Big thank you to Ethos for partnering with me on this video. You can get a personalized insurance quote in 10 minutes for as low as $10/mo by using my code here: freedominabudget.com/ethoslifeinsurance
I stopped going to the mall 2 years ago. I've only been to Target twice this year. I did visit TJ Maxx once. Try to stay away from the stores all together. I only tried to do shopping for groceries every two weeks. Shop at the Goodwill where everything is second hand and cheap.
@@gracedaniels6172 there's a lot of investing options real estate, cr ypto ETFS, stocks but my best advice get a professional lead you into profitable one that's exactly what I did
Oh yes, we have no cable either. We cut cable like 12 years ago. We get local channels with a digital antenna. Then we have to have high speed internet because my husband works from home. We have Netflix and Amazon prime.
I buy bath and body works foaming soap when it's on special for $2.95. Then when it's gone, I reuse the container and fill 1/4 with clear soap, 3/4 with water and shake. It's great for kids shampoo and body wash too because they tend to use way too much.
Since retirement my wife and I have nixed over $15k/year from our budget without losing a dime of value. Most of the overspending came from our daily behaviors... $5 here and $100 there sure adds up. Thanks for the tips, Kelly!
So many tips!🎉 My tip is to combine some of these tips. Example: Goal ~ Restaurant ugh time out, woohoo! Combine kids eat free + Fetch points for a gift card to that restaurant. Additionally you sign up for the Restaurant app, loyalty program and Birthday free meal. 4 people, the kids eat free (try to eat meals with leftovers), pay with Fetch points, use your loyalty card. Birthday dinner for a family of 4 usually gets you 4 different free meals. Try to get enough leftovers for a leftovers family dinner. Another night without cooking and dishes. If you only have to 2 over containers, cut off top and serve on top and bottom. Ask for to go cutlery. The goal is to maximize your dollar.
We also don't do gifts we don't do Christmas gifts we don't do Valentine's Day gifts we don't do birthday gifts and we don't do anniversary gifts. Everybody has enough of everything already. We may go out to eat to celebrate that's it. Anybody over the age of 18 does not get a Christmas gift you are an adult that is over.
Absolutely loved this video!! Some really great ideas and thinking out of the box on how to be frugal. We all need these tips to free up gas and grocery money!!
Seriously great tips, especially regarding life insurance- I never hear anyone talk about it when it comes to finances, but it's SO important if you have anyone relying on you financially or anyone you would burden with funeral costs. Also buying gifts throughout the year is my #1 holiday hack haha, and I had no idea that foaming hand soap is more efficient! Thanks for sharing ♥️
@@freedominabudget I'm not sure, but I guess it would. I have got clothes at goodwill before and didn't have a problem either. I guess I'm just being paranoid 😅
Awesome video, just subscribed. People can be lost when it comes to money in general. I hope the last couple videos on my channel inspire people to look at money differently too!
My husband and I have agreed to donate our bodies to science for free after death that way there is no cost. We decided we didn't want to burden each other with that.
There is still considerable cost since a funeral director will be the middleman. ($1,500-2,500) Also consider the cost of a religious service if desired. But compared to $10,000+ , yes it is less expensive.
@@Lee-fb4oj I know there is a middleman for cremation but I didn't think when you donated your body to science there was, cremation only cost about $1,500 in Kentucky at the most.I will check on the donation of the body.
@@reginafisher9919 I'm sorry but you wrote "no cost" and I didn't want readers to be misled. There is cost of transportation. Depending on day and time there could be cost of storage. Before a University accepts the donation, they ask who will accept the cremated remains. So that involves the cost of shipping (under$100). The funeral home is the greater expense. Unless we leave our loved ones a life insurance policy, we will always leave them with a financial loss as well.
