Ranking Worst to Best HDFC Credit Cards (My Honest Review)

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  • Опубліковано 27 лис 2024

КОМЕНТАРІ • 261

  • @dugarniraj
    @dugarniraj  3 місяці тому +2

    HDFC ALL CARDS: tinyurl.com/583w6wzc
    TATA NEU-tinyurl.com/ky97f6s2

    • @TheNaveid
      @TheNaveid 3 місяці тому

      how to appply for infenia they give me pathetic LTF cards

    • @kalpna2008
      @kalpna2008 3 місяці тому

      I have recently noticed that in voucher redemption, there is a huge change now . Redeeming voucher has become 2 times expensive now . 1k Amazon voucher for 10000 points , also for 6000 points needed for max 1k voucher which was 2800 points earlier. All clothing brand voucher has become very expensive to redeem .. do u have any day on this ?

  • @harishnair1627
    @harishnair1627 19 днів тому +2

    For Regalia lounge access, you need to spend 1L in previous Quarter to avail complimentary access.

  • @TanmayBhatnagar-t1h
    @TanmayBhatnagar-t1h 3 місяці тому +8

    I actually got Regalia Gold lifetime free recently. My old millennia was upgraded so it's definitely possible.

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Congratulations

    • @itsds.
      @itsds. 3 місяці тому +1

      How did you get Life Time Free Regalia Gold ? I am getting offer to Upgrade from LTF Millennia to First year Free Regalia Gold ? were you getting LTF Regalia Gold or later you converted it into LTF ?

    • @abhishek8243
      @abhishek8243 5 днів тому

      Does HDFC do Millennia card upgrade to Regalia Gold ?

  • @saktibiswal6445
    @saktibiswal6445 3 місяці тому +16

    Infinia is not overrated or overhyped IMO. It deserves all the hype it gets.

    • @dugarniraj
      @dugarniraj  3 місяці тому +1

      Not really. I use atlas more than infinia

    • @mp3399
      @mp3399 2 місяці тому

      Yes, Just paid for my i20 nline with Atlas credit card, as there's literally no card in semi-premuim to even in premium. MCC was 5571 and MRD 1.75% ​@@dugarniraj

    • @szalashut3310
      @szalashut3310 2 місяці тому +3

      What's good about Atlas?

    • @bipinphilipthomas
      @bipinphilipthomas 2 місяці тому +1

      ​@@dugarniraj- Even after recent devaluation?

  • @abskulOfficial
    @abskulOfficial Місяць тому +6

    As a professional and new age UA-camr, you should start putting timestamps in your videos.

  • @KaranC17
    @KaranC17 2 місяці тому +2

    Hey Niraj! Between Regalia Gold and Diners Club Black, which is better in your opinion?

  • @kjijo8872
    @kjijo8872 3 місяці тому +3

    I got HDFC Regalia Gold LFT, its a good card if you use it well. I already unlocked both MMT Black and Vistara silver, now just waiting for 1500 coupon...,
    Thanks for the video

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Congratulations

    • @ankitverma14
      @ankitverma14 2 місяці тому

      How did u unlocked my black and club vistaar membership.. I am getting error

  • @deepakjain8124
    @deepakjain8124 3 місяці тому +10

    Got Regalia Gold as LTF last month

    • @dugarniraj
      @dugarniraj  3 місяці тому +1

      Superb

    • @ajinkyanarke
      @ajinkyanarke 3 місяці тому +1

      Tell me how I get ltf

    • @deepakjain8124
      @deepakjain8124 3 місяці тому

      @@ajinkyanarke discuss with ur HDFC RM. They will support you for this.

    • @itsds.
      @itsds. 3 місяці тому +1

      How did you get LTF ? I am getting First Year Free from Millennia to Regalia Gold.

    • @deepakjain8124
      @deepakjain8124 14 днів тому

      @@ajinkyanarke get in touch with your HDFC RM

  • @AbhishekKumar-vw3mo
    @AbhishekKumar-vw3mo Місяць тому +3

    If my yearly spend is 7-8 lakhs on credit card, which one should I prefer Regalia Gold or Infinia ?
    Please mention spending wise cards also in your next videos. 😊

    • @dugarniraj
      @dugarniraj  Місяць тому +3

      Take infinia if you can get it. Why settle for less?

