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Darren Tsai
Приєднався 31 сер 2023
Hi, I'm Darren Tsai. I am a licensed real estate agent and mortgage loan originator in California.
I created this channel to educate and share my experiences in Real Estate & Mortgage.
Whether you're a new real estate agent, a first-time home buyer, real estate investor, or getting started in real estate, I hope my content provides you value.
If you want to hear some real estate stories and current real estate topics, make sure to subscribe and hit that notification bell. Get ready to learn and have some fun on your real estate journey!
DRE#02103705
NMLS#438102
I created this channel to educate and share my experiences in Real Estate & Mortgage.
Whether you're a new real estate agent, a first-time home buyer, real estate investor, or getting started in real estate, I hope my content provides you value.
If you want to hear some real estate stories and current real estate topics, make sure to subscribe and hit that notification bell. Get ready to learn and have some fun on your real estate journey!
DRE#02103705
NMLS#438102
Mortgage Refinance Explained - Refinance 101
Thinking about refinancing your mortgage but unsure about the process?
This video covers:
- Cash-Out Refinance vs. Home Equity Loan (Understanding the key differences)
- When to Refinance (Signs it might be the right time for you)
- Required Documents (What you’ll need to prepare for a smooth refinance)
- Common Mistakes to Avoid (Pitfalls that could cost you money or delay the process)
Get your FREE FHA Loan Calculator here:
smarterhomebuyers.com/fhacalc
I've also created a FREE gift to help hopeful homebuyers learn how to save BIG when purchasing a home.
Download it here: smarterhomebuyers.com/firsttimebuyer3
Send an email if you want to chat!
Darren@ RealDarrenTsai.com
____________________________________________________
Other relevant videos:
ua-cam.com/video/C7ZcA4QLKdI/v-deo.html
ua-cam.com/video/cuBUdlweI2A/v-deo.html
ua-cam.com/video/UPEyTYWRQJg/v-deo.html
____________________________________________________
👋🏽Hi, I'm Darren Tsai. I’m a licensed mortgage loan originator and real estate agent in California.
I created this channel to share my journey as a real estate professional. My goal is that you can learn from my mistakes, find inspiration or education, and learn about real estate.
____________________________________________________
#refinance #mortgage #fhaloan #homeloan #refi #heloc #heloan #firsttimehomebuyers #househunting
This video covers:
- Cash-Out Refinance vs. Home Equity Loan (Understanding the key differences)
- When to Refinance (Signs it might be the right time for you)
- Required Documents (What you’ll need to prepare for a smooth refinance)
- Common Mistakes to Avoid (Pitfalls that could cost you money or delay the process)
Get your FREE FHA Loan Calculator here:
smarterhomebuyers.com/fhacalc
I've also created a FREE gift to help hopeful homebuyers learn how to save BIG when purchasing a home.
Download it here: smarterhomebuyers.com/firsttimebuyer3
Send an email if you want to chat!
Darren@ RealDarrenTsai.com
____________________________________________________
Other relevant videos:
ua-cam.com/video/C7ZcA4QLKdI/v-deo.html
ua-cam.com/video/cuBUdlweI2A/v-deo.html
ua-cam.com/video/UPEyTYWRQJg/v-deo.html
____________________________________________________
👋🏽Hi, I'm Darren Tsai. I’m a licensed mortgage loan originator and real estate agent in California.
I created this channel to share my journey as a real estate professional. My goal is that you can learn from my mistakes, find inspiration or education, and learn about real estate.
____________________________________________________
#refinance #mortgage #fhaloan #homeloan #refi #heloc #heloan #firsttimehomebuyers #househunting
Переглядів: 695
Відео
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Are you a first-time homebuyer thinking about purchasing a house with an FHA loan in 2025? If so, you probably have questions like: - What are the latest FHA loan requirements for 2025? - What credit score do you need to qualify? - How long do you need to be employed? - How much is the required down payment? - What are the pros and cons of FHA loans? In this video, we’ll break down everything y...
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How to Pass The Real Estate Exam in 2025 (Guaranteed)
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GREAT, THANKS!!!
no problem! glad you enjoyed!
Great information, kindly explained, much appreciated.
Glad it was helpful!
I’m looking to pivot to real estate, do you recommend getting in at a company and training first then getting my license? Or should I just study the material and get my license and then learn the ropes from someone after?
Get your FREE FHA Loan Calculator here: smarterhomebuyers.com/fhacalc I've also created a FREE gift to help hopeful homebuyers learn how to save BIG when purchasing a home. Download it here: smarterhomebuyers.com/firsttimebuyer3 Send an email if you want to chat! Darren@ RealDarrenTsai.com
Thanks for sharing your knowledge! New subscriber here from colorado
Thanks for watching and the kind words!! Let me know what other content you want to see!
