#UsapangPera
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- Опубліковано 14 жов 2024
- How We Manage Money as OFWs/ Retired OFWs
In this video, we discussed the system that has worked for us in managing the money God has entrusted us through the years. This system is what helped us pay off debt, save money, acquire assets, invest and RETIRE EARLY from Overseas work.
It follows Dave Ramsey's principles in his 7 Baby Steps to Financial Peace. We also included what we've changed now that we're retired in the Philippines.
🎯 Plus how we separate our Business Funds from Personal Funds as discussed in our previous video watch here: • 7 Reasons Why Some OFW...
Praise God for being so faithful to us through the years!
#RetiredOFW #OFWPersonalFinance
How do you manage money as OFWs? What's your takeaway from today's video?
Also, please share your Best Practices in handling money so we can learn from each other! 😊
ang ganda pp ng vlogs! new subscriber here ❤
I'm amazed po sainyo. Galing magpaliwanag..and even more so na malaman ko na Dave Ramsey methods din po pala gamit nyo :) The guy is brilliant. Sana tinuturo ng maayos sa school palang ang savings AND investments di tulad sa generation ko kung kelan medyo matanda na ko dun ko lang natutunan
Galing nyo po.. kakastart ko lng po mgwatch ng channel nyo po.. nka katulong tlga to especially sa mga ofw like me planning na mgfor good na din po.. Dubai based din po kami..Rigga kami nkatira for sure familiar kau..
☺️ Thank you po God bless you.. ❤
Love it especially when you say the Dave Ramsay baby steps wish you all the best Janice and husband
Hi Janice and Albert. I just discovered your channel yesterday and I am loving your videos. And it must have been an act of God because I bought Dave Ramsey’s book exactly last year and now I discovered you. You are the practical and the living witness to Dave’s baby steps and most of all, you are journeying with God. God bless you both with your first child. We shall pray with you. And we shall follow closely your tips and be one with you in your dream for all OFWs. God bless.🙏🏼
Hi Robin! Grabe grabe I had goosebumps reading your comment. Praise God! Truly, this is the Lord's doing. I am glad we're on this Baby Steps journey together. It's truly life changing. Thank you for your well wishes -- for Baby Hope (Lord willing sooooon) and for our goal for this channel. May God bless you as well as you continue on in this journey. And nawa matupad ang pangarap natin sa ating fellow OFWs!
Thanks for your encouraging feedback again! 😊🙏🙏🙏
Spreadsheets para sa akin. I can make charts, graphs. Nagagawa ko rin ang mga projections ng income ang expenses. Madali ko naikokompare ang inflow and outflow in a certain period.
That's good! 😊Go go! It's always best to do whatever works for you. Many people prefer spreadsheets with ease of use, so go lang po. At the end of the day, so long as you reach your desired targets, you're good. 😊💪
Thanks ate for the reminder to be good steward of God’s money.
My pleasure bro. Sana makatulong 🙏🙏🙏 Thanks for watching! 😊
Im smiling while watching this entire video. coz Im doing the same style of managing my finances po eversince.. Dmi ko pong take aways lge s mga vlogs mo.. PLS upload more about this content po😊.. It really inspires us❤.. Thank u po.. Worth sharing❤..
Hala Joana! Thank you thank you! Nakangiti rin akong binabada at nirereplyan ang comment mo 🤗 Thank you for the positive feedback. Will be uploading more of this for sure. Mixed content lang 😅
Congrats for being wise with your finances! You're on the right track! #TuloyLang 🙏
@@PausePraySimplify Whoa thank u po s reply.. Im an ofw po for 9 yrs.. planning to go back home for good. Inshallah🙏.. And been looking for vlogs n tlgang relatable po pra smeng mga ofws.. So lucky to finally found one😊..Wanting for more😍..Its really nice listening to people with the same mindset. Goodluck po snyo esp.on ur plans conceiving..
Napaka organized po, thanks po sa mga tips❤😊
Salamuch salamuch din bro! Grabe lagi ka nanonood! 🥳🥳🥳 astig!
Woah!😲I wasn’t expecting your reply po😅 thank you. I’m looking for info din po kasi since I’m planning to build din po a boarding house sa amin. And I found it from your vlog po. Tlgang gumagala si Lord ng way if He saw that you’re ready. Thanks po, btw OFW din po Ako dito sa 🇯🇵. 😊
Wowwww!!! Congratulations in advance sa iyong project bro! Tama yan na naga research ka bago mag-umpisa. 💪 Hello to our our Tangays/friends in 🇯🇵!!! 🥳🥳🥳 #TuloyLang
@@PausePraySimplify thank you po ma’am 😊
Thanks for sharing
My pleasure and privilege po. Sana nakatulong. 🙏🙏🙏
Sis thank you po sa inyong mga experience. Dami ko po natutunan
Yey!!! Thanks for the + feedback sis. Super happy ako na may natutulungan din kahit papaano. Hope this would bless you as you prepare for your future!
