Відео

I understand you only get priority boarding for the card holder not for your companion and you get two free check bags every trip because I seen other things posted that say for it’s only for certain flights.

Does the TSA precheck applies to authorized users?

To be fair Capital One did announce at the end of 2023 that the Venture would be losing lounge access. They gave over a year of notice so it wasn’t a sudden change. But without that benefit I think the Venture X makes more sense for most people. For the Venture to work you really have to be big into the Capital One ecosystem and utilizing their travel portal, dining experiences, and entertainment offerings.

In my opinion, having airline loyalty is only necessary if you don’t have any real competition at your airport and or if your job reimburses you for your travel. I’m happy you used EWR as your example. Only airline cards and day passes get you into any of those lounges. United also doesn’t seem too bothered by any of the other airlines that use EWR and their prices (cash or rewards) show that. Lastly with any airline card, there’s only really a few things worth looking at and that’s how many checked bags we get, companion pass (if available) and lounge access. It seems you’re also in the NYC area so I look forward to future vids man.

Yeah, I’ve definitely had application regret. I’ve seriously looked at the venture card as a serious CFU replacement even after capital one removed the lounge access. In my opinion C1 cards compliment other ecosystems, not replace them. Lean hard into the purchase erasure feature (statement credit) combined with capital one offers (Don’t confuse it with C1 shopping). There’s often some really large bonuses so you can quickly build some miles. Once you have them, put the flight taxes and fees, hotel room and or room charges in there and erase it.

It's only good for the SUB and when paired with rh Venture X. After the first year - cancel it! I opened this last night and it goes along with my Venture X and Savor (OG) Card. SUB, SUB, and more SUB.

Since you have a non WF checking account, can you explain the point redemption. Is it a statement credit? Does point redemption count towards one of the 4 payment limits per month?

Here’s my hot take: there absolutely a right answer here. You should never be loyal to any corporation. They have no idea who you are and don’t care either. You’re a number on a spreadsheet to them. Grab whatever transferable point currency card you prefer and have at it. Don’t be loyal to the issuer either. Never be afraid to dump one corporation for another - they would do the same to you in a heartbeat.

I’ve never understood the point to the Venture. I get the Venture One (to keep a setup NAF) and the Venture X. The Venture takes $95 away from you and gives you nothing back to offset the fee annually. With Wells Fargo you can pair two NAF cards - the Active Cash for a 2x catch all and the Autograph for a ton of 3x categories - and still be able to transfer out. For free. Sure, the transfer partners aren’t as good with WF as they are with Chase and Amex, but you can get the same value as you can with Cap 1 when working the mid to low tier partners.

This was very helpful! Thanks for this information.

Boycotting

The CC is a solid option, but the other two are trash for everyday spend/people.

Hey Broseph I want to edit your videos

Great info

Use Skyscanner.

How do I get the offer? I tried to sign up and they declined and gave me no reason as to why. Credit and history is good so I wanted to try again but the limited offer is no longer there…

Great video

Does the Groceries Category include Target?

What about people with a family, I can get into the lounge but my wife and kid can’t, oh wait I can pay 50 dollars 😢

Why does so many people care so much about Welcome Bonus, it’s just a one time deal and everything is down hill from there. Like the ride share , 10 dollars pre month. Why they can’t give you the whole 120 at one time and when it’s gone it’s gone.

Dude....if you CAN you should do both. Max out the Roth IRA first and put the rest into your 401k(ROTH 401k if available). Then focus on after tax accounts.

If I get a Amex gold now and get my points before a flight that I have done reserved for the end of April can I use my points to upgrade to first class and still get the $50 discount per 5000 points used even though I paid for my flight already with money and not points ? I guess what I’m asking is do I get the discount for using points to upgrade seats ?

the mattiott free night rewards are worthless.

They need to redesign and make that card metal. Looks cheap and like a Monopoly card.

The AA credit cards that Barclays has used to be U.S. Airways credit cards then American Airlines bought U.S. Airways so the Barclays cards were converted to AA cards. This is a simialr reason why Chase and Amex have Marriott cards. The Marriott credi cards that Amex has used to be Starwoods hotel cards then Marriott bought Starwoods hotels so the Starwoods hotel cards were converted to Marriott hotel cards.

Awesome Video!

Can you use this to book flights on spirit through expedia and earn rewards?

Most of the PP lounges I have been in the US have been mid at best. Maybe I was spoiled when I have AMEX Centurion lounge access.

If gas is really a big spend category for you, 2x United miles per dollar spent at gas stations isn’t great (unless you’re getting really huge value out of United miles). Tons of cards give 2x back on all purchases, and other cards will do 3, 4, or 5x back on targeted categories (like gas)

I am hopeful that there is a decent cpp transfer to AA.

Thank you just TORE my ASPIRE offer! As far as CREDIT ONE its too late for that card recently accepted and its Totally AWEFUL an experience they are shady wont accepted neither of my Checking Accounts to enable me to make payments there for TRAPPING People to have to use a Representatives to make payments with a $7.99 Charge.

75 percent starts at platinum honors not diamond.

Its a useless card.. there is no usp

Waht your insta I'd!

Venture card is a solid 2x card excellent to build miles rewards for travel! I pc’d to it two months ago happy to have it in my wallet!

My theory is that people get these cards for their ego. These folks probably couldn't care less about the benefits

Love the BCE. My hope is they will raise my limits after 60 days!

I'm in a small market, so airline cards don't really move the needle for me. I do see value in them for folks that live near a hub.

Thanks Joseph for making a detailed video on this card. Nobody has talked about these details to your extent. Thanks again!

If citi offers PP restaurants they would make up for not having lounges of their own. It would be to their benefit. Every premium card dropped PP restaurants. but if citi had it people would flock to them

A premium Citi card would likely be a game changer. People sleep on them, but they have the best earning cards with very little category overlap. I just completed the quadfecta and am currently working on the last SUB for that set up. A fifth card would be awesome.

Will we still have the option to choose having separate cards for our accounts if we prefer? Hopefully this will not be a mandatory thing, is it?

Great video

Couldn't finish because of the poor audio. Thanks tho 👍

Yea that four times a month rule is what caused me to cancel the Bilt card.

100 subs! Congrats! Appreciate your content!

Around 2 min there’s an annoying shuffling sound. I’d remove that. Makes it unbearable to watch: listen

Cool video, I was thinking about getting one of the Amex cards. It sounds like there's something scratching in the audio which makes it a bit hard to listen. Otherwise interesting change

I just got approved for this card. Going to try it out then I’ll make a video for it. I sub to you to help you grow if you don’t mind doing the same. Keep up the good work!

So many other cards out there that have much better multipliers. Chase is behind the times. The ONLY thing they have is the portal boosts and Hyatt.