KILL YOUR BILLS! | How To Live Free #1 (Walk & Talk)

Поділитися
Вставка
  • Опубліковано 29 кві 2018
  • In order to live a life of true freedom I feel the number one thing we all need to do is get rid of or drastically reduce our bills. In today's walk and talk, I discuss some tips and techniques for getting your bills down to a level that will allow you to have more income left out of each and every paycheck.
    connect
    Instagram: / timothyjward
    Facebook: mrtimothyjward
    support
    Cashapp:$tr2th
    Paypal: PayPal.Me/timothyjward
    Buy Some Merch!: bit.ly/2M8O4OA
    my other channel:
    Frugal Travel Guru: / greyhoundguru
    you need to read these books!
    amzn.to/2NnwUxb
    charity
    Charity:Water www.charitywater.org
    Native American Heritage Association: www.naha-inc.org
    Cuatro por Venezuela www.cuatroporvenezuela.org
  • Розваги

КОМЕНТАРІ • 410

  • @fidentia10
    @fidentia10 3 роки тому +440

    "I dont' make a lot of money" Dude you know how many people with good paying jobs are broke at the end of the month? You're doing great!

    • @TimothyWard
      @TimothyWard  3 роки тому +33

      Thanks!

    • @pixelkid2808
      @pixelkid2808 3 роки тому +26

      Unfortunately I was one of those people smh..

    • @hiddendragon1001
      @hiddendragon1001 3 роки тому +50

      I’m getting there. Killed 2 car loans by selling my cars and getting a old beater. And moved to a cheaper apartment. Next are my cards

    • @mlovmo
      @mlovmo 2 роки тому +17

      Yep. They also take on too many bills, or live in too expensive of a place.

    • @mikefitzpatrick43
      @mikefitzpatrick43 2 роки тому +8

      That's because they live beyond the're means

  • @patrickhill82
    @patrickhill82 5 років тому +153

    the scary part is most people are proud of having bills lol!!

    • @seantownsend8582
      @seantownsend8582 3 роки тому +21

      lmao i just said this, they its the real way of being an “adult” by paying multiple bills😂

    • @sungaze342
      @sungaze342 3 роки тому +3

      🤣🤣🤣🤣💀💀💀💀💀

    • @nathanielrossi9659
      @nathanielrossi9659 3 роки тому +3

      This is frightening. Haha. Shalom.

    • @cherylT321
      @cherylT321 2 роки тому +6

      That’s what l’ve heard some people say that it’s normal to have bills. I have bills but they are minimal bills..reasonable rent, phone and internet, that’s it!

    • @DrLewis82
      @DrLewis82 2 роки тому +1

      Well, later on they realize that they had it made without bills. 🤣

  • @keepitsimplestupid3012
    @keepitsimplestupid3012 3 роки тому +57

    So many people work to buy things they don't need, to impress people that they don't know.

  • @HellaBella
    @HellaBella 6 років тому +314

    Bills are what keep people stuck doing work they don't care about. I don't make a lot of money, but I find that I am able to travel freely and pretty much eat whatever I want, see concerts, go to the movies, and buy things for myself because I don't have a ridiculous house or car payment. My biggest bill is my car insurance which is $115 a month so $1380 a year! Just cut my gym membership which was $450 a year. Instead just going to do more hiking, jogging, and buy a set of weights for home.

    • @SatisfyingWhirlpools
      @SatisfyingWhirlpools 3 роки тому +3

      Wait car insurance is $115 a month???????

    • @HellaBella
      @HellaBella 3 роки тому +3

      @@SatisfyingWhirlpools At the time of writing this comment I was 23 years old. so that's pretty typical I think for full coverage.

    • @IKARIANOFFICIAL
      @IKARIANOFFICIAL 3 роки тому +6

      @@HellaBella - Have you looked into companies like metromile for your car insurance? I think there's a couple other insurance companies that charge by the mile as well. I'm down to $23 per month with metromile. Granted, I only have liability and I don't drive that much. Before that I had Geico at about $45 per month. Geico is a good company though for taking care of incidents.

    • @nerad1994
      @nerad1994 3 роки тому +5

      Did you have to pay rent or mortgage?

    • @KetoStyle
      @KetoStyle 3 роки тому +1

      You may be able to reduce your car insurance if you accurately report the miles you drive. Many people tell the insurance company they drive 20k miles per year when actually they may not. If you only drive 10k miles per year that can reduce your insurance cost.

  • @ronknudsen8618
    @ronknudsen8618 2 роки тому +88

    I am a 63-year-old man that is semi-retired. Unfortunately, my rent has gotten ridiculous high and will have to leave. I will have to rely upon my SS check. Listening to your video has given me the courage to start a different life. I know I can do it!

    • @dannitycane25
      @dannitycane25 2 роки тому +2

      Yes u can. Go for it. We can all do it. It's worth it.

