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I’ve got £120k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend?
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022
Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
/DGRO. Personally, I've invested $1.2 million in these ETFs, still diversifying, under the guidance of an expert. It was this time last year I made my first breakthrough with $370,000 in liquid assets, which I entrusted to his expertise. I receive weekly payouts, which I reinvest in long-term ETFs, based on his advice. Tesla will be a huge buy for me when the market bottoms.
In no order: 1) VOO 2) QQQM 3) SCHG/VUG 4) VTI 5) SCHD/DGRO. Personally, I've invested $1.2 million in these ETFs, still diversifying, under the guidance of my fiduciary. It was this time last year I made my first breakthrough with $370,000 in liquid assets, my fiduciary oversees things. I get weekly pay out which I put back on long term ETF's. Tesla will be a huge buy for me when the market bottoms.
Sure! I work with Glen Howard Chester, highly ranked and renowned among private equity investors in NY & WA. Just search his name & check if he meets your requirements, you’d find necessary details to work with to set up an appointment.
Did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG, 20% VOO, and 40% bonds, or 4%+ money market, match the growth of SP500 in up years but reduce the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio to boost performance. Here for ideas.
I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back. most importantly consider financial advisory for informed buying and selling decisions.
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
Caroline Suzan Olson is the adviser I use, and I'm just putting this out here because you asked. You can just search the name. You'd find necessary details to work with to set up an appointment.
I invest the same way. You are considered an "Income Investor". We make money two ways. Through monthly/quarter dividend payments; instant passive income. Readily available to reinvest and/or personal use. And the profitable sell of most of our DCA securities. Are we on the same page here?
Very much appreciated. I just searched Caroline Suzan Olson on the internet, spotted her consulting page ranked top, and was able to schedule a call session. I've seen commentaries about advisors, but not one looks this phenomenal.
I initially did the big ticket buy, 125k into SCHD, 75k TSLA, 25k VYM, 25K VUG. Now I'm dca buying roughly 2k every week of whatever is on sale, and looking to add more tech positions to my portfolio. I'm looking to hold long term 15 - 20 years, so hopefully my lump sum buy in doesn't bite me in the ass long term.
In the past month, my "unexciting" index funds provided me with over $6,000 in dividends, giving me the option to spend without selling shares. Currently, I've opted to reinvest the dividends to acquire additional index funds for future growth.
I agree; I have approximately $1m in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
Finding financial advisors like “Sophia Maurine Lanting” who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
Tax laws can be so complex, and it’s super helpful to break them down like this. Understanding how different policies can impact our finances is crucial for making informed decisions.
Making profitable investments during this time of political change can be risky without that insight. For me, working with an adviser is the best first step to navigate these complexities and make informed choices.
I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Evelyn Infurna. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
I know this lady you just mentioned. Evelyn Infurna Services is a portfolio manager and investment advisor. She gained recognition as a former employee at Goldman Sachs; a renowned investor she is. Evelyn Infurna has demonstrated expertise in investment strategies n has been involved in managing portfolios and providing guidance to clients.
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
Viktoria - I am two years pre-retirement. I am looking for an ETF to pair with SCHD that uses Free Cash Flow screens to pick it's holdings. Do you have a preference betweenL COWZ vs. COWS vs. VFLO vs, BUL?
That's true, but it's still complicated and confusing. I want to start my investment journey with $70k i have saved up, but as a beginner I'm scared of going in recklessly and losing it all. Any advice please?
As a beginner, access to information as well as professional guidance is key to financial freedom and protection and also knowing how to use that information is another thing. I will advise you get yourself a CFP to work with.
I have been advised on that for a while now, but finding one that understands what I'm looking for and can advise me to that accord is whom I'm in search of. Please, any recommendations?
