NRI Explains : THE MOST Important things to do as an NRI | NRE vs NRO | Demat | Investments | Taxes

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  • Опубліковано 3 лют 2025

КОМЕНТАРІ • 752

  • @finance.boosan
    @finance.boosan  8 місяців тому +19

    Term Plans in India are 50% cheaper than International Plans. Buy Now 👇
    tinyurl.com/mrtzh3rj
    Join Learner's Community : ua-cam.com/channels/mfl6VteCu880D8Txl4vEag.htmljoin

    • @ganeshbala439
      @ganeshbala439 8 місяців тому +1

      Need promo code

    • @RahulRaj-wv7qg
      @RahulRaj-wv7qg 8 місяців тому +1

      Dd

    • @kathiresanl5385
      @kathiresanl5385 8 місяців тому

      Two months before I took term insurance this one correct or not how to check bro

    • @arunprasanth3056
      @arunprasanth3056 5 місяців тому

      NRI term plan not available for African nri's, please help

  • @abdulvarish8756
    @abdulvarish8756 8 місяців тому +236

    Please create one community for NRI

  • @senthilkumarmn7351
    @senthilkumarmn7351 8 місяців тому +7

    நான் கடந்த ஒரு வருடத்திற்கு மேலாக தங்களுடைய காணொளிகளை பார்த்து வருகிறேன். அனைவருக்கும் முதலில் குறைகள் தான் தோன்றும். இதுவரை சிறிய குறையை கூட தங்கள் காணொளிகளில் காண முடியவில்லை. தங்களின் காணொளிகள் எப்பொழுது ஏராளமான தகவல்களுடன் இருக்கின்றன. அனைத்து நிறைகளையம் வேறொரு நேரத்தில் பட்டியலிடுகிறேன். NRI பற்றிய காணொளிகளை தொடர்ந்து வெளியிடுமாறு வேண்டுகிறேன். தங்களின் சேவை தொடர வாழ்த்துக்கள்.

  • @subbiahsomasundaram9170
    @subbiahsomasundaram9170 8 місяців тому +14

    Wow right time... I was searching for this video to understand the conversion and at right time it released... thanks ..very useful... please try to create separate channel and post NRI related videos...
    1. I'm not sure whether SSY investment allowed to continue or not?
    2.If we have any existing LIC policy or SSY before NRI then what it will happen ?
    3.Additionally, what are the brokerage charges for NRI in Zerodha.
    4.For local money transfer to other Indian SB account whether we can use NRE to do direct money transfer or better, first transfer to NRO and then to other SB accounts?
    5.If tax detected directly at source, then do we still need to file ITR and if so then, do we need to use ITR2 form?
    6.What are the implication of not converting to NRI NRO?
    7.How about existing LIC insurance policy ? Anything to intimate them?
    These are the few question which I have doubts. Please clarify and it will be helpful.
    Thanks and your videos are very useful and the way you explain is very short and straightforward.

    • @LeaplingJoy
      @LeaplingJoy 6 місяців тому

      Well-written queries. I have the same doubts.

  • @badhirinaath3494
    @badhirinaath3494 8 місяців тому +34

    Bro I am from Germany … I am investing in mutual and stock and following you Video. As you said is true because there are no enough Videos about NRI in Tamil. Thank you for your video …. And reallly I need more video about NRI investment in India
    Please my humble request to consider making video for NRI investment which will be more usefull for peaple like me ….. I love you bro for this content …

    • @LeaplingJoy
      @LeaplingJoy 6 місяців тому

      Me too from Germany and looking for NRI investment options.

    • @ramnad12
      @ramnad12 6 місяців тому

      Also me from Germany looking for NRI investment

    • @ashok_kumar_m
      @ashok_kumar_m 5 місяців тому

      Hi bro, did you convert your resident account to nri account. I mean your demat. ? How did the process go. Can you please let me know. Or one should sell the portfolio in resident account and start with nri demat account.

  • @sanjeeviraj1689
    @sanjeeviraj1689 8 місяців тому +2

    I am delighted that you have created this video. I have been anticipating someone to produce this type of video.