    • @stasiabanto6055
      @stasiabanto6055 Рік тому

      Check out van life:) loads of great videos on youtube. Theres a channel called tiny homes with loads of van living. Tim has a video living in a car. You can sign up to a gym and shower there too:) good luck

    • @PraveenSrJ01
      @PraveenSrJ01 Рік тому

      My dad is turning 70 years old on November 7th and he just retired this week after 44 years in the workforce.

    • @bonniejones6821
      @bonniejones6821 Рік тому +3

      I hope that you are considering rental assistance. People get rich off of not having to pay for that no more. I think I'm going to start a site called, Don't pay for that any more. What you think?

    • @dylanmorrison8543
      @dylanmorrison8543 Рік тому

      Godspeed Ron.

  • @msjenwebb
    @msjenwebb 6 років тому +102

    You have a great set of lungs to walk that fast and talk the whole time! 😅

    • @treehouseapefeet5185
      @treehouseapefeet5185 6 років тому +4

      J Webb that's what I kept thinking.

    • @faithrada
      @faithrada 5 років тому +3

      LOL... Yup. For me it's either walk OR talk... can't do both!

    • @theriseofthegods4446
      @theriseofthegods4446 3 роки тому

      Lol

    • @shoutatthesky
      @shoutatthesky 3 роки тому +9

      Seriously? He's just walking. If you can't walk at that pace and talk you probably need more exercise.

    • @gavenerickson1174
      @gavenerickson1174 3 роки тому +6

      @@shoutatthesky people are used to being severely unhealthy.

  • @dmdproduction1328
    @dmdproduction1328 2 роки тому +92

    That’s why I’m a truck driver I honestly have no bills except my cell phone bill. 2 vehicles paid for and a rental property paid for. I’ve be let go of the “America dream “. Trucking also allowed me to become debt free

    • @joshiibosh_ii
      @joshiibosh_ii 2 роки тому +10

      Yes me too I’m working on getting debt free. Trucking is the best thing that ever happen to me

  • @toddhall5137
    @toddhall5137 5 років тому +89

    This guy gets it

  • @jdwyer4851
    @jdwyer4851 6 років тому +78

    I predict your channel will be huge. Very refreshing voice in today's society.

    • @javi7602
      @javi7602 4 роки тому +1

      this channel is as long as the titanic and as deep as an iceberg lol

    • @jdwyer4851
      @jdwyer4851 4 роки тому +4

      @@javi7602 I stand corrected! I thought the message as great and would resonate with more folks.

    • @TheFame5000
      @TheFame5000 4 роки тому +2

      j dwyer It’s cool you checked in on your old comment

    • @BEASTmodeontheRoad
      @BEASTmodeontheRoad 4 роки тому +2

      Well it's coming back around in the future

  • @StockingMyPantry
    @StockingMyPantry 6 років тому +138

    My husband and I decided to go carless about 2 1/2 years ago. Just last week someone tried to give us a car, and we turned them down because we don't want the bills associated with having a car. Plus I like the reduced stress from having fewer possessions. Sometimes this lifestyle is difficult simply because people don't get it, but perhaps that is some of the appeal as well.

    • @kasnarfburns210
      @kasnarfburns210 3 роки тому +2

      I haven't had a working car for over 6 years. It's amazing the money you save. I get around by foot, bicycle or bus. occasionally I use Uber. There are times I think with a car, I'd go job hunting more vigorously. I own a home too so having a car to transport goods and supplies would be helpful. But it can be done.

    • @Xiferr
      @Xiferr 3 роки тому +5

      drive a toyota it wont cost you much at all haha im 20 my insurance around 35-40 a month and gas varies depending on jobs but i wouldnt ever go without a vehicle its necessary where i live and what work i do my tacoma is my money maker

    • @Xiferr
      @Xiferr 3 роки тому +2

      only maintenance is oil and tires not really a big deal either ive had 2 replaced already for free because ive got non repairable flats

    • @emh8861
      @emh8861 3 роки тому +6

      Yes, car repairs are ridiculous.

    • @MsMaxinejoy
      @MsMaxinejoy Рік тому +1

      As long as you aren't begging anyone for anything, it's NONE OF THEIR BUSINESS.

  • @bensonchirwa8182
    @bensonchirwa8182 Місяць тому +3

    I loved this message. The lie that we all NEED TO HAVE ALL THE BILLS we are paying is what has kept many in financial bondage. Identifying which bills are essential is key!!

  • @caroldodson237
    @caroldodson237 6 років тому +36

    We pay $450 a month all utilities paid for a two bedroom apartment. It's actually a house that has been divided in to three apartments. It's not that great of a place but it's in a decent neighborhood. Car is paid off. Car insurance is $107 a month. Netflix $15.28, two phones $125 a month. Spotify $10 month. Storage payment for our travel trailer (long story) $100 a month. We plan on in the next year moving into our travel trailer and doing some traveling out west. Boondocking is FREE!!! We are saving for a truck first as our Jeep just won't pull up mountains.

