सब जानकारियां सही है पर एक बात गलत है आपकी कि बैंक में पर्सनल लोन इंक्वायरी से स्कोर प्रभावित नहीं होता। आप किसी भी कमर्शियल बैंक से क्वारी करके देखिए स्कोर बहुत नेगेटिव हो जाता है।
मेने बजाज फाइनेंस बाईक लोन लिया था ईमा 2601रु थी 25000.डिव बाकी रही है बजाज फाइनेंस कंपनी ने सिबिल खराब रापीट अकाउंट नंबर पर करदिया हे मेने बजाज फाइनेंस बाईक 2016.लिया है
Same bhai mera SBI ka enquiry add huaa jisse 12 point gir gaya or card bhi nahi approved huaa to tumhara kaisa experience raha kya yeh baad mein badha ki nahi bhai ??
Bhaiy agar aap k pass already 4cc hain aur unki limit jada hai toh agar aap ek aur cc k liye apply karoge jiski limit kam hai toh obviously kuch fark nahi padega
Ye hypothetical hai...guaranteed nahi rehta ye..credit enquiries se score gir jaata hai aur new credit card ke cibil me entry hone se bhi score gir jaata hai 100% Mera 20 points gir gaya...fir dhire dhire wo normal hota hai...simulator 100% sahi nahi hai
Hanji shi kha apne kyun k jab bhi koi credit card add hota hai to as extra loan show hota hai..but first bill ganarate k bad as CC show hota hai is liye jab bhi CC lete hain to ek bar score down jata hai 8to22 point
Sir, cibil ky score ky lia SBI ka range follow krta for eg 300-599 poor 600-700 average. Etc. Is type ka range follow krta . Mtlb kitna score ko kiss category main rkh ta hai..( poor , fair, good, very good, excellent.) Please ho sake toh jldi reply dyana
Sarmera 5 loan activate hai aur mein timely sabka repayment kar raha hun per ek do bar Aisa hua ke 4/5 din dhale hua hai payment karne mein uske bad main sab ka payment timely kar diya hai fir bhi sar Mera CIBIL score down hua hai sar aise mein mujhe kya Karna hai
Sir maine 2023 mai 13 multiple inquiry kar di or 1 bhi credit card approve nahi hua or ab mai credit card apply krne ki koshish krta hu to turant decline ho jata hai plzz help kijiye mujhe kya krna chahiye pehle mujhe knowledge nahi thi ab UA-cam mai videos dekh kar mujhe ptaa chlaa hai ki credit card and loan kam se kam apply krne chahiye please help kar dijiye mujhe kam se kam ab kitna wait krna chaiye credit card apply krne ka meri total inquiry 3 saal mai 31 inquiry hai
Mera enquiry se kam ho raha h cibil score .....kuch bhi show kr rhe h ye mere pas bs 1 credit card h aaj tk time se payment ki h .....fir bhi enquiry ki wajah se kam ho gaya
Amar bhai mera 2mahine se cibil score kam hote jara hai pahle mera score tha 781 abhi hai 695 joki mai time se pahle hi apna bil pement kar deta tab bhi mera cibil kam q hoara hai
mere pancard me cibil score (1 nh) esa kuch likha hain kitna score hain hain vo sab kyu nahi dikh raha hain or loan bhi reject ho jata hain esa kyu ho raha hain please reply kariyena
Bhai mere Paytm me 4 lone active dikha rha but Maine time to time emi jama kiya hu . Lone bhi khtam ho gya h but abhi tak active dikha rha usko bnd krne ke liye kya karu sir .🙏 Pls help me sir
sibil ka username and password bhulgeya, reset karne ke bahut kosis Kiya,cibil ko mail Kiya,nehi ho raha hai,snapmint pay later ka 147 ka outstanding dekharaha hai,pement kardiya tha fir bhi 3 month ho Gaya sibil report main sow ho raha hai, snapmint bala bol raha hai bank ko contact karne ke liye,edhar mera cibil login nehi ho raha hai,kya karu me bhai please bolo?