    • @SHASHWAT128
      @SHASHWAT128 Місяць тому

      @@dugarniraj What if regalia is LTF?

  • @dsumanprasad1654
    @dsumanprasad1654 3 місяці тому +29

    I got HDFC Regalia golf Life time free. Now I feel more satisfied

    • @dugarniraj
      @dugarniraj  3 місяці тому +2

      Amazing

    • @hardikology
      @hardikology 3 місяці тому

      Hi Suman can you tell me what was the limit of your previous hdfc card from which you upgraded to Regalia Gold. Any response will be highly appreciated (@dsumanprasad1654)

    • @bedantapathak9552
      @bedantapathak9552 3 місяці тому

      How u gt ?can u please guide me

    • @anshulsaini5741
      @anshulsaini5741 3 місяці тому

      same here

    • @Prnv_Mnty
      @Prnv_Mnty 3 місяці тому +3

      Even I got it last week , I had a deal with my RM to show 40k transaction in consecutive months that’s all. And then he raised a ticket internally.
      I also had regalia LTF prior to this, I upgraded to regalia gold FYF then LTF.
      Edit: I asked my RM to drop me a mail that’s it LTF , as the app Doesn’t show LTF

  • @dr.architghangurde8182
    @dr.architghangurde8182 3 місяці тому +3

    Nice video ….trying to get a hdfc card since quite some time …typically difficult to get if u r self employed (doctor in my case)
    Have opened account with hdfc and also an FD and applied for regalia gold
    Hope this time I get it !!

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Try these links
      HDFC ALL CARDS: tinyurl.com/583w6wzc
      TATA NEU-tinyurl.com/ky97f6s2

  • @simpleguyinamodernworld
    @simpleguyinamodernworld 2 місяці тому +3

    I have just got a sbi vistara co-branded card and today I saw the news that Vistara is merging to Air India following which the brand would no longer continue as Vistara. So the club vistara points will be migrated to air india flyers returns points. But I am keen on knowing your insights about - Will the card be replaced automatically in future by my bank when Vistara fully migrated ? Or I can chill and keep using it normally as Vistara will migrate from back end?
    2. What would you do in my situation?

    • @dugarniraj
      @dugarniraj  2 місяці тому

      No idea. I wouldn’t apply now because this fact has been known for long. For the cards I have, I’m waiting and watching

    • @simpleguyinamodernworld
      @simpleguyinamodernworld 2 місяці тому

      @@dugarniraj Got it. Since I just got it already, if I want to be on safe side, what would be better
      1. Apply a new SBI card separately
      Or
      2. Get an SBI Add on card
      3. Apply a new card with other bank

  • @AnupamaNNair
    @AnupamaNNair 3 місяці тому

    Hey Niraj! Great video!
    I have the HDFC Regalia Gold LTF and am evaluating SBI Elite, Axis Atlas and Amex Plat Travel. My main goal is travel itself with the new card and some lifestyle benefits?
    What are your suggestions?

  • @prasadjaguste6833
    @prasadjaguste6833 3 місяці тому +1

    Finally, i got regalia gold for LTF... thank for the video

    • @akashkumardash6918
      @akashkumardash6918 3 місяці тому +1

      How did you get?

    • @prasadjaguste6833
      @prasadjaguste6833 3 місяці тому

      @akashkumardash6918 my relationship manager, offered me LTF card...

    • @itsds.
      @itsds. 3 місяці тому

      How did you get LTF ?

    • @akashkumardash6918
      @akashkumardash6918 3 місяці тому

      @@itsds. No one says it bro. I don't know why!