  • @karthikeyanrajkumar1147
    @karthikeyanrajkumar1147 8 місяців тому +3

    Interested in more NRI investment options in India, do and don’t etc. Also talk about “stop loss” feature and best practices for long term investors . Been following you for a while now, feeling so useful. Thanks.

  • @LinuxSaravanan
    @LinuxSaravanan 5 місяців тому

    சிறந்த விளக்கம், சகோதரரே! இந்த வீடியோ மிகவும் தேவையானதும் விழிப்புணர்வை ஏற்படுத்துவதும் ஆகும். எங்களுக்கு இதை பகிர்ந்ததற்கு நன்றி. நான் 9 வருடங்களாக துபாயில் வேலை செய்து கொண்டிருக்கிறேன், ஆனால் நீங்கள் விளக்கியதை நான் இதுவரை செய்யவில்லை. என்னுடைய முதல் முன்னுரிமை இதை செய்வதே!
    Very good explanation, brother! This video is much needed and raises important awareness. Thank you for sharing it with us. I've been working in Dubai for 9 years, but I haven't done what you explained. My first priority now is to do this.

  • @Notexactly469
    @Notexactly469 8 місяців тому +4

    Very useful video brother... waiting for this long period 🎉🎉❤

  • @vinodlakshmanan3869
    @vinodlakshmanan3869 8 місяців тому +2

    Please create a separate playlist for all the NRI Account brother. Good job

  • @digitalbytes8714
    @digitalbytes8714 8 місяців тому +1

    The Most awaited NRI content, we all requested last week and you did it ♥♥♥♥♥

  • @venkatsubramanian8343
    @venkatsubramanian8343 8 місяців тому +1

    Great video. This has lot of different topics that can be discussed separately. Also, Keep a separate channel for NRI and U.S. stocks analysis

  • @aswinraina699
    @aswinraina699 8 місяців тому

    Woww. Worth content. Infact this is the first video in Tamil who clearly talk about NRI d-account and trading options. Thanks for the content, really it worth it.

  • @jamsheerahammed01
    @jamsheerahammed01 8 місяців тому

    This is one of the best videos I have seen on tube. Please continue the nri series.

  • @nekumar1
    @nekumar1 8 місяців тому +1

    Good idea to have an NRI general/ finance series!! Covering retirement plans, asset management as an NRI, insurance covering international coverage, wealth management in India, returning back to India, privileges for NRI kids to study in India, medical tourism, other related topics.

  • @LeaplingJoy
    @LeaplingJoy 6 місяців тому

    Very informative👏🏻 Would like to have an NRI series. Not many videos are available on this topic.

  • @lokesh5
    @lokesh5 4 місяці тому

    On of the Excellent explanation about NRIs Pros & cons ever covered in you tube videos. Hats off bro.

  • @sujithvenkatesh3305
    @sujithvenkatesh3305 Місяць тому +1

    Please make more videos on NRI
    1. How to convert resident demat account to NRI demat account in Zerodha?
    2. Mutual funds investments for NRI- is SOA route better or demat route better?

  • @rvsrishi
    @rvsrishi 6 місяців тому

    Excellent clarification bro! Please continue to provide NRI specific Content.

  • @harishnow
    @harishnow 8 місяців тому +3

    Please create an NRI playlist.. Thanks a lot. Keep up your good work..

  • @muthusamyarumugam4189
    @muthusamyarumugam4189 8 місяців тому +3

    This video is highly appreciated. Many thanks.

  • @rajubalasubramaniyam9002
    @rajubalasubramaniyam9002 8 місяців тому +1

    Incredible n comprehensive video Boosan your insights n clear concise n elegant !! Thanks a lot for making this video !!

  • @nithinkothari5710
    @nithinkothari5710 8 місяців тому +1

    Very clearly explained. I’m working in Singapore for 5 years now. It was very painful to get it done one by one as you mentioned. Also for the TDS deducted at source while filing ITR we can claim. Like resident Indians income of NRI in India is also not taxable upto first 5L. And for stocks no taxes upto 1L LTCG. So please file ITR regularly and claim the TDS. Thank you.

