Did your bank sold you Insurance with Home Loan?

Поділитися
Вставка
  • Опубліковано 19 лют 2021
  • Banks always suggest their Home loan customers to buy Life Insurance. How important is it and is it necessary to buy from the same bank who disburses your loan? Let's understand in this video.
    This video is for educational and informational purposes only. Viewers should consult their Insurance Advisors/financial advisors/ Tax Consultants before making any investment decisions.
    Please watch www.youtube.com/watch?v=J2hvr...
    Please subscribe to our youtube channel: / pankajmathpal...​. .
    You may also like to watch: www.youtube.com/watch?v=9nZIw...
    Follow me on social media:
    / pankajmathpa...​. .
    / pankajmathpal​​​​​​​
    pankajmathpal
    #Bitcoin​ #​ #Cryptocurrency​​ #SatoshiNakamoto​​ #JackDorsey​ #ElonMusk​ #PankajMathpal​

КОМЕНТАРІ • 364

  • @vijaypalsingh2544
    @vijaypalsingh2544 2 роки тому +1

    बहुत ही टेक्निकल व सराहनीय

  • @fireadr
    @fireadr 3 роки тому +2

    बहुत बढ़िया सर। Very very most important information।

  • @BeHappy-uy2xh
    @BeHappy-uy2xh 2 роки тому

    Hame aap ki jaankari bahot hi useful lagi..👍🏻👍🏻 thank you 🙏🙏

  • @harshshukla3651
    @harshshukla3651 9 місяців тому +2

    Hi, Please suggest-
    Whether to include one time insurance premium in home loan amount and emi or pay it seperately (if i have available funds)
    also whether i should go for reducing coverage or fixed?

  • @anilbist2114
    @anilbist2114 Рік тому +2

    Very informative blog sir, thanks for sharing 🙏🙏

  • @prem2873
    @prem2873 11 місяців тому +1

    Thank you! It's really very informative. I'm looking for good term insurance for my home loan. Can please guide me which one is the best & secure.

  • @ameenali1152
    @ameenali1152 3 роки тому +2

    Sir all your videos are very informative🙏🙏

  • @rishih5447
    @rishih5447 Рік тому

    Informative Blog !!! Thank You

  • @VISHAL-pp4dc
    @VISHAL-pp4dc 2 роки тому

    Thanks for the lucid explanation

  • @Kidssplays
    @Kidssplays Рік тому

    Thank you so much for the information. you just saved me a lot of money. :)

  • @shashikumarprajapati1600
    @shashikumarprajapati1600 3 роки тому +3

    यह बहुत अच्छी जानकारी है।

  • @arbind000
    @arbind000 2 роки тому

    Thank U so much sir it is very very useful information 👍

  • @dipakdusane2830
    @dipakdusane2830 2 роки тому +1

    Very important and accurate information about life insurance against home loan...sir kindly tell me how to calculate surrender value of home loan insurance

  • @baljeetkaith8713
    @baljeetkaith8713 3 роки тому +2

    Very informative 👏

  • @Imrajeshpatel143
    @Imrajeshpatel143 8 місяців тому

    Thanks सर बहुत अझे से समझ मे आया thansk सर जी

  • @shailesdarbar8758
    @shailesdarbar8758 Рік тому

    Verynice ...bhot hi bdia.

  • @suayshjust4u
    @suayshjust4u 2 роки тому

    Good information. Thanks!

  • @adsketch-ki8jf
    @adsketch-ki8jf 2 роки тому

    बहुत बढ़िया प्रस्तुति सर

  • @CHAMANFILMSENTERTAINMENT
    @CHAMANFILMSENTERTAINMENT 11 місяців тому

    धन्यवाद सर जी इतनी अच्छी जानकारी के लिए

  • @chittasahu7009
    @chittasahu7009 2 роки тому +3

    Nice explanation sir.
    Just wanted to know, if we already have an existing term insurance, is it wise to buy home loan protection insurance for the home loan ?
    Kindly reply...!

