U checked CSR (claim settlement ratio), thats right. Apart from that u shud check AMR(amount settlement ratio) which is very important. This is the basic thing each n every researcher do but u didnt do this, u very much aware of it. Still u provide financial information /knowledge to people. Do it thoroughly n properly when u come to this platform. Thank u
Hello sir, i would like to know which co has high amt settlement ratio ? Is it LIC or any other? Pls reply. I am confused between LIC & Kotak. I have applied to both as of now. LIC has a much higher premium. But PPL says to go for LIC only.
Only CSR is not enough. We also have to look into the Amount claim settlement ratio, claim rejection ratio, AUM, solvency ratio etc. before we buy any plan. In this video, you only mentioned the premium amount but not the cover and premium term which should have been explicitly mentioned.
Insurance Plan lena log ek samaj jarurat ko mahsoos hone par hi lete hai lekin aur kai log umar badhne par samaj aata hai jab wah apne pariwar ke liye kuch bhi nhi kar pate , madam bilkul sahi bata rhi hai aap log apne aap research kar is parakar 1 bima jarur le chahe term insurance ho ya life insurance
Please do proper research. I didn't expect it from you. Are you checking premium? ICICI 40K and HDFC 60K ?? So much difference ? It is NOT Possible. HDFC and Tata are cheaper than ICICI. We are Financial Planner & Wealth Advisor and advise ICICI and HDFC both and always keep client's interest first.
This is the comment for which I was searching for. ICICI and HDFC premiums are most equal. To be precise ICICI costs marginally more. It's totally misleading related to the premiums.
rejection Ratio below 1%. HDFC = 0.52 % TATA AIA = 0.93 % LIC = 0.43 % Apart from this Data - ICICI Prudential = 1.18 % Max life = 1.24 % If you need more clarification on this.. just whatsapp me ❤️ 8394852004
Nice video...but as per insurance act after 3 years no insurance company can reject your claim if something will go wrong....so after 3 years company doesn't matter...I have taken 1cr term plan of Kotak for myself and 2cr term plan of Aegon for my wife...Premium definitely matters as there is no return if nothing will happen till insurance expires...
@@YogiJi748 भारत मे सभी कंपनिया Business Ethics पर नही Management Ethics पर काम करती है प्रबंधन से जुड़े लोग लोभ लालच तिकड़म से घिरे हुए है अत: यहां व्यापार करने वाली कंपनिया धमाकेदार पोर्टफोलियो के साथ काम करती है और रहस्यमयी ढंग से गायब हो जाती है।
Paid video.... Best is 1) Tata AIA, 2) HDFC, 3) SBI e shield and 4) ICIC.... Don't go for any other any case... this is based on parameters ranking , claim settlement ratio and amount settlement ratio
विडियो निश्चित ही बढ़ियां लगा ।कितने रूपये के लिए टर्म प्लान लिया गया ? कब तक की उम्र वालों के लिए ठीक रहेगा - साथ में वर्णन होता तो और भी उपयोगी होता।बहरहाल- सपरिवार खुश रहें और सुरक्षित रहें ।👍😀
Ye toh bs information de hai are u sure same company has been opted. Aaj kal sb paid h agr yakeen na ho toh compare hdfc and icici pru premium both are almost same infact icici is costlier.
I feel as it is related with the icici and we know that what is going on with the bank. We must member Chandra kocharl also. Max life insurance claim settlement is the highest in today's date i.e. 99.22%. And if the head as u said make a brand and moves out of it then how he is handling this co for such a long time. These things should also be considered
As of today, LIC Tech Term - 854 Plan is very competitively priced with all these other private players. Indeed, it is evenly priced compared to the likes of HDFC Life and Tata AIA. The price differential between LIC and other bigger private players isn't as stark as it was made out to be in this video. I highly recommend to please recheck the premium for LIC Tech Term plan.
I think she has been explaining based on her requirement and nowhere she says that you should also go for it. Every individual needs to review the plan and take what is suitable for them. These videos are just an outline to give you an idea. Just my thoughts that's all.
Dear ma'am I have seen your most of the video's and they are really useful for analysis of Investment and growth. One Compliment " You looks so traditional and Beautiful in saree 😍".
Company CSR doesnt matter, what matters aap ki family ko claim mila ki nahin whch depends on lot of factors, company ka agar 99% csr hain aur aapka claim reject ho gaya tab
Nowadays this financial advisor taken us granted. Being a adviser one needs to be neutral while suggesting options to followers. By story telling method advisor easily convince people & other hand no one blame them for being partial to particular company. Here it's clearly seen that this video is sponsored (large corporation bring business by influence marketing) One needs to be very careful before following someone for financial advices.