    • @chitrachakaravarthy
      @chitrachakaravarthy 7 місяців тому

      How to claim tax returns. How to claim TDS

    • @nithinkothari5710
      @nithinkothari5710 7 місяців тому

      @@chitrachakaravarthy File taxes. All TDS deducted can be seen from your bank statement. Use a professional’s help to file taxes or u can use Quicko.

  • @meenakshiratnasamy7749
    @meenakshiratnasamy7749 6 місяців тому

    Am hearing yours for first time, very simple spoken and informative,thank you, please put more videos

  • @imironman9484
    @imironman9484 8 місяців тому +4

    Series or channel is appreciable

  • @kavinprabu6829
    @kavinprabu6829 3 місяці тому

    its very useful, beginner in investments as NRI. Expecting More video, Thanks for your time

  • @NLTamilGirl
    @NLTamilGirl 6 місяців тому

    First of all Thanks for sharing so much information🎉 . As you said it is too much information in 17 mins video 😊.

  • @GuitSiva
    @GuitSiva 6 місяців тому

    Good job Boosan.. 👏
    Thanks 🙏
    Warm cheers 😘
    Vaazhga Valamudan 🙏🎸

  • @giljusjo
    @giljusjo 8 місяців тому +2

    Wow. Very useful...answered many questions that I had in mind. Would be great if can hv specific detailed video bro! Thanks

  • @aswingauthamkulandaisamy5735
    @aswingauthamkulandaisamy5735 8 місяців тому +1

    Great topic and much awaited content. Please create a separate community or content so many like me can benefit.

  • @albinshalini4554
    @albinshalini4554 8 місяців тому

    It's very useful for every NRI, please continue to add investment plan videos for NIR

  • @PrasannaKumarRG-ik9gm
    @PrasannaKumarRG-ik9gm 8 місяців тому

    Thanks Bro for this initiative on content for NRIs. It would be a good idea to have a separate series or channel for NRIs.

  • @madhan.g600
    @madhan.g600 8 місяців тому

    I have spent lot of hours going through many forums to understand the topics you have covered in this videos but your explanation is super helpful as always crisp and to the point. Keep up the good work bro 🤝🏻.
    As an NRI i am looking forward to join a community or channel to watch your quality content.

    • @finance.boosan
      @finance.boosan  8 місяців тому

      Indeed it took me days and weeks of work to go through articles and forums to understand them clearly when I started out as well, I can clearly understand you.

  • @pragatheeshprakki4038
    @pragatheeshprakki4038 8 місяців тому +5

    Post a video regarding how to open demant account for NRI.
    Post more videos regarding investment and saving for NRI
    This would be really appreciatable

    • @vtv3495
      @vtv3495 8 місяців тому +1

      Create a NRI Channel

  • @rajendranselvarathnam7307
    @rajendranselvarathnam7307 8 місяців тому

    Hi
    Actually my brother(incidentally a NRI too) suggested your channel to me. Really appreciate watching your videos that are insightful. Thank you very much. We are all in for NRI channel.

  • @balajiprasath4760
    @balajiprasath4760 8 місяців тому +1

    Good video Boosan. Would be very helpful if you can add more NRI specific content.

  • @saran7332
    @saran7332 8 місяців тому

    Awesome! I got clarity on few things which I struggle to find out. I suggest you to provide a google or Microsoft form to post questions. It will be useful to sort the queries and address the information in the future on respective topic videos. Form can have some prefilled Choice to categorize the topic and uncovered title can go to miscellaneous. You can later add the title to the form.

  • @sathiyamoorthyselladurai8745
    @sathiyamoorthyselladurai8745 15 днів тому

    I am upvoting for a separate NRI channel. Thanks for your efforts.

  • @dineshdwarakanath3885
    @dineshdwarakanath3885 8 місяців тому

    Please continue , lot of NRIs need this info

  • @annirudhprasanna5745
    @annirudhprasanna5745 8 місяців тому

    Very crystal clear explanation bro.. the way you are delivering your content is simply superb..i am seeing your video for thr 1st time.. immediately i have subscribed.. All the very best..