  • @rahulgarg3985
    @rahulgarg3985 11 місяців тому

    Too Good sir, Exactly Explain

  • @nishithjain4330
    @nishithjain4330 3 роки тому +13

    I am learning a lot of new pieces of information through your videos which are important to every person.

    • @pankajmathpal
      @pankajmathpal  3 роки тому

      Glad to hear that! Thanks for your motivating words. keep watching!

    • @bhartendutripathi8819
      @bhartendutripathi8819 5 місяців тому

      ​@@pankajmathpalcan we connect I have query regard same which we need to discuss over call

  • @KrishnaMurthy-zp6gs
    @KrishnaMurthy-zp6gs 2 роки тому

    Well explained sir 👏

  • @jaysukh_044
    @jaysukh_044 Рік тому

    Thanks for guidance

  • @alokranjankumar960
    @alokranjankumar960 7 місяців тому +1

    Bhut achhchhi jankari 🙏

  • @jp53077
    @jp53077 3 роки тому +1

    Best knowledge.

  • @aaryasawant4511
    @aaryasawant4511 Рік тому

    Very good information given about regular life insurance policy

  • @dschandra2876
    @dschandra2876 Рік тому

    Good message. I also suffering single premium

  • @ankitKumar-mw5lz
    @ankitKumar-mw5lz 3 місяці тому

    Dhanyavad sir keep it up

  • @dhirendrasinghyadav8326
    @dhirendrasinghyadav8326 Рік тому

    Awesome sir, useful for loan borrower.

  • @milindraut2037
    @milindraut2037 3 роки тому +3

    Nice Information👌👌👌

  • @Sobeteiostadi
    @Sobeteiostadi 2 роки тому

    Best explanation.

  • @SatyamSingh-qg8mz
    @SatyamSingh-qg8mz 2 роки тому

    Thanku so much sir, you are doing a great job

  • @pradhanmangal8295
    @pradhanmangal8295 Рік тому

    Samjhane ke liye dhanyabad

  • @Salvi711
    @Salvi711 Рік тому

    Big Thanks for this information...actually I take correct decision for home loan insurance after view your vedio

  • @gajananmore4166
    @gajananmore4166 3 роки тому +1

    Nice information sir🙏

  • @AmitSharma-tg9cd
    @AmitSharma-tg9cd 2 роки тому +1

    Sir i need a clarification as i have term insurance and applied for the home loan with co-applicant(spouse). Do we need term insurance for co applicant as well. Or bank will ask us to take homeloan insurance.

  • @abhishekshende3157
    @abhishekshende3157 16 днів тому

    Sir I have a home loan insurance should I repay the insurance part first it's about 2.5l @9% or should I focus on main home loan which is at 8.3%

  • @anandmishra9460
    @anandmishra9460 2 роки тому

    Bahut acha jaankari

  • @healthnutritionbybdtd3120
    @healthnutritionbybdtd3120 10 місяців тому

    Already have regular Term plan. But at the time of home loan, can I show it to bank or separate tetm insurance required

  • @ashvinkhimsuriya9749
    @ashvinkhimsuriya9749 Рік тому

    very good knowledge provide sir.

  • @AmitKumar-qv6pg
    @AmitKumar-qv6pg 2 роки тому

    Bahut achhi lagi very good.

  • @akram289110
    @akram289110 2 роки тому

    Nice informative video for a home loan takers

  • @regzen183
    @regzen183 5 місяців тому

    Very informative Sir
    Could you please explain about warranty and %age of recovery.
    Thanks

  • @hemkantdwivedi7808
    @hemkantdwivedi7808 3 роки тому +1

    Useful information

  • @montyR9
    @montyR9 Рік тому

    So home insurance policy and term insurance can go simultaneously. Any issue if something happen to person.

  • @shubhsarkar2725
    @shubhsarkar2725 2 роки тому

    Hello Sir, how can I attach my personal term insurance plan with home Loan and what is the process?