  • @thomasjefferson7147
    @thomasjefferson7147 2 роки тому +13

    I make my own deodorant toothpast laundry detergent soap smell good's! I don't own a TV and proud of it 😁 and I drive a gas scooter which I pay $3 to fill up for the week

  • @stanleysalters1195
    @stanleysalters1195 2 роки тому +11

    Very true I'm 40 years old no kids no wife no gf no car note I have a room I rent for $90.00 a week everything is included my phone bill is $40.00 a month like my uncle always say u gotta have a head in u're shoulder God is good 😊.

  • @davewatne3374
    @davewatne3374 5 років тому +42

    I was in a really bad mood at work and this came up on my feed. Not only the suggestions are appreciated, but you alone in nature being calm really helped.

  • @animalandnaturetv2435
    @animalandnaturetv2435 5 років тому +15

    You can live in your car no rent no utilities I did it for 5 months in Florida working at Walmart . Now I'm back paying $640 a month for a 1 bed shit hole now I'm thinking of moving back in my car and moving out to Arizona I hate paying rent and utilities it's throwing money down the toilet if I could ever afford it I would love to get an RV like a class c one of the small ones to live in.

  • @purpur7187
    @purpur7187 11 місяців тому +2

    We need to get rid of the thinking 'the more things the more happiness' is an insidious illusion.

  • @jacobieanteros1646
    @jacobieanteros1646 3 роки тому +13

    Thank you for the tips…. Very helpful! I just canceled my $120 phone bill and signed up for cricket.

  • @ericchristen2623
    @ericchristen2623 2 роки тому +6

    We are all in this together bro. The 1% have been screwing everybody for hundreds of years. Community and inclusion and supporting each other the only way out of the trap...

  • @MsMaxinejoy
    @MsMaxinejoy Рік тому +5

    When you own yourself, you are free. Become debtfree, and things become easier, and you'll open your eyes.

  • @staroceans8677
    @staroceans8677 6 років тому +64

    Love your rhetorical bent on society and the ills of spiraling debt.
    Minimalism is something eventually everyone is going to have to embrace due to escalating costs, Global political strife, and eventual dwindling of resources.
    The baggage we carry in life is so excessive that I don't think we can see past the piles.
    Good work, nice Channel just subscribed.

    • @michellethelen6153
      @michellethelen6153 4 роки тому +9

      I agree. We have created such a mess with all the capitalism and loss of connection to the earth. It's like a runaway train. I'm jumping off just like you!

    • @clover7359
      @clover7359 Рік тому +2

      This comment was years, if not decades ahead of its time.

    • @godnotavailable2094
      @godnotavailable2094 Рік тому +2

      Excellent point. Consumerism feels nice in the moment, but it's a short-term high to cover up a lack of meaning, and the negative effects of consumerism far outweigh the positives on both a personal and environmental level. In the end, nature always wins.

  • @rickyrox341
    @rickyrox341 6 років тому +40

    I love your message Tim. It took me a few years to be free, but I'd never go back under any circumstances, because I am free as I can be. Thank you.

  • @stephsteph1338
    @stephsteph1338 2 роки тому +7

    Tim says to "Kill your bills... or at least put them on Life Support!" 🤣 I love it!💫

  • @ebonyeyed08ti
    @ebonyeyed08ti 4 роки тому +8

    I'm a sucker for a black man who speaks well.

    • @TimothyWard
      @TimothyWard  4 роки тому +3

      Hahaha! Don't make me blush 😊

  • @johnsgym3132
    @johnsgym3132 3 роки тому +36

    It's not about how much you make, it's about how much you keep. Good talk. Great video, thanks.

    • @TimothyWard
      @TimothyWard  3 роки тому +2

      Thanks John! 👍

    • @goldHydrangeas
      @goldHydrangeas 2 роки тому +1

      Well it IS ABOUT HOW MUCH I MAKE.
      The more I make the more I can save, invest. If you make just barely break-even to your expenses and needs, then your on the treadmill of slavery.

    • @johnsgym3132
      @johnsgym3132 2 роки тому +2

      @@goldHydrangeas I feel what ur saying, but not necessarily. Too many ppl increase their income only to increase their expenses. Lifestyle inflation can lead to long term wage slavery. Let's break these chains!

    • @goldHydrangeas
      @goldHydrangeas 2 роки тому +1

      @@johnsgym3132 well that’s where self-control comes in and a bit of humility. Who said or forced them to “increase their expenses”?

    • @johnsgym3132
      @johnsgym3132 2 роки тому

      @@goldHydrangeas Agreed. It’s human behavior. My original post was only quoting “Rich Dad, Poor Dad”

  • @miniberricsclips2594
    @miniberricsclips2594 3 роки тому +13

    my bills went from 1200/mo- 50/mo ( phone) . Moved back to my parents hahahah

  • @Godislove4663
    @Godislove4663 6 років тому +23

    I love it, "put your bills on life support!" Hilarious! I think I'll do that!

