Chargebacks - 3 Types Of Chargebacks - Friendly Fraud - What Is A Chargeback & Chargeback Protection

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  • Опубліковано 15 чер 2024
  • #chargeback #chargebackcomplaint #friendlyfraud #chargebackfraud
    A chargeback is commonly understood to be a reversal of a credit card charge or a dispute, but did you know that there are different types of chargebacks?
    In this video I’m going to give you the basics of what a chargeback is, why it exists, the costs associated, the reasons they’re commonly filed…
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    ➡Chargeback video #2 - Chargeback Costs & Consequences - Chargeback process and resolution - Chargeback Cycle - Part 2 ⇨ ⇨
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    • Chargeback Costs & Con...

КОМЕНТАРІ • 94

  • @chrisclark1761
    @chrisclark1761 3 роки тому +54

    Not receiving the items is not Fraud, friendly or otherwise.
    Not receiving the item is legitimate reason for Chargeback.

    • @juliusvalentinas
      @juliusvalentinas 2 роки тому

      In corrupt EU country Lithuania there is type 1 shown in this video, no other way to get your money back as banks do not offer any protection.

    • @rosestephens8002
      @rosestephens8002 2 роки тому +9

      Not receiving the item is a legitimate reason for a chargeback through a billing dispute, not a fraud claim.

    • @xygomorphic44
      @xygomorphic44 Рік тому +1

      For real lol. That's just plain not giving the customer what they paid for.
      I'd say in that case it isn't fraud and they're entitled to a refund.

  • @bretgagnon6225
    @bretgagnon6225 2 роки тому +9

    Ordered and paid for product A from a national big box hardware chain. Shipped was a significantly inferior product D. Classic Bait & Switch. Sent the poor quality product back and was told "7 to 10 business days" for the credit to be reflected on my charge card. 35 business days later no credit. Called the national office and explained my issue and was told the manager of the local store issues the credit(s) and they would contact me within 24 hours to resolve the issue. 7 business days later with no call from the local manager - I contacted my charge card company and sent them all the documentation including proof of returned product.
    You betcha the local manager was on the phone within minutes of the charge back, and all sorts of mad! The punch line, the product they shipped me isn't even available or sold by that retailer.

  • @LuzGarcia-eu7lf
    @LuzGarcia-eu7lf 3 роки тому +7

    How long does a chargeback take to happen? To retrieve the funds back to your card.

  • @emotionallycrafty4287
    @emotionallycrafty4287 2 роки тому +6

    How can you protect yourself when it comes to digital download charge back?

  • @asher0078
    @asher0078 Рік тому +2

    Great content has to subscribe love from London

    • @Bancardsales
      @Bancardsales  Рік тому +1

      Thanks Asher. Glad the videos are helpful!

  • @coxqxz
    @coxqxz 2 роки тому +4

    Work at a call center I better send them this link so that they'll understand what charge back is. Really frustrating to explain it over and over.

  • @keremberk4394
    @keremberk4394 2 роки тому +7

    Thanks, helped me start with my credit card fraud business. All I need to do is launder 20 million dollars.

  • @gvenkatesangovindan9441
    @gvenkatesangovindan9441 4 роки тому +1

    Nice video

  • @Abhiwithtrading
    @Abhiwithtrading Рік тому +1

    What is the meaning of
    1-Intent dispute Froud transction
    2-Disputed item realse fav of company
    In credit card account

  • @phillippepym1560
    @phillippepym1560 Рік тому

    What about when you purchase an item and they sent you something doesn’t work and it’s complete garbage not matching the description on the website you purchased it from. Plus is corroded and rusted. Is that friendly fraud on the part of the consumer?????

  • @ThatOrangeGuyJ
    @ThatOrangeGuyJ 3 роки тому +75

    Life was easier before money

  • @pathrakaliperathuselvi3159
    @pathrakaliperathuselvi3159 4 роки тому +1

    Thanks

    • @Bancardsales
      @Bancardsales  4 роки тому

      You're welcome and thanks for watching!

  • @randomguy2369
    @randomguy2369 2 роки тому +1

    So can I do a chargeback on an order I had at a restaurant? I bought like $35 worth of wings to go before I got on the road I'm heading to my job out of town. The wings were raw and im like 40 minutes away and dont feel like driving all the way back for a refund. Will I get approved?

