There is never a dull moment with Dhirender Sir. Absolutely precise. Have been watching Sir for more than 10-15 years when Faye Dsouza used to interview.
I am from Pakistani where many people dont as much as financial knowledge like in India w.r.t investments in mutual as well as pension funds like in India. With Dhirendra Kumar motivations in his videos, i have started to build my pension fund as well as mutual fund portfolio from last 7 years-8 years. I am enjoying power of compounding both in fixed income as well as equity.
At 63, my reckoning is that the benchmark return on the portfolio is 14%. Anything above is a bonus Out of this 14%, leave 10% alone so that the corpus is protected Essentially, one can withdraw everything in excess of 10% Inflation is 10%, whatever anyone says
This is ultra wonderful and summary of all best advices from Dhirendra ji. Thank You Thank You Thank You. Video should be stored for ever and heard multiple times.
@@WhitneyRoss-dj4rf Wendy Joyce Woods possesses a profound comprehension of market dynamics and technological trends.,Her foresight is quite remarkable.
I am Ketan Raval from Ahmedabad. My age is 59 & retired. I shall start my monthly expenses Rs.40,000/- after two years . I am having conservative hybrid fund of MF sbi , hdfc , absl , icici & kotak MF . Each having 5 lakh investment since last 02 years. Is it right timing in current market scenario to switch over into Agressive hybrid or Balance Advantage funs into same AMC !! Should I switch lumps in a multiple shots ot do STP ??
Many thanks for sharing your investment knowledge ... My question is on retirement instead of doing bucket allocation as explained, can we do lumpsum investment of total retirement corpus in Few good Multi-Assets Funds/BAFs/Dynamic Asset Funds & do SWP of about 4 to 5% P.A. for deriving annual expenses during retirement ? Please Advice 🙏 . . Thanks
First 5-8 years of expenses should be in safe investments so that your MAF/BAF/DAAFs get a significant time to perform. If the is a war (Iran-Israel) or PM Modi doesn't do 300 paar then your 1 Crore of investment might end up being 50 lakhs only. That kind of a hit taken by a retiree might end up causing health issues.
@@WalterWhite-og6wj sir, tabhi to keh raha hoon ki hindi me video banao ki hum unpadho ko bhi Samajh aa Jaye. Aap to bahut Adhik padhe likhe ho aapko Samajh aaa jata hoga.
@@Harshil_Rakesh_Jai_Mata_Di Aap hindi mein banane ko bol rahe hai....aise to humko bhi dusri bhasha mein chahiye....kya kare phir....adjust karna padega....aangreji sikhni padegi
Is there any dependable and trustworthy service provider who can generate cashflow for retiree if he himself may not be able to do due to medical condition
Health insurance is a precursor to investing. Once health is secured, invested corpus can be used for retirement rather than funding medical bills. Of course the health insurance needs to be bullet proof in such a case.
There is never a dull moment with Dhirender Sir. Absolutely precise. Have been watching Sir for more than 10-15 years when Faye Dsouza used to interview.
I am from Pakistani where many people dont as much as financial knowledge like in India w.r.t investments in mutual as well as pension funds like in India. With Dhirendra Kumar motivations in his videos, i have started to build my pension fund as well as mutual fund portfolio from last 7 years-8 years. I am enjoying power of compounding both in fixed income as well as equity.
At 63, my reckoning is that the benchmark return on the portfolio is 14%. Anything above is a bonus
Out of this 14%, leave 10% alone so that the corpus is protected
Essentially, one can withdraw everything in excess of 10%
Inflation is 10%, whatever anyone says
Just two sane voice in Indian stock market and financial planning guides individual, one is Mr. Dhirendra and second Piramal Ade (Yadna Academy)
This is ultra wonderful and summary of all best advices from Dhirendra ji. Thank You Thank You Thank You. Video should be stored for ever and heard multiple times.
Excellent presentation of dhirendra and it's an eye opener for everyone. He can also guide us by analysing some funds once in a while
Thank you Dhirender sir.
Thanks for insightful advice
Retirement planning is crucial. Did you know that in some parts of the world, you need over a million dollars to retire comfortably?
Wow, that's a hefty sum. I've been retired for three years now, and I'm only 46.
@@WhitneyRoss-dj4rf How is that possible?
@@LeahLewis-ny9iu I have Wendy Joyce Woods managing my assortment. Her prediction calls have been incredibly fascinating I have to say.
@@WhitneyRoss-dj4rf Wendy Joyce Woods possesses a profound comprehension of market dynamics and technological trends.,Her foresight is quite remarkable.
@@LeahLewis-ny9iu You could easily goggle search her name she we’ll know in the industry, I did that myself.
Great episode
Very useful session.
Glad you think so!
I am Ketan Raval from Ahmedabad. My age is 59 & retired. I shall start my monthly expenses Rs.40,000/- after two years . I am having conservative hybrid fund of MF sbi , hdfc , absl , icici & kotak MF . Each having 5 lakh investment since last 02 years. Is it right timing in current market scenario to switch over into Agressive hybrid or Balance Advantage funs into same AMC !! Should I switch lumps in a multiple shots ot do STP ??
Many thanks for sharing your investment knowledge ... My question is on retirement instead of doing bucket allocation as explained, can we do lumpsum investment of total retirement corpus in Few good Multi-Assets Funds/BAFs/Dynamic Asset Funds & do SWP of about 4 to 5% P.A. for deriving annual expenses during retirement ? Please Advice 🙏 . . Thanks
First 5-8 years of expenses should be in safe investments so that your MAF/BAF/DAAFs get a significant time to perform. If the is a war (Iran-Israel) or PM Modi doesn't do 300 paar then your 1 Crore of investment might end up being 50 lakhs only. That kind of a hit taken by a retiree might end up causing health issues.
Sir, hindi me video banaya karo. Normal public ko bhi Samajh aa Jaye.
Normal ko samajh aata hai.. tu hi unpadh hai
@@WalterWhite-og6wj sir, tabhi to keh raha hoon ki hindi me video banao ki hum unpadho ko bhi Samajh aa Jaye. Aap to bahut Adhik padhe likhe ho aapko Samajh aaa jata hoga.
Par मे समझने की पुरी kausis करता hoon
Hindi vedio me chutye bahut coment करते है
@@Harshil_Rakesh_Jai_Mata_Di Aap hindi mein banane ko bol rahe hai....aise to humko bhi dusri bhasha mein chahiye....kya kare phir....adjust karna padega....aangreji sikhni padegi
Politeness english mf
@ Value research:
Is there any dependable and trustworthy service provider who can generate cashflow for retiree if he himself may not be able to do due to medical condition
Health insurance is a precursor to investing. Once health is secured, invested corpus can be used for retirement rather than funding medical bills. Of course the health insurance needs to be bullet proof in such a case.
Regular cash flow can only be done if the retirement corpus is significant enough.
You can consult any SEBI registered investment advisor
NPS is also EEE class
@valueresearch