  • @fatalkookie
    @fatalkookie 10 місяців тому +2

    Preach! Bills are basically gatekeepers of luxuries. I consider a roof over my head, fresh water and warmth a basic one (in a civilization). Every other - added on top - creates more weight. When you realize what you truly need is less than the society is selling you - you can unload and carry on with more bucks in your pocket. Many small presents and unique experiences can be unlocked that way. Capitalism needs to create a feeling of being inadequate and "less than" to sell product. Live true to yourself and avoid sheep mentality! Great video! 👽

  • @cmahesse
    @cmahesse 3 роки тому +14

    Everything you said is so true! I was paying $350 truck payment, $200 car insurance, $300+ gas & tolls, and $150 extended warranty every month 😳 I was so stressed! Then last year I gave my truck back to the lender, then lost my job a short while after. Getting rid of that truck (and losing that job) changed my life! 😌🙏🏼 I used half of my tax return last year to buy a cash car that needed a little work & my boyfriend and I did the repairs ourselves. My car insurance is $70 now and gas is maybe $40 a month 😄 Not having a real schedule has given me the freedom to take my kids on a few really cool trips using my savings and to be able to put my 8 year old son with Autism into an intensive therapy program halfway across the state that he otherwise wouldn’t have been able to do when I was working (currently getting unemployment). 🙌🏽 Never would have been able to do this with my previous bills!

  • @Dan-ger82
    @Dan-ger82 2 роки тому +8

    You probably save more than most people making four times what you make. My old neighbors were in mid thirties with half a million worth of debt. They couldn't believe we were same age but had no debt. I'm 40 now and have about 3k worth of debt (wife wanted boat) and have two kids. My boss hates it because he says they love people in debt because they have to come to work.

  • @brianx04
    @brianx04 4 роки тому +8

    I canceled my Netflix 6 months ago and haven't missed it as much as I thought I would.

  • @valamonica
    @valamonica 6 років тому +90

    Amen! Took me 10 years but I am debt free. I used Dave Ramsey’s program to do it. BTW, love the scenery 😍

  • @In_TheHouse
    @In_TheHouse Рік тому +4

    You inspire me Tim

  • @michellethelen6153
    @michellethelen6153 4 роки тому +17

    I'm so with you on this philosophy of keeping expenses low. We are so brainwashed in this country. I've looked at purchasing a condo/townhouse but with HOA fees, etc. it's like another form of enslavement. No thank you. I'm still deciding but think I'm going to buy a travel trailer because I want my own spot to hang out, and space to breathe.

  • @HeathenofthePineyWoods
    @HeathenofthePineyWoods 2 роки тому +3

    I got tired of paying rent and having to answer to someone else so I bought a camper. It would be considered a beater in the camper world, but with the money I save only paying $100 for lot rent, I can save up and get a better one. My kids can have more also. The struggle for clothes, food, and unexpected expenses when they all hit together was way more real. I'm hooked to electricity and only paying $40 a month for utilities. I can't wait to start my travelling adventures.

  • @lori5946
    @lori5946 2 роки тому +3

    I am a travel nurse and tried to go without a car. It didn't work out. I walked to grocery stores had a pull cart. I tried uber to get to work and wasn't dependable. I wasn't in shape to bike to work. So I shipped my car lol. I rented a room and it wasn't good. The lady was crazy so I paid for a studio.

  • @nitab5039
    @nitab5039 2 роки тому +2

    Getting rid of at 2 least unnecessary subscriptions today! I’m ready to be free from this work world!

  • @cybpy
    @cybpy 6 років тому +7

    6,5 Years for me to change my lifestyle into yours. My kids are then all 18 years of age and up. I can't wait. In the meantime I am having a garden and I learn how to grow food.

  • @adamnmayra3309
    @adamnmayra3309 6 років тому +21

    My new favorite UA-cam channel! Awesome brother. Keep the videos coming. -Adam

    • @TimothyWard
      @TimothyWard  6 років тому +3

      Wow! Thanks for that! I will try to keep making content worth of your praise.

  • @ReneeTester-er1rk
    @ReneeTester-er1rk 8 місяців тому +2

    Tim, I recently bought a van. I put over half down and financed the rest. I’m getting my van and bills paid off, getting my daughter in college and I’m going to live van life. I’m excited!

  • @pollyjetix2027
    @pollyjetix2027 6 років тому +8

    Smart man.
    I've got it down to the beater car, and the rented trailer on the mountainside for 350 a month.
    Why rent? All taxes, repairs and upkeep on this old trailer are not out of my pocket or my time!