कोरोना काल में सरकारी कंपनियों से किसी को नौकरी से नही निकाला गया है । लेकिन प्राइवेट कंपनी ने लाखों लोगों को नौकरी से निकाल दिया। इसीलिये सरकारी कम्पनी "भारतीय जीवन बीमा निगम" से पालिसी लो सरकार गारण्टी लेती है। प्राइवेट कम्पनियां कब बन्द हो जाये कोई भरोसा नही।
@B Wealthy Respected Madam,I disliked this video because it seems that this is a Sponsored one...You haven't clarify the points I mentioned...Thank you.
In LIC term Plan which i was applying was showing me the premium of 16K including accidental rider for 1Crore. But, you were mentioned in this video that premium amount for LIC is 60,056/- Can you tell me what is the sum assured amount you have considered for this?
mem aap Maruti 800 car se BMW ki tulna kar baithi... LIC he best hai nd ye video mujhe lagta h paid video hai baki ek time Sahara v thi aaj usko khud Sahare ki jarurat hai😂😂😜😜 mai mem apka fan hun pr अंधभक्त नही🤔
LIC ka CSR kam hain,Premium bhi jyada hain...Aur baki bhi bade brands hain Insurance sector me..Total 24 companies hain...Ab LIC ki pehle jaise monopoly nahi rahi...Sirf Govt ki company hain isiliye position bani huyi hain....
@@sagarindalkarLic me poor log 75k - 3lakh ka endowmwnt plan bahot lete he isliye settlment amount kam he. uski vajah se tum kharab nai bol sakte. poor ke liye 1.5 lakh bahot badi amount hotu he.
LIC has marketed wrong product Endowment Plan to Indian people. Instead of providing correct product term plan with high sum assured it has sold only traditional investment plans with low sum assured. It is the private companies who has educated indian people regarding term plans with various options.
Thanks a lot swati mam U helped me lot Bcz of u our life change soo positively Mam I am following u since 3years Mam I followed the path u suggest Today very happy 😊
Hey guys, I think she is promoting of ICICI Prudential.....Madam's interpretation and explanation style very attractive for common viewers. 2nd Opinion must on her videos...
Thank you Swati mam. Mujhe aisa lagta hai ki, insurance ho, savings ho ya investment Kabhibhi ek company pe depend nahi rahana chahiye. Peace of mind ke LIC is best the option. Aapne khud bataya claim settlement ratio 97% , 63 years ka experience, no. 1 insurance company, 23 life insurance companies milakar bhi no compilation. 70% shares akele LIC ke hai. No partnership, government guarantee itna subkuch hai toa thodes premium jada hoto kya farak padta hai.
Ye mera opinion hai. Branded company ki T-shirt 1000-2000 main milati hai, same dikhane wali T-shirt 400-500 main bhi milati hai! Aapko cheap plan lena hai, paise bachane hai.... Aapki choice!
I really like this video.thanks for your guidance really appreciate.i will immediately going to take the term plan.i really forget this section of protection.really thanks once again.
hellow mam....mene abhi abhi aapke vedio dekhna suru kiya hai aap bhut hi achhe se guide krte ho respect so much. mene aapke lone wale video dekh k laon ka plain drop kr diya hai so tkx. but abh kuchh pessa Muje chahiye jisko mene postpone bhi kr diya hai.....but 5yeqr after 5 lack and 9-10 sal bad 10 lack chahiye hi chahiye syad aapke guide ke bina main loan hi leti but ab bhi muje smj nahi aa riha main MF main invest krna chahiti hon aap koi essa video kare jismain aap kese fund or kitne pesse invest kare. kyon k main ik belt force main service krti hun isliye muje time nahi milta bhut research nahi kr paongi it least kuchh ton knowledge mil paye. jise muje bat samjhne main help ho aur main bta saku k muje kya chahiye. ish video se forces main job wale logo k bhut help ho jaegi meximum log loan pe depend rehte hain. pls mam consider my request.
