Stop Settling For Being "Normal" and BE WEIRD!

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  • Опубліковано 24 гру 2024

КОМЕНТАРІ • 94

  • @SMetz-cw6qj
    @SMetz-cw6qj Рік тому +24

    Just made it through all the baby steps last year. It feels so good to be debt free!

    • @chikitita112
      @chikitita112 6 місяців тому

      Congrats 🎉🎉🎉🎉 I am on step 3 feels like it’s taking for ever 1 & 2 where faster any advice to keep the momentum ?

  • @fabiofagundes1734
    @fabiofagundes1734 2 роки тому +18

    George and Dave Best duo on the show. Hands down. Who thinks otherwise is ludicrous

    • @noidbusta1
      @noidbusta1 2 роки тому +2

      would be better if george brought his whole beard

  • @waynej.sutherland4359
    @waynej.sutherland4359 5 місяців тому +5

    The biggest difference with mortgage interest rates back in the 70’s and 80’s was a new house was not as much. My parents bought their two level home for $55k. You can barely buy an outhouse for $55k now

  • @sam805236
    @sam805236 2 роки тому +24

    Props to Dave for wrapping his arms around Katie and not just yelling at her. Something is definitely wrong with her budget. She probably has Netflix, Amazon, Disney +, etc. All those should be dropped asap. She probably is paying $60-80 for her cell phone bill, that can be cut in half to a 1/3 for the same service with something like Mint mobile.
    She's definitely go this with that income, she just needs a plan.

  • @dougprentice1363
    @dougprentice1363 2 роки тому +60

    Why do people say they are following the baby steps when they clearly aren't? 8k in debt on car with 15 in bank?

  • @joumanamasterson26
    @joumanamasterson26 2 роки тому +16

    Love Dave and George. I’m addicted to this show ❤️

  • @chrisdawson3859
    @chrisdawson3859 2 роки тому +4

    James and Ashlara's story is amazing!!!

  • @carolannstevens5814
    @carolannstevens5814 2 роки тому +9

    I love George and Dave and all the team!

  • @mjbaronlcswconsultant8335
    @mjbaronlcswconsultant8335 2 роки тому +22

    When I worked from home. I worked longer than I did at work.

    • @marnarenteria5542
      @marnarenteria5542 2 роки тому +6

      Me too... and got stuff done during breaks, like laundry and home repair estimates, etc. I don't agree with his blanket characterization of working from home. In one job I had, all the people I worked with except two were in Ohio, Illinois, Canada, Mexico, Florida, Australia, New Zealand, South Africa...

    • @ChompZael
      @ChompZael 2 роки тому +5

      Well you need to learn to seperate work and life. As soon as the clock hits 5pm the laptop is off, and you go live your life. If you cannot keep track of time, then set a timer for 5 pm to remind you. It is very simple.

    • @nomafmaroga6827
      @nomafmaroga6827 2 роки тому +3

      Me too. It's crazy but I like the flexibility.

    • @mjbaronlcswconsultant8335
      @mjbaronlcswconsultant8335 2 роки тому +8

      I disagree with old belief we have to work 9 to 5. Having flexibility in your schedule allows you to be less stressed and more intentional. I like Dave but on some topics he goes to the extreme. He sounds like an employer who does not trust his staff to produce and therein lies his issue with remote work. 🙄 there are always going to be outliers however they probably don't work at work either.

    • @josetteteneus66
      @josetteteneus66 2 роки тому +1

      Yup

  • @Steph93ml
    @Steph93ml 2 роки тому +5

    I could not stop laughing watching the 'holistic' segment.

  • @briansmith5239
    @briansmith5239 2 роки тому +9

    I love when Dave rips this inept white house a new one. 😂

  • @ellie448
    @ellie448 2 роки тому +8

    Its so hard to go against the culture norm and be debt free ♥️

  • @MsTitanfan01
    @MsTitanfan01 2 роки тому +8

    Holistic Economics! 🤔 🙄 😂 Dave's reaction cracked me up.

  • @lorettathai9713
    @lorettathai9713 Місяць тому

    Thank you for such a good show. I am dept free with ton of good plan on place but need motivation.

