Beware! Insurance Companies Are Scamming You.
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- Опубліковано 12 вер 2024
- With Ditto, you get the best advice on insurance.
Understand your policy, get answers to your burning questions, and buy insurance, all at the same place - bit.ly/3sZwIWb
Reserve your seat for Video Editing Cohort Batch 2 - rzp.io/l/EHn1c...
School image at 2:27 by architect Shaily Gupta
Just the idea of ‘Insurance’ confuses a lot of people, especially youngsters.
Insurance is basically placing a bet that you hope you'll never win. So it’s also tricky for your brain to fathom this, cuz you’ve got to keep paying the money hoping you’ll never have to use it - cuz who likes falling sick bro. But the sad and harsh reality of life is - anything can happen to any of us. Watch the video until the end.
With Ditto, you get the best advice on insurance.
Understand your policy, get answers to your burning questions, and buy insurance, all at the same place - bit.ly/3sZwIWb
First with Finshots and now Ditto Shrehith and Co have been doing awesome work in much needed fields of financial journalism and now insurance (MBAInsurancewaale hai who log waise). This venture looks set to disrupt the industry. I was so stoked about it from the start and now I’m hearing about Ditto from everywhere.
Too much focus on Advt for Ditto. Subtle mention would have worked better.
I don't reach out to any such policy or "online-startup" because they are more interested in collecting customer's mobile number via OTP, so that they can either sell it or spam it via marketing calls, despite number in DND.
Biggest example is PolicyBazaar
I love Varun and Achina as speakers on Aevy, but the acting by others wearing wigs etc is very childish.
It makes a difference, but for serious watchers, it is unnecessary
@Aevy TV
My second channel to be subscribed
1. You use theme in your video while showing your sponsors to retain audience retention
2. You use comedy and humor to release dopamine, so audience don't get bored with facts.
3. You upload video twice a week so that content is no too much to be watched and too less to be loss retention
4. You make content which appear like conspiracy to get audience attention
5. You target companies which have wider group of people that are associated with company in their day to day life.
how many points I mentioned are true please reply
Love the way how Varun Uncle comes to the rescue with that Nerf Gun while the scam of Monthly payment and one time payment occurs.
Aevy TV truly is a vibe...💚💚
Uncle💀💀
@@puneetmaheshwari and aunty explaintion skills are amazing
@@doomslayerclout 💀💀
I hope that becomes real for insurance company!!
One of the most important information video for everyone out there taking care of themselves and family. Insurance companies and the agents scam people very badly. 🌸
So much love for the team ❤️
This channel is going to hit a million subs soon for their unique style and clarity in explaining things. Thanks for making such content 😀
Dude, I have been spreading their video links in my office specially cause they have such good business related insider videos! SO fucking goood
The fact I love about ditto is that they don’t ask for your contact details while you are exploring their site. You can use all their data and analysis for free and anonymously.
Most other such companies don’t provide this luxury.
This is a big reason that pushed me to use ditto.
Just love your work guys…..and the way you represent these difficult concepts through skits… thank you for the information ♥️
Our pleasure!
After having discovered this channel 3 days ago, I've been watching every single video you guys put out and man the effort is unbelievable! And as a fellow Bangalorean I'm rooting for you guys💪
Thank you for the love!
The worst thing is that quite a lot of insurance holders were manipulated by these insurance agents in the past to get one.
And the most annoying thing is that they try to somehow contact & convince u again and again to avail one, even when u have strongly denied on the first meet itself. 🤷
The song in the beginning and the vfx is really a big proof of the amount of efforts that you guys put into each video..
Thank you!
Even after completing my LL.M in Corporate Banking and Insurance Laws, no one has explained the meaning of Insurance so precisely and beautifully! Kudos Vibey TV 🤝❤
This happens when u bunk all classes😆
@@vickychodary1870 Hahaha. Passed out with a distinction buddy. It's more about making the session interactive and enjoyable 🤌🏻
please don't tell me you are serious....