Yes u r correct but apne kuch points miss kiya apne video me jo mujko incomplete lage 1. Sum assured ? 2 premium for how many yrs? 3 Age of policy holder
अज़ी टर्म प्लान की छोड़िये साहिबा हम तो आपके समझाने पे और आपकी समझ के कायल हो गए,,,जो आपने वीडियो में समझाया ,,ठीक यही इसी way में मैने 11 दिन पहले किया है,,BEST ON LUCK FOR U AND UR FAMILY
I am not an agent or promoting a firm. Sharing what I have bought for myself. I have recently bought LIC Tech Term. I have done this after a thorough research. Reasons are as below: 1. Government Enterprise so stability 2. CSR is among the best of the country. In fact, it being government company they don't really push towards profit making so disbursement of the amount is easier. 3. Buying it directly online is a better option as going via an agent. Online price is very competitive to any other insurance company. So why not go with the most trusted company out there. 4. Cons - Website is a bit less user friendly, rest everything is great. 5. Try to buy insurance of a higher amount if budget permits as claim amount reduces due to Future Value of Money, e.g. 1 crore amount claimed in 10 years will be substantially less when inflation adjusted.
U checked CSR (claim settlement ratio), thats right. Apart from that u shud check AMR(amount settlement ratio) which is very important. This is the basic thing each n every researcher do but u didnt do this, u very much aware of it. Still u provide financial information /knowledge to people. Do it thoroughly n properly when u come to this platform. Thank u
Hello sir, i would like to know which co has high amt settlement ratio ? Is it LIC or any other? Pls reply. I am confused between LIC & Kotak. I have applied to both as of now. LIC has a much higher premium. But PPL says to go for LIC only.
@@vipulshah3804
ICICI is no 1. In amount settlement ratio after Lic..
@@amoln ok thanks for reply.
बहुत सटीक विस्लेषण किया आपने, मैंने भी अपनी पत्नी के लिए यही चुना है आपके इस वीडियो को देखकर।
जिसने आपको चुन लिया, उसे अब टर्म प्लान की क्या ज़रूरत.
लेकिन फिर भी आपने अच्छा किया 😇
Wah wah kya baat hain.
वाह वाह वाह वाह
Itne ghatiya baat kaise kr lete ho
Tum mat lena kabhi term plan, theek hai
मैडम आपने टर्म इंश्योरेंस के बारे में बहुत बढ़िया से बताया और आपका बताने का तरीका हमें बहुत पसंद हैं
Only CSR is not enough. We also have to look into the Amount claim settlement ratio, claim rejection ratio, AUM, solvency ratio etc. before we buy any plan.
In this video, you only mentioned the premium amount but not the cover and premium term which should have been explicitly mentioned.
Insurance Plan lena log ek samaj jarurat ko mahsoos hone par hi lete hai lekin aur kai log umar badhne par samaj aata hai jab wah apne pariwar ke liye kuch bhi nhi kar pate , madam bilkul sahi bata rhi hai aap log apne aap research kar is parakar 1 bima jarur le chahe term insurance ho ya life insurance
Aegon life term insurance plan is best and offers value for money.
बिलकुल आसान शब्दो मे समझाया
AAP aur Aapke pati dev 💯 Saal tak jiye..yahi hamari kamana hai...
Chup ek dum chup pura term insurance hi brbad krne ka erada h qya
Your this video helped me to recorrect my lapsed Iprotect police to keep on.
Please do proper research. I didn't expect it from you.
Are you checking premium?
ICICI 40K and HDFC 60K ??
So much difference ?
It is NOT Possible.
HDFC and Tata are cheaper than ICICI.
We are Financial Planner & Wealth Advisor and advise ICICI and HDFC both and always keep client's interest first.
This is the comment for which I was searching for.
ICICI and HDFC premiums are most equal. To be precise ICICI costs marginally more.
It's totally misleading related to the premiums.
Yes that's true , i checked on the internet and icici is far more expensive than hdfc or tata
rejection Ratio below 1%.
HDFC = 0.52 %
TATA AIA = 0.93 %
LIC = 0.43 %
Apart from this Data -
ICICI Prudential = 1.18 %
Max life = 1.24 %
If you need more clarification on this.. just whatsapp me ❤️ 8394852004
श्यानदार जानदार जबरदस्त good research mam
Nice video...but as per insurance act after 3 years no insurance company can reject your claim if something will go wrong....so after 3 years company doesn't matter...I have taken 1cr term plan of Kotak for myself and 2cr term plan of Aegon for my wife...Premium definitely matters as there is no return if nothing will happen till insurance expires...