Here are my favorite cash back apps: 💵 GETUPSIDE: Earn $0.20 per gallon cash back (use code ➡️ FIAB20) freedominabudget.com/downloadgetupside 💵 RAKUTEN: Earn $10 just for shopping with my referral link and making a qualified purchase of $25:➡️ freedominabudget.com/rakuten 💵 SHOPKICK: (USE CODE ➡️ FREEDOM to get $5 in kicks) freedominabudget.com/shopkick 💵 FETCH REWARDS: (USE CODE ➡️ QHKBH to get 2,000 points) Turn any grocery receipt into savings freedominabudget.com/downloadfetch 💵 IBOTTA: (use the code ➡️ suwetiv) Turn your grocery receipt into gift cards freedominabudget.com/ibotta ➡️ Blog: Top 5 Cashback Apps: freedominabudget.com/top-5-cash-back-apps-to-save-money-this-year/
If ur from Philippines or u have a family member that needs life insurance i can insure them for as much as 5million pesos for as low as 12k per year just dm me.thank you for this Vlog
Big thank you to Ethos for partnering with me on this video. You can get a personalized insurance quote in 10 minutes for as low as $10/mo by using my code here: freedominabudget.com/ethoslifeinsurance
I stopped going to the mall 2 years ago. I've only been to Target twice this year. I did visit TJ Maxx once. Try to stay away from the stores all together. I only tried to do shopping for groceries every two weeks. Shop at the Goodwill where everything is second hand and cheap.
If you work a traditional job, you may have access to free or cheap life insurance during the time you work there - check with your HR department!
Good idea, I think the very best way to save money is by investing them into something that will yield or profit the more
You're right I totally agree with you on this, best advice of the year yet saving for a better investment is a great step to financial freedom
Hey ma'am talking of investing I have heard many people talk about it but I don't really know how to start. Can you explain?
@@gracedaniels6172 there's a lot of investing options real estate, cr ypto ETFS, stocks but my best advice get a professional lead you into profitable one that's exactly what I did
For sure! Thank you for watching!
@@millsjenna8606 I definitely agree with you on this sis you're right
I always bring snacks and sometimes my lunch. Really helps.
Oh yes, we have no cable either. We cut cable like 12 years ago. We get local channels with a digital antenna. Then we have to have high speed internet because my husband works from home. We have Netflix and Amazon prime.
I buy bath and body works foaming soap when it's on special for $2.95. Then when it's gone, I reuse the container and fill 1/4 with clear soap, 3/4 with water and shake. It's great for kids shampoo and body wash too because they tend to use way too much.
Signs that say 75 to 90% off and clearance stickers that's what I look for run to the clearance sections.
Since retirement my wife and I have nixed over $15k/year from our budget without losing a dime of value. Most of the overspending came from our daily behaviors... $5 here and $100 there sure adds up. Thanks for the tips, Kelly!
That’s so awesome, Ray!
So many tips!🎉 My tip is to combine some of these tips. Example: Goal ~ Restaurant ugh time out, woohoo! Combine kids eat free + Fetch points for a gift card to that restaurant. Additionally you sign up for the Restaurant app, loyalty program and Birthday free meal. 4 people, the kids eat free (try to eat meals with leftovers), pay with Fetch points, use your loyalty card. Birthday dinner for a family of 4 usually gets you 4 different free meals. Try to get enough leftovers for a leftovers family dinner. Another night without cooking and dishes. If you only have to 2 over containers, cut off top and serve on top and bottom. Ask for to go cutlery. The goal is to maximize your dollar.
And PLEASE still tip the server appropriately!!!!😎
We also don't do gifts we don't do Christmas gifts we don't do Valentine's Day gifts we don't do birthday gifts and we don't do anniversary gifts. Everybody has enough of everything already. We may go out to eat to celebrate that's it. Anybody over the age of 18 does not get a Christmas gift you are an adult that is over.
You can also just use tennis balls instead of dryer sheets. Dryer sheets clog up your vents, and burn up your heating element.
Absolutely loved this video!! Some really great ideas and thinking out of the box on how to be frugal. We all need these tips to free up gas and grocery money!!
Glad it was helpful!
My husband and I have gotten our water usage down to 1,000 gallons for the month for two people water and sewage for us is $50 a month in Kentucky.