"Our insurance is trusted by thousands of MBA graduates..." 😂😂
Educational and entertaining at the same time. You deserves more subscribers👏.
This video is really helpful for the confused minds of the youth. Conveying complex information in a simple array of terms which everyone can understand.
Entertaining skits being the cherry on top
This is my first time watching a video from this channel and I must say that your way of explaining things is much simpler and also a new way which makes us youngsters to learn more while also getting entertained…really thankful for teaching us in this way with practical examples which were never taught in schools and colleges
I have a question. Why is western country tolerant about premarital relationship. What is the cultural reason behind it. And why India is not ok with it. Explore this topic.
Because of their History.
if you took Indian history, a king could had more than one queens. And if a woman was in a relationship before marriage, it was like a sin. They thought, woman should have only relation with her husband, if they do not follow this, They are considered as a unholy. And in western countries, these type of rituals does not exist.
Conclusion:- Because of India's history 🙂.
@@Vikash_1.0 who told you that? Polygyny is universal and has been going in hand to hand with Patriarchy all over the world’s history!
The real reason is lack of education, caste system, class differences, fake संस्कार and what not!
Conclusion: Don't be a blind feminist!
It's because of how our previous generation was brought up back then people didn't used to have these kind of relationships so they are not used to this. I remember once my dad told me that they and their friends didn't even know what boyfriend and girlfriend meant till 10th grade so you can understand most people didn't even know what relationship meant back then, they all thought it only starts after marriage, even if they did know what relationship and love was they never really tried it because it was looked as something only high class people do (like actors, businessmen etc) rest middle class and lower class people never thought about getting into romantic relationships, Thus they expect their children to do the same.
mamu koya ❤️🔥
Because of Economy and entertainment industry influence.
Good work on educating on insurance. But the part where you explained about room rent is partially true. Though many insurance companies do this other insurance companies pay the room rent up to the limit and the treatment costs you have to pay the extra room rent. There are other variations to this and takes time to explain in detail.
Dear Team @AevyTV,
Achina Explains things far better than her hubby or anyone else... Please let her only continue the explaining part in every video... It'll increase the viewership exponentially in a very short span of time.
Disha patani fans bhi ajayenge
Agree.....her voice is peaceful to listen for long
Who is her husband? Is he also part of this?
I'm actually impressed how you explained insurance using school bullying which even a total noob can understand.. great work✌️
Thank you for this. You should have also mentioned what the user can do if the insurance company cheats and denied the claim.
IRDA or insurance samadhan
I am an ex employee of one such Insurance company. Companies hired me directly from college in December to increase sales as Jan - Feb - Mar is the all time high period when people buy insurance to save tax . We got offered 25k a month in a Mumbai Suburban town which was good back in 2010 for me . I worked for 3 months and left because of the toxic work culture, the tomfoolery that was going on and chasing impossible targets of selling 4 policies a day .
To anyone who's reading this - Never buy a Unit linked Insurance plan. It's basically insurance plus investment plans. It's basically bullshit, companies are pushing these plans , never buy it . Always go for plain term insurance.
Skits is one of the main reason I watch this channel just so entertaining and educational at the same time ❤️
Aevy is a vibe!!
I loved the video, and also checked out ditto but yet do not agree with the insurance agent part completely. Yes there do exist malicious insurance agents and people should avoid them at all costs. But there also do exist good insurance agents which can benefit claimers greatly - Something that wasn't focused upon at all in the video.
People need GOOD insurance agents cause when going through a claim there exist multiple barriers making the claim process frustrating. Thats where the agent comes in and makes the process easier.
I acknowledge that finding trustworthy insurance agents is hard AF but they do exist and hence this comment :)
Damn! Good to see Aevy growing at this pace. Had started watching at 30k and at this rate of growth, 3L+ subs would be piece of cake before '22 ends
Thanks man :)
Please attach the research and study materials in the caption of the video. That would help in doing a post-video study.
