Tito Talks
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5 Things You Didn't Know about Section IV - Excess Third Party Liability
5 Things You Didn't Know about Section IV. What may seem like another needless additional expense may be more useful than you thought. Most drivers in the country are actually content with the mandatory CTPL they get when they renew their vehicle registrations. That's cool and all, but these people are running a risk that may leave them vulnerable even if they have insurance.
The thing with CTPL is that it was made to be affordable for the general population. And since its coverages are fixed, there's no upgrading it. This is where Section IV comes in. In this video, tito will walk you through some of the more interesting facets about this supplemental cover that might save you a pretty penny in a bad collision.
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General Insurance Knowledge Playlist:
ua-cam.com/play/PLHcmqW9oK-jgx0OtmcVDgVud78er5WjZ4.html
Property Insurance Playlist:
ua-cam.com/play/PLHcmqW9oK-jh8NyO0iUm9CPY1JCA1FxXo.html
Motorcar Insurance Playlist:
ua-cam.com/play/PLHcmqW9oK-jh3k29hR_gUmvGHfd-RqEGF.html
Personal Accident Playlist:
ua-cam.com/play/PLHcmqW9oK-jiryxOIAVK4xLb8fy_iiYBr.html
Surety Bonds Playlist:
ua-cam.com/play/PLHcmqW9oK-jjhKTrM0J-SCAvn1PYFj9Sg.html
Marine Insurance Playlist:
ua-cam.com/play/PLHcmqW9oK-jjvlV38GaOUtgJZHP7MRDcw.html
English Mondays Playlist:
ua-cam.com/play/PLHcmqW9oK-jiwbGgzJrlxI8XWCr5ogkqn.html
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Looking to buy insurance?
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Let's talk! Usap tayo. Sagot ka ni tito.
I'm also on facebook! You can visit/message me at:
bit.ly/titotalksfb
You can also email me at:
tito.migs.talks@gmail.com
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Leave a like and subscribe for more non-life insurance related content! Let me know what kinds of topics/questions you want answered. Enjoy the rest of your day!
Переглядів: 642