Great video! No matter how many videos I watch about FHA and conventional loans I always learn something new. I have been looking west of Western Ave between Miracle Mile and Mid-City, but many people are still on those pandemic comp highs. The gravy train is over for sellers but we still have to wait for more inventory for these comps to come down, even more than what they are doing now.
Thanks for the feedback! Midcity is a hot area. Most sellers will just stay put with their low rates. There is opportunity with tired landlords of RSO owned units in that area though.
I have to work for a brokerage? Can I just work for myself ?
If you get your broker license, you can work for yourself. If you only have salesperson license, you have to hang your license at a broker. If you want to buy and sell for yourself, don’t need a license. Only need a license to represent others & earn commission.
These videos help a lot, makes me excited to take my first attempt at the exam
Thanks Mason! These comments make me excited to make more videos! 🙌🏽
Thank you so much for this information 🙏🏽
You are so welcome! 🙏🏽
I have taken the real estate exam 3 times already, and i haven't passed. I'm honestly really worried whether or not i can do this. But my scores aren't low, i just need a little extra push. What should I do?
Figure out what sections on the exam you’re barely missing on and get better at those type of questions. You can do it!
Hi again! So for CA, on my first try I didn't get any math problems - I am guessing it is bc the test is on a computer and you aren't even allowed to take paper or a pencil for math problem solving. My second try is tomorrow I will update you on this if I happen to get some this next time... oh and also if I pass ! 😁😁👌👌🙏🙏
Thanks for sharing!! Good luck & hope you pass!
@@DarrenTsai_ I paaaaaassed!!!! Thank you again for your helpful videos!!!!! 🥳🥳 And just an fyi, still no math questions on the test.
@@cduron207 LETS GOO!!!!!! Congrats!!! Email me and let's chat about what's next for you!
on that link that you shared below can i take those pretest as many times as id like or is it a payment for just a one time prep test?
The testing packet is good for a certain amount of days. You can take it as many times as you like until the prep expires.
Gracias 🙏🏾
De nada 🙌🏽
So there are 3 exams in total for the courses. Then 1 more exam for the license. Is that 4 exams in total?
That is correct! In california, each 45 hour course has a final exam. Then there is a 1 actual exam. dre.ca.gov/Examinees/RequirementsSales.html
Thank you so much ❤
Glad you enjoyed it! Good luck with your exam!
I love this format!!!
Thanks for watching!
Quick question for ya! Are you talking about skimming through the pre course and focusing on this reviews at the end of units or some other prep for the final written exam? Thank you in advance!!
That's exactly what I did. Skim through the pre courses. Took notes on the summaries at end of units. Then studied separately for the final exams.
@@DarrenTsai_ this helps a lot! Thank you so much!
@@DietCherryCait No problem!! Best of luck with everything and reach out if you have more questions!
Which test bank did you use ? How long did the classes take and which program did you do for required classes.
I used a website called Colibri, it offers exam prep and all the courses you need to become a licensed Real Estate Agent. For California, there are 3 courses that are 45 hours each. I used Colibri to get my RE license, Mortgage Loan Originator license, and am working on my broker license: colibri-real-estate.pxf.io/Jzy4dr Here is a link to the test questions that I used to pass: colibri-real-estate.pxf.io/4PXqYn Can also use code: Tsai45 (45% OFF!) (Full transparency - this is an affiliate link so if you sign up here, I make a few dollars)
Get your FREE FHA Loan Calculator here: smarterhomebuyers.com/fhacalc I've also created a FREE gift to help hopeful homebuyers learn how to save BIG when purchasing a home. Download it here: smarterhomebuyers.com/firsttimebuyer3 Send an email if you want to chat! Darren@ RealDarrenTsai.com
This was my first time viewing your CA-RE EXAM content. Darren, BRAVO!!! It was clearly presented and concise!!! I have subscribed to your channel to prep for my RE Salesperson testing next month.
Thanks for the love!! There will be more videos like this!
So if I as a homeowner tell a contractor, I want him to work on only my project until it’s done, is that just a dealbreaker for every contractor?
Probably not a good sign if you are the only project they have.
I love that it’s just a giant cube😂 but hey, I’m an engineer, and I can’t argue with practicality😊 though ranch layout would have been epic if possible.
Don’t get me wrong, the design options to make something epic were there…but finances for that were not 😂
How did you finance? What kind of lending institutions do loans for that? Or did you HELOC?
I did heloc.