    • @itsds.
      @itsds. 3 місяці тому

      @@akashkumardash6918 They might be not seeing our reply

  • @irshadkamil9947
    @irshadkamil9947 24 дні тому +1

    For online purchases Millennia is great

  • @AmanDuggalJi
    @AmanDuggalJi 3 місяці тому +1

    Hi.
    I have Infinia currently.
    But with the change in Rewards points system in Infinia, it won't be as rewarding as it is now.
    So which will be the best credit card for Utility bill payments of around 2-3 Lacs monthly.
    Kindly advise.
    Thanks

    • @dugarniraj
      @dugarniraj  3 місяці тому +2

      2-3 lakhs is a lot 😂
      Biz black is one. You can also use Amex gold charge card, Amex platinum travel

    • @AmanDuggalJi
      @AmanDuggalJi 3 місяці тому

      Thanks for the prompt reply.
      Amex is not available in my city currently. Tried but address was the only issue.
      Will go with Biz Black.
      Any upper limit on rewards points per transaction on Biz Black ??

  • @supriyomondal8829
    @supriyomondal8829 3 місяці тому +1

    I don't need fancy hotels , currently use Milena. Have an upgrade offer to regalia gold but not upgrading. Bcz I get regular flipkart/ Amazon vouchers on and 1rp =1 INR. But should I try to get infinia? Yearly spend is 5-8lakhs . And I was thinking even if I have to pay the infinia fee , would the reward points be used to bill settlement?

    • @dugarniraj
      @dugarniraj  2 місяці тому

      No. Won’t be worth it.

  • @aadityakhandelwal4675
    @aadityakhandelwal4675 3 місяці тому +1

    Hey Niraj, if I make rent payments, would it count towards the 8L free renewal mark?

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Not sure. Pls check with hdfc

  • @nintendowalabhai2443
    @nintendowalabhai2443 3 місяці тому +1

    I'm confused as I am offered both Regalia Gold and Tata Neu Infinity. I would like a Rupay card but only Indigo flights are operating from my city so I would not dbe able to take max benefit out of the neu card. But its reward point that is neu coin is of ratio 1:1 and the regalia gold RP is half of that. Which one should I go for? My spendings are not enough for me to keep both. Please help.

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Earnings rate is lower on neu compared to regalia.
      You’ll get higher on neu only on tata brands.

  • @srinathgupta-orthopaedicon1552
    @srinathgupta-orthopaedicon1552 17 днів тому +1

    I am unable to pay taxes using my Bizblack card in Hyderabad.
    Can you guide regarding how to do it?

  • @divyeshtanna479
    @divyeshtanna479 2 місяці тому

    Got upgrade from Regalia first to Regalia Gold for life time free with club vistara and mmt black memebership😊

  • @swaroopraghunath
    @swaroopraghunath 3 місяці тому

    Im planning to upgrade from Regalia Gold to DCB black... After watching your video i feel DCB black might not be great. Please suggest if i should apply for upgrade.

  • @srikara2879
    @srikara2879 3 місяці тому +2

    HDFC has stopped issuing new Regaila cards, they're pushing users towards Regalia Gold

  • @KS-gw4je
    @KS-gw4je 26 днів тому

    I have offered Hdfc diners club privilege...is it better than Regalia Gold ?

  • @shivamgupta6830
    @shivamgupta6830 13 днів тому

    I want to know about axis atlas where should we spend to get rp bcoz most of the way is banned.

  • @rkakkar007
    @rkakkar007 3 місяці тому +1

    I have the Regalia Gold and upon spends of above 4L within 6 months I'll be eligible for DCB. Is it worth upgrading?

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Depends on your spends. Features wise, latter is better

  • @chrismathewpanakkal9214
    @chrismathewpanakkal9214 2 місяці тому +1

    Which card can be used for international transactions like international exam payments?.. Can swiggy hdfc be used?

    • @dugarniraj
      @dugarniraj  2 місяці тому

      Which other cards do you have

  • @bmodi16
    @bmodi16 2 місяці тому

    Getting LTF Offer on Regalia Gold, Millennia, Privileged Diners Club and biz grow. Which ones do you think I should get? Confused between all. Personally I am a business owner & spending is roughly 50-60k a month.