  • @VimsenV
    @VimsenV 8 місяців тому +2

    amazing video, But (1) what if resident savings to NRO or NRE account conversion is delayed by 5 years due to lack of info by an NRI. (2) Money was transferred from abroad to India. (3) the resident savings is continued using for transactions within India for all these years, Will there be a penalty ? There is no clear answer for these and many students are still continuing on without the knowledge. Please make a video on this.

  • @nagendraraja9090
    @nagendraraja9090 13 днів тому

    Thanks for the useful information bro. 🎉🎉

  • @sathyakamalnathan4573
    @sathyakamalnathan4573 2 місяці тому

    Yes bro, Tell us about NRI investment schemes and tax benefits in a weekly video.

  • @MalleshAyyar-ww2xh
    @MalleshAyyar-ww2xh 8 місяців тому +1

    @Boosan, More info on NRI would really help many folks. If possible, please consider opening new channel for NRIs.

  • @veluchamiulaganathan7071
    @veluchamiulaganathan7071 8 місяців тому

    Simple and clear explanation … keep going … good services to Tamil NRIs

  • @AvinashS-vm4yz
    @AvinashS-vm4yz 3 місяці тому

    I m from Netherlands too. Looking forward to learn more about sip investment.

    • @suriyanarasimman
      @suriyanarasimman Місяць тому

      Hi, do you have any suggests on which nre bank is good ?

  • @AshokKumar-ol9yw
    @AshokKumar-ol9yw 8 місяців тому +1

    Taxes on dividends will differ for NRO & NFE account, which is missed in the video. However, it's good information. Keep it up.

  • @Surya-tc8ot
    @Surya-tc8ot 8 місяців тому +5

    Thank you, really useful video. Being a NRI, I always find difficulties to find videos in Tamil for many details. As a follower of your videos, requesting you to start making videos related to NRI investing as well. I would like to know more about below two topics, thanks in advance.
    1. Deductible Health Insurance
    2. ITR Filing must for NRI??
    3. FD in NRE vs FCNR?
    4. NPS investment

  • @aiw3231
    @aiw3231 8 місяців тому +2

    Thanks bro, pls make a video on ITR for NRI ( to claim the TDS)

  • @10129933286568
    @10129933286568 8 місяців тому

    You are doing a great job and creating financial literacy among Tamil people. Extremely important and fruitful content Boosan. Please create more content on this topic.

  • @SlayerM87
    @SlayerM87 8 місяців тому +1

    Thanks bro👍. That was a Clear Explination. Would like to see more on the NRI Restrictions part and if is there any way to overcome it. Cheers 👍

  • @ajayprasad9919
    @ajayprasad9919 8 місяців тому

    Anna❤, ajay here. First of all thanks for considering NRI's. I would b great if you explain about which account (either NRE or NRO) is for which investments (nifty index fund, individual stock, nasdaq 100) and its pros & cons. I addition to this, try to make a separate vedio about PIS and Non-PIS for not NRE and NRO. Thanks heeps.

  • @Aaa-i4d
    @Aaa-i4d 8 місяців тому

    Very very super crystal clarification 👌👌👌👌..

  • @User.XYZ1
    @User.XYZ1 8 місяців тому

    Bro, this video is really helpful for the students who went to study. We want to invest but we’re not sure what all the things we have to do before opening a demat account. You gave super detailed information. Please create a playlist for the people who live outside india and want to invest. Start a series ❤

  • @karthikeyanb416
    @karthikeyanb416 8 місяців тому

    Yes bro, Excellent video, pls create separate community.❤

  • @imainnocentboy
    @imainnocentboy 8 місяців тому

    Really good info.. yes NRI info about finance and financial planning is very limited. Appreciate your idea and sharing value info

  • @PraneshSR3
    @PraneshSR3 8 місяців тому

    Please create a playlist for NRI finances anna. It's very useful, but limited. Playlist could be like -- NRI banking; Investments; insurances ; FEMA Act; IT Act etc etc.