  • @tpowell3776
    @tpowell3776 6 років тому +16

    Tim, EXACTLY!! The biggest bill you will ever have is some form of housing....PAY IT OFF QUICKLY! We paid off our modest house
    in three years...we have flip phones and a Hoopty car....ZERO debt.... Now we have the finances to enjoy experiences that make us happy...Like travel, discovering other cultures....and helping others through troubled times

    • @TimothyWard
      @TimothyWard  6 років тому +8

      It's funny how people 'pity' you when you don't have all the latest gadgets, the nicest car, or the big house, but it's really one of the best feelings. Having no debt is so freeing! That's awesome that you paid off your house in 3 years. That's like 17 years quicker than average lol.

  • @svetlanikolova7673
    @svetlanikolova7673 5 років тому +5

    I killed the TV bill. The electric is next ! Working on the food bill which I want to go down 90 % . I homestead and hope to eat off of it 90 % of the time.
    I also want to cut the firewood bill by harvesting fallen branches and building a rocket stove.

  • @anight8661
    @anight8661 6 років тому +31

    Timothy, I totally agree with you. I'm giving myself 4 years to payoff this bills that keep me enslaved. I've been working towards this for 1 year so far. Thanks for your videos and the scenery.

    • @nickyannajones
      @nickyannajones 6 років тому +4

      V Knighten I'm a year and a half into that same journey. I dropped $1000 a month in bills. It was a long slow journey lol but I did it! This year I'm buying things that I need to get my RV ready for travel. Keep up the good work

    • @anight8661
      @anight8661 6 років тому

      nicole lopez Thank you Nicole. Safe journey on your travels.

    • @user-ee5om8wy7u
      @user-ee5om8wy7u 5 років тому +2

      I encourage you! YES! I was there too. My plan was to get rid of student loans in five years......I had $52000 accumulated from university. It went down to $12000 in 4 years.....and now, I can't wait for next year. One more year of payments and it will be over! Even though I was a straight A student and got Bachelor's and Master's degrees in International Administration, I could not find a job for almost 10 years after graduating. Seriously, I could not get a job even as a dish washer nor a fast food server! I did what everyone else told me to do: get a student loan and study hard and be the best student, and life will be easy and money will come! But it did not work that way. Nobody ever cared for my degree. So, I don't do anymore what everyone says, I think for myself and decide for myself what I need in life. But that student loan was soooooo huge! And I am about to finish paying it off. One year is left for me! Gosh, one year, and I will free myself from being a slave to Sallie Mae! And I can wipe my behind with those diploma's as they took so many years of my life...........When I finally pay my last payment, I will celebrate for sure! It will be my first day of freedom! And I encourage you to not deviate from your plan. Keep paying, give yourself small rewards for paying off big chunks. One day you'll be free from debt you will feel sooooo unrestrained, like a flying bird high in the sky.... Don't lose hopes and just keep going!

  • @PraveenSrJ01
    @PraveenSrJ01 Рік тому +2

    Hard to believe this was a full 4 years ago before the Covid-19 pandemic 😷 which officially started on March 13, 2020. I bookmarked this video to watch it more than once.

  • @KetoStyle
    @KetoStyle 3 роки тому +5

    I'm so with you on not having a car. I live in a major city with good public transit. A few years ago my 12 yr old car needed transmission work, I knew it was going to upwards of $1200. I sold it to CarMax for $200. Life has been good. I have more time to read and think while on public transit. It is hands down one of the best financial decisions I have made. I will buy a car in a year or two, Because I have a lifestyle change coming and I'll need one.

  • @n2skcmo
    @n2skcmo Рік тому +2

    Chasing the American Dream is a debt/death trap. Get out of debt, stay out of debt. Live frugally, you may be surprised how spoiled you are. Just discovered your channel, love your style/message.

  • @skipmoto3438
    @skipmoto3438 5 років тому +8

    Damn brother, I think u walked past your camp and still going!!! Lol Take Care, great talk !!!

  • @ss-oq9pc
    @ss-oq9pc 2 роки тому +6

    Lower your bills as much as possible then try to get passive income streams up to that level. Then you're truly free.

  • @martinmorones1094
    @martinmorones1094 3 роки тому +19

    Timothy I just stumbled on your channel because this is how I feel right now. I AM SICK AND TIRED OF BEING SICK AND TIRED! I no longer want to be enslaved to the "system" .
    Hearing you speak on this brings me so much relief and it makes me happy to see you hiking while doing so. Thank you so much for your light!

    • @sariahlace5944
      @sariahlace5944 2 роки тому

      😊😊😊😊😊
      hopefully more people,would be enlightened,like tim,you,and myself.
      👏👏🤝🤝

  • @pdxoutdoorsexploring8435
    @pdxoutdoorsexploring8435 4 роки тому +4

    I went completely homeless!! Only one bill a month and one debt to pay off so far! Its been nice to get my life the way i want to!!! Its been a long time to make it possible but im so much happier rn!!!

    • @Ink30
      @Ink30 Рік тому

      🤣 😂

  • @jennyknight9232
    @jennyknight9232 6 років тому +11

    Yup...keep it simple. Your on the right path Tim!!