  • @JTD-o5y
    @JTD-o5y 27 днів тому +2

    I Regret for not taking Tata Neu Infinity I got Plus and Infinity both 1st year free offer but I took Plus card thinking of 1499+gst annual fee for Infinity but I got Plus as lifetime automatically without any call to bank 🥴🥴🥴🥴 as of now all my cards and my family members HDFC cards are lifetime free 😂🤣😂🤣 I really love HDFC banking relationship 😁😁

    • @adityaprakash4497
      @adityaprakash4497 13 днів тому

      When did you apply for it?

    • @JTD-o5y
      @JTD-o5y 13 днів тому +1

      @@adityaprakash4497 2023 February i guess 🥹🥹🥲🥲

  • @nandakumar5398
    @nandakumar5398 3 місяці тому +1

    Hi Niraj. I have a Diners privilege and Amex gold charge card. Do i have to change any of these?

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Privilege isn’t great. See what else you’re eligible for
      HDFC ALL CARDS: tinyurl.com/583w6wzc

    • @nandakumar5398
      @nandakumar5398 3 місяці тому

      @@dugarniraj it says you have recently applied for a credit card. I recently got previlige as an upgrade for millennia I used to have from 2 years

  • @kameshb868
    @kameshb868 3 місяці тому +1

    I’m using INFINIA with spends around 20L per year.
    Can i additionally get DCB?
    I have tata neo infinity too. Will HDFC provide me with 3rd card that too DCB

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Yes. I’ve 3 too.

    • @DURAIPDR
      @DURAIPDR 3 місяці тому +1

      How to get infinia card?

    • @kameshb868
      @kameshb868 3 місяці тому +1

      @@DURAIPDR If you are a new HDFC card applicant then the requirement is 3.75 L monthly salary. If existing HDFC card holder, you should have a hdfc card with 8 L credit limit and 7.5 L spends in last 6 months.
      In my case i met this with my DCB card and upgraded

  • @luckytheindiangirl
    @luckytheindiangirl 3 місяці тому +1

    Hi Niraj, need one suggestion
    I’m getting HDFC Infinia or Axis Reserve for lifetime free due to certain reason.
    And my most of the expenses are in travel only- hotels , flights or forex etc.
    So could you plzz suggest me which card is good to pursue.
    Or can u suggest any other card of Axis which is more better than Reserve.
    Plz suggest any card of hdfc or axis only.
    Thanks

    • @dugarniraj
      @dugarniraj  3 місяці тому

      What are the benefits of reserve?

    • @akashkumardash6918
      @akashkumardash6918 3 місяці тому

      How are you getting Infinia for free? Could you let me know? I want to upgrade my Regalia to Infinia

  • @patilrahulr11
    @patilrahulr11 3 місяці тому +1

    I hold Regalia Rupay LTF, not so great experience.just using for UPI and some offline spent. I am not travel much so Regalia Gold not make sense.
    I would like to upgrade, but not want to spent 10k or more for annual fees. Not sure which card can be opted.

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Apply and check if you have FYF offers
      HDFC ALL CARDS: tinyurl.com/583w6wzc
      TATA NEU-tinyurl.com/ky97f6s2

  • @AmanMishra-vu7hz
    @AmanMishra-vu7hz 3 місяці тому

    Can you suggest best card as per your understanding
    My mostly expenses on online purchase , retail store, departmental store.
    My Annual spend around 2 lacs.
    MRRC already mind, can you suggest after form this ?

    • @dugarniraj
      @dugarniraj  3 місяці тому

      just go for a free card. expenses doesn't justify any paid card

    • @AmanMishra-vu7hz
      @AmanMishra-vu7hz 3 місяці тому

      @@dugarniraj thank you.

  • @anitasharma7740
    @anitasharma7740 3 місяці тому +2

    Hi I got an offer to convert my LFT Business Regalia credit card to visa Biz power credit card (joining is free but there is annual fee). Will this be beneficial for me to do or not? ‎

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Yes I think. Pls do compare once .

