Direct Mutual Fund Investing vs. Regular Mutual Fund Investing: Which is Better?

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  • Опубліковано 7 жов 2024
  • Direct vs Regular Investment: Which Strategy Wins?
    Eager to understand the nuances between direct and regular investment options? Join us as we delve into the differences, highlight the pros and cons, and guide you towards making the best investment decisions. Whether you're a seasoned investor or just starting out, this discussion is packed with valuable insights to help you optimize your portfolio. Tune in now and empower your investment journey!
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КОМЕНТАРІ • 119

  • @SR-et9xb
    @SR-et9xb 7 місяців тому +5

    Sir, neraya points I don't agree.now it is becoming a good business for mutual fund agents or distribuors to recommend only REGULAR fund bcos of the commission they get... Ipo avangale oru app vera ready panni invest panna solraanga..Good reputed DIRECT funds are always better.. Just my view

    • @knightknight7119
      @knightknight7119 7 місяців тому +2

      Different between regular and direct 1% expense ratio after 10-15 years consumes our big profit

    • @SR-et9xb
      @SR-et9xb 7 місяців тому

      Very true bro .. anga dhaan these agents are making money and fooling us

    • @SR-et9xb
      @SR-et9xb 7 місяців тому

      @knightknight7119 - true Bro👍.. Anga dhaan indha MF agents are make money and fooling common people... actually they are getting big commision... Idhu oru thozhilave aiduchu!!🤦‍♂️🤦‍♂️

    • @Sathish_Speaks_
      @Sathish_Speaks_  7 місяців тому +1

      Happy Investing

    • @SR-et9xb
      @SR-et9xb 7 місяців тому +2

      Thx ji.. but yennoda comments ellam DELETE aiyiruku.. Super..Very strange... haha 🤦‍♂️🤦‍♂️

  • @030783raja
    @030783raja 7 місяців тому +1

    Only they named as financial advisor.
    They have insurance policy (ulip) and life insurance.
    Hardly they sell MF.
    Apart, no agents are educating customers

    • @Sathish_Speaks_
      @Sathish_Speaks_  7 місяців тому

      We recommend only MF's - Pls call 6379 518 807

  • @lokesh-dw1vs
    @lokesh-dw1vs 31 хвилина тому

    Sir negalea oru nalla regular funds da poittu kuduga atha na direct funds la mathikkira😂👍

  • @vijayanivasan4843
    @vijayanivasan4843 4 місяці тому

    Great advice sir..
    After watching your vedio only i started investing...
    Great

  • @princeroyal89
    @princeroyal89 4 місяці тому +1

    nice details sir. but the 1% wil be a good difference in the overall amount if long duration right.

    • @Sathish_Speaks_
      @Sathish_Speaks_  4 місяці тому

      Excellent - If you can make 1% without guidance its good - Terrific. Happy Investing

  • @nellaimurugan369
    @nellaimurugan369 3 місяці тому

    Useful information for me
    Thanks 😊

  • @Kalidass-u3c
    @Kalidass-u3c 28 днів тому

    Expense ratio is in both regular and direct funds.difference between regular and direct funds is 0.5% If you invest through advisor in regular funds through advisor will guide you and support you for everything. Advisor will choose right fund to make profit upto 20%. If you invest through direct funds without advisor and investment knowledge you may loss your money.
    And important thing is advisor will support to nominee to claim amount at death claim process death claim process is a big process. If you invest through direct funds nobody will support to nominee at death claim process.

  • @balakrishnanbalakrishnan1299
    @balakrishnanbalakrishnan1299 7 місяців тому

    Very good message sir, Thanks.

  • @rajakrishnan7563
    @rajakrishnan7563 6 місяців тому +1

    Which mutual fund gives a high return for lumpsum in SBI, either magnum mid-cap or bluechip

  • @aruldos48697
    @aruldos48697 3 місяці тому

    better to go for passive index fund, instead of active fund

  • @raniraju1832
    @raniraju1832 7 місяців тому

    Deep analysis thanks 🙏

  • @kadhiresanm9873
    @kadhiresanm9873 2 місяці тому

    Thank you sir.

  • @Logandharshini
    @Logandharshini День тому

    Zerodha grow intha mathiri apps la mutual fund podumbothu direct or regular nu irukku. Direct select pannalum regular select pannalum ore return than. Expension ratio mattum than change aguthu. Direct select panrathu thane best?

  • @sooriyamoorthym5652
    @sooriyamoorthym5652 7 місяців тому

    Super.Why nav of Regular fund is less than Direct fund

  • @jckarthi2330
    @jckarthi2330 2 дні тому

    Its kind of misleading! There is no return in 2013 because of US financial crisis. If you're going for long term with zero knowledge, go for index. It will give you 12% on average. Please note, even you invesed in actively managed index fund during US crisis, it didnt provide good return. Please refer the data.
    Thank me later!!