  • @jeorgepochyle7497
    @jeorgepochyle7497 4 роки тому +5

    simplicity is perfection

  • @tysonelite9561
    @tysonelite9561 2 роки тому +4

    Honestly I'm sick of the "grind".
    Right now we own a house, 2 vehicles, and 2 kids in school. Its a very expensive life. On a good note, I am a self employed roofer so I have some degree of control over my schedule. But it can be very tough, I find myself pulling away from my work more and more to do the things I enjoy instead. Life is too short to just work it away. I need to take care of my family, but I definitely don't want to slave for the almighty dollar any more than necessary.

  • @janemcclure7251
    @janemcclure7251 6 років тому +20

    Great video. We are empty nesters and trying to figure out how/where/when to downsize. Love your channel and admire your philosophy. Keep up the good work!

  • @MJG164
    @MJG164 4 роки тому +12

    I'm a few years late to your channel, but this year I will be selling my car, and pretty much everything I own, and backpacking across the country, and living the free life besides my cell phone and insurance.. I'm glad I'm not the only one doing it lol

    • @TimothyWard
      @TimothyWard  4 роки тому +6

      That's awesome Michael! There are a few of us out here who want to live free and are willing to take the steps needed to do it.

    • @ntrvlogs2904
      @ntrvlogs2904 2 роки тому

      How’s it going so far

    • @MJG164
      @MJG164 2 роки тому

      @@ntrvlogs2904 not as well as planned

    • @ntrvlogs2904
      @ntrvlogs2904 2 роки тому +1

      @@MJG164 don’t give up

    • @MJG164
      @MJG164 2 роки тому +4

      @@ntrvlogs2904 I don't plan on giving up, I just need to do things slower, and not rush myself, it's a big commitment completely changing my life for the better hopefully

  • @sagenosnibor9173
    @sagenosnibor9173 2 роки тому +3

    "Keep your bills on life support."😁 I love it!

  • @aaronhartmann7658
    @aaronhartmann7658 6 років тому +5

    Split your bills with someone. MetroPCS has 2 phones with unlimited all for $80. I split Netflix and phone bill with my sister. I now have Netflix and phone for $46 an month.

    • @cmahesse
      @cmahesse 3 роки тому

      This is GOLD!👌🏼

    • @aaronhartmann7658
      @aaronhartmann7658 3 роки тому +1

      @@cmahesse Glad I could help someone. Look up house hacking for more stuff like this. I split multiple bills with family members and found an couple to move in with. Granted my house is big enough for two families, but you would be amazed how cheap all my bills are when I only have to pay 1/2. Now I'm only out 1200 for every thing because of roommates.

    • @cmahesse
      @cmahesse 3 роки тому +1

      @@aaronhartmann7658 Yeah, I know all about house hacking! 😄 I listen to a bunch of real estate investing podcasts.

  • @b4rs629
    @b4rs629 2 роки тому +2

    I've been telling my friend this the longest time. Money = Options = Freedom = Time

  • @kkhodgkinson
    @kkhodgkinson 6 років тому +15

    A beautiful walk.. a very helpful topic! Thanks for sharing ideas on how to live more free. I appreciate your humility and love your positive attitude! :)

  • @vinakablue3794
    @vinakablue3794 3 роки тому +5

    You are probably saving more then most! And living the life you have created- well done!

  • @InfamousAustinT0
    @InfamousAustinT0 4 роки тому +4

    I really appreciated this. Your talk here made me feel more energized and ready to pursue my freedom

  • @SimplyNaturalBlack
    @SimplyNaturalBlack 6 років тому +8

    YOU ARE A VERY SMART MAN ABOUT THIS LIFE AND WORLD WE LIVE IN . PRAYING THAT GOD SENDS A NICE WOMEN WITH THE SAME SMARTNESS OF YOURSELF....WILL MAKE A TEAM AND RELATIONSHIP/MARRIAGE.......YOUR SO INTELLIGENT. I DONT BELIEVE IN CARNOTES EITHER AND STILL HAVE A DECENT CAR FOR MYSELF NOT TO IMPRESS OTHERS.. NOT WEIRD JUST SMART.😚😚PEACE AND BLESSINGS.

  • @Retired-jr3qs
    @Retired-jr3qs 4 роки тому +4

    Now that I am retired I'm going to reduce my bills.

  • @skateranddancer
    @skateranddancer 3 роки тому +1

    Glad to have found you, I love these talks.

  • @Brandon-bh7pj
    @Brandon-bh7pj 5 років тому +3

    You definitely speak with honesty and make some clear points. One of my stresses is definitely bills. I really wanna start to save better and watch my spendings. Just watching this is making me more determined. Gotta start somewhere. Thanks.

  • @toniannicolari5991
    @toniannicolari5991 6 років тому +8

    Great topic!! I want to thank you, I never realized there was any such thing as seasonal work, while I don't need it right now, at least I know that seasonal work is an option. Thanks again!!