Viktoriya, When talking about qualified dividends vs. unqualified, you always mention that in a taxable account vs. a "Roth" IRA, dividends are treated different. But why must you always say "ROTH" IRA? If your investments are in a regular IRA, there's no difference between qualified or unqualified dividends because they're all taxed when you take them out. My point is that you ought to just say IRA vs. a taxable account. It doesn't matter if it's a Roth or regular IRA. Whether a dividend is qualified or not only matters in a taxable account. In "ANY" IRA it doesn't matter if the dividends are qualified or not and should have no bearing on which investment you should buy.
Enjoy your videos. Can you please post a video on ESG dividend ETFs? I understand the yield may be lower but combining an ESG index fund with an ESG dividend ETF combination is something I am looking for. Thanks
Viktoria I thought you were dumping SCHD for DIVO ? And since inception, JEPQ is up 17% including dividends. In that same time SPY is up 40%. There's just not enough price appreciation with JEPQ.
Jepq with Schd would get taxed in a taxable account. Can you be a bit clearer as to where to hold things, at what life stage, income brackets and why please? You do touch on it here. Always enjoy, thanks
Really, will check them out.. ...Just sold SVOL. Lost money since holding 10k since Aug '24. I Will try to sell everything before Nov 5. And wait to see what to buy, way after the election.
svol good thing I realized early not for me. It goes to too many places to get yields, you have to worry too many different factors about the fund, and its continue deterioration of nav.
@@johnsonch7292 Yup, I sold too, I was so hopeful for SVOL since it was so highly recommended but after holding for a few months I just had a bad feeling about what I saw and sold everything.
Same here. Owned SVOL from April to September. Closed it for a minimum gain of like $0.05 per share even with reinvesting all dividends in that timeframe. The majority of that time, the VIX was in a 12-18 range with a 14.86 200sma, so it should have done much better than that in my opinion. To me, that meant it suffers from serious NAV depletion and is not a viable long term holding, yet this channel pumped it significantly. As always, do your own research and make sure every investment aligns with your long term goals. CGDV does look interesting. She failed to mention (or I missed it) for an Active ETF, the expense ratio is not bad and similar to JEPQ at 0.33%. This is the downside to QQQI from NEOS that has a much higher expense ratio at 0.68%, but also a favorable tax advantage with some of the yield returned from tax harvesting as Return of Capital.
BRKA eliminates dividend tax concern and much better risk management. I’m all in BRKA. Beats S&P and excellent forever position. I don’t need dividends and all the tax headaches
Hi ! Great Channel ! Could you please share with us your personal portfolio ? I am sure it would be of great value for us to know what you do with your own money, thank you ! 👍🏼😀
If you are talking about long term holding, I do not think jepq is a good idea since it has high expense ratio. it is better to be schd plus schg combo.
JEPQ shows up in my HDI (high dividend & interest) watch list as #6, with a composite value of 0.174. By comparison, ECAT is at the top of the list, CV=0.253, and #64 (bottom of the list) is PFLT, with a CV of 0.112. All items in that list have an "investment date" of 01/03/2023, with the price set to the closing price on that date. JEPQ has been a good item to hold so far. SCHD doesn't even show up on my LTS (long-term strategy) watch list once I sort and snip it at 64 products. VOOV, DIVO, and SPYV all make it in the top 64, though.
You always want to look at total price. JEPQ is tracking Nasdaq. If we compare it to something like QQQ that also track Nasdaq. With total price that include dividend, JEPQ has 7% less return in last year. I mean you can always sell a portion of QQQ to make up that dividend pay from JEPQ and still end up with more money. I see no point of etf like JEPQ or GPIQ. The total price return just worse. JEPI on other hand is worth consider because of its different holding. It is more stable but less grow. And SCHD is popular. For one it has different holding than sp500 or Nasdaq. So it can complement etf that track sp500 or Nasdaq. Second is its high dividend growth rate. 10% average from last 10 years. So if you hold it long like over 10 years, it will really shine. In 3, 5 years it can not outperform sp500 but at 10 years it outperform sp500 by 10%. I would know for 20 years it would outperform even more. On other hand etf like JEPQ, JEPI has no dividend growth, it is always around that number.