  • @frankw9836
    @frankw9836 Рік тому +1

    I bought a so called "cuddle clone" and paid £186 + £ 50 Duty from the US ( i am in the UK) in July 22 when i received my Item i was so disappointed the "toy " I received was nothing like my dog at all . I contacted the Company provided pictures of the toy i received and they agreed that " in this case they got it wrong" and they want to re do it again . Because i was so disappointed and lost trust i decided against a remake and ask my money back. Cuddle clone told me they don't do refund !? So i contacted my Credit card and requested a recharge which i received on July 5th . The toy i donated to a charity shop ! I thought it was done and lost £50 Duty i paid. Today 23.09 ( 8 weeks after i got my refund) i received a letter from my credit card telling me that the Company challenged my chargeback and now have to pay again ? I thought the company only have 45 days to challenge ???

  • @ghost329
    @ghost329 4 роки тому +3

    Hi. Part 2 is set to private.

    • @Bancardsales
      @Bancardsales  4 роки тому

      Part 2 releases tomorrow. Thanks for watching!

  • @christopherpreciado7578
    @christopherpreciado7578 9 місяців тому

    It seems chargebacks can be a coordinated thing to also paralyze or shut down fundraising.

  • @imthebest7290
    @imthebest7290 Рік тому

    I ordered an item and it was a bad counterfeit. The seller doesn’t want to help me with returning it! How do I start a chargeback??

    • @linda67241
      @linda67241 Рік тому

      Call your credit card company and explain to them what happened and why you don't want to pay for item.

  • @monayolo17
    @monayolo17 3 роки тому +1

    Is there any cost when we schedule a call with brian?

  • @julissasdecorations3789
    @julissasdecorations3789 3 роки тому +2

    Someone help i have a chargeback for depositing 2 checks that i didnt want anymore! now i have a -2000 can someone help?

    • @moneymyers
      @moneymyers 3 роки тому

      Not a chargeback that’s a bad check

    • @Daniel-jk9ge
      @Daniel-jk9ge Рік тому

      That crazy sounds like you got scam

  • @vipinpandey2225
    @vipinpandey2225 4 роки тому +4

    Thanks for sharing this video... appreciate!!!!👍

  • @aybowl1843
    @aybowl1843 3 роки тому +4

    I was charged back a check my job gave me, idk what to do

    • @alvesbrenda3201
      @alvesbrenda3201 3 роки тому +1

      I had this same problem I had $3500 sitting in my account and couldn't get it out I called PayPal they refused helping me. 3 weeks ago a friend introduced me to hackbeign_ on Instagram she said he help get her money out. I tried him he asked few questions and to my surprise I got my money in 24hrs. Try him if PayPal has done same to you. Thank me later.

    • @deepakamal50
      @deepakamal50 3 роки тому

      @@alvesbrenda3201 please help me I lost my 15k in power bank application kindly help me to get refund

    • @oniid6212
      @oniid6212 2 роки тому

      @@alvesbrenda3201 this is a scammer don't listen to him

    • @germanshepherd6638
      @germanshepherd6638 Місяць тому

      @@deepakamal50lol, call the bank

  • @unknownreporter5064
    @unknownreporter5064 3 роки тому +2

    What if you scam someone on paypal can you go to jail if they file case and so on stuff anyone can please answer

    • @ryank1947
      @ryank1947 3 роки тому +8

      Lmaoo are u gonna scam someone

    • @coolcat6703
      @coolcat6703 3 роки тому +2

      No it happens all the time

    • @profcfltd
      @profcfltd Рік тому

      if its a large amount the prosecutor will put a felony on you. promise.

  • @janehyden1652
    @janehyden1652 4 роки тому +3

    WHEN I CALL THE BANK THEY SAY THEY DID NOT DO IT. I HAVE HAD THIS BEFORE. ITS A NIGHTMARE TO TRY TO GET THEM TO SEE THAT I **DID** PAY FOR IT!!!!!THEY HAVE GOT ME NOT PAYING FOR MULTIPLE ITEMS---SOME AS FAR BACK AS AUGUST!!!!!!!!!

    • @tirsodelossantosvii2695
      @tirsodelossantosvii2695 4 роки тому

      Your card got stolen and use on ecomerce?

    • @alvesbrenda3201
      @alvesbrenda3201 3 роки тому

      I had this same problem I had $3500 sitting in my account and couldn't get it out I called PayPal they refused helping me. 3 weeks ago a friend introduced me to hackbeign_ on Instagram she said he help get her money out. I tried him he asked few questions and to my surprise I got my money in 24hrs. Try him if PayPal has done same to you. Thank me later.

  • @Mike_2501
    @Mike_2501 Рік тому +3

    I hired a P.I. for $750. He charged my credit card $850, more than agreed upon, and he has not returned a single one of my phone calls or responded to my email asking about the overcharge. It's been several days now and I'm wondering if I should contact my credit card company for a charge back, and if so how many days should I wait. I want to resolve the issue with the merchant, but I can't get in contact.

    • @dupontfraiz
      @dupontfraiz Рік тому +3

      Don't waste your time with this merchant if they fail to respond how do you expect them to do their due diligence when investigating.