  • @gonzophilosophy7858
    @gonzophilosophy7858 Рік тому +2

    I am so inspired by this channel

  • @Plasmaeater
    @Plasmaeater 3 роки тому +1

    I don't know how I found your channel but I'm glad I did. Good Stuff.

  • @beakersgarage383
    @beakersgarage383 2 роки тому +1

    I love this!!! I just found your channel, this is the 2nd video I've watched and I'm loving the message! I make a pretty good living. Followed Dave Ramsey's Baby Steps in order to kill my debts and (in your words) put my bills on life support. You're right about work as well. Now that I live below my means, going to work has a completely different feeling. I like the industry I'm in but there's a lot of things I don't like about my current job. I stay there now because there are some things I like about it and for the time being, I'm able to continue putting money away for the future. The feeling that if something happened and I walked in there tomorrow and either quit or got let go but I'd be completely fine financially is such a liberating feeling.

  • @choosetoshine2610
    @choosetoshine2610 Рік тому +2

    Bingeing on your awesome vids! Thanks for sharing you, Tim. Grateful for your advice and encouragement. Blessings!

  • @jonlouis2582
    @jonlouis2582 6 років тому +2

    Really enjoy your videos, keep up the good work.

  • @ms.sunshine4670
    @ms.sunshine4670 2 роки тому +1

    I love love love this!! Peace and love girl you spoke my whole truth. I had this whole revelation over a year ago and have yet to regret a moment of it ups or downs. I have appreciated and loved my life more and its been a better experience for my children

  • @Splashstar216
    @Splashstar216 2 роки тому +2

    you should get mint mobile! they're $30/month for unlimited! But you have to pay it all upfront, which is $360. My husband and I are planning on living in an RV to kill our bills. once there, we'll invest heavily with the money that would have gone to bills. 😇 ofc I'll also have an 110 lb dog, but he's worth it 👌 my life would have no meaning without pets. 🐶

    • @msjoannaornelas
      @msjoannaornelas 2 роки тому

      Mint mobile! I’ll look into this…thank you for this tip! my partner and I are looking to go this route as well. Almost out of debt and look forward to spending more time together and the fur kids:)

  • @schatzi852
    @schatzi852 11 місяців тому +1

    I had to re watch that video. I love this guy!

  • @danielknott7447
    @danielknott7447 6 років тому +20

    This video just reminded me of two subscriptions I have that I never use. One for £50 and one for £9.99, that's about $85 I've now cancelled. Thanks Tim.

  • @bonniejones6821
    @bonniejones6821 Рік тому +1

    Love it! I'm on the, "Don`t have to buy that anymore," life style conversion.

  • @nicholastracy4915
    @nicholastracy4915 2 роки тому +1

    Great vibes on this channel. Refreshing. Thanks man!

    • @TimothyWard
      @TimothyWard  2 роки тому +1

      Thanks Nicholas! And you're welcome!

  • @mpanik6576
    @mpanik6576 2 роки тому +2

    Great message, you mentioning that your Boss was questioning your choice of cars. That is the trap, put no value into their opinion as they are not living your life. Most likely that person is not happy but is living the 'plan' and your choices actually scare them so they question your path. Keep the positive guidance coming!

  • @caroldodson237
    @caroldodson237 6 років тому +2

    Great video Tim! I know a lot of people who pay a hundred dollars or more for satellite or cable TV. We actually have just Netflix and pay $15.28 a month for it. It's all we need.

  • @tjs4519
    @tjs4519 2 роки тому +1

    Dude you are hilarious... giving good advice too.... we appreciate you man.

  • @kikatis9825
    @kikatis9825 Рік тому

    Tim!! I’m currently on a sabbatical for the 2nd time in my life the 1st time I didn’t understand the blessings in the break! This time I’m wiser and I can appreciate this season!! I love your videos and I agree that being free saved my life and gave me new purpose

  • @gamecop2191
    @gamecop2191 3 роки тому +4

    Car note is 400 a month for my Silverado... been researching buying a topper for the bed and converting it into a sleeper, that way I can be fully mobile working seasonal work in different locations, and have a comfy lil nook in my vehicle for sleep

  • @trioultimo
    @trioultimo 6 років тому +10

    Youre the first black man on the trail i have seen. Good to see ya.

    • @trioultimo
      @trioultimo 3 роки тому

      @@ABCblahblahblah if it had nothing to do, the output would be random- whites 33%, blacks33%, other 33% etc. But its definitely not. People on trails are about 90% euroamericans, 7% asians, 3% afro. Maybe im missing black ppl. We ARE different. Lets compose music like whites, play like asians and dance like blacks and youve got the dream. Thats why im missing "them".