Sir Mene Mahindra finance se Car laon kara ya hua 9.50lakh rupya ka mene 3 Emi pay kar di lekin mahindra ka loan mere cibil pe kahi bhi show nhi ho raha kiya mera emi pay karne ka koi faida h ya nhi😊 Please help me 😢
Sir mera cibil 619 dikha rha h mera car lone bhi chl rha h 22 monts se timely payment h but bo cibil me snow nhi ho rha h mr simuleter se check kiya tha 661 dikha rha tha kya mera car lone add hone ke bad mera cibil bd jayegaa
Sir maine kisst or Rufilo loan app se loan liya tha 1 year se payment nhi Kiya hun or mera cibil pura down ho gya hai..ab mai chahta hun ki iska repayment kr dun to kya repayment ke bad cibil increase hoga...or mera ek 2 loan bhi chal rha hai jiska time se payment kr rha hun ek account se auto debit hota hai ek bhi late nhi Kiya hun 9 month ka tha 7 month timely debit huwa hai..cibil increase hoga sirr
Bhai maine paytm postpaid se 500 ka loan liya aur uski emi Nahi bhari to mera 4596 rupay ho gya tha to Maine uske bahr diya h mera cibil 576 h jab maine payment kardi to 14 point badh gya to main aisa kya krun jisse mera cibil 750 tak pahuch Jay
checking your score is a soft check- does not impact . backto back enquiry by Bank/loan provider in a short span of time is a hard enquiry- will impact
Suppose i have a limit of 70k and i used around 30-40k and then pay the bill within 2-3 days . And again i get a limit upto 70k . after that i again use it for like another 30k-40k. Is it good or bad for the CIBIL Score.
You statement balance gets reported to the bureau so it doesn’t matter how much is your spend , The thing that matters is how much money you have in your owed balance at the time of statement
bad. your utilization is 60%. even if you pay for twice in a month. at the time of statement your total utilization should not be more than 30% that is for you 21000
Main credit card ke liye 3 enquiry kiya tha aur mera 36 point down ho gya
Maine march me 16 enquiry kiya tha april me 3 aur may me 2 aur score down huwa only 4
Ha down ho jata ho
5 inquiry within one month score down by 53 points 😢😢
@@rampatel6720yeah they will reject our application and we can't even inquire
Same Mera bhi -29 huva hai
सब जानकारियां सही है पर एक बात गलत है आपकी कि बैंक में पर्सनल लोन इंक्वायरी से स्कोर प्रभावित नहीं होता। आप किसी भी कमर्शियल बैंक से क्वारी करके देखिए स्कोर बहुत नेगेटिव हो जाता है।
एक दो महीने dilay करा तो सिविल स्कोर भ्रष्ट हो जाएगा 😀😀 सब लोन चुकाने बाद संन्यास ले लूंगा😀😀😀😀😀😀
If new enquiry rejected the point will decrease by 20 points
Enquiry mein cibil down hota hai, maine 2 baar enqiry kiya to cibil down ho gaya.
मेने बजाज फाइनेंस बाईक लोन लिया था ईमा 2601रु थी 25000.डिव बाकी रही है बजाज फाइनेंस कंपनी ने सिबिल खराब रापीट अकाउंट नंबर पर करदिया हे मेने बजाज फाइनेंस बाईक 2016.लिया है
agar credit card ke liye apply karte hai aur card decline hota hai to CIBIL score ghat jata hai sir
Sir. Maine. Enquiry ki to 11 pint gir. Gaya hai. Aur. Ek bhi hafta bounce nhi huaa hai sir. Kia jo point gira hai. Fir se ho jayega sir
Same bhai mera SBI ka enquiry add huaa jisse 12 point gir gaya or card bhi nahi approved huaa to tumhara kaisa experience raha kya yeh baad mein badha ki nahi bhai ??
Sab galat dikha Raha hey official website par
Mera 725 Cibil tha
New loan liya 10k ka
Toh cibil 718 ho gaya
Ji mera bhi
Galat credit card ke liye inquiry karoge to cibil down hota hai
Mera 30 points minus ho gaya bjaj credit card enquiry krne ke chakkr me.... Loan ke liye apply mt krna frequenyly
Bhaiy agar aap k pass already 4cc hain aur unki limit jada hai toh agar aap ek aur cc k liye apply karoge jiski limit kam hai toh obviously kuch fark nahi padega
Hello sir agar credit card apply kiye hai application reject hogaya to husme cibil score badega ya ghatega
@@riyazbashashaik3385 ghatega
Ye hypothetical hai...guaranteed nahi rehta ye..credit enquiries se score gir jaata hai aur new credit card ke cibil me entry hone se bhi score gir jaata hai 100% Mera 20 points gir gaya...fir dhire dhire wo normal hota hai...simulator 100% sahi nahi hai
Bhai ekdam Jada enquiry Ane se hota hain.. agr 1 saal bad kar rahe ho to pata bhi nahi chalega.
