How to Retire on Series Starring Roundhill Investments Weekly Paying ETFs QDTE & XDTE - Updated
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- Опубліковано 15 вер 2024
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Not financial advice! Please do your own research.
If you would like to keep the discussion going on this topic or any others feel free to join my discord, link in my bio.
If you would like to watch the first Retire on Roundhill video, see below:
• How to Retire on Serie...
If you're interested in learning more about Roundhill, see below:
• Roundhill High Income ...
How you don’t have 100k subscribers is astounding
You put out great content and are so consistent
There are so much more financial possibilities in 2024 than there were in 1980.
Great. Just started buying into QDTE at $42.
I currently have 2,800 shares of QDTE, pays me anywhere from $900-$1300 a week. Great performer and compounder
Wow! Nice!!
I'm 8 shares behind you! On full DRIP let's go! 😎
That is beautiful income. Congrats!
8 shares paying $3.80 p/w, that's life.
Do u reinvest ?
I got QDTE in 4 of my accounts, total 5,823.70 shares getting divs since May and reinvesting 100% of divs into QDTE, so far loving it. One of the accounts is taxable 1 is a ROTH Ira and the other 2 accounts are 401A and 457. My retirement date is 12/2026, by that date(if the end of world don't arrive) my Roth ira is projecting 850.00 a week wich will be great since will be tax free.
Thanks for the update, enjoyed the presentation with the spreadsheet since I myself doing it in my computer.
Yieldmax is still goat but roundhill is a serious contender.
Till roundhill weekly comes out.
I hope their version of MSTY is better! @@RippingProfits
@@steelhorses2004 lots of new round hills coming out this year
I like XDTE better than anything Yield Max has to offer
Awesome video, Thanks ! I'd love to see the update after a year.
I love the part you say "Let's say you're old, let's say you're 45 ..." 🤣🤣🤣🤣🤣 We're gonna live 'til we're 100 ... 45 is still young 😜
Aloha R.O.D., hey man, thanks for doing what you do. You’re changing lives, amigo!
there is also:
GPIQ
goldman sacks form of all of this.
.41 monthly dividend. started in november 2023 at $39.00 per share and toped at $50.00 right before 05 august drop while paying steady
.41 per month.
now at almost $48. that is a $9 per share appreciation increase since inception 10 months ago. while picking up about $4.10 in DIVS along the path and way.
just another contender and choice.
XDTE had 665K outstanding shares and assets of $33M on 8/1. Happy with their growth.
xdte is a sleeper. invested in both
@@fromjahwluv xdte is very stable
I only kept my NVDY shares and sold YMAX and MSTY shares. Bought 1600 QDTE shares 😀
Love the video Mark! Making the conservative case over the past 3 months XDTE has averaged $1.063 per month and extended over a year based on a $52.6 price that is a total return of 24.26%. Think that is a terrific addition to a portfolio and alternative to CONY, MSTY who fluctuate tremendously. Best regards, Steve.
The weekly deposit compounding illustration is amazing…
I love these retirement videos.
Thank you, sir! I always always appreciate your videos! Absolutely great! You know that! I leave my comments just to support the channel to support this amazing guy! QGTE I purchased it for 500 shares. I would say it’s pretty good. It’s more appealing to me than the other one! Thank you sir!
I have QTDE. I love it. I’m excited about Rdte coming soon. And also I heard that Roundhill is coming out with more weekly paying options. These are based on single stocks. Wow.
I have a few Yieldmax funds with the ROI paid. Now I'm focusing on Roundhill to take advantage of the weekly compounding. I'm retired and started with a retired person's balance, so we'll see.
I reinvest Yieldmax dividend in QDTE, maybe some in XDTE, but I like FEPI a lot, will like to get your thought about FEPI.
Thanks! I got 1300 QDTE a month ago. Love it so far! If you could share the google sheet, that would be great. Thanks!
Really great presentation, thank you. I'm a spreadsheet nerd, I'm curious what you used to set up your spreadsheet. Thanks again!
It’s on google sheets
I made it from scratch
Thank You for the update. Both Roundhill and YieldMax are good..May be another update end of the year? ❤🙏🏽
All in all is Yeildmax MSTY still better in your opinion?
Yes please share the spreadsheet. Also please use “old” for 60 and above!
It’s in there
I need that weekly compounding spreadsheet. I will check the discord. Thanks
QDTE is the biggest holding I have. Hope Schawb put it at 30% maintenance.