I passed my exam 1/24/2025 🎉 on the first try!!! Your videos helped a ton. Thank you
Congrats!! 🎉
CONGRATULATIONS NOEL!!!! ❤
What’s the question bank?
Questions that were on the previous exams that you will likely see on the exam
Texas
I heard the texas test is tough. Good luck!
@DarrenTsai_ it is lol. This will be my 3rd attempt! But thank you, and thanks for the extra help.
@@ldb1311 3rd time's a charm. You got this!
Everyone asks me where to get test questions (35+ States!) Here is a link to the test questions that I used to pass: colibri-real-estate.pxf.io/4PXqYn Can also use code: Tsai45 (45% OFF!) (Full transparency - this is an affiliate link so if you sign up here, I make a few dollars) For a FREE weekly Newsletter on Real Estate Agent Success: smarterhomebuyers.com/agentsuccess
I found your videos on the day I had to take my exam and I am sure that it is because I watched several of these videos right before I went in to take the exam that I got far enough to almost passing my first try! Now I am using your videos to the fullest to prepare for my second try at taking the test! Out of so many RE videos out there yours have been the MOST helpful. Thanks sooooo much !!!!!
amazing - what state are you in?
@@DarrenTsai_ California ☀️!
Thanks!
Hope this video helped! Feel free to email me too!
California ❤
Where in CA?
Did you have to pay the bank while they were building
I did not take out a construction loan so yes. Are you looking for advice on financing for an adU?
What is your email
Darren, thank you for sharing your experience. I’m guessing that you guys were able to keep your cost in check by going for an architecturally non-descriptive exterior. That is the most charitable description I can offer.
Haha that is very accurate. One of our revisions to the plans was to remove some decorative overhangs. For other viewers, you may be somewhat limited too because the ADU needs to match existing structure in terms of exterior colors.
Oklahoma 🤠
I’ve never been! How’s the market in Oklahoma?
@@DarrenTsai_ It's ok, kinda slow just like TX. But everyone is anticipating a healthier economy this year 🤞
@@designbyjohnperez The only cities I know in OK, are OK city and Tulsa. I'm sure you're seeing some people moving there because the cost of living is more affordable.
@@DarrenTsai_ Those are the only major cities in OK lol. Yes, the population growth in OK is booming, and home prices are increasing. However the median cost of a home is about $280k. Homes over $500k are not moving as fast. And the home prices have been stagnant since around the end of 2023. But that's just my opinion from watching home prices via zillow. Once I pass my exams and have more tools to understand the market, I'll have a more concrete idea as to how the market is.
@@DarrenTsai_ btw, I passed national and state (Oklahoma) the first try! I did take in person classes but supplemented my studies with your videos! It helped a lot as I spent a lot of time on the road driving for work and was able to listen to your videos while driving. Thank you, and keep it up!
Great video
Thanks for the feedback!
2:07 I would just like to point out that during the early phases of the War on Terror, Private Military Companies would hire former Elite Service members (Special Forces, Seals, etc) to go into the areas of the battlefield the Marines weren't willing to go, and they were being paid $450/Day. With inflation that would be $700-800 today, but the most powerful thing you're getting shot with at the construction site is a nail gun.
Point noted!
11:03 Steps 1, 2, and 3 are all the same: you need more money
+ be better with current money you have.
Why do you need to go to in person center if you take it on line?
The actual test is in person. The classes are online
Excellent video
Thank you very much!
What are your monthly payments to the loan?
Email me
You don't save money building smaller. You save money by building larger
Possible if the contractor gives a discount for the larger project but that logic doesn’t apply to finishes and more fixtures unless you’re actually a contractor getting wholesale prices which most people aren’t.
2:48 $285,000 1,209 sqft $238/sqft
Thank you Darren. If someone is looking a channel to study Real Estate Prep exam, STAY HERE! Darren explain all content in depth.
Thank you Sandra!!!
Hey my friend Darren ! Your videos are worth GOLD! I passed my Real Estate Exam last week. On my first try 🎉 The way you place all questions help us to analize, you explain it to us so very very well. 🙌
Yes!!! Congrats!!! what's next for you?
@@DarrenTsai_ 🙂🙏🏻 It’s a good Question. Just right now I’m reading info .. what next! Some advice ?
Email me!
😮
What are your thoughts about the current housing situation? I made a gift that educates hopeful home buyers on how to save BIG when buying a home. Download it here: smarterhomebuyers.com/firsttimebuyer3
super helpful and very good professional video . thank you
Thanks for the comment! Glad you liked it!
I would love the 50 questions. 🙏🏻
50!! Thats a good amount! Good luck with your studying & hope you pass your test on the first try!
😂 285k wtf a mini mansion ADU?
maybe in other states but not in CA 😥