai mera 13.08 LPA hai mujhe bht tnsn thi but ab relief mila mjhe bs 36000 tax dena hai mtlb 3k per month. Pehle mera 8k per month kt jata tha 😢
if the income is above ₹12,75,000, there will be no marginal relief, and tax will be payable on the entire income.
@ fr video me glt btaya hai kya ?😲
Yes@@osmtechbox2658
Your video very helpful and great explained. Can you explain about How NPS will be added in new regime.
employer contribution in nps can be claimed in new regime as of now
More enlightened
Finally got the correct video, i sas scared what above 12.75, i would request if you also add deduction as well that we can use in this nez scheme
made another video on new tax regime deductions
watch here: ua-cam.com/video/5oakmQ_m2SM/v-deo.html
As there is investments row in the excel sheet , what type of investments can be done or will be considered?
new tax form in excel when available ? like calculatar paid
Is this marginal relief aplicable for this financial year with any changes?
Nice explanation.thank you for this elaborative video.
Could you also tell more about deductions can be considered such as NPS or PF which can be deducted from gross salary
Sir make video on if someone have 10lakh salary + 4 lakh stcg , then how much tax , and if someone have only 5 lakh stcg as income then how much tax
I am currently in old regime. What happens to my pf if I move to new regime with new tax slabs?
i was totally confused before watching this video. When i calculated using cleartax for 13lakh. it was showing 26K as tax. SO i thought there is some bug with that calculator. But now i got complete info about why the tax is reduced to me. Thank you so much.
And one more thing. will the employer PF will be considered for TDS calculation?
Bhai ab samjh me aaya... Pichli video ke baad lag rha tha aapne calculation galat ki hai 13 lakh wale slab me... Wo marginal relief ki wajah se kam hua tax👍
न्यू रिजिम में तो मार्जिनल रिलीफ पिछले साल से लागु है ।
@mahendrasinhchauhan3951 Last year Apply hai marginal relief lekin mujhe aaj pata chala iske baare me
yes glad it helped
Agar income 15 lakh h to kya 60 hajar ka rebet milega ki nhi
@@omieshika No
Nice video. Also please share taxability on different mixes of incomes including capital gains.
here is the video on STCG taxation:
ua-cam.com/video/4Qu_gXNpc4Y/v-deo.html
Sir
Govt has not clarify w.r t.marginal relief.
From whome
We may clarify.
Pl advice.
Below is the statement from budget speech:
"Resident individual with total income up to ` 7,00,000 do not pay any
tax due to rebate under the new tax regime. It is proposed to
increase the rebate for the resident individual under the new regime
so that they do not pay tax if their total income is up to ` 12,00,000.
Marginal relief as provided earlier under the new tax regime is also
applicable for income marginally higher than ` 12,00,000. "
Hope this clarifies.
Link of budget speech: www.indiabudget.gov.in/doc/budget_speech.pdf
Bhai new tax regim me if salary se nps ya food wallet me cut hota hai to taxable income jo calculate hoga wo nps and food wallet amount deduct hone ke bad hoga or include hokar.
Downloaded and paid Rs29
Sir NPS government contributio new tax regime me 80ccd2 ke tahat kam kiya jata he use bhai calculate me liya kee je
yes investment cell me mention kar sakte ho
ye video dekho for new regime deductions:
ua-cam.com/video/5oakmQ_m2SM/v-deo.html
ok thanks all confusion clears 👍
Sir . only capital gain (stock market ) ki income hai .( no other income. salary ,business , Rent ..etc...) 10 lakh to kitna tax lagega ..plz reply sir..
ye video dekho STCG tax calculation ke liye:
ua-cam.com/video/4Qu_gXNpc4Y/v-deo.html
120000
I have paid the amount but not received the excel sheet and can't download it
@fincalc Do company car lease benefit applicable to new tax regime or old tax regime? If I want to avail benefits like driver salary fuel etc non taxable reimbursement, can I avail in new tax regime?