  • @kanmaniravi7448
    @kanmaniravi7448 8 місяців тому

    Very useful. Clear explanations. Please continue this. Thanks

  • @ezhilarasan5593
    @ezhilarasan5593 8 місяців тому +1

    Wonderful information..
    Most sought after
    Great insights..
    Please do more.
    Especially taxation on mutual funds.

  • @muthukumar-dm3oj
    @muthukumar-dm3oj 8 місяців тому

    I was waiting for long.. thank you so much for this video thalaiva

  • @vijaykumarrock3
    @vijaykumarrock3 8 місяців тому +1

    This video help us a lot and please continue more nri videos

  • @BalaThiru-sx4uk
    @BalaThiru-sx4uk 8 місяців тому +1

    very useful, thanks for sharing the information

  • @narpavibhakthi2122
    @narpavibhakthi2122 6 місяців тому

    Thanks for sharing, Good information Bro. I vote for NRI community channels or more NRI videos. Thanks

  • @shanmshanmugavel693
    @shanmshanmugavel693 7 місяців тому

    Most NRIs don't know how to invest in the Indiaan stock market. So I am sure there will be lots of interest. I have been based in the US, living here for the last 35 years.

  • @india4441
    @india4441 7 місяців тому

    Very useful info, separate channel for NRI finance investments in India

  • @mushaj3503
    @mushaj3503 8 місяців тому

    Please Post More videos on NRI , almost all the NRI's looking forward to save and keep their hard earned wealth under their control
    Good Job

  • @DingDong-gz3fu
    @DingDong-gz3fu 8 місяців тому

    NRIs can trade in the F&O segment through an NRO account. A Custodial Participant (CP) code is required to trade in the F&O. Zerodha has tied up with Orbis to help NRI clients receive a CP code. But once CP is created, cannot do any other stocks buy / sell, cannot invest mutual funds in NRO.

  • @preethis8334
    @preethis8334 8 місяців тому

    Yes bro plz do a separate play list for NRI investment.

  • @vishnuramk4480
    @vishnuramk4480 8 місяців тому

    Very good. Everything on the point. Great content

  • @nimble-nirmal
    @nimble-nirmal 8 місяців тому

    Thank you very much Mr.Boosan for your very insightful and informative video.! Really helps to understand the banking concepts for NRIs.! Really appreciate your efforts.! More power to you.! god bless..! ✨👏🏻👏🏻

  • @alagunitt1987
    @alagunitt1987 7 місяців тому

    Thanks bro. It is very very useful and eyeopener video🎉

  • @kishorekumar-hl6ys
    @kishorekumar-hl6ys 6 місяців тому

    It would be great video specified for NRI. Many financial problems I'm facing

  • @NashYouTu
    @NashYouTu 8 місяців тому

    Such a great content, very useful information,we need more information on these topics

  • @kprabhu1986
    @kprabhu1986 8 місяців тому

    Thanks Boosan for this video! Please make a detailed video about PIS and Non-PIS accounts.

  • @abulkalamk1
    @abulkalamk1 8 місяців тому +2

    NRE - investments, pis, non pois,
    எந்த brokerage app, அதனோட charges என்ன என்ன,
    NRI charges - RI charges comparison.
    Tds இத பத்தி விளக்குங்கள்

  • @ganeshraghavan1308
    @ganeshraghavan1308 8 місяців тому

    May we request you to make a play list for NRI in your existing channel and do atleast 1 video once a month for NRI related finances & Tips.

  • @niranjanpn3436
    @niranjanpn3436 8 місяців тому

    This is highly useful bruh. It would be highly beneficial if you start a seperate channel

  • @akilanv238
    @akilanv238 8 місяців тому

    Hello Boosan brother,
    This is one of the best videos of yours. These topics are very clear but it would be great if you could cover each topic by detailed video.❤

  • @HariKrishnan-xv4dx
    @HariKrishnan-xv4dx 8 місяців тому

    Thank you brother, Was quite useful expecting more videos on related topics

  • @ramchandrarify
    @ramchandrarify 8 місяців тому

    Good content and useful ! Thanks for your work 🙏. Please create new community or separate play list for NRI.