    • @mclome22
      @mclome22 Рік тому +1

      He sees you as a mark, dweller. That’s what Steve the dean williams would tell you.

  • @1chrissymc
    @1chrissymc 2 роки тому +4

    Can visa chargebacks effect your credit card ratings?

  • @readynow12345
    @readynow12345 4 роки тому +2

    What if they file a charge 4 months down the road, does time matter or not.

    • @ThirdEyeOpen123
      @ThirdEyeOpen123 4 роки тому +1

      Chargebacks can be submitted 120 days after the purchase. There are some exclusions such as flights and hotels etc where your paying in advance for a service you will use in the future. But almost all transactions will have a 120 day time limit for a dispute against goods or services or for fraud. Any point of interaction errors such as wrong conversion rate for foreign currency need to be reported in 90 days.

    • @MaritzaMendoza1018
      @MaritzaMendoza1018 2 роки тому

      @@ThirdEyeOpen123 does the 120days apply around the world or a specific country ??

  • @EvilEye1986
    @EvilEye1986 2 роки тому +3

    I had a client file a chargeback without ever talking to me. I handed in all my supporting documents and won the chargeback because I upheld my end of the deal. They have now filed a second chargeback for the same transaction and it has gone into pre-arbitration. I have no idea what to do. When I tried talking to the client she just screamed at me and would not let me talk at all. The information she provided to the bank is nothing but lies.... What do I do?

    • @calvinma9493
      @calvinma9493 2 роки тому

      @Imnotacop get a lawyer, if amount is large, other than that....Idk

  • @fritzbloger9732
    @fritzbloger9732 2 роки тому +4

    I send money through PayPal Friends and family options using my credit card. Can I get my money back..

    • @imthebest7290
      @imthebest7290 Рік тому

      Did you figure out the answer? I did the same with a debit card because the seller kept insisting (dumb on my part) he sent me counterfeit shoes from Hong Kong. He acknowledged that they were poor quality over WhatsApp, but is just giving me the run around for the return. I am going to try to chargeback with my bank tomorrow

  • @bluejetlightning8427
    @bluejetlightning8427 Рік тому

    Just learned about them today. Fuck this is bullshit I have to go this far.

  • @zzenonncustomerservice2002
    @zzenonncustomerservice2002 Рік тому +5

    Too much payment protection, people abuse this and business dont even get there items returned

  • @DaBuGzLiFe
    @DaBuGzLiFe 3 роки тому +13

    This is why Cash wilk always be King.

    • @KangDcnq
      @KangDcnq 3 роки тому +3

      Not "ALWAYS", and certainly not "EVERYWHERE"

    • @charliebee5154
      @charliebee5154 3 роки тому +3

      @@KangDcnq EVERYWHERE! And ALWAYS!

    • @digital.frenchy
      @digital.frenchy 2 роки тому +4

      @@charliebee5154 repeat me that in 10 years

    • @lvgio
      @lvgio 10 місяців тому +1

      How is cash king when if this same scenario happened, you’ll almost never get the money back as cash transactions are usually never recorded or traceable

  • @singularity333
    @singularity333 8 місяців тому

    why are you calling number 3, fruad?

  • @ElisendaLemansky
    @ElisendaLemansky 2 дні тому

    #Dippertech0, a true legend, is an inspiration with his relentless drive and perseverance despite feeling worn out. His work on the internet is truly remarkable and impactful.

  • @teambentley4223
    @teambentley4223 2 роки тому +8

    I love chargebacks I do them all the time to asshole businesses

    • @rajivrai5624
      @rajivrai5624 2 роки тому +2

      hi can you please guide me how to claim my credit caard amount back. thanks

  • @guts7813
    @guts7813 3 роки тому +2

    Im here because my ps4 acc has been supensed due to a chargeback

    • @Whitey23
      @Whitey23 3 роки тому +1

      😂😂

    • @mrb0703
      @mrb0703 2 роки тому +1

      Never charge back on stuff like PlayStation,Xbox,steam,etc they Will just ban you

    • @Psycholas
      @Psycholas Рік тому

      @@mrb0703 does ebay, amazon count?

    • @mrb0703
      @mrb0703 Рік тому

      @@Psycholas most likely

    • @Psycholas
      @Psycholas Рік тому

      @@mrb0703 well. cant you just make another account. or. is it an IP ban

  • @Aclaa420
    @Aclaa420 3 роки тому

  • @ThePeterDislikeShow
    @ThePeterDislikeShow 2 роки тому +7

    Um, you're teaching people how to commit fraud.

  • @rachdarastrix5251
    @rachdarastrix5251 2 роки тому

    Gofundme brought me here.