Hello sir mene abhi 1 gaadi li usko abhi 6 month huye hai gaadi private bank sey fiance hi to hum usko band krne ka shoch rhe hi to Keya shi rehega Hume btana
सर मैंने 7 सालों के लिए कार लोन लिया है और नियमित रूप से EMI भी जमा हो जाती है। अब इन 7सालों की अवधि 2024 feb. को पूर्ण हो रही है। मैं समय से पूर्व अपनी कर्ज से मुक्ति पाने हेतु 5 महीने की किश्त की राशि बैंक SBI में जमा कर दी है। तो क्या मैं अब समय से पूर्व EMI की भुगतान बंद कर दूं ? या फिर जैसे EMI कट रहा है मेरे Payment A/c से वैसे ही चलने दूँ ?
2 sal Ho Gaya main car loan liya tha abhi car loan ko college karna chahta hun 1 sal complete ho gaya 1 sal baki hai uske liye main logon Ko pura payment karna chah Raha uske liye koi problem aaega kya bhavishya mein loan lene loan Lene per koi problem aaega kya ke liye
Maine 1 year ka car loan liya, HDFC Bank ne muzhe 6 month's ke baad car loan close kar sakte ho kaha, 6 months ka EMI time to time pay hua, ab 6 months ka EMI bacha hai ( EMI per month Rs. 22566 x 6 =135396/-) But main close karne gaya to muze HDFC Bank wale bol rahe hai 1,64,101/- payment karna padega I/o 1,35,396/- Please advise
एक प्रश्न है मैंने एचडीएफसी बैंक से हुंडई की आवरा कार मैंने लिया है 10 फरवरी 2020 को उस लोन को पूरा एक मुस्त जमा करके क्या मैं तुरंत पर्सनल लोन के लिए अप्लाई कर सकता हूं कि नहीं प्लीज राय बताएं
Brother, mera hdfc se car loan chl rha h 9.45% interest rate se kya hm isko pnb ya sbi me car loan transfer kra skte hn, agr kra skte hn to kya process hogi?
sir ji ek gujarish h.. ap baat ko smjhane me bewajah baat ko khichte h.. meko 4 min me itna bore hone lga ki aage dkhne ka manni kr rha aur avi mai cancel he krne ja rha apka video.. koi aur video iss chiz k related me dkh lunga.. bt itna khichte hue ni dkh skta.. dont take in a negative way..ap kaam acha kr rhe.. khud ko thora improve kijiye.. mere comment krne ka ba yahi reason h.. warna mai aise v nikal skta tha
Maine 4 lack ka loan lia tha jiski 10 kist m jma kra chuka hu or yah loan 7.65 ki dar se liya tha ab m ise band krwana chahta hu kya yah mere liye faydemand rhega ya nhin. Kripya madad kre sir
Bhaiya Mera car loan processing me hain approved nahi hain kyuki Mera complaint hai.verification me meine ha nahi kaha abi loan processing cancel karna Hain kyuki agent Mera extraa 50000 thuosand increase kar diya.isi karon cancell kar diya Kiya document baposh Nehi milne se dikkat hu sakta hain kya.
Sir good morning mai Indusland bank me car loan Lia hai rate of interest 14% 1sal pura hogaya Lekin mai isko band karke SBI me person lone 11.50%Lena chahata hu our car loan bharana chahatahu sahi hai ya galat jarur bataye
सर मुझे कार लोन लिए हुए 12 महीने हो गए है, मैंने महिंद्रा एंड महिंद्रा फाइनांस कम्पनी से लोन लिया था। अभी में लोन को पुरा खत्म चाहता हूं लेकिन कम्पनी अगले 4 साल तक का ब्याज मांग रही है। इसे कैसे खत्म करें?
