You should NOT get an IUL if...

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  • Опубліковано 20 січ 2025

КОМЕНТАРІ • 36

  • @Mattius08
    @Mattius08 Рік тому +36

    An IUL is good for a high income earner. Example, i make 250k a year, I max out my IRA and 401k and invest heavy on my growth brokerage account, and my excessive cash I overfund my IUL to the max so it doesnt become a MEC. An IUL is good for individuals with lots of income looking to park cash for a long term secondary vehicle. An IUL is not good for lower income earners who are cash strapped and it shouldnt be used as a primary investment.

    • @carsonc29
      @carsonc29 5 місяців тому +1

      totally agree..unfortunately, it gets marketed to lower income and even young people

    • @macman9689
      @macman9689 4 місяці тому

      ​@@carsonc29wouldn't be good for a younger person who plans to have a family later on in life.
      Such as a 25 y/o working on their craft up the life career ladder but don't plan to get married until early 40s?

    • @CyberWealthArchitect
      @CyberWealthArchitect 2 місяці тому

      @@macman9689 it doesn't matter where you are in life, if you can't max fund an IUL then don't waste your time getting it.

    • @mikejr1152
      @mikejr1152 2 місяці тому +1

      From the due diligence I've gathered, you are spot on and just gave up some mega gems. I appreciate your perspective and directness💯👍🏻.

  • @dattyga
    @dattyga Рік тому +8

    What is good for lower income earners that make $40-$50K a year

    • @james-sk1si
      @james-sk1si 7 місяців тому +3

      401 k r invest in stocks with left over money

    • @frankrothiz4u
      @frankrothiz4u 5 місяців тому +2

      buy term life insurance to protect your family at the least cost to you

    • @Roman49837
      @Roman49837 3 місяці тому

      There are several videos explaining the investing ladder, for example, first an emergency fund, then 401k match, etc. try to look them up

    • @stevendudley6975
      @stevendudley6975 2 місяці тому

      Money Investing ladder

  • @chikisinc9710
    @chikisinc9710 7 місяців тому

    Thank you for all your advice ❤

  • @bencruz1475
    @bencruz1475 Рік тому

    Great video! Comparisons while having little to no education is a bad way to go about it. People should look into it as how well am I diversified or how can this improve or strengthen my situation.
    Im a new subscriber to your channel and I am already loving it. Thanks guys

  • @sophiechampagne6053
    @sophiechampagne6053 Рік тому

    Thank you ! This is very helpful!

  • @1captiveagent
    @1captiveagent Рік тому +19

    Please kill the music with future video

  • @letsgobrandon5334
    @letsgobrandon5334 Рік тому +1

    Could a person access the funds if someone initially dumps a large cash sum into the policy? While continuing to benefit from compounding interest?

    • @diannadiaz2682
      @diannadiaz2682 Рік тому

      Yes

    • @CCTENG2022
      @CCTENG2022 Рік тому

      The sustainability of your insurance depends on the market conditions and the amount of cash deposited into your account. Otherwise, your deposited amount may be depleted by premiums, requiring additional funds to keep the insurance active.

  • @rjransdell
    @rjransdell 9 місяців тому +2

    These are some of the worst examples of not getting an IUL, made by predators who will quickly sell you an IUL.

  • @michaelyoung1262
    @michaelyoung1262 Рік тому +1

    I got an estimate of a IUL, can I get you to review it?

  • @bjh7467
    @bjh7467 3 місяці тому

    Can you get an IUL in your 70s but you got somebody as your trustees and I trust to help you

    • @CashValueLifeInsuranceReviews
      @CashValueLifeInsuranceReviews  3 місяці тому

      IULs are not generally recommended for that age bracket. Every situation is unique, please reach out to our team and we would be happy to learn more and discuss. www.leveragedwm.com/bookmeeting

  • @allanbanezify
    @allanbanezify 7 місяців тому

    My wife have diabetes, i bought insurance for her with IUL, so i guess if ur not healthy, better have life insurance

  • @TheJuicebox111
    @TheJuicebox111 2 дні тому

    You gotta turn that music off dawg it’s horrible

  • @vangustia
    @vangustia Рік тому

    Sins of the paat?

  • @DDD-um5co
    @DDD-um5co Рік тому

    How SHOULD An IUL Been Used⁉️⁉️⁉️
    What Is The Options of An IUL⁉️⁉️⁉️
    Please Send Me The Link🔗 To The Video of Your Complete Pros & Cons of The IUL Brake Down & The Link🔗About Diversification⁉️⁉️⁉️

    • @CashValueLifeInsuranceReviews
      @CashValueLifeInsuranceReviews  Рік тому

      Are you real or is this AI generated?

    • @jasongordon13
      @jasongordon13 Рік тому +1

      Can u ace the stupid music it’s annoying?

    • @TheOpinionSports
      @TheOpinionSports Рік тому +1

      @@CashValueLifeInsuranceReviewslol you said is this real ha ha

    • @diannadiaz2682
      @diannadiaz2682 Рік тому

      ​@@CashValueLifeInsuranceReviews I have a question

    • @Mattius08
      @Mattius08 Рік тому +2

      An IUL is good for a high income earner. Example, i make 250k a year, I max out my IRA and 401k and invest heavy on my growth brokerage account, and my excessive cash I overfund my IUL to the max so it doesnt become a MEC. An IUL is good for individuals with lots of income looking to park cash for a long term secondary vehicle. An IUL is not good for lower income earners who are cash strapped and it shouldnt be used as a primary investment.

  • @THEGROWTHCOACH2
    @THEGROWTHCOACH2 5 місяців тому

    I like Primerica ..Superior products 💕🔥🫶🏾