Super bri
Congratulations
Can we use NPS as deduction for tax. If someone package is 14 lakhs, then after stadard deduction it will be 13.25, if he saves 50k in NPS then will the taxable income be 12.75 ?
Will he get 0 tax or what.
As per my knowledge, if your employer is contributing towards NPS, U CAN CLAIM 10% OF BASIC +DA . Not for our own contribution towards NPS
@@bhuvaneshwarisharannavar6948 Thanks for the clarification.
Please share notification for marginal relief in new tax regime
Very good video accurately explaining the marginal benifits and clearing all doubts.
Can a salaried person file his/her itr on this new tax regime based on the income from 2024-25??Or it will be implied only for income from 2025-26
Why marginal relief restricted to 1345588?why not to 1345589?any specific reason
because with 1345589, tax calculation using marginal relief and with tax slab rates are same and this is the break even point after which tax slab rates will be used
If my CTC is less than 12 lakh then will TDS be deducted?
tax on ctc or on taxable income??
On taxable income.
Name itself says clearly.
This income is after cutting pf or before pf?
including PF amount. PF is not deductible with new regime
@@fincalc PF not getting deductible staring from April 2025 then? Both employer and employees PF amount?
@@rakeshc4771 yes not in new tax regime
क्या आप इस बात पर कंफर्म है क्योंकि दैनिक जागरण में 13 लाख जिनकी इनकम है उसका टैक्स 75000 दिया गया है
yes confirmed, budget speech ke document me check kiya hai vaha pe bhi mentioned hai marginal relief ke bare me
@fincalc thanks
SIR NPS 80CCD2 की छूट मिलेगी क्या
Marginal relief ke liye gross total income lena hai ya taxable income lena hai?
Taxable
gross income 12.75 lakh se lekar 13,45,588 tak hai to marginal relief apply hoga
From CTC we need to remove PF also right?
in new regime you cannot remove PF
What about the employer's NPS contribution?
sir , make video for 14 and 15 lakh income tax too.
already made here:
ua-cam.com/video/Q8t2J7a4j_o/v-deo.html
Asper ur calculations... Net income for salary of 12.75 lakhs is 12.75 , net income for 13 lakhs salary is 12.74 lakhs?.. How far it is fair?
Sir for 13lac, the additional 25k would have 15% and then that amt should be subjected to 4% cess, isnt this the case? Kindly clarify.
Hi Abhilash, please check again old tax regime calculation, it's coming incorrect in my case in your Calculator or it's my understanding gap
what is incorrect? please provide income numbers and expected and actual tax shown
Old tax regime me kuch changement ayi he ya same he ..
Same
Sir agar 1275000 se thodi jyada income h to kya paid earned leave lekr salary ko 1275000 k niche laa skte h kya?
employer se puchna padega aapko, vaisa acha sawaal hai ;)
Some one suggested same for me to take unpaid leave
Sir,
Ltcg and stcg Pe same video banaeye pls..... If no other income and with salary
yes made video on STCG here:
ua-cam.com/video/4Qu_gXNpc4Y/v-deo.html
Net salary or gross salary pe tax lagega?
Gross- PT= Income - standard deduction= Net Income, no tax upto rs 1275000 /-
What is PT? Kindly explain@@mahendrasinhchauhan3951
After payment it is not redirected to the download...
Due to cess of 4% , jiska salary 12.76 lac salary hoga uska in hand salaary kam hi hoga compared to 12.75 lac, ?? because 12.76lac will pay 1040 rs in tax? and his in hand will be now 40 rs less than 12.75 lac ?? please correct me if i am wrong.
Bro, you are doing good job. Keep it up
Thanks a ton
Please make one video from scratch how to calculate tax for salaried person, how to compare form16, AIS, TIS, etc and fill ITR form step by step
Rebate toh ITR fill karne baad milega na ? if income is 12.75
nahi, employer tax cut nahi karega within 12.75 income