Відео

It’s a huge mistake for a spouse not to work. This is exactly the kind of vulnerability she created for herself. If you’re living on someone else’s paycheck, then if something happens to them or their job, you are helpless. No experience, no career means you’re basically competing with teenagers for jobs as an older adult. Sure, maybe there are a few years where the stay-at-home parent’s salary all goes to daycare. But still, don’t stop working. You create a work gap that affects your career progression for the rest of your career. Even if you eventually go back to work after the kids go to kindergarten, you will always be 5 years behind where you would have been. And it doesn’t even have to be a death that causes this situation. It could just be a layoff. A two-income household can absorb a layoff way more easily than a one-income household. As for being 64 and still not working… why?! It’s explainable if the kid is not in kindergarten yet, but the kids are grown and long gone. The mom is not raising young kids who need supervision, and hasn’t for decades. There’s no excuse. Gotta be able to stand on your own two feet if your spouse unfortunately passes away.

I was under the impression the non-working spouse of a social security recipient (presuming the recipient is a SS recipient) is eligible for Medicare Parts A and B. No? Too, it's hard to believe the husband didn't have a life insurance policy.

My parents get by comfortably on much much less. She will be fine if she makes prudent choices and downsizes.

this happens in Phoenix every day

The only hope for America, and the for that matter is to repent of sin and receive the Lord Jesus Christ as Savior. Acts 20:21; Romans 10 Everyone that knows the truth knows the nations of the world are bankrupt and set up for global governance and a cashless world ruled over by the Antichrist. Revelation 13 The very fact that the majority of you don’t believe the Bible proves it’s prophecies of the last days.

Fascist Trump is a conman. No matter what people say, this is fact.

You just said it all you said Doge whatever that means that is not a part of the United States government so therefore it is against the United States government that is tyranny white Europeans Donald Trump won't be good for anyone including you CULT followers the system is designed Donald Trump is not a businessman Donald Trump is a scam so if Donald Trump is the good businessman that I mean that the United States is a scam 💯💩

House price to annual incom, Australia 12:1, USA 9:1, should come back under 5 in area 3,5 till 4,5

Most importantly, he died, where is he now, in the pits of hell because he rejected Jesus as our Savior or... hopefully, he's with Christ for eternity because he accepted Jesus who died on the cross for our sins. I agree, we must be the stewards of what we have but I'll never worry about earthly things, pointless. Don't be deceived people.

he had a health problem, he just didn't know about it

I retired at 50 and lived within my means and never looked back....working is not good for your health!!!

maby i dont understand the hole story becouse i am from germany , but she can sell the house right ? 100,000 invest ? pension ,3100 ? as a german ho get 900€ pension month, after 35 year working ,this d redicelouse lot oft money , so sell the house buy small one ,ore move to portugal ore costa rica, i feel soory for her lost the husband , but finance sounds not so dramatic!

I would question if the husband had a life insurance policy through work, that could be 90 to 180K, which would get her to age 65 with medicare and social security.

I RETIRED ON MY 50TH BIRTH🎂DAY BACK IN 2009, NEVER LOOKED BACK‼ THESE 16 YRS HAVE FLOWN BY, AND AS I MONITOR OUR PEN$ION RETIREMENT WEBSITE ONCE A MONTH, LOTS OF COWORKERS, SUPERVISORS HAVE KICKED THE🪣 BUCKET🪣‼ IF YOU CAN AFFORD TO GET OUT, GET THE FK OUT A$AP‼

no life insurane? really?

Trump has no solutions. Trump knows how to get into more debt and cut taxes for billionaires. He talks like a dumb lazy uneducated boomer.

PhD student, finance your education with loans like the rest of the middle and lower middle class.

What happened to a life insurance policy?

shes got 500k in investments and she can start his SS, she can file for medicare in a yr, keeping the house is probably a no-go so she sells and it bumps her to $1mm investable, $40k off the investments $40k from ss - so she has $80k/yr to live off of, sucks they ran their finances the way they did (mortgage at 65?, no retirement acct for her? no life insurance to cover the house payoff?) but a single person can live fairly well on $80k/yr, sad story. OH! and mr phd is on his own no way should that continue.

She should be able to get spousal benefit of her husbands social security.