Hello sir, mere ek janane Wale Mitra Toyota finance me car loan karwaya tha aur o abhi foreclos Karna chahate the magar finance Wale ye kehrahe hai ki aapki bakaya kisht ka total amount aur uska fine 25000 payment karna padega, kya ye sahi hai kya aap iske bare me jankari denge
343560 ka car loon tha mera jisme 70 ,jama hoga hain 7360 rupey ke hisab se 10 kishte jama kari hain agar bank ka pura pemend karde to kay sahi hoga koi fayeda hoga humko sar
Maine 3 months pale dala kisht par liya tha lockdown ki wajah se kaam band ho gaya hai mai chah raha hu ki gadi wapas kar ke settelment kar lu ho gaye ga
Meri car ko liye huae 1 month hua Mai chata hu pheli installment Kai bad Mai usmae Kuch paisa Dal du apki kya ray hai interest rate 7.6 Ka hai loan amount 7 Lacs tenure 5 sal
Sir mene ek gadi jiski 45 emi bachi h wo mene sell kar di or power of attorney le li ye batao ki age future me meri safe side kya h wo abhi to kist bhar rha h 2 de chuka h bataye please
Sir mera icici car loan 11 month ho chuka hai mere dwara 100000 ka partpayment kiya gya hai. But partpayment adjustment na hoke overdue me show ho rha hai. What is the reason.
Hi sir aapne bilkul sahi jankari di he..Par kiya car lon lene ke baat aap kisi wazah se car nahi le pa rahe he to 8 se 10 ke adar aap us lon ko cansal karne par kiya charge lagata he..
Hello sir main used car Lee , jab main car loan liya tha use time mujhe 15% interest bataya gaya tha jab main loan statement dekha to usme 15% interest rate show ho raha hai , lekin jo meri installment hai , use calculator loan EMI calculator mein jodne per mujhe 21% interest show ho raha hai ,aisa kyu? 140000 rs loan liya,year 2018 , stetment mai 40 installment show ho rhi hai,is hisab se 21% hua aisa kya?
Sir me apni car sell kar raha hoon. actually one year EMI bacha Hua Hai to transfer karna achha hai ya yeah one time installment karna achha hai loan reducing he.
Sirji mera car loan just this month start hua hai aur main dhire dhire as a part payment karke usko chuka dena chahta hu to uska calculation of panelty+GST kaise rahega. Mera car loan SBI me hai 5 sal ke liye and part payment panelty 1% + GST hai. To me agar 50k pay karu as a part payment to muje panelty + GST kitna pay karna rahega???
Sirji mene gari liya h 4 lakh DP deke Or emi h 5555/- krke 5 saal k liye... 2 saal bad agr me foreclosure karu to.. Kitna total dena parega kindly rply
Sir mai bike ka loan nahi bharna chahti hu bank se kaat pesa kaat lete hai loan ke liye... To uske liye bank se band krna pdega ya jaha se bike liya tha wha se plzzz hlp me 😢😢😢
वीडियो बना कर बेवकूफ बनाते हो। जो बात बता रहे हो वो सब जानते हैं। घिसी पिटी बात बताते हो। प्रीपेमेंट और क्लोजर का फैसला किस आधार पर लेना चाहिए। यह बताओ। केवल डेफिनेशन मत बताओ
Bhai aaj paisa he foreclose krne me samjhdari he kyuki for closer me jyada se jyada 5 hazar rupee lgte he lakin agar aap emi chalu rkhte he to kbhi na kbhi bounce hogi jarur uska charge bhi km nhi lgta mera to sochna ye he agar paisa he to case khtm krdo tainshn free raho
Sir mera car loan abhi 10 month hue h main loan close krna chahta hu.sbi me hai.kam se kam kitne din bad loan close kr skate h.kya sbi me koi charge lagega.
@@amritakumari4294 apne bank jaiye aur jo amount baaki hai usko payment kar dijiye.ya to apne account se hi katwa dijiye ya phir check de dena.uske bad bank manager loan account permanently close kar dega
Hello sir mene abhi 1 gaadi li usko abhi 6 month huye hai gaadi private bank sey fiance hi to hum usko band krne ka shoch rhe hi to Keya shi rehega Hume btana
Manglesh nice video mai bahot confused huva thankyou
😁😁😁
Skip to 2:40 thanks me later
thanks bro
Thanks
Sir Oct 2021 me kis bank se car loan lena behter rhega ....plzz suggest ...my salaryed account in sbi
Hello sir mene abhi 1 gaadi li usko abhi 6 month huye hai gaadi private bank sey fiance hi to hum usko band krne ka shoch rhe hi to Keya shi rehega Hume btana
Kitna shuru m band karna laabhkari hoga
Vedio start in 2:16
Watch in 1.5x
सर मैंने 7 सालों के लिए कार लोन लिया है और नियमित रूप से EMI भी जमा हो जाती है। अब इन 7सालों की अवधि 2024 feb. को पूर्ण हो रही है। मैं समय से पूर्व अपनी कर्ज से मुक्ति पाने हेतु 5 महीने की किश्त की राशि बैंक SBI में जमा कर दी है। तो क्या मैं अब समय से पूर्व EMI की भुगतान बंद कर दूं ? या फिर जैसे EMI कट रहा है मेरे Payment A/c से वैसे ही चलने दूँ ?