Bt agar company rahi hi nahi toh...and that y a good company with strong balance sheet and AUM is important
@@YogiJi748 भारत मे सभी कंपनिया Business Ethics पर नही Management Ethics पर काम करती है प्रबंधन से जुड़े लोग लोभ लालच तिकड़म से घिरे हुए है अत: यहां व्यापार करने वाली कंपनिया धमाकेदार पोर्टफोलियो के साथ काम करती है और रहस्यमयी ढंग से गायब हो जाती है।
Which company plan you bought
Mujhe aap ka plan bahut Achcha Laga Hai hi aapke har video dekhta hun samajhta hun thanks
OOO shit, main to purpose karne wala tha...aapko... Love u mam. Thanks for all you video. Mostally for mutual fund.
बहुत अच्छालगा मेम । मैं tata aia लिया हूँ ।
Swatiji u give very infoative knowledge to all thank u very much👍bcase of u peoole live life financially free😊
Nice information for people who are searching for Term Plan...
Paid video.... Best is 1) Tata AIA, 2) HDFC, 3) SBI e shield and 4) ICIC.... Don't go for any other any case... this is based on parameters ranking , claim settlement ratio and amount settlement ratio
7276997121 for Tata aia life insurance company
Exactly
Absolutely right
How about max life??
No
you were lucky! now icici is 2nd most expensive! I'm thinking of baja allianz
Kitne paise liye he icici se??? We want to see policy document for this video proof
Bahut khoob
Dhanyawaad didi.main bahut Dino se pareshan tha aapney solve Kar diya.god bless you
विडियो निश्चित ही बढ़ियां लगा ।कितने रूपये के लिए टर्म प्लान लिया गया ? कब तक की उम्र वालों के लिए ठीक रहेगा - साथ में वर्णन होता तो और भी उपयोगी होता।बहरहाल- सपरिवार खुश रहें और सुरक्षित रहें ।👍😀
वीडियो बहुत अच्छा बहुत अच्छे से समझाया आपने कौन सी कंपनी अच्छे हैं जवाब
सबसे अच्छा और भरोसेमंद,एल आय सी,,,
Aap log itna aware ho phir bhi itna late kyo plan liya?
Logic he bohat is question pe. Ma'am ans this question
Ye toh bs information de hai are u sure same company has been opted. Aaj kal sb paid h agr yakeen na ho toh compare hdfc and icici pru premium both are almost same infact icici is costlier.
Sahi baat hain Bhai....Ye paid up video hain...Isiliye kal se answer nahi de rahi hain...
Sahi kaha bhai...sb paisa lete h kisi specific company ko promote krne k liye
Paid video
Aapke patidev bahaut lucky h...
It's a very very first time when I heard about your husband by your mouth in any of your video. And now waiting to see him in the coming videos.
Very Important 👍
I feel as it is related with the icici and we know that what is going on with the bank. We must member Chandra kocharl also. Max life insurance claim settlement is the highest in today's date i.e. 99.22%. And if the head as u said make a brand and moves out of it then how he is handling this co for such a long time. These things should also be considered
agreed !!
Reliance Nippon ka teem plan kaisa rahega mam.
Very nicely explain madam thank you so much
As of today, LIC Tech Term - 854 Plan is very competitively priced with all these other private players. Indeed, it is evenly priced compared to the likes of HDFC Life and Tata AIA. The price differential between LIC and other bigger private players isn't as stark as it was made out to be in this video. I highly recommend to please recheck the premium for LIC Tech Term plan.
lekin mem ap bahut bahut bahut mast samjhti ho apke pas knowledge v bahut h.
LIC is the best. No competitor
Right sir १००% trusted
@@sumitdiwanji50 MAX Life is the best
It is very costly also.
Kotal life own subsidy no tie up
Mam bahut achhe se aap ne bataya
I think she has been explaining based on her requirement and nowhere she says that you should also go for it. Every individual needs to review the plan and take what is suitable for them. These videos are just an outline to give you an idea. Just my thoughts that's all.
Nice Informative Video. Thank you
Dear ma'am I have seen your most of the video's and they are really useful for analysis of Investment and growth. One Compliment " You looks so traditional and Beautiful in saree 😍".
Having wife like you is the most premium insurence....
Premium of icici is greater than tata aia
I am selling only term plan since 2016 and I have compared all of them
I want to make insurance advisor of tata aia. Can you help me?
Thanks Mam about term insurance Detail and good explaining
Company CSR doesnt matter, what matters aap ki family ko claim mila ki nahin whch depends on lot of factors, company ka agar 99% csr hain aur aapka claim reject ho gaya tab
A very god information thanks mam ।
Madam
HDFC Life & ICICI, Premium for the both are same.