  • @lalitsharma1412
    @lalitsharma1412 3 місяці тому +1

    Thank you

  • @gopalsoni3701
    @gopalsoni3701 Рік тому

    पॉलिसी के आपके जो आपके जो सुझाव में मुझे अच्छे लगे मैं एसबीआई से होम लोन ले रहा हूं आपके द्वारा बताया इंश्योरेंस प्लान रेगुलर वाला ही अप्लाई

  • @kansaradilipchandra5504
    @kansaradilipchandra5504 2 роки тому

    Superb excellent sirji

  • @maheshmayani6194
    @maheshmayani6194 Рік тому

    Very nice explanation

  • @AmitKumar-qv6pg
    @AmitKumar-qv6pg 2 роки тому

    Very good information.

  • @tashinee6318
    @tashinee6318 3 роки тому +1

    Thank u sir👌👌👌

  • @nileshdomadiya3455
    @nileshdomadiya3455 3 роки тому

    Superb..sr...👍

  • @ravibhandari9451
    @ravibhandari9451 Рік тому

    Sir kya equity loan per insurance mandatory hota hey?

  • @shaansmarty4668
    @shaansmarty4668 3 роки тому

    Beautiful update on insurance on home loan

  • @rohitanwekar3843
    @rohitanwekar3843 Рік тому

    Sir loan takeover ke case m kya insurance end ho jayega as jo policy h wo us bank k loan par insured hai na ki new bank k loan par? Please guide kijiye

  • @krunaljariwala6927
    @krunaljariwala6927 2 роки тому

    Good information sir 🙏🙏🙏

  • @ajitkumar-ni3dx
    @ajitkumar-ni3dx 2 роки тому

    Nice information!

  • @manishvyas0702
    @manishvyas0702 Рік тому

    If property is being old (30 Years) then if insurance company had issued the STRUCTURAL Insurance policy, then in case if future any calamity occurred, then how much % claim will insurance company will likely to be settled?

  • @RakeshKumar-qu5de
    @RakeshKumar-qu5de 3 роки тому +1

    Bahut badhiya

  • @incredibleindiannews5815
    @incredibleindiannews5815 2 роки тому

    🙏🙏 .... Very Good Information

  • @StunningSurat
    @StunningSurat Рік тому

    Very good information sir

  • @moinuddinsheikh3284
    @moinuddinsheikh3284 Рік тому

    Well explained sir

  • @jitendrasinghchauhan751
    @jitendrasinghchauhan751 2 роки тому

    So good idea sir.

  • @souravkundu279
    @souravkundu279 Рік тому

    Mera icici bank ka home loan chal rha hai.... Aur 3 insurance le chuka hu... Us time mujhe idea nhi tha....
    Mera 3 insurance hai
    1) icici prudential health insurance
    2) icici lombard home insurance
    3) dusra ek health insurance

  • @raghvendrarajawat1428
    @raghvendrarajawat1428 Рік тому

    Bahut badhiya sir

  • @dipankarsarma8127
    @dipankarsarma8127 2 роки тому

    Very informative

  • @womanskitchen
    @womanskitchen 2 роки тому

    Very much helpful

  • @aartitrivedi327
    @aartitrivedi327 3 роки тому

    Sir aise kaunsi condition me insurance nhi milta in pnb MetLife loan and life suraksha plan

  • @mehervipul
    @mehervipul 3 роки тому

    Very important information

  • @bhageerathmehto6154
    @bhageerathmehto6154 2 роки тому

    many many thanks

  • @subhashrana5469
    @subhashrana5469 2 роки тому

    बहुत बढिया

  • @sujitsrijacreation4269
    @sujitsrijacreation4269 3 роки тому

    Very informative upload sir tnx for sharing

    • @sainathtodkar3314
      @sainathtodkar3314 2 роки тому

      खूप महत्वपूर्ण माहिती दिली आहे खूप खूप धन्यवाद

  • @narpatsinghchouhan1587
    @narpatsinghchouhan1587 Рік тому

    Thanks sir bahot sahi hai

  • @prasantkumarbisoyee5087
    @prasantkumarbisoyee5087 9 годин тому

    Sir my question is that, If I clear my home loan amount before the tenure period then will I pay the rest installment of insurance amount or it will be closed?