  • @SoumikSarker
    @SoumikSarker Місяць тому

    I have seen people getting Regalia Gold as LTF, Its been 9 to 10 months I have been notified multiple times to upgrade from Regalia to Gold but as it was FYF I didn't proceed. Infact I asked the bank multiple times to make it LTF. However, I see people getting it as LTF but recently out of frustration, and my card renewal nearby I was getting option to change from Mastercard world to rupay select, so I changed and got Regalia Rupay select. Because Regalia Mastercard world was the stupid card in my fleet of cards just because after Regalia Gold launched all the perks are technically barred on this card such as Airport lounges as I can recall. I could not avail any Airport lounge with Regalia MC world.
    Hence, changed to Rupay Select LTF. I dunno if I made a bad decision or not as I want to upgrade to DCB or Infinia in the future.

  • @paragpy
    @paragpy 2 місяці тому

    Getting option of HDFC Dinners Privilege Credit Card, SWIGY or NEU Plus. I have classic banking from HDFC as well. Please suggest me about HDFC CC. I didn't own any HDFC CC as of now.

  • @aabhasjindal1813
    @aabhasjindal1813 3 місяці тому +1

    Hi Niraj, I am currently a student. I currently have Axis Atlas as my primary card. However, I am planning to drop it and take Amex Travel Card. Could you please share your views whether should I continue with Atlas or switch to Amex, considering I can only keep one of them for now.

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Atlas is better bro if I were to pick one

  • @vinayberry2760
    @vinayberry2760 3 місяці тому +1

    Hi i have just got infinia card. Kindly let me know how many points can i get for paying insurance premium and income tax

  • @aayushjain1845
    @aayushjain1845 3 місяці тому +2

    I am eligible for diners club privilege, swiggy, tata neu plus. Which one should I go for?

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Last one for sure if you spend on tata brands

    • @akshansh54
      @akshansh54 Місяць тому

      ​@@dugarniraj I'm also getting the same card options, what would you recommend even if someone is not certain that he spends over only tata brands.
      For example i saw swiggy card maybe offers 5% cashback too over Amazon, Flipkart, Myntra, etc.
      So please suggest what is overall better card for a general user like me,
      I already have Kotak league credit card Visa & RBL duet credit card Mastercard.
      Please suggest

  • @JustforFun-us8gs
    @JustforFun-us8gs 3 місяці тому +2

    'Good' depends on what you want.. Regalia Gold doesn't offer fuel surcharge waiver. Also, milestone points are also not available as reward points, instead as air miles. So if you don't need lounge access, Gold isn't the best

    • @dugarniraj
      @dugarniraj  3 місяці тому +1

      Obviously everything is subjective no? Someone who doesn’t travel, these cards won’t make sense for them

    • @EvilGodTHElord
      @EvilGodTHElord 2 місяці тому

      ​@@dugarniraj So, if someone is not travelling then which credit card is best?
      Why are you advertising for Regalia Gold only?

  • @human9329
    @human9329 2 місяці тому +1

    Hi.. is any ebit card giving cashback on credit card bill payment?

  • @HarneetVirk
    @HarneetVirk 2 місяці тому

    I have hdfc millenia card now they provide me offer for upgrade into regallia gold for lifetime , plz help me what should i do , should i go to gold card to remain with millennia...

  • @RakeshKumarGrandhi
    @RakeshKumarGrandhi 3 місяці тому +2

    Sir, I want to apply for Amex Platinum Travel credit card, my current CTC is 5.85LPA but the eligibility to apply for the card is 6LPA, so the difference is just 15k rupees, so is there any way I can apply for the card. Please tell me I also have 6 different credit cards from different banks.. after seeing your videos I really want to use AMEX for that points. So requesting you to please reply to this sir. Thanks in advance

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Wait for income to increase bro

    • @RakeshKumarGrandhi
      @RakeshKumarGrandhi 2 місяці тому

      @@dugarniraj thanks for the reply. The Idea is that I have a big purchase of 3 lakh rupees to buy a vehicle next month so I wanted to my that using the Amex credit card under my father's name and in future is there any way where I can transfer the gained points from my father's amex card/account to my Amex account?