  • @gobbledee55
    @gobbledee55 7 місяців тому +5

    The first caller - they're going to live there for free... That's a lot of free money saved because his parents are letting them stay for free ... I'm not sure it's such a bad deal. It's his parents and not some strangers.

    • @bobbypaluga4346
      @bobbypaluga4346 4 місяці тому

      Correction, nobody lives for free whether they reside with their parents, grandparents, uncle, or cousin. Somebody pays for their water, heating and cooling, their food, electricity, wear on appliances, soap, shampoo and conditioner, laundry needs, etc. if your not contributing and your an adult with a paycheck, you are in reality a parasite.

  • @DB-gr7zb
    @DB-gr7zb 2 роки тому +3

    Dave likes to say it's "barely" a recession but it's the inflation that's killing the budget.

    • @devenmurray3580
      @devenmurray3580 2 роки тому

      Inflation and recession are definitionally different.

  • @horizoncheck8620
    @horizoncheck8620 2 роки тому

    sometimes toxic algae... yes, perhaps buying the tank at such moments isn't a good time.

  • @TheAirforceone831
    @TheAirforceone831 5 місяців тому +1

    Great advice Dave, I do however disagree with the notion that people are stealing when working three full time remote jobs. If organizations aren't running efficiently and the work there doing is still getting done, why is it a problem for a W-2 employee to make as much as they can.

  • @tombyrne6433
    @tombyrne6433 2 роки тому

    Agree hold extended family accountable in writing, saves a lot of headaches, As for used cars , there will be fine ones to buy if you look for single owner. I will be selling one day my 2006 Hyundai Sonata LX, had Mobile 1 its entire life as well as Klasse AIO twice a year...over 205K on it, love it. I will sell it under $7K when I do. Super relaible. Still looks new apart from some minor imperfections if you get really close, on the road looks great. Well cared for like all my cars I ever had.

  • @MCPlatinum-MCP829
    @MCPlatinum-MCP829 Рік тому +3

    Im 20, currently serving active duty in the US Army. I am gonna go to college debt free. Im never going to borrow money (other than a mortgage someday) Does anybody have any advice for me?

    • @brookelondon8029
      @brookelondon8029 Рік тому

      You're young, and if you're in the service for four years, the job field is going to be very different than it is today. Dave says that if you get into IT, and you take a four year course, by the time you get out everything you learned is obsolete. So we want you to be very careful choosing your career path. Even though it's free, act as though it's your money you're spending. Don't pick a college based on how attractive the campus is and if it's near the beach or a big city. Talk to guidance counselors there and talk to alumni who will tell you whether or not you're going to learn something in the field that you choose. George has a test that is called the career assessment test. I would suggest that you take that. and I appreciate what you're doing for my country.

    • @juliac406
      @juliac406 5 місяців тому

      Go to nursing school!! My mother told me I would always have a job 45 years ago & it holds true today. First get your Associates degree, then once you start working most hospitals will help pay for the Bachelors. If you hate it, the education won't go to waste--every one has a body. Otherwise, plumbers & electricians make good money, ones my age or less want to retire.

  • @Nigriff
    @Nigriff Рік тому +1

    It's April 2023 and most economists agree we are in, have been, and will be in a recession.

  • @sarahburggraf907
    @sarahburggraf907 2 роки тому +10

    People please dont get rid of your cats just bc dave said so. Already the 🌎 is so overran with unwanted pets... 🐱 ❤

    • @ryancampbell9605
      @ryancampbell9605 2 роки тому +2

      Yeah lost a lot of respect for dave after that

    • @MrJerry160
      @MrJerry160 2 роки тому +1

      @@ryancampbell9605 forsure bro

  • @666dynomax
    @666dynomax 2 роки тому +2

    32:00 holy 62 having student debt car loan and 16k in retirement

  • @yankos_
    @yankos_ 2 роки тому +10

    1:35:26 Dave!!!! Don't go there... The Palestinians are being pushed of their lands, oppressed, by a unfair neighbour, with very wealthy support from their US betherin. Just sayin'.... Not a good example...
    I'm a Australian of Greek Orthodox decent and have seen and felt injustice.
    Sydney, Australia.

  • @horizoncheck8620
    @horizoncheck8620 2 роки тому +1

    place a tip on a catfish! WOOOO imma high.