Thanks for watching, Lili! #TuloyLang
Wow so organized my baby ❤
Got it from you and lola, mamadear! 🤗🤗🤗
Thanks for sharing po te❤
My pleasure Liz! Thanks for always watching! Always present 🤗🤗🤗
Im youre avid fan here in gensan 😊
Salamat salamat po 🙏😊
ganyan din ako maam, naka envelop ang me note para saan allocated ang mga mga cash
Wowwww! That's goooood sis! Keep it up! Slowly but surely, maaabot mo rin lahat ng targets mo 🙏
Hi madamme. Im a subcriber to your channel. Im an OFW seabased. Just want some advise po. Kung ano negosyo maganda unahin option ko kasi ngayon apartment but may old bahay pa namin sayang din kasi e demolish. At pagawan ng bago
2nd po is accommodationd kasi may nabili ako lupa sa bundok may restaurant na din po. Kaso hindi ko kabisado mag manage pa kung accommodations. I hope you can help me madamme. Salamat po and GOD BLESS.
Nakakapagud naman yan madam😂😂😂😂😂😂 daming iisipin buti Wala akong pera 😂😂😂😂😂😂
🤣🤣🤣🤣🤣🤣 Nasanay na ako sis kaya napakadali na for me.
Kung sakaling may system ka na na naga work for you, just do it. Kasi talagang bawat tao, magkakaiba ng diskarte. Basta keep doing what works for you. 😊 Thanks for watching!
nakakainspired nmn mski mabusisi eh gusto ko gayahin, pero sa amin kase magkasama na.. basta ung gastos naka lista minsan kase lalo na pag may ppondohan eh kailangan malaki pera kaya imbes na itago q ay ipondo ko kumikita pa sya.. at d din ako nag babanko ng sahod dahil gsto ko dumami un pera ng mas malki kitain. pero kailangan pa din na may savings ka dahil ang bank yan ang titignan kapag magloan ka
Hi Tinderela20! I like your handler. 🥰🥰🥰 Ang witty. Yes yes, combined income din kami sis like you and nakasulat din. Pero pinaghihiwalay ko agad ang personal expense namin (baon ko) sa Household Expense like bills, food and all. Then hiwalay lang din ang Business Fund sa Personal/Household Fund. This way sure na 'di matouch ang pera na pang negosyo sa pampamilya. Ngayon yung Reserved Fund (emergency fund) and Sinking Fund (ipon for big payments/purchases) sa Digital banks ko na muna nilagay while hindi pa kailangan dahil iniipon pa para magkainteres muna.
You're doing well with your setup. Basta it works for you, #TuloyLang
Thanks for watching! 🥰🥰🥰
@@PausePraySimplify thanks napansin nio po.. ❣️ sa true lang po kase sa panahon ngaun wla na value ang pera nag depreciate na din ang value sa mahal ng bilihin. gusto q din sana mag karon ng apartment may lupa na.. pero hirap dn talaga magipon lalo na pag may negosyo ikot ikot lang din puhunan 😅 ung tubo sa expenses. ano po ma advice nio pls.😅🙏
New follower can you please make the videos in more English please or do some close caption in English
Hi Gabe. Will do later this week. So sorry again 🙏
Thanks for watching still.
MUCH APPRECIATED your quick response
Are you accepting contracts here in gensan ?
Hello po. So sorry po we don't work outside Puerto Princesa kasi dito na po kami based. Sorry po ah.
I want to follow but can't understand some of wjay you are saying please help me with this 🙏 your faithful followers Gabriel Garcia
Hi Gabriel, I'll try my best to put English subtitles to some of the videos this week and next week. Apologies for the inconvenience. Thanks for watching still.
Di ka ba nalilito dear
@StarLyrics hello! Naku hundi po ako nalilito dahil mahigit isang dekada ko na rin po ginagawa ito. This has helped us tremendously in paying off debt, saving money, acquiring assets and investments and living a simple but fulfilling life by God's grace. Ang money management system rin na ito ang dahilan bakit nakapag-retire kami from overseas work in our 30s. Kaya grateful po talaga kami. Thanks for watching! 😊
Can you speak Spanish maybe not
Oh no so sorry can't speak Spanish. Will try to put English subtitles.