Hanji shi kha apne kyun k jab bhi koi credit card add hota hai to as extra loan show hota hai..but first bill ganarate k bad as CC show hota hai is liye jab bhi CC lete hain to ek bar score down jata hai 8to22 point
Bahut badhiya video calling super sar
bhai credit card ki enquiry mei apne reset nahin kiya. Sahi information diya kro enquiry se kabhi nahin badta 1 point bhi.
Sir, cibil ky score ky lia SBI ka range follow krta for eg
300-599 poor
600-700 average.
Etc. Is type ka range follow krta .
Mtlb kitna score ko kiss category main rkh ta hai..( poor , fair, good, very good, excellent.)
Please ho sake toh jldi reply dyana
bilkul right keh rhe ho mere paas bhi hai subscription
Enquiry karny par cibil score ghat jata hy, Ek saal mein 1 or 2 enquiries sy badh kar koi enquiries nhi honi chahiye
Enquiry mtlb?
Bro mere Equifax report me farji loan dikha Raha hai or late payment hai kya kare.
You're real UA-camr thanks bro
Thank you
Mera civil school mein enquiry hai jyada khata doge bhai
@@AmarGyan20❤
Mera civils copy enquiry hai jyada enquiry nahin ho raha hai
Sarmera 5 loan activate hai aur mein timely sabka repayment kar raha hun per ek do bar Aisa hua ke 4/5 din dhale hua hai payment karne mein uske bad main sab ka payment timely kar diya hai fir bhi sar Mera CIBIL score down hua hai sar aise mein mujhe kya Karna hai
Enquiry se 100% cibil kam hoga kyunki abhi rejection nahin dikhaya na isliye nahin dikhaya mines vahan se reject jab hoga to apna point cut jaenge
Main ek mobile finance karaya tha lekin loan close ho chuka hai NOC bhi mere paas hai but civil mein active so kar raha hai koi overdue nahi hai
Sir Mera overdue tha lekin me overdue clear kar diya lekin cibil me show kar Raha h.. kya Karu sir plzz help me
Sir
Total credit ka utilization Kitna karna chahie maximum (sabhi kard ka ) Jo cibil me show karta hai
30%
Sir maine 2023 mai 13 multiple inquiry kar di or 1 bhi credit card approve nahi hua or ab mai credit card apply krne ki koshish krta hu to turant decline ho jata hai plzz help kijiye mujhe kya krna chahiye pehle mujhe knowledge nahi thi ab UA-cam mai videos dekh kar mujhe ptaa chlaa hai ki credit card and loan kam se kam apply krne chahiye please help kar dijiye mujhe kam se kam ab kitna wait krna chaiye credit card apply krne ka meri total inquiry 3 saal mai 31 inquiry hai
Bhai myne 1 saal wali membership liya 3 din pahele 15 /03/2023 ko
Or bhai my dispute res nhi kar pa raha bhai
Bhai rent payment karte hai toh,credit card se tb koi effect hota hai kya? Cibil score pe..
No
Agr peyment let ho jaye or cibil kharab ho Jaye to kya kre or pement krne k bad bhi lone active dikha rha h fr kya kre
Paid payment krke CIBIL badh sakta h bhai verna koi option nhi h loan bda loge to 5/10point hi badhega isse jyadanhi isse acha paid krke bdhwalo
How to do that can you please share that information
I already knew this. I have taken the subscription for 2nd year this month.
471 days old dikha Raha hai cibil free check pe update kaise kare please bataiye.
इंडसइंड बैंक या एचडीएफसी बैंक में से कौन सी बैंक के FD क्रेडिट कार्ड सिबिल स्कोर जल्दी बढ़ेगा कि नहीं
sir mere time par payment krne pr bhi.. mera score down chla gya..
सर जी मेरा सिविल स्कोर 600 बता रहा है,,650 कितने दिन में हो सकता है
Mera tho 400 pe tha ab 747 pe ha thodi din mai 850 bhi karunga😊
Kese kiye bhai app
@@crazyboy8738 sapno me!!!!