CGDV: Strong ETF That Pairs Up Well With SCHD Oct. 28, 2024 7:15 AM ETCapital Group Dividend Value ETF (CGDV)SCHD. The Gaming Dividend 3.6K Followers The idea of this combination on Seeking Alpha already existed for a few days!!!
!I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Kristine Lynn Weber is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Kristine Lynn Weber, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Kristine Lynn Weber is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted based on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking?
@ I literally told you what to do dummy. Anything that is actively managed isn’t tax efficient and doesn’t beat index funds. The best portfolio is 20% DGRO, 20% SCHD and 60% QQQM. Beats the S&P500 and its tax efficient.
@@Successfinder123 And in a down market you'd be wrong. These are combinations for different scenarios and risk factors. In an up market, you might be closer to being right. There is not one portfolio that is the best or all ages and time frames.
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I’ve got £120k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor..
Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2022
Who is the coach that provides guidance for you? I urgently require assistance; my stock portfolio is stagnating, and I need investment advice for retirement.
'Mary Terese Singh' is her name. She is regarded as a genius in her area. She’s quite known in her field, look-her up
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I am impressed with your update on these stocks, now my question is which is best to buy at this time. I have some liquid assets to diversify.
/DGRO. Personally, I've invested $1.2 million in these ETFs, still diversifying, under the guidance of an expert. It was this time last year I made my first breakthrough with $370,000 in liquid assets, which I entrusted to his expertise. I receive weekly payouts, which I reinvest in long-term ETFs, based on his advice. Tesla will be a huge buy for me when the market bottoms.
In no order: 1) VOO 2) QQQM 3) SCHG/VUG 4) VTI 5) SCHD/DGRO. Personally, I've invested $1.2 million in these ETFs, still diversifying, under the guidance of my fiduciary. It was this time last year I made my first breakthrough with $370,000 in liquid assets, my fiduciary oversees things. I get weekly pay out which I put back on long term ETF's. Tesla will be a huge buy for me when the market bottoms.
Thank you, I already added VOO and QQQM, can you share this fiduciary with me.
Sure! I work with Glen Howard Chester, highly ranked and renowned among private equity investors in NY & WA. Just search his name & check if he meets your requirements, you’d find necessary details to work with to set up an appointment.
His track record looks really good from what I found online. I've scheduled a call to discuss further
Did lots of backtesting and found that 20% SCHD/DGRO, 20% VGT/QQQ/SCHG, 20% VOO, and 40% bonds, or 4%+ money market, match the growth of SP500 in up years but reduce the losses in down years by 40-60%. I'm still looking for companies to make additions to my $350K portfolio to boost performance. Here for ideas.
I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back. most importantly consider financial advisory for informed buying and selling decisions.
Hey, I'm trying to find a certified one to boost my investments/portfolio, but it's tough online. Can I get a rec from you, since you know about this stuff?
Caroline Suzan Olson is the adviser I use, and I'm just putting this out here because you asked. You can just search the name. You'd find necessary details to work with to set up an appointment.
I invest the same way. You are considered an "Income Investor". We make money two ways. Through monthly/quarter dividend payments; instant passive income. Readily available to reinvest and/or personal use. And the profitable sell of most of our DCA securities. Are we on the same page here?
Very much appreciated. I just searched Caroline Suzan Olson on the internet, spotted her consulting page ranked top, and was able to schedule a call session. I've seen commentaries about advisors, but not one looks this phenomenal.
I initially did the big ticket buy, 125k into SCHD, 75k TSLA, 25k VYM, 25K VUG. Now I'm dca buying roughly 2k every week of whatever is on sale, and looking to add more tech positions to my portfolio. I'm looking to hold long term 15 - 20 years, so hopefully my lump sum buy in doesn't bite me in the ass long term.
In the past month, my "unexciting" index funds provided me with over $6,000 in dividends, giving me the option to spend without selling shares. Currently, I've opted to reinvest the dividends to acquire additional index funds for future growth.
I agree; I have approximately $1m in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!