  • @Sitchinte
    @Sitchinte 2 роки тому +2

    Isn't it $16K on the gift tax-exempt limit?

  • @horizoncheck8620
    @horizoncheck8620 2 роки тому

    YES! We really need more mushrooms in the tank.

  • @reubenry19
    @reubenry19 2 роки тому +5

    Lol, living mortgage free for 3 to 5 years is a great deal! Save your mortgage payment every month in the market and get 8%.

  • @ericmoore9444
    @ericmoore9444 2 роки тому +12

    My ex wife hates it when I come home early from work in our paid for house.

    • @bettedavis9261
      @bettedavis9261 2 роки тому +3

      I guess you have a choice. Don't come home, or kick her out.

    • @patricksimon8943
      @patricksimon8943 2 роки тому +1

      🤣

    • @ffrnando4388
      @ffrnando4388 2 роки тому +3

      Go to the bar for a pit stop before home, that should do the trick 😎

    • @bettedavis9261
      @bettedavis9261 2 роки тому +2

      @Linda he probably doesn't have an ex. He posts crazy, random stuff here to get a reaction.

  • @topsykretts2264
    @topsykretts2264 Рік тому +2

    Scott sold propane and propane accessories

  • @dingomankam1845
    @dingomankam1845 2 роки тому +2

    dave bro im 22 gang i be trynna put the gang on but they dont wanna listen Dave tell me what to do 😂😭

  • @cathy3701
    @cathy3701 2 роки тому +3

    George!

  • @Zeitlerchasedbybear
    @Zeitlerchasedbybear 2 роки тому +1

    I knew Dave was a robot

  • @TristanMarshall-rt3pw
    @TristanMarshall-rt3pw 5 місяців тому

    Why do they allow debt free screams when people aren’t debt free? A mortgage is debt.

  • @bluebelle9572
    @bluebelle9572 2 роки тому +1

    James and Dave look like they could be relatives.

  • @sXePunkV2
    @sXePunkV2 2 роки тому +4

    Caller at 1:24:00 is bizarre to me. I don't understand the American work culture at all. Work your whole life, poor wages, no benefits, and pay for healthcare too?! And what the flip does this have to do with religion? Its an interesting mentality, but the rest of the developed world looks at America and shakes it head

    • @benjaminallen5114
      @benjaminallen5114 2 роки тому +5

      Its bizarre to me that the rest of the "developed" world thinks we care what you think.

    • @jrwntctv8091
      @jrwntctv8091 2 роки тому +1

      @@benjaminallen5114 It's bizarre that the rest of the developed world cares what (if anything) Americans think.

    • @sXePunkV2
      @sXePunkV2 2 роки тому +1

      @@benjaminallen5114 Okay. Great comeback Bro...

    • @DB-gr7zb
      @DB-gr7zb 2 роки тому

      People that work their whole life for poor wages and no benefits choose to do so.

    • @ИринаНазарова-л6з
      @ИринаНазарова-л6з Рік тому +1

      Gonna jump in. Where else can you build wealth as easily as in America? Tax rates and average salaries are much lower in Europe for example. What countries provide better conditions?

  • @devenmurray3580
    @devenmurray3580 2 роки тому

    @55:00 “every econ101 class” hey Dave, maybe go beyond Econ 101. Always amazes me people brag about oversimplifying a topic then pretending to be an expert. The economy is not defined by 2 plus 2. Honestly baffling.

  • @devenmurray3580
    @devenmurray3580 2 роки тому +1

    In the two weeks since this nonsensical rant the s and p went up 10%. Still want to cry about the definition of recession?

  • @fo8574
    @fo8574 2 роки тому +5

    Dave could have said those that work security job at night and do another job during the day just to get by are thieves. You wrong for saying people who work two jobs are thieves. You are the thieve by taking advantage of the labor market enriching yourself and starving your worker to death. It's so funny how you preach handwork and getting out of debt but when it's not favoring you as an employer of labor they are thieves. It's no crime to work for two employer in united state why calling people who are trying their best to be the best version of their self thieves. If people don't work two job how do you think employer will have overcome pandemic? how? You wrong for that statement.