बहोत अच्छा लगा आपका वीडियो बहोत महत्वपूर्ण जानकारी मिली इस वीडियो से
मैं ने 2 पहले एक टर्म प्लान लिया हु HDFC 3D प्रोटेक्शन
Paid, trap. Nautanki hai, kam ka kuch nhi bola.. jo mahenga hai use sasta bol rhe madam ji...
Research kro khudka, don't follow her... Misleading...
Very true I am working in ICICI Prudential and it is a best term insurance plan in India.👍👍👍
Nowadays this financial advisor taken us granted. Being a adviser one needs to be neutral while suggesting options to followers.
By story telling method advisor easily convince people & other hand no one blame them for being partial to particular company.
Here it's clearly seen that this video is sponsored (large corporation bring business by influence marketing)
One needs to be very careful before following someone for financial advices.
Right
U kept good beside.
And buying sasta......
Swati Mam,
Aapne husband ko bhi introduce kijie Kabhi.
he is so lucky to have her..
Very interesting video! Mrs. Swati Kumari
कोरोना काल में सरकारी कंपनियों से किसी को नौकरी से नही निकाला गया है । लेकिन प्राइवेट कंपनी ने लाखों लोगों को नौकरी से निकाल दिया। इसीलिये सरकारी कम्पनी "भारतीय जीवन बीमा निगम" से पालिसी लो सरकार गारण्टी लेती है। प्राइवेट कम्पनियां कब बन्द हो जाये कोई भरोसा नही।
Koi Company aise hi nahi band ho jati hain...IRDA k under kaam karti hain sab companies.Koi nahi bhagta aise....
@@amitshende79 सहारा को अभी सहारे की जरूरत है।
Krti to banks bhi RBI ke under me kaam but fir bhi doob jati hai
@@as-oz9qb Sahara Insurance nahi bechti thi...
@@rockydeepk569 Banks ko to Sarkar ne Dubne diya....
Nice.
@B Wealthy Respected Madam,I disliked this video because it seems that this is a Sponsored one...You haven't clarify the points I mentioned...Thank you.
@@royalrao367 Bhai,jis Tarah se bataya hain Madam ne,us se to yahi zahir ho raha hain k paid up video hain...
@@royalrao367 Wahi to...
Bahot khub mam apki taraha
In LIC term Plan which i was applying was showing me the premium of 16K including accidental rider for 1Crore.
But, you were mentioned in this video that premium amount for LIC is 60,056/-
Can you tell me what is the sum assured amount you have considered for this?
4 times hoga...atleast
Depends on age as well.
Critical illnes rider bhi add hoga..
U r really beauty with brain 🧠 👌👌👍
mem aap Maruti 800 car se BMW ki tulna kar baithi... LIC he best hai nd ye video mujhe lagta h paid video hai baki ek time Sahara v thi aaj usko khud Sahare ki jarurat hai😂😂😜😜 mai mem apka fan hun pr अंधभक्त नही🤔
LIC ka CSR kam hain,Premium bhi jyada hain...Aur baki bhi bade brands hain Insurance sector me..Total 24 companies hain...Ab LIC ki pehle jaise monopoly nahi rahi...Sirf Govt ki company hain isiliye position bani huyi hain....
LIC ka average amount Settlement dekho : less than 1.5 Lakhs😂😂😂. It means sirf cutur putur endowment plan settle karti hai. Premium is way too much.
@@sagarindalkarLic me poor log 75k - 3lakh ka endowmwnt plan bahot lete he isliye settlment amount kam he. uski vajah se tum kharab nai bol sakte. poor ke liye 1.5 lakh bahot badi amount hotu he.
LIC has marketed wrong product Endowment Plan to Indian people. Instead of providing correct product term plan with high sum assured it has sold only traditional investment plans with low sum assured. It is the private companies who has educated indian people regarding term plans with various options.
@@CREATIVE_GAMERZ_017 Rightly said...
Bahut achha laga aapki video
BEST SHOW MAM
Thanks B Wealthy team.👨💻
Very interesting so thanks
Mam,
I have alredy purchased LIC term plan 50 lac, Premium is 13100/-
Video is very helpful.
Have you checked the premium in Bajaj Allianz Life insurance and Edelwise Tokyo life insurance, just check, u will be shocked
@@ajayjindal9602 sir on the basis of only premium you can not justify anything..