I find your situation fascinating. Would you be willing to suggest a trusted advisor you've worked with?
Finding financial advisors like “Sophia Maurine Lanting” who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
Schd, vym, and O. That's my winning conbo. Incredible. 😊
LOL why not just throw some crypto into the liquidity pool of Cryptonica? I'm getting 100 USDT from each of my pools daily, screw this trading game
Tax laws can be so complex, and it’s super helpful to break them down like this. Understanding how different policies can impact our finances is crucial for making informed decisions.
Making profitable investments during this time of political change can be risky without that insight. For me, working with an adviser is the best first step to navigate these complexities and make informed choices.
I think having an investment advisor is the way to go. I've been with one because I lack the expertise for the market. I made over $490K during the recent dip, highlighting that there's more to the market than we average folks know.
Hmmm this is quite interesting, Please can you leave the info of your investment advisor here? I’m in dire need for one.
Nicole Anastasia Plumlee can't divulge much. Most likely, the internet should have her basic info, you can research if you like.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get.
Love the ETF combo videos. Especially lower risk with growth and lower taxation.
Do you recommend combining SCHG and JEPQ? Plus an individual stock Tesla?
Could you evaluate QQQi as a combo with SCHD since it is more tax efficient than JEPQ? Thank you for all of your great videos!
Great information, dear Viktoriya( the ETF's Queen) thank you so much, you are one of the best on UA-cam.
I was a stay at Home mom with no money in my IRA or any savings of my own, which was scary at 53 years of age. Three years ago I got a part time job and save everything I make. After 3 years, I am 56 yo and have put $9,000 in an IRA and $40,000 in my portfolio with CFA, Evelyn Infurna. Since the goal of getting a job was to invest for retirement and NOT up my lifestyle, I was able to scale this quickly to $150,000. If I can do this in a year, anyone can.
I know this lady you just mentioned. Evelyn Infurna Services is a portfolio manager and investment advisor. She gained recognition as a former employee at
Goldman Sachs; a renowned investor she is. Evelyn Infurna has demonstrated expertise in investment strategies n has been involved in managing portfolios and providing guidance to clients.
I went from no money to lnvest with to busting my A** off on Uber eats for four months to raise about $20k to start trading with Evelyn Infurna. I am at $128k right now and LOVING that you have to bring this up here
As a newbie, what do I need to do? How can I invest, on which platform? If you know, please share. I'm new to this, please how can I contact her?
Use her name to quickly conduct an internet search.
SHE’S MOSTLY ON TELEGRAMS APPS WITH THE BELOW NAME.
Viktoria - I am two years pre-retirement. I am looking for an ETF to pair with SCHD that uses Free Cash Flow screens to pick it's holdings. Do you have a preference betweenL COWZ vs. COWS vs. VFLO vs, BUL?
What do you think of combining JEPQ, with JEPI and DIVO? See you in th next one!
New to ETF's. Would it be feasible to hold both JEPQ and CGDV with SCHD? Or pick one combo that fits our goal?
I am actually doing this on the moment.
Thank you for the videos. How about schd vs spyd? Thank u
Thank you V. What about a review on FFLC? not much vol but great performer and popular it seems on SA. Hardly mentioned on UA-cam.
SCHD + JEPQ and CGDV. How do you come up with this. Brilliant video
Yes, I'm no professional but this looks promising. We'll done
That's true, but it's still complicated and confusing. I want to start my investment journey with $70k i have saved up, but as a beginner I'm scared of going in recklessly and losing it all. Any advice please?
As a beginner, access to information as well as professional guidance is key to financial freedom and protection and also knowing how to use that information is another thing. I will
advise you get yourself a CFP to
work with.
Who is your CFP? Is it someone you've been working with for a while or some one new?
I have been advised on that for a while now, but finding one that understands what I'm looking for and can advise me to that accord is whom I'm in search of. Please, any recommendations?