देखिए, यदि आपके पास कुछ एक्स्ट्रा अमाउंट हैं तो आप लोन फोरक्लोज कर सकते हैं । लेकिन फोरक्लोजर चार्जेस का ध्यान रखे ।
सर इससे मेरे क्रेडिट स्कोर पर तो कोई बुरा प्रभाव तो नही पड़ेगा न ?
Nahi
आपका बहुत बहुत धन्यवाद मेरे प्रश्नों का जवाब देने के लिए मंगलेश जी ।
2 sal Ho Gaya main car loan liya tha abhi car loan ko college karna chahta hun 1 sal complete ho gaya 1 sal baki hai uske liye main logon Ko pura payment karna chah Raha uske liye koi problem aaega kya bhavishya mein loan lene loan Lene per koi problem aaega kya ke liye
Maine 1 year ka car loan liya, HDFC Bank ne muzhe 6 month's ke baad car loan close kar sakte ho kaha, 6 months ka EMI time to time pay hua, ab 6 months ka EMI bacha hai ( EMI per month Rs. 22566 x 6 =135396/-) But main close karne gaya to muze HDFC Bank wale bol rahe hai 1,64,101/- payment karna padega I/o 1,35,396/-
Please advise
Fir baad main kya huva bhu
Kya satal huva
Sar ham MI clear karna chahte hain time se pahle ismein hamara amount kaise Dena padega amount mein kuchh fark padega ki nahin
एक प्रश्न है मैंने एचडीएफसी बैंक से हुंडई की आवरा कार मैंने लिया है 10 फरवरी 2020 को उस लोन को पूरा एक मुस्त जमा करके क्या मैं तुरंत पर्सनल लोन के लिए अप्लाई कर सकता हूं कि नहीं प्लीज राय बताएं
If you are salaried person you will take definitely
Brother, mera hdfc se car loan chl rha h 9.45% interest rate se kya hm isko pnb ya sbi me car loan transfer kra skte hn, agr kra skte hn to kya process hogi?
Yes bilkul, aap kisi bhi PNB bank ya SBI Bank me apply kar sakte hain car loan transfer ke liye.
@@MangleshRaolekin loan nhi bharna chahti hu to bank ke through band hoga kya
sir ji ek gujarish h.. ap baat ko smjhane me bewajah baat ko khichte h.. meko 4 min me itna bore hone lga ki aage dkhne ka manni kr rha aur avi mai cancel he krne ja rha apka video.. koi aur video iss chiz k related me dkh lunga.. bt itna khichte hue ni dkh skta.. dont take in a negative way..ap kaam acha kr rhe.. khud ko thora improve kijiye.. mere comment krne ka ba yahi reason h.. warna mai aise v nikal skta tha
Thanks Dear, Aapne bahut purana video dekha hain... But your advice is always important and we will improve as suggested.
Sir ji, mera auto loan hdfc se h. 4 year tenure, 2 year bacha you. Should i close it? Or who is the best bank for transfer?
Thank you sir mein bahut confused tha aapka video dekhkar thank you so much
Maine 4 lack ka loan lia tha jiski 10 kist m jma kra chuka hu or yah loan 7.65 ki dar se liya tha ab m ise band krwana chahta hu kya yah mere liye faydemand rhega ya nhin. Kripya madad kre sir
Start 4:00
Bhaiya Mera car loan processing me hain approved nahi hain kyuki Mera complaint hai.verification me meine ha nahi kaha abi loan processing cancel karna Hain kyuki agent Mera extraa 50000 thuosand increase kar diya.isi karon cancell kar diya Kiya document baposh Nehi milne se dikkat hu sakta hain kya.