Good idea for select terms plan
Simple and excellent 👌
well explain ji,thx
Thanks a lot swati mam
U helped me lot
Bcz of u our life change soo positively
Mam I am following u since 3years
Mam I followed the path u suggest
Today very happy 😊
Wise woman..👍🙂 logical choice.. great video
nice information to select term insurance company
Good and clear approach .. I appreciate ..👍👍👍
Pta nhi kyu Aapko sunte hue achha lgta h.. 👏
Hey guys, I think she is promoting of ICICI Prudential.....Madam's interpretation and explanation style very attractive for common viewers. 2nd Opinion must on her videos...
Useful for every one.
40000 premium means nice wealth creation by you ma'am 🔥🔥🔥🎉🎉🎉
This is your best best video you may also such video for the life insurance lot of thanks Pranam
Thank you Swati mam.
Mujhe aisa lagta hai ki, insurance ho, savings ho ya investment Kabhibhi ek company pe depend nahi rahana chahiye.
Peace of mind ke LIC is best the option. Aapne khud bataya claim settlement ratio 97% , 63 years ka experience, no. 1 insurance company, 23 life insurance companies milakar bhi no compilation. 70% shares akele LIC ke hai. No partnership, government guarantee itna subkuch hai toa thodes premium jada hoto kya farak padta hai.
Thoda ni almost double please check...
Ye mera opinion hai.
Branded company ki T-shirt 1000-2000 main milati hai, same dikhane wali T-shirt 400-500 main bhi milati hai!
Aapko cheap plan lena hai, paise bachane hai.... Aapki choice!
I took same plan for me few months back, i was not sure if it was right, but you cleared my confusion, thank you💐
Respected madam, keep doing good
Thanks u madam. Useful video
Very knowledgable video but ma’am private companies not doing medical test less than 2 crore and it’s risky on claim time ,
I have also taken ICICI Prudential term plan.
Beautiful adviser
Handsome advice
I really like this video.thanks for your guidance really appreciate.i will immediately going to take the term plan.i really forget this section of protection.really thanks once again.
Good video
Very informative video
Must watch
Very nice way of making decision .
Good & helpful video
Awesome explanation with superb suggestions
Excellent analysis
Thanks madam 👍👍
छान माहिती👌
hellow mam....mene abhi abhi aapke vedio dekhna suru kiya hai aap bhut hi achhe se guide krte ho respect so much. mene aapke lone wale video dekh k laon ka plain drop kr diya hai so tkx. but abh kuchh pessa Muje chahiye jisko mene postpone bhi kr diya hai.....but 5yeqr after 5 lack and 9-10 sal bad 10 lack chahiye hi chahiye syad aapke guide ke bina main loan hi leti but ab bhi muje smj nahi aa riha main MF main invest krna chahiti hon aap koi essa video kare jismain aap kese fund or kitne pesse invest kare. kyon k main ik belt force main service krti hun isliye muje time nahi milta bhut research nahi kr paongi it least kuchh ton knowledge mil paye. jise muje bat samjhne main help ho aur main bta saku k muje kya chahiye. ish video se forces main job wale logo k bhut help ho jaegi meximum log loan pe depend rehte hain. pls mam consider my request.
Thanks it's a valuable advise
Yes u r correct but apne kuch points miss kiya apne video me jo mujko incomplete lage
1. Sum assured ?
2 premium for how many yrs?
3 Age of policy holder
Thanks for solving our problem
Thanks sister for your valuable information
Your videos are always very clear and very simple, please share latest video for term insurance plan for 35 years
Ur advice is Always helpful, thanks maam
अज़ी टर्म प्लान की छोड़िये साहिबा हम तो आपके समझाने पे और आपकी समझ के कायल हो गए,,,जो आपने वीडियो में समझाया ,,ठीक यही इसी way में मैने 11 दिन पहले किया है,,BEST ON LUCK FOR U AND UR FAMILY
Super explain
I am not an agent or promoting a firm. Sharing what I have bought for myself.
I have recently bought LIC Tech Term. I have done this after a thorough research. Reasons are as below:
1. Government Enterprise so stability
2. CSR is among the best of the country. In fact, it being government company they don't really push towards profit making so disbursement of the amount is easier.
3. Buying it directly online is a better option as going via an agent. Online price is very competitive to any other insurance company. So why not go with the most trusted company out there.
4. Cons - Website is a bit less user friendly, rest everything is great.
5. Try to buy insurance of a higher amount if budget permits as claim amount reduces due to Future Value of Money, e.g. 1 crore amount claimed in 10 years will be substantially less when inflation adjusted.
@B Wealthy is doing some good work.