Yes, I’d like to use the spreadsheet from discord. 👍🏻
Thanks for the update with new data. Suggestion...for your spreadsheet, can you also add the average dividend to the calculation instead of just yield. As the yield can be a misleading measurement if the price of the ETF is down (i.e. Cornerstone). Thanks for the consideration
Up to $20k QDTE (just ck'd) and use some of YM Divs to increase every month. Part of my diversification from YM heavy account. Still very bullish on YM long term 🤑
If XDTE keeps this up it's going to be very long term for me. I already have XDTE in three different accounts.
I look at the Roundhill section of my portfolio as if every share will pay out $1 each month. Then I just split that section of the portfolio in half so there's an equal number of shares between XDTE and QDTE. I'm happy with the performance so far.
YQQQ: next Jay interview, please ask if YQQQ is a good portfolio hedge?
I have 900 shares of QDTE so far.
Thanks for your inspiration and your videos!
Work has been insane. Sorry to have been a short lately. Smashed that like button and shared it.
What is the argument with YieldMax over Roundhill that I missed???
Loving QDTE and XDTE. Need to include drawdown scenarios and tax.
I Think I will wait till market retraces because as much as I l like these funds. we will be buying for pennies on the dollar on a pullback. All these funds have had the luxury of being in a bull market with not much of a pullback IMO
How much do you think they could drop in a 30 percent market correction?
I'm waiting until mid October before buying. I'm a bit bearish right now.
@@Labbernese77you always drop less that the underlying stock with a covered call ETF so maybe drops only 27-28%, if the market drops 30%
The economy is in Avery scary place. When the market is up it goes down, when it is down it will up … these are the only two sure things in the market. Market is currently at an all time high … the next most likely direction is down. Not feeling confident at all.
Could you do one on PFLT? I’m debating whether or not to buy that or QDTE
I'd like to use the updated as on discord. Great stuff!
Excellent would love the application you used for projections
People forget, that Capital gains depreciation is because they had to buy the stop to start the fund. When they move on from the specific deep in the money calls they hold, that capital depreciation will clear up.
Perfect video man
I own QDTE. so far so good!
Outstanding information
And it depends on where you live my bills are just over 60000 a year. I don't own XDTE yet but will probably buy RDTE next then maybe XDTE.
Not sure about QDTE. Unless you just want to be paid weekly. You could possibly make more with a monthly ETF like MSTY especially if they pay out $2-3 in dividend, plus for the price of QDTE, you’ll have almost twice the amount of shares. Also needs to be seen if QDTE will have an NAV erosion.
The point of QDTE is because it's much safer since they leverage index vs single stock. While I'm a big proponent for MSTY (have 10,000 shares), QDTE is an excellent hedge for a lower yield but safer dividend. MSTR is 2x leverage BTC. If BTC takes a nose dive, MSTY might be in danger of reverse split. It's NAV eroded 50% already (from $44 peak). Meanwhile QDTE is sitting at $42 when peak was $46 in the same time frame, so the NAV has been pretty steady. Just something to think about.
Woukdnt mind a 0day ymax fund on the nasdaq like qdte. Think that is the benefit rather then the pay weekly, prevents the weeklies from getting blown out but if the market starts to settle down a bit, yieldmax ones likely be better. Good to have both and options.
Spreadsheet would be great
It’s in the discord
Love Q and XDTE.
Am thinking about diversifying with some of this. I liked monthly divs, but weekly is even better. Would like to have the spreadsheet to play with the numbers.
And RDTE should be fairly volatile once it’s traded.
If total div is less than NAV erosion then what is the point?
ROD, what are your thoughts on XDTE compared to CRF? What gains more over time
All good appreciate the info
In both Etfs excited to get RDTE this week
Love ❤ QDTE 💯💯💯
But in order to keep up with inflation one would have to reinvest at least 25 or preferably 30% of the dividends...
This would also prevent nav erosion
BITO still good
Key word too friggin boujee 😂
Any COVERED CALL ( SYNTHETIC OR otherwise) means if the underlying drop heavenly you can loos lot more than the Premium received , Why is no body talking about this black swan event risk? what happens if underlying drop during the day? It can happen
Spread sheet please
Bro soon we gonna have to pitch in for a new phone. To keep those videos coming. Just a thought
Miller Edward Young Jose Garcia Jason
Waiting for RDTE to come around
But you not talking about the taxes?
Nope
I guess the good news when a stock/ETF dissolves, you get your money back at the price when it’s announced.