I recently consulted with Ditto about health insurance. They do have a good pool of information available. But their consultant / representative kept pushing for one particular plan. Whereas as per their own website's info I had other better policies available fitting my requirements. At the end of the day everyone has to push-sell things with a better margin.
yep that's why I always skip sponsor segments
Hospitals covered should also be checked before buying health insurance. Some insurance don't cover the hospitals which are near to you.
Almost all of your videos get hate comments but the way AevyTv handles the online toxicity is truly amazing and worth a video. I understand it can't be made on this channel (or maybe it can) but you guys are really active in this comment section as compared to Varun Mayya channel so please forward it to Varun sir.
- from a Varun Mayya admirer 🙏
Also guys, quick tip.
If you’re young and going to get your first life insurance… DO NOT buy ULIP or Market-linked Insurance schemes. It doesn’t give you the returns that Mutual Funds can give you nor can it give you the coverage normal term insurance can give you.
Banks and Insurance cos love to upsell you these ULIPs with a rosey picture but the reality is it’s filled w fees that goes directly in their pocket.
It’s designed in such a way that you’ll atleast get 105% of premiums paid. So basically, you’re better off putting that money in a simple term insurance or an FD.
Keep your insurance money and investment money separate.
Oh! If they're market linked, shouldn't they work as a mutual fund does, generating similar kinds of returns? (As long as both as invested in the same underlying asset such as Nifty 50.)
@@danlightened Great question! They do work like mutual funds. BUT... and there is a big BUT... they charge exhorbitant fees for combining market-linked products and insurance.
For e.g., you buy a ULIP w annual premium of 1L that you pay for the next 10 yrs. What these guys do is they charge managing fees, mutual fund fees, insurance fees, etc., and end up putting only 50-60k into market-linked products. So basically ~40k down the drain in fees. Also they'll never offer low expense ratio funds like index funds as part of the market-linked scheme. It'll more often than not be funds with expense ratio ~1%. If you know anything about compounding, you'd know how expensive that is.
Compare this to paying 20-25k p.a. in insurance (for a coverage of a crore compared to the 10lacs of a ULIP) and then separately investing in index funds (or any other MF of your choice).
Conclusion, over a span of 10 yrs, I would've paid ~1 lac in fees rather than putting that money to work directly in the market! I'm saying this from experience. A costly lesson my parents learnt.
2:27 that’s a picture of a school done by architect Shaily Gupta.
No Ref/Credit.
And picture shot by Andre J ,
It’s a cool school, happy to see it in the video.
Don’t edit and remove the picture. I like it
Added credits. Popped up on Google copyright free search.
@@aevytv Thank you for your response. But it isn’t copyright free. Do visit Andre J’s website
Thank you for shedding a light on ditto. Will check it out.
Just for other people's knowledge, is it any different from policy bazaar?
Guys, every such policy company or "online-startup" are more interested in collecting customer data like mobile number via OTP, so that they can either sell it or spam it via marketing calls, despite number in DND.
Biggest example is PolicyBazaar
From the thumbnail, I somehow knew Ditto was going to be the sponsor!! 😅😅 Btw I've already availed their services & must say they do provide authentic info & good service (even after policy purchase) 🙌🏻🙌🏻 It's like they say "With Ditto, you not only compare insurance policies, you understand them"!
Till today I was really confused with what insurance is.
Having a health insurance is very important when my mother got cancer and all the surgery and stuff costed around 3 lack in a private Hospital and most of the expense was covered by the insurance company and we at the end only needed to pay 10k for her treatment.
Your video is so much information as a 12 year old boy for me I find it very interesting and get an over picture of many topics that my school don't teach
So, thank you much to all of you bhaiya and didi.
Anytime brother :)
so usually whenever I see an informative video , I keep it on watch later, so that I watch them when I'm in a focused mode to understand, but with Aevy it's not the same. As soon as I see your notification, I jump to watch the video. Even if I run out of fun videos to watch , your channel is the go-to place🥰.good work
but all those kids need to bring in 1 rupee more now for Lunch insurance coz their lunch costs 5 rs, and they're left with 4rs only if they happen to buy the insurance
Guys !!! Why are you so underrated??? You guys deserve to be India's real genuine awesome Strategy channel.