  • @AhamedUvaisesevalsandai
    @AhamedUvaisesevalsandai 2 місяці тому

    Thank you for the information. I have some doubts after watching this video. I already have some portfolio in uti mf. I invested through the distributor. Now I’m planning to invest in Nifty 50 regular growth in uti. Should I invest my own need to go via dustributor? Fyi, I dont have nay idea about the market

    • @Sathish_Speaks_
      @Sathish_Speaks_  2 місяці тому

      It is upto you - You can wither choose direct or choose a advisor to invest - It depends

    • @Logesh24821
      @Logesh24821 Місяць тому

      For nifty50 better to go with direct growth in long run

  • @Asaf-b4r
    @Asaf-b4r 4 місяці тому

    Good video Satish. Regular work for many case those who are busy with their career. Infact focusing career give better return than a 1% commission. Just a clarification why Regular NAV is lesser than direct? Is regular mf having any other value addition which you not mentioned in the video?

    • @Sathish_Speaks_
      @Sathish_Speaks_  4 місяці тому

      Regular is better for Busy persons and also who wants to manage money professionally and responsibly.

  • @lokesh-dw1vs
    @lokesh-dw1vs 32 хвилини тому

    1.6 % sir

  • @Groovemingle2024
    @Groovemingle2024 2 місяці тому

    Ok where we find the type

  • @RK-tp9vc
    @RK-tp9vc 7 місяців тому

    If I'm investing in sbi mutual fund using their app...why there is both direct and regular option?

  • @gokulanand8944
    @gokulanand8944 7 місяців тому +1

    How 2006 - 2013 have given -ve returns.
    If we sipped properly in 2007,8,9 then we aould have got more than average returns as market went down to low during financial crisis.
    If we did stay invested in that period the returns woould be phenomenal

  • @parallelpedia3779
    @parallelpedia3779 7 місяців тому +13

    குழப்பாதீங்க அங்கிள் 🙄

    • @Sathish_Speaks_
      @Sathish_Speaks_  7 місяців тому +2

      Watch it again paiyaa

    • @godsonjoy4933
      @godsonjoy4933 7 місяців тому +1

      Now only I start watching about mutual funds is really good bro...and your convey of risk factors also good bro

    • @hardikpandiya5624
      @hardikpandiya5624 7 місяців тому

      ​@@Sathish_Speaks_😂

    • @vijayanivasan4843
      @vijayanivasan4843 4 місяці тому

      Just follow him..😊

  • @sekarveeriah4489
    @sekarveeriah4489 7 місяців тому

    1% difference relatively on what financial loss in 20 years to the investors...Pls advice

  • @Mithun_kannusamy
    @Mithun_kannusamy 7 місяців тому

    Hi sir ,,, is Nifty 50 and next 50 comes under large cap category and which would you prefer for a better investment large cap or Nifty Index ?

    • @Sathish_Speaks_
      @Sathish_Speaks_  7 місяців тому

      Go with Index for large Cap

    • @Mithun_kannusamy
      @Mithun_kannusamy 7 місяців тому

      @@Sathish_Speaks_ sir , currently my portfolio contains
      1.icici Nifty 50 index
      2.icici nifty next 50
      3. Motilal Oswal midcap
      4.Hdfc small cap
      I'm investing ₹2500 every week through weekly SIP ...
      Is this a good portfolio or should i need to add a flexicap along with this
      My investment is for 20 to 25 years sir .. kindly give me a suggestion

  • @jayakumar-ug9ch
    @jayakumar-ug9ch 7 місяців тому +1

    I didn't understand sir,

  • @maximusdecimus6125
    @maximusdecimus6125 7 місяців тому

    Good Video Mr. Sathish. Thank you.. Guys, the message from this video is, go For Regular MF if you are not an expert investor.. coz the 1% average in expense ratio is not gonna cost us much in turn it will help us as regular is managed by experts.

    • @Sathish_Speaks_
      @Sathish_Speaks_  7 місяців тому +1

      Well said

    • @sekarveeriah4489
      @sekarveeriah4489 7 місяців тому

      but i heard its an big amount after 20 years. Mr.Satish has to explain on this.

    • @Sathish_Speaks_
      @Sathish_Speaks_  7 місяців тому

      @@sekarveeriah4489 Yes it is a big amount and the responsibility is also huge to handle the money. You take your call - If you have expertise, you do it by yourself.