If…IF….we layoff a gov employee making 75k and immediately cut taxes on non gov workers by 75k it will be gdp positive…since non gov workers HAVE to be productive at some level

Sell the house. The house equity + 401K + Savings Accounts = 1 Million. That's $40K/yr using the 4% rule. Heck, 2 Year Treasury Rate is at 4.28%. That and the social security = approx $75K per year. Not too shaby. Pretty darn great. And paying for a PhD? Really? Time for the kid, er adult to get to work.

Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Building wealth involves establishing routines, like consistently setting aside funds at regular intervals for smart investments

The sad reality is that this money is enough. She runs into a longevity risk, which decreases her savings and investments. She will need to get a reverse mortgage, open a new investment account, and cut her son's gift in half for a Ph.D. program. She will have to use the equity credit and use it with conservative investment. She needs investment coaching and can survive with this money.

He might understand a lot of stuff but listening for an hour and half for thirty seconds of wisdom?

Trump runs his mouth and Powell runs the presses. In case you might be a little confused?

I can't understand how people can say that trump is financially savvy, he's put more businesses in the ground that I care to count. Please show me an example how trump did something that shows financial literacy.

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You should reduce the wages of government workers. Not fire them. That's more logical. During economic downturns people in the private sector take a haircut.

Entire family banking on one person while letting him be in debt is a setup

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Soot on!!! 100% it’s going to be a spectacular collapse!! Trump cannot stop or fix this.

Thete are no foreigners getting 3-4k without having paid into SS. The problem is billionaires'

I saw my parents and credit cards. No. I don't want to live like that. Wages need to be better.

We were the greatest creditor nation under Carter. We became the greatest debtor nation under the trickling lies of Reagan. And it was all military spending. I don't want that. I want more social services spending. I do not want wars or money into mercenary forces. I want Social Security fully funded and expanded.

Madness to have a large mortgage at 66 years old and where is the life insurance policy ? also madness paying for college for your kids to do a PHD .

Smart Investing Made Simple: Bitcoin as a Key to Retirement Planning

You're nuts!!!!

Great review Michael. UK is in same situation for home unaffordability with interest rates rising. Our mortgage are normally 3-5 years and then need renewing. If unemployment kicks in again as well, the housing market will collapse.

Let the fired govt workers learn to pick fruit and vegetables. Two problems solved at the same time

As the dollar fails, the US fails. No one can stop it. It is too late

George Washington #1.

Get curency out of the Bank Buy gold and silver and food

He was already president once before. We had chaos. He disbanded the National Security Counsel in 2018, a white house directorate that responds to pandemics. As a result, in 2020 we had the COVID pandemic and the world shut down as there was no one and no plan to respond to it. In addition, he promotes and fosters an environment where racism and hatred is acceptable, so we ended up with the on camera murder of George Floyd by a racist cop that sparked protests, riots and chaos. We also had January 6 2021 where he instigated a riot in Congress with total disregard to law and other. It's fine to want to make money and you can be excited about that I guess, but chaos affects everyone, not just the poor. There were rich Wall Street types who committed suicide during the 2020 lockdown because they couldn't deal with the isolation. The markets also don't like uncertainty and chaos. So I'm not sure what you're excited about. It's like being excited to see the sequel to The Purge.

bruh kamala lost

Also, do you think Trump should and can ban foreign investors from buying housing units here?

What year will be the bottom in your best guess? If you think we're in '05 '06 right now, so another 6 years? 2030 or so?

Right now today at 9:25 AM treasuries are surging higher with 20 year near 5%! This collapse will come from the debt market which has never happened before. This will bring all other markets down...real estate commercial/residential, auto industry, every bank and EVERY fiat currency! When these all collapse EVERY vestige of government will collapse since they are dependent on all those markets. At that moment EVERY corrupt politician, judge and DA will be without their police protection! Then we the people will do what needs to be done to fully restore our Constitution and go back to what our Founders started. Freedom has always been won and kept via the blood of the tyrants and traitors. So prepare fast now for time is extremely short.

He knows financials? Well I suppose after multiple bankruptcies and the squandering of his father’s 400 million inheritance and his “success “ at cheating on his taxes he’s learned a lot. So let’s turn our government over to the convicted felon,sexual predator and insurrectionist and hope for the best. As you should know societies rot …like fish…from the top. We certainly have the right crew in charge.

Trump is a criminal psychopath and will destroy our democracy. I thought you were smarter than this.