Viktoriya,
When talking about qualified dividends vs. unqualified, you always mention that in a taxable account vs. a "Roth" IRA, dividends are treated different. But why must you always say "ROTH" IRA? If your investments are in a regular IRA, there's no difference between qualified or unqualified dividends because they're all taxed when you take them out. My point is that you ought to just say IRA vs. a taxable account. It doesn't matter if it's a Roth or regular IRA. Whether a dividend is qualified or not only matters in a taxable account. In "ANY" IRA it doesn't matter if the dividends are qualified or not and should have no bearing on which investment you should buy.
Enjoy your videos. Can you please post a video on ESG dividend ETFs? I understand the yield may be lower but combining an ESG index fund with an ESG dividend ETF combination is something I am looking for. Thanks
Viktoria I thought you were dumping SCHD for DIVO ? And since inception, JEPQ is up 17% including dividends. In that same time SPY is up 40%. There's just not enough price appreciation with JEPQ.
Great combo, keep these videos coming!
Agreed...
Combo EFT videos!
Combo ETF videos!
I make less than 40k a year and JEPQ is enticing. SCHD is definitely in my permanent portfolio.
Jepq with Schd would get taxed in a taxable account. Can you be a bit clearer as to where to hold things, at what life stage, income brackets and why please? You do touch on it here. Always enjoy, thanks
Can I invest in SCHD AND JEPQ from any brokerage account? And is that a good idea? I have Fidelity now
yes, i have a brokerage account with Fidelity and I own SCHD.
Content is getting better
Stock market is getting worse...?.😮
Really, will check them out..
...Just sold SVOL. Lost money since holding 10k since Aug '24. I Will try to sell everything before Nov 5. And wait to see what to buy, way after the election.
svol good thing I realized early not for me. It goes to too many places to get yields, you have to worry too many different factors about the fund, and its continue deterioration of nav.
@@johnsonch7292 Yup, I sold too, I was so hopeful for SVOL since it was so highly recommended but after holding for a few months I just had a bad feeling about what I saw and sold everything.
Same here. Owned SVOL from April to September. Closed it for a minimum gain of like $0.05 per share even with reinvesting all dividends in that timeframe. The majority of that time, the VIX was in a 12-18 range with a 14.86 200sma, so it should have done much better than that in my opinion. To me, that meant it suffers from serious NAV depletion and is not a viable long term holding, yet this channel pumped it significantly. As always, do your own research and make sure every investment aligns with your long term goals.
CGDV does look interesting. She failed to mention (or I missed it) for an Active ETF, the expense ratio is not bad and similar to JEPQ at 0.33%. This is the downside to QQQI from NEOS that has a much higher expense ratio at 0.68%, but also a favorable tax advantage with some of the yield returned from tax harvesting as Return of Capital.
I Agree. 😭
Bond underlying is down and VIX up is double whammy for SVOL
BRKA eliminates dividend tax concern and much better risk management. I’m all in BRKA. Beats S&P and excellent forever position. I don’t need dividends and all the tax headaches
Good video but I have one piece of advice. Consider not moving your hands in frame. It is distracting. Otherwise, very informative!
what do you think about running 50% DIVO, 30% SPYI, and 20% TQQQ ?
Viktoriya, i would like to know your complete current portfolio and the changes you will make for 2025.
Hi ! Great Channel ! Could you please share with us your personal portfolio ? I am sure it would be of great value for us to know what you do with your own money, thank you !
👍🏼😀
I enjoyed another wonderful video of yours. I do have a lot of questions to ask you, but I’m not going to looking forward to your next video.
SCHD and CGDV. Done
What is the ratio of SCHD - CGDV? 50-50?
If you are talking about long term holding, I do not think jepq is a good idea since it has high expense ratio. it is better to be schd plus schg combo.
Sounds great for total return but that's if you plan on selling shares for income. Which i believe most income investors don't like to do.