  • @kavindar93
    @kavindar93 2 місяці тому

    which crdit card is best for paying income tax ?? I have to pay 50,000 every quater, pls suggest

  • @RaghavendraReddy-r6n
    @RaghavendraReddy-r6n 3 місяці тому

    Please consider doing similar videos on axis icici sbi also

  • @shashwatjain2937
    @shashwatjain2937 Місяць тому

    I am getting LTF offer on HDFC millennia and Diners privilege, please help to choose between in these two cards

    • @adjforever
      @adjforever Місяць тому

      Did u get answer brother? May be through any other channel?

    • @muditkothari2211
      @muditkothari2211 Місяць тому

      Dinners privilege for sure

  • @hemanthbn007
    @hemanthbn007 2 місяці тому

    Hi Niraj, I am now planning to switch my salaried account to HDFC from SC, but already I have Millenia which I have been using for around 8 yrs, so which credit card can I get from bank as LTF, they were saying that I might get Regalia gold and Diners Privilege, but since I already have Millenia can I ask them for any other better card

    • @dugarniraj
      @dugarniraj  2 місяці тому

      Why do you need ltf?

    • @hemanthbn007
      @hemanthbn007 2 місяці тому

      @@dugarniraj Credit card they are giving complimentary for opening salaried acc with them, so wanted a suggestion on taking good CC now

    • @MahenBora
      @MahenBora Місяць тому

      ​@@hemanthbn007 i have recently opened salaried account with hdfc bt didnt get any offer regarding credit card.. What to do now?

  • @faheemjnmc
    @faheemjnmc 3 місяці тому

    Hi Neeraj,
    I am having regalia gold credit card. Is it possible to upgrade to infinia if I spend 7.5 lakh in 6 months or should I first request for DCB black and than infinia?
    Plz suggest

    • @SudiptaSoumyadarshan
      @SudiptaSoumyadarshan 3 місяці тому

      You can directly, assuming your credit limit is >10 lakhs.

    • @faheemjnmc
      @faheemjnmc 3 місяці тому

      @@SudiptaSoumyadarshan
      Credit limit is 5 lakhs

    • @faheemjnmc
      @faheemjnmc 3 місяці тому

      Hi Neeraj,
      Kindly reply when u get a chance

    • @SudiptaSoumyadarshan
      @SudiptaSoumyadarshan 3 місяці тому

      @@faheemjnmc it is difficult with 5 lakhs credit limit. Ask your RM, he will need to get approval for it. Helps if you have any other relationship with hdfc. But it is possible.

    • @ineedyouall
      @ineedyouall 11 днів тому

      ​@@faheemjnmcI checked with my RM..the new rule is if net sal is 5L...wil get it

  • @rajeshsharma_01
    @rajeshsharma_01 3 місяці тому +1

    Hi, how is the HDFC Biz Power credit card?

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Fine if you’re not getting black

  • @Vinitkhemka
    @Vinitkhemka 2 місяці тому

    Im having diners privilege card … is it good or should i shift to regalia gold ???

  • @shrutisheth2883
    @shrutisheth2883 2 місяці тому

    Can you suggest best card for travel internationally

    • @dugarniraj
      @dugarniraj  2 місяці тому

      spoken about it multiple times on channel

  • @vinayberry2760
    @vinayberry2760 2 місяці тому

    Hi i have 2 queries. How many reward points we get on paying educational fee of rs 6 lakh for iim on eshiksha portal on infinia card. And also how many reward points we get on paying lic insurance premium of 5 lakh thru infinia. Thanks in advance

    • @dugarniraj
      @dugarniraj  2 місяці тому +1

      Education payments made through third-party apps like (but not limited to) CRED, Cheq, MobiKwik, and others will NOT earn Reward Points. However, education payments made directly through college/school websites or their POS machines will earn Reward Points
      Insurance is capped at 5k per day.

    • @vinayberry2760
      @vinayberry2760 2 місяці тому

      @@dugarniraj Our iim had arranged to make payment through eshikhsha portal is it covered for rewards

  • @anoshsoman1
    @anoshsoman1 10 днів тому

    I have regalia gold now

  • @amandudeja7444
    @amandudeja7444 2 місяці тому

    Any advice on HDFC Diner Privilege card?