Good 👍 video brother
Mera cibil 27/2/23 current 755
Hello friends mujhe 1000 rupees bahat emergency he koi help karo me 1month me return kardunga😭😭
My credit card 9 inquiry or civil down my 39 points 😢
Sir mera lone close ho gaya but overdue dikha rahi hain kiya koru please help
Mera enquiry se kam ho raha h cibil score .....kuch bhi show kr rhe h ye mere pas bs 1 credit card h aaj tk time se payment ki h .....fir bhi enquiry ki wajah se kam ho gaya
Bro 2-3 se zyada inquiry agar ek month mein ho Jaye , to cibil ghatega , yahi sachhai hai .
@@gpaulatheist m bhar deta hu koi offer dikhta h toh 😂😂. Abse nahi bharunga 😂
🚫⚠️🛑 Main loan check kiyatha 2 time, mera 55 point down ho gagy 811-756=55 😢
Amar bhai mera 2mahine se cibil score kam hote jara hai pahle mera score tha 781 abhi hai 695 joki mai time se pahle hi apna bil pement kar deta tab bhi mera cibil kam q hoara hai
Kuch nhi bdta bhai mene bhi member ship li thi 1499 rupye ki ..
mere pancard me cibil score (1 nh) esa kuch likha hain kitna score hain hain vo sab kyu nahi dikh raha hain or loan bhi reject ho jata hain esa kyu ho raha hain please reply kariyena
Mera last year cibil score 730 tha but now kuchh b show nehi kar raha he
Mera civil report bol rha h postpaid chukane ke bad bhi ab kya kru sb reject kr rhe h
Y mera civil 640 hai , improve ke liye bajaj finance card se emi karke bad sakta hai keya,plz reply sir
CIBIL score kaise check kare
Credit card ho tobhi check kar sakte hai ?
Number 1 video Banaya aapane
Thank You
Vese hme subscription konse wala lena chahiye 3 hai isme
सिबिल वेबसाइट कि ओर भी जानकारी पर विडियो बनाये
05:25 are upar bhi dekh liya kar bhai "simulator kaam nahi jar rha h".
Agar Enquiry se score badhta to logo ke 1000+ CIBIL score hota 😂
😂
Abhi janke kya faida bhai woh galti pehle hi kar liya abhi badh nahi raha hai
Sir agar Hume malum nai hai konsa loan liya hai bt wah active hai. Toh use kaise remove kar. Shakte hai
Mai koi b loan nhi liya ha,transactions b bhot hoti hn...but cbil score phir b khrab ha...kasa thk ho ga koi bologa??
Login hone ke bad interface Nahin a raha hai Aage ka
Sir loan full payment karne k kitna din bad CIBIL me same loan reflect nahi hota hain?
Sir Mujhe gerentor banaya aur next day. Hi cibil gir gaya kaise Jabki usi din unko disburse mila
Meri cibil score last year se same hi h 692 sab Kuch toh tym se ho rhe he..EMI v time to time de rhe h...kaise increase Kar Sakti hu score?
Bhai mere Paytm me 4 lone active dikha rha but Maine time to time emi jama kiya hu . Lone bhi khtam ho gya h but abhi tak active dikha rha usko bnd krne ke liye kya karu sir .🙏 Pls help me sir
sibil ka username and password bhulgeya, reset karne ke bahut kosis Kiya,cibil ko mail Kiya,nehi ho raha hai,snapmint pay later ka 147 ka outstanding dekharaha hai,pement kardiya tha fir bhi 3 month ho Gaya sibil report main sow ho raha hai, snapmint bala bol raha hai bank ko contact karne ke liye,edhar mera cibil login nehi ho raha hai,kya karu me bhai please bolo?