Sir jo EMI ka kist hai usko badha kar jma kar sakte hai kya?
Sir mene abhi 3 emi jama ki hai or loan khatam krana h kase kare
Sir good morning mai Indusland bank me car loan Lia hai rate of interest 14% 1sal pura hogaya Lekin mai isko band karke SBI me person lone 11.50%Lena chahata hu our car loan bharana chahatahu sahi hai ya galat jarur bataye
Aap Car Loan foreclosure kar sakte hain lekin I think 3% Foreclosure charges aapko Dena pad sakta hain.
Start 2:22
सर मुझे कार लोन लिए हुए 12 महीने हो गए है, मैंने महिंद्रा एंड महिंद्रा फाइनांस कम्पनी से लोन लिया था। अभी में लोन को पुरा खत्म चाहता हूं लेकिन कम्पनी अगले 4 साल तक का ब्याज मांग रही है। इसे कैसे खत्म करें?
No btana bhai aapka
Hello sir, mere ek janane Wale Mitra Toyota finance me car loan karwaya tha aur o abhi foreclos Karna chahate the magar finance Wale ye kehrahe hai ki aapki bakaya kisht ka total amount aur uska fine 25000 payment karna padega, kya ye sahi hai kya aap iske bare me jankari denge
Kis bank se loan hain ?
Sir shriram finance company ke foreclosure procedure ke upr video banana
343560 ka car loon tha mera jisme 70 ,jama hoga hain 7360 rupey ke hisab se 10 kishte jama kari hain agar bank ka pura pemend karde to kay sahi hoga koi fayeda hoga humko sar
सर मैंने कार का लोन लिया था मुझे पता करना है कि कितना लोन बचा है तो कैसे पता करें
Koi bhi loan foreclosure karne par cibil par kya asar hata hai please tell me
Sir meri car ki 1 sal ki emi reh gyi hai vo 8.58% pe hai kya karna chiye close ya transfer ab 7%bhai
Maine 3 months pale dala kisht par liya tha lockdown ki wajah se kaam band ho gaya hai mai chah raha hu ki gadi wapas kar ke settelment kar lu ho gaye ga
Nice maglash sir
Meri car lon Rs.600000. puri hui & intrest pending he our car sell karna ho to baki amount ek sath bhrna nuksani rahegi pl.guid thanx.
Sir ek lakh bhar sakte h kya
Mere husband ki death hui hai, bankers mujhe car surrender kerne ke liye kah rahe hai
Mai settlement karana chahati hu, kyaye sahi hoga
कार लोन में इंश्योरेंस कवर होता हैं पहले आप पता करें कि हैं या नहीं ! दूसरा यदि आप लोन में सह-आवेदक नहीं हैं तो आप लोन भरने के लिए बाध्य नहीं हैं।
Sir mai car lone pe Kiya hai jisme Mai muldhan de chuka hoo ab panlty Baki hai 125000 hai Mai satlmant Karna chahata hoo kya Karu pls batayen
Video starts at 2:13
Meri car ko liye huae 1 month hua Mai chata hu pheli installment Kai bad Mai usmae Kuch paisa Dal du apki kya ray hai interest rate 7.6 Ka hai loan amount 7 Lacs tenure 5 sal
आप लोन का पार्ट पेमेंट कर सकते हैं लेकिन आपको पहले बैंक से पार्ट पेमेंट चार्जेस के बारे में पता कर लेना चाहिये !
Bhai abhi tho koi change nah lagtha h bol rahe h bank ma
Mera acthul amount 54000 hajar Or for close me 157000 hajar aa raha h mujhe ky krna chahiye
Sir mene icici se car lon लिया है क्या 6 किस्तें के बाद भरते हैं तो फायदे हैं kya
Mera car loan for close karwana hai kaise hoga 17℅ intrest rate par hai AU BANK se for close karne pr principle amount pe kitna ℅ intrest lagega
वर्तमान में ऐयू बैंक के फोरक्लोजर चार्जेस लोन लेने के 12 महीने के पहले कराते हैं तो 5% औऱ 12 महीने के बाद कराते हैं तो 3%
600000 Mera bacha huwa h 3sal Tak patana h AGR Mai usko ek sath patata hu to Mera interes Kam hoga
i want to foreclosure my car loan... i had paid five installments till now ... can i close it.. what will be the penalty charge
Pls make a video -how to purchase a used car which is under EMI
Kya MI Samay se pahle pura Bhar Ne per kya rahat Milega please pliz ?????