    • @catrashoo
      @catrashoo 2 роки тому

      I've been in trails and touristic areas where I'm the only brown around 🙂

  • @theonlyjrose
    @theonlyjrose 8 місяців тому +1

    I've been subscribed to your channel for a while - the first video I seen was about you giving up the "American Dream." I just watched one of your latest videos and mid-way through something just clicked in me. Thank you for the total inspiration and may you continue on your journey and sharing your pov / philosophies with the rest of us.

    • @TimothyWard
      @TimothyWard  8 місяців тому +1

      You’re very welcome! Thank you for sticking around 👍🏾

  • @LeeWatkins74
    @LeeWatkins74 6 років тому +7

    I’ve got my bills down to a third of my monthly take home pay. I own my own house, no mortgage. I don’t have any credit card debt or loans. Still feel stuck as I have bills to pay every month, so have to work.

  • @nathanielrossi9659
    @nathanielrossi9659 3 роки тому

    Shalom to you my brother. That trail is very pretty behind you. I can almost imagine the smell of the atmosphere of the land.

  • @patrickbritt-brousseau2813
    @patrickbritt-brousseau2813 2 роки тому

    Right-on Tim! Thanx for sharing

  • @mindybluephotography
    @mindybluephotography 6 років тому +3

    You really do walk fast. I think you covered 5 miles during this video. Enjoying your videos. You’re in a beautiful place.

  • @TheRazram
    @TheRazram 6 років тому +1

    Hey Timothy! I recently discovered you about 1 week ago, and stumbled upon your channel again (by chance) - and I'm really glad I did. I'll be taking a 2 month contract up in Alaska for salmon (at a cannery, just to get my feet wet in the fishing industry...pun intended xD). Definitely will be subscibing and looking out for your videos in the future - feeling like I'm finding a great community of intellectuals online. Great time to be alive man!

  • @jameshorton7651
    @jameshorton7651 2 роки тому +2

    So I'm a private dude and you have been making me want to share my story thanks for your light brother maybe I'll see you out there one day #vanlife

  • @dylanmorrison8543
    @dylanmorrison8543 Рік тому

    Hey Tim, I loved the life support analogy! Hahaha. I really resonate with your way of thinking.

  • @irmarobinson3203
    @irmarobinson3203 4 роки тому +1

    BILLS! So on point! I definitely will take your advice. I'm struggling as we speak because of unnecessary bills. I have a couple of depts I owe then, I should be in pretty good shape in addition to elevating some Bill's I consider UNNECESSARY..

  • @jamestravis1037
    @jamestravis1037 4 роки тому +1

    Great Video...Thanks for the information !

  • @erakkovaatainen148
    @erakkovaatainen148 6 років тому +2

    Best video I have ever seen about killing your bills. I do have some bills, but I had surely more.
    I have rent (very cheap one), home insurance for my studio apartment, electricity bill, basic 4G plan on my phone 1 Mb/s for cheap and music subscription to Google Music. I had Netflix, but I canceled it 3 Years ago when I sold TV out.
    I am now full 3 Years without TV and Netflix. I found to watch on Netflix very few movies a month, so I overpaid for something I never cared to open most of the time. My rent reduces bills - water, sauna included, everything gets fixed etc.
    My home insurance is lowest one. Because my payment fee if something happens is €250 instead of €150 - so you pay less - because if something happens you will pay for that issue more. So it's pointless to pay more.
    Unless you are really poor who can not afford that when problem will occur.
    I am minimalist, this made me go loco with my decisions, I have basically only 4 bills coming to my bank and one from my Debit card. I found internet to be cheap in general, but it hooks you for sure if you'll pay for speed.
    I had 50 Mb/s, I used to watch UA-cam instead of going out. Now I have slow internet, I still can watch UA-cam and listen music, read blogs - but I save €10 a month and have real life instead of Online life.

    • @cherylT321
      @cherylT321 2 роки тому

      Awesome, you sound like me. I have two bills: My rent and my phone, cable and internet which is a three in one bill. Everything else can go in my pocket for savings!

  • @Ruby2good
    @Ruby2good 2 роки тому

    Catching up on some of your videos I’ve missed or don’t remember. This is a good one, kill the bills 💸 👍🏽🚶🏾

  • @heatherstevens136
    @heatherstevens136 2 роки тому

    Thank you for your video Tim!

  • @jaydrains2247
    @jaydrains2247 2 роки тому +1

    I lived very minimal once upon a time .. lived in my parents basement, no car , made good money and saved a lot, but I was miserable !! I suggest living within your means.. if you use a credit card, pay it off every month.. enjoy your life

  • @ethanquenum4778
    @ethanquenum4778 11 місяців тому

    This whole soliloquy gave me the impetus to watch Kill Bill all over gain. Thanks Timothy.

  • @robbertou
    @robbertou 3 роки тому +10

    I killed two bills during your vid. 1) Deezer -> haven't listened to it for 3 months or so 2) audible , haven't listened to an audiobook for like 2 months. That's 20$/month right there