  • @luckypanda7078
    @luckypanda7078 9 днів тому

    Good suggestions 👍👍

  • @rokigemar3214
    @rokigemar3214 Рік тому +1

    sir meri sbi home loan chal rahi hai mai term insurance lena chahta hu to kaun sa term insurance lena chahia advice me please

  • @raghuvirsinhgohil4802
    @raghuvirsinhgohil4802 8 місяців тому

    Kya sbi life insurence me moreteriam interest cover hota hai

  • @teekampatel4049
    @teekampatel4049 2 роки тому

    Very useful video

  • @ashishsachan9208
    @ashishsachan9208 День тому

    It was very informative

  • @kabiraalam2169
    @kabiraalam2169 Рік тому

    Nice information sir

  • @dsrathore1229
    @dsrathore1229 2 роки тому

    Sir ,mai 4 saal pahle loan liya tha jo abhi chal rha hai uska insurance karwaya tha ab mai usi bank se phir loan le rha to kya wahi insurance se mera dono loan me kaam chal jayega ki dusra insurance lena padega

  • @vilasvaydande2676
    @vilasvaydande2676 Рік тому

    Thanks🙏

  • @anilupadhyay2255
    @anilupadhyay2255 Рік тому

    Good information 👍👍

  • @amirpinky7498
    @amirpinky7498 2 роки тому

    Thank you sir

  • @trav_elogue9987
    @trav_elogue9987 2 роки тому

    Sir my home lloan with hdfc m borrower and my mother is co borrower, my mother passed away last year i taken loan insurance which is mortage loan
    What benefit i get

  • @sankarkarmakar2291
    @sankarkarmakar2291 Рік тому

    Darun sir

  • @pankajrajak6757
    @pankajrajak6757 2 роки тому

    Nice knowledge

  • @arunimpaul3983
    @arunimpaul3983 9 місяців тому

    Sir, I have a single premium rinn raksha policy with SBI home loan, but I want to transfer my loan to another bank with better offer. In this process what will be the future of my rinn raksha policy ?
    Thanks in advance!!!

  • @tabrejali5681
    @tabrejali5681 2 місяці тому

    Bohut acha sir

  • @pravinpatil6701
    @pravinpatil6701 7 місяців тому +1

    Excellent 👌👌 sir

  • @Padhomathsyahasai
    @Padhomathsyahasai 2 роки тому

    well
    explained

  • @rakeshrak6254
    @rakeshrak6254 2 роки тому

    Hi Sir, I took loan from Lic however I asked insurance but no insurance is given .. please let me know how to check if I have insurance.. Lic HfL

  • @devenderkumar-oz1zh
    @devenderkumar-oz1zh 2 роки тому

    Sir good evening
    Sir maine singal primium policy le rakhi hai or us par mai 8.3 rate of interest pay kar raha hu jo ki bahut jayada ha
    Maine HDFC se 15lakh home loan liya hai kya is Singal primium policy ka kuch ho sakta hai kya 4 year ho gaya haiis se kaise bacha ja sakta hai sir please batana thank-you sir

  • @sunitaghavre2301
    @sunitaghavre2301 2 роки тому

    Thank u

  • @sachinkumar-sy8yu
    @sachinkumar-sy8yu 2 роки тому

    Sir humne loan ke time insurance nhi liya tha par ab hum usi loan par insurance karwana chahate hai kya ab insurance ho sakta hai? Agar ho sakta hai to btaye kese ho sakta hai?
    Dhanyawad

  • @vanyavlog8513
    @vanyavlog8513 Рік тому +1

    Sir aappki baat sahi.lekin jab kisi ko mujboori hoti h tabhi bo loan leta h,or jesa bank bale bolte h,bo karna padta h.mera 16 lakh ka loan hua or mere insurance ke 118000 rupye kaat liye.mene insurance ke liya bola ki m khud kra ke apko de dunga to bank balo ne saaf mna kar diya.

  • @user-lt2kn6mz8e
    @user-lt2kn6mz8e 2 роки тому

    Good information

  • @ganeshkolekar8504
    @ganeshkolekar8504 2 роки тому

    Great 👍