That’s great!! I honestly have never looked at how many gallons we use a month. 🤦🏼♀️
We do not buy anything from Amazon or online at all, if we can completely keep from it we do.
Your video. Tips are outstanding! Thank you so much for sharing🧚🏿♀️
Seriously great tips, especially regarding life insurance- I never hear anyone talk about it when it comes to finances, but it's SO important if you have anyone relying on you financially or anyone you would burden with funeral costs. Also buying gifts throughout the year is my #1 holiday hack haha, and I had no idea that foaming hand soap is more efficient! Thanks for sharing ♥️
Yes!! Life insurance is vital!! Thank you for watching! ❤️
Love the save what you spent idea.
We put baby pools under our gutters to collect rainwater for all our plants
That’s a great money saving hack!!
Only thing I worry about buying at goodwill is bedbugs. I've heard stories 😳
I’ve never dealt with bedbugs but doesn’t wanting the clothing in hot water kill them and their eggs?!
@@freedominabudget I'm not sure, but I guess it would. I have got clothes at goodwill before and didn't have a problem either.
I guess I'm just being paranoid 😅
Awesome video, just subscribed. People can be lost when it comes to money in general. I hope the last couple videos on my channel inspire people to look at money differently too!
Thank you for watching!
Hope you are okay and safe where you live xx
Hi Charlotte! Yes, we made it through with no damage, so thankful!
I never thought of the bucket to collect shower water for watering plants 💡I’d probably have more plants if I did that lol 👍
Kelly, you do the very best thumbnails.
Thank you! Here is a video showing how I make them: ua-cam.com/video/zgkJFBO1qNU/v-deo.html
So many great tips!!!!
Thank you so much!!
My husband and I have agreed to donate our bodies to science for free after death that way there is no cost. We decided we didn't want to burden each other with that.
There is still considerable cost since a funeral director will be the middleman. ($1,500-2,500) Also consider the cost of a religious service if desired. But compared to $10,000+ , yes it is less expensive.
@@Lee-fb4oj I know there is a middleman for cremation but I didn't think when you donated your body to science there was, cremation only cost about $1,500 in Kentucky at the most.I will check on the donation of the body.
@@reginafisher9919 I'm sorry but you wrote "no cost" and I didn't want readers to be misled. There is cost of transportation. Depending on day and time there could be cost of storage. Before a University accepts the donation, they ask who will accept the cremated remains. So that involves the cost of shipping (under$100). The funeral home is the greater expense. Unless we leave our loved ones a life insurance policy, we will always leave them with a financial loss as well.
@@Lee-fb4oj yes I'm guessing a transportation of the body,a shipping and handling fee.
These are good ideas
I'm so glad! Thank you for watching!
These are great tips!
Thank you so much!! Im so glad it was helpful!
What if I have my card memorized lol
What cash back apps do you use? I heard biota but not the rest.
Here are my favorite cash back apps:
💵 GETUPSIDE: Earn $0.20 per gallon cash back (use code ➡️ FIAB20) freedominabudget.com/downloadgetupside
💵 RAKUTEN: Earn $10 just for shopping with my referral link and making a qualified purchase of $25:➡️ freedominabudget.com/rakuten
💵 SHOPKICK: (USE CODE ➡️ FREEDOM to get $5 in kicks) freedominabudget.com/shopkick
💵 FETCH REWARDS: (USE CODE ➡️ QHKBH to get 2,000 points) Turn any grocery receipt into savings freedominabudget.com/downloadfetch
💵 IBOTTA: (use the code ➡️ suwetiv) Turn your grocery receipt into gift cards freedominabudget.com/ibotta
➡️ Blog: Top 5 Cashback Apps: freedominabudget.com/top-5-cash-back-apps-to-save-money-this-year/
If ur from Philippines or u have a family member that needs life insurance i can insure them for as much as 5million pesos for as low as 12k per year just dm me.thank you for this Vlog
😒🤔
Great tips!
Glad it was helpful!