  • @KSR8896
    @KSR8896 3 місяці тому

    Do the same video for AXIS BANK and ICICI CARDS, SBI CARDS

  • @harryp3804
    @harryp3804 2 місяці тому

    Infinia is the gost of credit cards across all cards and not only hdfc bank cards ffs mate.

  • @lonewarriorind8617
    @lonewarriorind8617 2 місяці тому +2

    I recently applied HDFC regalia gold & got it, but limit was too low 1.5L (getting 2.3Lpm) holding magnus which i will close before renewal.
    ICICI basic cards but 15L limit.
    Can you advise me how to upgrade to infinia card from regalia gold ? & How to increase limit

    • @dugarniraj
      @dugarniraj  2 місяці тому

      Mail hdfc with all details

  • @sideprince69
    @sideprince69 2 місяці тому +1

    Nice content but bring it under 10min

    • @dugarniraj
      @dugarniraj  2 місяці тому

      hard to keep all videos under 10 mins :) you won't get the value required

  • @sanyam_18
    @sanyam_18 2 місяці тому

    Hello Sir
    I am a salaried person with around 60k monthly and need a hdfc cc for daily spends so which card will be best for me?

  • @SatyaNarayana-z1b
    @SatyaNarayana-z1b 3 місяці тому

    Can we have multiple hdfc credit cards at the same time? My RM says that I can’t have more than 1 card at the same time

  • @swayambhubanerjee2560
    @swayambhubanerjee2560 Місяць тому

    Is regalia gold a better card than DCB?

  • @VedantKulkarni619
    @VedantKulkarni619 2 місяці тому

    Did not get regalia gold ltf, but FYF, upgrade from LTF millenia. Everyone else got it as LTF the next month!

    • @dugarniraj
      @dugarniraj  2 місяці тому

      It’s fine. See the big picture

    • @VedantKulkarni619
      @VedantKulkarni619 2 місяці тому

      @@dugarniraj yea totally building up for infinia now.

  • @ramdandale4344
    @ramdandale4344 2 місяці тому

    Make a video on best rupay card

  • @yogeshnagargoje1344
    @yogeshnagargoje1344 3 місяці тому +1

    can we get infinia backed by fd , a secured card?

  • @MurrayAugustine-b6m
    @MurrayAugustine-b6m Місяць тому

    Considine Overpass

  • @ujjawalagrawal5195
    @ujjawalagrawal5195 Місяць тому +1

    I think you have many cards and might have closed many also. Does owning many cards and closing card impact credit score negatively ?

    • @dugarniraj
      @dugarniraj  Місяць тому

      Honestly, never checked my credit score

  • @balajisuresh3363
    @balajisuresh3363 3 місяці тому +1

    Hi using hdfc credit card can make payment GST

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Biz black yes

    • @balajisuresh3363
      @balajisuresh3363 3 місяці тому

      In my Gst portal page it doesn't showing credit card option.then how do I pay gst

  • @rishabhjain8988
    @rishabhjain8988 Місяць тому

    Hey Niraj, This was very helpful. How to get multiple HDFC credit cards?

    • @dugarniraj
      @dugarniraj  Місяць тому

      how to as in? you apply?

  • @srikantgope1359
    @srikantgope1359 Місяць тому

    One of the worst credit card that is Hdfc credit card. Finance charges are very costly you can say indirectly loot.

  • @JuliusMoreno-i7x
    @JuliusMoreno-i7x 2 місяці тому

    Charity Spring

  • @ankursardana2253
    @ankursardana2253 3 місяці тому +1

    I have biz black card? I have one as I’m a business owner

  • @k.d.4851
    @k.d.4851 3 місяці тому

    Regalia gold vs dcb metal for 7-9 lac annual spends?

    • @dugarniraj
      @dugarniraj  3 місяці тому

      Hi - DCB metal is better

  • @pdahj4224
    @pdahj4224 2 місяці тому +2

    Bro why don't you make some PPT
    Everything above the head like

    • @dugarniraj
      @dugarniraj  2 місяці тому

      Or you can take pen and paper and see the video?
      Or you can support me by either subscribing to newsletter or contributing to the channel memberships so that I can invest more in the channel? 😁

    • @pdahj4224
      @pdahj4224 2 місяці тому +2

      @@dugarniraj
      Oh my
      Just PPT
      PPT
      PPT
      POWERPOINT PRESENTATION
      doesn't cost you

    • @dugarniraj
      @dugarniraj  2 місяці тому

      A note book and a pen doesn’t cost you. My time has enough value buddy. I will continue to invest in the channel. Have started editing videos. Things will improve as channel starts giving me results over time.