The best edu-tainment channel on youtube
why is this channel not gaining subscribers?
This is literally the best channel in the world!!
feels sad:(
11:40 LMAO varun act is so good man, on a serious note this was a much needed video for every generation.
Hey team, Lovely work and I am already binging on your content. Kudos to your effort & Curious to know how long you take from ideas, scripting, filming and editing? I am already surprised that I'm consuming such amazing content for free! I'm sure you will be the next big thing soon in YT!
Aevy is a Vibe! Always love your content!! Love the skits! Love the patani explains everything!! This consistency is Epic guys!!! Love watching you! Papa Ocus Expressions are the funniest lmao😂, and Maya's voice is so good and the way she explains everything has gotten so much better!!! Love you guys!! Just a quick question, " UA-cam se paisa aana shuru hua ?" Jk lol. See ya till next time.🙂
This video is in an another level and great integration of song.
I myself experience the horror of claiming insurance when my dad was admitted in covid 19.....it was truely a nightmare....these guys complicate the process so much that a normal person goes to the extent of maddness
Though this was a necessary video, but I knew that this was a marketing campaign of ditto insurance by finshots backed by zerodha. Nice move gurram sir. This video was also no scam marketing.
great video! one suggestion, if someone is sponsoring the vid, please mention it explicitly. we have no problem with sponsorships (kab tak loss making rahoge :p) but full transparency is always loved and appreciated.
It says “includes paid promotion”. UA-cam doesn’t let you put up a sponsored video without it.
Because I trust you guys with the info you provide and also because I am a fan, i booked a consultation and made sure I mentioned you guys. Keep posting the fire content!!!
At times I feel these skits you guys do are much better than the on Air adevertisements I feel you might be able to open up a new adverts company with that , Aevy is the vibe .
Jai Bagwaan UA-cam Baba / Google Baba.. sabb InfoTech media ke kamaal!
The way you put so much hard work and team work in your video I really feel you deserve millions of views every single day
I can't understand how you guys able to upload videos daily with graphics and animation like this
Boss ur content is always excellent and the creativity has no comparison ,love it 😍😍
Name of that rajinikanth movie is "aarilirundhu arubhadhu varai" meaning -(from the age of 6 to 60) 🎉❤
5:45 "Bro" caught me offguard!!
Your video and content delivery is very good and easy to understand.
Haha, really loved this video. Thankyou for giving us valuable information in each and every video of yours! Always glad to learn something new. Loved the song at the end as well xD Love you guys
Tell me the name of some good insurance company? What about star health?
My Father has an alcohol addiction and they have stent surgery in the past. Two stent are placed in the body. I am getting insurance at a high premium. So should I take insurance cuz I am afraid what if it got cancelled due to an alcohol substance found in the body or some accident happened due to alcohol. Advice me ??
It’s channel like yours that I have hope on humanity and Indians!!!
Never thought disha patani is such a good teacher
I know all of this as my parent are linked with Insurance Sector and I'am Happy I Helped over a hundred people get insurance (either term or investment) and I felt very happy that day when my Company gave full Death Benifit to the insurd's family.
And I'm Proud that the Company where my parents work in, has a Claim Settelment Ratio over 99.2%
company name ?
@@akhanshasahdeo3994 Bharti AXA Life Insurance
Again. Amazing as hell. Aevy is a vibe.
Sketching Varun as a Saviour. 🔥🔥 great move.
I love varun's entry every time a concept is introduced by Achina😂😂
This type of education and awareness is much needed..thank u guys
Copay is put sometimes so that people don't file fake claims. Also the premiums work out to be lower in that case. So it's not entirely a bad thing. It would have been nice, if you people mentioned how to ask the insurance companies to pay the full amount for the medicines if my room rent is higher than what they will pay for it.