After 2 yr.... Foreclosure keliye koi v charge nehin lagta hai
Pakka bhai??
Good information
Sorry for inconvenience, we are working on it, please watch our latest videos. thanks
Bike ke liye ka prosese
Sir mere loan ka for closeure charge katam kase hoga.meri car chori ho gay ha.
Meri car loan ka 24 EMI Huva he or muje loan bhandh kra na 5 year ki thii loan Kiya 5 Sal tak loan chalu rakhuu ya for Los karu fayda kish me hee
I m sorry sir, you r doing good job...
But
Your speach is very confusing... Please work on it....
Please don't mind.
Yes only suggestion Pls come to point fast.. first half of the video is no use, make that short.. actual point starts after 4 mins
Nice
Keep supporting 👍
अगर लोन लेट हो गया
लेकिन पूरा ब्याज सहित जमा करवा देने के बाद भी cibil ख़राब हो जाया करती हैं
अगर कोई लोन पर ली हुई कार किसी और से बेच दे तो क्या होगा और खरीदने वाले को कैसे पता चलेगा कि ये गाड़ी क़िस्त पर ली गयी है और इसकी क़िस्त बाकी है।
Rc per likha hota hai
Sir mene ek gadi jiski 45 emi bachi h wo mene sell kar di or power of attorney le li ye batao ki age future me meri safe side kya h wo abhi to kist bhar rha h 2 de chuka h bataye please
Mahindra car lone transfer kaise kare Mahindra car lone transfer hota hai ya nhai
Thanks sir
Mera sawal ye hai ki car loan ko suruwat me hi jaise 3 se 4 mahine mehi pura paisa jama karne par kya aur kitni penalty lagegi
Loan hai 5k
Bhai mere like aur subscribers ke bare me hi bataya sabkuch....pre payment foreclosure ke fayde nhi bataye bro
Sir mera icici car loan 11 month ho chuka hai mere dwara 100000 ka partpayment kiya gya hai. But partpayment adjustment na hoke overdue me show ho rha hai. What is the reason.
Hi sir aapne bilkul sahi jankari di he..Par kiya car lon lene ke baat aap kisi wazah se car nahi le pa rahe he to 8 se 10 ke adar aap us lon ko cansal karne par kiya charge lagata he..
Suno sab ki karo man ki UA-cam sabse bada dokha hai
Sir 8 min k video m start k 4 min to waste krwa diye
Hello sir main used car Lee , jab main car loan liya tha use time mujhe 15% interest bataya gaya tha jab main loan statement dekha to usme 15% interest rate show ho raha hai , lekin jo meri installment hai , use calculator loan EMI calculator mein jodne per mujhe 21% interest show ho raha hai ,aisa kyu? 140000 rs loan liya,year 2018 , stetment mai 40 installment show ho rhi hai,is hisab se 21% hua aisa kya?
This is flat loan sir not reducing isliye aisa ho raha
Sir sbi car loan delhi se hai kya chhattisgarh se close ho sakta hai
Foreclosure of Sbi car done at same branch or any branch
Ffwd 2.50 minutes
Sir me apni car sell kar raha hoon. actually one year EMI bacha Hua Hai to transfer karna achha hai ya yeah one time installment karna achha hai loan reducing he.
Hame accha credit score nahi chahiye
Sir mai car loan liya hu 6 mahina pahle abhi bnd krna chahta hu aap btaye
2.10 start video
Sirji mera car loan just this month start hua hai aur main dhire dhire as a part payment karke usko chuka dena chahta hu to uska calculation of panelty+GST kaise rahega. Mera car loan SBI me hai 5 sal ke liye and part payment panelty 1% + GST hai. To me agar 50k pay karu as a part payment to muje panelty + GST kitna pay karna rahega???