Відео

4 Extensions of Cover for CAR/EAR
Переглядів 8163 роки тому
While CAR and EAR may be all-risk policies, they still have their limitations. On top of having exclusions in their coverages, they are also limited in the areas of interest that they cover when it comes to construction projects. For that reason, several extensions of cover are made available for these all-risk policies. These extensions could range from expediting the delivery of materials to ...
Insurance Myths Debunked
Переглядів 5103 роки тому
What better way to start 2021 than by deconstructing some of the most common misconceptions that people have about insurance? So put on your critical thinking caps and join your favorite tito to get some insurance myths debunked. Property Insurance Playlist: ua-cam.com/play/PLHcmqW9oK-jh8NyO0iUm9CPY1JCA1FxXo.html Motorcar Insurance Playlist: ua-cam.com/play/PLHcmqW9oK-jh3k29hR_gUmvGHfd-RqEGF.ht...
7 Business Expressions to Master to 2021
Переглядів 1323 роки тому
7 Business Expressions to master in 2021. It's here; the new year, I mean. With all the eating and merry-making behind us, it's time to make a better year for ourselves. If one of your plans is to upgrade your manner of speaking, tito has just the thing for you. In today's lesson, we will be talking about 7 commonly used expressions in business English. When deals are closed, sales are made, mo...
The 12 Claims of Christmas
Переглядів 1663 роки тому
Happy Holidays everyone! As you savor the food and the company of your loved ones during this time, let's talk about keeping safe during this holiday season. While risks are always there any time of the year, there are special risks that are present during this time. This is because people behave differently; both on a consumer level and on a personal level. This is why on Christmas day, tito i...
When to Use May or Might
Переглядів 2153 роки тому
When to Use May or Might? While this may sound like a little trifle when it comes to English, it's important to remember that these modals have slight differences. Knowing these differences lets you express yourself more effectively. But before we can get into these differences, it's also important to know what may and might are as small parts in a large collection of speech tools. This is why ...
LTO RESTRICTION CODES EXPLAINED (OLD AND NEW)
Переглядів 4,8 тис.3 роки тому
LTO RESTRICTION CODES EXPLAINED. For those of you looking to get a new vehicle over the Christmas season, you're going to want to watch this. Along with registering your new vehicle, you're also going to want to get licensed to be able to drive. When it comes to getting a license, you have to choose what type of restriction code to get with your license. Restriction codes dictate what vehicles ...
In Spite VS Despite - English Mondays
Переглядів 1363 роки тому
In spite vs despite. You know you've asked yourself that question before. Don't fret! They're not too complicated to use once you get to know the two of them better. But before you get into the details of these terms, it's best to know which part of language they form; prepositional phrases. And in this video, we are going to take a look at what they do and you need to do to use them properly.
Changing Insurance Terms - The Magic of Endorsements
Переглядів 1,6 тис.3 роки тому
Changing insurance terms in a contract may sound impossible, especially if the policy has been paid; but is it really? We all know that everything changes; sometimes drastically. Your client may lost their job, forcing them to use their car as a taxi. They could be forced to sell their house. They could change their business name. They could ask for more coverage from you. What do you do when c...
Insurance Agent VS Insurance Broker
Переглядів 23 тис.3 роки тому
INSURANCE AGENT VS INSURANCE BROKER. You know you've always wondered but never had the balls to ask. While these two terms get used all the time, these are two different things. In this video, tito is going to walk you through what these people have in common and what sets them apart. Despite that, it is important to remember that even though they're different, they still reach important segmen...
Writing Better Subject Lines for Emails (2020)
Переглядів 623 роки тому
Writing better subject lines for emails has always been an important task for anyone selling insurance; especially in today's landscape. Getting your email sent to anyone is relatively easy. Getting your email opened and read is a completely different thing. With a few tips and pointers from tito, you should be able to make subject lines that catch attention and compel your recipient to read wh...
3 Things You Need to Know about Machinery Breakdown Insurance
Переглядів 2,6 тис.3 роки тому
3 things you need to know about machinery breakdown insurance. While EEI and CARI and EARI have their own peculiarities, machinery breakdown insurance sets itself apart. It's still a form of engineering insurance, though. From the types of things insured to what is covered, machinery breakdown is pretty unique; and for good reason. You're insuring heavy machinery on which a business/office/plan...
Pronouncing Numbers - English Mondays
Переглядів 1143 роки тому
Pronouncing numbers? Is it really that hard? Not really. While it isn't too difficult to neutralize your accent when it comes to numbers, people often overlook it and betray their accents when the conversation turns mathematical. As agents, you deal with number almost everyday; no matter what it is you're talking about. Don't you think you should be upgrading your pronunciation when it comes to...
Electronic Equipment Insurance - 3 Things You Need to Know
Переглядів 2,4 тис.3 роки тому
Electronic equipment insurance is one of those lines of business that really catches you off guard. You're not sure if your electronic equipment is already covered under your fire policy or under something else. On top of that, the coverages for something so delicate could make policies very complicated. But you'll be surprised to know that it's one of the simpler lines of business that actuall...
Insurance History - The Historical Background of Insurance
Переглядів 13 тис.3 роки тому
Insurance history time! While insurance is already a very complex and interesting topic, the story behind its development is even more complex and interesting. In this video, tito is going to walk you through the earlier forms of insurance and what led us to the financial tool we have in today's demanding market. Buckle up for a history lesson pamangkins! Property Insurance Playlist: ua-cam.com...
7 Intelligent Insults for the Modern Savage - English Mondays
Переглядів 4383 роки тому
7 Intelligent Insults for the Modern Savage - English Mondays
5 Things You Need to Know About CAR/EAR
Переглядів 1,5 тис.3 роки тому
5 Things You Need to Know About CAR/EAR
All-Risk Insurance Policies - What are they?
Переглядів 3,7 тис.3 роки тому
All-Risk Insurance Policies - What are they?
What Does SOS Stand For?
Переглядів 5633 роки тому
What Does SOS Stand For?
What is Engineering Insurance? (2020)
Переглядів 3,4 тис.3 роки тому
What is Engineering Insurance? (2020)
7 Common Errors in English
Переглядів 793 роки тому
7 Common Errors in English
Negligence Explained - The 4 Elements of Negligence
Переглядів 1,4 тис.3 роки тому
Negligence Explained - The 4 Elements of Negligence
Risk VS Hazard VS Peril - What's the Difference?
Переглядів 4,4 тис.3 роки тому
Risk VS Hazard VS Peril - What's the Difference?
Disagreeing Like a Civilized Person - 5 Phrases to Disagree Politely
Переглядів 1033 роки тому
Disagreeing Like a Civilized Person - 5 Phrases to Disagree Politely
Liability Insurance 101 - CGL vs CPL
Переглядів 6933 роки тому
Liability Insurance 101 - CGL vs CPL
Insuring an Insurance Company - The Concept of Reinsurance
Переглядів 9773 роки тому
Insuring an Insurance Company - The Concept of Reinsurance
What is Depreciation in Insurance? (2020)
Переглядів 5833 роки тому
What is Depreciation in Insurance? (2020)
Material Facts Explained - What are Material Facts?
Переглядів 3 тис.3 роки тому
Material Facts Explained - What are Material Facts?
Improve Email Writing - Tito's 7 Rules of Email Etiquette
Переглядів 2333 роки тому
Improve Email Writing - Tito's 7 Rules of Email Etiquette
Insurance Principles Explained - Subrogation and Contribution (2020)
Переглядів 3,3 тис.3 роки тому
Insurance Principles Explained - Subrogation and Contribution (2020)