    • @fourdayhomestead2839
      @fourdayhomestead2839 2 роки тому +3

      When working from home, not doing honest hrs & actually doing the work hired for, (I think he mentioned 2-3 fulltime work from home jobs) that would be theft.

    • @BuiltonGODSrock
      @BuiltonGODSrock 2 роки тому +7

      It went over your head. Listen again! Hes talking about the people who has a job but doing another job while they’re supposed to be doing the first job

    • @sXePunkV2
      @sXePunkV2 2 роки тому +2

      @@BuiltonGODSrock it's not possible to take 3 separate full time WFH jobs and not do any of the work and stay employed. He's talking nonsense to fit his narrative because he lost so many team members who left to WFH

    • @jrwntctv8091
      @jrwntctv8091 2 роки тому +1

      That's not what he said. People who are on the clock for two jobs at once are thieves. If you're working one job during the day and the other at night, you're not stealing because you're only on the clock for one job at a time. There are some people exploiting remote work and being on the clock for two or three jobs at a time. Even when you have two or three jobs, you should only be on the clock for one at a time. Work them one after the other without overlapping shifts and you're fine.

  • @jrwntctv8091
    @jrwntctv8091 2 роки тому +1

    Why does Dave say he's 62? He is still 61, if his date of birth is listed correctly on the sites that show this on his profile.

    • @britneeg
      @britneeg 2 роки тому +2

      Because he’s almost 62.

    • @jrwntctv8091
      @jrwntctv8091 2 роки тому +1

      @@britneeg He's not 62 yet though. He is 61. Dave has forgotten how ages work.

    • @brookelondon8029
      @brookelondon8029 Рік тому

      I can only speak for myself but once I hit 45, no one ever asked me how old I was and I am much older than that now and sometimes I actually have to think about it. Nowadays of course people are politically correct so instead of asking how old you are, they ask what year you graduated. I tell them when I was a senior.

  • @nicorsar
    @nicorsar 2 роки тому

    Love listening to Dave Ramsey, but for a couple of things. He constantly preaches we all should save and invest...but part of the reason why investments work for those who save is because Domestic Consumption helps capitalism. So, if people didnt overspend, those who save and invest wouldnt have as much as they do in the long run. Just keep that in mind; criticizing the normal to be weird is kind of crazy when you profit from their poor choices (collectively anyway). Second, you have to remember Dave is a salesperson (what made him a millionaire many times over - sales and real estate)....so dont put him on a pulpit (though he likes to preach from one) - listen to what he says but if everyone listened it wouldnt work anyway (like saying go to this hospital because they give you greater one-on-one attention - only works if their clients are low to steady). And finally, if he were to read this and criticize it, his response would be 'my net worth is higher than yours' (another reason to keep the sales part of this message at bay).

  • @Roy-ur6vr
    @Roy-ur6vr 2 роки тому +2

    Dave was off about guy staying at parents house. Just stay there. Not burnt.

  • @igot5onit423
    @igot5onit423 2 роки тому +3

    I think Dave needs to have 2 separate shows and just start a political Podcast..
    Every day it's something politics related 🙄

    • @koribriggs
      @koribriggs Рік тому +2

      You say this as though they’re not related

  • @strqueen123
    @strqueen123 6 місяців тому

    Oof not the palestine comment. Israel STOLE their assets!

  • @Akaypot
    @Akaypot 2 роки тому +7

    Saddens me how Dave can hold Israel in such high regard and yet ignore the suffering of Palestinians even though he preaches Christian teachings on loving each other and justice (there are plenty of Christian Palestinians)

    • @GG-xv1mj
      @GG-xv1mj Місяць тому

      That's because dave has a brain and doesn't support terrorism.

    • @Akaypot
      @Akaypot Місяць тому

      @ well you definitely don’t have a heart or eyes if your support israhell

  • @royj9241
    @royj9241 2 роки тому

    Move in dude houses are going down not up

  • @horizoncheck8620
    @horizoncheck8620 2 роки тому

    Actually, thought that the market had crashed already. Is the chat lagging?
    Think we might need to consider placing in more aquatic animals in the tanks! woots hehe

  • @horizoncheck8620
    @horizoncheck8620 2 роки тому

    it's all good, the seahorses are out. it's good... woots!!!!