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good discussion. but in general, we have to assume that condo buyers have the means to finance the condo due to the tdsr. And very seldom to see people stretch all the way to buy a condo. And because of the bigger quantum, with the same increment rate, the capital appreciation of a condo will be bigger than a hdb over same period of time. and those condo buyers will still have some extra cash to invest in stocks etc. So if anyone can afford it (comfortably), it is better to buy a condo rather a hdb.
If u got other assets/investments, then hdb is good. Very low cost of maintenance. If u very keen on property then should aim for two 3 bdr condo or even 1 landed. At retirement can cash out. Either way in singapore hdb, condo or landed are all asset. It is just whether you wanna park your wealth in stock or property or bond. Each of us got own risk tolerance. Nothing wrong with living in landed and having zero stock. Nothing wrong with living in hdb and holding 3mil stock
Nice video, very informative and learnt some new things today. I also like JJ's philosophy on first settling your own-stay before even considering an investment property, Looking forward to the next one!
35years @2.5-3.5% interest. How much appreciation before breakeven... For those thinking of passing on private property to kids, the maintenance and upgrading of old amenities (lifts) another issue. At lease for hdb, all handled by them.(HIP).
Agree. Obviously the fellow doesn’t know that “newer” HDB flats are selling for close to a million. That’s not cheap or affordable to the masses. Comparable to some condos in ulu locations and smaller size.
@@awinaung5361 At least he is more down to earth, and realistic, unlike the UA-camrs that are wax lyrical about private property investment and flipping every 3 years 😁.
Sponsor: 🐂 Webull Singapore hmsg.link/sgwebull
Deposit at least USD100,000 to enjoy a yield boosted up to 7%^ p.a. on your USD Moneybull subscription capped at USD100k for 180 days. ^T&Cs apply.
🏠 Buy/Sell/Rent your home with hmsg.link/jjongproperty
👉 Free consultation on your property questions!
_________________________________________________
📈 Click hmsg.link/ibkr to see my preferred broker: 💹 Interactive Brokers
🌟 My referral codes: t.me/sgpromocode
📙 Advanced Credit Card Mastery Course: hmsg.link/accm
☕ Support me at Ko-Fi: hmsg.link/shop
🔭 Telegram Group: t.me/HoneyMoneySG
📷 Instagram @HoneyMoneySG instagram.com/honeymoneysg
🎵 TikTok www.tiktok.com/@honeymoneysg
📧 Email (Business only): sghoneymoney@gmail.com
🕸 My Website: hmsg.link/website
good discussion. but in general, we have to assume that condo buyers have the means to finance the condo due to the tdsr. And very seldom to see people stretch all the way to buy a condo. And because of the bigger quantum, with the same increment rate, the capital appreciation of a condo will be bigger than a hdb over same period of time. and those condo buyers will still have some extra cash to invest in stocks etc. So if anyone can afford it (comfortably), it is better to buy a condo rather a hdb.
If u got other assets/investments, then hdb is good. Very low cost of maintenance.
If u very keen on property then should aim for two 3 bdr condo or even 1 landed. At retirement can cash out.
Either way in singapore hdb, condo or landed are all asset. It is just whether you wanna park your wealth in stock or property or bond. Each of us got own risk tolerance. Nothing wrong with living in landed and having zero stock. Nothing wrong with living in hdb and holding 3mil stock
Good points! Also tend to agree with this idea ◡̈
Stay in hdb,own a condo and rent it out 😅
Nice video, very informative and learnt some new things today. I also like JJ's philosophy on first settling your own-stay before even considering an investment property, Looking forward to the next one!
Hi any videos on estimated price of HDB resale & BTO in 2027/2028?
Looking forward to the next topic already
35years @2.5-3.5% interest. How much appreciation before breakeven...
For those thinking of passing on private property to kids, the maintenance and upgrading of old amenities (lifts) another issue. At lease for hdb, all handled by them.(HIP).
Nowadays still can find 700K one bedder? Must be OOOCR resale or maybe some geylang boutique condo resale?
If one is looking for own stay and investment at the same time? should one pick condo then if affordability is not a issue
Good coverage. TY.
Thank you for watching! :D
please share all excel thanks
The interview is not very informative. Tell us something we dunno
Agree. Obviously the fellow doesn’t know that “newer” HDB flats are selling for close to a million. That’s not cheap or affordable to the masses. Comparable to some condos in ulu locations and smaller size.
What is the size of 1million dollar condo even at ulu locations?
He was just reading out what general public know🙄
@@awinaung5361 At least he is more down to earth, and realistic, unlike the UA-camrs that are wax lyrical about private property investment and flipping every 3 years 😁.
The one you can actually afford
I got a freehold condo as a gift for my child. Pass on to child when i pass on.