КОМЕНТАРІ

  • @mehdi_mirbagheri
    @mehdi_mirbagheri День тому

    By engineering

  • @meharrasul
    @meharrasul 19 днів тому

    Great work helped me a lot

  • @jeffreyabao287
    @jeffreyabao287 28 днів тому

    How to join you po

  • @rupanag
    @rupanag Місяць тому

    I am new to the insurance domain. Can you please tell me how client/customer and insured are distinguished conceptually in insurance domain?

  • @rupanag
    @rupanag Місяць тому

    helpful video thanks

  • @xxx_Mrs.A
    @xxx_Mrs.A Місяць тому

    No. Inherent vice

  • @xxx_Mrs.A
    @xxx_Mrs.A Місяць тому

    A bit late, but SKL. I will be taking my 2nd part of exam sa IIAP tomorrow. Glad I came across this vid ❤

  • @strongestdirector6137
    @strongestdirector6137 2 місяці тому

    Very informative video, thank you

  • @bj2949
    @bj2949 2 місяці тому

    INVALUABLE VIDEO! I needed this one so much. Thanks Tito!

  • @user-wg1dx9xc5z
    @user-wg1dx9xc5z 2 місяці тому

    Thank you very much for your explanation

  • @jidejosef7891
    @jidejosef7891 2 місяці тому

    Yes it is possible Its called ENDORSEMENT

  • @jidejosef7891
    @jidejosef7891 2 місяці тому

    CAR A IS THE PROXIMATE CAUSE

  • @SanjaySingh-vj3hi
    @SanjaySingh-vj3hi 3 місяці тому

    😂n

  • @jamalsmith5073
    @jamalsmith5073 3 місяці тому

    To the question of the day it depends on the terms which includes what is incontestable vs. contestable.

  • @Shekinah-yy7xd
    @Shekinah-yy7xd 3 місяці тому

    Thanks for explaining.by the way you have a cute smile.😂😂❤

  • @jordanmeliani353
    @jordanmeliani353 4 місяці тому

    Very good video, it sums it up completely in a very easy way. I am a contract manager in Transport insurance and just had a new career shift toward Marine Insurance Underwriting.

  • @neharose1858
    @neharose1858 4 місяці тому

    I'm studying law in india .this effortlessly clarifies.thank you

  • @BarbaraJampsa
    @BarbaraJampsa 4 місяці тому

    Thank you so much for this information because it was very informative and I like the way you deliver the content. Very engaging and kept my attention unlike other videos with the same information. Keep up the great work because you are awesome!