Why capital gains is negative , when spy is up 15% ??? Makes no sense to invest in this or am I missing something
what you guys think of using margin on these Defiance and yieldmax high dividend ETF? I have about 60K in margin and so far the dividends are paying it back...but I will have to pay taxes on that dividend income....is margin interest tax deductible....?
Can you share your spreadsheet? Thank you
Spreadsheets channel
@@RetireonDividends found it.
which one to use QDTE or XDTE?
I appreciate your commentary but I think you do your subscribers a disservice by calculating returns (or how much one would have to retire on in ten or twenty years) without taking into account tax obligations. The tax obligations don’t magically disappear and have to be paid/funded each year on 100% of your gains, whether you DRIP or not. Thus your net returns are inflated, either because you are paying taxes from another source and thus adding capital without accounting for it, or paying taxes from this investment account and reducing your compounding effect. Yes, taxes are obviated or at least deferred if you hold these investments SOLELY in a tax advantaged account (IRA, 401k, etc.) but hence you give up the right to spend or withdraw your weekly dividends until retirement age (and then will pay tax at what is likely to be the highest tax bracket.
Missed the keyword😢
Is xdte, odte, qdte highly taxable because of all the frequent sells and buys?😮
Depends on how much income they earn
They are a ROC
@@DrumStopTV for now.....expect that will change as almost all startups are ROC for a time.
@@DrumStopTV No. Read Roundhill's fine print. And ask your brokerage - mine (Fidelity) is most certainly not categorizing payments as ROC.
At year end Roundhill (their accountants and auditors) will determine what portion of the distribution is a return of capital and what portion is income. The portion attributed to income will be further subject to long term gain or short term gain treatment except that taxes on index options gains are automatically split 60/40 between STG and LTG. And any return of capital will be deducted from your basis thus potentially triggering phantom gains upon sale of the ETF. [For example, you buy $50,000 of the ETF. It distributes $20,000 back to you during the year as a “return of capital”. You then sell the ETF for the same $50,000 you initially paid to buy it. You will owe taxes on $20,000.]
Those will implode like 90% of those types of assets.
Capital gains is negative brvvv
Can anyone please talk about it
Rodriguez Matthew Robinson Robert Harris Daniel
Johnson Timothy Garcia Joseph Miller Brenda
Please put the spreadsheet in the discord
It’s in there
high yield tourists are ruining it all
How? More cash in-flow = more treasuries = more long calls = more short calls = same % yield. Or, maybe I missed something.
Martin Sarah Hall Kevin Thompson Robert
Jones Sandra Brown Linda Wilson Jose
How do I get access to the discord
discord.gg/TCSk2WGa
@@RetireonDividends thanks
429.69c lmfaooo legends
Hernandez James Rodriguez Sandra Taylor Scott
Spreadsheet please
It’s in the discord
I think your calculation do not show the real maths for QDTE. I see maybe 40% avg yield for the last 6 months in your spreadsheets, but total return is only 6%, so total return should be about 12% per year, not say 40% as the yield says. Ok, you out in -4% NAV erosion for the combination of XDTE+QDTE, but difficult to imagine a straight 10-20 yrs avg of 30% total return for me
Walker Scott White George Gonzalez Frank
Rodriguez Thomas Williams Betty Wilson Sharon
Guys this is foolishness to chase yield on NAV destruction.
Dabbling
Thompson Anna Young Jennifer Williams Anthony
Thomas Ronald Jones George Thompson Thomas
No capital gains until ROC is paid back.
Their Form 19a has this disclosure "A final determination of the tax character of distributions paid by the Funds will
not be known until the completion of the Funds’ fiscal year and there can be no
assurance as to the portions of each Fund’s distributions that will constitute return
of capital and/or dividend income. The final determination of the tax character of
distributions paid by the Funds in 2024 will be reported to shareholders in January
2025 on Form 1099-DIV."
You actually think Roundhill funds like QDTE and XDTE will be around in 15 years? Sorry I highly doubt it and that means the whole spread sheet you just made is totally not worth thinking about. I guess it's the "what if?" scenario. Also that means never withdrawing any divided from these funds and only DRIP for 20 yrs.
Jones Jessica Miller James Davis Michelle
Harris Melissa Thomas Ruth Jackson Dorothy
White Jessica Brown Carol Garcia Sarah
White Matthew Martin Kimberly Martinez Carol
Jackson Kenneth Walker Joseph Taylor Thomas
Jones Betty White Anna Lewis Lisa
White Brian Rodriguez Kimberly Johnson Nancy