भाई ये विडियो शानदार है, जानकारी सुपब है 👏
Ok Bhai 👍 Good work Bhai 👍 always 🥰
Thank You
Sir Mene Mahindra finance se Car laon kara ya hua 9.50lakh rupya ka mene 3 Emi pay kar di lekin mahindra ka loan mere cibil pe kahi bhi show nhi ho raha kiya mera emi pay karne ka koi faida h ya nhi😊
Please help me 😢
Sir Mera cibil score Update nhi ho rha h 196din Purana sho ker rha h (cibil ki site se) please help me
Bro mene ek app se loan liya tha mene v pura paisa paid kiya but credit score pe 1 account activate kyun lekhe arahe
Sir mera cibil 619 dikha rha h mera car lone bhi chl rha h 22 monts se timely payment h but bo cibil me snow nhi ho rha h mr simuleter se check kiya tha 661 dikha rha tha kya mera car lone add hone ke bad mera cibil bd jayegaa
Sir 30% se jyada credit limit use karna se civil kitna girta hain
Arey chacha app to score badhane. Ka bhi kuch batane wale thee vo to kuch bataye hi nhi
Gd morning.. sir, mera one score me exprion open hai but civil score nehi hara hai...pls tell me...
Bhai humne lone liya hai or time se bhar paya hu to kya kare please reply bro
Hamara cibil score 607 hai to kaise badhaye
MERA EK SBI CREDIT CARD BAKI THA NOC NEHI ,MILRAHAHE KIYA KORU
Ek chiz btao delay 3 sal pahle hua tha last 36 month dikhata hai to kya yeh hatega ya permanent rahga
Sir maine kisst or Rufilo loan app se loan liya tha 1 year se payment nhi Kiya hun or mera cibil pura down ho gya hai..ab mai chahta hun ki iska repayment kr dun to kya repayment ke bad cibil increase hoga...or mera ek 2 loan bhi chal rha hai jiska time se payment kr rha hun ek account se auto debit hota hai ek bhi late nhi Kiya hun 9 month ka tha 7 month timely debit huwa hai..cibil increase hoga sirr
Bhai jhuti video mat bnao views aur kike pane ke liye
Cibil main account show hote hai close account use kese hataye
Bhai maine paytm postpaid se 500 ka loan liya aur uski emi Nahi bhari to mera 4596 rupay ho gya tha to Maine uske bahr diya h mera cibil 576 h jab maine payment kardi to 14 point badh gya to main aisa kya krun jisse mera cibil 750 tak pahuch Jay
Jo likha hai o to bata bhai
bro please reply mera score 728 tha paihle card lene k.. 4 mahine baad abb 678 reh gya ha
Brother, CIBIL is down because of credit card enquiry. if rejected
How to increase it?
Bhai Mera cibil 24 point Kam hua mene loan liya aur close Kiya to
Credit card se bhi cibil krb hota h sach me
😂😂😂😂 झूठ बोल रहे हो
Amar Bhai mera score down ho gaya mujhe 80900 karne Gaye To kya Karna
Mere ko 800 karne ka aisi wale score to kya karna padega
Sir me time per emi ka payment kar rha hu to bhi 3 month se cibile usi point per atka hua h
Bro mera credit score experian ka 46 point down ho gya reason show kr kr rha ki ‘ Your Credit Utilisation increased from 17% to 23% this month ‘
Same here
Credit card limit se 30% use kro, or 2,3 din me hi repayment krdo
Hello sir mera paymnt kat gaya 1200 membarsip nhi hua
Sir mera cibil score 744 se 726 ho gaya kis liye help kijiye sir
Agar is civil school badhane ka hai to kya karna padega
Sir mera cbil 599 hai kasie badha sakta hon
mara cible this but suit file hi lone status mai daisy this argy
Kya cibil site pe bar bar check karna ya login karna score pe bad effect hai sir?
checking your score is a soft check- does not impact .
backto back enquiry by Bank/loan provider in a short span of time is a hard enquiry- will impact
Mera dawn horaha hai Bhai Kay karo
Simulator he original nhi he
That is Semileter score only not cibil score
Suppose i have a limit of 70k and i used around 30-40k and then pay the bill within 2-3 days . And again i get a limit upto 70k . after that i again use it for like another 30k-40k. Is it good or bad for the CIBIL Score.
Same doubt with me..
Bad effect
You statement balance gets reported to the bureau so it doesn’t matter how much is your spend , The thing that matters is how much money you have in your owed balance at the time of statement
@@TravelWithGsr Thanks
bad. your utilization is 60%. even if you pay for twice in a month. at the time of statement your total utilization should not be more than 30% that is for you 21000
I'd lene ke baad eķ hi person ka dekh sakte hai ki other wise kisi or ka bhi
Jiski id sirf unka hi