  • @viveksubbarao8474
    @viveksubbarao8474 8 місяців тому +1

    Kindly provide more details on how a tax is detected from stock investment for an NRI. Please elaborate on Tds applied on stocks. If possible, give on example on how tax is applied, when I sell an stock and repatriate the money. Also do we need to go through any tax filing process as NRI annually for the NRI demat account.

  • @ganeshr4371
    @ganeshr4371 8 місяців тому

    Yes we need more videos on NRI life, health, finance and investment etc

  • @sirajsyed5059
    @sirajsyed5059 2 місяці тому

    Very nice and short info for NRIs. But, the crucial part missing is the brokerage fee, commission by broker houses for the NRI. Appreciate if you can clarify them.

  • @sabareesm5127
    @sabareesm5127 7 місяців тому

    I'm an NRI and I regularly follow your videos. Will be helpful if you post NRI related content also. Thanks :)

  • @hemalathasampath8007
    @hemalathasampath8007 8 місяців тому

    Plz Start a separate NRI session plz...we need more info like this.... Thanks for ur efforts

  • @haider6030
    @haider6030 8 місяців тому

    awesome work bro… thank you soo much 🙏🏻

  • @vigneshchinna1974
    @vigneshchinna1974 8 місяців тому +1

    16:25 there is a TDS exemption for Singapore NRIs under DTAA
    And also applicable for some countries

    • @justbe3708
      @justbe3708 7 місяців тому

      this info looks new. I also in sg, need to submit any documents or by default they did not deduct TDS for Singapore NRIs

  • @vighneshkumaressan2169
    @vighneshkumaressan2169 8 місяців тому +1

    Very very useful, please continue.

  • @SuNiL-om7zv
    @SuNiL-om7zv 6 місяців тому

    Very useful. I need more vidoes related to NRI investments

  • @karthikjayaraman9702
    @karthikjayaraman9702 6 місяців тому

    One Channel for NRI investing would be great! I love your content Boosan!

  • @lathajk9054
    @lathajk9054 2 місяці тому

    Excellent explanation 🎉✨🦋🦋

  • @surendarmurugesan9797
    @surendarmurugesan9797 8 місяців тому +1

    Great explanation bro, one correction non-pis demat account , they only accepting NRO account.

  • @sindujasinduja7257
    @sindujasinduja7257 8 місяців тому

    Great information. Please create community for NRI.

  • @Arun-sat
    @Arun-sat 8 місяців тому +1

    oh wow! thank you so much-nga ☺

  • @rampersonalid
    @rampersonalid 7 місяців тому

    NRE related Investments for Middleast people will be useful ....Opening demat accounts like IBKR so that we can invest in USA/UK / International shares /MF's.

  • @kartherajan1
    @kartherajan1 8 місяців тому

    Thank you for wonderful video. Please continue with NRI details.
    Considering you are a NRI, can you please advise if investing 100% in India or split investments between India and current country? One of major problems for NRI is INR depreciation. Example , if you have converted dollar to INR for long term investment in Indian mutual funds & say if you have had 15-18% returns. Repatriation of this amount will eat up your returns (from NRE or NRO account) , TDS during redemption and most importantly INR depreciation , we will end up with 8-10% returns or even less. So it would have been good to invest in NRIs local country which can provide anywhere between 10-12% returns.

  • @prabur4027
    @prabur4027 8 місяців тому

    Thanks for sharing the info bro, very informative 👍

  • @hortnavin
    @hortnavin 7 місяців тому

    Bro, need separate video for the particular investment procedure part

  • @rajeshbe17
    @rajeshbe17 8 місяців тому

    Please create a dedicated video on taxation for NRI.
    Also MF investments restrictions for US & Canada residents please

  • @santhoshgu7
    @santhoshgu7 6 місяців тому

    Good Clarity nanba