  • @ciaranwalsh9963
    @ciaranwalsh9963 5 місяців тому

    Excellent presentation.

  • @NazairesDiamondJewellery
    @NazairesDiamondJewellery 5 місяців тому

    Do you still offer the contractor's bond. I am interested to know more about the downpayment bond for my contracts.

  • @syeh779
    @syeh779 5 місяців тому

    Very useful information...Thank you so much.

  • @iviewilliam-aghedo2963
    @iviewilliam-aghedo2963 5 місяців тому

    God bless you!!

  • @yaboiavery5986
    @yaboiavery5986 6 місяців тому

    Hope you're doing well tito 🙏

    • @MEWT_VOLUME
      @MEWT_VOLUME 4 місяці тому

      I *legit like watchin this guy what happenned!!!?

    • @yaboiavery5986
      @yaboiavery5986 4 місяці тому

      @@MEWT_VOLUME no idea! Just stopped uploading

  • @sunainasingh8347
    @sunainasingh8347 6 місяців тому

    Great explanation

  • @daniellepint
    @daniellepint 6 місяців тому

    Hmm I wonder what the cargo was

  • @joeharris4820
    @joeharris4820 6 місяців тому

    Thank you Tito!!

  • @panda_artist4607
    @panda_artist4607 7 місяців тому

    2024 😊

  • @panda_artist4607
    @panda_artist4607 7 місяців тому

    2024 watching

  • @taletehcourage7310
    @taletehcourage7310 7 місяців тому

    Thnkui so much for this wonderful stuff🙏

  • @taletehcourage7310
    @taletehcourage7310 7 місяців тому

    Thanks for this

  • @pcshukla5367
    @pcshukla5367 7 місяців тому

    Electronic Insurance is a kind of All risk policy it covers both Burglary and Fire

  • @uchihafanlover
    @uchihafanlover 8 місяців тому

    Goverment

  • @PBS-nm1uu
    @PBS-nm1uu 9 місяців тому

    keepit coming

  • @mickwright7019
    @mickwright7019 9 місяців тому

    We are all such nerds who watch this, but Goddamn I love it

  • @cephaslonzi3691
    @cephaslonzi3691 9 місяців тому

    👌

  • @cephaslonzi3691
    @cephaslonzi3691 9 місяців тому

    Love the way you simplify insurance even the technical bit of it🎉

  • @aaronCLE1605
    @aaronCLE1605 10 місяців тому

    Thank you 🙏

  • @firstborns8590
    @firstborns8590 11 місяців тому

    Thank you sir!!!! Very informative to me and answered my query love you man!!

  • @Tirupatidarshanam
    @Tirupatidarshanam 11 місяців тому

    That's an amazing way of explaining things.... Thank you so much

  • @missionmec1750
    @missionmec1750 11 місяців тому

    Thank you very much

  • @nancyobasi1468
    @nancyobasi1468 11 місяців тому

    Yes it is possible …. That’s where “endorsement” comes to play

  • @360republic5
    @360republic5 Рік тому

    I need a commercial insurance broker

  • @laibaafraz1924
    @laibaafraz1924 Рік тому

    Tito sir thank you soo much your vedio about insurance is outstanding... I'm form Kashmir ❤️

  • @JuanPerez-lr3bn
    @JuanPerez-lr3bn Рік тому

    Bro i can't... Stop changing you language...i can watch yout videos sorry

  • @JuanPerez-lr3bn
    @JuanPerez-lr3bn Рік тому

    I like your videos but you chenge your lengauage and don't eve explain that in English! So i am going to watch another person

  • @smaganas
    @smaganas Рік тому

    Brokers vs Carriers?

  • @lovellemaegalia496
    @lovellemaegalia496 Рік тому

    Guardian’s bond vs Heir’s bond?

  • @muhammaddikko2225
    @muhammaddikko2225 Рік тому

    Good presentation

  • @callme_adam
    @callme_adam Рік тому

    Thanks dude!

  • @martinkalaula
    @martinkalaula Рік тому

    I like thi presentation. Its so easy to follow.