    • @pdahj4224
      @pdahj4224 2 місяці тому

      @@dugarniraj
      Ok bro go ahead
      U are right

  • @Shjadeja1809
    @Shjadeja1809 3 місяці тому +1

    Good

  • @LouisTucker-x9g
    @LouisTucker-x9g Місяць тому

    Baumbach Meadow

  • @ClaireDarrell-u8f
    @ClaireDarrell-u8f Місяць тому

    Wolff Avenue

  • @ChristineWilliams-x9s
    @ChristineWilliams-x9s Місяць тому

    Murazik Islands

  • @AlanBell-j6g
    @AlanBell-j6g Місяць тому

    Jacobson Manor

  • @worldofcats5309
    @worldofcats5309 12 днів тому +1

    Horrible video …you should review greeting cards instead of credit cards 😂

  • @ArabellaWilbur-c2f
    @ArabellaWilbur-c2f Місяць тому

    Trisha Underpass

  • @sydneymcgee-re2hu
    @sydneymcgee-re2hu 2 місяці тому

    Aurelio Camp

  • @CarolTrent-q6p
    @CarolTrent-q6p Місяць тому

    Casper Green

  • @DhruvSingh-rc8si
    @DhruvSingh-rc8si Місяць тому

    You have only rated the big cards of the bank not the small ones so your title doesn't approve with the video. I would rate this video 3/5.

    • @dugarniraj
      @dugarniraj  Місяць тому

      thank you for your kind rating and approval

  • @Mohammedbilal9035
    @Mohammedbilal9035 2 місяці тому

    Infian vs atlas which is good

  • @harshaninnvi9
    @harshaninnvi9 2 місяці тому

    BigGrow card is good or not?

    • @dugarniraj
      @dugarniraj  2 місяці тому

      no idea what card is this. never heard.

  • @paidihimakiran5555
    @paidihimakiran5555 2 місяці тому

    Diners club privilege not in the list ?, isnt it worth to have.. ? I got lifetime free

  • @debabratapattnayak5442
    @debabratapattnayak5442 3 місяці тому

    Can u explain more about fd credit card

    • @dugarniraj
      @dugarniraj  3 місяці тому

      yes ive done a video - ua-cam.com/video/pxDviL3dHt8/v-deo.html

  • @LoriFolden-f8m
    @LoriFolden-f8m Місяць тому

    Walter Circles

  • @CherylKimball-i7e
    @CherylKimball-i7e Місяць тому

    Brown Glen

  • @MaryShumway-m7e
    @MaryShumway-m7e Місяць тому

    Kyla Mills

  • @BelleFrank-v2l
    @BelleFrank-v2l 2 місяці тому

    Robb Lights

  • @DwayneMaruyama-i3n
    @DwayneMaruyama-i3n 2 місяці тому

    Lockman Mountain

  • @CynthiaStoddard-s1c
    @CynthiaStoddard-s1c Місяць тому

    Johnson Passage

  • @JannieKeelin-n9h
    @JannieKeelin-n9h Місяць тому

    Schowalter Way

  • @ChapmanAlger-q2w
    @ChapmanAlger-q2w 2 місяці тому

    Ada Hollow

  • @ArchibaldBurnell-x1p
    @ArchibaldBurnell-x1p 2 місяці тому

    Swaniawski Crest

  • @ReneRipley-u4g
    @ReneRipley-u4g 2 місяці тому

    Ashlee Harbors

  • @RooseveltStjohn-j5m
    @RooseveltStjohn-j5m 2 місяці тому

    Tremblay River

  • @TodMahajan-g4x
    @TodMahajan-g4x 2 місяці тому

    Kayla Road