I already said that “ you people are great” and the way you are teaching fabulous 👍🙏
Thank you brother!
I have a doubt! While explaining the "room rent limit" part, she said medicine and surgery bills costs higher with the private /deluxe room rent, right? Well, if we just request the hospital to provide us a shared room, then the insurance won't bother us by paying partially, right? It just sounds like it has more to do with the hospital and the room you're admitted in than the insurance you're having. Or am I wrong?
Some of this is factually mixed up. For example, regular premium and single premium is different from monthly and annual premium. Both monthly and annual premium are types of regular premium
Just love your work team & the way you represent the concepts🎉 kudos!
This is sooo good.🤩
...Been a teen i wondered what is an insurance....father told me one but it was too complex.....
Jeez thank you for your work 😁
This video is explaining the benefits and existence of insurance so efficiently
That is really informative and thank you for this video but there's a huge market where insurance is provided by the employer (at least in IT space) and we can't choose our own. How to deal with that? Usually, their insurer isn't the best, at times not even good but since the medical insurance is compulsory, one can't opt out then why would I go and buy another insurance which covers 90% same things. I would really appreciate an opinion or suggestion.
Another good video with a lot of information.
Loved it again
Love you Aevy TV ❤
Aevy is a vibe!
the songs at the end are a lot better than before. i love em
I have been watching and following your channel, I felt it was unbiased. For the first time, I feel that this video on insurance is highly biased and only based on research by 'ditto' ,whereas any subject on insurance is incomplete without LIC. This video seems to be an ad campaign for ditto, which is not in the spirit of your channel.
What about policy bazar ? ditto is better than them ? How ?
0:45 Nice integration 🤩❤️🙌
Your production quality is lit 💥
Insurance lo hi kyu..?
1) bahar ka mat khao, HEALTHY RAHO
2) itna paisa FD me ya saving me rakho, ki need padne par apke pas ho
3) INSURANCE is just a fraud, where money LENA is very easy for company, zarurat padne par PAISE LENA, is veryyyyyyyyyyyyy DIFFICULT..
That's the reality. So just pay attention to your health. There is no need to indulge in a loot.
Insurance without co pay have higher premiums. 10 % co pay is optimum
You guys are doing a great work!
Really an a helpful information that every young student should lear about the insurance. Thank you for explaining this type of content for genZ🧡🧡
Your content is next ultra level 👏👏👏👏🙏🙏🙏🙏🙏
Amount settlement ratio is also need to be check before buying health insurance
Loved the awesome portrayal of Varun Rona with a Nerf Gun (Vikrant Rona) and remembered that he is a Kannadiga... Varun sir's scenes are the best and make me laugh the most 😍
AEVY IS A VIBE ❤️
Wonderful explanation even a child can understand this way
speaking of insurance plz make a video on us medical system
What about term life insurance ? does claim get rejected there as well. i sometimes wonder how does 15000 per year cover 1 crore claims.
Chance of falling sick to the tune of 1Cr is very less especially if you’re young.
Hey guys, please make a video on foreigners who make videos about India like reaction, travel vlogs, 100 days in india kind of videos and claims to love Indian culture and movies but in reality they are just on youtube to make money by making content on India for views... It's also a kind of case study since from last 5 years there has been a rapid increase in such kind of youtube channels....
Yeaaaaahhhh the song is backkkkk....❤️❤️❤️🤸🤸🤸🤸
I can just give you my time ,love and support.....👍 Great work
Thanks for sharing such a valuable information
What is the business model of Ditto?
simplest way to understand how insurance works..
I still dont know why people forget that they are still in India and not in usa. People will put money for future when they have enough for today..
Had my reservations about ditto and finally visited the site, NGL it's really good 👌🏽
Aisey wala sponsors ko Lena xD
Just love your work guys!
It's better to make a separate account for life and health emergency than dealing with this life and health insurance scam in the critical time you need money the most.
The topics being discussed here is absolutely diamond 💍