500/- Part payment charges or 90/- GST. GST check one's more at ur end.
Sirji mene gari liya h 4 lakh DP deke Or emi h 5555/- krke 5 saal k liye... 2 saal bad agr me foreclosure karu to.. Kitna total dena parega kindly rply
1 caror😁😁😁😁
Sir auto riksha ki lone na bhar ne par Kay hoga
Sir car loan band karne k bad bank se kon kon se document lene chahiye plz reply
Noc and form 35
Sir mai bike ka loan nahi bharna chahti hu bank se kaat pesa kaat lete hai loan ke liye... To uske liye bank se band krna pdega ya jaha se bike liya tha wha se plzzz hlp me 😢😢😢
Sir aap bahut add kerte ho apne channel ka.kirpa add kam kiya kijiaye
वीडियो बना कर बेवकूफ बनाते हो। जो बात बता रहे हो वो सब जानते हैं। घिसी पिटी बात बताते हो। प्रीपेमेंट और क्लोजर का फैसला किस आधार पर लेना चाहिए। यह बताओ। केवल डेफिनेशन मत बताओ
Sir lon milega kya
यदि आप इलेजिबल हैं तो बिलकुल मिलेगा
Ravish kumar ke jaisi awaz hai
The reason given by you for charging of prepayment charges is not fully correct.
Prepayment mein charge nai hota...balki fixed percentage hota jo bank kheti hei ki is se Jada nai krte se prepayment
Sar ji Mera salary 9 hajar hai
6 lakh ka car lena chahta hu
Agar main 3 lakh jama kar
3 lakh ka loan Mil jayega
nhi milega 😁😁😁😁😁😁😁
Bhai cycle le.lo
Like hogya..from Manipur
Penalty kitni pdti hai koi idea 4lak pe 7.9 % 5 year 2 lakh phele dene pe
Bahut acha samjhaya sir apne....very informative
Aap ki bat sahi he...
Nice Vedio
Your vidio is too confusing very difficult to understand pls work on it.
Sir our almost 150000 loan amount is suppose to pay.sometimes Der are difficulties to pay.how to clear our loan?
Penalty deke agr interest bach jata fir to achcha h na
Bhai aaj paisa he foreclose krne me samjhdari he kyuki for closer me jyada se jyada 5 hazar rupee lgte he lakin agar aap emi chalu rkhte he to kbhi na kbhi bounce hogi jarur uska charge bhi km nhi lgta mera to sochna ye he agar paisa he to case khtm krdo tainshn free raho
Good knowledge sir
Are bhai mudde ka kyu nahi bolte
Video starts from 2.19
Car loan cancel hosakta hi loan jama nay karpaarahahu financial problem
Sir meri gadi ka last 2 emi default he please help me
जब तक आप जमा नही करवा पा रहे हो तब तक गाड़ी घर पर ही रखना
और कैसे भी करके वयवस्था करो
और जमा करवा दो
वरना इतनी पेनल्टी लगवा कर आपको मजबुर कर देंगे
Aap samjana kaya chahte thhe wahi samaj nahi aaya ......
Sir mera car loan abhi 10 month hue h main loan close krna chahta hu.sbi me hai.kam se kam kitne din bad loan close kr skate h.kya sbi me koi charge lagega.
After 12 month
Band kaha bank se krna pdega kya mere sath bhi same problem h... 😢 plzz reply
@@amritakumari4294 apne bank jaiye aur jo amount baaki hai usko payment kar dijiye.ya to apne account se hi katwa dijiye ya phir check de dena.uske bad bank manager loan account permanently close kar dega
@@amritakumari4294 bank se hi band hoga aap bank jakar manager se miliye.manager hi close karega
Aapne jankari di confused kar diya
Sir reducing loan kya hota hai
Maine apnaa loan bnd krana sari paymnt dkr to kitnaa charges prdye gaaa muje??
Hello sir mene abhi 1 gaadi li usko abhi 6 month huye hai gaadi private bank sey fiance hi to hum usko band krne ka shoch rhe hi to Keya shi rehega Hume btana