    • @rkhospitalnamakkal
      @rkhospitalnamakkal 5 місяців тому +1

      Directly investing in mutual fund is not a difficult task. If you have one crore portfolio, 1 percent is 1 lakh per year. Think of compounding every year. After 15 or 20 years, it will be a huge amount. We have to see our accounts, have a look at your p & l statement and balance sheet .Fix the goals, then start doing SIP. Learning is not that complicated as we think. The agents always promote regular funds since it is in that they get commission from the 1 percent extra expense ratio collected from our fund value.

    • @rkhospitalnamakkal
      @rkhospitalnamakkal 5 місяців тому

      We have software to monitor our portfolio. We can control everything.

  • @prashanthc8135
    @prashanthc8135 5 місяців тому

    Doing good sir

  • @divakarviswanathan6537
    @divakarviswanathan6537 4 місяці тому

    What if i seek a financial planners help and he suggests some funds for sip...
    Say i invest 50% of my money in regular through the planner and 50% in direct in private...
    Is there any problem in this? Suppose if the planner suggests me to rebalance, i can do the same for the direct funds too right

  • @FYL.Kd2314
    @FYL.Kd2314 4 місяці тому

    Reguler to direct panna mudiyuma bro

  • @paranjothicv3710
    @paranjothicv3710 7 місяців тому

    நன்றி சார்
    இன்று முதல் முதல் 2000 SBIMF இல்

  • @senthilKumar-xh1kg
    @senthilKumar-xh1kg 5 місяців тому

    SIP order failed ன்னு தொடர்ந்து வருது..என்ன காரணம் சார்.

    • @Sathish_Speaks_
      @Sathish_Speaks_  5 місяців тому +1

      Check KYC

    • @senthilKumar-xh1kg
      @senthilKumar-xh1kg 5 місяців тому

      @@Sathish_Speaks_ ok sir

    • @nithyananthamvinoth9567
      @nithyananthamvinoth9567 Місяць тому

      Sir next month la irunthu sip la investment panna state bank India la monthly 6000 small ca, mid cap, equity fund,each per 2000rs,open
      pannen but avanga regular plan pottu open pannitanga ,direct plan besta sir

  • @venkatrp7
    @venkatrp7 7 місяців тому

    Whatsapp group is not added

    • @Sathish_Speaks_
      @Sathish_Speaks_  7 місяців тому

      chat.whatsapp.com/HKy7SuHZMrSH4qvKduWTSS

  • @knightknight7119
    @knightknight7119 7 місяців тому +1

    WhatsApp group not working

    • @Sathish_Speaks_
      @Sathish_Speaks_  7 місяців тому

      chat.whatsapp.com/HKy7SuHZMrSH4qvKduWTSS

  • @velmurugan-of5or
    @velmurugan-of5or 3 місяці тому

    Sir one time Lumsum panitu aparam step up pannalama

  • @NirmalKumar-xq5es
    @NirmalKumar-xq5es 2 місяці тому

    👌🏻

  • @umarfayaz7751
    @umarfayaz7751 7 місяців тому +1

    This video is confusing...

  • @premkumarboss
    @premkumarboss 7 місяців тому +1

    Direct and Regular are with some Total Expense Ratio. Sir is planning for few more expense ratio for him to advise by calling him. :)
    Go with Regular plans of 0.1 - 0.9 TER and well known MF of high AUM.

  • @senthilKumar-xh1kg
    @senthilKumar-xh1kg 5 місяців тому

    சார் same company la ஒரே நேரத்துல monthly invest (sip).and lumpsum invest பண்ண முடியுமா .?
    EX : nippon large cap fund

  • @sindhumathi3091
    @sindhumathi3091 7 місяців тому

    Hi....sir

  • @ArumuganArumugan-n9z
    @ArumuganArumugan-n9z 7 місяців тому

    Hi sir

  • @SelvamMariappan-j4h
    @SelvamMariappan-j4h 5 місяців тому

    Hi sir na next month hdfc bank la mutual fund start panna poren panalama ?

  • @kal-el2179
    @kal-el2179 7 місяців тому

    Mirae large mid cap mutual fund is either direct or regular plan😅

  • @divyav7354
    @divyav7354 4 місяці тому

    Sbi psu is good ah bro

  • @kavink8336
    @kavink8336 7 місяців тому

    Sir pls suggest any hospital stock

  • @gunasekar1496
    @gunasekar1496 6 місяців тому

    Waste time... Mendal

  • @PerumalKarur
    @PerumalKarur 7 місяців тому

    தேங்க்யூ சார்

  • @vishnus2394
    @vishnus2394 5 місяців тому

    Pls don't support this person

  • @drrajarathinamsivakumar9283
    @drrajarathinamsivakumar9283 7 місяців тому

    Do not support the agents. please give the correct advice