Do you know of Canadian etf that would carry similar stocks but we could use in our TFSA without penalty from the US
JEPQ shows up in my HDI (high dividend & interest) watch list as #6, with a composite value of 0.174. By comparison, ECAT is at the top of the list, CV=0.253, and #64 (bottom of the list) is PFLT, with a CV of 0.112. All items in that list have an "investment date" of 01/03/2023, with the price set to the closing price on that date. JEPQ has been a good item to hold so far.
SCHD doesn't even show up on my LTS (long-term strategy) watch list once I sort and snip it at 64 products. VOOV, DIVO, and SPYV all make it in the top 64, though.
You always want to look at total price. JEPQ is tracking Nasdaq. If we compare it to something like QQQ that also track Nasdaq. With total price that include dividend, JEPQ has 7% less return in last year. I mean you can always sell a portion of QQQ to make up that dividend pay from JEPQ and still end up with more money. I see no point of etf like JEPQ or GPIQ. The total price return just worse. JEPI on other hand is worth consider because of its different holding. It is more stable but less grow. And SCHD is popular. For one it has different holding than sp500 or Nasdaq. So it can complement etf that track sp500 or Nasdaq. Second is its high dividend growth rate. 10% average from last 10 years. So if you hold it long like over 10 years, it will really shine. In 3, 5 years it can not outperform sp500 but at 10 years it outperform sp500 by 10%. I would know for 20 years it would outperform even more. On other hand etf like JEPQ, JEPI has no dividend growth, it is always around that number.
Very informative, thank you!
Can you please do a video on HPYT
I think FDVV is pretty good qualified dividend ETF as well.
Why not QQQI instead of JEPQ?
Click bait
The folks that run qqqi are terrible at what they do.
@@kookiebushHow so. I have had SPYI for a long time along with JEPQ. Both are doing good.
@kookiebush
Their tax efficient dividends and capital gains sure seem to prove otherwise.
What’s your problem with NEOS?
@@kookiebush so far this month they’re beating the S&P 500 and they caught with the S&P 500 since they first launched
So what happened to your internet rates down fixed income up theory?
I have Schd and Schx.
if you are aged 32. Should we put 80% JEPQ and 20% SCHD or 50/50 is better please?
Young 80% JEPQ, Old like me, maybe 40-50% JEPQ
CGDV is a winner
P/E Ratio too high for me - I’m out. Great content and info though!
CGDV: Strong ETF That Pairs Up Well With SCHD Oct. 28, 2024 7:15 AM ETCapital Group Dividend Value ETF (CGDV)SCHD. The Gaming Dividend 3.6K Followers The idea of this combination on Seeking Alpha already existed for a few days!!!
your point is?
Thanks…this on is easy schd and Schg …
How about bst
I dont like the .33 expense ratio
Are we doing 'Oops I changed my mind combination" every few days now? 🤣😆🤣
FDVV is better.
One video you say sell all the schd because it's better ETFs. Now it's a good one. You like my wife she's also a redhead
😂😂😂
What, how is this more tax efficient? I musta missed that part.
DIVO vs DIVB
I was thinking about this combo... 40% #SCHG 25% #SCHD 25% #DIVO 10% #NVDY
divo is better!!!!
!I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $2m+ before retirement
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how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking?
Why changing the selection every other week though smh why not stick with JEPQ
Nothing has changed 🤦🏽♂️
There she is with her mouth open again
I dont know what way you're looking so I can't take you seriously. Left or right eye?
This is such terrible advice. Just buy and index fund and match with schd.
terrible advice based on what?
You literally offered no argument.
Such a useless comment…no rationale- just a random opinion
@ I literally told you what to do dummy. Anything that is actively managed isn’t tax efficient and doesn’t beat index funds. The best portfolio is 20% DGRO, 20% SCHD and 60% QQQM. Beats the S&P500 and its tax efficient.
@@Successfinder123 And in a down market you'd be wrong. These are combinations for different scenarios and risk factors. In an up market, you might be closer to being right. There is not one portfolio that is the best or all ages and time frames.
@ back test and come back to me. You are better in both a bear and bull. Do your research. This advice is trash